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Journal articles on the topic 'Saving and investment'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Khan, Muhammad Imran, Sardar Adil Iqbal Khan, and Sardar Javaid Iqbal Khan. "RELATIONSHIP BETWEEN SAVINGS, TRADE FACILITATION, GOVERNANCE, AND INVESTMENT IN PAKISTAN." Pakistan Journal of Social Research 04, no. 04 (2022): 1106–16. http://dx.doi.org/10.52567/pjsr.v4i04.1270.

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Saving and investment are highly debated issues in the literature of economics. There are several determinants of investment, where saving is considered one of the most imperative contributing factors to investment in Pakistan. It is argued that Good quality of governance, trade facilitation, and a higher level of national saving increases investment in the country. To test the argument, the current study analyzes the association between, national savings, trade facilitation, good governance, foreign savings, and investments in the case of Pakistan’s economy. To examine the relationship, the a

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Awanti Pathak and Dr. Hemant Kumar Singh. "A Study the Saving and Investment Trends of India Economy." International Journal of Information Technology and Management 16, no. 1 (2024): 45–52. http://dx.doi.org/10.29070/0eq3zn85.

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India's economy has strong saving & investment rates, a large population, and increasing integration with the global economy, all of which bode well for its long-term growth prospects. To invest is to transform cash or money into an asset or a claim on future money with the expectation of a return. It entails investing one's savings or accumulated capital into the production of new assets or the purchase of preexisting ones. In the current financial market, investment has become complicated and it is both an art and a science. The variables that measure the growth of any economy are income

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VISHE, MS NISHA GURUNATH. "Saving and Investment Pattern." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 01 (2024): 1–6. http://dx.doi.org/10.55041/ijsrem28173.

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Investment is an type of activity that is engaged in by the people who have to do savings i.e. investments are made from their savings, or in other words it is the people invest their savings. A variety of different investment options are available that are bank, Gold, Real estate, post services, mutual funds & so on much more. Investors are always investing their money with the different types of purpose and objectives such as profit, security, appreciation, Income stability. Researcher has here in this paper studied the different types and avenues of investments as well as the factors th

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Sah, Abhisek, and Sakshi Munoth. "A STUDY ON SAVINGS AND INVESTMENT BEHAVIOUR OF YOUTHS OF NAGAON TOWN, ASSAM, INDIA." SPECTRUM Journal of Social Science 1, no. 3 (2024): 73–78. http://dx.doi.org/10.61552/sjss.2024.03.002.

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The words savings and investments are often used interchangeably but conceptally they are different. Saving is an income set aside for meeting emergencies or fixed future needs whereas Investment is an assets made by channelizing the savings into productive use. Savings usually yields low or nil returns but investment if made with proper study, yields productive returns. This paper studies the various factors that influence youths for saving and investment in Nagaon town in Assam. A primary research is conducted on 150 respondents and their data is studied through frequency and percentage tabl

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Perciun, Rodica, Tatiana Petrova, and Corina Gribincea. "The Implications of Saving and Investment Balance on Economic Growth of the Republic Of Moldova." ECONOMICS 5, no. 2 (2017): 103–15. http://dx.doi.org/10.1515/eoik-2017-0025.

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Summary The saving and investment balance can ensure the stability of the financial market. The aim of the study is to analyse the dynamics of the saving-investment balance in the Republic of Moldova and its impact on economic growth. The role and possibilities of attracting foreign investments into fixed assets are presented. The indicator of investment growth with a low level of gross savings is a signal or a harbinger of a decline in economic growth. According to the National Bank of Moldova, legal export of capital from the Republic of Moldova takes only a small part in the process of expo

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Shaikhsipai, Mohammedzuned, and Bhavesh A. Lakhani. "COHORT ANALYSIS OF SAVINGS AND INVESTMENT STRATEGIES AMONG WORKING WOMEN IN AHMEDABAD CITY." Shodh Sari-An International Multidisciplinary Journal 03, no. 01 (2024): 134–48. http://dx.doi.org/10.59231/sari7661.

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This study aims to analyze the saving and investment patterns of working women in Ahmedabad city, Gujarat. The research objectives include studying the concept of saving and investment patterns and analyzing the attitudes of working women towards their saving and investment patterns. A sample size of 250 working women based in Ahmedabad was interviewed for this study. The study utilized a mixed-methods approach, which included both quantitative and qualitative data analysis. The findings of this study reveal that working women in Ahmedabad exhibit positive saving and investment patterns. Many

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Shaik, Mahabub Basha, M. Kethan, T. Jaggaiah, and Mohammed Khizerulla. "Financial Literacy and Investment Behaviour of IT Professional in India." East Asian Journal of Multidisciplinary Research 1, no. 5 (2022): 777–88. http://dx.doi.org/10.55927/eajmr.v1i5.514.

