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Dissertations / Theses on the topic 'Risk and saving'

Author: Grafiati
Published: 3 June 2025
Last updated: 1 August 2025

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1

Kim, Seewon. "Risk sharing, consumption and saving : two essays." Connect to resource, 1999. http://rave.ohiolink.edu/etdc/view.cgi?acc%5Fnum=osu1265039092.

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2

Brugiavini, Agar. "Longevity risk and the life cycle." Thesis, London School of Economics and Political Science (University of London), 1990. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.261971.

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3

Rostam-Afschar, Davud [Verfasser]. "Labor Income Risk and Consumption/Saving Behavior / Davud Rostam-Afschar." Berlin : Freie Universität Berlin, 2015. http://d-nb.info/1075757649/34.

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4

Muller, Jonathan. "Analysis of KiwiSaver Investment Fund Choice Behavior." Thesis, University of Canterbury. Psychology, 2013. http://hdl.handle.net/10092/7911.

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The popularity of KiwiSaver, combined with a demographic shift to an ageing population, will make savings invested in KiwiSaver an important source of income in retirement. To investigate the investment fund choices by KiwiSaver members a survey was circulated among 134 people; 87 KiwiSaver members, and 47 non-members. Respondents answered questions on their investment behavior, knowledge, and risk attitudes towards investment in general, and KiwiSaver. The results show investment in KiwiSaver tends to be conservative as a result of low levels of involvement, knowledge, and risk tolerance,
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5

Houska, Zbyněk. "Investiční možnosti obyvatel v ČR." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-196981.

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The aim of my thesis is to describe the functioning of capital markets in the Czech Republic and investment opportunities these markets offer the people of the Czech Republic . In the individual chapters, I will describe the potential risks that accompany the investment instruments, and recommend what position relative to the detected data on individual investments take. In conclusion, I will acquaint the reader with the attitude of Czech households for investments and debt and recommend what investment portfolio should take in order to ensure smooth functioning.
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6

Mandimika, Neville. "Volatility and the risk return relationship on the South African equity market." Thesis, Rhodes University, 2010. http://hdl.handle.net/10962/d1002744.

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The volatility of stock markets has important implications for investment decision making, financial stability and overall macroeconomic stability. This study examines the risk-return relationship as well as the behaviour of volatility of the South African equity markets using both aggregate, industrial level and sector level data. The study is divided into three parts. The first part investigates the behaviour of volatility in each of the industries, sectors and the benchmark series focussing on whether volatility is symmetric or asymmetric. Subsequently we investigate which, among the GARCH
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7

Sennewald, Ken. "Stochastic Control, Optimal Saving, and Job Search in Continuous Time." Doctoral thesis, [S.l. : s.n.], 2007. http://nbn-resolving.de/urn:nbn:de:swb:14-1195054673140-63635.

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8

Sennewald, Ken. "Stochastic Control, Optimal Saving, and Job Search in Continuous Time." Doctoral thesis, Technische Universität Dresden, 2006. https://tud.qucosa.de/id/qucosa%3A23974.

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Economic uncertainty may affect significantly people’s behavior and hence macroeconomic variables. It is thus important to understand how people behave in presence of different kinds of economic risk. The present dissertation focuses therefore on the impact of the uncertainty in capital and labor income on the individual saving behavior. The underlying uncertain variables are here modeled as stochastic processes that each obey a specific stochastic differential equation, where uncertainty stems either from Poisson or Lévy processes. The results on the optimal behavior are derived by maximizing
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9

Gomez-Soto, Franz Marcelo. "Deposit facilities and consumption smoothing dynamic stochastic model of precautionary wealth choices for a credit-constrained rural household /." Columbus, Ohio : Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1181834440.

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10

Dalla, Palma Daniel <1996&gt. "Energy Efficiency and Saving Projects: barriers, the role of ESCos, their business model and risk management solutions." Master's Degree Thesis, Università Ca' Foscari Venezia, 2021. http://hdl.handle.net/10579/20147.

