Log in

Relevant bibliographies by topics / Regulation the profit of banks / Journal articles

To see the other types of publications on this topic, follow the link: Regulation the profit of banks.

Journal articles on the topic 'Regulation the profit of banks'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Regulation the profit of banks.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Reddy, Nischala, Ben Le, and Paula Moore. "The Effect of Cross-Listing, Institutional Ownership, External Monitoring, and Capital Stringency Regulation on Bank Performance: A Comparison of Developed and Developing Economies." Journal of Finance Issues 21, no. 1 (2023): 13–47. http://dx.doi.org/10.58886/jfi.v21i1.5693.

Full text

Abstract:

A bank listed on a single exchange must endure complex rules and high compliance costs. Those rules and costs are magnified when a bank decides to cross-list on multiple exchanges especially when the exchanges are in countries with varying degrees of development. We study the impact of cross-listing, institutional ownership, external monitoring, and capital stringency regulation on banks’ performance in developed and developing economies. The effect of cross-listing from a more developed to a less developed country differs from the effect of cross-listing in the opposite direction. We find tha

APA, Harvard, Vancouver, ISO, and other styles

2

Xu, Jingwen. "A Comprehensive Analysis of the Effects of Capital Regulation and Heterogeneity on Bank Efficiency." Proceedings of Business and Economic Studies 4, no. 5 (2021): 111–16. http://dx.doi.org/10.26689/pbes.v4i5.2639.

Full text

Abstract:

This article analyzes the impact of capital regulation on bank efficiency using panel data from 165 commercial banks in China from 2013 to 2019. The results indicate that cost efficiency changes slightly and profit efficiency fluctuates greatly. Under the pressure of capital regulation, the profit efficiency of commercial banks with sufficient capital improves, while profit efficiency of banks with insufficient capital decreases slightly, and the cost efficiency of all commercial banks increases. Based on the heterogeneity analysis of banks, it is found that the cost efficiency and profit effi

APA, Harvard, Vancouver, ISO, and other styles

3

Killins, Robert Neil, David W. Johnk, and Peter V. Egly. "The impact of financial regulation policy uncertainty on bank profits and risk." Studies in Economics and Finance 37, no. 4 (2019): 725–52. http://dx.doi.org/10.1108/sef-05-2019-0169.

Full text

Abstract:

Purpose The purpose of this paper is to explore the impact of financial regulation policy uncertainty (FRPU) on bank profit and risk. Design/methodology/approach This study applies dynamic panel techniques and uses the Baker et al. (2016) FRPU index and macroeconomic variables to assess FRPU’s impact on bank profit and risk using Federal Deposit Insurance Corporation call reports from Q1 2000 to Q4 2016 for over 4,760 commercial banks. Findings The effect of FRPU on profitability (Return on Assets [ROA] and Return on Equity [ROE]) and risk (standard deviation of ROA and ROE) produces complex r

APA, Harvard, Vancouver, ISO, and other styles

4

Gnezditskaia, A. "Russian banks’ profit strategies: the evidence from various types of banks." Communist and Post-Communist Studies 36, no. 2 (2003): 163–91. http://dx.doi.org/10.1016/s0967-067x(03)00024-2.

Full text

Abstract:

This paper offers an analysis of profit strategies pursued by Russian banks depending on their ownership type, including federal state banks, banks of mixed ownership, banks connected to enterprises producing for the final consumers, and regional pocket banks owned by one particular business group or enterprise. The paper outlines a set of factors that capture a range of potential hindrances on the way to banks’ involvement in Russian economy. It traces how the characteristics of the state regulation and peculiarities of the economic sectors affect the proliferation of certain type of banks—po

APA, Harvard, Vancouver, ISO, and other styles

5

Joia, Arthur José Cunha Bandeira de Mello, Lucas Ayres Barreira de Campos Barros, and Marcelo Daniel Araujo Ermel. "Taxes, Leverage, and Profit Shifting in Banks." Economies 12, no. 10 (2024): 263. http://dx.doi.org/10.3390/economies12100263.

Full text

Abstract:

The goal of this research is to investigate whether taxation affects the leverage decisions of banks and if the response of leverage to tax increases depends on profit-shifting opportunities available to individual banks. This topic remains controversial since it is often believed that banking regulation is such an essential driver of leverage choices that little room is left for other considerations studied in the corporate finance literature. Using a difference-in-differences setup encompassing the period from 2006 to 2017, we exploit two exogenous income tax rate increases applicable to 225

APA, Harvard, Vancouver, ISO, and other styles

6

Das, Joy, and Parag Shil. "Commercial Banks in Indian Mutual Fund Industry: A Study on Profitability of Banks Vis-à-vis Their Mutual Fund Business." Indian Economic Journal 66, no. 1-2 (2018): 89–99. http://dx.doi.org/10.1177/0019466219864467.

