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Journal articles on the topic 'Rural Policyholders'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

P., Gomathi Devi, and P. Rangarajan Dr. "RURAL POLICYHOLDERS SATISFACTION TOWARDS THE OFFICE SERVICES OF LIC." International Journal of Applied and Advanced Scientific Research 2, no. 1 (2017): 101–7. https://doi.org/10.5281/zenodo.580269.

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Nowadays, in India, Insurance has been assumed as status of necessity in one’s life. Rarely, Insurance was recognized as the multi-dimensional protection instrument. Insurance in India is popular only as an investment opportunity and not as a pure risk cover. The main challenges before the LIC is to constantly introduce new products, changing customer behavior, government intervention, competition, technology, distribution network, automation, technological advancement, quality in customer relationship, changing lifestyle, societal perception and speedy action for claim settlement are the radi

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2

P., Gomathi Devi, and P. Rengarajan Dr. "RURAL POLICYHOLDERS AWARENESS AND SATISFACTION ON ONLINE SERVICES OF LIC." International Journal of Interdisciplinary Research in Arts and Humanities 2, no. 2 (2017): 70–74. https://doi.org/10.5281/zenodo.888991.

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In India, online has been a catchphrase from last few years across industries such as travel, retail, banking and education. Already, most of the Indians are using net banking. Fixed deposits and mutual fund investments are the most preferred investments when it comes to online purchase. Money transfer and bill payment through net banking has become a common thing nowadays. Insurance is not far behind. Insurance is also witnessing good response from consumers as online purchase of insurance policies is catching up. Earlier, internet was the preferred channel for product search; post sells serv

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3

Mannuru, Manjuram. "Utilization of Rajiv Aarogyasri Health Scheme by rural policyholders of Chittoor district in Andhra Pradesh." International Journal Of Community Medicine And Public Health 6, no. 8 (2019): 3384. http://dx.doi.org/10.18203/2394-6040.ijcmph20193460.

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Background: Rajiv Aarogyasri has covered 86.53% of the families across the state. Majority of its people are living in rural areas. Hence, our study will explore gaps in accessibility of urban centric health services by rural policyholder’s under the scheme. To find out the current status of Aarogyasri coverage, awareness, utilization and experiences of rural policyholders in Chittoor district of Andhra Pradesh during the year 2014-15.Methods: This is a cross-sectional quantitative study and a total of 200 households were surveyed by using multi-stage random sampling technique to obtain primar

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4

Dr., KAVIPRIYA. T., and SHALINI. S. Ms. "FACTORS AFFECTING THE INVESTMENT DECISIONS OF LIC POLICYHOLDERS IN COIMBATORE." International Journal for Research Trends and Innovation 8, no. 12 (2023): 429–37. https://doi.org/10.5281/zenodo.11369450.

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Wide spread of awareness on the term LIC is very particular and especially to the rural as they backward in certain reasons, to socially responsible ones and economically backward classes on a view to reach them by insuring them with a mind of spreading awareness by securing life of each people at a financially stabled coverage against death at an affordable cost. Insurance’s main goal is to minimize the possibilities of uncertainty and managing loss of accidents. It is the process of substituting the premium payment which is of small concern to a known fee for the professional insurer i

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Rekha, Chaudhary. "A CRITICAL COMPARISON OF PUBLIC AND PRIVATE HEALTH INSURANCE COMPANIES IN HARYANA." International Journal of Advance and Innovative Research Volume 11, Issue 4 (II): October - December 2024 (2024): 44–48. https://doi.org/10.5281/zenodo.15282311.

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<strong>ABSTRACT</strong> <em>The health insurance sector in India has witnessed significant growth over the past two decades, with both public and private players expanding their reach. This study presents a critical comparison of public and private health insurance companies operating in Haryana, aiming to evaluate their performance, efficiency, customer satisfaction, and service delivery mechanisms. Using both primary and secondary data, the research analyzes factors such as claim settlement ratios, premium affordability, policy coverage, customer support services, and awareness levels amon

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P., Gomathidevi, and P. Rangarajan Dr. "PERCEPTION AND SATISFACTION OF RURAL POLICY HOLDERS TOWARDS PRODUCTS AND SERVICES OFFERED BY LIFE INSURANCE CORPORATION OF INDIA IN COIMBATORE." International Journal of Multidisciplinary Research and Modern Education 3, no. 1 (2017): 117–23. https://doi.org/10.5281/zenodo.345719.

