Relevant bibliographies by topics / Savings of the population

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Savings of the population'

Author: Grafiati
Published: 30 May 2022
Last updated: 31 July 2025

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Journal articles on the topic "Savings of the population"

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Yarasheva, Aziza, Natalia Alikperova, and Dmitry Markov. "Gender differences in youth savings and investment strategies." Population 25, no. 2 (2022): 153–65. http://dx.doi.org/10.19181/population.2022.25.2.13.

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The article is devoted to analysis of gender characteristics when young people build their savings and investment strategies. The authors compare the results of two own sociological studies carried out jointly by: 1) scientists of the Institute of Socio-Economic Studies of Population of the FCTAS RAS and the Financial University; 2) scientists of the Institute of Socio-Economic Studies of Population of the FCTAS RAS and the Institute of Psychology of the Russian Academy of Sciences. A number of data related to the choice of savings and investment behaviors of Russians are considered on the res
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Tyurikov, Alexander, Pavel Razov, and Dmitry Markov. "Readiness of Russian students to form individual pension savings." Population 24, no. 3 (2021): 62–75. http://dx.doi.org/10.19181/population.2021.24.3.6.

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Pension provision issues are among the most urgent problems in both the world and domestic socio-economic policy, as evidenced by frequent changes in pension legislation. Thus, the Russian pension system has undergone serious changes four times over the past two decades, however, by the standards of developed countries, the pension amount continues to be unsatisfactory. In order to attract long-term financial resources to the national economy and improve the quality of life of future pensioners, the authorities are increasingly demonstrating their interest in pushing the population to particip
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Rogachev, Dmitry. "Features of the financial behavior of student youth." Population 24, no. 2 (2021): 41–52. http://dx.doi.org/10.19181/population.2021.24.2.4.

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The article deals with characteristic features of the financial behavior of student youth and factors affecting it. This paper is based on the results of the author's survey that was conducted in the fall of2020and covered 1242students from 17 universities in Russia. It examines the attitude of young people to saving, consumer, and investment behavior. The author sought to finds out whether the consumer preferences of young students are consistent with their financial capabilities, and whether young people are satisfied with realization of their life plans. He analyzes the sources of income of
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Alekhin, B. I. "Russians’ Personal Savings in the Regional Context." Financial Journal 16, no. 3 (2024): 114–32. http://dx.doi.org/10.31107/2075-1990-2024-3-114-132.

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The purpose of this study is to find empirical evidence of long-run equilibrium relationship between the personal savings ratio and several factors that, in the author’s opinion, determine this ratio. To achieve this purpose, a panel for 82 regions of the Russian Federation for the years 2000–2022 was assembled on the basis of official statistics data. In the descriptive part of the paper, we examined theories of personal savings, saving behavior of the population, the impact of personal savings on economic growth and the reasons why regional authorities should improve the climate for personal
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Alikperova, Natalia. "Factors of influence on the financial behavior of the population of Russia: the 3D effect." Population 26, no. 2 (2023): 165–75. http://dx.doi.org/10.19181/population.2023.26.2.14.

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The Russian economy and financial market are facing a wide range of challenges under the unprecedented sanctions pressure. The anti-crisis measures promptly taken by the Bank of Russia and the Government of the Russian Federation stabilized the situation, focusing the agenda on the restoration and further development of the Russian economy and financial market in the new realities. Considering that the extraordinary change in circumstances is likely to last for a long time and will have structural consequences, it is necessary to develop systemic solutions for development of the Russian econom
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Malik, Firdous Ahmad, D.K. Yadav, and Andleeb Ismail. "Purpose of Savings and its Determinants in Case of Destitute Population An Empirical Analysis of Slum Dwellers." International Journal of Social, Political and Economic Research 7, no. 3 (2020): 499–517. http://dx.doi.org/10.46291/ijospervol7iss3pp499-517.

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Research has shown that poor people living in under developing countries are saving less, little is known about the responsible factors which influence savings of these poor urban groups. The following study is based on Theoretical perspectives for examining the nature of savings among Slum dwellers in Lucknow. Three perspectives have been analysed in the study which are Individual capabilities-oriented perspectives, Sociological perspectives and Institutional mechanism (supply-oriented approach) towards the marginal sections of the society. The responsible factors for low savings are due to m
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Momanyi, Sarah, and Samuel Wainaina. "DETERMINANTS OF SAVING CULTURE AMONG HOUSEHOLDS IN KENYA. A SURVEY OF WORKING POPULATION IN NAIROBI COUNTY." Journal of Poverty, Investment and Development 1, no. 1 (2016): 16–38. http://dx.doi.org/10.47604/jpid.119.

