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Journal articles on the topic 'Secure business transaction'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

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1

Chaubey, Suraj, Abhishek Ram, Deepak Gupta, Abdul Raheman, and Vivek Pandey. "Business Mapping in Context of Web 3.0 using Blockchain Technology." International Journal for Research in Applied Science and Engineering Technology 11, no. 4 (2023): 1189–96. http://dx.doi.org/10.22214/ijraset.2023.50277.

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Abstract: The foundation of e-commerce is based on conducting transactions and transferring goods online without the need for physical travel. However, cyber threats can pose a risk when it comes to transferring transactional data. Our primary goal is to develop a system that can protect against such mishaps during the process of transmitting transactional data. Additionally, we aim to implement an automated system that ensures error-free transactions. To achieve these objectives, we will leverage the latest technologies such as blockchain and smart contracts. Blockchain technology provides a

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VOCHOZKA, MAREK. "BLANK DRAFTS TO SECURE OBLIGATIONS WITHOUT FINANCIAL RISK." AD ALTA: 14/01 14, no. 1 (2024): 271–76. http://dx.doi.org/10.33543/j.1401.271276.

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Blank drafts have become an increasingly popular payment instrument used by banks and creditors to reduce financial risk. Bank drafts have a specific legal status, containing inconsistencies between a partial filling-in and their transformation into securities. The study aims to analyze blank drafts as an instrument in modern business transactions, their strengths and weaknesses, legal aspects, and related risks. Blank drafts are a flexible instrument used in multiple business transactions. Issuing an incomplete security paper allows the parties to agree on the terms and conditions of the tran

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Gaikwad, Sagar, Anurag Wagh, Aditya Kumar, and Gayatri Ambadkar. "REVIEW ON FACE LIVE LINESS AUTHENTICATION." International Journal of Engineering Applied Sciences and Technology 7, no. 11 (2023): 69–73. http://dx.doi.org/10.33564/ijeast.2023.v07i11.012.

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— Today, as the society is developing rapidly the network and information technologies have caused rapid change in the traditional business activities. Online transaction are rapidly developing based on the technologies used on mobile, tablets and PC along with use of Internet of things. With use of such technologies, online treats to business transaction has increased tremendously. Thus, different bio- Factors like face recognition eye retinas, fingerprints, etc are integrated in the existing online system to make them more secure. Face recognition with liveliness authentication is one such m

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Maharani, Herliana Wahyu. "Application of Blockchain Technology for Digital Transaction Security on Business Incubator Websites." Conference Series 2, no. 11 (2020): 8–14. http://dx.doi.org/10.34306/conferenceseries.v2i11.328.

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The application of Blockchain technology in the context of providing security for transactions in the digital era 4.0 to prevent manipulation of transaction recording reports by irresponsible parties. By using research methods 10 (ten) literature reviews and methods of formulating problems, designing research, collecting data, processing & presenting data, analysis & research reports are expected to solve security problems in transactions. At present security in transactions is still very minimal, therefore a blockchain technology is needed to secure transactions where data can still b

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Che Hassan, Nor Asmawani, Nik Zam Nik Wan, Azilawati Abdullah Abd Aziz, Siti Nor Adawiah Hussin, and Ros Amalina Zakaria. "CHALLENGES FACED BY SMALL BUSINESS ENTREPRENEURS IN DIGITAL FINANCIAL TRANSACTION SYSTEM." Advanced International Journal of Business, Entrepreneurship and SMEs 7, no. 24 (2025): 105–15. https://doi.org/10.35631/aijbes.724008.

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The rapid adoption of digital payment systems, including mobile payments, e-commerce transactions, and digital wallets, has transformed the way small businesses manage financial transactions. While these advancements provide enhanced convenience, accessibility, and efficiency, they also present unique challenges for small business entrepreneurs. These challenges primarily stem from the cost constraint and limited budgets, cybersecurity risks, lack of technical expertise, and the evolving regulatory landscape. This paper explores the difficulties faced by small business entrepreneurs in navigat

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Moniruzzaman, Khondoker, Taslima Sultana Juli, and Abu Sayed Sikder. "Breaking Barriers and Building Trust: A Blockchain-based Solution for Secure Transactions in Multipurpose Businesses in Bangladesh." International Journal of Imminent Science & Technology. 1, no. 1 (2023): 58–76. http://dx.doi.org/10.70774/ijist.v1i1.5.