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IT sector plays a vital role in its contribution towards India’s GDP Savings and investments are imperative for fast-tracking economic growth and taking India to greater heights. The Purpose of this research is to understand the saving and investment behaviour of the IT professionals. There are various dimensions of savings and investment behaviour such as features of investment planning, determinants of investment preferences, IT Professionals have different mindset when they decide about investing in a particular avenue and they want his saving to be invested in most secure and liquid way. T

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Shaik, Mahabub, M. Kethan, and T. Jaggaiah3. "Financial Literacy and Investment Behaviour of IT Professional With Reference To Bangalore City." Ilomata International Journal of Management 3, no. 3 (2022): 353–62. http://dx.doi.org/10.52728/ijjm.v3i3.487.

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IT sector plays a vital role in its contribution towards India’s GDP Savings and investments are imperative for fast-tracking economic growth and taking India to greater heights. The Purpose of this research is to understand the saving and investment behaviour of the IT professionals. There are various dimensions of savings and investment behaviour such as features of investment planning, determinants of investment preferences, IT Professionals have different mindset when they decide about investing in a particular avenue and they want his saving to be invested in most secure and liquid way. T

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Eckaus, Richard S. "Forced Saving in China." China Quarterly 217 (December 16, 2013): 180–94. http://dx.doi.org/10.1017/s0305741013001446.

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AbstractThe explanation offered here for the high rates of saving in China is that much of the saving has been “forced” in two Benthamite senses. Involuntary saving, the first of Bentham's meanings, includes taxes which finance investment. These have made up more than half of the total savings in China in recent years. There is also forced saving in China in the form of Bentham's second sense, conduced saving, resulting from bank loans which have financed investment. While the existence of a savings glut has been suggested for China, a better characterization would be that it has had a high ra

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Erasmus, Coert Frederik, and Johan van Huyssteen. "Pension fund regulation: Unintended consequences of foreign investment restrictions in an emerging market economy." Risk Governance and Control: Financial Markets and Institutions 6, no. 4 (2016): 485–93. http://dx.doi.org/10.22495/rgcv6i4siart6.

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Retirement savings allow investors to earn income after retirement by saving while being part of the workforce. Retirement savings comprise the largest portion of retirement savings and should be safeguarded by effective regulation. To safeguard retirement savings, exposure to foreign asset investments is limited. However, in an emerging economy, limiting foreign asset investments, especially investment in developed markets, could hamper the potential investment returns due to the translation risk. To assess the effect of translation risk, a preservation provident fund was used in the present

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T.Kiruthika and Balusamy S. "Investor's Preference towards Post Office Saving Scheme." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 816–18. https://doi.org/10.5281/zenodo.1477437.

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Various investment opportunities are available for an individual for savings and he /she can choose the appropriate investment schemes, which suit their needs. The different types of investments are provided by many financial institutions like commercial banks, co-operative banks, post office saving banks, life insurance corporations, public limited companies etc.,. of all the above mentioned institutions, Post Office Saving Bank plays a vital role among rural investors. The present study is an attempt to study the investor"s awareness and behaviour on post office saving schemes in Pollachi ta

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Atique, Zeshan, Mohsin Hasnain Ahmad, and Usman Azhar. "The Impact of FDI on Economic Growth under Foreign Trade Regimes: A Case Study of Pakistan." Pakistan Development Review 43, no. 4II (2004): 707–18. http://dx.doi.org/10.30541/v43i4iipp.707-718.

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Foreign Direct Investment (FDI) as a growth-enhancing component has received great attention of developed countries in general and less developed countries in particular in recent decades. It has been a matter of great concern for many economists that how FDI affects economic growth of the host country. In a closed economy, with no access to foreign saving, investment is financed solely from domestic savings. However, in open economy investment is financed both through domestic savings and foreign capital flows, including FDI. The investments in form of FDI enable investment-receiving (host) c

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Fawaz, Fadi, Eric Frey, and Deborah Piscitiello. "The Effects of HIV Mortality on Saving and Investment in Asia." Asian Journal of Empirical Research 9, no. 1 (2019): 1–15. http://dx.doi.org/10.18488/journal.1007/2019.9.1/1007.1.1.15.

