Academic literature on the topic 'Security of the banking system'

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Journal articles on the topic "Security of the banking system"

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S. Madhumitha and Ms. N. Vaishnavi. "Banking Security System Using Cyber Security." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 11, no. 2 (2025): 1184–90. https://doi.org/10.32628/cseit25112451.

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The goal of the Intelligent Banking Security System project is to create an advanced security system that protects customer data and banking operations by utilizing cutting-edge technologies. Conventional security systems are insuffici ent since cyber attacks are becoming more complex. To provide a dynamic and efficient security system, the system integrates end-to-end encryption, biometric identification, machine learning, and artificial intelligence (AI). The AI-powered fraud detection engine continuously analyzes transaction patterns to identify unusual activity and stop impending fraud in
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Lagno, Anastasya. "DIRECTIONS OF SECURING THE BANKING SYSTEM OF UKRAINE AGAINST THREAT TO ITS FINANCIAL SECURITY AND ELIMINATING RISKS IN THIS SPHERE." 64, no. 64 (December 30, 2022): 103–16. http://dx.doi.org/10.26565/2524-2547-2022-64-09.

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The purpose of this article is to determine directions for securing the domestic banking system from threats to its financial security and eliminating risks in this area. The state of the banking system of Ukraine shows that its financial security is under the influence of numerous threats and risks in this area. However, today there is no effective system for ensuring the financial security of the domestic banking system, which is due to the lack of logically completed studies to clarify the essence and types of such security, identify threats to it and risks in this area, proper security act
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LARIONOVA, K., and О. KHMYZ. "ASSESSMENT OF THE SECURITY LEVEL OF THE BANKING SYSTEM OF UKRAINE." Herald of Khmelnytskyi National University. Economic sciences 284, no. 4 (2020): 123–29. https://doi.org/10.31891/2307-5740-2020-284-4-23.

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The article is devoted to the assessment of the level of security of the banking system of Ukraine in 2016-2019. The economic meaning of the concept of financial security of the banking system as a component of economic security of the country is revealed, approaches to the definition of the concept of financial security of the bank by different researchers are presented, and the own definition is offered. The role of the bank’s financial security in ensuring the economic and banking security of the state was substantiated, the methodological approach to assessing the security of the banking s
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HAVRYLKO, P.P., H.P. HAVRYLKO, and T.V. HUSHTAN. "Financial security of the banking system." Market Relations Development in Ukraine10 (209) 2018 140 (January 10, 2019): 15–20. https://doi.org/10.5281/zenodo.2537223.

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The subject of the study is financial security of the banking system – an important component of a modern market economy. The purpose of the study is proposed measures for ensuring an adequate level of financial security of the banking system. Research methods. In this work the dialectical method of scientific knowledge, the method of analysis and synthesis, the comparative method, the method of data generalization are used. Results of work. The paper outlines the external and internal factors that affect on the stability of the banking system. The principles that must be followed when o
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J. Mohammed, Alaa, and Saja J. Mohammed. "Authenticated E- Bank System Based on RBAC Model." International Research Journal of Innovations in Engineering and Technology 08, no. 05 (2024): 150–55. http://dx.doi.org/10.47001/irjiet/2024.805023.

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Electronic banking services have become increasingly popular in line with the development of information and communications technology because of the benefits and ease it provides for both financial institutions and consumers. It facilitates access to customers' bank accounts and carries out financial operations quickly and easily without the need to visit traditional banking branches. This reduces both time and effort for the customer. However, protection and security problems are considered one of the main issues facing electronic banking services. Hacking and online fraud have put these ser
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Wagh, Prof T. R. "Smart Locking System for Banking Applications." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 02 (2024): 1–9. http://dx.doi.org/10.55041/ijsrem28489.

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Abstract :The Smart and Innovative Locking System for Banking Applications introduces a cutting-edge approach to thwart unauthorized access, trespassing, and intrusion in environments prone to security threats, such as banks, corporate offices, financial organizations, jewelry shops, and government institutions. Elevating security measures, the system employs a dynamic One-Time Password (OTP) protocol, effectively enhancing security levels and deterring potential unauthorized unlocking attempts. User verification leverages a secure OTP-based methodology, ensuring a dependable and user-friendly
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BARANOVSKYI, Oleksandr, and Anastasia LAGNO. "NATURE OF FINANCIAL SECURITY OF THE BANKING SYSTEM." WORLD OF FINANCE, no. 3(72) (2023): 141–55. http://dx.doi.org/10.35774/sf2022.03.141.

