Academic literature on the topic 'Sharia Insurance'

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Journal articles on the topic "Sharia Insurance"

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Fasa, Muhammad Iqbal, and Suharto Suharto. "Sharea Issues in the Application of Takaful: Review on Islamic Law Perspective." HUNAFA: Jurnal Studia Islamika 14, no. 2 (2018): 347–76. http://dx.doi.org/10.24239/jsi.v14i2.478.347-376.

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Insurance is still debated between scholars when viewed in the light of Islamic law. Contemporary Muslim jurists are fully aware that the legal status of Insurance not been determined by Islamic law thinkers in advance (jurists). The application of Takāful today is the result of a struggle between the understanding of Islami law with the reality of what happened. Thus, the problem needs to be reviewed in the light of Islamic law in depth. This paper attempts to offer Shariah Issues in the Application of Takāful From Islamic Law Perspective, including The Concepts of Takāful (Sharia Insurance),
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Suharto, Suharto, and Muhammad Iqbal Fasa. "Sharea Issues in the Application of Takaful: Review on Islamic Law Perspective." HUNAFA Jurnal Studia Islamika 14, no. 2 (2017): 347–76. https://doi.org/10.24239/jsi.v14i2.478.

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Insurance is still debated between scholars when viewed in the light of Islamic law. Contemporary Muslim jurists are fully aware that the legal status of Insurance not been determined by Islamic law thinkers in advance (jurists). The application of Takāful today is the result of a struggle between the understanding of Islami law with the reality of what happened. Thus, the problem needs to be reviewed in the light of Islamic law in depth. This paper attempts to offer Shariah Issues in the Application of Takāful From Islamic Law Perspective, including The Concepts of Takāful (Sharia Insuranc
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Muhaimin, Muhaimin. "Contemporary Legal Problems of Sharia Insurance Regulation in Indonesia." Journal of Law and Sustainable Development 12, no. 1 (2024): e3147. http://dx.doi.org/10.55908/sdgs.v12i1.3147.

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Objective: This study aims to examine the evolving structure of the insurance industry in Indonesia, particularly its transition from traditional insurance to dual insurance systems, highlighting the presence of the Sharia insurance sector within the national legislative framework.
 
 Theoretical framework: In the realm of Islamic economic studies, fundamental principles such as justice, mutual assistance, the avoidance of oppression, prohibition of riba (interest), and the elimination of gharar elements are central. Sharia-compliant insurance institutions are expected to adhere to t
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Mario Valentino, Sabrina Aisyah Putri, and Mad Sohib. "Asuransi Bank Syariah Indonesia." Jurnal Penelitian Ekonomi Manajemen dan Bisnis 3, no. 3 (2024): 187–200. http://dx.doi.org/10.55606/jekombis.v3i3.4001.

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According to Islamic law, sharia insurance refers to mutual help. In general, sharia insurance, also known as at'ta'min, takaful, and tazamun, is an effort between a number of people or parties to protect and help each other through investment in the form of tabarru assets and/or funds. which offers a pattern of return for managing certain risks through Shariah-compliant contracts. To obtain information about risk management in sharia insurance, this study uses a type of literature research, collecting secondary data from books, magazines, the internet, and supporting data sources. The finding
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Allisiya. "PEMBAYARAN PREMI ASURANSI SYARIAH SEBAGAI TRANSFORMASI DAN BERKEMBANGNYA EKONOMI ISLAM DALAM KOMUNITAS PERSAINGAN EKONOMI GLOBAL." Jurnal Al Wadiah 1, no. 1 (2023): 12–24. http://dx.doi.org/10.62214/jaw.v1i1.96.

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Payment of sharia insurance premiums is one of the important instruments in the transformation and development of Islamic economics in the global economic competition community. This is because the payment of sharia insurance premiums can be a source of funds for sharia insurance companies to provide protection and benefits to their participants. In addition, the payment of sharia insurance premiums can also increase the liquidity of the sharia financial market and boost Islamic economic growth. Islamic economics is an economic system based on the principles of Islamic sharia. Islamic economic
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Harahap, Nurul Husna. "PEMBAYARAN PREMI ASURANSI SYARIAH SEBAGAI TRANSFORMASI DAN BERKEMBANGNYA EKONOMI ISLAM DALAM KOMUNITAS PERSAINGAN EKONOMI GLOBAL." Al Qadhi 1, no. 1 (2023): 69–79. http://dx.doi.org/10.62214/jaq.v1i1.107.

