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Journal articles on the topic 'Remote banking product'

Author: Grafiati

Published: 7 June 2025

Last updated: 16 July 2025

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1

Tkachenko, Olexandr, and Vladislav Kharlamov. "Adaptive Remote Banking System." Digital Platform: Information Technologies in Sociocultural Sphere 1, no. 2 (2018): 63–72. https://doi.org/10.31866/2617-796x.2.2018.155664.

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The purpose of the article is to study the processes of on-line servicing of various bank clients, review and the author's system description of remote banking services. Research methods are methods of developing web applications, methods of semantic analysis of the main concepts of the subject domain (banking services of banking products). The article deals with the main functions of banking systems for servicing different classes of users (individuals, corporate legal entities, etc.). The article proposes and describes the function of the author's adaptive remote banking sy

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Sudirjo, Frans, Arnold Sultantio Hutabarat, Ratnawita, Zunan Setiawan, and Rubait Dasururi. "Analysis of the Influence of Banking Product Knowledge on Intention to Use Banking Products." JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) 9, no. 4 (2023): 1231–37. http://dx.doi.org/10.35870/jemsi.v9i4.1307.

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Sharia banking is banking that uses principles that are in accordance with the Islamic religion. In the development of Islamic banking, from the year it was found that it was quite extensive so that it could reach remote areas in terms of knowledge. The purpose of this researcher is to conduct a theoretical test of the effect of knowledge of Islamic banking products on interest in becoming a customer. This research method uses quantitative with simple regression analysis technique which is tested on 100 respondents from those taken using purposive random sampling technique. The results of the

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Gupta, Sumeet, and Renu Verma. "Comparative Analysis of Financial Performance of Private Sector Banks in India: Application of CAMEL Model." Journal of Global Economy 4, no. 2 (2008): 160–80. http://dx.doi.org/10.1956/jge.v4i2.124.

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Banking in India is mature in terms of supply, product range and reach-even in rural India through rural banking and remote banking. In terms of quality of assets and capital adequacy, Indian banks are considered to have clean, strong and transparent balance sheets. The present research work analyses the overall financial performance of major private sector banks in India through application of CAMEL Model. Besides it also attempts to compare the performance of these Banks with the help of Composite Ranking Method.

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UCHUPALANAN, KITTIWAT. "COMPETITION AND IT-BASED INNOVATION IN BANKING SERVICES." International Journal of Innovation Management 04, no. 04 (2000): 455–89. http://dx.doi.org/10.1142/s1363919600000238.

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This article examines the dynamic relationships between competitive strategy and information technology (IT)-based product and process innovation in financial services. The study draws on detailed case studies of five IT-based innovations: Interbranch Online service, Automated Teller Machine service, Credit Card service, Remote Banking service, and Electronic Funds Transfer at Point of Sale service. It examines the development of these innovations in the Thai banking industry from the mid-1960s. The results indicate the limitations of the Reverse Product Cycle model approach, and an alternativ

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Mukhamedov, Farkhod, Maksim Maramygin, Natalya Mokeeva, and Valeria Rodicheva. "Peculiarities of online banking in the framework of ensuring sustainable development of the economy." E3S Web of Conferences 208 (2020): 03027. http://dx.doi.org/10.1051/e3sconf/202020803027.

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The development of online banking in the economies of many countries, including Russia, is a fairly young direction and now continues its active growth, and the formation of banking ecosystems is at the stage of origin and initial formation into an independent unit. However, many banks treat remote customer service not as a possible way of development, but as a forced measure. Implementation of new technologies in the banking sector is a little slower than in other segments of the industry. This is primarily due to the very conservative views of the top managers of the bank, as well as of many

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Dzhaksybekova, G. N., and A. F. Nazhmudinova. "MAIN DEVELOPMENT TRENDS OF NEW BANKING PRODUCTS IN THE REPUBLIC OF KAZAKHSTAN." EurasianUnionScientists 7, no. 4(73) (2020): 21–26. http://dx.doi.org/10.31618/esu.2413-9335.2020.7.73.694.

