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Journal articles on the topic 'RuPay Debit Card'

Author: Grafiati

Published: 3 June 2025

Last updated: 20 July 2025

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1

L, Meena. "Digital Native Retail Investors' Outlook towards Bespoke Digital Transformation in Mutual Fund Industry." Shanlax International Journal of Management 6, S1 (2019): 90–96. https://doi.org/10.5281/zenodo.2567699.

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Mutual fund industry is in the mesh of digitalisation, and has begun to use technology intelligently across all its processes - fund management, executing transactions, and customer servicing. In fact, digitalisation of the payments is the key to the industry’s rise in recent years. There are peak digital payment modes existing in India viz. Online / mobile wallets, Prepaid credit cards, Debit / RuPay cards, Aadhar Enabled Payment System (AEPS), Unstructured Supplementary Service Data (USSD) and United Payments Interface (UPI). This paper attempts to study the outlook of retail mutual fu

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Bhawna, Mukaria. "PLASTIC MONEY: PROSPECTIVE AND CHALLENGES." International Journal of Engineering Technologies and Management Research 5, no. 2 (2018): 117–25. https://doi.org/10.5281/zenodo.1185073.

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<strong><em>In present era, it is impossible to imagine modern bank transactions, commercial transactions and other payments without using the plastic cards. Plastic currency is now gradually becoming a necessity across the globe as more and more developed countries are opting for plastic compared to paper as there are several inherent advantages. The growing involvement of smart phones has made technology applications much more accessible to users. The Government also move forward for a “Digital India” and its focus on growing electronic payments is significant drivers of growth i

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Irrinki, Mohana Krishna, and Kuberudu Burlakanti. "PERCEPTION ON PRADHAN MANTRI JANDHAN YOJANA - A STUDY WITH REFERENCE TO THALLAREVU MANDAL." International Journal of Research -GRANTHAALAYAH 5, no. 6 (2017): 129–46. http://dx.doi.org/10.29121/granthaalayah.v5.i6.2017.2006.

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Financial inclusion aims at delivering the financial services at an affordable cost to sections of disadvantaged and low-income segments of society. Financial inclusion is an innovative concept which promotes the banking habits among the financially excluded people and enables to reduce poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. This scheme is not confined to opening of bank account but has other advantages blended with it such as Zero Balance bank account with RuPay debit card, Accidental Insurance cover of Rs 1 lakh, Life Ins

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Mohana, Krishna Irrinki, and Burlakanti Kuberudu. "PERCEPTION ON PRADHAN MANTRI JANDHAN YOJANA - A STUDY WITH REFERENCE TO THALLAREVU MANDAL." International Journal of Research - Granthaalayah 5, no. 6 (2017): 129–46. https://doi.org/10.5281/zenodo.817490.

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Financial inclusion aims at delivering the financial services at an affordable cost to sections of disadvantaged and low-income segments of society. Financial inclusion is an innovative concept which promotes the banking habits among the financially excluded people and enables to reduce poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. This scheme is not confined to opening of bank account but has other advantages blended with it such as Zero Balance bank account with RuPay debit card, Accidental Insurance cover of Rs 1 lakh, Life Ins

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Hemanth, Kumar S., and S. Vijayalakshmi. "A DIAGNOSTIC STUDY ON IMPACT OF PRADHAN MANTRI JEEVAN BIMA YOJNA WITH SPECIAL REFERENCE TO SELECT PUBLIC SECTOR BANKS." EPRA International Journal of Economic and Business Review 4, no. 6 (2021): 129–34. https://doi.org/10.5281/zenodo.4643082.

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Financial inclusion is an innovative concept which enables the alternative techniques to promote the banking habits and acts as enabler in reducing the poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. The scheme is not only limited to opening of a bank account but has other benefits with it viz. zero balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs.one lakh those who open accounts by January 26, 2015 over and above the Rs.1lakh accident, they will be given life insurance cover of Rs.30, 000

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Mukaria, Bhawna. "PLASTIC MONEY: PROSPECTIVE AND CHALLENGES." International Journal of Engineering Technologies and Management Research 5, no. 2 (2020): 117–25. http://dx.doi.org/10.29121/ijetmr.v5.i2.2018.154.