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This paper examines the effects of HIV/AIDS mortality on saving and investment in Asia. Annual data for years 1990-2015 from 43 Asian countries. The empirical model also allows for potential gender differences in AIDS mortality to vary the effect on savings and investment. Our research shows that there are gender and wealth differences in how this disease affects the macro economy. An increase in the AIDS mortality rate of either gender reduces saving and investment in low-income countries. In regards to savings, an increase in male AIDS mortality is shown to increase savings. On the other han

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Yumurtaci, Aynur, and Bilal Bagis. "University Students’ Preferences about Savings and Investments at Individual and National level in the 21st Century: The Case of Turkey." Review of Economic Perspectives 20, no. 4 (2020): 485–502. http://dx.doi.org/10.2478/revecp-2020-0024.

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AbstractThis paper aims to capture the favored both national and individual saving and investment perceptions of the Turkish youth. Also, the research contributes to the understanding of the common preferences of the youth and focuses on perceptions over their home country’s saving-investment decisions. We reason, it is important to evaluate views of the youth on national savings and investments as they will be both the decision-makers determining the economic and social policies of the near future and the ones that are directly impacted by these policies implemented today. For this purpose, a

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EGBEADUMAH, M. O., O. ABALI, D. AKEREDOLU, and F. IKPILA. "ANALYSIS OF SAVING AND INVESTMENT BEHAVIOR AMONG IRISH POTATO FARMING IN JOS SOUTH LOCAL GOVERNMENT." GPH-International Journal of Agriculture and Research 6, no. 2 (2025): 10–23. https://doi.org/10.5281/zenodo.15544050.

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This study analyzed the saving and investment behavior among Irish potato farming households in Jos South Local Government Area, Plateau State, Nigeria. A multistage random sampling technique was used to select 90 respondents across nine villages from three autonomous communities. Data were collected using structured questionnaires, and analyzed using descriptive statistics and multiple regression models. Results indicated that 90.4% of the respondents save their income while only 9.6%of the respondents were not involved in savingeducation, 78.7% of the respondents have bank account, 81.3% of

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Babatunde, Ojo, Shehu Salau, and Amballi Olatunji. "Determinants of saving and investment strategy among poultry farmers in kwara state." BADEGGI JOURNAL OF AGRICULTURAL RESEARCH AND ENVIRONMENT 5, no. 3 (2023): 43–50. http://dx.doi.org/10.35849/bjare202303/118/006.

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Many farmers in Nigeria have not been able to finance their businesses due to poor savings, and for any meaningful investment to be obtained, a sound saving mobilization has to be pursued. Thus, this study analyzed the determinants of saving and investment strategies among poultry farmers in Kwara state Nigeria. Using the list of 350 registered poultry farmers in the state, 175 farmers were randomly selected for the study. The analytical tools employed are descriptive statistics, multiple linear and binary logistics regressions. The pattern of savings showed that more than 99% of the responden

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Nsoma, Patuma, Mavuto Tembo, Shaibu Benard, Ulemu Msiska, George Ng’ambi, and Malack Chadza. "Differences in Saving and Investment between Men and Women in Luwinga Ward Mzuzu City, Malawi." International Journal of Membrane Science and Technology 10, no. 2 (2023): 2982–91. http://dx.doi.org/10.15379/ijmst.v10i2.3037.

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Saving and investment are important and required for a society. Therefore, this study was conducted to assess the differences in saving and investment between business and working men and women of Luwinga Ward, Mzuzu City. Sample of 100 men and women participated in a structured questionnaire survey. Descriptive statistics was used to analyze the differences that men and women have on the preferences of type of saving and assets ownership. The logistic binary regression was used to determine the factors influencing the saving behavior of men and women. The results showed that gender moderate p

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Ahasan Ul Haque, Md, Md Golam Kibria, and Md Muhaiminul Islam Selim. "Effects of Foreign Aid and Remittances Flows on Saving and Investment in Developing South Asia: Panel Data Study." International Journal of Economics and Financial Research, no. 72 (April 28, 2021): 21–27. http://dx.doi.org/10.32861/ijefr.72.21.27.

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In this study, we investigate the impact of remittances and foreign aid (official foreign assistance) on investment and saving in South Asian countries. We also analyze the comparative influence of remittances and foreign aid in stimulating saving and investment. We use a sample of five South Asian countries over the period 1985-2018 and employ OLS and 2SLS methods to estimate the effect of remittance and foreign aid on saving and investment. The result reveals that remittance has a positive impact on saving but has no significant effect on investment and shows that foreign aid has no signific

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P., Senthilkumar. "A STUDY ON INVESTMENT PATTERN AND AWARENESS OF FARMERS IN POLLACHI THALUK." International Journal of Interdisciplinary Research in Arts and Humanities 2, no. 1 (2017): 4–8. https://doi.org/10.5281/zenodo.239091.