Full text

Abstract:

The present study examined the performance of public sector commercial banks in mutual fund industry in terms of profitability for the period from March 2007 to March 2016. Banks, which were used as an agent by the government to bring changes in the economic scenario of the country and for which most of the larger banks were nationalised in a phased manner, were not performing well during the 1980s and their profits and deposits started to decline. As a result, the Government of India amended the Banking Regulation Act in 1984, to give a wider scope to the banks in terms of business. Many publ

APA, Harvard, Vancouver, ISO, and other styles

7

Firdaus, Fahmi, Agnes Febiola, and Silvana Faiqoh. "Ketegasan Regulasi Laporan Ketaatan Syarian dalam Optimalisasi Financial Technology Lembaga Keuangan Syariah." Perisai : Islamic Banking and Finance Journal 1, no. 3 (2017): 227. http://dx.doi.org/10.21070/perisai.v1i3.1173.

Full text

Abstract:

Financial Technology in the digital era becomes an opportunity as well as a challenge for Islamic banks as one of Sharia Financial Institutions. Financial Technology for the customers. However, the current role of sharia banks has not been able to shift the position of conventional banks that are more inclusive, Islamic banks that can not guarantee the true quality of sharia. Regulations on the Sharia Compliance Report are not clearly identified as significant differentiators from conventional bank practices. The Weakness of Regulation of Bank Indonesia Regulation Number 10/16 / PBI / 2008 Art

APA, Harvard, Vancouver, ISO, and other styles

8

Alina, Gulzhan, Liudmyla Zhurakhovska, Gulnar Dugalova, Zhuldyz Utegenova, Balnur Omarova, and Yerzhan Murzatayev. "Risk-based regulation and supervision of second-tier banks: experience of EU countries." Business: Theory and Practice 25, no. 2 (2024): 548–62. http://dx.doi.org/10.3846/btp.2024.19604.

Full text

Abstract:

The aim of the study was to determine the impact of increased capital adequacy standards of second-tier banks on their performance. The study is based on second-tier banks of EU member states, as these countries are the first to implement the Basel Committee recommendations, so their experience should be studied and taken into account when building risk-based regulation of second-tier banks of Ukraine and Kazakhstan. The study covers the period of 2009–2022, as the Basel III regulations were adopted after 2008, and they began to operate for the second-tier banks of EU member states in 2013. Th

APA, Harvard, Vancouver, ISO, and other styles

9

Nichols, Mark W., and Jill M. Hendrickson. "Profit Differentials Between Canadian and U.S. Commercial Banks: the Role of Regulation." Journal of Economic History 57, no. 3 (1997): 674–96. http://dx.doi.org/10.1017/s0022050700019094.

Full text

Abstract:

Using annual data on nationally chartered U.S. and Canadian banks from 1929 to 1989, this article empirically evaluates the impact of various regulations on bank profitability. An intercountry comparison reveals that the less restrictive regulatory environment in Canada has historically resulted in higher bank profits. Specifically, higher leverage, greater securities investment and lending opportunities, and the freedom to establish branch units all significantly contribute to higher bank profitability in Canada. Evidence presented also shows that U.S. banks would have been more profitable ov

APA, Harvard, Vancouver, ISO, and other styles

10

Wu, Jun, Liyuan Yue, Na Li, and Qianqian Zhang. "Financing a Capital-Constrained Supply Chain under Risk Regulations: Traditional Finance versus Platform Finance." Sustainability 16, no. 17 (2024): 7268. http://dx.doi.org/10.3390/su16177268.

Full text

Abstract:

Small- and medium-sized enterprises (SMEs) frequently face challenges in obtaining financial assistance from traditional banks. Platform Supply Chain Finance (PSCF) has emerged as a promising solution for financing issues among SMEs, with an added focus on integrating sustainability aspects. This study focused on a two-tier supply chain as its primary research topic to find strategies to enhance supplier financial viability and improve the efficiency and profitability of the main manufacturing enterprise. In this study, we establish three distinct hypotheses corresponding to the three models i

APA, Harvard, Vancouver, ISO, and other styles

11

Ascarya, Ascarya, and Diana Yumanita. "MENCARI SOLUSI RENDAHNYA PEMBIAYAAN BAGI HASIL DI PERBANKAN SYARIAH INDONESIA." Buletin Ekonomi Moneter dan Perbankan 8, no. 1 (2007): 7–43. http://dx.doi.org/10.21098/bemp.v8i1.127.

Full text

Abstract:

The lack of the profit and loss sharing (PLS) financing or the domination of the Non-PLS financing, especially murabahah, is a global phenomenon in Islamic banks everywhere. This paper analyses the problem in Indonesia using Analytic Network Process (ANP) methodology, preceeded with a focus group discussion (FGD) and an indepth interview with scholars and practitioners of Islamic banking to fully understand the problem and to develop an appropriate ANP network.The cause of this problem can be grouped into four aspects, namely 1) internal of the Islamic bank; 2) customer; 3) regulation; and 4)

APA, Harvard, Vancouver, ISO, and other styles

12

Zeb, Shumaila, and Abdul Sattar . "Financial Regulations, Profit Efficiency, and Financial Soundness: Empirical Evidence from Commercial Banks of Pakistan." Pakistan Development Review 56, no. 2 (2017): 85–103. http://dx.doi.org/10.30541/v56i2pp.85-103.

