Academic literature on the topic 'Regional bank'

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Journal articles on the topic "Regional bank"

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Aliyah, Hikmatul, Denia Maulani, and Asti Marlina. "Efficiency Analysis of Sharia Regional Development Banks in Indonesia Using Two-Stages Data Envelopment Analysis." Moneter: Jurnal Keuangan dan Perbankan 11, no. 1 (2023): 102–9. http://dx.doi.org/10.32832/moneter.v11i1.172.

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The main objective of this study is to evaluate the efficiency level of Sharia Regional Development Banks between 2014 and 2017 using the Data Envelopment Analysis (DEA) method. The efficiency analysis results indicate that the efficiency level of Sharia Regional Development Banks during the study period from 2014 to 2017 was quite fluctuating. In 2014, five Sharia Regional Development Banks showed inefficiency, namely Bank DIY Syariah, Bank Jateng Syariah, Bank Jatim Syariah, Bank Kalsel Syariah, and Bank NTB Syariah. In 2015, four Sharia Regional Development Banks showed inefficiency, namely
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Satria Tirtayasa, Lailan Safina Hasibuan, and Afif. "COMPARATIVE ANALYSIS OF COMPETITIVE STRATEGIES WITH BCG MATRIX APPROACH AT REGIONAL DEVELOPMENT BANKS." International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) 1, no. 3 (2023): 128–39. http://dx.doi.org/10.61990/ijamesc.v1i3.15.

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This study aimed to determine the position of each regional development bank using bcg matrix approach and then analyze the comparison of competing strategies. Strategy analysis with bcg matrix, using market growth and relative market share as variables. The method of analysis is quantitative descriptive. Banks that became the object of research are the top five regional development banks based on the total assets of the population of 27 regional development banks in Indonesia. To determine the position of regional development banks that became the object of research, bcg matrix analysis was p
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Raghavan, Vikram. "The World Bank and Regional Development Banks." Proceedings of the ASIL Annual Meeting 110 (2016): 273–77. http://dx.doi.org/10.1017/s0272503700103210.

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Celik, Ismail Erkan, Umit Hacioglu, and Hasan Dincer. "Regional Development and Effects of Investment Banks." International Journal of Finance & Banking Studies (2147-4486) 2, no. 1 (2016): 48. http://dx.doi.org/10.20525/ijfbs.v2i1.641.

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<p>The World Bank is the most important financier for international investment. The bank opens credits mostly for investment projects in developing countries. Turkey has received various investment credits since its membership to the World Bank on March 11, 1947. The credits were used for economic and social domains. Turkey has also been granted credits from the European Investment Bank (EIB). The credits received are composed of micro credits that belong to small and medium enterprises (SMEs). A regional development bank, Islamic Development Bank, has also received credits through Eximb
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Iman, Nofie. "Traditional banks against fintech startups: a field investigation of a regional bank in Indonesia." Banks and Bank Systems 14, no. 3 (2019): 20–33. http://dx.doi.org/10.21511/bbs.14(3).2019.03.

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This research examines the way in which traditional banks are competing against the emerging fintech startups. This study identifies driving factors and uniqueness that illustrate the peculiar characteristics of incumbents, analyzes their internal readiness and capabilities, and examines their strategic response against fintech startups. In doing so, this paper examines Small Town Bank (STB)1, a regional bank in Indonesia, regarding its ability to innovate. Data are obtained from primary sources through internal and external questionnaires, as well as secondary data. The results of the study i
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El ISLAMI, MUHAMMAD FATCHULLAH, and MUHAMAD IKBAL. "ASSESSING THE HEALTH OF REGIONAL DEVELOPMENT BANKS THROUGH CAMELS METHOD." Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan 9, no. 1 (2024): 1. http://dx.doi.org/10.15548/al-masraf.v9i1.862.

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Using the CAMELS method, this study aims to compare the health of two regional development banks, Bank Jatim and Bank Jateng. The findings will inform government regulations, internal bank policies, investor decisions, academic literature, and public savings choices. It employs a descriptive quantitative approach, analyzing financial statement data from 2017 to 2021. Bank Jatim demonstrates better health than Bank Jateng, particularly in asset quality, profit margin, liquidity, and market risk sensitivity. However, both banks share similar capital and management qualities. Unlike previous rese
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Kumamoto, Masao, and Juanjuan Zhuo. "Bank Lending Channel in Transmission of Monetary Policy in Japan, 2000–2012: The Sign Restrictions VAR Approach." Applied Economics and Finance 4, no. 2 (2017): 87. http://dx.doi.org/10.11114/aef.v4i2.2137.