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Blockchain has the potential to secure the transaction system of business of any kind. The decentralised mechanism of blockchain ensures transparency of transaction. The fact that it is nearly impossible to temper with data included in a blockchain and scope of recording transactional information of both past and present, is what makes it more attractive to a business organization. As our focus is particularly on multipurpose businesses of Bangladesh, we tried to come with a system that best fits the scenario, also ensuring that system can make the best use of all the default yet convenient fe

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Kumar, Sumit. "Wi-Fi Security Card (WCS): A Novel Approach for Secure Payment System." CGC International Journal of Contemporary Technology and Research 3, no. 2 (2021): 158–61. http://dx.doi.org/10.46860/cgcijctr.2021.06.31.158.

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The latest technology is turning into a vital element in financial business. This paper presents a proposed system called Wi-Fi Security Card (WCS) based on the very common and growing problem of electronic transaction fraud in the countries of India. To solve such problems, we have proposed a novel secure payment method known as Wi-Fi Security Card (WCS). In this paper, we also compared the WCS system to another existing system called Dropped Card Detection (DCD) and Microcontroller and Sensors (MAS). The main advancement of our system over the existing system is that WCS can also prevent fra

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Ding, Xia Jun, Xiao Dan Jiang, and Yue Zhai Zheng. "The Research and Implementation of E-Commerce Secure Payment Protocol." Advanced Materials Research 267 (June 2011): 74–79. http://dx.doi.org/10.4028/www.scientific.net/amr.267.74.

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To implement e-commerce, the key issue is to ensure that the security of system on entire business process, primarily through encryption, security, security agreement to guarantee the e-commerce network security. The security protocol mainly used Secure Sockets Layer Protocol and Secure Electronic Transaction. In this paper, after analysis two kinds of protocol and the security technology used in the protocol, put forward a small scale enterprise e-commerce transaction system design of network security protocols, which play a reference role to small and medium enterprises engaged in electronic

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MN, Achmad Zainuddin, Junaidi Junaidi, and Renaldy Dwi Putra. "Design of E-Commerce Payment System at Tokopedia Online Shopping Site." Aptisi Transactions on Management (ATM) 1, no. 2 (2018): 143–55. http://dx.doi.org/10.33050/atm.v1i2.666.

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    Developments in information technology very rapidly in recent years a positive impact on many aspects of life, including in the business world. One concept that is assessed that the new business is E-Commerce or Commonly called Online Business. There are many sites that do Transactions of Goods or Services through E-Commerce, for example, the Sale and Purchase at online shopping sites in Tokopedia which emphasizes the Transaction Customer to Customer (C2C). C2C is one model of e-commerce in this case consumers sell directly to consumers who want to buy, or may be ca

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Gattu, Jahnavi. "Blocktalk Conversational Payments Refined." International Scientific Journal of Engineering and Management 04, no. 06 (2025): 1–9. https://doi.org/10.55041/isjem04581.

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Abstract—BlockTalk is a conversational AI platform created to simplify blockchain-based payment transactions. BlockTalk encapsulates a conversational interface around an extremely easy to use user wallet management and transaction process using a chatbot. BlockTalk consists of a React.js frontend application with Node.js as the business logic backend, Firebase for the real-time database and authentication, and Neucron API for more securely interacting with the blockchain. BlockTalk seeks to diminish the technical hurdles and complexity of the current blockchain payment systems with users able

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Samundeeswari, Dr S., and Ms D. Kaviya. "Impact of Digital Payment System in Small Business." International Journal of Emerging Knowledge Studies 04, no. 1 (2025): 38–44. https://doi.org/10.70333/ijeks-04-01-s-006.

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Digital payment systems also provide small business with valuable insights into customer behaviour, enabling better decision –making and targeted marketing strategies. Digital payment, including mobile wallets, online banking and card transaction, offer small business owners a more efficient, secure, and scalable way to handle payments. Systems also enable small business to track transaction in real-time, providing better financial insights and enhancing decision-making. While challenges such as transaction fees, security concerns, and infrastructure requirements exist, the overall impact of d

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S. P., Dr Khandait. "Streamlining Toll Management: A Survey of Business Requirement Solutions." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem33806.

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Effective toll control performs a pivotal role in improving traffic flow, decreasing congestion, and enhancing overall transportation performance. However, toll plaza operators frequently face demanding situations in efficaciously handling statistics and monitoring transactional activities. This studies paper proposes a secure, fast, and dependable statistics control answer tailor-made to the precise wishes of toll plaza operators. By implementing this solution, toll plaza proprietors can successfully track income and loss states, examine regular transaction statistics, and optimize traffic co

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Doshi, Kinil. "The Impact of Blockchain Technology on the Financial Services Industry." International Journal of Computer Science and Information Technology 16, no. 3 (2024): 01–16. http://dx.doi.org/10.5121/ijcsit.2024.16301.