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The purpose of the research: to substantiate the main trends in the development of new banking products and offer the most popular new banking product, which contributes to the attractiveness and competitiveness of banks in the Kazakhstan market This article discusses the main trends in the development of new banking products in the Republic of Kazakhstan. It was noted that the Kazakhstan market has its own unique characteristics of the development and implementation of financial technologies. It is concluded that one of the priority technological products, which has not yet gained distributio

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Alimov, Bakhtiyor Murodovich. "ISSUES OF ORGANIZATION OF DIGITAL BRANCHES OF COMMERCIAL BANKS." Innovations in economy 5, no. 7 (2022): 5. https://doi.org/10.5281/zenodo.7238456.

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In this scientific article, the virtualization of branches of commercial banks, the practice of using artificial intelligence in the provision of banking services based on digital banking technologies are closely introduced. Also, the synergetic effect of bank branches was analyzed and their popularity among customers was analyzed.

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LYUBICH, Oleksandr, and Ievgenii DRACHKO-YERMOLENKO. "Digitization of banking services as a strategic direction for savings banks." Fìnansi Ukraïni 2023 (November 2, 2023): 62–85. http://dx.doi.org/10.33763/finukr2023.09.062.

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Introduction. Digital means of expanding access to financial services are currently one of the promising tools for solving important socio-economic problems and stimulating economic development. The coronavirus pandemic gave a powerful impetus to the spread of digital banking. After the decline in morbidity and the relaxation of the quarantine, activity in the use of digital channels by customers of almost all segments has remained. Problem Statement. The relevance of the study is due to the global trend to replace the branch network with a remote service in order to reduce operating costs (in

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Vagaytseva, Valeria, and Aleksandra Shmyreva. "Modern Banking Products: Analysis of Development Trends in Russia and Abroad." Ideas and Ideals 15, no. 2-2 (2023): 261–76. http://dx.doi.org/10.17212/2075-0862-2023-15.2.2-261-276.

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The development of new digital technologies and their active application has an impact on the relationship of credit institutions with customers in the field of availability of products and methods of services provided. Currently, the activity of banks in creating and releasing products for customers is reaching a new level thanks to the development of technologies and innovations in this area. The research and analysis of the current directions of development in the field of development and formation of modern banking products is carried out. The object of the study is the variety of products

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Krivoruchko, S. V., and V. A. Lopatin. "The Impact of the Open Banking Implementation on the Development of the National FinTech Sector." Economics, taxes & law 11, no. 6 (2018): 80–90. http://dx.doi.org/10.26794/1999-849x-2018-11-6-80-90.

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The subject of the study is the impact of the open banking implementation on the development of the national sector. The purpose of the study was to establish to what extent the open banking implementation influences the development of the national FinTech sector. The impact mechanism model is built as a matrix of the influence of the open banking structural components on the structural elements of the Fintech sector development. The chosen structural components of the open banking are provision by banks of information on customer accounts to information service providers, fulfilment of custom

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RUSTAMOV, TAMERLAN H. "DIGITAL BANKING AND ITS ESSENCE. THE AZERBAIJANI MODEL." Economic innovations 23, no. 3(80) (2021): 306–18. http://dx.doi.org/10.31520/ei.2021.23.3(80).306-318.

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Topicality. The article describes the current transition period of replacing traditional banking with remote banking at a time of deepening the digital transformation of the banking system and the characteristics of this period, as well as the ecosystem changes of this period. Joseph Schumpeter's concept of "Creative Destruction" on the application of innovations in economic processes and its application to the banking system were explained.Aim and tasks. By defining the concept of digital banking, three main approaches to the formation of a digital banking platform were distinguished, includi

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Byukusenge, Elysée. "Financial Inclusion Strategies and Performance of Commercial Banks in Rwanda; A Case of I&M Bank in Rwanda." Journal of Finance and Accounting 5, no. 4 (2021): 23–34. http://dx.doi.org/10.53819/81018102t5029.