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Energy efficiency and saving are the workhorses of the clean energy world. Although renewable energy technologies usually take the spotlight, they often work quietly in the background. The International Energy Agency estimates that in order to meet the goal to stay under the two-degree limit by 2035, investments in energy efficiency must represent at least half of all the global energy investments. While there is a broad agreement at the international level that there is an unexploited economic and technical energy efficiency potential, the measures implemented to improve the overall energy co
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11

Lee, Jae Min. "Households Saving and Reference Dependent Changes in Income and Uncertainty." The Ohio State University, 2014. http://rave.ohiolink.edu/etdc/view?acc_num=osu1408967943.

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12

Viklund, Mattias. "Risk policy : trust, risk perception, and attitudes." Doctoral thesis, Stockholm : Economic Research Institute, Stockholm School of Economics [Ekonomiska forskningsinstitutet vid Handelshögsk.] (EFI), 2002. http://www.hhs.se/efi/summary/604.htm.

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13

Rochester, René Darlene. "The design, development, and evaluation of the PHAT STAR workshop preventive holistic adolescent training saving teens at risk /." Digital version accessible at:, 1999. http://wwwlib.umi.com/cr/utexas/main.

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14

Hermansson, Cecilia. "Understanding the relationships between bank-customer relations, financial advisory services and saving behavior." Doctoral thesis, KTH, Centrum för bank och finans, Cefin, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-162909.

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While the saving environment has become more complex in recent years, so has the demand for individual activity. Important impetuses include financial deregulation, globalization, technological change, and reformed pension systems. Financial institutions can provide financial advisory services to help their customers to obtain positive net benefits by avoiding mistakes and using economies of scale, and they can also attract and maintain their customers by creating strong relationships. Earlier studies show that the incentive structure often leads to advice that is not to the benefit of the cus
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15

Rosen, Jeffrey Scott. "Remittances, Investment, and Portfolio Allocations: An Analysis of Remittance Usage and Risk-Tolerance." Columbus, Ohio : Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1172936345.

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16

Nijad, Daniel, and Edwin Tse. "Nästan miljonnärer: : En kvalitativ studie om hur personer med utländsk bakgrund tänker kring finansiella beslut på finansmarknaden." Thesis, Mittuniversitetet, Institutionen för ekonomi, geografi, juridik och turism, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:miun:diva-38956.

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Ett aktuellt debattämne på den politiska agendan är de ökade samhällsklyftorna som till stor del beror på inkomstskillnader i den svenska befolkningen. Det har visat sig finnas svårigheter för människor att ta beslut på en allt mer komplex finansmarknad med många attribut, som ställer högre krav på människors finansiella kunskapsförmåga för att kunna hantera sin egen privatekonomi. Människor med lägre finansiell kunskapsnivå har till stor del uteslutits och detta har varit mer tydligt för samhällsgrupper med sämre sociala och ekonomiska förhållanden. Tidigare forskning har visat att personer m
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17

Tewoldeberhan, Ruth W. "The impact of saving in reducing risks: A case study of Mathabatha Village Bank, Limpopo province, South Africa." University of the Western Cape, 2003. http://hdl.handle.net/11394/6481.

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Magister Commercii - MCom<br>The minithesis argues that microfinance institutions help their clients by offering saving services, through which the clients will be able to get 'chunks of money' on a regular basis . These 'chunks of money' enable them to protect against emergency risks for it acts as a crisis-coping mechanism by building up the asset base in its physical, financial, human, and social sense. The accumulation of an asset base is not only critical in fighting risks ahead of time, but also enables poor clients to protect against losses afterwards . Thus the saving services provided
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18

Cristaldi, Antonio. "Importanza di avversione al rischio e lasciti nella scelta del consumo ottimo intertemporale." Thesis, Università degli Studi di Catania, 2011. http://hdl.handle.net/10761/282.

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Il lavoro si propone di studiare le implicazioni di considerazioni congiunte di incertezza e lasciti sui sentieri vitali delle variabili rilevanti del problema di scelta del consumatore lungimirante. In particolare, si pone in rilievo il risultato di un sentiero del consumo ottimo intertemporale costante (anziche' crescente, come implicato dal solo risparmio precauzionale), se - oltre al movente precauzionale - e' presente anche un "certo" movente ereditario. Facendo entrare i lasciti nella funzione di utilita' istantanea del consumatore lungimirante, si deriva quanto debba essere importante
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19

Zetterdahl, Emma. "Take a risk : social interaction, gender identity, and the role of family ties in financial decision-making." Doctoral thesis, Umeå universitet, Nationalekonomi, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-102503.