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Payment of sharia insurance premiums is one of the important instruments in the transformation and development of Islamic economics in the global economic competition community. This is because the payment of sharia insurance premiums can be a source of funds for sharia insurance companies to provide protection and benefits to their participants. In addition, the payment of sharia insurance premiums can also increase the liquidity of the sharia financial market and boost Islamic economic growth. Islamic economics is an economic system based on the principles of Islamic sharia. Islamic economic
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Habibaty, Diana Mutia, and Ah Azharuddin Lathif. "INSURANCE WAQF PHENOMENCES IN THE INSURABLE INTEREST PERSPECTIVE." Penamas 33, no. 2 (2020): 225. http://dx.doi.org/10.31330/penamas.v33i2.409.

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Waqf insurance is a new breakthrough in the field of waqf and sharia insurance. This product collaborates between waqf and insurance products. The insurance waqf product is considered contrary to one of the insurance principles, namely the principle of insurable interest (Insurable Interest Principle). This principle states that the insured party (the insured / insurance participant) must have an interest in the object of insurance (life / object). This principle was born because everyone insures himself / his property because the person / property has the risk of being damaged / lost, whereas
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Sitepu, Novi Indriyani, and Saparuddin Siregar. "IMPROVING THE QUALITY OF SHARIA INSURANCE AGENTS THROUGH TECHNOLOGY OPTIMALIZATION AS A SHARIA-BASED MARKETING MEDIUM." At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam 7, no. 1 (2021): 15–29. http://dx.doi.org/10.24952/tijaroh.v7i1.3093.

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The physical, the intellectual and the spiritual qualities of the agent is creates agent competence so that they can compete in the sharia insurance marketing business. Competition for human performance is currently over helmed by the ease of technology through the internet mediawhich poses a challenge for agents to be able to take advantage of technology. The high competition needs to be framed using sharia views in order to maintain Islamic values. This phenomenon then makes insurance agents as a technology driver in marketing the shariah insurance business in sharia companies in the Nort Su
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Syarifudin, Syarifudin, Alphasyah Lazuardy Sidarta, and Fitra Azkiya Firdiansyah. "Sharia Investment Literation by Sharia Insurance Agents on Unit-Linked Products." Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) 4, no. 1 (2021): 105–22. http://dx.doi.org/10.31538/iijse.v4i1.1377.

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The growth of the Islamic insurance industry in this country can be seen from the increase in existing assets and players. However, the low level of literacy related to sharia insurance as well as how to invest in unit-linked sharia insurance products makes some people hesitant about sharia insurance. Certified sharia insurance agents are at the forefront of providing investment literacy in sharia insurance products to customers since they have been given full trust to manage their assets so that customers get protection and benefits. How the sharia insurance agent at PT. Asuransi Jiwa General
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Lubis, Ihsan Helmi. "STUDI KOMPARATIF ANTARA ASURANSI SYARIAH DENGAN ASURANSI KONVENSIONAL: SEJARAH, SUMBER HUKUM, MAYSIR, GHARAR, RIBA, DEWAN PENGAWAS SYARIAH, PENGELOLAAN RESIKO DAN PREMI." Yurisprudentia: Jurnal Hukum Ekonomi 10, no. 1 (2024): 233–51. http://dx.doi.org/10.24952/yurisprudentia.v10i1.11618.

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The purpose of this study is to compare Conventional Insurance with Sharia Insurance in terms of principles, history, legal basis, clean from Maghrib (maisir, gharar, and riba), Sharia Supervisory Board, risk management, and premi. The research method employed is a literature review with a descriptive approach, which is part of qualitative research. The descriptive approach is chosen to depict the distinctions between Sharia and Conventional insurance. The findings reveal significant differences across all aspects examined between Conventional and Sharia Insurance. Conventional Insurance trace
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Dissertations / Theses on the topic "Sharia Insurance"

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BENARAFA, JIHANE. "L'ASSICURAZIONE ISLAMICA (CD. TAKAFUL): LEGAL TRANSPLANT E MODELLI A CONFRONTO." Doctoral thesis, Università degli Studi di Milano, 2021. http://hdl.handle.net/2434/816685.