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The research intended to analyze the effect of financial inclusion strategies on performance of commercial banks in Rwanda, a case of I&M Bank Rwanda Ltd. The specific objectives of the study were to examine the effect of agency banking, financial innovation and loan products on financial performance of commercial banks in Rwanda and guided by three theories which are agency theory, constraint-induced theory and innovation theory. A sample size of 92 employees among 1,232 was taken and data was collected through questionnaires and interview guide. SPSS 23, descriptive research design, corr

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Kaur, Balijinder, Sood Kiran, Simon Grima, and Ramona Rupeika-Apoga. "Digital Banking in Northern India: The Risks on Customer Satisfaction." Risks 9, no. 11 (2021): 209. http://dx.doi.org/10.3390/risks9110209.

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The widespread use of digital technologies and the current pandemic (COVID) have fueled the need and call for digital transformation in the banking sector. Although this has various benefits, it is a disruption to the norm to which a bank customer has to become accustomed. This variance means that customers would have to make some changes to their routine. This can constitute risks in terms of maintaining customer satisfaction at previous levels. These risks are associated with customer retention because a service or product needs to be aligned with customer expectations to avoid them switchin

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Prananta, Widya, Bayu Bagas Hapsoro, and Made Virma Permana. "Role of Service Quality, Price Perception, Brand Image, and Information Technology Involvement in Banking Product Purchase Decisions." Jurnal Dinamika Manajemen 12, no. 2 (2021): 187–200. http://dx.doi.org/10.15294/jdm.v12i2.28936.

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The decision to buy savings products at BRI is interesting to be raised in the research because, on the one hand, BRI is a bank that has a network of work units in remote areas of Indonesia so that it can serve the wider community, on the one hand, there are still many customers who complain about its services to BRI. This paper address the role of service quality, price perception, brand image, and purchase decision to banking products moderated by Information Technology. Data is collected through a questionnaire survey. This study employs purposive sampling to obtain respondents (n = 110), w

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Khan, Dr Md Aijaz, and Dr Mehdi Bano. "BUSINESS PERFORMANCE OF PAYMENTS BANKS IN INDIA: AN ANALYTICAL STUDY." International Journal of Research in Commerce and Management Studies 07, no. 01 (2025): 241–59. https://doi.org/10.38193/ijrcms.2025.7119.

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RBI is apex body of the banks in India and granted licenses to all types of banks to commence the operations. In 2015 RBI granted licenses to differentiated banks that consist of small finance banks and Payments banks. They are banking institutions that are providing specific services and products. These banks are special banks, or "banks of payments.” The aim of Payments Banks is to promote financial inclusion to serve small companies and low-income populations. So that every Indian citizen will have access to a global bank account to reach the nation's unbanked populace, who reside in remote

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Trusova, N. V., and I. O. Chkan. "Payment Systems in Ukraine and Risks of their Functioning." Business Inform 1, no. 516 (2021): 257–63. http://dx.doi.org/10.32983/2222-4459-2021-1-257-263.

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The article is aimed at defining the main aspects of the development of the current state of electronic payment systems in Ukraine and generalizing the main risks of violation of their functioning. The carried out research systematized information on the functioning of payment systems (both internal and international) and forms of payments in Ukraine (cash, non-cash – electronic). Among more than 80 domestic and international payment systems created by banks and non-bank institutions, the National Bank of Ukraine defines the following categories of importance of payment systems in Ukraine in o

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Sulistiawati, Nila, Muhammad Said, and Muniaty Aisyah. "Halal In The Contemporary Economic And Business Ecosystem." Cakrawala Repositori IMWI 6, no. 6 (2024): 2809–16. http://dx.doi.org/10.52851/cakrawala.v6i6.604.

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The increase in population will certainly increase the demand for halal products and services significantly. With this achievement where Indonesia is in the top five with a strong Islamic economic ecosystem and supported by a majority Muslim population, Indonesia can become a leading country in all sectors in the country's halal industry (Nasution, 2020).The Islamic economic ecosystem in Indonesia continues to grow which includes the existence of UMKM that can become producers of halal products, Islamic finance which is marked by the growing contribution of Islamic entities, both Islamic finan

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Lasisi, Adekola Kamil, and Patricia Omioguele Annor. "A CORRELATIONAL STUDY OF WORK STRESS AND JOB PERFORMANCE AMONG BANK EMPLOYEES IN ILORIN METROPOLIS." Counsenesia Indonesian Journal Of Guidance and Counseling 5, no. 2 (2024): 157–64. https://doi.org/10.36728/cijgc.v5i2.4142.