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This paper investigates empirically whether the bank lending channel of monetary policy existed in Japan from 2000 to 2012. We employ the sign restrictions VAR approach to deal with the identification problem. In particular, we focus on the differential effects of a quantitative easing monetary policy regardless of bank (City banks vs. Regional banks) and firm (all enterprises vs. small and medium-sized enterprises-SMEs) size. Our impulse response function analyses show that following a quantitative easing monetary policy shock, the lending of Regional banks increases more than that of City ba
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Badylevich, Roman V., and Elena A. Verbinenko. "Improving the efficiency of regional banks in the regions of the Russian Arctic by optimizing interaction with authorities." Север и рынок: формирование экономического порядка 25, no. 3/2022 (2022): 121–33. http://dx.doi.org/10.37614/2220-802x.3.2022.77.008.

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The article is devoted to the analysis of ways to improve the efficiency of regional banks in the regions of the Russian Arctic. The approaches to the allocation of regional banking structures and the features of the organization of their activities are considered. Based on the analysis of the research of the leading authors, the positive influence of regional banks on the stability of socio-economic systems of the subjects of the Russian Federation, as well as on financial support for the implementation of regional economic processes, confirmed the thesis on the effectiveness of the implement
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Osi, Indah, Sugeng Prayitno, Iqra Wiarta, and Endah Tri Kurniasih. "Analisis Rasio Keuangan Bank Pembangunan Daerah di Indonesia (Studi Empiris pada Bank Jambi Periode 2017 s/d 2019)." J-MAS (Jurnal Manajemen dan Sains) 5, no. 2 (2020): 285. http://dx.doi.org/10.33087/jmas.v5i2.196.

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The regional development bank is part of the financial services industry in Indonesia. Regional development banks in addition to intermediation in the financial system also have an important role for the region, namely as a source of income for the region. That is why a good asset quality assessment is required in order for the regional development bank to provide dividends and survive in the financial services industry. This research aims to find out and analyze the asset quality of regional development banks in Indonesia with case studies on jambi regional development bank or commonly abbrev
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Hidayati, Laela Asri, and Susi Retna Cahyaningtyas. "Comparative Analysis of the Financial Performance of Regional Development Banks before and after Conversion to Islamic Banks." Oblik i finansi, no. 1(103) (2024): 147–56. http://dx.doi.org/10.33146/2307-9878-2024-1(103)-147-156.

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In Indonesia, the government encourages converting conventional regional development banks into sharia regional development banks. Such banks should become the driving force and the stimulator of a sharia ecosystem in the region, especially to support the development of regional economic potentials and to become a prosperous and peaceful country. This study aims to analyze the financial performance of regional development banks that have become sharia regional development banks to identify their ability to continue to provide economic growth in the region. Considering the results of previous s
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Dissertations / Theses on the topic "Regional bank"

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Hadi, Abdul. "An Assessment of the performance of regional rural banks (RRBS) in West Bengal with special reference to Murshidabad Gramin Bank." Thesis, University of North Bengal, 2004. http://hdl.handle.net/123456789/219.

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Pisaneschi, Maria L. "Significance of the European Investment Bank." [Tampa, Fla.] : University of South Florida, 2004. http://purl.fcla.edu/fcla/etd/SFE0000298.

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Das, Ranjit Kumar. "Problems and prospect of regional rural banks : a case study of Uttar Banga Khetriya Gramin Bank." Thesis, University of North Bengal, 1998. http://hdl.handle.net/123456789/229.

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Chantapong, Saovanee. "Banks, financial development and regional growth : evidence from Thailand /." Frankfurt am Main [u.a.] : Lang, 2006. http://www.gbv.de/dms/zbw/510469892.pdf.

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Chatterjee, Sekhar. "Regional rural bank and agricultural credit: a critical evaluation; with special reference to Uttarbanga Kshetriya Gramin Bank." Thesis, University of North Bengal, 2008. http://hdl.handle.net/123456789/1299.

