Relevant bibliographies by topics / Sharia Financial Literacy

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Sharia Financial Literacy'

Author: Grafiati
Published: 7 June 2025
Last updated: 2 August 2025

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Journal articles on the topic "Sharia Financial Literacy"

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Ramdhani, F. B., M. Y. Ibrahim, M. F. Bin Masruhen, and N. Fhadiyah. "Pengaruh Literasi Keuangan Syariah terhadap Perilaku Keuangan Masyarakat Binaan Pondok Pesantren Daarut Tauhid Kabupaten Bogor." Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah 14, no. 02 (2022): 80–101. http://dx.doi.org/10.59833/altasyree.v14i02.978.

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The issue of sharia financial literacy is closely related to one's ability to know and understand Islamic financial products and services based on sharia principles. The purpose of sharia financial literacy is expected not only to know and understand sharia financial services institutions and sharia financial products and services but also how to be able to change and improve people's behavior in sharia financial management so as to improve public welfare. This study aims to analyze the level of Shariah financial literacy and the influence of the level of sharia financial literacy on the finan
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Ramdhani, F. B., M. Y. Ibrahim, M. F. Bin Masruhen, and N. Fadhiyah. "Pengaruh Literasi Keuangan Syariah terhadap Perilaku Keuangan Masyarakat Binaan Pondok Pesantren Daarut Tauhid Kabupaten Bogor." Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah 14, no. 02 (2025): 80–101. https://doi.org/10.59833/y56raf81.

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The issue of sharia financial literacy is closely related to one's ability to know and understand Islamic financial products and services based on sharia principles. The purpose of sharia financial literacy is expected not only to know and understand sharia financial services institutions and sharia financial products and services but also how to be able to change and improve people's behavior in sharia financial management so as to improve public welfare. This study aims to analyze the level of Shariah financial literacy and the influence of the level of sharia financial literacy on the finan
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Mufidah, Ana, Elok Sri Utami, Novi Puspitasari, and Intan Nurul Awwaliyah. "Sharia financing behavior: The role of regret aversion, sharia financial literacy, and gender." Humanities and Social Sciences Letters 13, no. 3 (2025): 904–15. https://doi.org/10.18488/73.v13i3.4317.

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This research explores and assesses the impact of regret aversion, gender, and Sharia financial literacy on Sharia financing behavior and explores the impact of education and social environment on Sharia financial literacy. The participants are 400 with prior experience in utilizing Sharia financing, selected using the snowball sampling technique. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that Sharia financial literacy, gender, and regret aversion significantly influence Sharia financing behavior. Education does not have a direct
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Azri, Ahmad Danil, Muhammad Rezki, and Muhammad Aji Purwanto. "Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Memilih Asuransi Syariah." Dalwa Islamic Economic Studies 3, no. 1 (2024): 153–69. http://dx.doi.org/10.38073/dies.v3i1.1514.

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This research examines and discusses how sharia financial literacy influences the decision to choose sharia insurance. In today’s modern era, the level of understanding of sharia finance is very important in determining the insurance you want to use and reducing risks that affect financial losses. A good understanding of finances can improve the quality of decision making to achieve prosperity. The aim of this research is to analyze the influenceof sharia financial literacy on the choice of sharia insurance. This research involved a sampel of 48 stundents of the sharia economics study program
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Dedy Sukmana. "Financial Access and Financial Risk Attitudes towards Improving Microenterprise Performance." Journal of Electrical Systems 20, no. 7s (2024): 1187–90. http://dx.doi.org/10.52783/jes.3673.

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Microenterprise sector plays a pivotal role in driving economic growth in developing nations. This research aims to devise a financial literacy strategy that augments the performance of microenterprise customers of Indonesia's Shariah Microbank in DKI Jakarta. Improving the performance of micro businesses is not only the responsibility of Bank Syariah Indonesia but also the responsibility of many parties, namely the role of the government through the establishment of KNEKS and KDEKS which aim to increase sharia financial literacy and need to be supported by associations both the Sharia Economi
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Suman, Agus, Indri Supriani, and Yendi Rio Nurrachman. "Peningkatan Literasi Keuangan Syariah Masyarakat Desa dalam Mencapai Ekonomi Inklusif Menuju Kesejahteraan Masyarakat." Jurnal Pengabdian kepada Masyarakat 11, no. 1 (2024): 112–17. http://dx.doi.org/10.33795/abdimas.v11i1.4285.