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This study examined the relationship between work stress and job performance in the banking sector, within Ilorin Metropolis, Kwara State. The research method used was a descriptive survey of correlation type. The target population for this study consisted of all bank employees in Ilorin metropolis, Kwara State. A sample of 120 bank employees was randomly selected for the study. Data collection was done using a questionnaire called the "Work Stress and Job Performance Questionnaire" (WSJPQ). This is a self-constructed but well-validated instrument (r = 0.78 & 0.72). Data collected were ana

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CHAIKOVSKYI, Yaroslav, Ivanna CHAIKOVSKA, and Yevhen CHAIKOVSKYI. "EFFICIENCY OF THE ACTIVITIES OF BANKING INSTITUTIONS IN UKRAINE." WORLD OF FINANCE, no. 3(72) (2023): 127–40. http://dx.doi.org/10.35774/sf2022.03.127.

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Introduction. The article examines statistical data on the number of banks that have a banking license, banks with foreign capital and the dynamics of the influence of foreign capital on the Ukrainian banking system in 2010–2021. The analysis of the dynamics of bank assets and liabilities and the share of bank assets in the gross domestic product is carried out of Ukraine in 2010–2021. The structure of ownership of the assets of the banking system, the dynamics of income, expenses, financial results, return on assets (ROA) and return on capital (ROE) of banks of Ukraine were studied. The concl

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Rynzhuk, Denys, and Ihor Shpirnov. "Strategic management of digital transformation of banking sector institutions." Problems and prospects of economics and management, no. 1(41) (May 19, 2025): 437–45. https://doi.org/10.25140/2411-5215-2025-1(41)-437-445.

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The article considers the main theoretical aspects of managing the digital transformation of banking institutions based on strategic management. The main approaches to defining the essence of the concept of "digital transformation" have been considered and generalized, the main aspects of this phenomenon have been indicated, such as innovation, radicality, revolutionaryness, the importance of the influence of digital technologies on obtaining both economic and social effects have been substantiated. The basic elements of digital transformation have been determined such as: improving operationa

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Prokopowicz, Dariusz. "THE QUESTION OF THE SECURITY OF FACILITATING, COLLECTING AND PROCESSING INFORMATION IN DATA BASES OF SOCIAL NETWORKING." International Journal of New Economics and Social Sciences 6, no. 2 (2017): 0. http://dx.doi.org/10.5604/01.3001.0010.7645.

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In recent years, The number of companies that have been collecting personal information for marketing purposes has grown. Then, they have been reselling it to other companies, banks, institutions. In this way, enterprises, financial and public institutions create huge collections of nonpublic data that are valuable information for taking marketing enterpises. By targetting appropriately profiled product and service offer at a selected group of receivers; trading partners and potential clients, a greater effectiveness used in the marketing strategy is achieved suitably Thereupon, multifaceted a

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KRAVCHUK, Nataliya, and Oleh LUTSYSHYN. "GLOBAL FINANCE AND FINTECH: CHALLENGES, TRENDS AND SYSTEM DETERMINANTS OF DEVELOPMENT." WORLD OF FINANCE, no. 2(71) (2022): 22–42. http://dx.doi.org/10.35774/sf2022.02.022.

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Introduction. Recent years have become, without exaggeration, turning points in the development of the global financial environment and the financial technology sector. Among the main triggers of change are global digitization; quarantine restrictions caused by COVID-19; military aggression and full-scale Russian invasion of Ukraine. The answers to these challenges were: virtualization of FinTech and the emergence of new tools in the financial services sector; development of new habits in the use of non-banking services; partial transfer of savings into cryptocurrencies; improvement of mobile

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Джафарова, З. К., and З. М. Шехилова. "Current state and directions of development of electronic promotion channels for banking products in the Russian Federation." Экономика и предпринимательство, no. 6(131) (August 9, 2021): 736–42. http://dx.doi.org/10.34925/eip.2021.131.6.142.