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Blockchain is revolutionizing the field of financial services by presenting a secure and decentralized framework that enhances efficiency and trust. This framework spans the entire spectrum of finance and financial services, from simple transfers to complex management and regulation. This technology has the potential to reduce the need for intermediaries while also lowering the cost of doing business and potential fraud avenues and fostering greater express transactions. The very design of this open, shared record ensures that all networks have access to the same document, which cannot be alte

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Tjandrasa, Benny Budiawan. "Secure Image Role in Online Business Competition." Integrated Journal of Business and Economics 3, no. 2 (2019): 188. http://dx.doi.org/10.33019/ijbe.v3i2.163.

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Consumer tastes have changed, technology is increasingly sophisticated and communication is no longer constrained by distance and time. Ease and speed of this transaction also support the development of online stores in Indonesia. On the one hand, the presence of online stores has become the main competitor of conventional stores, but on the other hand, the competition between online stores is getting tighter. For this reason, the study discusses several things such as the impact of the development of the industrial revolution on business management from time to time; market potential, benefit

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Shadlou, Saeed, Ng Jie Kai, and Abdolreza Hajmoosaei. "Online Payment via PayPal API Case Study Event Registration Management System (ERMS)." International Journal of Web Portals 3, no. 2 (2011): 30–37. http://dx.doi.org/10.4018/jwp.2011040104.

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PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a trac

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Prajanto, Agung, and Ririh Dian Pratiwi. "REVOLUSI INDUSTRI 4.0: DESAIN PERKEMBANGAN TRANSAKSI DAN SISTEM AKUNTANSI KEUANGAN." Jurnal Ilmu Manajemen dan Akuntansi Terapan (JIMAT) 10, no. 1 (2019): 86–96. http://dx.doi.org/10.36694/jimat.v10i1.187.

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The Industrial Revolution 4.0 has changed the human perspective in interacting and doing business fundamentally. Business systems that are transformed into online systems have an impact on the way humans conduct financial transactions. Principles contained in Industry 4.0. provide an illustration that interconnection with the internet and good data security will result in the provision of fast information to produce decisions. The study uses a literature study approach that examines data and information from journals, textbooks, and he internet to conduct a deeper study of the application of i

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Barredo, Larry Denn, John Reynhiel Limen, Clieve Martin Glave, John Martt Dewara, and Winna Bucao. "Bugana: Electronic Business to Consumer Marketplace for Farmers' Products of Bago City." Kabatiran 1, no. 1 (2023): 69–74. http://dx.doi.org/10.61864/kabatiran.v1i1.43.

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City, Philippines, by enabling direct online sales of their agricultural products without intermediaries. This project addresses the challenges farmers face using traditional marketing channels, such as middlemen and retailers, offering a streamlined, accurate, and secure platform for product sales. The system encompasses user account management, product and inventory management, transaction history, reporting, and real-time communication through a mobile app. The study employed Constructive Research Design, allowing in-depth data collection, analysis, and application of the benefactor's requi

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Gaikwad, Dipak D., Akshay N. Hambir, hantanu S. Chavan, Gayatri K. Khedkar, and Dr Shashikant V. Athawale. "Real Estate Land Transaction System Using Blockchain." International Journal for Research in Applied Science and Engineering Technology 10, no. 3 (2022): 307–11. http://dx.doi.org/10.22214/ijraset.2022.40633.

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Abstract: Real Estate Management in India as well as in many parts of the world is a very inefficient and insecure process. Developing a secure system that not only accelerates the process of land registration but also makes it efficient and secure will be effective. Blockchain technology is one of the latest and secured technologies on the horizon and has evolved over the last 9-11 years. There is tremendous potential for usage of Blockchain technology in the land industry. This paper presents a blockchainpowered real estate management system that will impart transparency, efficiency, and sec

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S R, Prasad, Deepali s, Samarth Jain, Samyakth Kumar, and Sudeep D. Gowda. "BlockPay: A Blockchain-Based Framework for Secure and Scalable Digital Payments." International Journal of Innovative Research in Computer Science and Technology 13, no. 4 (2025): 32–40. https://doi.org/10.55524/ijircst.2025.13.4.3.

