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Relevant bibliographies by topics / Rural development Credit

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Academic literature on the topic 'Rural development Credit'

Author: Grafiati

Published: 4 June 2021

Last updated: 17 February 2022

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Journal articles on the topic "Rural development Credit"

1

Jha, D., and S. K. Jha. "Agricultural Credit and Rural Development." Asia-Pacific Journal of Rural Development 12, no. 2 (December 2002): 106–12. http://dx.doi.org/10.1177/1018529120020207.

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Evans, David B. "The credit market and rural development." Journal of Development Economics 24, no. 2 (December 1986): 317–29. http://dx.doi.org/10.1016/0304-3878(86)90095-7.

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Chapman, G. P. "Undermining rural development with cheap credit." Journal of Rural Studies 3, no. 2 (January 1987): 189–90. http://dx.doi.org/10.1016/0743-0167(87)90040-4.

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Qureshi, Sarfraz Khan. "Credit for Rural Poor in Pakistan." Pakistan Development Review 34, no. 4II (December 1, 1995): 769–78. http://dx.doi.org/10.30541/v34i4iipp.769-778.

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Farmers, large and small, and the non-farm population in rural areas all suffer from the liquidity constraint. Credit is needed to acquire command over the use of working capital, fixed capital, and consumption goods. The Green Revolution technologies have increased the credit requirement for modern inputs and farm investment. A new expanded role of rural credit institutions has emerged in the wake of the technology revol~tion in rural areas. Two distinct approaches have been used to provide the financial services to the rural poor. The most widely favoured approach in the past was the use of subsidised interest rates with a portion of credit reserved for the poor. The low interest policy was based on the premise that it would induce farmers, large and small, to use modern' inputs on a larger scale. One of the adverse side-effect of this policy was the introduction of an element of financial unsustainability in the loan portfolios of the credit institutions. The recent view about the delivery of rural credit consists of using market interest rates and using a mixture of 'bottom-up initiatives' at the local level, using non-government groups and 'top-down initiatives' by the formal credit institutions in terms of the simplification of the procedures and decentralisation of the credit operation for credit supply to the rural poor. In this paper, an attempt is made to evaluate the efficacy of these two approaches in the case of Pakistan for delivering credit to the rural poor.

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Yadav, Rajesh K. "Significance of Microfinance Institutions in Rural Development of India." International Letters of Social and Humanistic Sciences 21 (February 2014): 84–90. http://dx.doi.org/10.18052/www.scipress.com/ilshs.21.84.

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Micro finance is to supply micro credit to people living in utter poverty and has no reach to the conservative and formal financial products. It is an aid to engage them in productive activities and grow their tiny businesses. Micro finance focused on availing the credit in a standard manner. Micro financial schemes plays vital role in increasing women‟s participation in economic activities and decision making. In this research paper an effort is made to investigate the role of microfinance in rural development especially through Micro financial schemes. This study is an empirical study which aims to find out the role and responsibilities of microfinance in rural development. Our experience while doing this study suggests that microfinance provides key lessons for development in terms of what mechanism and best practices should be adopted and how to make small change that creates a big difference. It is concluded that poor people in rural areas especially in under developing countries, are in immense need of credits so microfinance programs must make available this credit needs and motivate the poor people to increase their standard of living.

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Lin, Liqiong, Weizhuo Wang, Christopher Gan, David A. Cohen, and Quang T. T. Nguyen. "Rural Credit Constraint and Informal Rural Credit Accessibility in China." Sustainability 11, no. 7 (April 1, 2019): 1935. http://dx.doi.org/10.3390/su11071935.

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This paper investigates the effects of rural households’ demographic characteristics on formal credit constraint, and explores the relationship between informal and formal lending in rural China. Using 2013 China’s Household Finance survey data, the authors apply probit regression models to investigate the effects of demographic factors on formal credit constraint and the household’s decision to borrow from informal credit sources. In addition, the endogenous switching regression model is applied to evaluate the impact of credit constraint on the welfare of rural farm households. The empirical evidence confirms that age, family size, annual household nonagricultural income, level of education, and history of informal borrowing have significant influence over credit constraint. Moreover, annual household nonagricultural income, the presence of children, borrowing from social networks and monthly communication expenses significantly impact rural households’ decision to utilise informal borrowing. Results from the endogenous switching regression model suggest that credit constraint by formal credit sources has no impact on household consumption.