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Kahn, Samantha. "Using Regional Food Bank Resources To Best Serve Communities In Need." Thesis, Saint Mary's College of California, 2015. http://pqdtopen.proquest.com/#viewpdf?dispub=1599735.

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<p> The Regional Food Bank (RFB) serves one in five residents of a large northern California county by distributing free food, providing training, and supporting about 200 food pantries. Additionally, the RFB acts as a referral service to individuals needing food assistance through its Food Help Line. The purpose of this leadership project was to investigate how the RFB can better serve communities by examining the communities the pantries serve. Two RFB staff members, the director of a food pantry, and myself used action research method in four cycles as our learning process. The first cy
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Amjad, Urooj Quezon. "Water, Conflict, & Cooperation: Ramallah, West Bank." Thesis, Virginia Tech, 1999. http://hdl.handle.net/10919/31563.

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Conclusions of this case study on Ramallah imply that an effective water management strategy will have a dual intent: incorporate â trickle-upâ municipal level water management strategies and integrate conflict reduction measures. This study finds that Ramallahâ s cooperation with the Palestinian Authority and environmental Non-governmental organizations has a strong influence on water management and water conflict alleviation. Palestinian municipal and regional water management processes, can potentially contribute to effective water management and water conflict reduction between Israeli
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Miškufová, Beáta. "Politika regionálnych rozvojových bank: ich sektorové zameranie." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-136346.

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The thesis presents an overview of selected regional development banks in the world. It focuses on the sectoral specifics and searches similarities and differences among selected regional development banks. The first chapter describes selected regional development banks and their organizational structure, functions and activities. The second section compares the sectoral focus of three regional development banks and their selected development projects. The third chapter mentions the cooperation among regional development banks, other international organizations, countries, and other contempora
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Sano, Ryuhei Bello Walden. "An analysis on ICT policy for development by regional development banks : a case study of the inter-american development bank /." Abstract, 2006. http://mulinet3.li.mahidol.ac.th/thesis/2549/cd394/4837420.pdf.

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Fritsch, Markus. "Restructuring the banking value chain : effects of regional diversification and sourcing on bank performance /." Frankfurt a.M, 2008. http://opac.nebis.ch/cgi-bin/showAbstract.pl?sys=000253336.

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Books on the topic "Regional bank"

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Jha, Markandeya. Lead bank scheme and regional development. Deep & Deep Publications, 1988.

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Graddy, Duane B. Managing commercial banks: Community, regional, and global. Prentice Hall, 1990.

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Graddy, Duane B. Managing commercial banks: Community, regional, and global. Prentice Hall International, 1990.

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Statistical Office of the European Communities., ed. REGIO, regional data bank: Description of contents. Office for Official Publications of the European Communities, 1996.

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Lagemann, Eugenio. O Banco Pelotense & o sistema financeiro regional. Mercado Aberto, 1985.

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Hughes, A. V. Facing reality: Options and strategies for the Pacific Islands Development Bank : regional. ESCAP/POC United Nations ESCAP Pacific Operations Centre, 1998.

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David, Vera, Corbett Jenny, and Australia-Japan Research Centre, eds. Capital injection, restructuring targets and personnel management: The case of Japanese regional banks. Australia-Japan Research Centre, 2011.

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Yoshikuni, Shinichi. The Basel process and regional harmonisation in Asia. Australia-Japan Research Centre, 2002.

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Mukhopadhyay, Kasturi. The SAARC Regional Seed Bank: A case study for India. CUTS International, 2013.

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Akintola-Arikawe, J. Olafioye. Central development banking and Nigerian manufacturing: The role of NIDB in regional development perspective. University of Lagos Press, 1990.

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Book chapters on the topic "Regional bank"

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Luzio-Santos, Luís Miguel, Nicole Cerci Mostagi, Bernardo Carlos Spaulonci Chiachia Oliveira, and Juliana Nakamura Gallassi. "Palmas Community Bank." In Regional Development and Forgotten Spaces. Routledge, 2023. http://dx.doi.org/10.4324/9781003190592-9.

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Wesley, Michael. "The Asian Development Bank." In The Regional Organizations of the Asia-Pacific. Palgrave Macmillan UK, 2003. http://dx.doi.org/10.1057/9781403944023_2.