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For a long time, the notion of insurance has been considered incompatible with the principles and rules of the Muslim community. In Islam, in fact, every aspect of life is governed by Allah’s teaching which abhor uncertainty and risk in stark contrast with the legal and economic characteristics of traditional insurance. In addition to the risk of occurrence of the event for which insurance is sought, other aspects conflict with the principles of Islamic law such as the difference between premiums paid to and the payouts by the insurance company, the use of premiums in fruit-bearing instruments
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Nehmé, Aline. "L'assurance entre loi islamique et droit positif : l'exemple des droits francais et libanais." Thesis, Lyon 3, 2013. http://www.theses.fr/2013LYO30044.

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L’assurance islamique, ou takaful, qui est apparue dans les années 1970, est un sujet d’actualité, tant en France qu’au Liban. Les sociétés d’assurance islamique voudraient opérer dans ces deux pays dont le droit des contrats, comme celui des entreprises sont dominés par l’idée de laïcité. Peut-on exercer une activité que se veut régie par des principes religieux dans des pays de droit positif laïc ? La police takaful est-elle une police d’assurance à l’instar de la police d’assurance conventionnelle ? Les sociétés takaful sont-elles des sociétés d’assurance au même titre que les sociétés d’as
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Ullah, Karim. "Adaptable service-system design : an analysis of Shariah finance in Pakistan." Thesis, Brunel University, 2014. http://bura.brunel.ac.uk/handle/2438/8281.

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An adaptable service system adjusts to the operational-level environments of organisations to enable heterogeneous services. This adaptation is important for sustainability and contextual-value (benefit) creation in a service system. Academics, such as those related to the current service-ecosystem concept, acknowledge the significance of this adaptation. However, little is known about a comprehensive adaptation process and how that integrates within a design for a service system. Also, practitioners are inclined towards this development, as the financial regulator in Pakistan has established
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Carlsson, Simon, and Herman Hallén. "Creating Shared Value in the Insurance Industry : A case study of factors influencing Shared Value opportunities in the Swedish insurance industry." Thesis, Internationella Handelshögskolan, Jönköping University, IHH, Företagsekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-49176.

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The interest and demand of sustainable actions have alongside with societal development increased over time. It has become crucial for companies in today’s society to show responsibility for the footprints they leave behind as a consequence of operating. A possible course of action could be the implementation of Creating Shared Value – CSV, which encompasses undertakings that result in value creation for both the company itself, and the local environment in which the company operates. Even though companies are expected to contribute to societal issues, there are still no blueprints declaring h
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Barakat, Abdullah. "Insurance companies and Sharia-compliance in the Kingdom of Saudi Arabia." Thesis, 2020. http://hdl.handle.net/1959.7/uws:57572.

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This dissertation examines the operation of Islamic insurance (Takaful) in the Kingdom of Saudi Arabia. Its focus is on business and retail insurance. Health and life insurance which involve unique considerations are not considered. Islamic insurance had been debated since 1961 and was accepted only very recently by the International Islamic Fiqh Academy (IIFA) conference held in Saudi Arabia in 1985. The first Takaful insurance company was officially established in Sudan in 1979. Consequently, the principles and standards that govern Takaful are still being established in Islamic scholarship
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Alghamdi, Sarah. "The Saudi Tʿawuni Insurance Model: Concerns about Compatibility with Islamic law in Accomodating “Risk”". Thesis, 2013. http://hdl.handle.net/1807/35106.

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The Saudi taʿawuni insurance model, despite claiming to be compatible with Islamic transactional rules, in fact violates the prohibition of gharar (risk) through its commercial structure. The study investigates the ways in which gharar (risk) is accommodated in modern insurance models. It argues that the most appropriate solution to comply with the doctrine of gharar, is to de-commercialize the taʿawuni model by adopting the mutual insurance model, which is capable of satisfying the requirements of sharia relating to the prohibition of trading in gharar
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Surtee, Bibi Fatima. "The accommodation of the Islamic law institution of Takaful under the South African insurance law." Diss., 2017. http://hdl.handle.net/10500/25301.

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With the rapid development of the Islamic banking and finance in South Africa, the legal regime of South Africa, must be able to progress at the same rate of development. The recognition of a foreign legal system such as Islamic law in South Africa is challenging and difficult. South Africa, has an interest based insurance legislative framework and this is not aligned with the principles of the Islamic financial system. As a result of this, regulators have taken various measures to develop and promote the Islamic Industry. The amendment to the South African Tax legislation has created an equi
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Froes, Maria, João Miguel Duarte de Oliveira Gonçalves, Le Bo, Manuel Guilhermino Fernandes Gomes Correia, and Rita Santos Palhares Vieira. "Consulting project to explore and develop shared value initiatives for the corporate social responsibility department of ageas Portugal." Master's thesis, 2018. http://hdl.handle.net/10362/37621.