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Financial literacy, including sharia financial literacy, is one of the keys to the growth and development of an economy. As the country with the largest Muslim population in the world, Indonesia has great potential to utilize Islamic finance as a support for economic development. Thus, the Indonesian government is encouraging an increase in financial literacy, not only in conventional finance but also in sharia finance. Sharia economic, financial, and banking services in Indonesia have experienced a rapid increase, marked by the number of Sharia banks showing a positive trend. However, more th
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Mufidah, Ana, Istifadah Istifadah, and Intan Nurul Awaliyah. "Sharia Financial Literacy In Personal Financial Planning." International Social Sciences and Humanities 1, no. 2 (2022): 198–203. http://dx.doi.org/10.32528/issh.v1i2.174.

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Financial literacy is an important thing that is needed by everyone. This literacy is very necessary when an individual is about to make his personal financial decisions. Where an understanding of financial literacy will help in considering and making financial decisions, according to the conditions of each individual. Limited financial literacy will result in inaccurate financial decision making and lack of financial planning for the future. Limited financial literacy in a person will also lead to undirected spending and can make wrong financial decisions. Which will have an impact on his per
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Wartoyo, Syaeful Bakhri, Mariyah Ulfa, Rizal Wildan Firdau, Siti Nuraeni, and Seli Amelia. "Measuring the Influence of Financial Literation and Inclusion on Investment Interest with Social Background as Moderating Variables." Proceeding of International Conference on Islamic Economics, Islamic Banking, Zakah and Waqf 1 (September 25, 2023): 567–82. http://dx.doi.org/10.24090/ieibzawa.v1i.781.

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The lack of Sharia financial literacy leads to a lack of understanding among the public regarding the potential investment opportunities available in the Sharia financial system, causing them to be reluctant to invest. Furthermore, limited Sharia financial inclusion also hinders the increase in investment interest. Limited access to Sharia financial products and services, such as Sharia banking accounts, sharia insurance or sukuk, makes it difficult for the public to engage in investments that align with Sharia principles. This research aims to measure the influence of Sharia financial literac
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Putri, Heni Rahmani, Muhsin N. Bailusy, and Hartaty Hadady. "Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior." International Journal of Applied Business and International Management 6, no. 3 (2021): 46–55. http://dx.doi.org/10.32535/ijabim.v6i3.1328.

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This study aims to investigate the influence of financial literacy and Sharia financial literacy on financial attitude and behavior. The population in the study were students of Khairun University and IAIN Ternate. A total of 188 respondents were involved and purposively selected as the samples. The study used validity and reliability tests as part of the instrument test. For hypothesis testing, a simple regression analysis was used. The results showed that all hypotheses were supported. The final part of the study discusses findings, conclusions, and suggestions for future research.
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Suhatman, Zaldy, and Sahlan Hasbi. "Pelatihan Literasi Keuangan Syariah Melalui Metode Getok Tular (Word Of Mouth Communication)." Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences 1, no. 2 (2019): 82. http://dx.doi.org/10.32493/jls.v1i2.p82-91.

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Based on the national survey data of the Financial Services Authority, the conventional Financial literacy index in Indonesia reaches 29.1% while the Sharia financial literacy index is only 8.1% or lower than 30 percent conventional financial literacy. This condition shows the lack of public understanding of the product features and activities of sharia finance institutions considering that the terms used are generally a new term for Indonesian society. Since the year 2018 United Cooperative Relatives of Pulo Kambing converted into a Shariah cooperative. But from 33 managers and managers of ac
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Dissertations / Theses on the topic "Sharia Financial Literacy"

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Meyer, Melanie. "The Effects of Financial Literacy on Patient Engagement." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/1727.

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Health care reform has caused consumers to learn more about what it means to have health insurance and its costs. Patient engagement, a critical component of health care reform, reflects provider and consumer attention to shared decision making between patient and physician. The problem addressed in this study is that although researchers have studied patient engagement, there has been insufficient exploration of the relationship between financial literacy and patient engagement, which could negatively impact health outcomes not only for patients or consumers but for society as a whole. The pu
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Dyrstad, Oscar, and Darin Sali. "Aktieforum på sociala medier : Vad bidrar till högre avkastning?" Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-451048.