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This paper examined the pattern of saving and investment among two hundred and fifty farmers in Pollachi. Data were collected using structured interview schedule. Data were analyzed using descriptive statistics. Results showed that farming households save and invest mainly in banks. Non- farm income turn out is one of the major determinants of volume of savings/capital accumulation of the farmers. It also analyses the major crops grew, income level, purpose of savings, Factors influencing the various investment avenues and sources of awareness level of farmers in various investment avenues.

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Risal, Nischal, Dhruba Lal Pandey, and Ratish Ratish Shrestha. "Household Savings and Investment Practices: A Study of the Bhakatpur District, Nepal." DEPAN 6, no. 1 (2024): 49–67. https://doi.org/10.3126/depan.v6i1.75492.

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The aim of the study is to analyze the saving and investment behavior of households of Bhaktapur District, Nepal. Savings and investments patterns and behavior by the people are also varying from individual to individual and even with the same individual due to motive differences during two periods. The study is quantitative in nature. The study is based on descriptive and analytical research design. The population is the households of Bhaktapur district. Sample size of 200 respondents were selected for the study based on convienience sampling method. SPSS and Excel were used for the analysis

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Nikulnikova, Hanna, Olga Bondarchuk, and Kateryna Astafieva. "Economic assessment of investment projects of energy-saving technologies." Galician economic journal 86, no. 1 (2024): 7–13. http://dx.doi.org/10.33108/galicianvisnyk_tntu2024.01.007.

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The article examines the influence of the conditions for the implementation of investment projects on the level of energy consumption of industrial enterprises, as well as the amount of economic benefits received in production, and proposes an economic assessment of the efficiency of iron ore products. As an economic criterion for assessing the effectiveness of energy-saving measures, indicators were calculated that reflect the price of energy saving in relation to investment and operating costs. The practice of assessing the effectiveness of the implementation of investment projects to reduce

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MAGHFOOR, SUBOOR. "A STUDY ON SAVINGS AND INVESTMENT: RISK AND OPPORTUNITIES." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 04 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem32942.

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This study investigates the intricate relationship between savings, investment, risk, and opportunities in contemporary financial landscapes. With financial markets becoming increasingly complex and interconnected, understanding the dynamics of savings and investment has become paramount for individuals, businesses, and policymakers alike. The first part of the study delves into the concept of savings, examining the various motivations behind saving behavior and the factors influencing individuals' decisions to save. It explores traditional saving instruments such as savings accounts, as well

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Kazemi Rad, Melissa, David Riley, Somayeh Asadi, and Parhum Delgoshaei. "Improving the performance profile of energy conservation measures at the Penn State University Park Campus." Engineering, Construction and Architectural Management 24, no. 4 (2017): 610–28. http://dx.doi.org/10.1108/ecam-02-2016-0050.

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Purpose The purpose of this paper is to examine significant steps taken by the Pennsylvania State University (Penn State) to account for both energy cost savings and greenhouse gas (GHG) emissions reduction goals through strategic investments in energy conservation measures (ECMs) in campus buildings. Through an analysis of multiple years of investment in facility upgrades across the university, the impacts of ECMs of various types are characterized by building type. The standards and criteria for ECMs investments are also evaluated with the goal to develop a predictive tool to support decisio

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DR. A.N. PAUNIKAR, DR A. N. PAUNIKAR. "Equity Linked Saving Schemes as Tax saving Investment for Salaried Class." Paripex - Indian Journal Of Research 3, no. 5 (2012): 32–34. http://dx.doi.org/10.15373/22501991/may2014/11.

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Piplica, Damir. "Political Aspect of the Saving – Investment Gap in Croatia." Research in Applied Economics 7, no. 4 (2015): 16. http://dx.doi.org/10.5296/rae.v7i4.8420.

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<p>All the Governments of Croatia should acknowledge the importance of the economic policy<br />that will encourage higher saving rates thus enabling correlation with the investment rate with<br />the scope of reaching important macroeconomic goals, such as the GDP and employment<br />rates increase, etc., without in any way endangering the macroeconomic stability of the<br />national economy. Regardless of the great impact savings had on the investments, the<br />implementation of the economic or investment policy on behalf of the Right-wing<br />Gove

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Otoo, Henry, Sampson Takyi Appiah, Albert Buabeng, and M. Apodei. "Testing Causality and Cointegration of Savings and Investment In Ghana." European Journal of Engineering Research and Science 5, no. 2 (2020): 132–37. http://dx.doi.org/10.24018/ejers.2020.5.2.1734.