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This thesis consists of an introductory part and four self-contained papers related to individual financial behavior and risk-taking in financial markets. In Paper [I] we estimate within-family and community social interaction effects upon an individual’s stock market entry, participation, and exit decision. Interestingly, community sentiment towards the stock market (based on portfolio outcomes in the community) does not influence individuals’ likelihood to enter, while a positive sentiment increases (decreases) the likelihood of participation (exit). Overall, the results stress the importanc
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20

Vlčová, Zuzana. "Hodnocení ekonomické efektivnosti EPC projektů." Master's thesis, Vysoké učení technické v Brně. Fakulta stavební, 2013. http://www.nusl.cz/ntk/nusl-225990.

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The issue of energy saving building is a current topic of today. The increasing costs of operating buildings reduce economic efficiency of the organization operations. A large part of the operating cost is energy cost. An effective tool for improving the energy performance of buildings is an EPC method. The implementation of energy projects through EPC is offered by Energy Services Company. This thesis evaluates the economic efficiency of the project implemented by the EPC and analyses its risk factors. The subject of EPC project is modernisation of an energy sector of a hospital building. The
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21

Pisani, Florence. "La prise des risques financiers : une approche macro-économique du rôle des marchés." Thesis, Paris 9, 2013. http://www.theses.fr/2013PA090032.

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La montée du poids de la finance est, pour une part au moins, une réponse à la mise en place et en œuvre de stocks de capital productif toujours plus importants et à l’accumulation, qui en est la contrepartie, d’une masse toujours plus grande d’actifs financiers. A ce premier facteur qui fait de la montée du poids de la finance une conséquence en partie « mécanique » du développement économique, s’en est toutefois ajouté un autre : une montée incontestable du rôle des marchés financiers qui est venue modifier en profondeur la façon dont les risques liés au financement de cette accumulation de
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22

Pospíchalová, Barbora. "Ekonomická analýza optimalizace budov." Master's thesis, Vysoké učení technické v Brně. Fakulta stavební, 2019. http://www.nusl.cz/ntk/nusl-392164.

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The Master’s thesis deals with the energy savings of a prefabricated house. In the theoretical part, the issue of investment and risk management are first dealt with. Afterwards, the thesis deals with large panel construction in the Czech Republic, energy performance of buildings, heat losses, and especially methods for invesment appraisal. The main objective of the thesis is the economic analysis and the life-cycle analysis. The case study deals with the calculation of saving on heating the prefabricated house after its refurbishment and calculation of economic indicators.
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23

Steyer, Marek. "Návrh expertního systému pro výběr optimálního spořícího produktu." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2008. http://www.nusl.cz/ntk/nusl-221718.

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The diploma thesis focuses on the present-day system of social security in the Czech Republic. The pension system is analyzed in detail and compared to systems in other countries. It shows the differences among all the various ways of financing the pension systems and the columns it is supported by, also listing all the reasons for the reform of the pension system in our country.
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24

Kuchelmeister, Patrick. "Industrialisation in savings banks : an empirical analysis using the example of German savings banks." Thesis, University of Gloucestershire, 2015. http://eprints.glos.ac.uk/2494/.

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This study examines the notion that the term “Industrialisation” within the banking system is not clearly understood, nor its impact on the whole value added chain. The goal is to establish a clear definition of the term “Industrialisation” in an international context and study the manifestation and impact of Industrialisation across the length of the banking value added chain. Four indicators of Industrialisation (standardisation, automation, specialisation, quality management) were identified through a systematic literature review. The work focuses on one of the ‘three pillars’ of the German
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25

Törnqvist, Rebecka. "Basin-scale change in water availability and water quality under intensified irrigated agriculture." Doctoral thesis, Stockholms universitet, Institutionen för naturgeografi och kvartärgeologi (INK), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-93214.