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In recent years, blockchain has gained serious traction as a promising tool for fixing long-standing issues in how digital payments work—especially around trust, data security, and transaction delays. This paper shares our experience developing BlockPay, a blockchain-based payment system designed to improve on traditional methods. Many current platforms struggle with things like limited transaction sizes and poor international support. BlockPay addresses these by using a distributed ledger that makes it hard to tamper with records. We also built smart contracts to handle payments automatically

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Patil, Harsha, Vikas Mahandule, Lekharaj Khachane, and Shruti Narkhede. "Multi-banking ATM system services using biometrics." Management Science Letters 14, no. 4 (2024): 219–26. http://dx.doi.org/10.5267/j.msl.2024.3.002.

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Automated Teller Machine (ATM) transactions are now regarded as secure, dependable, and unavoidable for meeting our financial obligations. The conventional method of utilizing an ATM requires the use of a debit card. But occasionally users run out of money in their accounts or forget their cards, which makes it difficult to execute a purchase. Mobile phone use has been an unavoidable development, similar to ATM usage. By connecting these electronic devices, it has become possible to make cash withdrawals that are both quick and secure without the use of a debit card, or “card-less cash withdra

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Ouyang, Ruiqi, Jie Wang, Hefeng Xu, et al. "A Microservice and Serverless Architecture for Secure IoT System." Sensors 23, no. 10 (2023): 4868. http://dx.doi.org/10.3390/s23104868.

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In cross-border transactions, the transmission and processing of logistics information directly affect the trading experience and efficiency. The use of Internet of Things (IoT) technology can make this process more intelligent, efficient, and secure. However, most traditional IoT logistics systems are provided by a single logistics company. These independent systems need to withstand high computing loads and network bandwidth when processing large-scale data. Additionally, due to the complex network environment of cross-border transactions, the platform’s information security and system secur

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Salam, Riyan Ikhbal, Dian Eka Putra, and Selvia Djasmayena. "IMPLEMENTASI APLIKASI KASIR BERBASIS WEBSITE PADA USAHA LAUNDRY RUMAH HANA." JUTEKINF (Jurnal Teknologi Komputer dan Informasi) 12, no. 1 (2024): 45–55. http://dx.doi.org/10.52072/jutekinf.v12i1.827.

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Laundry Rumah Hana is a service business providing washing and ironing services. Currently, Laundry Rumah Hana manages transactions and financial reports manually using notebooks, which makes it highly susceptible to errors in transactions and financial reporting. The rapid advancement of technology necessitates the use of technology in managing transactions and financial reports for laundry businesses. A web-based cashier application is seen as a strategic step to improve operational efficiency and expand market reach through a digital platform. The web-based cashier application enables onlin

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Nimrod, Tri Susanti, and Irene Puteri A. S. Sinaga. "Legal Aspects of Contracts in Digital Transactions Through E-Commerce Shopee With QRIS Payment Method." Journal of Practice Learning and Educational Development 5, no. 2 (2025): 429–34. https://doi.org/10.58737/jpled.v5i2.452.

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The development of digital technology has transformed the way society conducts transactions, especially through e-commerce platforms like Shopee. One of the increasingly popular payment methods is the Quick Response Code Indonesian Standard (QRIS), which offers convenience and efficiency in transactions. However, behind this convenience, the legal aspects of contractual obligations in digital transactions are often overlooked, even though they play a crucial role in ensuring legal certainty for the parties involved. This study aims to analyze the legal aspects of contractual obligations that a

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Lahkani, Marjaneh Jahangiri, Shouyang Wang, Mariusz Urbański, and Mariya Egorova. "Sustainable B2B E-Commerce and Blockchain-Based Supply Chain Finance." Sustainability 12, no. 10 (2020): 3968. http://dx.doi.org/10.3390/su12103968.

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Information technology advancements integrated with the e-commerce supply chain allow participants in the business process to effectively work with large volumes of data and control transactions. To improve the profitability and competitiveness of e-commerce companies, a blockchain solution was incorporated into the global B2B (Business-to-Business) supply chain. This technology simplified the transaction process by providing all participants in the sustainable B2B buying process with the same data about the trade. Overall, the use of blockchain improved the efficiency of logistics and digital

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Dwi Yuliansyah Kusnadi and Rika Rahmawati. "Perancangan Sistem Informasi Pelaporan Barang Masuk dan Keluar Atk pada FPIPS UPI." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 5, no. 4 (2024): 2996–3008. http://dx.doi.org/10.47467/elmal.v5i4.1830.