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Gup, Benton E., David C. Cheng, Larry D. Wall, and Kartono Liano. "Regional Differences in Bank Merger Pricing." In Bank Mergers: Current Issues and Perspectives. Springer Netherlands, 1989. http://dx.doi.org/10.1007/978-94-009-2524-3_3.

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Griffith-Jones, Stephany, and Marco Carreras. "The Role of European Investment Bank (EIB) and National and Regional Development Banks in the Green Transformation." In Climate Change in Regional Perspective. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-49329-4_6.

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AbstractThis chapter examines the important role that can be played by national and regional development banks in the green transformation. Our focus is on the European Investment Bank (EIB), but we argue that EIB’s effective mechanisms to fund the initiatives of the European Green Deal can be diffused worldwide to other regional and national banks, including in Latin America. Carbon shadow carbon pricing, green taxonomy, climate roadmap, and new instruments such as venture debt constitute experiences that can be drawn on by Latin American and other countries.
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Yu, Hong. "Asian Infrastructure Investment Bank’s Role in Regional Infrastructure Financing." In Understanding China’s Belt and Road Initiative. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-99-9633-9_9.

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Dian, Matteo, and Silvia Menegazzi. "The Asian Infrastructure Investment Bank." In New Regional Initiatives in China’s Foreign Policy. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-75505-2_3.

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Amoah, Lordina, Ebenezer Bugri Anarfo, Janet Talata Abor, and Joseph G. Nellis. "The Role of Regional Development Banks: Comparing African Development Bank and Asian Development Bank." In Perspectives on Development Banks in Africa. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-59511-0_13.

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Uno, Akira. "Institutional Designs for the Reorganization of the Three Privatized Banks and Regional Banks." In Japan Post Bank. Springer Singapore, 2020. http://dx.doi.org/10.1007/978-981-15-1408-1_5.

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Tagirova, E. R. "Key Indicators of Regional Bank Activities: From Theory to Practice." In Regional Economic Development in Russia. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-39859-0_8.

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Ibanez, Pablo, Gustavo Westmann, and Fabiola Lana Iozzi. "Territorial Planning and Regionalization in Brazil: Empirical Consolidation and the Role of the National Development Bank." In Practices in Regional Science and Sustainable Regional Development. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-2221-2_5.

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Conference papers on the topic "Regional bank"

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Gill, Amit, Manabu Kawashima, Joshua Panganiban, and Maddegedara Lalith. "Development of a 1:1 scale Multi-region Agent-based Economic Model for Estimating Economic Impacts of Infrastructure Damages." In IABSE Symposium, Tokyo 2025: Environmentally Friendly Technologies and Structures: Focusing on Sustainable Approaches. International Association for Bridge and Structural Engineering (IABSE), 2025. https://doi.org/10.2749/tokyo.2025.0461.

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&lt;p&gt;We develop a 1:1 scale multi-region agent-based economic model (MR-ABEM), capable of simulating large national economies as a collection of regional/prefectural/state economies, for estimating the economic impacts of disasters. At the core, the MR-ABEM consists of several agent- based economic models (ABEMs), one for each region (e.g., a prefecture in case of Japan), which interact among themselves through exchange of labour and goods. Each regional economy is modelled at 1:1-scale and consists of thousands of firms belonging to hundreds of industries, thousands of foreign firms, mill
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Zenchenko, Svetlana, Inessa Penkova, and Alexey Zaytsev. "Financial risk-processing in a regional bank." In International Scientific Conference "Competitive, Sustainable and Secure Development of the Regional Economy: Response to Global Challenges" (CSSDRE 2018). Atlantis Press, 2018. http://dx.doi.org/10.2991/cssdre-18.2018.48.

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Рамзаева, Екатерина Петровна. "MODERN FINANCING INNOVATION PROBLEMS USING BANK FINANCING." In Социально-экономические и гуманитарные науки: сборник избранных статей по материалам Международной научной конференции (Санкт-Петербург, Октябрь 2020). Crossref, 2020. http://dx.doi.org/10.37539/seh293.2020.56.88.003.

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В статье проанализированы основные проблемы финансирования региональных инноваций с помощью банковского кредитования. Предложено модифицировать банковскую систему с целью более активного вовлечения региональных банков в процесс кредитования инновационной деятельности. The article analyzed financing of regional innovations through bank loan. Proposed to modify banking system to active involvement regional banks in the process of lending to innovative activities.
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Thuda, Audy, Harjanto Prabowo, and Mohammad Hamsal. "Does digital banking elevate bank competitiveness? A Case in Indonesia Regional Development Bank." In ICEME 2023: 2023 the 14th International Conference on E-business, Management and Economics. ACM, 2023. http://dx.doi.org/10.1145/3616712.3616752.