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Changes in land use and water use can greatly impact the cycling of water and water-borne substances. Increased redistribution of river water to irrigated fields can cause enhanced evapotranspiration and decreased river discharge. Additionally, the water quality can be affected by the external input of fertilisers and pesticides, and by changed pollutant transport pathways in expansive irrigation canal systems. This thesis examines basin-scale changes in water use, river discharge, water quality and nitrogen (N) loading under conditions of intensified irrigated agriculture, using the Aral Sea
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26

Barnard, Kevin John. "Value and size investment strategies: evidence from the cross-section of returns in the South African equity market." Thesis, Rhodes University, 2013. http://hdl.handle.net/10962/d1001606.

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Value and size related equity investment strategies are supported by a large body of empirical research that shows a persistent premium, both longitudinally and crosssectionally. However, the competing rational and behavioural finance explanations for the success of these strategies are a subject of debate. The rational explanation is that the premium earned on value shares or shares of small companies can be attributed to higher risk. Behaviouralists argue that such shares are not riskier and attribute the premium to cognitive errors and biases in human decision making. The purpose of this st
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27

Nykänen, R. (Risto). "Emergence of an energy saving market:the rise of energy service companies." Doctoral thesis, Oulun yliopisto, 2016. http://urn.fi/urn:isbn:9789526213019.

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Abstract This study examines emerging service markets1 and creates a model to capture both the service provider’s activities within market development and the interplay between different market actors. This work aims to identify the key elements behind sustainable market development, specifically examining 1) market activities, 2) the role of innovation and 3) the necessary evolutionary factors, where a market consists of multiple buyers and sellers and comparable market offerings. The empirical part of the study is conducted in the form of a qualitative case study, which is used to analyse th
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28

Igual, Bueno Mario, and Azcona Jose Enrique Bielsa. "ANALISYS AND ENERGY SAVING MEASURES OF KASTVALLEN ICE HOCKEY RINK ARENA." Thesis, Högskolan i Gävle, Avdelningen för bygg- energi- och miljöteknik, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-12349.

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Nowadays efficiency measures are more and more important because the price of the energy is increasing every year. Moreover, saving energy it is also important for decrease the environmental impact. Kastvallen is a hockey arena built in 1997 that cools the hockey rink with electric compressors. The changing rooms are heating by using district heating. Actually the total invoice of electricity is above the 800000 SEK. Meanwhile the district heating invoice reaches the 60000SEK. The aim of this project is reducing the amount of the electricity and heat invoice promoting smart energy improvements
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Rudman, Wilber. "Post-retirement planning : asset allocation / W. Rudman." Thesis, North-West University, 2009. http://hdl.handle.net/10394/4787.

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The purpose of the study is to investigate optimal asset allocation as a means of minimising the investment risk, drawdown risk and longevity risk associated with an investment linked living annuity. The three risk elements were tested for various categories of retirees investing the full retirement savings amount in a living annuity. At first the paper examines the South African public's current pre-retirement savings habits, propensity to save and knowledge on the financial industry. The literature concludes that very few people are saving adequately for retirement, thus leaving a gap betwee
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Montenegro, Manuela de Albuquerque. "Avaliação do risco de juros dos depósitos de poupança." reponame:Repositório Institucional do FGV, 2016. http://hdl.handle.net/10438/15257.

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Submitted by Manuela de Albuquerque Montenegro (manuamonty@gmail.com) on 2016-02-10T17:10:15Z No. of bitstreams: 1 Dissertacao_Manuela_Montenegro.pdf: 902052 bytes, checksum: 9a0976ea40ce5b9c8f4612f60ad30fb4 (MD5)<br>Rejected by Renata de Souza Nascimento (renata.souza@fgv.br), reason: Manuela, boa tarde Devido às normas da ABNT, por gentileza, realizar o seguinte ajuste: - Capa: Seu nome deve constar somente no centro da página. - Onde consta São Paulo 2015, alterar o ano para 2016, pois sua apresentação ocorreu em 2016. Após alterações, realizar uma nova submissão. Att
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Imai, Katsushi. "Savings, risk coping, and poverty dynamics of rural households in developing countries." Thesis, University of Oxford, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.365673.

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32

Marchand, Steeve. "Essays in applied microeconometrics with applications to risk-taking and savings decisions." Doctoral thesis, Université Laval, 2018. http://hdl.handle.net/20.500.11794/31590.