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Βογιατζής, Ιωάννης. "Μετεξέλιξη της κοινωνικής ασφάλισης στην Ελλάδα. Κριτήρια αποτελεσματικότητας για την περίπτωση της υποχρεωτικής εφεδρείας". Thesis, 2013. http://hdl.handle.net/10889/7892.

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H παρούσα διδακτορική διατριβή σχεδιάστηκε με σκοπό τον έλεγχο του μέτρου της μείωσης της απασχόλησης στη γενική κυβέρνηση κατά τουλάχιστον 150.000 την περίοδο 2012 – 2016. Στόχος αυτής της διδακτορικής διατριβής είναι ο εντοπισμός και η αξιολόγηση των επιδράσεων του συγκεκριμένου μέτρου στην περιουσία του φορέα συνταξιοδότησης των δημοσίων υπαλλήλων, στα δημόσια οικονομικά μεσοπρόθεσμα, καθώς και, στην ύπαρξη και επιβίωση της κοινωνικής ασφάλισης μέσα σε ένα περιβάλλον οικονομικής ύφεσης, στην Ελλάδα. Ο έλεγχος του μέτρου βασίστηκε στην εκπόνηση αναλογιστικής μελέτης η οποία είναι απόλυτα βα
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Шапошникова, И. А., та I. A. Shaposhnikova. "Финансирование социальных процессов в системе обязательного медицинского страхования : магистерская диссертация". Master's thesis, 2016. http://hdl.handle.net/10995/44051.

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Современная экономическая ситуация не позволяет государственным органам исполнительной власти выполнить в полном объеме взятые на себя обязательства по обеспечению населения бесплатной медицинской помощью. Объективной необходимостью отечественного здравоохранения стала задача пересмотра существующей модели оплаты медицинской помощи с формированием такой нормативной базы, которая вводила бы для всех регионов России единые принципы тарифной политики и единые методы оплаты, единую методику расчета тарифов и единые методологические подходы к оплате медицинской помощи без увеличения расходных обяза
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Books on the topic "Sharia Insurance"

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Stuart, Kerachsky, ed. An Evaluation of short-time compensation programs. U.S. Dept. of Labor, Employment and Training Administration, Unemployment Insurance Service, 1986.

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Kalbaum, Günter. Erfolgsbeteiligung und Vermögensbildung der Arbeitnehmer in der privaten Versicherungswirtschaft (1820-1948). Franz Steiner, 1993.

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Rödig, Stefan. Krankenhaus und Versorgungsintegration: Eine Einführung auf Grundlage der GKV-Gesundheitsreform 2000. Eurotrans-Verlag, 2000.

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Nicholson, Walter. Measuring the effects of short-time compensation on workforce dynamics. Human Resources Development Canada, 1996.

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Bank, World, ed. Health insurance handbook: How to make it work. World Bank, 2011.

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Levenson, Alec Robert. Short-time work in the United States 1968-93: Implications for evaluation of short-time compensation schemes. Human Resources Development Canada, 1996.

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Wells, Kenneth B. The effects of insurance generosity on the psychological distress and well-being of a general population: Results from a randomized trial of insurance. Rand, 1989.

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Aḥmad Sālim ʻAbd Allāh Mulḥim. al- Taʾmīn al-taʻāwūnī al-Islāmī wa-taṭbīqātuhu fī Sharikat al-Taʾmīn al-Islāmīyah, al-Urdun: Dirāsah fiqhīyah tubayyinu ḥaqīqat al-taʾmīn al-taʻāwūnī ... s.n., 2000.

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Johnson, Esther R. Short-time compensation: A handbook of basic source material. U.S. Dept. of Labor, Employment and Training Administration, Unemployment Insurance Service, 1987.

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Johnson, Esther R. Short-time compensation: A handbook of basic source material. U.S. Dept. of Labor, Employment and Training Administration, Unemployment Insurance Service, 1987.

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Book chapters on the topic "Sharia Insurance"

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Soesetio, Y., and L. Kusuma. "Does Sharia superior to conventional? Life insurance companies." In Reinforcement of the Halal Industry for Global Integration Revival. Routledge, 2022. http://dx.doi.org/10.1201/9781003324492-17.