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This research aims to understand the reporting of incoming and outgoing goods because the existing system is not well computerized, relying heavily on Microsoft Excel, leading to many challenges. In the context of the business world, computers as data tools are an appropriate means to process every business transaction. Because manual documentation is no longer feasible due to the increasing volume of transactions, it significantly affects office stationery inventory. Therefore, a software application has become a vital necessity for every organization or company to streamline its business ope

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Rajasree, R., and R. Dharma Ragini. "Optimizing Logistics, Customs and International Payment." Thiagarajar College of Preceptors Edu Spectra 7, S1 (2025): 80–88. https://doi.org/10.34293/eduspectra.v7is1-feb25.010.

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In today’s fast-paced global economy, efficient logistics, seamless customs procedures, and secure international payment systems are essential for smooth trade operations and business competitiveness. However, businesses face numerous challenges, including supply chain disruptions, high transportation costs, complex regulatory compliance, and financial risks in cross-border transactions. Customs regulations vary across countries, leading to delays, increased costs, and potential penalties. Similarly, international payments involve risks such as currency fluctuations, fraud, and high transactio

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Hasbi, Hamid Maulana, and Muhammad Rozahi Istabul. "Design of a Website-Based Point-of-Sale Information System at "Vapeboss" Vape Shop Using the Waterfall Method." Journal of Social Research 2, no. 9 (2023): 3146–53. http://dx.doi.org/10.55324/josr.v2i9.1366.

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Vapebos is a one-stop vape shop catering to vaping enthusiasts, offering a wide array of products essential for vapers or electronic cigarette users. Their inventory spans devices like Mods, Atomizers (RDA), a diverse range of flavored liquids, and various accessories. Presently, Vapebos employs a manual transaction system where each sale is noted in a physical ledger. However, this approach poses potential issues, such as the loss of transaction records or damage due to exposure to water. To tackle these challenges and ensure smoother operations, the store is transitioning to a modernized Poi

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Ioakimidis, Marilou. "Blockchain i upravljanje ljudskim resursima." Management 28, no. 2 (2023): 43–55. http://dx.doi.org/10.30924/mjcmi.28.2.4.

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Previous research has shown that implementing blockchain technology in businesses can lead to more secure and efficient processes in various organizational areas, including human resource management. This review paper examines the use of blockchain in human resources departments from the perspective of transaction cost economics theory, which identifies several fundamental variables that increase transaction costs for firms. These variables include bounded rationality, the pervasive possibility of opportunistic behavior, and uncertainty. The paper explores how blockchain implementation, includ

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Abhijith, Vijayakumar Binsu. "Unlocking Value: Harnessing Digital Payments Data for Economic and Business Innovation." INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH AND CREATIVE TECHNOLOGY 9, no. 3 (2023): 1–8. https://doi.org/10.5281/zenodo.15087514.

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This paper explores the multifaceted landscape of digital payments data, examining its potential to drive economic and business value while addressing critical challenges. The rapid proliferation of digital transactions has generated a wealth of data, offering deep insights into consumer behavior, financial trends, and operational efficiencies. We analyze the diverse sources and types of payments data, including transaction metadata and behavioral insights, and discuss the regulatory and ethical considerations surrounding their utilization. The paper delves into the business applications of pa

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Akhilesh, Kumar. "Understanding Cryptocurrency: How It Works and Its Impact on the Future of Commerce." International Journal of Advance and Applied Research 10, no. 3 (2023): 415 to 421. https://doi.org/10.5281/zenodo.7714443.

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Cryptocurrency is a digital or virtual currency that uses cryptography to secure transactions and to control the creation of new units. This article aims to provide an overview of cryptocurrency, including how it works and its impact on the future of commerce. We will discuss the basic concepts and technology behind cryptocurrency, including block chain, mining, and encryption. We will also explore the pros and cons of cryptocurrency, including its potential to revolutionize the way we make transactions and its risks related to security, regulation, and volatility. Finally, we will examine the

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I. SAQUIN, MELONA, JOMARIE D. BOYBOY, JOHN MARK D. CANON, et al. "CASHLESS TRANSACTION THROUGH E-WALLET: ANALYSIS OF PERCEPTION AND USAGE INTENTION OF MICRO BUSINESS OWNERS IN CAVITE." International Journal of Research in Education Humanities and Commerce 05, no. 01 (2024): 91–101. http://dx.doi.org/10.37602/ijrehc.2024.5108.

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This study determined the perception and usage intention of micro-business owners in Cavite regarding cashless transactions through e-wallets. Hence, the study aimed to determine the business profile of micro business owners in Cavite in terms of the years of operation of their business and the estimated monthly income. Also, to determine the perception of the participants regarding cashless transactions through e-wallet in terms of accessibility, convenience, and security. Lastly, determine the usage intention of micro business owners in Cavite regarding cashless transactions through e-wallet

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Agustina, Sarah, Dhema Yunautama, and Bayu Juliandani. "PENGEMBANGAN APLIKASI WEB UNTUK OPTIMALISASI MANAJEMEN TOKO SURYA MAS 2." Prosiding Seminar Sosial Politik, Bisnis, Akuntansi dan Teknik 5 (December 9, 2023): 183. http://dx.doi.org/10.32897/sobat.2023.5.0.3096.