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Cette thèse présente trois chapitres qui utilisent et développent des méthodes microéconométriques pour l’analyse de microdonnées en économique. Le premier chapitre étudie comment les interactions sociales entre entrepreneurs affectent la prise de décisions en face de risque. Pour ce faire, nous menons deux expériences permettant de mesurer le niveau d’aversion au risque avec de jeunes entrepreneurs ougandais. Entre les deux expériences, les entrepreneurs participent à une activité sociale dans laquelle ils peuvent partager leur connaissance et discuter entre eux. Nous recueillons des données
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33

Goncalves, António. "Does risk management influence performance of E-commerce SME’s?" Master's thesis, Vysoká škola ekonomická v Praze, 2017. http://www.nusl.cz/ntk/nusl-359889.

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Global Savings Group - Rocket Internet SE venture currency risk management exposure. This thesis covers the theory around currency risk management, putting it into practice with the real case of GSG currency risk exposure. In the end I aim to verify if currency risk affects the performance of SMEs, and if such type of companies (in this case the GSG) are aware of such exposure and if they adopt any strategies in order to reduce such exposure.
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34

Abdulahad, Jennifer, and Lisa Nordling. "Inget vågat, inget vunnet : En kvantitativ studie om skillnader i riskbenägenhet mellan män och kvinnor utifrån demografiska faktorer och geografiska områden." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-29831.

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Problem: This study aims to examine the factors that influence the individual's different choice of risk level. Demographic characteristics are the underlying factors being analyzed in the study with a special emphasis on geographic factors – this in order to analyze and explain the Swedish individual’s approach to risk. Based on certified private advisers’ perspective, the study will also examine their approach to manage individuals’ risk. Purpose: Studying the differences in risk aversion among individuals when making investment decisions, based on demographic factors and geographical areas.
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Mericle, David. "Income Risk and Aggregate Demand over the Business Cycle." Thesis, Harvard University, 2012. http://dissertations.umi.com/gsas.harvard:10216.

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This dissertation consists of three essays on income risk and aggregate demand over the business cycle, each addressing an aspect of the Great Recession. The first chapter reframes the standard liquidity trap model to illustrate the costly feedback loop between idiosyncratic risk and aggregate demand. I first show that a liquidity trap can result from excess demand for precautionary savings in times of high uncertainty. Second, I show that the output and welfare costs of the ensuing recession depend crucially on how the drop in demand for output is translated into a reduction in demand for labor
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Jansson, Sebastian, and Erik Niklasson. "Fuktrelaterade risker vid lågenergikonstruktion i lättbetong : En studie av ett nyproducerat passivhus." Thesis, KTH, Byggteknik och design, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-149303.

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Trenden i byggbranschen är att efterfrågan på täta, energisnåla byggnader ökar. Passivhus och andra lågenergikonstruktioner blir vanligare och vanligare. Riskerna med att bygga in organiskt material som trä i dessa konstruktioner har fått branschen att börja titta på alternativa material. Lättbetong är ett material som både har bärande och isolerande egenskaper. Dessutom är det inte organiskt vilket gör det okänsligt för mikrobiell påväxt. Det som är intressant med lättbetong, ur fuktsynpunkt, är att materialet levereras från tillverkare med en stor mängd byggfukt. Våren 2014 färdigställde Bol
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Ersado, Lire. "Three Essays in Development Economics: Savings Behavior and Risk; Health and Public Investments; and Sequential Technology Adoption." Diss., Virginia Tech, 2001. http://hdl.handle.net/10919/28678.

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This dissertation explores household risk and savings behavior in Zimbabwe, and agricultural technology adoption, and the impact of public investments on the economy and community health in Ethiopia. The first paper analyzes changes in per capita consumption and savings behavior in Zimbabwe before and after a range of financial and weather-related shocks using comparable national income, consumption and expenditure surveys of 1990/91 and 1995/96. The empirical results show that before droughts and macroeconomic adjustments Zimbabweans used savings to smooth consumption. In contrast, risk manag
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Msahazi, Abdillah. "La préservation du système bancaire par la régulation : l'exemple du système bancaire comorien." Thesis, Paris 5, 2014. http://www.theses.fr/2014PA05D012.