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In present era, it is impossible to imagine modern bank transactions, commercial transactions and other payments without using the plastic cards. Plastic currency is now gradually becoming a necessity across the globe as more and more developed countries are opting for plastic compared to paper as there are several inherent advantages. The growing involvement of smart phones has made technology applications much more accessible to users. The Government also move forward for a “Digital India” and its focus on growing electronic payments is significant drivers of growth in replacing physical pay

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Shukla, Trilok Nath. "SECTORAL ANALYSIS OF BANKS ON TRENDS OF OPENING ACCOUNTS FOR PRADHAN MANTRI JAN DHAN YOJNA PHASE I (PMJDY)." International Journal of Research -GRANTHAALAYAH 5, no. 1 (2017): 183–97. http://dx.doi.org/10.29121/granthaalayah.v5.i1.2017.1734.

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Most recently a national mission on financial inclusion called “PRADHAN MANTRI JAN - DHAN YOJANA” was launched on the 28th of August 2014. Under the direct supervision of the Indian Prime Minister and the Department of Financial Services, Ministry of Finance, the objective of this mission is to enroll over 70 million households and open their bank accounts along with providing them as a first step a RuPay debit card with a Rs. 1,00,000/- accident cover. In the due course of time the plan is to also cover these account holders with insurance and pension products. About 60% of the population in

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Deepa, M. "A Study on Consumer Awareness and Satisfaction towards Online Digital Payment - With Special Reference to Pollachi Taluk." ComFin Research 9, no. 3 (2021): 25–29. http://dx.doi.org/10.34293/commerce.v9i3.4048.

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Digital payment a way to make payment that is made through digital modes. In digital payments the payer and payee or both can use the digital modes to send and receive money. It is also called electronic payment. There is no need for have hard cash for every transaction involved in the digital transactions. All the transactions are done only through online payments. It is convenient way to make payments. The objectives of the studies are: To identify the customer preference towards Digital payment and to measure the customer level of satisfaction about Digital payment services. This study is b

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Prof, Trilok Nath Shukla. "SECTORAL ANALYSIS OF BANKS ON TRENDS OF OPENING ACCOUNTS FOR PRADHAN MANTRI JAN DHAN YOJNA PHASE I (PMJDY)." International Journal of Research -GRANTHAALAYAH 5, no. 1 (2017): 183–97. https://doi.org/10.5281/zenodo.263919.

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Most recently a national mission on financial inclusion called “PRADHAN MANTRI JAN - DHAN YOJANA” was launched on the 28<sup>th</sup> of August 2014. Under the direct supervision of the Indian Prime Minister and the Department of Financial Services, Ministry of Finance, the objective of this mission is to enroll over 70 million households and open their bank accounts along with providing them as a first step a RuPay debit card with a Rs. 1,00,000/- accident cover. In the due course of time the plan is to also cover these account holders with insurance and pension products. About 60% of the pop

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10

Rifaya Meera, M., P. Kaleeswaran, and R. Gurunandhini. "Financial Inclusion through Pradhan Mantri Jan-Dhan Yojana (PMJDY) Scheme." Asian Journal of Managerial Science 6, no. 1 (2017): 10–14. http://dx.doi.org/10.51983/ajms-2017.6.1.1224.

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Even after 47 years of nationalization of banks in 1969, a large section of country’s population and most of the rural areas still remains unbanked leading to financial instability. To enhancing financial inclusion status and overcome this issues the government of India announced innovative scheme namely PMJDY. Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion to ensure access to financial services, namely, Banking, Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Financial inclusion is an innovative concept whic

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Sukhjinder, Kaur. "Pradhanmantri Jan Dhan Yojna (PMJDY): An Initiative towards Financial Inclusion in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 05 (2018): 166–69. https://doi.org/10.5281/zenodo.1253446.