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LIC continues to be the dominant life insurer even in the liberalized scenario of Indian insurance and is moving fast on a new growth trajectory surpassing its own past records. LIC has issued over one crore policies during the current year. LIC has crossed many milestones and has set unprecedented performance records in various aspects of life insurance business. Today LIC functions with 2048 fully computerized branch offices, 109 divisional offices, 8 zonal offices, 992 satellite offices and the corporate office. LIC’s Wide Area Network covers 109 divisional offices and connects all the bran

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7

Wijayati, Silvana Kardinar. "KEPUTUSAN PEMBELIAN ASURANSI JIWA PADA KONSUMEN RURAL: PENGARUH BAURAN PEMASARAN JASA." Research Journal of Accounting and Business Management 3, no. 1 (2019): 1. http://dx.doi.org/10.31293/rjabm.v3i1.4225.

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Indonesia is one of the most promising markets for the growth of life insurance business in Southeast Asia. Low penetration rate and huge population that is scattered in many islands emerge as opportunity and challenge for any company that is willing to operate its insurance business in this country. This study aims to examine the effects of services marketing mix namely product, price, place, promotion, people, process and physical evidence on life insurance purchase decision of rural customers in Kutai Kartanegara Regency, East Kalimantan Province. Data collected through self-administered su

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8

Lakshmi, S. Rani. "Service quality assessment in insurance sector: A comparative study between urban and rural policyholders of life insurance corporation of India." Asian Journal of Research in Marketing 9, no. 6 (2020): 1–14. http://dx.doi.org/10.5958/2277-6621.2020.00010.9.

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9

Qin, Yingning. "Research on the Willingness and Influencing Factors of Urban and Rural Residents to Purchase Inclusive Supplementary Medical Insurance." Scientific Journal of Technology 5, no. 2 (2023): 33–42. http://dx.doi.org/10.54691/qrfp1640.

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The customized commercial supplementary medical insurance with Chinese characteristics, characterized by active government participation, market-oriented operation of insurance companies, voluntary participation of residents, and protection for major diseases, has filled the gap between social basic medical insurance and traditional commercial health insurance, and has become an important breakthrough in building a multi-level medical insurance system in China. To understand the willingness of residents in Anhui Province to purchase "Anhui Huibao" and explore its potential market, expand the c

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10

Zhang, Liangwen, Sijia Fu, and Ya Fang. "Prediction the Contribution Rate of Long-Term Care Insurance for the Aged in China Based on the Balance of Supply and Demand." Sustainability 12, no. 8 (2020): 3144. http://dx.doi.org/10.3390/su12083144.

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There are a large number of disabled elderly people in China, which results in huge care and financial burdens to their families and society. However, China has not yet launched a unified long-term care insurance (LTCI) system. This study aims to predict the contribution rate of LTCI in China from 2020 to 2050 based on the long-term care (LTC) cost of the disabled elderly, aged 65 and over, in order to provide strong evidence for the establishment of a unified and sustainable national LTCI system in China. The simulations are based on data from the population census data, the Chinese statistic

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11

Udokang, Nsisong Boniface, and G. Olafuyi Saburi. "PERCEPTION, EFFICIENCY, EFFECTIVENESS AND CHALLENGES OF MICRO INSURANCE SERVICES IN NIGERIA." GPH-International Journal of Social Science and Humanities Research 06, no. 06 (2023): 127–62. https://doi.org/10.5281/zenodo.8127381.

