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1

Ott, Notburga, and Gert G. Wagner, eds. Income Inequality and Poverty in Eastern and Western Europe. Physica-Verlag HD, 1997. http://dx.doi.org/10.1007/978-3-642-50003-9.

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2

1954-, Ott Notburga, and Wagner Gert, eds. Income inequality and poverty in Eastern and Western Europa: Notburga Ott, Gert G. Wagner (eds.). Physica, 1997.

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3

Collette, Jean-Michel. Empirical inquiries and the assessment of social progress in Western Europe: A historical perspective. United Nations Research Institute for Social Development, 2000.

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4

1972-, Guven Ufuk, ed. Adequacy of retirement income after pension reforms in Central, Eastern, and Southern Europe: Nine country studies. World Bank, 2009.

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5

Francesca, Bettio, and Georgiadis Thomas, eds. Unequal ageing in Europe: Women's independence and pensions. Palgrave Macmillan, 2015.

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6

Wagner, Gert G., and Notburga Ott. Income Inequality and Poverty in Eastern and Western Europe. Physica-Verlag, 2013.

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7

Reforming pensions in Europe: Evolution of pension financing and sources of retirement income. E. Elgar Pub., 2004.

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8

Holzmann, Robert, and Ufuk Guven. Adequacy of Retirement Income after Pension Reforms in Central, Eastern and Southern Europe. The World Bank, 2009. http://dx.doi.org/10.1596/978-0-8213-7781-9.

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9

(Editor), Gerard Hughes, and Jim Stewart (Editor), eds. Reforming Pensions in Europe: Evolution of Pension Financing and Sources of Retirement Income. Edward Elgar Publishing, 2004.

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10

Tinios, Platon, Francesca Bettio, Thomas Georgiadis, and Gianni Betti. Unequal Ageing in Europe. Palgrave Macmillan, 2015.

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11

(Editor), Notburga Ott, and Gert G. Wagner (Editor), eds. Income Inequality and Poverty in Eastern and Western Europe: Notburga Ott, Gert G. Wagner (Eds (Contributions to Economics). Physica-Verlag, 1996.

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12

Pension policy in an integrating Europe. Edward Elgar Pub., 2003.

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13

Hansen, Hans. Public Pensions Schemes in Seven European Countries: A Micro Simulation Approach. Nova Science Publishers, 2006.

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14

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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15

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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16

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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17

Natali, David. New Pension Mix in Europe: Recent Reforms, Their Distributional Effects and Political Dynamics. Lang AG International Academic Publishers, Peter, 2017.

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18

Saving for Retirement and Investing for Growth. Center for European Policy Studies, 2014.

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19

Rural Economy and Society in North-Western Europe, 500-2000: Making a Living - Family, Income NAD Labour. Brepols Publishers, 2012.

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20

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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21

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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22

Natali, David. Pensions in Europe, European Pensions: The Evolution of Pension Policy at National and Supranational Level. Lang AG International Academic Publishers, Peter, 2012.

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23

Boeri, Tito, Arie Kapteyn, Axel Börsch-Supan, Agar Brugiavini, and Richard Disney. Pensions : More Information, Less Ideology : Assessing the Long-Term Sustainability of European Pension Systems: Data Requirements, Analysis and Evaluations. Springer London, Limited, 2013.

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24

Disney, Richard. Pensions : More Information, Less Ideology : Assessing the Long-Term Sustainability of European Pension Systems: Data Requirements, Analysis and Evaluations. Springer, 2010.

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25

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. De Gruyter, Inc., 2014.

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26

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2014.

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27

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2013.

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28

Radl, Jonas. Retirement Timing and Social Stratification: A Comparative Study of Labor Market Exit and Age Norms in Western Europe. de Gruyter GmbH, Walter, 2014.

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29

Economic problems of social retirement: General aspects in Western Europe and possible solutions in the case of the Federal Republic of Germany. Published for European Centre for Work and Society by Presses Interuniversitaires Européennes, 1986.

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30

Adinkrah, Bernard Kofi. Overcoming the ‘Fatigue’ in Retirement. Noyam Publishers, 2022. http://dx.doi.org/10.38159/npub.eb2022301.

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There comes a time when every worker in the formal sector goes on retirement and there is a need to effectively plan towards that period. Today, many retirees across the Africa live in poverty. This occurs because the average worker does not prepare adequately for retirement. This transcends to Ghana where most people work in the informal sector. Hence, there is a need to develop strategies that would help people live comfortably in their old age when they can no longer work. Retirement is a crucial stage in life that should not be taken for granted. One basically stops working for a paid inco
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31

Clark, Gordon L. European Pensions & Global Finance (Economics & Finance). Oxford University Press, USA, 2003.

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