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В статье представлен обзор видов и форм дистанционного банковского обслуживания, разновидности электронных каналов продвижения банковских продуктов. Дана характеристика современного состояния и определены направления развития каналов электронного продвижения банковских продуктов в РФ. Раскрыты особенности дистанционного банковского обслуживания, его характеристика и сущность. Определены перспективы развития электронных каналов продвижения банковских продуктов в Российской Федерации. The article presents an overview of the types and forms of remote banking services, varieties of electronic chan

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Henge, Santosh Kumar, Gitanjali Jayaraman, M. Sreedevi, et al. "Secure keys data distribution based user-storage-transit server authentication process model using mathematical post-quantum cryptography methodology." Networks and Heterogeneous Media 18, no. 3 (2023): 1313–34. http://dx.doi.org/10.3934/nhm.2023057.

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<abstract> <p>The central remote servers are essential for storing and processing data for cloud computing evaluation. However, traditional systems need to improve their ability to provide technical data security solutions. Many data security challenges and complexities await technical solutions in today's fast-growing technology. These complexities will not be resolved by combining all secure encryption techniques. Quantum computing efficiently evolves composite algorithms, allowing for natural advances in cyber security, forensics, artificial intelligence, and machine learning-ba

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FITHRIAH, NURHANI. "INNOVATION OF ISLAMIC BANKING INDUSTRY AS AN ALTERNATIVE ISLAMIC ECONOMIC DEVELOPMENT IN INDONESIA." Jurnal Jurisprudence 7, no. 2 (2018): 132–41. http://dx.doi.org/10.23917/jurisprudence.v7i2.4838.

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One of potential exploration and manifestation of the community's contribution to the national economy, is the development of an economic system based on the value of Islamic (Sharia) by lifting its principles into the National Legal System. Shariah principles based on the values of fairness, expediency, balance, and universality (rahmatan lil 'alamin). Those values are applied in banking regulation that is based on the so-called Sharia Islamic Banking. Principles of Islamic Banking is part of Islamic teachings related to the economy. In addition, to provide assurance to the people who still d

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Ukeje, Okanta, Sunday. "Effect of Information and Communication Technology on the Nigerian Economy: Evidence from the Banking Sector." American International Journal of Economics and Finance Research 1, no. 1 (2019): 1–20. http://dx.doi.org/10.46545/aijefr.v1i1.45.

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This paper investigated the impact of information and communication technology on the Nigerian economy, taking evidence from the banking sector. Ordinary least squares method of regression for the period 2004-2017 was employed. Generally, the paper found that there was positive relationship between bank related information and communication technology components used and economic growth, except the automated teller machine component, under a fixed effect modeling. However, using the Breusch Godfrey (BG) dynamic modeling to remove serial autocorrelation, the paper revealed that only the mobile

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Sri Ram, P., and P. Ramachentrayar. "A Study on Role of Customer Relationship Managemen in Rural Cooperative Bank in Madurai District." Shanlax International Journal of Arts, Science and Humanities 9, S1-May (2022): 25–29. http://dx.doi.org/10.34293/sijash.v9is1-may.5937.

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In India, the banking business is become more and more complex and tremendously changes from the liberalization and globalization. Rural development is the process of improving the quality of life and economic well being of people living in rural areas. In past decades, the government has taken initial steps of accelerating the rural areas development and welfare activities. The opening of new bank, the customer creation is very important one and develops to maintain the relationship is difficult. Customer relationship management is helpful to remove these difficulty in various aspect of servi

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Pokhrel, Rajendra Kumar, Anju Pokhrel Gautam, and Avi Pokhrel. "Role of Information, Communication and Technology (ICT) for Economic Growth of Nepal." Education and Development 32, no. 1 (2022): 93–104. http://dx.doi.org/10.3126/ed.v32i1.61577.