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Purpose: The purpose of this study was to establish the determinants of saving culture among households in Kenya’s survey of households residing in Nairobi County.Methodology: The research used a descriptive research design. The target population for this research study included the working population in Nairobi County. According to 2009 Census, the entire working population is over 985,016. This study adopted convenience sampling method. The sample size of 150 was arrived at using a sampling formula. Descriptive statistics such as mean and frequencies and inferential statistics such as correl
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Han, Qing, and Jingyi Ren. "Study on the Impact of Population Aging o n Savings in China." International Journal of Social Science and Human Research 07, no. 06 (2024): 3775–84. https://doi.org/10.5281/zenodo.11526142.

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This study examines the influence of demographic ageing on savings patterns in China. China is facing significant economic issues due to its ageing population, as indicated by the research. These challenges are mostly caused by the rising old age dependency ratio and longer life expectancy. The study utilizes data from the period of 2010 to 2020 and applies the Vector Autoregressive (VAR) model to uncover the intricate relationship between ageing and savings. Findings indicate that populati on aging initially suppresses household savings rat es but may stimulate them in the medium term due to
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Iolchieva, L. B., and D. R. Akhmadeev. "SAVINGS OF THE POPULATION IN CRISIS." Вестник Алтайской академии экономики и права, no. 1 2024 (2024): 93–97. http://dx.doi.org/10.17513/vaael.3216.

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Aleksandrova, Olga, and Aziza Yarasheva. "International research and practical conference “Incomes, expenditures and savings of the Russian population: trends and prospects”." Population 26, no. 1 (2023): 201–6. http://dx.doi.org/10.19181/population.2023.26.1.16.

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Dissertations / Theses on the topic "Savings of the population"

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Hutchinson, Sarah J. "Informal carers' attitudes to pensions and retirement savings." Thesis, University of Oxford, 2012. http://ora.ox.ac.uk/objects/uuid:0c41358b-3c83-4f65-9ce6-53f7cc5f370e.

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Concerns about population ageing have been central to reforms of pensions policy and social care policy in the UK over recent decades. However, policy responses to these social problems are in tension, as individuals have been expected to take greater responsibility for both pension saving and provision of care, even when care involves a reduction in earnings and savings. While the pension system protects carers’ state pensions, little attention has been paid to their non-state pensions. This thesis therefore explores the attitudes and beliefs carers hold regarding pensions, and the effect of
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Brown, Jeffrey D. "An Investigation Into the Effects of Population Aging on National Saving." Youngstown State University / OhioLINK, 2000. http://rave.ohiolink.edu/etdc/view?acc_num=ysu999621394.

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Perjons, Andreas. "Investigating Acceptance Among the Swedish Population Towards Energy-Saving Behavioral Interventions." Thesis, Linköpings universitet, Institutionen för datavetenskap, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-177608.

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Legislation, economic incentives and informational campaigns are traditional tools of government used to exert its influence on citizens. More recently, other behavioral interventions called nudges and boosts have also come into usage to influence behavior. Nudges exploit faults in human decision making, pushing the individual in a direction of a specific choice, hence the name nudge. Boosts instead try to foster existing competences in the individual, effectivizing decision making while still preserving the individual’s own agency. Both nudges and boosts have proved to be cost-effective ways
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M', zali Kamel. "Le vieillissement de la population française et sa prise en charge dans les structures hospitalières de soins de suite et de réadaptation." Thesis, Paris 1, 2013. http://www.theses.fr/2013PA010595.

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A l'image de la population du continent européen, la population française vieillit. Ainsi, dans le sillage d'une transition démographique qui a duré plus de deux siècles et qui s'est combinée, ces dernières années, avec une baisse importante et continue de la mortalité aux grands âges, l'espérance de vie des Français a connu un fabuleux essor. Cette progression régulière a fini par accroître, au fil des ans, la proportion des personnes âgées et, par conséquent, leurs besoins en soins. C'est à l'hôpital en tant que pierre angulaire du système de santé français que revient la tâche la plus ardue
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Seitz, Rochelle D. "Population Biology of the polychaete Loimia medusa (Savigny) on a Tidal Sand Flat of the York River, Chesapeake Bay." W&M ScholarWorks, 1991. https://scholarworks.wm.edu/etd/1539617635.