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Sriram, M. S. "Productivity of Rural Credit." International Journal of Rural Management 3, no. 2 (October 2007): 245–68. http://dx.doi.org/10.1177/097300520800300204.

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Malik, Sohail Jehangir, and Hina Nazli. "Rural Poverty and Credit Use: Evidence from Pakistan." Pakistan Development Review 38, no. 4II (December 1, 1999): 699–716. http://dx.doi.org/10.30541/v38i4iipp.699-716.

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The 1990s have seen poverty reduction become the overarching objective of all economic development. In countries where poverty is largely a rural phenomenon it is obvious that considerations of poverty focus on improving rural welfare. The welfare impact of credit use in the process of agricultural development is generally not explicitly documented in the literature.1 The emphasis is generally on “the requisites for development of rural financial policies that facilitate rural growth” [Desai and Mellor (1993)]. Welfare gains arise from this growth through net gains in income from the relaxation of the capital constraint leading to higher input use and resultant higher output, in addition to increasing the risk bearing capacity of households thus leading to the adoption of new technology and diversification of crop mix and income sources. Additionally welfare gains can also arise from credit use directly through improved and more efficient consumption smoothing. Pakistan is predominantly rural and poor. Attempts over several decades, by successive governments, at developing the institutional credit market in Pakistan have failed miserably. The rural credit market continues to be fragmented and beset by distortions. Credit policy aimed at improving access of the small landowners and the poor ended up being diverted to the powerful large landowners. This misuse is widely documented in Malik (1989, 1990 and 1999). Badly designed policies coupled with a weak institutional structure and rampant corruption called into question the very basis for using credit markets as a means for poverty alleviation.

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Mariet Ocasio, Vange. "Financing village enterprises in rural Bangladesh." International Journal of Development Issues 15, no. 1 (April 4, 2016): 76–94. http://dx.doi.org/10.1108/ijdi-09-2015-0057.

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Purpose The purpose of this paper is to explore the factors that determine non-farm enterprise revenue and to empirically test the association between access to credit, credit source and firm performance among poor entrepreneurs in rural Bangladesh. Design/methodology/approach Using a Bangladesh Institute of Development Studies and World Bank survey from over 1,700 households in rural Bangladesh, a panel data model is used to control for unobserved heterogeneity among households and explore the determinants of non-farm revenue. Findings The findings suggest that village infrastructure and household labor assets have a positive impact on enterprise development. The findings reveal that the use of rural credit as a production input is important in augmenting revenue for the non-farm enterprise, but there are differential effects by credit source. Research limitations/implications Because the study uses data from a quasi-experimental survey design, unobserved effects that can bias the results must be controlled for. Also, as credit program impacts can be location-specific, caution in generalizing the results of this study must be exercised. Practical implications This study provides evidence on the positive effects of microcredit, family assets and family social capital on economic outcomes and microenterprise growth for poor entrepreneurial households. If enterprise growth is important for development, greater understanding of the determinants of microenterprise performance and the role of credit in the success of microfirms is beneficial for policymakers and the institutions that finance small-scale production. Social implications If it is agreed that entrepreneurship is important in promoting development, self-sufficiency and positive economic outcomes (Yunus, 2007), then credit program design should focus on both the credit needs of the poor and the dynamics inherent in enterprise development for this group of entrepreneurs. Originality/value This paper expands the limited literature on the determinants of microenterprise growth and the role of credit in microenterprise development by tracing a positive link between village infrastructure, family demographics and access to credit. The identification of the factors that determine non-farm enterprise revenue is important for policymakers because enterprise growth is perceived as essential for economic development.

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Manig, Winfried. "The Importance of the Informal Financial Market for Rural Development Financing in Developing Countries: The Example of Pakistan." Pakistan Development Review 35, no. 3 (September 1, 1996): 229–39. http://dx.doi.org/10.30541/v35i3pp.229-239.