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Information and communication technology (ICT) refers to a broad range of technological resources and techniques used to send, store, produce, share, or exchange data or information as well as a number of technologies that make it easier to communicate, such as the internet, wireless networks, mobile phones, and other channels of communication. In this research, key informant interviews (KII) were conducted with NTA representatives, executive members, Mayor, Deputy Mayor, Ward Chairpersons of Pokhara Metropolitan City, representatives from Nepal Telecom. ICT has played a significant role in ec

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Nyinewoh, Tatamiyih Seidou, Prof Mbifi Richard, and Dr Fon Fielding Forsuh. "The Regulation of Index-Based Agricultural Insurance Products as a Risk Management Tool for Small Holder Farmers in Cameroon." Scholars International Journal of Law, Crime and Justice 12, no. 05 (2024): 179–89. http://dx.doi.org/10.36348/sijlcj.2024.v07i05.003.

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The regulation of index based agricultural insurance for small holder farmers in Cameroon are as a result of the risk they are exposed to like weather variability and related risks associated with their activities especially droughts, floods, pests and input costs and more importantly the limits of indemnity based agricultural insurance. Like any other poor and low income farmers with small land holdings their risk exposures can only be managed through good laws especially with the use of index insurance as a risk management tool. This article examines the CIMA Code as a regulatory instrument

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Hassan, Amjed, Mohamed Mahmoud, Abdulaziz Al-Majed, Ayman Al-Nakhli, Mohammed Bataweel, and Salaheldin Elkatatny. "Mitigation of Condensate Banking Using Thermochemical Treatment: Experimental and Analytical Study." Energies 12, no. 5 (2019): 800. http://dx.doi.org/10.3390/en12050800.

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Condensate banking is a common problem in tight gas reservoirs because it diminishes the gas relative permeability and reduces the gas production rate significantly. CO2 injection is a common and very effective solution to mitigate the condensate damage around the borehole in tight gas reservoirs. The problem with CO2 injection is that it is a temporary solution and has to be repeated frequently in the field in addition to the supply limitations of CO2 in some areas. In addition, the infrastructure required at the surface to handle CO2 injection makes it expensive to apply CO2 injection for co

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P, Latha, and Soma Naidu U. "A Multi-Layer Defense Against Cryptographic Attacks: RANSOMWALL The Use of Machine Learning in Malware Attacks." Recent Trends in Analog Design and Digital Devices 5, no. 3 (2022): 1–6. https://doi.org/10.5281/zenodo.7491594.

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<em>Finance, insurance, banking, real estate, medical, and public administration have been attacked. Scareware, an early form of Ransomware, tricks victims into believing their systems are infected with many viruses, spyware, and security issues. The victim buys a fake antivirus product and pays a ransom to remove infections. Awareness and better security software have greatly reduced this malware's threat. Locker ransomware like Reveton locks the user interface to block access to computing resources. It demands ransom using social engineering. Security vendors offer effective tools to res

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Kazmina, I. V. "The main trends in the development of information and telecommunication technologies when creating high-tech products." Proceedings of the Voronezh State University of Engineering Technologies 81, no. 4 (2020): 291–97. http://dx.doi.org/10.20914/2310-1202-2019-4-291-297.

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The features of the application of information and telecommunication technologies in high-tech enterprises are examined in order to increase the efficiency of production activities. It is determined that the basis of telecommunication technologies is the procedure for information exchange and data transfer. Telecommunication technologies provide remote transmission of all forms of information, including data, voice, video, between computers via various types of communication lines. Analysis of the results of the classification of information technologies and areas for improving information sup

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Al-Nasser Mohammed, Sulaiman Abdullah Saif, and Datin Joriah Muhammed. "Financial crisis, legal origin, economic status and multi-bank performance indicators." Journal of Applied Accounting Research 18, no. 2 (2017): 208–22. http://dx.doi.org/10.1108/jaar-07-2014-0065.

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Purpose The purpose of this paper is to investigate the performance of Islamic banks in developing countries from 2007 to 2010 which includes the period of the financial crisis by empirically examining the way in which the macroeconomy affected Islamic banking performance (IBP) in developing countries. The empirical examination involves two approaches of measuring performance: Sharia-based and conventional-based performance measurement. Design/methodology/approach For this paper, the authors have utilized a Data Stream/Bank Scope database and data from the Bank Negara Malaysia (Malaysian Centr

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Sobirov, Ilxom Husanovich. "IMPROVING USE OF REMOTE BANKING SERVICES IN UZBEKISTAN." December 20, 2024. https://doi.org/10.5281/zenodo.14535358.