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Сафта, С. П. "Заощадження населення як джерело формування ресурсної бази банків України". Thesis, Одеський національний економічний університет, 2021. http://local.lib/diploma/Safta.pdf.

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Доступ до роботи тільки на території бібліотеки ОНЕУ, для переходу натисніть на посилання нижче<br>У роботі розкривається актуальність дослідження за обраним напрямом, ставиться проблема, мета і завдання дослідження, визначаються предмет та об'єкт дослідження. У кваліфікаційній роботі розглядаються концептуальні засади формування ресурсної бази банків, а саме: висвітлюється сутність та механізм трансформації заощаджень населення на депозитні вклади в комерційних банках. Проведено аналіз показників заощаджень населення та депозитів фізичних осіб. Проаналізовано поточний стан заощаджень населе
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Кугук, Ірина Олександрівна, Ирина АОлександровна Кугук, Iryna Oleksandrivna Kuhuk, and S. G. Zolotova. "Electricity savings." Thesis, Видавництво СумДУ, 2011. http://essuir.sumdu.edu.ua/handle/123456789/13460.

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Золотова, Світлана Григорівна, Светлана Григорьевна Золотова, Svitlana Hryhorivna Zolotova, and V. Kuguk. "Electricity savings." Thesis, Видавництво СумДУ, 2010. http://essuir.sumdu.edu.ua/handle/123456789/17884.

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Electricity accounts for a large portion of most of our monthly bills. It was one of those "modern conveniences" that quickly became necessity, to the point that most have never lived without it and even insist that we couldn't - with good reason because of how most homes are designed. When you are citing the document, use the following link http://essuir.sumdu.edu.ua/handle/123456789/17884
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Burger, Csaba. "Occupational pensions in Germany : an economic geography." Thesis, University of Oxford, 2011. http://ora.ox.ac.uk/objects/uuid:94e64b94-3bf7-4fb6-b8f5-102a472f4be7.

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By the end of the twentieth century, the generous German public pay-as-you-go pension system had been struggling with a serious deficit due to the country’s ageing population. In 2001, the German government enacted the “Riester” pension reform, named after Mr. Walter Riester, the Labour Minister brokering it, which reduced the level of publicly provided pensions, and strengthened the funded occupational and private pillars in order to replace the loss in retirement income. This thesis investigates the role and structure of occupational pensions during the Riester-reform and in its aftermath, u
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Rossi, Mariacristina. "Essays on savings." Thesis, University of Essex, 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.410793.

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Books on the topic "Savings of the population"

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Huijser, A. P., and P. D. van Loo. The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4.

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Börsch-Supan, Axel. Population aging, savings behavior and capital markets. National Bureau of Economic Research, 2001.

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van, Loo Peter D., ed. The ageing population, pensions and contractual savings. Nederlandsche Bank, 1986.

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Nyong, M. O. Population growth, savings rates, and economic development in Nigeria. Union for African Population Studies, 2000.

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Ando, Albert. Micro simulation analysis of aggregate savings behavior in Japan: Effects of aging population on aggregate savings and design of policies on savings in Japan. National Institute for Research Advancement, 1996.

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Orbeta, Aniceto C. Population growth, human capital expenditures and savings: Some macroeconomic and microeconomic interactions. National Economic and Development Authority, Population/Development Planning and Research Project, 1989.

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Alexia, Prskawetz, Bloom David E. 1955-, Lutz Wolfgang, and Population Council, eds. Population aging, human capital accumulation, and productivity growth. Population Council, 2008.

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Alexia, Prskawetz, Bloom David E. 1955-, Lutz Wolfgang, and Population Council, eds. Population aging, human capital accumulation, and productivity growth. Population Council, 2008.

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1949-, Creedy John, and Guest Ross, eds. New developments in the economics of population ageing. Elgar, 2007.

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Guy, Yves. Saint-Savin: Démographie d'un village bigourdan, 1618-1975. Editions du Centre national de la recherche scientifique, 1988.

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Book chapters on the topic "Savings of the population"

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Belshaw, Horace. "Savings." In Population Growth and Levels of Consumption. Routledge, 2023. http://dx.doi.org/10.4324/9781003427698-7.

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Huijser, A. P., and P. D. van Loo. "The population forecasts." In The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4_4.