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The informal credit market is of crucial importance in the rural areas in Pakistan, even after decades of considerable development of formal credit organisations and of subsidised credit programmes by the government. This is due mainly to the fact that informal credit relations are embedded in the economic, political, and social interaction networks of the inhabitants in the rural areas. These interaction networks also maintain the direct credit costs and the transaction costs at a low level. However, the national development policy underestimates or even negates the significance of the informal financial market. Here, political action is required for initiating change.

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Dissertations / Theses on the topic "Rural development Credit"

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Luo, Yi Louis. "Regional economic development and the establishment of the rural financial system a case study of rural credit cooperations in the Pearl River Delta /." Click to view the E-thesis via HKUTO, 2006. http://sunzi.lib.hku.hk/hkuto/record/B36545648.

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Roberts, Valerie. "Building social capital through micro-credit : the impact of a rural credit programme on borrower livelihoods." Thesis, University of East Anglia, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.268514.

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Kerr, Emily W. Pham Van Hoang. "Micro-credit and household productivity evidence from Bangladesh /." Waco, Tex. : Baylor University, 2009. http://hdl.handle.net/2104/5359.

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Cavalcanti, Isabel Machado. "Crédito rural e produto agropecuário municipal: uma análise de causalidade." Universidade de São Paulo, 2008. http://www.teses.usp.br/teses/disponiveis/12/12140/tde-08012009-204720/.

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O objetivo deste trabalho é estudar a relação de causalidade entre crédito rural e produto agropecuário. Utilizando dados municipais do período 1999-2004, aplicou-se a metodologia de Granger e Huang (1997), que permite identificar o sentido da causalidade entre duas variáveis em um contexto de painel. Contrariamente à grande parte da literatura que estudou as relações de causalidade entre sistema financeiro e crescimento econômico, este trabalho não identificou a causalidade partindo da variável financeira para o produto. Em geral, os resultados apontaram causalidade unidirecional, partindo do Produto Interno Bruto da agropecuária para o crédito rural.
The main goal of this essay is to evaluate the causal relations between rural credit and agricultural output. Using municipal data for the period 1999-2004, we have implemented the Granger and Huang (1997) methodology, which allows us to identify the causality direction between two variables in a data panel context. Differently from a large part of the literature that has studied causal relations between finance and growth, this work did not find causality from the financial variable towards output. Instead, the results draw attention to unidirectional causality from agricultural output to rural credit.

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McGregor, J. Allister. "Poverty and patronage : a study of credit, development and change in rural Bangladesh." Thesis, University of Bath, 1991. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.306835.

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Kimemia, Peter Njau. "Credit accessibility and rural development in the former Ciskei: an overview of Keiskammahoek." Thesis, Rhodes University, 2001. http://hdl.handle.net/10962/d1003100.

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This study focuses on the issue of credit accessibility for the rural poor. Taking cognisance of the critical role played by innovative micro-lending mechanisms in the sphere of rural development, the study reaffirms the need to enhance access to financial services by rural communities. However, it also reveals the fact that there are numerous impediments to access to credit for the people living in parts of the Keiskammahoek District of the former Ciskei. Key among the impediments has been lack of awareness about the existence and the activities of micro-lending institutions. This has, in a large measure been blamed for many of the rural poor people's failure to approach such institutions for funding. As a result, the affected people's efforts to fully actualize themselves economically have to a certain extent been hampered. Consequently, as its core argument, this study views as crucial the need to tackle all the attendant impediments. It also suggests that as the first step, the government, NGOs as well as formal and informal lending institutions should endeavour to disseminate the requisite information on micro-financing and in enhancing the affected people's institutional capacity to effectively use credit obtained for commercially productive ventures. Without sorting out the basics first, credit extension even when easily availed may not have the desired impact. At worst, it may actually complicate the poverty situation as the people grapple with piling debts.