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Kosar, Nataliia, Nataliia Kuzo, and Iryna Bilyk. "CURRENT DEVELOPMENT TRENDS OF BANKING MARKETING PRODUCT AND SALES POLICY." Market Infrastructure, no. 71 (2023). http://dx.doi.org/10.32782/infrastruct71-26.

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The study found that the war caused a drop in demand for banking products, non-payment on loans, and a reduction of the commercial revenue base banks of Ukraine. To improve their financial situation, Ukrainian banks must intensify their product and sales policies. Expand the banking institution may have a product range through the issuance of loans for financing of startups by domestic companies or using co-branding, for example, offering co-branding cards in conjunction with partners, using their premises to sell their products. In order to maintain their competitive position, commercial bank

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Muneeza, Aishath. "Modified Reverse Salam Product as an Innovative alternative for mobilizing fixed deposits in Jurisdictions with Limited Shariah Compliant Investment Avenues to Promote Financial Inclusion." Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah 11, no. 1 (2019). http://dx.doi.org/10.15408/aiq.v11i1.7111.

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Financial inclusion is a mian concern of the contemperory global financial landscape. It is a universal concern that needs adequate and effective solutions. Islamic financial arean is no exception to this. With the fintech solutions available in the market today, innovative ways to provide financial inclusion is needed. However, the most critical challenge in the arena is caused due to limited availability of shariah compliant investment avenues in some of the jurisdictions of the world where Islamic banking and finance has not yet fully taken-off. The main objective of this research is to int

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Kharabara, Violetta, Roman Greshko, and Olena Tretyakova. "DEVELOPMENT OF BANKING BUSINESS IN THE CONDITION OF DIGITAL ECONOMY." International scientific journal "Internauka". Series: "Economic Sciences", no. 1(57) (2018). http://dx.doi.org/10.25313/2520-2294-2022-1-7873.

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In the digital economy, the introduction of new technologies not only increases consumer satisfaction with the banking product, but also ensures the development of the country's financial sector. The authors analyze the specifics of the banking sector in the digital economy and the main problems that arise in the process of their activities. It has been proven that the emergence of neo-banks as a new form of banking is associated with the significant development of Internet technologies and the emergence of a new generation of consumers who prefer total remote control over their own finances.

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Susanti, Desi, and Haniah Lubis. "Strategi Pemasaran Bank Syariah DalamMeningkatkan Minat Generasi Milenial di Era Digital." ISLAMIC BUSINESS and FINANCE 2, no. 2 (2021). http://dx.doi.org/10.24014/ibf.v2i2.16317.

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The development of Islamic banking in the digital era provides opportunities and challenges for its existence. So the Islamic bank must be able to use the existing opportunities as well as possible, namely by improving marketing strategies in the digital era by embracing the millennial generation. The purpose of this study was to determine the marketing strategy of Islamic banks in increasing the interest of the millennial generation in the digital era and also to find out the inhibiting factors in the marketing strategy carried out. the collection technique is through documentation. The analy

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Zhukovskaya, I. F., and A. I. Zubakina. "RUSSIAN MARKET OF BANKING PRODUCTS IN CONDITIONS OF DEVELOPMENT OF DIGITAL ECONOMY." Scientific Review Theory and Practice, 2021, 434–52. http://dx.doi.org/10.35679/2226-0226-2021-11-2-434-452.

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At the present stage of economic development, the economy has entered the total digitalization of the economic activities of the entities. The banking sector began to move into a completely new plane of relations with customers, the state, the banking community and was at the center of global changes. The advent of the transition to digital formats and digitisation of production processes requires banks to quickly respond to modern changes in order to keep pace with improving trends both in the world and in Russia. Global changes in the banking sector are already approaching, which will radica

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Shaharuddin, Amir. "Guest Editors’ Notes: COVID-19: The Pandemic’s Impacts on The Economy and Realisation of Maqasid Al-Shariah and Islamic Finance." Journal of Muamalat and Islamic Finance Research, November 4, 2020, 1–2. http://dx.doi.org/10.33102/jmifr.v17i3.278.