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This paper sought to identify the causal relationship between saving and investment in Ghana as these econometric indicators serve as a measure for the economic development and wellbeing of developing countries. Annual time series of Saving and Investment in Ghana spanning from 1980 to 2017 were considered. First, the Augmented Dickey-Fuller (ADF) and the Elliott-Rothenberg-Stock (ERS) tests are carried out to determine the integration order of saving and investment data series. The Johansen's trace and maximum eigenvalue tests for cointegration were performed to ascertain the level of cointeg

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Otoo, Henry, Sampson Takyi Appiah, Albert Buabeng, and M. Apodei. "Testing Causality and Cointegration of Savings and Investment In Ghana." European Journal of Engineering and Technology Research 5, no. 2 (2020): 132–37. http://dx.doi.org/10.24018/ejeng.2020.5.2.1734.

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This paper sought to identify the causal relationship between saving and investment in Ghana as these econometric indicators serve as a measure for the economic development and wellbeing of developing countries. Annual time series of Saving and Investment in Ghana spanning from 1980 to 2017 were considered. First, the Augmented Dickey-Fuller (ADF) and the Elliott-Rothenberg-Stock (ERS) tests are carried out to determine the integration order of saving and investment data series. The Johansen's trace and maximum eigenvalue tests for cointegration were performed to ascertain the level of cointeg

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Viana, Eka Dasra, Budi Purwanto, and Alfiana Farah. "The Influence of Financial Literacy and Financial Inclusion on Saving and Investment Behaviour for Millennial Generation in DKI Jakarta." TIJAB (The International Journal of Applied Business) 7, no. 1 (2023): 73–86. http://dx.doi.org/10.20473/tijab.v7.i1.2023.43436.

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Background: In 2019, financial literacy level in Indonesia was only 38,03%, while the financial inclusion rate was 76,19%. Financial literacy and inclusion levels related to saving that are identical to the banking sector have the highest values, with 36,12% and 73,88%, while investment in capital market has the second lowest values, at 4,92% and 1,55%. However, the ratio of gross savings to gross domestic product in Indonesia was reported only at 31,01%, while several other Asian countries reached more than 40%. Objective: This study aims to measure the level of financial literacy and inclusi

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Elsasari, Febtika Budiya, and Budi Sukardi. "Analysis Determinants of Housewives to Control Saving Gold Behavior in Indonesian Sharia Pawnshops." Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 8, no. 1 (2022): 1–36. http://dx.doi.org/10.36908/isbank.v8i1.334.

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Investment is something that must be done by someone to plan future needs. As a financial regulator in a family, investment is essential for housewives. Investments can be made in various instruments, one of which is by saving gold in Sharia Pawnshop. Gold savings at Sharia Pawnshop is a gold balance deposit service that can make it easier for people to invest in gold by saving money. Therefore, this study aims to determine the effect of attitudes, subjective norms, and behavioural control on their Interest in saving gold in Sharia Pawnshop. The methodology used in this research is quantitativ

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Maghfiroh, Lailatul. "Pengaruh Financial Literacy dan Risk Tolerance Terhadap Keputusan Nasabah Dalam Pemilihan Instrumen Investasi Tabungan Emas di PT Pegadaian (Persero) Cabang Jombang." JFAS : Journal of Finance and Accounting Studies 1, no. 3 (2020): 173–85. http://dx.doi.org/10.33752/jfas.v1i3.178.

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Financial literacy is a series of processes or activities to increase the knowledge of an individual so that they are able to manage personal finances for the better future. While risk tolerance is an ability that can be accepted by investors in taking an investment risk. This research is to know: (1) the influence of financial literacy on the saving of investment of customer of gold saving. (2) the influence of risk tolerance on the investment savings of gold saving customers.The population in this study are customers who are registered as active customers in PT Pegadaian (Persero) Jombang Br

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Okon, Joel Isaac, Chizoba Emmanuella Didigu, Blessing-Oxford Udeme Udofia, Nnaemeka Ugwuegbulam, and Diken Oseki. "An Examination of the Feldstein-Horioka Puzzle for Nigeria: The Mediating Role of Foreign Direct Investment." East African Finance Journal 4, no. 2 (2025): 140–59. https://doi.org/10.59413/eafj/v4.i2.9.