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Introduction. The significance of the increased attention to the in-depth study of the financial security (FS) of the banking system is caused by the place and role of the banking system in ensuring the FS and investment growth of the national economy, the organization of payment turnover and the stability of the monetary system, ensuring the stability of the national currency and its purchasing power, targeting inflation and ensuring financial stability in the state. Ensuring the FS of both the banking system of Ukraine in general and its individual components, based on their paramount import
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Rana, Ankit. "Bank Management System and ATM Simulation." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44885.

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The evolution of banking infrastructure has necessitated the integration of advanced security mechanisms, real-time transaction processing, and scalable architectures to enhance financial operations. This paper explores the modern Bank Management System (BMS) and ATM Simulation, emphasizing their role in ensuring transactional efficiency, cybersecurity, and fraud detection. Unlike traditional banking models, contemporary systems leverage AI-driven risk assessment, blockchain-based data security, and quantum-resistant encryption to mitigate cyber threats and optimize banking workflows. Addition
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Kale, Dr Meenal R., Dr Itikela Shyam Sundar, Bhuvana Jayabalan, Dr Bineet Desai, Dr Akash Kumar Bhagat, and Dr Sachin S. Pund. "Revolutionizing Mobile Banking System: Novel ML-Based Approach for Securing Cloud Data." Journal of Internet Services and Information Security 15, no. 1 (2025): 170–81. https://doi.org/10.58346/jisis.2025.i1.011.

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The mobile banking system allows consumers to access financial services through mobile phones. It includes services like money transfers, account balance checks and bill payments. Robust data security methods, including encryption and multi-factor authentication, secure user information while preserving the confidentiality and integrity of financial transactions, therefore increasing confidence in the system. In this research, we intend to develop an innovative novel machine learning (ML)-based approach for securing cloud data in mobile banking systems. The cloud computing risk management para
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Mogos, Gabriela, and Nor Shahida Mohd Jamail. "Study on security risks of e-banking system." Indonesian Journal of Electrical Engineering and Computer Science 21, no. 2 (2021): 1065. http://dx.doi.org/10.11591/ijeecs.v21.i2.pp1065-1072.

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<p>Online banking and other e-banking modes are a very convenient way to banking in terms of speed, convenience and delivery costs, but they have brought many risks alongside them. Online banking has created a new risk orientation and even new forms of risk. Technology plays an important role as both a source and a tool for risk control. The purpose of this research is to identify the security situation of the e-banking application and to analyze the risks and attacks that could occur to the customers that, although it’s an e-banking application attacks could happen. Several mitigations
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Dissertations / Theses on the topic "Security of the banking system"

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Kwaa-Aidoo, Ephrem Kwaku. "Culturally aligned security in banking : a system for rural banking in Ghana." Thesis, University of Bradford, 2010. http://hdl.handle.net/10454/4433.

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This thesis is an investigation into the unique rural banking system in Ghana and the role of information systems in fraud control. It presents a robust information security and internal control model to deal with fraud for the banking system. The rural banking industry has been noted for poor internal control leading to fraud. This has resulted in poor performance and even the collapse of some banks. The Focus of the study was on the processes used to deliver banking services. To design a protection system, a number of rural banks were visited. This was to understand the environment, regulato
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Kwaa-Aidoo, Ephrem K. "Culturally aligned security in banking. A system for rural banking in Ghana." Thesis, University of Bradford, 2010. http://hdl.handle.net/10454/4433.

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This thesis is an investigation into the unique rural banking system in Ghana and the role of information systems in fraud control. It presents a robust information security and internal control model to deal with fraud for the banking system. The rural banking industry has been noted for poor internal control leading to fraud. This has resulted in poor performance and even the collapse of some banks. The Focus of the study was on the processes used to deliver banking services. To design a protection system, a number of rural banks were visited. This was to understand the environment, regulat
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Ngwenya, Bongani, and Khanyisa Malufu. "Perceptions Towards On-line Banking Security: An Empirical Investigation of a Developing Country`s Banking Sector, how secure is On-line Banking." IJCSN, 2012. http://hdl.handle.net/10150/271474.