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Sakdiyah, Nur Halimatus. "Bridging Biodiversity, Sustainability, and Social Impact With Sharia Insurance." In Islamic Finance and Sustainability. Routledge, 2025. https://doi.org/10.4324/9781003518617-21.

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Lusianti, Dina, Widodo, Mustika Widowati, and Retno Anggoro. "Does Brand Religiosity Determinate Purchasing Preferences? Evidence of Indonesia Sharia-Based Life Insurance." In Studies in Systems, Decision and Control. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-65203-5_13.

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Fatah, Dede Abdul, and Inas Afifah Zahra. "Insurance Brokers Based on Sharia Principles: A Consideration Fatwa of the National Sharia Council of Majelis Ulama Indonesia (DSN-MUI) Through a Hybrid Contract." In Advances in Economics, Business and Management Research. Atlantis Press International BV, 2024. https://doi.org/10.2991/978-94-6463-614-7_13.

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Ulirrahmi, Fauzia, Afnan Arummi, and Asiah Wati. "Ensuring Sharia Compliance in Waqf on Insurance Benefits and Waqf on Investment Benefits: Sadd Al-Zari’ah’s Perspective." In Proceedings of the 1st International Seminar on Sharia, Law and Muslim Society (ISSLAMS 2022). Atlantis Press SARL, 2022. http://dx.doi.org/10.2991/978-2-494069-81-7_6.

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Zainuddin, Ahmad Fuad, Rr Kurnia Novita Sari, Udjianna Sekteria Pasaribu, and Yuli Sri Afrianti. "The Correspondence Analysis Between Types of Motor Vehicle Claims and Customer Locations: A Case Study on Sharia General Insurance in Indonesia." In Springer Proceedings in Mathematics & Statistics. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-3450-4_14.

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Malik, Adnan, and Karim Ullah. "Insurance from the Shariah Perspective." In Introduction to Takaful. Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-32-9016-7_2.

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Rao, T. V. S. Ramamohan. "Accident and Health Insurance." In Risk Sharing, Risk Spreading and Efficient Regulation. Springer India, 2016. http://dx.doi.org/10.1007/978-81-322-2562-1_9.

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Ktenidis, Joseph. "A European Unemployment Insurance in EU Law." In Risk Sharing in the Euro Area. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-19600-3_6.

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Kurnia, T., and A. Alhifni. "Sharia micro insurance model for small fishermen." In Managing Learning Organization in Industry 4.0. Routledge, 2020. http://dx.doi.org/10.1201/9781003010814-43.

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Conference papers on the topic "Sharia Insurance"

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Hartati, Sawitri Yuli. "Sharia Arbitration as Alternative Settlement of Sharia Insurance Disputes." In International Conference on Law Reform (INCLAR 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.200226.008.

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Liany, Arifia Indah. "Effect of Sharia Financing on Sharia Insurance Premium Growth." In The International Conference on Business and Management Research (ICBMR 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.201222.024.

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Safitri, Karin Amelia, Muhammad Akbar Abung, and Dedi Harsongko. "Readiness of the Sharia Life Insurance Industry and the Role of Indonesian Sharia Insurance Associations in Facing the Sharia Insurance Spin-Off in 2024." In ICVEAST. MDPI, 2022. http://dx.doi.org/10.3390/proceedings2022083037.

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Suzianti, Amalia, Syabila Anjani, Darisai Syahrin, and Andrien Pramono. "Service Redesign General Sharia Insurance – Renewal Account." In 2nd International Conference on Management, Economics and Finance. Acavent, 2019. http://dx.doi.org/10.33422/2nd.icmef.2019.11.726.

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Imron, Ali, and Bagas Heradhyaksa. "The Issue on the Sharia Supervisory Board Authority on Indonesia Sharia Insurance." In Proceedings of the First International Conference on Islamic History and Civilization, ICON-ISHIC 2020, 14 October, Semarang, Indonesia. EAI, 2021. http://dx.doi.org/10.4108/eai.14-10-2020.2303838.

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Heikal, Mohd, Iskandar Muda, Muammar Khaddafi, Wahyuddin Wahyuddin, and Damanhur Damanhur. "Government Sukuk and Sharia Mutual Funds to The Investment Yield Sharia Insurance in Indonesia." In Proceedings of the 1st International Conference on Finance Economics and Business, ICOFEB 2018, 12-13 November 2018, Lhokseumawe, Aceh, Indonesia. EAI, 2019. http://dx.doi.org/10.4108/eai.12-11-2018.2288819.