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The relationship between savings rate and the rate of investments in an economy has been studied under the Feldstein-Horioka hypothesis to detect whether a higher domestic saving rate in a country is correlated with a higher rate of domestic investment. In the case of Nigeria, these rates have been exhibiting a declining trend over the years. As such, this paper was geared towards ascertaining whether the Feldstein-Horioka hypothesis could be valid in Nigeria with a consideration of the influence of foreign direct investment (FDI). The study utilized data from 1981 to 2020 which were analysed

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Mishra, Priya. "Study on the Impact of Financial Literacy on Personal Saving and Investment Decisions." International Scientific Journal of Engineering and Management 04, no. 06 (2025): 1–9. https://doi.org/10.55041/isjem03933.

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Abstract This paper investigates the connection between financial literacy and its influence on Saving and investment choices. Financial literacy, which refers to the understanding and abilities to make well-informed financial choices, is becoming more and more important in today’s intricate economic environment. By conducting a comprehensive analysis of empirical studies and theoretical frameworks, this paper investigates the impact of financial literacy on saving behaviors, investment decisions, and the accumulation of wealth. The research suggests that individuals with higher financial lite

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C, Mr Chittibabu. "Investment Patterns of Salaried Individuals: A Study of Tax Planning Practices in Bengaluru City." International Journal for Research in Applied Science and Engineering Technology 13, no. 1 (2025): 599–608. https://doi.org/10.22214/ijraset.2025.66300.

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This study explores the investment patterns of salaried individuals in Bengaluru City with a focus on their tax planning practices. Tax planning, a critical component of financial management, not only reduces tax burdens but also influences investment decisions. The research aims to understand how salaried professionals utilize tax-saving instruments prescribed by Indian tax laws, including deductions, exemptions, and tax-linked investment schemes, and how these practices shape their overall investment behavior. The analysis is based on data gathered from 100 salaried individuals across divers

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Grigoriev, L., and A. Ivashchenko. "Global Investment-Saving Balance." Voprosy Ekonomiki, no. 6 (June 20, 2011): 4–19. http://dx.doi.org/10.32609/0042-8736-2011-6-4-19.

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The article analyzes the investment-saving balance in developed and developing countries and groups of countries. Main determinants of investment and saving decisions of different economic agents are derived from well-known theoretic papers. The analysis of pre-crisis investment-saving balance is performed with a focus on specific role of USA and China in the global financial intermediation system. A crisis shift in US households saving behavior is revealed, and it is treated as an additional source of financing American deficits. Maintenance of high personal saving rate of US households is co

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Munir, Kashif. "Macroeconomic determinants of saving in South Asia: Evidence from panel ARDL." International Journal of ADVANCED AND APPLIED SCIENCES 10, no. 1 (2023): 41–47. http://dx.doi.org/10.21833/ijaas.2023.01.006.

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The basic purpose of this research is to explore the short and long run macroeconomic determinants of saving in South Asian countries while saving has been disaggregated into gross saving and gross domestic saving. The study applied the panel ARDL model to analyze the short and long run determinants of saving. The study focuses on only four South Asian countries i.e., Bangladesh, India, Pakistan, and Sri Lanka from 1980 to 2019. The results depicted that GDP per capita growth, export growth, and money supply have positive and significant, while foreign direct investment has a significant and n

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Silpa, Sahu. "A Study on the Investment Behavior of Retailers in Tinsukia Town." RESEARCH REVIEW International Journal of Multidisciplinary 3, no. 12 (2018): 43–48. https://doi.org/10.5281/zenodo.2109205.

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Investment is one of the most important tool for the growth of economy. We often find people saving out of their income as a future security. But instead of savings one should go for investment as it helps to generate extra wealth to the investors. Also the return is high compared to the savings. It is observed that due to lack of financial literacy and awareness most of the self-employed and the small retailers does not take up investment activities. Looking into the importance of the investment in present time, this study is an attempt to study the investment behavior of the retailers engage

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Магдеева, Марина, Marina Magdeeva, Надежда Жилина, Nadezhda Zhilina, Владимир Игнатьев, and Vladimir Ignatiev. "SAVINGS AND INVESTMENTS: THEORETICAL ASPECT." Russian Journal of Management 7, no. 1 (2019): 11–15. http://dx.doi.org/10.29039/article_5d0a4295a087d0.39824458.

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C, Mr Chittibabu. "The Impact of Tax Planning on the Investment Patterns of Salaried Individuals in Bengaluru City." International Journal for Research in Applied Science and Engineering Technology 12, no. 9 (2024): 833–42. http://dx.doi.org/10.22214/ijraset.2024.64260.