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The COVID-19 pandemic have a sudden and significant impacts to the economies globally. It changes the business landscape and how and what consumers buy dramatically. During the enforcement of lockdown, businesses particularly in airline and tourism sectors experienced sharp fall of demand and services. In Malaysia, it is reported that a total of 170,084 hotel room bookings during the period 11 January 2020 until 16 March 2020 had been cancelled, which caused a loss of revenue amounting to RM68,190,364 (Foo et al., 2020). The phenomenon has affected gross domestic product (GDP) growth, househol

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Velliscig, Lydia. "Season 3: Product Governance. Rethinking Retail Customer Protection in the EU Insurance Market." Global Jurist 18, no. 1 (2017). http://dx.doi.org/10.1515/gj-2017-0016.

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AbstractThe regulation of all traditional branches - banking, securities and insurance - of financial law is going through a change in retail customer protection: in this area of the law, an eventual convergence of solutions in client protection initiatives may be found. In a context oriented towards acting in accordance with the best interest of customers, EU legislator currently seeks a new “frontier” in the protection of retail customers and tends to develop new tools and strategies in addition to the disclosure of information and conduct of business rules, in order to remove potentially de

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"Effect of Information and Communication Technology on the Nigerian Economy: Evidence from the Banking Sector." American International Journal of Economics and Finance Research, January 24, 2019, 1–20. http://dx.doi.org/10.46545/aijefr.v1i1.156.

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This paper investigated the impact of information and communication technology on the Nigerian economy, taking evidence from the banking sector. Ordinary least squares method of regression for the period 2004-2017 was employed. Generally, the paper found that there was positive relationship between bank related information and communication technology components used and economic growth, except the automated teller machine component, under a fixed effect modeling. However, using the Breusch Godfrey (BG) dynamic modeling to remove serial autocorrelation, the paper revealed that only the mobile

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M.SUJITHRA1, AND DR G. PADMAVATHI. "BIOMETRIC SYSTEM PENETRATION IN RESOURCE CONSTRAINED MOBILE DEVICE." March 7, 2013. https://doi.org/10.5121/ijbb.2013.3104.

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International Journal on Bioinformatics & Biosciences (IJBB) Vol.3, No.1, March 2013 DOI : 10.5121/ijbb.2013.3104 35 BIOMETRIC SYSTEM PENETRATION IN RESOURCE CONSTRAINED MOBILE DEVICE M.SUJITHRA1 AND DR G. PADMAVATHI 2 1Assistant Professor, Department of Computer Technology & Applications, Coimbatore Institute of Technology, Email: sujisrinithi@gmail.com 2 Professor& Head, Department of Computer Science, Avinashilingam Institute for Home Science and Higher Education for Women, Coimbatore, Tamil Nadu, India. ABSTRACT Over the past few years, the usage of mobile devices to access dat

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Sully, Nicole, Timothy O'Rourke, and Andrew Wilson. "Design." M/C Journal 24, no. 4 (2021). http://dx.doi.org/10.5204/mcj.2848.

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Conventional definitions of design rarely capture its reach into our everyday lives. The Design Council, for example, estimates that more than 2.5 million people use design-related skills, principles, and practices on a daily basis in UK workplaces (Design Council 5, 8). Further, they calculate that these workers contribute £209 billion to the economy annually (8). The terrain of design professions extends from the graphic design of online environments, the business models that make them economically viable, and the algorithms that enable them to function, through to the devices we use, the cl

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sprotocols. "Reprogramming human amniotic fluid stem cells to functional pluripotency by manipulation of culture conditions." January 9, 2015. https://doi.org/10.5281/zenodo.13860.

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Authors: Dafni Moschidou & Pascale V Guillot ### Abstract Pluripotent stem cells have potential applications in regenerative medicine, disease modelling and drug screening. Induced pluripotent stem (iPS) cells have first been generated from fibroblasts using retroviral insertion of OCT4A, SOX2, c-MYC and KLF4. Since then, a number of methods have been developed to avoid the random integration of ectopic factors in the genome and the low efficiency of the process. Those include alternative integrating, non-integrating, excisable and DNA-free systems, but they all present challenges that pre

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