Full text

Abstract:

The purpose of this paper is threefold. First, it measures profit efficiency and financial stability of commercial banks of Pakistan. Second, it empirically estimates the effect of the already implemented financial regulations on the profit efficiency and financial stability of banks. Third, it examines the differential effect of financial regulations on profitability and financial soundness across bank size. To carry out the empirical analysis, a balanced bank-level panel data covering the period 2008-2014 is used. To gauge the profit efficiency of commercial banks, Data Envelopment Analysis

APA, Harvard, Vancouver, ISO, and other styles

13

Lee, Seok Weon. "Regulatory regimes and bank behavior." Risk Governance and Control: Financial Markets and Institutions 1, no. 4 (2011): 31–38. http://dx.doi.org/10.22495/rgcv1i4art3.

Full text

Abstract:

The purpose of this paper is to examine how the risk-taking behavior differed between Korean regional banks and national banks for the two different regulatory regimes; a very loose regulation period (1994-1997) and a very tightened regulation period (1998-2005). From the panel analysis over the period 1994-2005, we found that regional banks took riskier strategies than national banks when banking regulations are loose. Moreover, their higher risk-taking contributed to higher profit under the period of loose regulation. However, after the banking regulations were tightened after financial cris

APA, Harvard, Vancouver, ISO, and other styles

14

Stubelj, Igor, Aleš Trunk, Barbara Švagan, and Suzana Laporšek. "Productivity Change in the CEE Commercial Banks during a Period of Restricted Bank Regulation and Stable Economic Growth." Economies 11, no. 10 (2023): 260. http://dx.doi.org/10.3390/economies11100260.

Full text

Abstract:

The paper studies the productivity change of the commercial banks in the CEE countries over the post-crisis period 2013–2018. The productivity change is measured by the Malmquist Productivity Index and its sub-components, applying two approaches—the asset-oriented and profit-oriented intermediation approaches. The analysis uses data from a balanced panel of 181 commercial banks in 11 CEE countries. We find that commercial banks’ productivity, measured with the asset-oriented intermediation approach, decreased in most of the CEE countries over 2013–2018, with a decline ranging, on average, from

APA, Harvard, Vancouver, ISO, and other styles

15

Sabrina, Sabrina, and M. Shabri Abd Majid. "The Reluctance Phenomenon of Islamic Banks to Offer Profit-Loss Sharing Financing." JEJAK 13, no. 2 (2020): 242–64. http://dx.doi.org/10.15294/jejak.v13i2.23891.

Full text

Abstract:

This study contributes to the existing literature on the phenomenon of lower valume of Profit-Loss Sharing (PLS)-based products offered by Islamic banks by comprehensively discussing and analyzing the issue from the internal, external, and regulation perspectives, taking the case of PT. Bank Aceh Syariah (BAS) in Indonesia. Using a grounded theory approach, this study interviews selected informants who are knowledgeable in Islamic economics, banking, and financial theories and practices, including experts, practitioners, customers, and regulators. Viewed from three aspects, namely: internal, e

APA, Harvard, Vancouver, ISO, and other styles

16

Lee, Tung-Hao, and Shu-Hwa Chih. "Does financial regulation affect the profit efficiency and risk of banks? Evidence from China's commercial banks." North American Journal of Economics and Finance 26 (December 2013): 705–24. http://dx.doi.org/10.1016/j.najef.2013.05.005.

Full text

APA, Harvard, Vancouver, ISO, and other styles

17

Iskandar, Razali, and Sjafruddin. "Integration of Islamic Social Finance and Commercial Finance to Support Indonesia's Sustainable Development." Proceedings of International Conference on Social Science, Political Science, and Humanities (ICoSPOLHUM) 3 (January 8, 2023): 00016. http://dx.doi.org/10.29103/icospolhum.v3i.148.

Full text

Abstract:

The purpose of this study is to identify a model of integration between Islamic Social Financial Institutions and Islamic Banks as Commercial Financial Institutions. The integration under consideration is risk management from Islamic Bank financing via the advantages that are organically owned by Islamic Social Finance. The achievement of the ideal model in this research will promote inclusive access to Islamic banking for small debtors. The exploratory descriptive method was employed in this study. The descriptive method was used in this study to systematically describe the hybridization mode

APA, Harvard, Vancouver, ISO, and other styles

18

Ábel, István, and Katalin Mérő. "A bankszabályozás lehetőségei és korlátai az endogén pénzelmélet keretében." Közgazdasági Szemle 71, no. 6 (2024): 604–23. http://dx.doi.org/10.18414/ksz.2024.6.604.

Full text

Abstract:

The article questions whether the current system of bank regulation can guarantee that banks are subject to a hard budget constraint. We use the framework of post-Keynesian endogenous money theory. Banks deposit loans in companies’ bank accounts, and no external source is needed for the transaction, so banks can in principle create an unlimited amount of money if there is a demand for credit. However, banks’ ability to create money is limited by a number of factors. Using János Kornai’s concept of a soft budget constraint we analyze the factors that cause inherently soft budget constraints fo

APA, Harvard, Vancouver, ISO, and other styles

19

Tsekpo, Simon Peter, and Lawrence Wahua. "Corporate Governance and Banks’ Capital Adequacy in Gambia: The Moderating Impact of Politics." Journal of Social Sciences and Management Studies 2, no. 4 (2023): 1–14. http://dx.doi.org/10.56556/jssms.v2i4.504.