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Cette Thèse de sciences de gestion, se propose d’élucider les difficultés que rencontrent les acteurs du système bancaire comorien et apporter des solutions afin de lui garantir sa solidité, stabilité et enfin sa pérennité. Elle est divisée en deux parties. La première porte plus particulièrement sur le cadre national et internationale du système bancaire comorien. La deuxième met en évidence les banques comoriennes confrontées à la transparence financière et aux exigences de supervision prudentielle. Le premier titre de la première partie, tâche à mettre en lumière l’organisation actuelle du
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39

Sagay-Yusuf, Haliyah. "Introducing a new retirement savings scheme in the UK." Master's thesis, Instituto Superior de Economia e Gestão, 2019. http://hdl.handle.net/10400.5/19143.

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Mestrado em Actuarial Science<br>Nos últimos tempos, as empresas patrocinadoras de pensões do RU têm mostrado preocupações acrescidas com o passivo cada vez mais elevado dos esquemas de benefícios definidos (BD), e com o baixo nível de aceitação dos membros em suportar o risco associado aos esquemas de contribuição definida (CD). Para lidar com esta situação, um fundo de pensões britânico de grande dimensão, em colaboração com o sindicato dos trabalhadores e o departamento do trabalho e pensões britânico sugeriram a implementação de um novo tipo de esquema de risco compartilhado, já que este
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Moenig, Thorsten. "Optimal Policyholder Behavior in Personal Savings Products and its Impact on Valuation." Digital Archive @ GSU, 2012. http://digitalarchive.gsu.edu/rmi_diss/28.

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Policyholder exercise behavior presents an important risk factor for life insurance companies. Yet, most approaches presented in the academic literature – building on value maximizing strategies akin to the valuation of American options – do not square well with observed prices and exercise patterns. Following a recent strand of literature, in order to gain insights on what drives policyholder behavior, I first develop a life-cycle model for variable annuities (VA) with withdrawal guarantees. However, I explicitly allow for outside savings and investments, which considerably affects the result
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Karlsson, Anders. "Investment Decisions and Risk Preferences among Non-Professional Investors." Doctoral thesis, Stockholm : School of Business, Stockholm University, 2007. http://urn.kb.se/resolve?urn=urn:nbn:se:su:diva-6841.

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42

Hápová, Barbora. "Porovnání nízkorizikových investic se zaměřením na spořící účty." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-114218.

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The diploma thesis deals with analysis of selected low-risk investments, with wich we can appreciate our savings. It is building savings, pension insurance, passbooks, time deposits, government bonds and savings accounts, while special emphasis is laid on savings accounts. The main goal of the diploma thesis is to estimate annual revenue of the above mentioned low-risk investments, while taking into account such factors as tax relief or government contribution for some of them. Subsequent survey is focused on knowledge and use of savings accounts.
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43

Nicklas, Holger [Verfasser]. "The influence of CEO and regional characteristics on risk-taking and earnings management in savings banks / Holger Nicklas." München : Verlag Dr. Hut, 2016. http://d-nb.info/1113335807/34.

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Chen, Weihua. "Clinical Indicators that Predict Readmission Risk in Patients with Acute Myocardial Infarction, Heart Failure, and Pneumonia." Thesis, The University of Arizona, 2017. http://hdl.handle.net/10150/623291.

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A Thesis submitted to The University of Arizona College of Medicine - Phoenix in partial fulfillment of the requirements for the Degree of Doctor of Medicine.<br>BACKGROUND: In order to improve the quality and efficacy of healthcare while reducing the overall cost to deliver that healthcare, it has become increasingly important to manage utilization of services for populations of patients. Healthcare systems are aggressively working to identify patients at risk for hospital readmissions. Although readmission rates have been studied before, parameters for identifying patients at risk for readmi
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Ратушняк, О. Г., та O. G. Ratushnyak. "Управління ризиками в інноваційних енергозберігаючих проектах". Thesis, ПВНЗ «Київський інститут бізнесу і технологій», 2012. http://ir.lib.vntu.edu.ua/handle/123456789/7130.