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Denna uppsats observerar och analyserar hur medlemmar på sociala medier påverkas av aktiegrupper. Uppsatsens syfte är att ge läsaren en djupare förståelse till hur kunskapen bland medlemmar i aktiegrupper generellt ser ut och om det går att se likheter mellan faktorer som kunskap och investeringsbeteende och hur det återspeglas i deras totala avkastning. Med begreppet kunskapsfaktorer avses de variabler som påverkar medlemmarnas avkastning på deras aktier. Sådana variabler kan vara investeringsbeteende, mängden aktier som ägs eller finansiell kunskap. Med begreppet finansiell kunskap avser den
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Books on the topic "Sharia Financial Literacy"

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Sharing With Others An Introduction To Financial Literacy. Red Chair Press, 2013.

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Hardy, Duncan. Documentary Culture and Ritual. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198827252.003.0002.

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Political actors in Upper Germany interacted with one another through a shared repertoire of formats. Princes, prelates, nobles, and urban and communal governments all employed a similar array of documentary forms and ritualized transactions. The use of writing was characterized by ‘pragmatic literacy’: although by no means all elites could read, their interactions relied heavily on documents and records as means of communicating and supporting their governmental, financial, and judicial claims. In particular, the sealed charter, treaty, or contract (Siegelurkunde) had both symbolic and practi
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Book chapters on the topic "Sharia Financial Literacy"

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Irdiana, Sukma, Ainun Jariah, Ninik Lukiana, Kusnanto Darmawan, Kurniawan Yunus Ariyono, and Mohammad Noor Khairullah. "Gold Door For Increasing MSMEs Income: The Role Of Sharia Financial Literacy." In Proceedings of the Conference on SDGs Transformation Through the Creative Economy: Encouraging Innovation and Sustainability (TCEEIS 2023). Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-346-7_26.

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Wafi, F. M., and A. F. Suwanan. "The role of the national Sharia economic and finance commission (KNEKS) in improving financial literacy and investment in the Sharia Capital Market." In Reinforcement of the Halal Industry for Global Integration Revival. Routledge, 2022. http://dx.doi.org/10.1201/9781003324492-4.

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Said, Muhammad, and Muzdalifah Muhammadun. "Digital Innovation in Indonesian Sharia Banks." In Advances in Human Resources Management and Organizational Development. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-3530-7.ch005.

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This study examines the implementation of digital innovation in the practices of Sharia banks in Indonesia and its impact on increasing operational efficiency and the variety of financial services offered to micro, small, and medium enterprises (MSMEs). Using a qualitative approach, this research identifies the strategies and approaches used by Sharia banks in digitizing their products and services to support MSME expansion into international markets. The results show that the adoption of digital technologies such as AI and blockchain by Sharia banks can enhance operational efficiency, expand
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Arifin, Johan, Nasrul Fahmi Zaki Fuadi, Refi Agustina, Chantika Khoirunnisa, and Reza Putri Maharani. "Exploring Public Perceptions of Sharia Securities Crowdfunding." In Advances in Finance, Accounting, and Economics. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-5653-1.ch008.

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This research aims to assess public attitudes towards a novel investing approach known as Islamic securities crowdsourcing, drawing on established context. Researchers employed the Unified Theory of Acceptance and Use of Technology (UTAUT) methodology to maintain this viewpoint. This research is based on the integrated UTAUT. The data were analyzed using multiple linear regression models in SPSS. The primary findings indicate that Performance Expectancy, Social Influence, and Facilitating Conditions strongly influence an individual's inclination to invest in securities crowdsourcing. Effort Ex
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Asyifa, Laily Nur, Nasrul Fahmi Zaki Fuadi, Muhammad Hasbi Zaenal, and Saekhu. "Pursuing Sustainable Development Goals (SDGs) Through Integrating the Role of Zakat and Its Contribution in Islamic Finance." In Advances in Business Strategy and Competitive Advantage. IGI Global, 2024. https://doi.org/10.4018/979-8-3693-3980-0.ch003.

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Zakat, an integral component of the Five Pillars of Islam, functions not alone as a religious duty but also as a means to promote community well-being and foster economic progress. The objective of this research is to examine the integration of zakat into Indonesia's efforts to achieve the Sustainable Development Goals (SDGs). Insights were collected from zakat management organizations and sharia financial companies through the utilization of qualitative approaches, such as structured interviews and text analysis. The results demonstrate a substantial increase in the collection of zakat in Ind
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Bouteraa, Mohamed, Abderrahmane Baddou, Mohammed Soufiane Benmoussa, et al. "Bridging Faith and Digital Financial Technologies." In AI and Digital Technologies Transforming Global Industries. IGI Global Scientific Publishing, 2025. https://doi.org/10.4018/979-8-3373-6097-3.ch006.