Full text

Abstract:

Bank failures and banking crises create fears and anxieties in various stakeholders; and some of remote causes of bank failures across the globe are weak/poor corporate governance structures and practices, credit risk; government recapitalization regulation; corruption and embezzlement of banks’ assets; and weak legal/regulatory and political institutions. Undercapitalization is a symptom of banks’ capital inadequacy to withstand financial shock. Anchored on stakeholder-institutional theory; and secondary data, and general linear model, this study investigated the moderating impact of politics

APA, Harvard, Vancouver, ISO, and other styles

20

Kusumawardani, Ida Ayu Jayanti, and Henny Triyana Hasibuan. "Examining the Impact of Bank Health on Profit Growth among Infobank15-Listed Banks." E-Jurnal Akuntansi 34, no. 7 (2024): 1760. https://doi.org/10.24843/eja.2024.v34.i07.p10.

Full text

Abstract:

Banking institutions make a critical contribution to the economy by aiming to maximize profits for efficient operations. This study evaluates the impact of several key financial ratios—Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Good Corporate Governance (GCG), Return on Assets (ROA), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR)—on the profit growth of banks listed in Infobank15 from 2019 to 2022. Using a saturated sampling technique, data from 26 companies, resulting in 104 observations, were analyzed through multiple linear regression. The results indicate that LDR

APA, Harvard, Vancouver, ISO, and other styles

21

Goncharenko, Tatiana, and Liliana Lopa. "Balance Between Risk And Profit In The Context Of Strategic Management: The Example Of Ukrainian Banks." SocioEconomic Challenges 4, no. 1 (2020): 111–21. http://dx.doi.org/10.21272/sec.4(1).111-121.2020.

Full text

Abstract:

The article explores the issues of strategic management of banks, the formation of long-term strategic goals, in particular – the construction of an effective financial strategy of the bank aimed at finding a balance between the need for risk minimization and profit maximization. Balanced risk and return management should protect economic entities from potential income shortfalls or a reduction in the market value of capital due to adverse effects of external or internal factors, from losses that can be both direct (loss of income or capital) and indirect (investment). the ability to achieve y

APA, Harvard, Vancouver, ISO, and other styles

22

Waluyo, Bambang, and Ida Syafrida. "SEPARATION OF ISLAMIC BANKS FROM CONVENTIONAL BANK OWNERSHIP TO INCREASE MARKET SHARE OF ISLAMIC BANKING IN INDONESIA." Financial and credit activity problems of theory and practice 2, no. 61 (2025): 87–100. https://doi.org/10.55643/fcaptp.2.61.2025.4627.

Full text

Abstract:

The market share of Islamic banking in Indonesia is still low. In Indonesia, most Islamic banks are owned by their parent conventional banks. As subsidiaries of conventional banks, the profits earned by Islamic banks are attributed to their parent conventional banks, thereby increasing the overall revenue and profitability of the parent bank. The main objective of this study is to evaluate the impact of conventional banks' majority ownership of Islamic banks on the development of the Islamic banking industry in Indonesia. The study’s objective is to encourage the government and banking regulat

APA, Harvard, Vancouver, ISO, and other styles

23

A. Weigand, Robert. "The performance and risk of banks in the U.S., Europe and Japan post-financial crisis." Investment Management and Financial Innovations 13, no. 4 (2016): 75–94. http://dx.doi.org/10.21511/imfi.13(4).2016.07.

Full text

Abstract:

The author compares the performance, growth, asset mix, risk, operational efficiency, profitability and capital holdings of the 20 largest banks in Japan, the U.S. and Europe from 2003-2015. Total revenue for each set of banks has declined by a full 20% since 2011. European banks are in a multiyear downward spiral, evidenced by dramatic declines in market capitalization, the book value of loans and total assets, and the level of deposits. Japanese bank performance is stagnant compared to Europe and the U.S. Both Japanese and European banks are particularly challenged by persistently lower net

APA, Harvard, Vancouver, ISO, and other styles

24

Tregenna, Fiona. "The fat years: the structure and profitability of the US banking sector in the pre-crisis period." Cambridge Journal of Economics 33, no. 4 (2009): 609–32. http://dx.doi.org/10.1093/cje/bep025.

Full text

Abstract:

Abstract Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis. It has become clear that these profits were on shaky grounds and also that bank profits were not used to buttress banks’ capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used to test the effects of concentration, market power, bank size and operational efficiency on profitability. Efficiency is not found to be a strong determinant of profitability, suggesting that banks’ high profits during this

APA, Harvard, Vancouver, ISO, and other styles

25

Mohapatra, B. B., Aman Singh, and A. Jiran Meitei. "Key Determinants of for-Profit Micro Finance Institutions Credit: A Study on Rural Manufacturing Households." Jurnal Institutions and Economies 16, no. 1 (2024): 105–28. http://dx.doi.org/10.22452/ijie.vol16no1.5.

Full text

Abstract:

The pathetic condition of Indian agriculture speaks volumes about the distress in its rural economy. Manufacturing activity, though providing hope, is constrained by the availability of credit. From social banking to for-profit micro finance institutions (MFIs), the rural economy has witnessed a sea change in the public provisioning of credit. The phenomenal growth of for-profit MFIs in recent years is associated with growing concerns over their unethical practices and exploitation of the rural poor. The present study attempts to trace the factors that influence rural households’ dependence on

APA, Harvard, Vancouver, ISO, and other styles

26

Semuel, Haning. "Syari'ah Banking and Financial Institutions in a Positive Legal Perspective." International Journal of Social Science and Human Research 07, no. 07 (2024): 4564–68. https://doi.org/10.5281/zenodo.12624477.