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Information systems concentrate data in computer files that have the potential to be accessed by large numbers of people in and outside of organisations. While security breaches and damages of information systems still come from organisational insiders, security breaches are increasing, especially in developing countries because organisations are now open to outsiders through the internet. As a result, automated data are more susceptible to error, destruction, fraud and misuse. The banking sector in Zimbabwe has introduced, of late, on-line banking facilities and these are heavily d
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Oliveira, Johnatan Santos de. "Cross-domain deep face matching for banking security systems." reponame:Repositório Institucional da UnB, 2018. http://repositorio.unb.br/handle/10482/33033.

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Dissertação (mestrado)—Universidade de Brasília, Faculdade de Tecnologia, Departamento de Engenharia Elétrica, 2018.<br>Submitted by Fabiana Santos (fabianacamargo@bce.unb.br) on 2018-11-07T19:44:44Z No. of bitstreams: 1 2018_JohnatanSantosdeOliveira.pdf: 5538984 bytes, checksum: 20580b9ff8534339b6b7390d5c55d9fb (MD5)<br>Approved for entry into archive by Fabiana Santos (fabianacamargo@bce.unb.br) on 2018-11-12T17:49:55Z (GMT) No. of bitstreams: 1 2018_JohnatanSantosdeOliveira.pdf: 5538984 bytes, checksum: 20580b9ff8534339b6b7390d5c55d9fb (MD5)<br>Made available in DSpace on 2018-11-12T17:49:5
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Nasution, Muhamad Faisal Fariduddin Attar. "Institutionalization of Information Security: Case of the Indonesian Banking Sector." VCU Scholars Compass, 2012. http://scholarscompass.vcu.edu/etd/2825.

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This study focuses on the institutionalization of information security in the banking sector. This study is important to pursue since it explicates the internalization of information security governance and practices and how such internalization develops an organizational resistance towards security breach. The study argues that information security governance and practices become institutionalized through social integration of routines and system integration of relevant technologies. The objective is to develop an understanding of how information security governance and practices in the Indon
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Brock, Linda. "The Market Value of Information System (IS) Security: An Event Study of e-Banking Service Providers." NSUWorks, 2012. http://nsuworks.nova.edu/gscis_etd/102.

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Understanding the financial value resulting from IS security investments is critically important to organizations focused on protecting service confidentiality, integrity, and availability in order to preserve firm revenues and reputations. Quantifying the financial effect from IS security investments is difficult to derive. This study investigated the relationship between e-banking investments in IS security and their market value impacts. Using an event study approach, the author captured e-banking firm specific data and isolated the IS security effect through the measured change in market v
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Machiridza, Memory. "Misalignment - the core challenge in integrating security and privacy requirements into mobile banking application development." Master's thesis, University of Cape Town, 2016. http://hdl.handle.net/11427/20416.

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This study identifies and explores the core challenge faced when integrating security and privacy requirements into the mobile banking software development life cycle. Studies on key issues in Information Systems (IS) have been on-going for several decades, with security and privacy moving up the ranks of top issues in IS. Security and privacy requirements can be added into the mobile application development processes by practising secure coding, and/or, by adding a third party security tool. This study gathered data from a single case study; it employs grounded theory methodology to reveal mi
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Koskosas, Ioannis Vasileios. "A socio-organizational approach to information systems security management in the context of internet banking." Thesis, Brunel University, 2004. http://bura.brunel.ac.uk/handle/2438/5207.

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This thesis takes a social and organizational point of view for studying information systems security in the context of internet banking. While the internet provides opportunities for businesses to extend their public network infrastructure, reduce transaction costs, and sell a wide range of products and services worldwide, security threats impede the business. Although, a number of valuable information systems security approaches have been developed through the years they tend to offer narrow, technically oriented solutions and they ignore the social aspects of risks and the informal structur
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Швагер, Ольга Андріївна, Ольга Андреевна Швагер, and Olha Andriivna Shvaher. "Actual problems of the legal regulation of the guaranteeing (insurance) system of individuals’ deposits." Thesis, The Scientific Association of Economists and Lawyers "Fundacio", 2014. http://essuir.sumdu.edu.ua/handle/123456789/59446.

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The stability of the banking system depends directly on the resource capacity, i.e. on the availability of the sufficient amount of deposit funds. To attract these funds the state is obliged to ensure adequate and equitable regulation of the activity on attraction of deposits and ensuring the rights of depositors. In connection with this, it is necessary to consider some of the issues that arise from the application of certain regulatory legal acts that regulate legal relations arising in the guarantee system of individuals’ deposits in Ukraine.<br>Стабільність банківської системи безпосереднь
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H, Daryani Sara, and Pouria Taslimi. "Integrated Security by using MPLS-VPN for Retail-Banking Network : Case study Mehr bank, Iran." Thesis, Halmstad University, School of Information Science, Computer and Electrical Engineering (IDE), 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-4833.