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Salomatina, Sofya A. "The Oryol Commercial Bank, railways and agricultural export in the Central Black Earth Region in the second half of the 19th century." In Торговля, купечество и таможенное дело в России в XVI–XX веках. ИПЦ НГУ, 2023. http://dx.doi.org/10.31518/tktdr-35-2023-13.

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The article is devoted to the banking infrastructure that served agricultural exports in the second half of the 19th century on the example of the Oryol Commercial Bank and the Oryol province. The author briefly presents the results of a completed scientific project, during the implementation of which it was proved that the Orel Commercial Bank, based on one of the largest export roads, back in the 1870s (20 years earlier than the State Bank’s branches) made a bet on all types of banking services for agriculture. The servicing of commodity-money flows in the western direction absolutely domina
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Arini and Satia Nur Maharani. "The Practice of Disclosing Sustainability Reports on Bank Performance: Maqashid Shariah Perspective." In 7th Regional Accounting Conference (KRA 2020). Atlantis Press, 2021. http://dx.doi.org/10.2991/aebmr.k.210416.042.

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BUZOIANU, Ovidiu Andrei Cristian, Oana IACOB PARGARU, Irina Elena PETRESCU, and Radu Alexandru CHIOTAN. "ORGANIZATION AND FUNCTIONING OF COMMERCIAL BANKS IN ROMANIA – TRANSYLVANIA BANK." In INTERNATIONAL MANAGEMENT CONFERENCE. Editura ASE, 2024. http://dx.doi.org/10.24818/imc/2023/04.10.

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With the development of the industry, they have the term of short credit operations of the production cycle. The credit term gradually increased, part of the Bank's resources began to be invested in fixed capital, securities, etc., thus the term "commercial" in the notion of bank has lost its original meaning. Now, this term implies the "business" character of the bank, its orientation towards serving all economic agents regardless of the sphere of activity. In the modern market economy, the activity of commercial banks has a major role with all their connections with the sectors of the econom
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Antipin, D. A., and M. L. Bagaynikov. "State and Bank Financing of Innovations: Federal and Regional Aspects." In Proceedings of the Internation Conference on "Humanities and Social Sciences: Novations, Problems, Prospects" (HSSNPP 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/hssnpp-19.2019.150.

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Defung, Felisitas, Syarifah Hudayah, and Ardi Paminto. "Assessing of Bank Soundness by Risk Profile, Earnings and Capital: Regional Development Bank Case Study in Indonesia." In Proceedings of the 2019 International Conference on Organizational Innovation (ICOI 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/icoi-19.2019.36.

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Regmi, Sanjeev, and Ranjan Kumar Dahal. "Kinematic and block theory analysis in dolomitic rockmass for dam-site stability." In 4th European Regional Conference of IAEG. University of Zagreb Faculty of Civil Engineering, 2024. https://doi.org/10.5592/co/euroengeo.2024.131.

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In the realm of dam-site slope stability assessments, an integrated approach utilizing both kinematic and block theory offers robust and comprehensive insights. While each theory possesses its own strengths and limitations, their combined application yields a more holistic understanding of potential failure mechanisms and enhances risk mitigation strategies. Kinematics analysis evaluates the potential movement of individual rock blocks within the rockmass, based on the orientation and properties of discontinuities whereas Block theory analyzes their stability under various loading conditions,
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Reports on the topic "Regional bank"

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Wainaina, Betty. Regional development banks in the broader multilateral development bank reforms. UNU-WIDER, 2025. https://doi.org/10.35188/unu-wider/gddi3581.

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Boddin, Dominik, Daniel Marcel te Kaat, and Kasper Roszbach. Cross-Border Bank Flows, Regional Household Credit Booms, and Bank Risk-Taking. Asian Development Bank, 2025. https://doi.org/10.22617/wps250175-2.

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Atuesta, Laura, and Juan Manuel Puerta. IDB-9: Competitive Regional and Global International Integration. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0010513.