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This study focuses on the development of a web-based application for Surya Mas 2 Store, with a primary emphasis on automating store operations and improving inventory efficiency. The application targets the roles of cashiers, managers, and warehouse employees, encompassing essential features such as role-based login, sales transactions, inventory management, note-taking, and transaction reporting. Users can access the application with role-specific functionalities, ensuring secure and efficient store operations. The web application streamlines inventory management by enabling the recording of

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Zhornokui, V. H. "Representation and exceeding the powers of bodies of an entrepreneurial company: issues of theory and law application." Law and Safety 96, no. 1 (2025): 29–39. https://doi.org/10.32631/pb.2025.1.03.

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The article supports the view that acquisition of civil rights and obligations by a legal entity is conditioned, in particular, by its own bodies of will expression, and the ability to be independently liable with all its property is conditioned by the actual availability of such property which could be recovered if necessary. The author argues that corporate disputes regarding invalidation of transactions made by officials of business entities in excess of their authority constitute one of the most common categories within corporate relations. The essence and specificity of such disputes is t

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Suradi, Agustinus. "Blockchain and AI Technology Convergence: Applications in E-Commerce." Journal of Information System, Technology and Engineering 2, no. 3 (2024): 269–79. http://dx.doi.org/10.61487/jiste.v2i3.71.

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The discovery of blockchain technology is considered capable of increasing data and transaction security. Everything recorded cannot be altered or changed retrospectively, making blockchain secure. Blockchain technology and artificial intelligence can be applied to various aspects, but this research review focuses on blockchain technology and artificial intelligence for e-commerce. E-commerce is buying or selling goods or services via a computer network. Currently, e-commerce has developed so rapidly that it has diverse business models and a variety of goods and services offered. E-commerce ma

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Bonde, Lossan, and Abdoul Karim Bichanga. "Improving Credit Card Fraud Detection with Ensemble Deep Learning-Based Models: A Hybrid Approach Using SMOTE-ENN." Journal of Computing Theories and Applications 2, no. 3 (2025): 383–94. https://doi.org/10.62411/jcta.12021.

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Advances in information and internet technologies have significantly transformed the business environment, including the financial sector. The COVID-19 pandemic has further accelerated this digital adoption, expanding the e-commerce industry and highlighting the necessity for secure online transactions. Credit Card Fraud Detection (CCFD) stands critical as the prevalence of fraudulent activities continues to rise with the increasing volume of online transactions. Traditional methods for detecting fraud, such as rule-based systems and basic machine learning models, tend to fail to keep pace wit

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Mukherjee, Satyaki. "Agri-Vibrant an Agri Business Portal." International Journal for Research in Applied Science and Engineering Technology 13, no. 6 (2025): 302–8. https://doi.org/10.22214/ijraset.2025.71734.

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The agricultural sector is marked by highly fragmented markets, information asymmetry, and limited access to expert advisory services, which limit farmers' productivity and profitability. This study recommends the development of an integrated digital platform to fill such gaps by bundling essential farm services into one web-based solution. The platform is split into three modules: (1) an e-commerce portal to facilitate easy sale of farm produce, (2) a digital auction platform to facilitate direct transactions between farmers and wholesalers, and (3) an AI-based advisory service connecting far

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Zhou, Jiashun, Na Wang, Aodi Liu, Wenjuan Wang, and Xuehui Du. "CBCS: A Scalable Consortium Blockchain Architecture Based on World State Collaborative Storage." Electronics 12, no. 3 (2023): 735. http://dx.doi.org/10.3390/electronics12030735.

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In the big data environment, data are characterized by a large volume, various types, and rapid changes. The consortium blockchain applied in this environment faces the problem of excessive storage of the ledger, and the ledger handling different types of business needs to be isolated to ensure the ledger’s security. To this end, this paper proposes a scalable consortium blockchain architecture based on world state collaborative storage (CBCS). First, a business world state database update method is designed based on sparse Merkle multiproofs, where the collaborative storage of world state is

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Xiao, Yufang, Ruifang Xiao, Congcong Zhu, and Shengfei Wei. "Digital Copyright Management Strategy of Digital Library Based on Blockchain Technology." Journal of Combinatorial Mathematics and Combinatorial Computing 119, no. 1 (2024): 153–62. http://dx.doi.org/10.61091/jcmcc119-16.