Full text

Abstract:

This article reviews the development of Islamic banking and financial institutions in Indonesia from a positive legal perspective. Starting in the early 1980s, an intensive discussion on Islamic banks as a pillar of Islamic economics was conducted, followed by the initiative to establish Bank Muamalat Indonesia in 1990. Significant developments occurred with the ratification of Law Number 10 of 1998, which provided a legal basis for the operation of Islamic banks and encouraged conventional banks to open Islamic branches. Islamic banks and conventional banks have some similarities in technical

APA, Harvard, Vancouver, ISO, and other styles

27

Amalia, Feby Ayu. "INVESTASI TABUNGAN DI BANK SYARIAH DALAM PRESPEKTIF HUKUM EKONOMI SYARIAH." ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM 4, no. 1 (2019): 68–94. http://dx.doi.org/10.32923/asy.v4i1.997.

Full text

Abstract:

Investment is a commitment to the activities undertaken by a person or legal entity, to set aside a portion of his income in order to be used to conduct a business with the hope at a certain time will get the results (profit). The rise of investment fraud, and the lack of clarity on the returns to profits derived from the investment returns halal or not, require the public to be more selective in investing their wealth. This article discusses the concept of investment and savings investment in Sharia Bank with the sharia economic law perspective. Islamic banking undertakes the business of fund

APA, Harvard, Vancouver, ISO, and other styles

28

Nina Andriany Nasution and Vina Arnita. "Optimization of Profit Sharing Financing in MSME Development in Medan Sharia People's Financing Bank (BPRS)." Proceeding of The International Conference on Economics and Business 2, no. 1 (2023): 34–56. https://doi.org/10.55606/iceb.v2i1.266.

Full text

Abstract:

Develop MSMEs more quickly through capital facility policies in optimizing financing and obtaining profits with the profit sharing method at the Medan Sharia People's Financing Bank (BPRS). Based on this phenomenon, this research is intended to look at Financing Optimization, Mudharabah Financing and Profit Sharing at the Medan Sharia People's Financing Bank (BPRS). This type of research with a quantitative descriptive approach with secondary data. The data analysis technique used in this study is Multiple Linear Regression Analysis. The results of this study indicate that Optimization of Fina

APA, Harvard, Vancouver, ISO, and other styles

29

Pramono, Setya. "FAKTOR YANG MEMPENGARUHI PORSI PEMBIAYAAN BAGI HASIL (STUDI PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI DIY DAN JAWA TENGAH)." Journal Competency of Business 3, no. 1 (2019): 34–50. http://dx.doi.org/10.47200/jcob.v3i1.668.

Full text

Abstract:

This study examines conceptual and empirical models regarding Manager Skills, Sharia Compliance, Characteristics of Islamic Banks, Manager's Perceptions of Islamic Bank Internal SDI, Manager's Perceptions of Customer Characteristics, Manager's Perceptions of the Existence of Regulation, Manager's Perceptions of Government Support for the Portion of Profit Sharing Financing in Sharia People's Financing Bank The selection of research locations was carried out by means of a simple random proportional technique (proportional simple random sampling). The sampling technique used in this research was

APA, Harvard, Vancouver, ISO, and other styles

30

Fauzan, Mohamad Reza, and Syafri ,. "FAKTOR PENENTU LABA PERBANKAN SYARIAH DI INDONESIA." Media Ekonomi 24, no. 1 (2016): 75. http://dx.doi.org/10.25105/me.v24i1.3790.

Full text

Abstract:

<p><em>Banking is an institution that became one of supporting economic activity. Banks also be intermediary institutions that are considered important in financing both for individuals and organizations as well as being an alternative as a place to invest. So that's why many people assess the performance of banks to make a benchmark in the use of banking services. Besides the performance of the banking concern for management to assess whether the bank has been able to carry out normal banking operations and meet all its obligations in accordance with the regulations of both the go

APA, Harvard, Vancouver, ISO, and other styles

31

Arif, Nursyazfaliana Mohd, Ayunazira Nasir, Rakin Syuwari Rodrigo, Imbarine Bujang, and Siti Julea Supar. "The profit efficiency analysis of malaysian commercial banks: A Data Envelopment Analysis (DEA)." Annals of Management and Organization Research 4, no. 3 (2023): 211–24. http://dx.doi.org/10.35912/amor.v4i3.1565.

Full text

Abstract:

Purpose: This study aims to measure and compare the profit efficiency of local and international commercial banks in Malaysia before and during the COVID-19 pandemic in accordance with the new Basel Committee III guidelines, which mandate banks to adopt a systematic approach to deal with uncertain economic conditions, including events such as the COVID-19 pandemic. Research methodology: This study uses Data Envelopment Analysis (DEA), a non-parametric method based on linear mathematical programming, to measure the efficiency of local and international commercial banks in Malaysia. Results: The

APA, Harvard, Vancouver, ISO, and other styles

32

Haar, Lawrence, and Andros Gregoriou. "Regulation and De-Risking: Theoretical and Empirical Insights." Risks 11, no. 6 (2023): 104. http://dx.doi.org/10.3390/risks11060104.