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This research examines the influence of tax planning on the investment behavior of salaried individuals in Bengaluru City. Tax planning, a vital aspect of financial management, helps individuals optimize their tax liabilities while guiding their investment choices. The study focuses on understanding how salaried professionals utilize tax-saving instruments under Indian tax laws, such as exemptions, deductions, and tax-benefit-linked investments. It aims to uncover whether tax planning strategies significantly affect the types and patterns of investments made by these individuals. The study is

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Mahara, Tilak Singh. "Nexus between Savings, Investment and Economic Growth in Nepal (1975-2020): Evidence from ARDL Bounds Testing Approach." Quest Journal of Management and Social Sciences 4, no. 1 (2022): 144–59. http://dx.doi.org/10.3126/qjmss.v4i1.45876.

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Background: There are different sources of economic growth, including domestic savings for capital formation. Domestic savings mobilized into the expansion of productive capacity of an economy adds economic growth and thereby reinforces investment and savings. Gross savings and capital formation matter for the economic growth of Nepal. Objective: The study's main objective is to inspect the nexus between gross domestic saving, gross capital formation, and economic growth in Nepal. Methodology: This study uses the Auto-Regressive Distributive Lag (ARDL) approach to cointegration. Zi

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Grace, Chuck, Adam Metzler, Yang Miao, Longlong Feng, and Alireza Fazelli. "The Impact of Saving on Financial Resilience." Financial Services Review 32, no. 2 (2024): 1–28. http://dx.doi.org/10.61190/fsr.v32i2.3358.

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In this paper, we examine the issue of saving in the context of financial resilience. We examine unique dataset(s) of investor transactions to determine the relationship between investor behaviours, household savings, and investment outcomes. We examine these real-world observed behaviours through advanced data analytics in the form of machine learning to explore previously unknown patterns and seek a determination of any causal relationships. We examine trading over a 3-year period ending August 2022, providing us with the opportunity to observe behaviour during rising markets, declining mark

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Alzoubi, Marwan, and Hamad A. Kasasbeh. "The investment-saving puzzle in MENA countries." Ekonomski pregled 72, no. 5 (2021): 774–95. http://dx.doi.org/10.32910/ep.72.5.6.

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The paper disentangles gross savings into government and private savings and investigate their impact on gross investment. Our methodology is based on a balanced panel of four MENA countries (Tunisia, Jordan, Egypt and Lebanon) for the period 2000-2017 by employing the Panel Vector Autoregressive Model (PVAR). Our findings show that government savings as a ratio of GDP does not have any impact on investment while private savings as a ratio of GDP does. Both variables exhibit the correct signs. The results also show that mobility of private saving is high and seemingly statistically inconsisten

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Iqbal, Zafar. "Institutional Variations in Saving Behaviour in Pakistan." Pakistan Development Review 32, no. 4II (1993): 1293–311. http://dx.doi.org/10.30541/v32i4iipp.1293-1311.

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Savings and investment are two variables that play a significant role in accumulation. Variations in these key variables have a significant impact on economic growth, employment and inflation. A thorough understanding of their determlnants provides an important insight into the development process and aids in policy formulation. Such knowledge is also necessary to trace the consequences on growth and employment which may work through savings and investment behaviour. A particularly useful approach to understanding the macro-behaviour of saving and investment is to conduct an empirical analysis

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Yersh, Valeryia. "INTERNATIONAL AND REGIONAL CAPITAL MOBILITY IN LATIN AMERICAN COUNTRIES." Technological and Economic Development of Economy 28, no. 2 (2022): 337–57. http://dx.doi.org/10.3846/tede.2022.15912.

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This study examines the role of global, regional and domestic saving for domestic investment financing in the panel of Latin American and Caribbean countries along with its three regional integration blocks, namely SICA, Andean Community and MERCOSUR. Panel regression and rolling-window estimation results reveal that global saving is the main source of domestic investment financing in the region of Latin America and the Caribbean, SICA, Andean Community and MERCOSUR. The role of domestic and regional savings is rather limited, implying that there are weak regional and domestic channels that ca

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M. Palampanga, Anhulaila, and Bakri Hasanuddin. "The domestic resource gap and current transaction deficit in Indonesia in 2010-2014." Investment Management and Financial Innovations 14, no. 1 (2017): 263–67. http://dx.doi.org/10.21511/imfi.14(1-1).2017.13.