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This study evaluates the level of penetration of insurance firms in Nigeria using the Integrated Theoretical Review Design approach. The study similarly evaluates the mitigating factors to macro-insurance actualization in Nigeria and ends by recommending activities, models and frameworks that should be put in place to ensure a higher level of micro-insurance penetration in Nigeria. The study uncovers the fact micro-insurance operation in Nigeria is very fallow judging by the presence of only one stand-alone micro-insurance firm in the whole of Nigeria while other micro-insurance activities are

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12

Staudt, Yves, and Joël Wagner. "What policyholder and contract features determine the evolution of non-life insurance customer relationships?" International Journal of Bank Marketing 36, no. 6 (2018): 1098–124. http://dx.doi.org/10.1108/ijbm-11-2016-0175.

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Purpose Over the last decade, technological and social trends have significantly influenced the relationship between customers and insurers. New buying patterns, price comparison platforms and the usage of different interaction channels driving single-product purchases and impacting lapses have influenced insurers’ customer portfolios and development. The purpose of this paper is to study the features driving the customer relationship along three areas, namely, customer acquisition, development and retention. Design/methodology/approach After defining 14 related hypotheses, the authors use eco

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13

G., Netra, B. A. Varadaraja Rao, and Prakash Kengnal. "Utilization, satisfaction, out of pocket expenditure and health seeking behaviour among the insured residents of rural field area: a cross sectional study." International Journal Of Community Medicine And Public Health 7, no. 3 (2020): 1047. http://dx.doi.org/10.18203/2394-6040.ijcmph20200964.

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Background: Health insurance is also called as medical insurance offering coverage that pays for unexpected medical and surgical expenses to the policyholder. A health insurance plan is one of the most secured and safest way to provide financial coverage to the insured family. Objective of this study was to assess utilization, satisfaction, out of pocket expenses and to determine the health seeking behaviour of the insured residents of the rural field practice area of SSIMS and RC, Davanagere.Methods: The study was done in the rural field practice area of the medical college, Davangere from Ja

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14

Dolly, Rani, and Nisha Dr. "HEALTH INSURANCE: AN EMPIRICAL STUDY OF CONSUMER BEHAVIOUR IN PANIPAT DISTRICT OF HARYANA." International Journal of Research in Management & Social Science Volume 13, Issue 1: January - March 2025 (2025): 27–33. https://doi.org/10.5281/zenodo.15558731.

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<strong>ABSTRACT</strong> <em>Health insurance has emerged as a vital tool for financial protection against health-related expenses, particularly in developing countries like India where healthcare costs are steadily rising. This empirical study investigates the consumer behaviour towards health insurance in the Panipat district of Haryana. The study aims to explore the level of awareness, preference, satisfaction, and key factors influencing the purchase and renewal of health insurance policies among residents.</em> <em>A structured questionnaire was used to collect data from 200 respondents

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15

KIM, Jinhyouk. "The Health Care System Debate and the Health Care Policy of a Unified Nation Immediately after the Liberation." Korean Journal of Medical History 30, no. 3 (2021): 499–545. http://dx.doi.org/10.13081/kjmh.2021.30.499.

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Immediately after the liberation, the health care system debate was studied focusing on the orientation of the American and Soviet medical systems, roughly divided into Lee Yong-seol and Choi Eung-seok. However, the existence of people who are not explained in the American and Soviet health care systems’ orientation led to the need to reconsider the existing premise. Therefore, this study identifies the characters that were not explained in the perspective of existing studies, and reevaluates the arguments of Lee Yong-seol and Choi Eung-seok. This paper raises the following questions: First, w

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16

"RURAL WORKING WOMEN POLICYHOLDERS AWARENESS ON THE POLICIES OFFERED BY LIC." Strad Research 7, no. 12 (2020). http://dx.doi.org/10.37896/sr7.12/018.

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17

Djahini-Afawoubo, Dossè Mawussi, and Segnon T. Aguey. "Mandatory health insurance and health care utilization in Togo." BMC Health Services Research 22, no. 1 (2022). http://dx.doi.org/10.1186/s12913-022-08942-y.