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It is indeed a matter of serious concern that despite tremendous growth of banking sector in India—both horizontally and vertically, a large section of Indian population continues to remain unbanked. To mitigate these long drawn financial sufferings, Prime Minister Narendra Modi announced a new scheme in his Independence Day speech on 15th Aug 2014 and called it as the National Mission on Financial Inclusion (NMFI) for weaker section and low-income groups. The prime objective of the PMJDY is to ensure financial inclusion of the poor and rural population giving them dignity, financial fre

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12

Gupta, Kamini. "Pradhan Mantri Jan Dhan Yojana: History and Present Impact." South Asian Journal of Social Studies and Economics 19, no. 2 (2023): 21–27. http://dx.doi.org/10.9734/sajsse/2023/v19i2674.

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Pradhan Mantri Jan –Dhan Yojana was launched on 28 august 2014 in India, as a concept of Financial Inclusion. The Main objective was to connect maximum people to banks and to provide them with financial literacy to get maximum benefit out of their small savings. This schemes was considered as new foundation stone for financial inclusion. PMJDY was launched with an aim to include financial excluded people into the development mainstream. This scheme was a huge success in rural areas. It was mostly dependent on public sector banks as they are having good reach in rural areas. PMJDY is being run

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S., Renugadevi, and K. Jeyakodi Dr. "A STUDY ON CUSTOMERS LEVEL OF SATISFACTION TOWARDS PRADHAN MANTRI JAN DHAN YOJANA SCHEME WITH REFERENCE TO MADURAI CITY." International Journal of Current Research and Modern Education 2, no. 1 (2017): 18–22. https://doi.org/10.5281/zenodo.259211.

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PradhanMantri Jan DhanYojana (PMJDY) is a nationwide scheme launched by Indian government in August 2014. The scheme will ensure financial access to everyone who are not able to get benefits of many other government schemes. These financial services include Banking, Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension which will be made available to all the citizens in easy and affordable mode. According to the data issued by finance ministry, till September 2014 around 40 million (4 crores) bank accounts have been opened under the PradhanMantri Jan DhanYojana since the schem

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14

Harshita, Bhatnagar. "Demonetization to Digitalization: A Step Toward Progress." Management and Economics Research Journal 03 (2017): 11. http://dx.doi.org/10.18639/merj.2017.03.453170.

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Journey from demonetization to digitalization is very hard hitting but not impossible. Recent demonetization in India on November 8, 2016, created lot of panic in the economy but also paved the way to digitalization. Cash crunch and availability of e-sources of transactions compelled many people to use electronic modes of payment. Credit cards, debit cards/RuPay card, USSD/UPI, Internet banking, mobile wallets like Oxigen, Paytm, Mobiwik, aadhar-enabled payment system, POS, and so on are few popular modes of electronic transaction, which are commonly used by the citizen. Digitalization will em

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Mr., Anurag Anil Ratnaparkhi, and Neha Rakeshchandra Vishwakarma Ms. "PradhanMantri Jan DhanYojana: A Catalyst for Financial AccessPradhanMantri Jan DhanYojana: A Catalyst for Financial Access." International Journal of Advance and Applied Research S6, no. 19 (2025): 112–17. https://doi.org/10.5281/zenodo.15100925.

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<em>            The research aims at the progress of Pradhan Mantri Jandhan Yojana and the financial inclusion the PMJDY has made the world record of opening the highest number of bank accounts through any government scheme. The scheme enables the beneficiaries to open zero balance account along with a Rupay Debit card, overdraft facility and insurance facility that improves the financial inclusion in banking and insurance sectors of the economy.</em> <em>            Reserve Bank of In

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16

Ramadhan, Ramadhan. "Metode Dakwah Para Ustadz Dalam Memberantas Perjudian dan Miras: Studi Kasus Kecamatan Simpang Kanan Aceh Singkil." El-Suffah: Jurnal Studi Islam 1, no. 1 (2024): 14–30. http://dx.doi.org/10.70742/suffah.v1i1.9.