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Nwanesi, Peter Karubi. "Development, Micro-credit and Women's Empowerment: A Case Study of Market and Rural Women in Southern Nigeria." Thesis, University of Canterbury. Sociology and Anthropology, 2006. http://hdl.handle.net/10092/958.

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This study investigates women's economic empowerment in relation to micro'credit schemes in southern Nigeria. The study also evaluates the benefits and limitations of micro'credit as a resourceful means of enhancing women's economic activities in the labour market and eliminating poverty among market and rural women. Micro'credit schemes and institutions which provide soft loans to women have become a critical tool in development programmes aiming to empower them. The Nigerian government (both at Federal and State levels) has pursued this development trend since 1985 and today, it is estimated that an increasing number of Nigerian women participate in these schemes. Besides, it is widely accepted among development practitioners that micro'credit schemes not only contribute to poverty reduction but also empower the have'nots. My research design has drawn on gender analytical frameworks such as the 1980 Harvard Analytical Framework, Kabeer's 1998 Women's Empowerment Assessment, and Mayoux' 2001 micro'credit empowerment paradigm. This study employed as its methodology, ethnographic field research. This includes semi'structured interviews and participant observation. In addition, data was obtained from state databases, archives and development websites. Throughout, both qualitative and quantitative methods and analysis were used. This study found that women in southern Nigeria are extensively engaged in economic activities. It also established that micro'credit provides finance to enhance market and rural women's participation in production and trade. The study further ascertains that women have some control over their loans. However, increased economic activities may have also increased participants' financial responsibilities and household decision'making is still a prerogative of male head of the family. In addition, this study found that older married women in this region enjoy a comparatively high degree of personal mobility, but restrictions on travel in terms of distance and time are very common for younger married women. These restrictions are sanctioned by customs, household obligations, and social infrastructures. While problems with the transportation network have enhanced the middlemen's domination of economic activities in this region they increased women's dependence on their services. All this renders empowerment for women more difficult to achieve although it makes a practical contribution to their everyday lives.

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Kaplan, H. Louise Beer. "Development and validation of an instrument to measure credit curricular comprehensiveness in small/rural community colleges." Diss., Virginia Polytechnic Institute and State University, 1986. http://hdl.handle.net/10919/49806.

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Luo, Yi Louis, and 羅毅. "Regional economic development and the establishment of the rural financial system: a case study of ruralcredit cooperations in the Pearl River Delta." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2006. http://hub.hku.hk/bib/B36545648.

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Williams, Peter. "Structural change and economic development." Thesis, University of Oregon, 2011. http://hdl.handle.net/1794/11266.

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xiii, 124 p. : ill. (some col.)
This dissertation emphasizes three aspects of structural change in economic development. Structural change is the process by which the distribution of economic output shifts from one sector to another and is crucial to understanding overall economic growth. The first chapter demonstrates that property rights and the relative value of land in rural credit markets have significant implications for the rate and level of economic development. When borrowers have little net worth, access to credit is limited and the transition from agriculture to industry proceeds at a slower rate. A quantitative model provides estimates of the welfare cost of such frictions. The second chapter argues that differential costs of technology adoption across developing countries can explain the failure of some import-substitution strategies. An analytical model demonstrates the importance of such adoption costs, and an empirical section finds evidence in support of it. The primary result is that import-substituting policies aimed at rapid industrialization may in fact inhibit economic growth, explaining why some countries have experienced lower rates of economic development. The third chapter uses a robust econometric procedure to estimate sector-specific productivity growth for a sample of OECD countries. It finds that the sources of productivity growth vary widely across countries. Productivity growth is not concentrated in industrial sectors alone but can also result from advances in service sectors.
Committee in charge: Dr. Shankha Chakraborty, Chair; Dr. Chris Ellis, Member; Dr. Bruce Blonigen, Member; Dr. Jean Stockard, Outside Member

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Books on the topic "Rural development Credit"

1

Gupta, S. C. Development banking for rural development. New Delhi: Deep & Deep Publications, 1987.

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Role of rural banks in the rural development. Jaipur, India: Printwell Publishers Distributors, 2000.

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Girdhari, D. G. Rural credit in India. Aurangabad: Uday Publication, 1986.