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Trade and regional integration in Latin America and the Caribbean (LAC) have been constant goals of the Inter-American Development Bank (IDB, or Bank) since its inception. While the Bank has historically had a very active role in policy discussions with and technical assistance to countries on these issues, it has not had a substantial regional lending program in this area. Indeed, the trade and integration portfolio is divided between the nonlending part, mostly led by the Trade and Integration Sector, and the infrastructure integration part (where the bulk of the lending is concentrated), le
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Venables, Anthony J. Regional Disparities in Regional Blocs: Theory and Policy. Inter-American Development Bank, 2005. http://dx.doi.org/10.18235/0011146.

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The objectives of this paper are to explore the forces that may create disparities within a regional bloc and to assess their implications for policy. The thesis we will argue is that it is quite possible for regional integration to create disparities. Indeed, we expect it to encourage differences in the economic structures of countries, and should not be surprised if these are sometimes also associated with difference in factor prices and income levels. However, the policy response to such integration induced disparities is, loosely stated, more integration. This paper was prepared for the In
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Ana Kristel, Lapid, Rogelio Mercado Jr, and Peter Rosenkranz. Concentration in Asia’s Cross-Border Banking: Determinants and Impacts. Asian Development Bank, 2021. http://dx.doi.org/10.22617/wps210170-2.

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Regional banking systems in Asia and the Pacific are not only increasingly integrated but also tend to be concentrated to a few counterparties only, exposing the region to financial risk and policy spillovers. This study assesses the determinants and impacts of the region’s cross-border banking concentration. It constructs and analyzes cross-border bank concentration measures for 47 economies in Asia and the Pacific from 2000 to 2019. Results suggest that higher capital account, trade openness, and per capita income are significantly associated with lower cross-border bank concentration. Moreo
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Antunes, Pedro Eiras. European Investment Bank (EIB): A Long Term Presence in Portugal. Inter-American Development Bank, 2005. http://dx.doi.org/10.18235/0006722.

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Presentation delivered during the event "Experiencias de Provisión y Financiamiento de Infraestructura bajo Alianzas Publico-Privadas", held at the Inter-American Development Bank headquarters, Washington D.C., USA, December 8-9, 2005. It describes the relationship between Portugal and the European Investment Bank. The former has been wholly classified as a regional development area and, as a consequence, all loans have benefited from the "Regional Development" eligibility criteria, allowing for maximization of lending in proportion to eligible project costs.
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Saavedra, José Jorge. Regional Policy Dialogue: Innovation in the Service Sector: Opportunities for the Caribbean. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0006917.

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This presentation was performed for the Regional Policy Dialog meeting in Belize City, on December 5th, 2011. It provides facts and figures related to the state of the service sector in the Caribbean as well as the Compete Caribbean initiative. This initiative is a private sector development program that provides technical assistance grants and investment funding to support productive development policies, business climate reforms, clustering initiatives and Small and Medium Size Enterprise (SME) development activities in the Caribbean region. The program, jointly funded by the Inter-American
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Elvery, Joel A. Introduction to Cleveland Fed Summary of Regional Conditions and Expectations (SORCE). Federal Reserve Bank of Cleveland, 2024. http://dx.doi.org/10.26509/frbc-ddb-20241125.

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This District Data Brief introduces the Cleveland Fed Summary of Regional Conditions and Expectations (SORCE) indexes, which provide a timely summary of economic conditions in the Fourth Federal Reserve District. The SORCE is based on a Bank survey of business and community leaders about regional economic conditions.
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Casado, Alejandro, and David Martínez-Miera. Local lending specialization and monetary policy. Banco de España, 2024. http://dx.doi.org/10.53479/37912.

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We provide evidence that bank loan supply reactions to monetary policy changes are market-specific, emphasizing the importance of banks’ local specialization. We analyze the U.S. mortgage market and find that when monetary policy eases, banks increase new mortgage lending growth more in markets in which they are geographically specialized relative to other markets and banks. This holds after controlling for local lending opportunities and (unobservable) bank differences. Further empirical findings, supported by a simple model, suggest that banks face market-specific differences in lending adva
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Williams, Aaron, and John Shelley. Effects of bank stabilization on Regional Sediment Management : lessons learned from the Kansas River and Grand River Basins. Engineer Research and Development Center (U.S.), 2020. http://dx.doi.org/10.21079/11681/35313.

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