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Dalen, Hendrik P., and Harrie A. A. Verbon. "Work, Savings and Social Security in a Life Course Perspective." In Population Issues. Springer Netherlands, 1999. http://dx.doi.org/10.1007/978-94-011-4389-9_5.

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Börsch-Supan, Axel, and Konrad Stahl. "Life cycle savings and consumption constraints." In Fiscal Implications of an Aging Population. Springer Berlin Heidelberg, 1992. http://dx.doi.org/10.1007/978-3-642-77250-4_9.

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Richert-Kaźmierska, Anita. "Life Cycle Theories of Savings and Consumption." In Encyclopedia of Gerontology and Population Aging. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-319-69892-2_199-1.

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Richert-Kaźmierska, Anita. "Life Cycle Theories of Savings and Consumption." In Encyclopedia of Gerontology and Population Aging. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-22009-9_199.

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Huijser, A. P., and P. D. van Loo. "Introduction." In The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4_1.

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Huijser, A. P., and P. D. van Loo. "Pension schemes in the Netherlands." In The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4_2.

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Huijser, A. P., and P. D. van Loo. "The computational model." In The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4_3.

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Huijser, A. P., and P. D. van Loo. "The scenarios." In The ageing population, pensions and contractual savings. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4440-4_5.

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Conference papers on the topic "Savings of the population"

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Larsen, Jan, Peter F. Sanders, and Robert E. Talbot. "Experience with the Use of Tetrakishydroxymethylphosphonium Sulfate (THPS) for the Control of Downhole Hydrogen Sulfide." In CORROSION 2000. NACE International, 2000. https://doi.org/10.5006/c2000-00123.

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Abstract TetrakisHydroxyMethylPhosphonium Sulfate (THPS) is used as a bactericide in the Skjold/Gorm oil production systems in the Danish sector of the North Sea. A reduction in H2S generation downhole due to THPS treatment resulted in savings on H2S scavenger consumption. In addition, use of THPS provides other benefits which are discussed in the paper. THPS treatments are compared with conventional bactericidal treatments and it is demonstrated how downhole injection of THPS retards the growth rate of Sulfate Reducing Bacteria (SRB) and the rate of H2S production. THPS treatment resulted in
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Darmstadt, Patrick, and Mark Robuck. "Composites for Advanced Drive Systems, a Systems Analysis ­ Revolutionary Vertical Lift Technology (RVLT)." In Vertical Flight Society 74th Annual Forum & Technology Display. The Vertical Flight Society, 2018. http://dx.doi.org/10.4050/f-0074-2018-12862.

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Rotorcraft propulsion systems are continually looking to improve power density; that is reducing weight and increasing power capacity and efficiency. In order to advance rotorcraft propulsion system technology, NASA Glenn Research Center (NGRC) contracted Boeing Vertical Lift to perform system level benefit assessments of designing composite materials into rotorcraft transmission gear and shaft systems. In general, the environment inside a typical rotorcraft transmission creates issues for typical composite materials. In flight critical gears and shafts, design challenges and safety risks asso
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Wrangham, Jodi B., Adam Bounds, Jerry L. Conaway, Jim Ott, Mason Long, and Corey Stevens. "Remediation of Microbially Contaminated Horizontal Wells with Acrolein." In CORROSION 2020. NACE International, 2020. https://doi.org/10.5006/c2020-14992.

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Abstract The lengthy laterals of horizontal wells often pose microbiological challenges, as they provide more area to become microbially contaminated and require larger volumes of fluid and biocide for treatment. A Permian Basin oilfield has been experiencing MIC-related failures in its horizontal wells, which is of concern due to the associated high workover cost. Laboratory biocide challenge testing identified several common oilfield chemistries and combinations thereof as being effective against this field’s population of microbes. However, aggressive applications of these products in the f
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Sukpaiboonwat, Sivalap. "Life insurance :The alternative choice of savings for Thailand’s Population Aging." In International Conference on Research in Business, Management and Economics. GLOBALKS, 2019. http://dx.doi.org/10.33422/icrbme.2019.05.1057.

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Mojsoska, Snezana, Nikola Dujovski, and Dance Nikolovska. "Savings and Ethics of the Population in the Republic of Macedonia." In WLC 2016 World LUMEN Congress. Logos Universality Mentality Education. Cognitive-crcs, 2016. http://dx.doi.org/10.15405/epsbs.2016.09.80.