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Adams, Dale W., Douglas H. Graham, and J. D. Von Pischke. Undermining Rural Development with Cheap Credit. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178.

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Kumar, Sunil. Regional rural banks and rural development. New Delhi: Deep & Deep Publications, 1990.

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Conference, Indian Economic Association, and Indian Economic Association. Annual Conference. Micro credit and economic development. Edited by Rajkumar R and Singh Sita Ram 1950-. New Delhi: Regal Publications, 2010.

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United States. General Accounting Office. Accounting and Information Management Division. Credit reform: Improving Rural Development's credit program cost estimates. Washington, D.C. (P.O. Box 37050, Washington, D.C. 20013): The Office, 2000.

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Pandey, Rama Nand. Commercial banks and rural development. New Delhi: Deep & Deep Publications, 1989.

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Shivamaggi, H. B. Banking and rural development. New Delhi, India: Mittal Publications, 1992.

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Workshop on Rural Finance and Credit Infrastructure in China (2003 Paris, France). Rural finance and credit infrastructure in China. Paris: OECD, 2004.

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Book chapters on the topic "Rural development Credit"

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Wihtol, Robert. "Rural Credit and Road Projects." In The Asian Development Bank and Rural Development, 144–69. London: Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-10200-6_8.

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Adams, Dale W. "Effects of Finance on Rural Development." In Undermining Rural Development with Cheap Credit, 11–21. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-3.

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Kilby, Peter, Carl E. Liedholm, and Richard L. Meyer. "Working Capital and Nonfarm Rural Enterprises." In Undermining Rural Development with Cheap Credit, 266–83. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-26.

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Von Pischke, J. D. "Improving Donor Intervention in Rural Finance." In Undermining Rural Development with Cheap Credit, 284–97. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-27.

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Gonzalez-Vega, Claudio. "Cheap Agricultural Credit: Redistribution in Reverse." In Undermining Rural Development with Cheap Credit, 120–32. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-13.

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Blair, Harry W. "Agricultural Credit, Political Economy, and Patronage." In Undermining Rural Development with Cheap Credit, 183–93. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-19.

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David, Cristina C. "Credit and Price Policies in Philippine Agriculture." In Undermining Rural Development with Cheap Credit, 210–25. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-21.

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Kane, Edward J. "Political Economy of Subsidizing Agricultural Credit in Developing Countries." In Undermining Rural Development with Cheap Credit, 166–82. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-18.

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Adams, Dale W., Douglas H. Graham, and J. D. Von Pischke. "Introduction." In Undermining Rural Development with Cheap Credit, 1–7. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-1.

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Meyer, Richard L., and Adelaida P. Alicbusan. "Farm-Household Heterogeneity and Rural Financial Markets: Insights from Thailand." In Undermining Rural Development with Cheap Credit, 22–35. New York: Routledge, 2021. http://dx.doi.org/10.4324/9780429270178-4.

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Conference papers on the topic "Rural development Credit"

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ŠPIČKA, Jindřich. "WHAT DETERMINES PROPENSITY TO GET PUBLIC INVESTMENT SUBSIDIES? A CASE STUDY OF THE CZECH FOOD INDUSTRY." In RURAL DEVELOPMENT. Aleksandras Stulginskis University, 2018. http://dx.doi.org/10.15544/rd.2017.052.

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The aim of the paper is to is to quantify differences in structural and economic indicators between participants and nonparticipants of the investment support programmes in the Czech food industry at the beginning of the old programming period (2007). Research was conducted on a dataset of supported projects from the Ministry of Agriculture and Ministry of Industry and Trade combined with structural and economic indicators of participating and nonparticipating companies provided by MagnusWeb database. Final database contained 1 225 companies. However, not all indicators were available for all companies. Original set of variables was selected through Principal Component Analysis. Propensity to be supported was calculated through probit regression. Public investment support has had pretensions to increase productivity of the food industry as well as the added value of agricultural production by supporting many operations in agricultural processing and marketing. Ex-post evaluation of the “old” programming period 2007–14 shows that companies with larger size, lower trade margin, optimal liquidity, lower debt ratio and higher credit debt ratio had higher propensity to be supported. Conclusions about size and credit debt ratio follow previous research by other authors that small companies had lower chance to be supported because of more difficult access to good advisory services and bank loans.