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Using blockchain technology to handle the entire chain of digital copyrights in digital libraries not only helps to improve the economy, validity, and fairness of the libraries’ digital resource offerings, but it also increases the revenue of digital copyright subjects in a sustainable manner. In this work, a decentralized, secure, and traceable digital copyright transaction system is designed and implemented using blockchain technology. The system serves creators, administrators, and subscribers through its user layer, business model layer, and Fabric network layer. To guarantee the accuracy

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CA, Payal Akshay Sarda, Raju Malkar Dr., and Qureshi Akbar. "Electronic money and block chain in E-commerce: A new frontier for transactions." International Journal of Advance Research in Multidisciplinary 2, no. 4 (2024): 60–63. https://doi.org/10.5281/zenodo.14287616.

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The rise of electronic money and block chain technology has introduced transformative shifts in the way businesses and consumers engage in e-commerce transactions. With block chain offering decentralized, transparent, and secure solutions, and electronic money like Bitcoin and Ethereal providing an alternative to traditional currency, e-commerce stands at the brink of a digital revolution. This paper explores the integration of electronic money and block chain in e-commerce, analysing their potential to disrupt traditional payment systems, improve transaction security, and create new business

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Vaidya, Bhaskar Narayan. "Revolutionizing Online Assessment Security with Secure ExamChain: A Decentralized Approach." International Journal for Research in Applied Science and Engineering Technology 12, no. 5 (2024): 5127–32. http://dx.doi.org/10.22214/ijraset.2024.62803.

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Abstract: In today's digital era, data has become a paramount asset, surpassing traditional commodities in value. As users increasingly prioritize safeguarding their information from external threats, blockchain technology emerges as a premier solution, offering unparalleled security and data integrity. Initially associated with cryptocurrency, blockchain has evolved to serve diverse private and enterprise applications, ensuring robust data protection. The core of blockchain technology lies in its decentralized architecture, which enables secure and efficient data transmission within a network

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Dipak, S. Gade, and Aithal P.S. "Blockchain Technology: A Driving Force in Smart Cities Development." International Journal of Applied Engineering and Management Letters (IJAEML) 4, no. 2 (2021): 237–52. https://doi.org/10.5281/zenodo.4417905.

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Smart Cities are well planned, designed, and established keeping in mind the growing need of citizens in search of better livelihood. Technology has played a big role in equipping Smart Cities to offer better facilities to its citizens in terms of better living comfort, better atmosphere, better surrounding, better medical facilities, and most importantly ease of doing business, office, and day to day activities. While doing so, IT Infrastructure and online transactions have influenced all the operational processes of Smart Cities and almost acting as its backbone. Obviously, any adverse impac

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Sulaiman, Agus. "Pengembangan Sistem Informasi Public E-Marketplace pada PT XYZ." Jurnal ULTIMA InfoSys 6, no. 2 (2016): 92–101. http://dx.doi.org/10.31937/si.v6i2.225.

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In this modern era, internet technology and information system are very crucial in helping people or companies running their business. The latest technology allows people to buy and sell online using an electronic system that is known as e-commerce. Admittedly, many people still feel insecure when doing transactions in cyberspace due to the fact that fraud often occurs between buyers and sellers. To overcome this downside, this study aims to develop an online application that will provide a secure environment for sellers and buyers to transact named public e-marketplace. This system has

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Rahman, Muhammad Zaldi, and Muhamad Alda. "Aplikasi E-Commerce Ikan Teri dengan Metode Waterfall dan Integrasi Pembayaran Midtrans." Journal of Information System Research (JOSH) 6, no. 1 (2024): 155–63. https://doi.org/10.47065/josh.v6i1.5943.

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The development of digital technology has encouraged many small and medium enterprises (SMEs) to shift to e-commerce platforms to expand their market reach. Abdul Rahman's business, which deals with the sale of anchovies, faces challenges in marketing and effective payment systems. Therefore, the development of an e-commerce application is needed to increase sales efficiency and provide convenience in transactions. This research aims to design and develop an e-commerce application for Abdul Rahman's business using the Waterfall software development method. This method was chosen because of its

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Alishani, Art, Maarja Olesk, Ralf-Martin Soe, Tarmo Kodak, and Robert Krimmer. "Real-Time Economy: A New Frontier in Business and Economic Growth." Halduskultuur 23, no. 1-2 (2025): 129–55. https://doi.org/10.32994/hk.v23i1-2.314.