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Dalam pandangan islam seringnya orang melakukan perilaku menyimpang ini menadakan bahwa kualitas hidup masyarakat mengalami penurunan ahklak, nilai dan norma, yang mengakibatkan dengan mudahnya masyarakat khususnya remaja melakukan perilaku menyimpang. Dalam penelitian ini penulis memaparkan permasalahan antara lain: 1) Bagaimana metode dakwah yang dilakukan ustadz untuk memberantas perjudian dan miras? 2) Apa saja hambatan yang di hadapi ustadz dalam memberantas perjudian dan miras? Tujuan dari penelitian ini adalah Untuk mengetahui bagaimana metode dakwah yang dilakukan ustadz untuk memberan

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17

"Capacity Building in Cyber Security to Make India Secure to go Cashless." International Journal of Recent Technology and Engineering 8, no. 2S11 (2019): 4089–93. http://dx.doi.org/10.35940/ijrte.b1484.0982s1119.

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Recent developments have accelerated to move in India towards a Cashless economy. The Jan Dhan Yojana (Jan Dhan Government Scheme) announced in 2014 is providing for the cost free creation of a bank account for every Indian family. Each bank account is also accompanied by a Rupay Debit card for withdrawing money deposited in the account. The currency demonetization at the end of the year 2016, with the removal of certain denomination of bank notes. The additional initiatives and service offerings are also now encouraging the use of cashless transaction via, online banking, payment cards, e-wal

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18

U, Divya, and Noor Firdoos Jahan. "FINANCIAL INCLUSION IN INDIA WITH SPECIAL REFERENCE TO JAN DHAN YOJANA." ISBR Management Journal 5, no. 2 (2020). http://dx.doi.org/10.52184/isbrmj.v5i2.88.

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Financial inclusion is a priority of any government to achieve inclusive growth of the country for sustainable economic development. Financial inclusion is nothing but inclusion of financially excluded segment of the society into formal financial system of the economy. The efforts for financial inclusion is not new in India the RBI and GOI had taken many initiatives like Nationalization of banks, expansion of banks and its branches, establishment of cooperative banks regional rural bank etc. various initiatives were taken up. Despite various measures for financial inclusion poverty and exclusi

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19

Winarti, Cuti. "PENURUNAN BAKTERI TOTAL COLIFORM PADA AIR LIMBAH RUMAH SAKIT TERHADAP PENGARUH LAMA WAKTU PENYINARAN DENGAN SINAR ULTRA VIOLET." Jurnal Rekayasa Lingkungan 20, no. 1 (2020). http://dx.doi.org/10.37412/jrl.v20i1.42.

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Mahluk hidup di dunia ini tanpa terkecuali sangat menggantungkan hidupnya pada air. Pada manusia, air selain sebagai konsumsi makan dan minum juga diandalkan untuk keperluan pertanian, industri dan lain-lain. Makin bertambahnya jumlah penduduk di dunia ini, dengan sendirinya menambah aktivitas kehidupannya yang mau tidak mau menambah pengotoran atau pencemaran air yang pada hakikatnya dibutuhkan. Air limbah rumah sakit adalah seluruh buangan cair yang berasal dari hasil proses seluruh kegiatan rumah sakit yang meliputi kamar mandi, dapur, laundry , ruang operasi dan laboratorium. Air limbah ru

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Ritonga, Mara Untung. "BLURRING AND DELINEATINGEVIDENCES VIA METAPHORS AND METONYMY IN THE POLITICAL DISCOURSE OF CORRUPTION: A CRITICAL STUDY OF PARTICIPANT’S STATEMENTS IN THE INDONESIAN LAWYERS CLUB DURING THE YEAR 2017." BAHAS 28, no. 3 (2018). http://dx.doi.org/10.24114/bhs.v28i3.10073.

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Penelitan yang berjudul “Blurring and Delineating Evidences via Metaphors and Metonymy in the Political Discourse of Corruption: A critical study of participant’s statements in the Indonesian Lawyers Club during the year 2017” bertujuan untuk mengeksaminasi bagaimana partisipan dalam wacana (ILC TV-ONE) memberdayakan kekuatan metapora dan metonimi sebagai strategi retorika atau seni berbicara yang merupakan perwujudan kognisi dan sikap (kesantunan berbahasa) yang disampaikan secara implisit. Hal ini ditempuh sedemikian rupa untuk menciptakan debat kognisi yang interaktif, berkualitas dan berad

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