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Chen, Lishuang. "Analysis of the Development of Rural Microcredit from the Rural Credit Cooperatives - Taking Hubei Province Yi Chang City Rural Credit Cooperative as Example." In 2011 International Conference on Management and Service Science (MASS 2011). IEEE, 2011. http://dx.doi.org/10.1109/icmss.2011.5998444.

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Arefjevs, Ilja, Aivars Spilbergs, Andris Natrins, Atis Verdenhofs, Inese Mavlutova, and Tatjana Volkova. "Financial sector evolution and competencies development in the context of information and communication technologies." In Research for Rural Development 2020. Latvia University of Life Sciences and Technologies, 2020. http://dx.doi.org/10.22616/rrd.26.2020.038.

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The development of information and communication technologies (ICT) has a significant impact on the business model of companies operating in the financial sector. Digital transformation leads to changing existing business model rapidly, as well as necessity of developing new processes specifically related to the use of ICT in business processes, development of new products and updating existing ones. At present, changes in the demand for ICT related processes in financial sector are observed both through the development of different technologies and their applications core or ancillary processes (e.g. innovations in payment systems including crypto currencies, blockchain-assisted smart contract, credit markets and insurance including peer-to-peer lending). Based on the opportunities offered by ICT, new business models need to be developed in the financial sector to transform these capabilities into new products and services that respond to changing customer demand. The aim of research to investigate the changes taking place in financial sector in the light of developments in ICT for acquisition of necessary competencies. Research methodology includes systematic review of scientific literature, analysis of selected financial sector statistics, semi-structured industry expert interviews and statistics analysis. The empirical study is limited to the financial sector of Latvia. Although due to the global nature of the financial sector the research findings could be applied internationally.

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Tsintsadze, Asie, Irina Vashakmadze, Irina Tavadze, and Lilit Meloyan-Phutkaradze. "Analysis of the Financial Market as a Driving Force of the Regional Economy in the Conditions of pre- and post – Pandemic." In 22nd International Scientific Conference. “Economic Science for Rural Development 2021”. Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2021. http://dx.doi.org/10.22616/esrd.2021.55.025.

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The pandemic has negatively affected the financial sector, as well as the real sector of the economy, both losses and credit risks in the financial market have increased on the background of the economic activity slowed-down. In 2019, the credit activity was high, however after the spread of the virus the activity slowed down significantly. This is natural, as due to the suspension of production –organizing, the unemployment has increased. Volume of the direct foreign investments has decreased by 42 %. Government of Georgia has developed an anti-crisis plan, important part of which is about the mitigation of deteriorated living conditions caused by the unemployment, whereas the National Bank of Georgia has pursued monetary and fiscal policies for the purpose of mitigation of negative influence of COVID-19 on the country’s financial sector and for the stimulation of the country's economy. In general, saving the business is considered as a priority. The current situation in the banking, insurance and stock markets and their role in the fight for maintaining the economic stability are analysed in the present article. It is important to note that, the insurance sector is the part of the economic, which did not need financial assistance in a difficult situation, but due to the common socio-economic situation, diseases caused by the stressful conditions of the population, it was necessary to make significant changes in the list of the insurance services. This, to the extent had led to some unforeseen costs, which had affected the financial conditions of the companies. According to the evaluation of the credit rating company -Fitch, the trustworthy policy implemented by the National Bank of Georgia, had played an important role in the maintenance of the financial stability and Georgian sovereign rating remained unchanged, at BB level, however, what parameters and in what area was the rating maintained and how the positions of the main players in the financial market have been changed, are the main directions of the article's research.

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Yehorycheva, Svitlana, and Tetiana Hudz. "Modernization of the mechanism for financing rural development in Ukraine." In 21st International Scientific Conference "Economic Science for Rural Development 2020". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2020. http://dx.doi.org/10.22616/esrd.2020.53.009.