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This article delves into the concept of the Real-Time Economy (RTE), defined as a joint digital ecosystem where economic and administrative transactions between private and public actors take place as close to real-time as possible. It is an emerging economic paradigm characterized by instantaneous (or near-instantaneous) data exchange, real-time decisionmaking, and automated business processes. We conducted a systematic literature review across research domains such as information systems, business management, accountancy, and economics to capture and understand this continual transition towa

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Coyne, Joshua G., and Peter L. McMickle. "Can Blockchains Serve an Accounting Purpose?" Journal of Emerging Technologies in Accounting 14, no. 2 (2017): 101–11. http://dx.doi.org/10.2308/jeta-51910.

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ABSTRACT The blockchain has enabled the successful creation of decentralized digital currency networks. This success has prompted further investigation into the usefulness of blockchains in other business settings. Because of the blockchain's use as a ledger, the question arises whether the blockchain could become a more secure alternative to current accounting ledgers. We show that this is infeasible. By casting this question in the context of the Byzantine Generals Problem, which the blockchain was designed to solve, we identify multiple flaws hindering implementation of the blockchain as a

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Dzidzikashvili, David, and Maia Kheladze. "The Future of Blockchain Tech in Transactional Business." Economic Insights – Trends and Challenges 2022, no. 4 (2023): 77–97. http://dx.doi.org/10.51865/eitc.2022.04.05.

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"This paper represents an attempt at a thorough analysis of the complexity of blockchain technology & cryptocurrencies while reviewing the core aspects of the development stages that this growing market has undergone and where it may lead. Additionally, we provide a review of current obstacles and advantages for wider adoption of such disruptive tech in banking & fintech industries for its potential for fast, cheap and secure transactions and mass utilization prospective. Considering such benefits and advantages, we have to ask the question of whether there is a need for the middleman

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Calderon, Allan A. "Digital Payments and their Role in Enhancing Financial Transactions Efficiency." International Journal of Economics and Financial Issues 15, no. 1 (2024): 182–89. https://doi.org/10.32479/ijefi.17555.

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The concept of digital payments is examined in relation to the improvement of the performance of financial transactions. The key research objectives include; The evaluation of speed in transactions that have been enhanced, The reduction in cost of the transactions that is in relation to the current trend, The increase in frequency of the transactions that has been realized, The decrease in error rate in the use of the digital payment systems, and The general satisfaction of the users in engaging in the digital payment systems. In support, the research uses both quantitative data analysis of th

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Schäfer, Larissa. "“Forgive but Not Forget”: The Behavior of Relationship Banks When Firms Are in Distress*." Review of Finance 23, no. 6 (2018): 1079–114. http://dx.doi.org/10.1093/rof/rfy031.

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Abstract Do relationship banks help firms in distress? Combining a survey-based measure of relationship lending with unique credit registry data, I examine the effect of relationship lending on loan performance. I find that the same firm in the same time period is more likely to become delinquent on a relationship-based loan relative to a transaction-based loan. Higher delinquencies do not, however, result in more defaults or less loan recoveries for relationship banks when loans mature relative to transactional banks. Conditional on past delinquencies, relationship banks are more likely to of

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Kashyap, Himanshu. "Online Shopping is a Recent Phenomenon in the Field of E-Business." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem34550.

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Imagine a world where you can browse through endless aisles of products, explore vibrant marketplaces from the comfort of your couch, and have your favourite items delivered to your doorstep with just a few clicks. Welcome to the captivating realm of online shopping, where convenience meets endless possibilities, and the thrill of discovery awaits at every virtual turn." Online shopping, also known as e-commerce, refers to the process of purchasing goods and services over the internet. It has revolutionized the way people shop, offering convenience, flexibility, and access to a vast array of p

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Yahaya, Syazwani, Siti Norasyikin Abdul Hamid, and Siti Noratisah Mohd Nafi. "Influence of UTAUT, perceived compatibility, and perceived credibility on m-commerce adoption." International Journal of ADVANCED AND APPLIED SCIENCES 10, no. 11 (2023): 49–58. http://dx.doi.org/10.21833/ijaas.2023.11.007.

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The adoption of mobile commerce (m-commerce) transaction is still not equal to an extremely potential market for online business in developing countries such as Malaysia. This research aims to examine the adoption of m-commerce transaction by SMEs in the service sector by extending the unified theory of acceptance and use of technology (UTAUT). Additional variables of perceived compatibility and perceived credibility were added to the traditional UTAUT which originally consisted of performance expectancy, effort expectancy, social influence, and facilitating conditions. Therefore, the purpose

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