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В тезах розглянуто актуальність управління ризиками в інноваційних енергозберігаючих проектах. Проаналізовано основні ризики, які виникають в енергозберігаючих проектах. Наведено основні етапи управління ризиками в проектах.<br>В тезисах рассмотрены актуальность управления рисками в инновационных энергосберегающих проектах. Проанализированы основные риски, которые возникают в энергосберегающих проектах. Приведены основные этапы управления рисками в проектах.<br>In theses examined the relevance of risk management in innovative energy-saving projects. The basic risks that arise in the energy-sav
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Toth, Gabriel, and Milan Vasovic. "Generation Y som investerare : en kvantitativ studie om hur generation Y:s karaktäristika påverkar deras investeringsbeteende." Thesis, Högskolan Kristianstad, Sektionen för hälsa och samhälle, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-13215.

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Nyanländande Generation Y håller på att positionera sig på arbetsmarknaden och omfattas av individer födda inom intervallet 1980 – 1995. Det återfinns dessvärre ytterst lite forskning gällande generationens investeringsbeteende. Mestadels av tidigare forskning har hittills handlat om hur tidigare generationer, så som Baby Boomers och Generation X, tenderar att investera. Denna studie har därför försökt bidra till att fylla ut tomrummet i kunskapen beträffande Generation Y. Studien utreder investeringsbeteendet hos Generation Y genom att undersöka hur specifika karaktäristika påverkar deras sä̈
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Rabitsch, Katrin. "An Incomplete Markets Explanation to the UIP Puzzle." WU Vienna University of Economics and Business, 2014. http://epub.wu.ac.at/4109/1/wp171.pdf.

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A large literature has related the failure of interest rate parity in the foreign exchange market to the existence of a time-varying risk premium. Nevertheless, most modern open economy DSGE models imply a (near) perfect interest rate parity condition. This paper presents a stylized two-country incomplete-markets model in which countries have strong precautionary motives because they face international liquidity constraints, the presence of which successfully generates a time-varying risk premium: the country that has accumulated debt after experiencing relative worse times has stronger preca
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Morris, Bethany. "Savor the Memory: A Reminiscence Exercise to Increase Positive Emotions and Reduce Depression Risk in Anxious Individuals." Scholar Commons, 2014. https://scholarcommons.usf.edu/etd/5278.

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A growing literature suggests that experiencing positive emotions provides psychological benefits (e.g., Coifman et al. 2007), and interventions increasing positive emotions may reduce depression risk (Geschwind et al., 2011). The present study tested whether reminiscence, a method of positive emotion savoring (Quoidbach et al., 2010), can mitigate depression risk by increasing positive emotions in an unselected sample and a subsample of at-risk anxious individuals. Female participants (n=336) were randomized to a reminiscence or control condition and asked to complete daily mental imagery exe
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Sanguinetti, Paola. "Integrated performance framework to guide facade retrofit." Diss., Georgia Institute of Technology, 2012. http://hdl.handle.net/1853/45814.

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The façade retrofit market faces some key barriers: the selection of performance criteria and the reliability of the performance data. On the demand side, the problem is approached from an investment perspective which creates "split incentives" between the stakeholders who pay for the investment and those who benefit from it. On the supply side, there is an inherent complexity in modeling these options because of the incomplete knowledge of the physical and cost parameters involved in the performance evaluation. The thermal comfort of the building occupant is an important component of the re
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Basto, João Bevilaqua Teixeira. "Choques climáticos, crédito e poupança no Brasil, uma análise empírica." Universidade de São Paulo, 2012. http://www.teses.usp.br/teses/disponiveis/12/12138/tde-17122012-114653/.

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Esse trabalho tem como objetivo verificar se o sistema bancário brasileiro protege indivíduos contra os choques transitivos de renda. Por meio de experimentos e avaliação empírica, em pequenas regiões, a literatura tenta explicar como arranjos informais podem contornar os problemas de crédito causados por falhas informacionais e de comprometimento limitado. No entanto, falha em avaliar choques que afetam uma região geográfica ampla já que esses são comportados apenas por bancos. Através de um modelo de dois estágios com variação de renda instrumentalizada por variáveis climáticas, analisamos s
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