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Rural areas occupy the major part of the territory of Ukraine, but they are characterized by low levels of socio-economic development, limitations in the amount and quality of public services, negative demographic trends. The aim of the article is to systematize modern means of financing rural development in Ukraine and to identify problems of their application by local governments. The authors proposed to improve the mechanism for financing rural development by active use its budgetary, credit and investment instruments. The prevalence of budgetary funding, whose limitation constrained rural development, was proven. Modern approaches to financing rural development were stated based on broadening community involvement in local budgeting, as well as in attracting investment resources. It has been found out that government subventions are the most powerful support instrument for rural development in the spheres of infrastructure, education, health care etc. The possibilities of financing rural development through the development budgets under financial decentralization have been investigated. It was noted that the use of participatory budgeting and other forms of project finance most clearly demonstrated real democratic transformations in local finance in Ukraine. The proposals for the use of PPP agreements, crowdfunding, and international funds’ grant programs for financing rural development were provided.

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Davydenko, Nadiia, Yuliia Bilyak, Yuliia Nehoda, and Nataliia Shevchenko. "Financial security for the agrarian sector of Ukraine." In 21st International Scientific Conference "Economic Science for Rural Development 2020". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2020. http://dx.doi.org/10.22616/esrd.2020.53.007.

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The agricultural sector of the economy is system-forming for Ukraine, guarantees the provision of food security of the state, forms the basis for the development of rural territories, influences environmental security, stimulates the development of other sectors of the economy. The level of financial security of the agrarian sector of the Ukrainian economy is caused by a number of factors, such as seasonal nature of production, limited shelf life of products, price disparity, low profitability, etc. Therefore, the purpose of the article is to analyze the development of the agro-industrial complex of Ukraine and the activities of the leading agroholdings of Ukraine, as well as to develop proposals for strengthening the financial security of the agricultural sector based on the results obtained. The goal of the study is based on a systematic approach and comparative economic analysis. The methodological basis is the general scientific methods and mechanisms for ensuring the financial security of enterprises. The conducted research has made it possible to establish that in recent years the financial security of the agricultural sector in Ukraine is carried out mainly through a set of programs, each of which is aimed at improving production efficiency. Over the past five years, capital investment and credit in agriculture have increased significantly. The article substantiates the need to manage the financial security of agro-industrial enterprises at the present stage of socio-economic development of Ukraine. The practical significance of the obtained results is determined by the fact that the conclusions and proposals can be used in the formation of the financial security strategy of the agricultural sector and the development of a mechanism for its implementation.

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Dong, Xiaohong. "The Analysis of Sustainable Development Capacity of Regional Differences in Chinese Rural Credit Cooperatives Based on Panel Data." In 2016 International Conference on Education, Sports, Arts and Management Engineering. Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/icesame-16.2016.263.

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Raimi, Lukman, Mirela Panait, and Eglantina Hysa. "Financial Inclusion in ASEAN Countries – A Gender Gap Perspective and Policy Prescriptions." In 2nd International Conference Global Ethics - Key of Sustainability (GEKoS). LUMEN Publishing House, 2021. http://dx.doi.org/10.18662/lumproc/gekos2021/4.

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Financial inclusion is an increasingly intense issue that is of concern to the credit institutions and the public authorities. It has become topical and gained new value during this period of Covid-19 crisis. Although financial exclusion cuts across demographic categories, but certain categories of financial consumers such as women, young people, people with disabilities and those residing in rural areas have a low presence in the financial services sector. Previous studies attribute the incidence of financial exclusion of some segment of the society to low income, low level of financial education or difficult access to financial products and services generated by poor development of physical infrastructure. Is this true in the case of ASEAN region? A quantitative research approach was adopted in this study, while relying on the secondary data of the World Bank spanning 2011-2017, the UN Women ASEAN Gender Outlook report (2020 -2021), and enriched by scholarly works. The article focuses on the dimensions of the phenomenon of financial inclusion in ASEAN countries, with emphasis on the gender gap financial inclusion. The analysis of the extracted data reveals multiple differences among the countries in the region, a fact that can be explained by the different levels of financial technology development and the governmental interventions implemented to improve financial inclusion. On the strength of the findings, this paper argues that digitalization and financial innovation can also be solutions through which new consumers can be attracted to the financial system, but with these solutions come new challenges related to the protection of personal data and cyber security. For this reason, we believe that increasing financial inclusion must be approached at several levels and must involve joint efforts by public authorities, credit institutions and other categories of stakeholders.