Full text

Abstract:

The purpose of the Bank for International Settlements regulatory agenda, as implemented by financial regulators globally, has been to make banks safer and reduce the likelihood of systemic events. Using an original model of bank profit maximisation under a regulatory constraint, we statistically examine how market risk exposure has interacted with financial performance and capital structure, to see if the Basel regulatory agenda concerning the quantity, quality and liquidity of capital, has prompted changes in banking behaviour as measured by exposure to market risk. Breaking new ground, we em

APA, Harvard, Vancouver, ISO, and other styles

33

Alamudi, Ichwan Ahnaz. "Analisis Perundang-undangan: Kajian Kritis Undang-Undang Perbankan Syariah." Qonun Iqtishad EL Madani Journal 2, no. 2 (2023): 30–38. https://doi.org/10.55438/jqim.v2i2.63.

Full text

Abstract:

Phenomenon in a relatively short period of time, Islamic banks stand hand in hand with the efforts of banking legislation, until finally Law No. 21 of 2008 on Sharia banking. The boom of sharia-based banking business in Indonesia, is also actually a form of Correction for conventional banks that operate with an interest system that is considered by some scholars as usury. Researchers provide a fundamental question that became the subject of the problem, namely how the form of legislation in Sharia banking legislation? This paper is a reflection on the problems that exist in the regulation of I

APA, Harvard, Vancouver, ISO, and other styles

34

Sanjoyo, Amir Triyadi. "ANALISIS PENGARUH CAR, NIM, NPL, DAN LDR TERHADAP ROA (Studi Kasus pada Bank Umum Persero BUMN Periode 2013-2018)." Jurnal Administrasi Bisnis Fisipol Unmul 8, no. 4 (2020): 290. http://dx.doi.org/10.54144/jadbis.v8i4.3941.

Full text

Abstract:

Banks must carry out their activities with the precautionary principle so as not to harm the wider community such as the banking crisis of 1998 and 2008, therefore Bank Indonesia issued regulation no. 13/1 / PBI / 2011 in 2012 as a guideline for banks to maintain banking health using the RGEC method. This research was conducted to determine the effect of the CAR, NIM, NPL, and LDR ratio to the ROA ratio. With all of the above ratios are from the Bank Indonesia RGEC assessment method, on BUMN banks consisting of BNI, Mandiri, BRI, and BTN. This study uses multiple linear regression analysis usi

APA, Harvard, Vancouver, ISO, and other styles

35

Olaleye, Oreoluwa, Muhammed Adesina, and Sulaiman Yusuf. "Effect of Liquidity Management on Profitability of Commercial Banks in Nigeria." American Journal of Finance 6, no. 2 (2021): 25–34. http://dx.doi.org/10.47672/ajf.859.

Full text

Abstract:

Introduction: Commercial banks in Nigeria are more engrossed with profit maximization and as such they tend to neglect the importance of liquidity management. This eventually leads to financial indebtedness and consequently low patronage and deposit flight. Purpose: This study examined the effect of liquidity management on profitability of commercial banks in Nigeria using data obtained from the financial statements of tier 1 banks over the period 1998 to 2018. Methodology: The study employed the correlational research design and engaged the Johansen test with the vector error corr

APA, Harvard, Vancouver, ISO, and other styles

36

Butzbach, Olivier, and Kurt E. von Mettenheim. "Alternative Banking and Theory." Accounting, Economics and Law - A Convivium 5, no. 2 (2015): 105–71. http://dx.doi.org/10.1515/ael-2013-0055.

Full text

Abstract:

AbstractUnlike business models of private banks based on profit maximization and shareholder-oriented governance, alternative banks (such as cooperative banks, government savings banks, and special purpose banks) share business models based on sustainable returns with longer time horizons, corporate missions that include social and public policy goals, and stakeholder-oriented governance. Strong evidence from recent research suggests that alternative banks often equal or outperform joint-stock banks in terms of efficiency, profitability, and risk management. This counters core ideas in contemp

APA, Harvard, Vancouver, ISO, and other styles

37

Yushko, Igor. "The overall efficiency of the major banks in the global financial instability." Banks and Bank Systems 11, no. 4 (2016): 61–70. http://dx.doi.org/10.21511/bbs.11(4).2016.06.

Full text

Abstract:

The urgency of the issue is due to the change of major banks functioning conditions in accordance with permanent risks, that global financial instability bears, fiscal and monetary regulation enforcement on national financial markets and from the side of supernational institutions of global financial market regulation. The aim of the paper is the research of overall efficiency of the major banks in the global financial instability. The comparative analysis of overall and individual meanings of bank products and services (earnings) sales values, net profit, assets volume, market value of major

APA, Harvard, Vancouver, ISO, and other styles

38

Aristoni, Aristoni. "Keberadaan Bank Syariah dalam Tata Hukum Nasional." TAWAZUN : Journal of Sharia Economic Law 2, no. 1 (2019): 45. http://dx.doi.org/10.21043/tawazun.v2i1.5534.