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Hamuraru, Maria, and Adriana Buzdugan. "The impact of economic factors on population well-being." In International Scientific Conference "Modern Paradigms in the Development of the National and World Economy", 17th Edition. Moldova State University, 2025. https://doi.org/10.59295/mpdnwe2024.42.

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Purpose of the article: The article aims to analyze the impact of economic factors, specifically income and wealth, on the perception of well-being among citizens of the Republic of Moldova. It highlights the role of financial security and income stability in shaping individuals' quality of life and satisfaction. Methodology: The research is based on a survey conducted among 609 respondents in Moldova, focusing on the relationship between household income, savings, financial assets, and perceived financial security. The study employs quantitative analysis to explore the connection between econ
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Soldan, Elena. "Demographic window of opportunity, first and second demographic dividends: evidence from the world." In Economic growth in the face of global challenges. Consolidation of national economies and reduction of social inequalities: International Scientific-Practical Conference, XVIIIth edition. National Institute for Economic Research, 2024. https://doi.org/10.36004/nier.cdr.18.2024.20.

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Current trends in population age composition led to increased interest in the potential economic impact of these trends. “The demographic window of opportunity” and “demographic dividend” present the two phenomena that address these concerns from an optimistic viewpoint. Over a certain period, a particular configuration of the population’s age structure when the working-age population predominates - the “demographic window of opportunity”- can create incentives for economic development, thus obtaining the demographic dividend. This paper aims to compare the demographic window of opportunity pe
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Mahlia, T. M. I., M. Husnawan, H. H. Masjuki, L. Remuslara, and R. Saidur. "Energy Savings Potential by Substituting Driving With Walking and Cycling for Short Distance." In ASME 2008 International Mechanical Engineering Congress and Exposition. ASMEDC, 2008. http://dx.doi.org/10.1115/imece2008-66196.

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Vehicles energy consumption produces several emissions such as carbon dioxide (CO2), nitrogen oxide (NOx) and noise. This paper attempts to evaluate potential reduction in oil consumption and CO2 emissions if the obese and overweight conditions were eliminated from the adult population through the use of walking or cycling for transportation, and if individuals between the ages of 10 and 64 adopted recommended levels of daily exercise by walking or cycling instead of driving. Substantial co-benefits accompany widespread adoption of physical activity. The results found that the reductions in em
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Duell, Michael G., and Lorien A. Martin. "Life Cycle Analysis of Energy Efficient Measures in a Tropical Housing Design." In ASME 2005 International Mechanical Engineering Congress and Exposition. ASMEDC, 2005. http://dx.doi.org/10.1115/imece2005-82367.

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Energy conservation has become an issue of global significance, which is a focus reflected in the Australian housing industry’s renewed emphasis on energy-efficient design. The Australian Building Codes Board (ABCB) has proposed to increase the stringency of the Building Code of Australia (BCA) to ensure the industry adopts energy efficient measures, including the enhancement of thermal performance and greater recognition of thermal mass in energy rating schemes. However, this proposal’s potential to effect energy savings in tropical housing is yet to be assessed. In order to determine its rel
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Puinko, L. E. "CUSTOMS ADMINISTRATIONS IN A GLOBALIZING WORLD: NEED FOR INTERACTION." In Problems and mechanisms of implementation of national priorities of socio-economic development of Russia. Khabarovsk State University of Economics and Law, 2020. http://dx.doi.org/10.38161/978-5-7823-0740-0-2020-078-085.

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Insurance products in the field of personal insurance, currently offered by insurance companies are diverse. In the Khabarovsk territory, the population is wary of voluntary personal insurance, including due to the level of income and standard of living. One of the directions of development of the insurance market is the integration of insurance products into the reserve financial savings of citizens, and there are prerequisites for this development in the region
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Reports on the topic "Savings of the population"

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Boersch-Supan, Axel, and Joachim Winter. Population Aging, Savings Behavior and Capital Markets. National Bureau of Economic Research, 2001. http://dx.doi.org/10.3386/w8561.

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Attanasio, Orazio P., and Miguel Székely. Household Saving in Developing Countries - Inequality, Demographics and All That: How Different are Latin America and South East Asia? Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0010948.