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Tan, Sibel, Mehmet Hasdemir, and Bengü Everest. "Agricultural Support Policies in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2015. http://dx.doi.org/10.36880/c06.01444.

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Agriculture is the leading strategic sector of Turkey as it was in entire world. Despite this strategic significance, risks and uncertainties because of the dependency on natural conditions turn agriculture into a disadvantaged sector. Just because of those disadvantages, agriculture is protected with various support policies throughout the world. Agricultural policies of Turkey have initiated with institutionalization policies of the Republican period and progressed through product supports, input supports and low-interest credit implementations of the planned period. These policies experienced serious reforms at the beginning of 2000s. Within the scope of Agricultural Reforms Implementation Project (ARIP), agricultural supports were tried to be gathered under a single roof and Direct Income Support (DIS) implementations have started. The DIS implementations lasted for 8 years and terminated in 2008. Current agricultural policy tools are implemented as area-based supports, subsidiary payments, rural development and agricultural insurance supports. The budget allocated to agriculture and the share of agricultural supports in Gross Domestic Product (GDP) of Turkey did not exhibit much change in years. Considering the policies and supports provided in developed countries and especially in European Union (EU) countries, it is recommended for Turkey that share of agricultural supports in total budget should be increased to levels in those countries.

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Reports on the topic "Rural development Credit"

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Aparicio, Gabriela, María Paula Gerardino, and Oscar A. Mitnik. Measuring the Effects of Productive Credit through Public Development Banks in Rural Mexico. Inter-American Development Bank, October 2017. http://dx.doi.org/10.18235/0000832.

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Aparicio, Gabriela, Vida Bobić, Fernando De Olloqui, María Carmen Fernández Diez, María Paula Gerardino, Oscar A. Mitnik, and Sebastian Vargas Macedo. Liquidity or Capital?: The Impacts of Easing Credit Constraints in Rural Mexico. Inter-American Development Bank, June 2021. http://dx.doi.org/10.18235/0003336.

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This paper evaluates the effectiveness of easing credit constraints for rural producers in Mexico through loans provided by a national public development finance institution. In contrast to most of the existing literature, the study focuses on the effect of medium-sized loans over a two- to four-year time horizon. This paper looks at the effects of such loans on production and investment decisions, input use, and yields. Using a multiple treatment methodology, it explores the differential impacts of providing liquidity for working capital versus providing credit for investments in fixed assets. It finds that loans increased the likelihood that producers grow and sell certain key annual crops, in particular among recipients of working capital loans. It also finds significant effects on production value and sales (per hectare), with similar impacts for recipients of both types of loans, with gains in yields driven by changes in labor quality and more intensive use of key inputs. There is no evidence of significant effects on the purchase of large machinery, but there are impacts on the acquisition of cattle. Overall, the results reported in this paper suggest that lack of liquidity is at least as important as lack of funding for new investment in capital for rural producers in Mexico. Producers benefit from easing their credit constraints, regardless of the type of loan used for that purpose.

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Research Department - Central Bank - General - Miscellaneous Committees - Administrative Committee - Rural Credit Development Fund - Memoranda & Correspondence - File 1 - 1950 - 1951. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/16780.

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Rural Credits Development Fund - Kilakila Builders' Native Society Ltd., Territory of Papua New Guinea, May 1955. Reserve Bank of Australia, March 2021. http://dx.doi.org/10.47688/rba_archives_pn-001889.

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Rural Credits Development Fund - Central District Native Societies' Assoc. Ltd., Territory of Papua New Guinea, May 1955. Reserve Bank of Australia, March 2021. http://dx.doi.org/10.47688/rba_archives_pn-001890.

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