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<p>The studied application area is a private bank with different branches located in different provinces around the country. There was not integrated security solution to provide communication among different branches. Some of these branches could communicate through the satellite and the others could communicate through a different technology, such as asynchronous transfer mode (ATM).</p><p>Different bank security policies were applied and maintained for different branches separately. In addition, the number of branches is expected to grow during coming year in each province.</p><p>The old to
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Books on the topic "Security of the banking system"

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Günter, Sieben, Böing Winfried та Universität zu Köln, ред. Proceedings Secubank ʼ88: Secure banking information systems. Datakontext-Verlag, 1988.

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Zeidler, Sven-Erik. Risikotragung und Haftung im Videotex-Telebanking: Unter besonderer Berücksichtigung der Rechtslage bei technischen Betriebsstörungen und rechtswidrigen Eingriffen ins bankeigene EDV-System. Stämpfli, 1991.

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Strelʹbytsʹka, L. M. Osnovy bezpeky bankivsʹkoï systemy Ukraïny ta bankivsʹkoï dii︠a︡lʹnosti: Monohrafii︠a︡. Kondor, 2004.

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Cheatham, Anne J. Contingency planning: Sample contingency planning procedures : information systems, operations, delivery systems, and administrative functions. AlexInformation, 2001.

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Cheatham, Anne J. Contingency planning: Sample contingency planning procedures : information systems, operations, delivery systems, and administrative functions. AlexInformation, 2003.

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Cheatham, Anne J. Contingency planning: Sample contingency planning procedures : information systems, operations, delivery systems, and administrative functions. AlexInformation, 2004.

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Gadzhiev, Nazirhan, Sergey Konovalenko, Mihail Trofimov, and Ruslan Kornilovich. Ensuring economic security in the credit and financial sphere. INFRA-M Academic Publishing LLC., 2023. http://dx.doi.org/10.12737/1989302.

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The financial and credit system is of great importance for the effective implementation of monetary policy, the pace of economic growth depends on the stable functioning of credit institutions, expanding the capabilities of enterprises to attract financial resources, and therefore ensuring the economic security of banking, insurance and financial activities is a primary task. At the same time, the financial and credit system is subject to numerous threats, the main of which are crimes of an economic orientation, in this regard, the importance of their statistical analysis increases, as well as
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Cuske, Christian. Quantifizierung operationeller Technologierisiken bei Kreditinstituten: Eine Ontologie-zentrierte Vorgehensweise im Spannungsfeld bankinterner und aufsichtsrechtlicher Sichtweise. Peter Lang, 2007.

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Laakso, Jyrki. Finnish banking system. 7th ed. Finnish Bankers' Association, 1987.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on International Finance and Monetary Policy. Export controls: Hearings before the Subcommittee on International Finance and Monetary Policy of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One hundredth Congress, first session, on the current system of U.S. and multilateral national security export controls and to seek strategies to regulate international technology transfer ... March 12 and 17, 1987. U.S. G.P.O., 1987.

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Book chapters on the topic "Security of the banking system"

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Wang, Yuan, Liming Wang, Zhen Xu, and Wei An. "Understanding User Behavior in Online Banking System." In Information Security and Cryptology. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-14234-6_35.

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Kellezi, Deina, Christian Boegelund, and Weizhi Meng. "Towards Secure Open Banking Architecture: An Evaluation with OWASP." In Network and System Security. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-36938-5_11.

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Cobourne, Sheila, Keith Mayes, and Konstantinos Markantonakis. "Using the Smart Card Web Server in Secure Branchless Banking." In Network and System Security. Springer Berlin Heidelberg, 2013. http://dx.doi.org/10.1007/978-3-642-38631-2_19.

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Chorafas, Dimitris N., and Heinrich Steinmann. "Taxation, Compliance and Security." In Expert Systems in Banking. Palgrave Macmillan UK, 1991. http://dx.doi.org/10.1007/978-1-349-11368-2_12.

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Hassan, Mohammed Khodayer, Aymen Mohammed Khodayer, Ali Hassan, Omer Mohammed Khodayer, and Maryem Mahmood. "Security Issues for Banking Systems." In Computational Intelligence, Data Analytics and Applications. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-27099-4_10.