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This study investigates the adoption of Islamic FinTech services by integrating multidimensional Islamic religiosity into a predictive behavioral model. Drawing on data from Muslim consumers in the UAE, the study applies Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine how various aspects of religiosity influence behavioral intention. Findings reveal that religiosity significantly shapes trust, perceived usefulness, and attitude toward Islamic FinTech adoption. The study addresses key barriers such as cybersecurity concerns, opaque Shariah governance, and limited financi
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Ruiz-Dotras, Elisabet, and Krystyna Mitręga-Niestrój. "Collaborative Finance and Its Hurdles to Overcome." In Sharing Economy and the Impact of Collaborative Consumption. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-5225-9928-9.ch013.

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Using survey data from an online Spanish university, real and perceived financial literacy levels, social interactions and personal trust with the social network are measured as key elements for collaborative finance development. This is the first study regarding the factors that may affect the use of collaborative finance. Results show levels of financial literacy are quiet low as in prior studies and individuals consider that the bank manager, friends, and parents can manage financial issues better than them, with the last two peers being those who most trust to discuss financial issues. The
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Conference papers on the topic "Sharia Financial Literacy"

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Rahmadia, Shinta, M. Shabri Abd Majid, Maulidar Agustina, Ridwan Nurdin, Muhammad Haris Riyaldi, and Nurma Sari. "The Use of Sharia Fintech Among Gen Z: Does Sharia Financial Literacy Play a Role?" In 2023 International Conference on Sustainable Islamic Business and Finance (SIBF). IEEE, 2023. http://dx.doi.org/10.1109/sibf60067.2023.10380090.

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Kaharuddin, Kaharuddin, Muhammad Wibowo, Rovi Vustany, Amrin Amrin, Nur Hidayah, and Mohammad Jailani. "Impact of Sharia Financial Literacy, Local Wisdom, and Religiosity on the Judgment of the Bima Community to use Sharia Banking Products." In Proceedings of the 7th International Colloquium on Interdisciplinary Islamic Studies (ICIIS) in conjunction with the 6th Annual Postgraduate Conference on Muslim Society (APCoMS), ICIIS and APCoMS 2024, 17–18 June 2024, Banjarmasin, Indonesia. EAI, 2024. http://dx.doi.org/10.4108/eai.17-6-2024.2349156.

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Harahap, Khairunnisa, Akmal Huda Nasution, and Jumiadi AW. "The Effect of Financial Inclusion, Financial Literacy On Sharia Fintech Acceptance in SMEs Using the Technology Acceptance Model (TAM) in Medan City." In Proceedings of the 5th International Conference on Innovation in Education, Science, and Culture, ICIESC 2023, 24 October 2023, Medan, Indonesia. EAI, 2024. http://dx.doi.org/10.4108/eai.24-10-2023.2342369.

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Syarani, Ajeng, and Elan Purwanto. "The Effect of Financial Literacy, Risk Tolerance, and Qanun Number 11 of Islamic Financial Institution on Interest Investment in Banda Aceh Sharia Capital Market." In Proceedings of the 1st International Conference on Contemporary Risk Studies, ICONIC-RS 2022, 31 March-1 April 2022, South Jakarta, DKI Jakarta, Indonesia. EAI, 2022. http://dx.doi.org/10.4108/eai.31-3-2022.2321010.

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Borozan, Tea, Anđelija Đorđević Tomić, and Petar Stanimirović. "Crowdfunding and Entrepreneurial Drive: A New Paradigm in the Sharing Economy." In International Conference on Sharing Economy and Contemporary Business Models: Theory and Practice – “IC-SHARE 2024”. University of Belgrade - Faculty of Organizational Sciences, 2024. http://dx.doi.org/10.62863/asap7604.

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The popularization of the sharing economy has prompted transformative shifts in all economic activity, particularly in innovative financing options like crowdfunding. This study examines college students' perspectives on entrepreneurship and the role of crowdfunding as a tool for securing funds for their ventures. This research applies the Theory of Planned Behavior to explore the impact of students' attitudes, perceived control and social norms on entrepreneurship. It also examines the impact of formal entrepreneurial and financial education on entrepreneurial intentions and crowdfunding succ
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Betala, Avinash, and Masatoshi Hara. "OPTIMIZING FINANCIAL STRATEGIES IN INDIAN AQUACULTURE: A CASE STUDY OF WEST GODAVARI." In INTERNATIONAL Conference on Business, Management, and Economics Engineering Future-BME. Faculty of Technical Sciences, Novi Sad, 2025. https://doi.org/10.24867/future-bme-2024-064.