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East Asia and Latin America have diverged in several dimensions in the past three decades. This paper compares household saving behavior in two countries in each region (Mexico, Peru, Thailand and Taiwan). We make four contributions. First, we provide the first comparisons of savings in these two regions at the micro level using synthetic cohort techniques. Second, rather than focusing only on total household saving, as is common in the literature, we disaggregate the population into education groups to determine whether there are differences in saving behavior along the distribution of income
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Kopecky, Joseph, and Alan Taylor. The Savings Glut of the Old: Population Aging, the Risk Premium, and the Murder-Suicide of the Rentier. National Bureau of Economic Research, 2022. http://dx.doi.org/10.3386/w29944.

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Gandelman, Néstor. A Comparison of Saving Rates: Micro Evidence from Seventeen Latin American and Caribbean Countries. Inter-American Development Bank, 2015. http://dx.doi.org/10.18235/0011701.

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Using micro data on expenditure and income for 17 Latin American and Caribbean (LAC) countries, this paper presents stylized facts on saving behavior by age, education, income and place of residence. Counterfactual saving rates are computed by imposing the saving behavior, the population distribution or the income distribution of two benchmark economies (the United States and Korea). The results suggest that the difference in national saving rates between LAC and the benchmark economies can mainly be attributed to differences in saving behavior of the population and, to a lesser extent, to dif
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Chun, Young Jun. Population Aging, Fiscal Policies, and National Saving: Predictions for Korean Economy. National Bureau of Economic Research, 2006. http://dx.doi.org/10.3386/w12265.

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Kuzmin, Vyacheslav, Alebai Sabitov, Andrei Reutov, Vladimir Amosov, Lidiia Neupokeva, and Igor Chernikov. Electronic training manual "Providing first aid to the population". SIB-Expertise, 2024. http://dx.doi.org/10.12731/er0774.29012024.

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First aid represents the simplest urgent measures necessary to save the lives of victims of injuries, accidents and sudden illnesses. Providing first aid greatly increases the chances of salvation in case of bleeding, injury, cardiac and respiratory arrest, and prevents complications such as shock, massive blood loss, additional displacement of bone fragments and injury to large nerve trunks and blood vessels. This electronic educational resourse consists of four theoretical educational modules: legal aspects of providing first aid to victims and work safety when providing first aid; providing
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Atal, Juan Pablo, Úrsula Giedion, Catalina Gutiérrez, and Natalia Jorgensen. What is the Opportunity Cost of Financing Branded Drugs?: The case of the Dominican Republic. Inter-American Development Bank, 2023. https://doi.org/10.18235/0012896.

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The availability of numerous beneficial healthcare technologies presents both an opportunity and a challenge: while they have the potential to improve health outcomes, financial constraints limit their widespread adoption. This challenge is further exacerbated by an aging population and shifting epidemiological trends, which place increasing pressure on global healthcare expenditures. To ensure that rising healthcare costs translate into meaningful improvements in population health, it is essential that spending remains sustainable, does not displace other critical investments, and aligns with
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Carvalho-Machado, Caterina, Sabina de la Cal, Laura Hospido, et al. The Survey of Financial Competences: description and methods of the 2021 wave. Banco de España, 2024. http://dx.doi.org/10.53479/37313.

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The Survey of Financial Competences measures the level of financial competence of the Spanish adult population, including their understanding of basic financial concepts, their familiarity with different savings, insurance and debt vehicles, and their holdings, acquisition, and use of such financial vehicles. Between 2021 and 2022 information was collected for a large sample of randomly selected individuals provided by the National Statistics Institute, representative of the Spanish population aged 18 to 79 and of each of its regions. This paper presents a detailed description of the main meth
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Schieber, Sylvester, and John Shoven. The Consequences of Population Aging on Private Pension Fund Saving and Asset Markets. National Bureau of Economic Research, 1994. http://dx.doi.org/10.3386/w4665.

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Nogales, Ricardo, Andrea Alcaraz Rivero, David Lopez, Pauline Ravillard, Sergio Ballón, and Michelle Carvalho Metanias Hallack. Economic Impacts of a Supporting Scheme on Domestic Energy Consumption in Bolivia: A Quasi-experimental Approach. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004924.

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The Bolivian government fostered an electricity cost supporting scheme to attenuate the effect of the nationwide full lockdown on domestic consumption during the COVID-19 pandemic. This paper evaluates its effect on the levels of energy consumption during lockdown, and the monetary savings it implied for beneficiaries. It finds that the absolute gains of the scheme are concentrated among better-off households as measured by income or years of schooling. However, the relative gains of the supporting scheme are clearly concentrated in the worse-off part of the population.
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