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Abstract Background Despite the implementation of a mandatory health insurance (MHI) scheme in Togo since 2011, its coverage rate remains low, resulting in a high out-of-pocket payment rate. More than 10 years after its implementation, there are few empirical studies investigating the extent to which Togo’s mandatory health insurance has improved beneficiaries’ access to health care. Examining how MHI and healthcare use in Togo are related is the goal of this study. Methods We use data from the Harmonized Survey on Living Conditions of Households (EHCVM), conducted in the member states of the

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18

Mulenga, Burnwell, and Tizta Degfie. "Exploring the Experiences of the National Health Insurance Scheme (NHIS) Policyholders on Maternal and Reproductive Health Services in Zambia." International Journal of Innovative Science and Research Technology, May 13, 2025, 3295–302. https://doi.org/10.38124/ijisrt/25apr1952.

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Background: An essential prerequisite for women's development is better maternal and reproductive health. Since 1991, Zambian governments have made tackling the nation's healthcare issues a top priority. Among the initiatives they have implemented, the National Health Insurance Scheme (NHIS) has been at the top of the list. The National Health Insurance Act No. 2 of 2018 resulted in the creation of the Scheme, which is overseen by the National Health Insurance Management Authority (NHIMA). This study intends to explore the perceptions and experiences of policyholders regarding the effectivenes

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19

Câmara, Karine. "A APOSENTADORIA POR IDADE RURAL E SEU CARÁTER ASSISTENCIAL." Revista de Estudos Jurídicos UNESP 15, no. 22 (2012). http://dx.doi.org/10.22171/rej.v15i22.398.

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Pretende o presente artigo perquirir a real natureza do benefício de aposentadoria por idade rural, tendo em vista que, não obstante a lei tratá-lo expressamente como benefício de caráter previdenciário, a sua aplicação prática no ordenamento jurídico brasileiro tem lhe atribuído, na maior parte dos casos, um caráter assistencial, pois a aposentadoria por idade rural, além de ser conferida a segurados não filiados à Previdência Social, é concedida, na maioria das vezes, visando a uma finalidade social, qual seja: assegurar uma fonte de renda a pessoas carentes que não possuem condições mínimas

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20

Xie, Xingquan, and Ying Hu. "The Reimbursement Rate of New Rural Cooperative Medical Scheme and Self-Rated Health Among Rural Middle-Aged and Elderly." Frontiers in Public Health 10 (April 8, 2022). http://dx.doi.org/10.3389/fpubh.2022.627169.

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ObjectivesThe ultimate goal of the New Rural Cooperative Medical Scheme (NRCMS) is to improve physical and psychological health and aim to provide equitable, affordable, cost-effective healthcare services for all rural people. One of our major concerns from the perspective of policy outcome is whether middle-aged and elderly can benefit from the insurance to improve self-rated health. The main objectives of this study are to answer the questions that the reimbursement rate of the NRCMS is a possible explanation of why and how rural middle-aged and elderly shift from non-medical service inputs

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21

Rasadurai, Dakshayini, and M. Raguraman. "Analyzing effectiveness of service quality in Tirupattur post office toward postal life insurance (PLI) and rural postal life insurance (RPLI)." International Journal of Financial Engineering, November 17, 2022. http://dx.doi.org/10.1142/s242478632250030x.

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Purpose: This paper aims to analyze the effectiveness of service quality provided in Tirupattur Head Post Office toward Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI) polices. Service quality is an important element in the management of service. The post office is a very big service-oriented institution. It started its insurance business from 1 February 1884. Design, methodology, approach: A descriptive research design were used to study the objective such as analyzing the various service quality provided by Postal Insurer and also to find the best service quality, to achie

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22

Yucen, Weng, and Chen Min. "Ethical value and challenges of long-term care insurance." Nursing Ethics, October 26, 2022, 096973302211289. http://dx.doi.org/10.1177/09697330221128905.

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Background Issues of the aging population and disability of older persons have been rapidly developing in China over the past 20 years. Since 2016, the Chinese government has been exploring remedies to alleviate social and family burdens and ensure the dignity of the disabled old persons by implementing long-term care insurance systems in a few pilot cities across the country. Purpose The purpose of this study is to present the current challenges faced by China’s long-term care insurance system and put forth suggestions for the future, based on literature research and the feedback obtained fro

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