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This paper explores financial strategies in aquaculture, focusing on the West Godavari District of Andhra Pradesh, India. Despite India’s prominence in global aquaculture, the sector faces significant challenges that necessitate robust financial planning, advanced technology, and effective regulation. Adopting a qualitative research approach, this study uses in-depth interviews and structured surveys with aquaculture farm owners and finance managers to examine investment planning, cost management, financial risk mitigation, and revenue optimization. This study integrates blockchain technology
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Oghuvwu, Victor. "Enhancing Resource Sharing Through Digital Knowledge Accessibility in the Modern Era in Developing Countries." In Global to Local: Diversity & Inclusiveness in Resource Sharing. http://creativecommons.org/licenses/by/4.0, 2024. https://doi.org/10.60119/ppco7485.

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In the contemporary digital era, the convergence of technology and knowledge accessibility has the potential to reshape resource sharing dynamics, particularly in developing countries. Developing countries face a unique set of challenges, including limited infrastructure, constrained financial resources, limited expertise, lack of training and diverse linguistic landscapes. This abstract will scrutinize how these challenges can be addressed through the strategic implementation of digital knowledge accessibility initiatives. The discussion will encompass the role of open-access repositories, co
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Marko Šidlovský, Marko Šidlovský, Filip Ravas Filip Ravas, and Václav Jirovský Václav Jirovský. "Uniqway - students' carsharing project transforms mobility." In FISITA World Congress 2021. FISITA, 2021. http://dx.doi.org/10.46720/f2021-dgt-040.

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"When we try to have a clear look at the evolution of transportation, we could see bright beginnings with shady todays. Many governmental organizations, institutions, technological companies, and even NGOs are trying to deal with current challenges in transport, mostly resulting in costly congestions. Moreover, almost everybody is expecting the change will be instant. A scientific view of the topic cannot be that simple. The current world of transport offers many data-based so-called solutions dealing with congestions. Furthermore, we have new transport devices, smaller, efficient, single purp
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Reports on the topic "Sharia Financial Literacy"

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Kaffenberger, Michelle, and Lant Pritchett. Women’s Education May Be Even Better Than We Thought: Estimating the Gains from Education When Schooling Ain’t Learning. Research on Improving Systems of Education (RISE), 2020. http://dx.doi.org/10.35489/bsg-rise-wp_2020/049.

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Women’s schooling has long been regarded as one of the best investments in development. Using two different cross-nationally comparable data sets which both contain measures of schooling, assessments of literacy, and life outcomes for more than 50 countries, we show the association of women’s education (defined as schooling and the acquisition of literacy) with four life outcomes (fertility, child mortality, empowerment, and financial practices) is much larger than the standard estimates of the gains from schooling alone. First, estimates of the association of outcomes with schooling alone can
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Putriastuti, Massita Ayu Cindy, Vivi Fitriyanti, and Muhammad Razin Abdullah. Leveraging the Potential of Crowdfunding for Financing Renewable Energy. Purnomo Yusgiantoro Center, 2021. http://dx.doi.org/10.33116/br.002.

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• Renewable energy (RE) projects in Indonesia usually have IRR between 10% and 15% and PP around 6 to 30 years • Attractive return usually could be found in large scale RE projects, although there are numerous other factors involved including technology developments, capacity scale, power purchasing price agreements, project locations, as well as interest rates and applied incentives. • Crowdfunding (CF) has big potential to contribute to the financing of RE projects especially financing small scale RE projects. • P2P lending usually targeted short-term loans with high interest rates. Therefor
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Roth, Vathana, and Siela Bossba Benghong. Impact on the Lives and Livelihoods of Factory Workers during COVID-19. Cambodia Development Resource Institute, 2023. https://doi.org/10.64202/wp.140.202306.

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This study analyses the impacts of COVID-19 on the lives and livelihoods of workers in the garment, textile and footwear manufacturing in Cambodia, a sector which employed approximately 800,000 people (80 percent of whom were female) and contributed about 70 percent to the country’s annual total export value prior to the pandemic. The analysis examines potential disproportionate effects of the pandemic on women and men, focusing on earnings, consumption and remittances, possible conflicts at home and workplace, mental health, coping strategies and receipts of in-cash and in-kind assistance fro
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