Full text

Abstract:

<p>The presence of Islamic banks operating on a profit sharing system is the beginning of the history of the growth of Islamic banks in Indonesia as an effort to meet the needs of the people who want banking products and services that are not interest-based, and are not speculative or not violating the principles of justice and togetherness. In addition, the birth of Islamic banks is also an opportunity for Muslims to use to relate calmly without hesitation because it is based on strong religious motivation in mobilizing public funds to finance economic development towards the welfare of

APA, Harvard, Vancouver, ISO, and other styles

39

Esmaeil, Jabir, Husam Rjoub, and Wing-Keung Wong. "Do Oil Price Shocks and Other Factors Create Bigger Impacts on Islamic Banks than Conventional Banks?" Energies 13, no. 12 (2020): 3106. http://dx.doi.org/10.3390/en13123106.

Full text

Abstract:

The main aim of this study is to empirically examine and compares the impacts of oil price shocks, Arab revolutions, some macroeconomics, and bank-specific variables on bank profitability indicators between Conventional and Islamic banks in Gulf Cooperation Council (GCC) countries. The study employed panel Autoregressive-Distributed Lag (ARDL) techniques to examine the causal relationship both at the short and long-run. Our results reveal that most of the variables employed in our study significantly influence Return on Asset (ROA), Return on Equity (ROE), and Net Interest Margin (NIM)/ Net Pr

APA, Harvard, Vancouver, ISO, and other styles

40

Balani, Henry. "Assessing the introduction of anti-money laundering regulations on bank stock valuation." Journal of Money Laundering Control 22, no. 1 (2019): 76–88. http://dx.doi.org/10.1108/jmlc-03-2018-0021.

Full text

Abstract:

Purpose This paper aims to analyze the impact of the introduction of anti-money laundering (AML) regulations on bank stock valuations in the USA. Regulations can have a negative impact on financial returns as a result of increased operational costs, potentially driving down stock valuations and loss of profitability. However, regulations can also have a positive impact on valuations because of greater oversight and increased investor confidence. Findings are useful for assessing the market impact of future regulations. Design/methodology/approach Event studies and cross-sectional regression an

APA, Harvard, Vancouver, ISO, and other styles

41

Alhammadi, Salah, Simon Archer, Carol Padgett, and Rifaat Ahmed Abdel Karim. "Perspective of corporate governance and ethical issues with profit sharing investment accounts in Islamic banks." Journal of Financial Regulation and Compliance 26, no. 3 (2018): 406–24. http://dx.doi.org/10.1108/jfrc-01-2017-0014.

Full text

Abstract:

Purpose The purpose of this paper is to examine the practices of Islamic banks in managing the so-called profit sharing investment accounts (PSIA) which they offer as a Shari’ah-compliant alternative to interest-bearing deposit accounts using an unrestricted Mudarabah contract. In particular, the paper aims to examine the risk-return characteristics of such accounts and to compare these to the returns and risks of shareholders in the same banks. It is relevant that PSIA holders (unrestricted investment account holders – UIAH) are exposed to losses on the assets in which their deposits are inve

APA, Harvard, Vancouver, ISO, and other styles

42

M., Nuruddin Subhan. "Analysis of Banking Risk, Good Corporate Governance, Capital and Earning Influences on the Indonesia's Commercial Bank Performances." Economics and Business Quarterly Reviews 4, no. 2 (2021): 218–30. https://doi.org/10.31014/aior.1992.04.02.358.

Full text

Abstract:

This study aims to analyze the effect of commercial bank soundness in Indonesia based on Bank Indonesia regulation number 13/24/DPNP date 25 October 2011, which concern on the implementation guide for Bank Regulation in Indonesia number 13/1/PBI/ 2011 on assessment of bank healthy. In general, those assessments cover risks, good corporate governance (GCG), earning and capital. While, the performance of commercial bank is measured based on credit growth and profit growth. A total of 45 commercial banks listed on the Indonesia Stock Exchange are the population of the study which will be analyzed

APA, Harvard, Vancouver, ISO, and other styles

43

Dr, Nkhangweleni Masindi, and Paul Singh Professor. "Bank Regulations and Their Effects on Banks' Profitability: A Literature Review." International Journal of Business Management and Technology 6, no. 4 (2023): 01–14. https://doi.org/10.5281/zenodo.7679599.

Full text

Abstract:

This paper reviews the relevant literature on the impact of regulation and supervision on the profitability of banks. The paper reviews and critically analyses the theoretical and empirical literature on the relationship between regulations and profitability and their effect on the banks" risk profile. Considering the outcomes, findings and recommendations from studies as articulated in the literature reviewed, it is comprehensible that the impact of regulation and supervision on banking activities varies and appears to be hybrid and c o n te x t specific to the period and sample under conside

APA, Harvard, Vancouver, ISO, and other styles

44

Meher, Montayana. "Tinjauan Yuridis Terhadap Penerapan Prinsip Kehati-Hatian oleh Bank dalam Memberikan Kredit." Journal of Education, Humaniora and Social Sciences (JEHSS) 5, no. 4 (2023): 3354–60. http://dx.doi.org/10.34007/jehss.v5i4.1772.