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Szczepanik, Michał, and Ireneusz Jóźwiak. "Security of Mobile Banking Applications." In Advances in Intelligent Systems and Computing. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-64474-5_35.

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Carminati, Michele, Roberto Caron, Federico Maggi, Ilenia Epifani, and Stefano Zanero. "BankSealer: An Online Banking Fraud Analysis and Decision Support System." In ICT Systems Security and Privacy Protection. Springer Berlin Heidelberg, 2014. http://dx.doi.org/10.1007/978-3-642-55415-5_32.

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Bala, Manu, Seema Baghla, and Gaurav Gupta. "Data Mining and E-banking Security." In Green Information and Communication Systems for a Sustainable Future. CRC Press, 2020. http://dx.doi.org/10.1201/9781003032458-4.

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Sharma, Oshin, and Nidhi Pandey. "Machine Learning and Blockchain for Security Management in Banking System." In Computational Intelligence for Cybersecurity Management and Applications. CRC Press, 2023. http://dx.doi.org/10.1201/9781003319917-6.

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Fedotova, Gilyan V., Anastasia A. Gontar, Viktor A. Titov, Arthur K. Kurbanov, and Emma V. Kuzmina. "Increasing the Economic Security of Information Banking Systems." In Ubiquitous Computing and the Internet of Things: Prerequisites for the Development of ICT. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-13397-9_118.

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Conference papers on the topic "Security of the banking system"

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Desri, Reza Aulia, and Rio Guntur Utomo. "Mobile Banking Security: Relationship Between Trust, Risk Perception, and Security Based on UTAUT." In 2025 International Conference on Advancement in Data Science, E-learning and Information System (ICADEIS). IEEE, 2025. https://doi.org/10.1109/icadeis65852.2025.10933335.

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Pradivta, Eta, Fitra Putri Oganda, Elang Tito Persada, Henderi, and Untung Rahardja. "Scalability and Security Challenges of Cloud Computing in the Banking Industry." In 2024 6th International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2024. https://doi.org/10.1109/icoris63540.2024.10903765.

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Ariyanto, Ferry, Nuke Puji Lestari Santoso, Muhammad Farhan Kamil, and Untung Rahardja. "Innovative Mobile Banking Solutions Powered by 5G: Ensuring Security and Seamless Connectivity." In 2024 6th International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2024. https://doi.org/10.1109/icoris63540.2024.10903715.

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Syed, Waheeduddin Khadri, Abubakar Mohammed, Janamolla Kavitha Reddy, and S. Dhanasekaran. "Biometric Authentication Systems in Banking: A Technical Evaluation of Security Measures." In 2024 IEEE 3rd World Conference on Applied Intelligence and Computing (AIC). IEEE, 2024. http://dx.doi.org/10.1109/aic61668.2024.10731026.

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Putri, Radhitia Maulida, and Rio Guntur Utomo. "The Effect of Awareness, Trust, Privacy, and Security on Students Adoption of Digital Banking." In 2025 International Conference on Advancement in Data Science, E-learning and Information System (ICADEIS). IEEE, 2025. https://doi.org/10.1109/icadeis65852.2025.10933127.

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Ganguly, Ajay Kumar, Subhajit Bhattacharya, and Subrata Chattopadhyay. "A Design of Efficient Biometric based Banking System Through AI-Powered Transaction Security Fintech System for Secure Transactions." In 2024 4th International Conference on Advance Computing and Innovative Technologies in Engineering (ICACITE). IEEE, 2024. http://dx.doi.org/10.1109/icacite60783.2024.10617391.

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Ravichandran, Lavanya, Kavindu Piyumantha, Waruna Sri Wickramasinghe, Malshan Weerasinghe, and Janaka Senanayake. "Assessing Security Vulnerabilities in Sri Lankan Banking Mobile Applications: Challenges and Solutions." In 2025 International Research Conference on Smart Computing and Systems Engineering (SCSE). IEEE, 2025. https://doi.org/10.1109/scse65633.2025.11031031.

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Mohammed, Abubakar, Janamolla Kavitha Reddy, Waheeduddin Khadri Syed, Nasmin Jiwani, and T. Kiruthiga. "Multi-factor Authentication Systems for Enhanced Security in Online Banking: A Technical Analysis." In 2025 5th International Conference on Pervasive Computing and Social Networking (ICPCSN). IEEE, 2025. https://doi.org/10.1109/icpcsn65854.2025.11035969.