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The purpose of this study is to determine the relationship between domestic financial resource gaps and current account balance in Indonesia by using data from 2010 to 2014. Gaps in the domestic economy are classified into three types: 1) the domestic absorptive capacity of the national income gap (GNP), 2) gross national savings and investment gap, 3) private sector gap (private saving minus private investment), and public sector gap (tax minus government spending). By using a concept of open economy that is described in a theoretical framework, the study results show that: 1) the gap absorpt

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KAPOOR, DR. KAPIL, and Dr Jeet Singh. "A STUDY ON THE INVESTMENT PATTERN OF RURAL AND URBAN INVESTORS TOWARDS VARIOUS INVESTMENT AVENUES." Journal of Management and Social Science 2, no. 1 (2025): 4–21. https://doi.org/10.5281/zenodo.14986624.

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Research in behavioural finance is relatively new. Within behavioural finance it is assumed that information structure and the characteristics of market participants systematically influence individuals’ investment decisions as well as market outcomes. There are lots of investment alternatives where investor can invest such as Gold, silver, real estate, bank deposits, PPF, shares, derivatives, etc. For studying the savings and investment patterns of an individual it is very importer for the researchers to figure out the settlement area of the individual because the area where he resides

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Adegboyega, Soliu B., and Sunday I. Oladeji. "The Effect of Saving-Investment Nexus on Current Account Balance in Nigeria." Tanzanian Economic Review 10, no. 2 (2020): 1–22. http://dx.doi.org/10.56279/ter.v10i2.62.

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This paper explores the impact of both long- and short-term saving-investment nexus on Nigeria’s current account balance. It examines the relationship between domestic savings, investments and current account balance by analysing the position of selected demographic variables in Nigeria, both in the short- and long-term, using the ARDL cointegration method, and a sample period from 1980 to 2018. The study tested whether there was empirical evidence supporting the life-cycle hypothesis (LCH) in Nigeria. However, the study revealed that the coefficient of error correction was negative and highly

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Febriani, Ratu Eva, Retno Agustina Ekaputri, and Armelly Armelly. "Saving and Investment Nexus in Indonesia: Revisiting Feldstein-Horioka Hypothesis." Integrated Journal of Business and Economics 8, no. 1 (2024): 711. http://dx.doi.org/10.33019/ijbe.v8i1.849.

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The Indonesian economy cannot be separated from interaction with the economies of other countries, so changes in global conditions will also affect the Indonesian economy. A significant investment is needed to drive the domestic economy, while domestic capital accumulation is still insufficient. The relationship between savings and investment put forward by Feldstein and Horioka (FH) was reviewed for the case of Indonesia from 1981 to 2020. The VECM found a long-term and short-term relationship and a bidirectional Granger causality between saving and investment. The strength of the saving-inve

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Haider, Sajid, Munir Ahmed, Carmen de Pablos, and Aasma Latif. "Household Characteristics and Saving Motives." International Journal of Applied Behavioral Economics 7, no. 1 (2018): 35–52. http://dx.doi.org/10.4018/ijabe.2018010103.

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The main objective of this study was to examine the likelihood of household savings in relation to their characteristics, and analyze whether households move to upper level in hierarchy of saving motives as described in Maslow's Hierarchy of Needs Theory. This research used primary data by using a questionnaire with six categories of saving motives—daily expenses, emergency motives, major purchases, retirement, children, and investment. Multinomial logistic regression was used to test the relationship between household characteristics and saving motives. The results indicate that households wi

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Olgić Draženović, Bojana. "VOLUNTARY PENSION FUNDS IN CROATIA: INVESTMENT PERFORMANCE AND INCENTIVES." DIEM: Dubrovnik International Economic Meeting 6, no. 1 (2021): 127–36. http://dx.doi.org/10.17818/diem/2021/1.13.

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Saving for the third age is extremely important in the conditions of an uncertainty in the global economy, unfavorable demographic trends and the related problem of fiscal imbalances. In order to improve the sustainability of the Croatian three-pillar pension system, there have been recent attempts to significantly increase the role of voluntary pension insurance and other forms of saving for the third age. The aim of such measures is to reduce the increasing dependence of pension beneficiaries on payments from the state budget and to achieve a more sustainable pension system. Measures to enco

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Kalinina, Olga, Vasilii Buniak, Galina Golubnichaya, and Irina Kapustina. "Economic features of investment nature of energy-saving projects in Russia." E3S Web of Conferences 110 (2019): 02089. http://dx.doi.org/10.1051/e3sconf/201911002089.

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This article studies conceptual approaches to the definition of investments in energy saving sector, considers economic features of such investments, and highlights financial aspects making the investments attractive to modern enterprises. The features of energy saving projects’ investment analysis are considered, a model for calculating the payback of such projects at the expense of price or tariff is provided. To improve investments in energy saving sector, division of the process participants into economic entities and state bodies was proposed with separate recommendations provided for eac

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