Full text

Abstract:

The activity of channeling funds through credit occupies the most important position, because it provides the greatest profit and opinion. The profit comes from credit interest which is commonly called fee-based income, therefore in lending must be carried out with the principle of prudence through accurate and in-depth analysis. The research in writing this scientific work is normative juridical research. Normative juridical research is research that examines the application of legal rules and norms related to the topic discussed. The nature of this research is descriptive, namely research th

APA, Harvard, Vancouver, ISO, and other styles

45

Verawati, Verawati, Yustina Peniyanti Jap, and Herni Kurniawati. "The effect of financial performance on the profit growth of banks listed on the Indonesia Stock Exchange." Global Advances in Business Studies 2, no. 1 (2023): 37–43. http://dx.doi.org/10.55584/gabs002.01.4.

Full text

Abstract:

This study aims to provide empirical evidence showing how financial performance affects the profit growth of public sector banks. The sample comprises companies in the banking industry listed on the Indonesia Stock Exchange from 2018–2021. The research considers quantitative data from annual reports produced from 2018–2021 using purposive sampling. This research evaluated financial performance as measured by two proxies: CFROA was found to not affect bank profit growth, while ROE did have an effect. This research is expected to contribute to the development of new proxies for measuring banking

APA, Harvard, Vancouver, ISO, and other styles

46

Syamni, Ghazali, Rasyimah Rasyimah, Desy Ratnasari, and M. Shabri Abd. Majid. "Determination of Return on Assets of the Foreign Exchange Banks in Indonesia." Binus Business Review 9, no. 3 (2018): 255–60. http://dx.doi.org/10.21512/bbr.v9i3.4872.

Full text

Abstract:

The purpose of this research was to examine the determinants of Return on Assets (ROA) on the foreign exchange banks in Indonesia. The data used were the financial ratios of 27 foreign exchange banks in Indonesia in 2012-2016. The data were gathered from the published financial statements of the Indonesian foreign exchange banks. This research employed a Common Effect Model (CEM) as the most suitable panel regression model to analyze the data using the E-views statistical software. The findings indicate that from 2012 to 2016, the profitability of the exchange banks is largely determined by th

APA, Harvard, Vancouver, ISO, and other styles

47

Ulum, Khozainul. "MEKANISME PENENTUAN MARGIN PADA TRANSAKSI PEMBIAYAAN MURABAHAH." Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam 8, no. 2 (2020): 20–36. http://dx.doi.org/10.37812/aliqtishod.v8i2.160.

Full text

Abstract:

Sharia banks, one of which activities are channeling funds with the principle of Murabahah (Buy-Sell), of course carry out these transactions in accordance with applicable regulations, namely in accordance with the DSN fatwa No. 04 / DSN-MUI / IV2000 regarding Murabahah, which is the contract used in the sale and purchase of goods by stating the cost of goods and the profit (margin) agreed upon by the seller and the buyer. In murabahah in Islamic banks, we as customers have agreed with the bank to buy goods, where the goods are first purchased by the Islamic bank, then sell them back to custom

APA, Harvard, Vancouver, ISO, and other styles

48

Sayım, Ferhat. "The Role of Participation Banking as Alternative Financing Channels to Substitute for Deposit Banks and its Growth in the Turkish Finance Market - Period: 2007-2015." EMAJ: Emerging Markets Journal 7, no. 1 (2017): 47–52. http://dx.doi.org/10.5195/emaj.2017.106.

Full text

Abstract:

Financial systems and companies have become the most important reasons in the weakness of world economic system. The formation and development process of the financial structure also constitute the infrastructure of the world economic system. The path of the financial system and development has led to discuss with the financial crisis in 2008-2011. One of the solutions in order to reduce problems caused by the conventional banking system is alternative financing systems. In Turkey, the corporations based on profit share system are named participation banks. These banks which settle on differen

APA, Harvard, Vancouver, ISO, and other styles

49

Toshmatov, Shukhrat A., Zafarjon A. Abdullaev, and Zarif O. Ahrorov. "Influence of Corporate Income Tax to Loan Loss Provision: Evidence from Uzbekistan." Journal of Tax Reform 8, no. 3 (2022): 236–50. http://dx.doi.org/10.15826/jtr.2022.8.3.119.

Full text

Abstract:

This article is devoted to the analysis of the impact of corporate income tax on compulsory reserves created by commercial banks for possible loan loss provision. In the majority of countries banks are required to create compulsory reserves for potential loan loss provisions, and the corporate tax regime applies tax deductions to these compulsory reserves. The corporate tax system facilitates timely coverage of potential loan loss provision. In addition, corporate taxation is an essential factor in the transparency of banks’ financial statements. The research has revealed that reserves for pot

APA, Harvard, Vancouver, ISO, and other styles

50

Fu, Zhengtang, Peiwu Dong, Siyao Li, and Yanbing Ju. "An intelligent cross-border transaction system based on consortium blockchain: A case study in Shenzhen, China." PLOS ONE 16, no. 6 (2021): e0252489. http://dx.doi.org/10.1371/journal.pone.0252489.

Full text

Abstract:

Cross-border transactions have been more and more popular around the world. However, the current cross-border transactions still have risks and challenges, e.g., differences in regulation policies and unbalanced profits of banks. To address this critical issue, we construct a new framework for the transaction system with the support of blockchain technology. In this paper, we propose a new consortium blockchain system, namely asymmetric consortium blockchain (ACB), to ensure the implementation of cross-border transactions. Different from traditional consortium blockchain, the new blockchain sy

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!