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Tiwari, Bhupendra Bahadur, and Varalakshmi G. "Enhancing Digital Banking Security: Applying Deep Learning for Real Time Threat Detection in Financial Electronics Systems." In 2025 First International Conference on Advances in Computer Science, Electrical, Electronics, and Communication Technologies (CE2CT). IEEE, 2025. https://doi.org/10.1109/ce2ct64011.2025.10941686.

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Sudirman, Ivan Diryana, and Dian Kurnianingrum. "Mobile Banking Intention in a High-Risk Situation: Exploring the Impact of Bank Reputation and Security Perception." In 2024 IEEE International Conference on Information Technology, Electronics and Intelligent Communication Systems (ICITEICS). IEEE, 2024. http://dx.doi.org/10.1109/iciteics61368.2024.10625551.

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Reports on the topic "Security of the banking system"

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Gruodis, Alytis, Violeta Jadzgevičienė, Aleksandr Igumenov, Joana Lapkovskaja, and Jonas Žaptorius. INO-PAY Information System Using E-Pay and E-Banking Realizations. Case Study. Vilnius Business College, 2024. https://doi.org/10.57005/ab.2024.2.7.

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The innovative FinTech platform INO-PAY was described in terms of construction, functionality, flexibility, expandability, and security assurance framework. Current solutions of E-banking and E-pay systems are presented to compare the marked requirements, needs of customers, and technical issues. User - customer receives complete information about the transaction, including transaction parameters, transaction accompanying documents (contract, invoice, protocols, receipts, etc.) in real-time, which has not been provided on any electronic payment platforms. The created product ensures the conven
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Soramäki, Kimmo, and Florian Loecker. Preserving Data Sovereignty in National Fraud Portals- a Distributed Data Architecture. FNA, 2024. https://doi.org/10.69701/dhmk3850.

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As a result of the widespread increase in consumer fraud and scams, several countries are looking to establish or strengthen cross-bank, cross-platform, and cross-industry utilities to counter fraud and scams on the national level and to augment traditional efforts at individual financial institutions1. However, questions quickly arise about how data on consumers and their payments can and should be shared across institutions. Some data sharing across Financial Institutions (FIs) is crucial for fighting consumer fraud and scams as it enables organizations to track fraudulent funds across the p
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3

Rojas, Eduardo. The Long Road to Housing Reform: Lessons from the Chilean Experience. Inter-American Development Bank, 1999. http://dx.doi.org/10.18235/0008522.

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Abstract:
Chile's housing policy is widely regarded as a success. For almost a decade, new construction has been above the level required to provide houses for new families and replace obsolete structures. This raises hopes that within the next decade all families in Chile will occupy dwellings that comply with minimum quality and service standards. This is no small accomplishment for a country just entering the middle ground in the development scale. Moreover, the private sector is taking an increasingly active role in housing production and financing. This too is a significant achievement considering
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4

Hartmann, Philipp, Stefan Straetmans, and Casper De Vries. Banking System Stability: A Cross-Atlantic Perspective. National Bureau of Economic Research, 2005. http://dx.doi.org/10.3386/w11698.

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5

Young, Shelton R., Kimberley A. Caprio, Tilghman A. Schraden, Kathryn L. Palmer, and Walter S. Bohinski. Information System Security: Government Information Security Reform Act Implementation: Defense Security Assistance Management System. Defense Technical Information Center, 2002. http://dx.doi.org/10.21236/ada407864.

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6

Morck, Randall, M. Deniz Yavuz, and Bernard Yeung. Banking System Control, Capital Allocation, and Economy Performance. National Bureau of Economic Research, 2009. http://dx.doi.org/10.3386/w15575.

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7

Sachnackenberg, Dan, Kelly Bunn, Daylan Darby, Laurence Rockwell, and Travis Reid. Adaptive System Security Policies. Defense Technical Information Center, 2002. http://dx.doi.org/10.21236/ada400196.

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8

Hollingworth, Dennis, Timothy Redmond, and Robert Rice. Extensible Operating System Security. Defense Technical Information Center, 2002. http://dx.doi.org/10.21236/ada408087.

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9

Villamizar, C., C. Alaettinoglu, D. Meyer, and S. Murphy. Routing Policy System Security. RFC Editor, 1999. http://dx.doi.org/10.17487/rfc2725.

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10

Lane, Brendan F., and Joseph Johnson. High Security Information System. Defense Technical Information Center, 2002. http://dx.doi.org/10.21236/ada418505.

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