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Khaddafi, Muammar, Iskandar Muda, Mohd Heikal, Wahyuddin Wahyuddin, and Falahuddin Falahuddin. "Whether of Sharia Stock and Corporate Sukuk Play a Role in The Investment Yield Sharia Insurance in Indonesia." In Proceedings of the 1st International Conference on Finance Economics and Business, ICOFEB 2018, 12-13 November 2018, Lhokseumawe, Aceh, Indonesia. EAI, 2019. http://dx.doi.org/10.4108/eai.12-11-2018.2288818.

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Putra, Setia, and Puspa Gundary. "The Opportunities of Sharia Insurance Company in Assisting MSMEs Under the Insurance Act in the Industrial Era 4.0." In Riau Annual Meeting on Law and Social Sciences (RAMLAS 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/assehr.k.200529.274.

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Syafrida, Ida, Indianik Aminah, Herbirowo Nugroho, and Taufik Awaludin. "Increasing Fund Sources of Indonesia Sharia Commercial Banks through Public Stock Insurance." In First International Conference on Technology and Educational Science. EAI, 2019. http://dx.doi.org/10.4108/eai.21-11-2018.2282296.

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Abdal, Ainun Mawaddah, A. Muh Amil Siddik, Ahmad Fuad Zainuddin, and Restu Ananda Putra. "Claim risk measurement of Sharia general insurance company using value at risk." In RECENT ADVANCES IN MATERIALS AND MANUFACTURING: ICRAMM2023. AIP Publishing, 2024. http://dx.doi.org/10.1063/5.0231266.

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Reports on the topic "Sharia Insurance"

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Pauly, Mark. Cost Sharing in Insurance Coverage for Precision Medicine. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w24095.

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Gabel, Jon Gabel, Heidi Whitmore Whitmore, Sam Stromberg Stromberg, Matthew Green Green, and Rebecca Oran Oran. Consumer Cost-Sharing in Marketplace vs. Employer Health Insurance Plans, 2015. Commonwealth Fund, 2015. http://dx.doi.org/10.15868/socialsector.25058.

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de Souza, Gustavo, and André Victor D. Luduvice. Optimal unemployment insurance requirements. Federal Reserve Bank of Cleveland, 2023. http://dx.doi.org/10.26509/frbc-wp-202210r.

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Abstract:
In the US, workers must satisfy two requirements to receive unemployment insurance (UI): a tenure requirement of a minimum work spell and a monetary requirement of past minimum earnings. Using discontinuity of UI rules at state borders, we find that the monetary requirement decreases the number of employers and the share of part-time workers, while the tenure requirement has the opposite effect. In a quantitative model, the monetary requirement induces workers to stay longer in unemployment because low-paying jobs are not covered by UI. Since it mitigates moral hazard, the optimal UI design ha
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Pauly, Mark. Cost Effectiveness Analysis and the Design of Cost-Sharing in Insurance: Solving a Puzzle. National Bureau of Economic Research, 2012. http://dx.doi.org/10.3386/w18481.

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Chandra, Amitabh, Jonathan Gruber, and Robin McKnight. Patient Cost-Sharing, Hospitalization Offsets, and the Design of Optimal Health Insurance for the Elderly. National Bureau of Economic Research, 2007. http://dx.doi.org/10.3386/w12972.

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Einav, Liran, Amy Finkelstein, and Maria Polyakova. Private Provision of Social Insurance: Drug-specific Price Elasticities and Cost Sharing in Medicare Part D. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22277.

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Sacks, Daniel, Khoa Vu, Tsan-Yao Huang, and Pinar Karaca-Mandic. How do insurance firms respond to financial risk sharing regulations? Evidence from the Affordable Care Act. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w24129.

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Dor, Avi, and William Encinosa. How Does Cost-Sharing Affect Drug Purchases? Insurance Regimes in the Private Market for Prescription Drugs. National Bureau of Economic Research, 2004. http://dx.doi.org/10.3386/w10738.

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Pauly, Mark, and Fredric Blavin. Value Based Cost Sharing Meets the Theory of Moral Hazard: Medical Effectiveness in Insurance Benefits Design. National Bureau of Economic Research, 2007. http://dx.doi.org/10.3386/w13044.

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Henriquez, Josefa, Richard van Kleef, Andrew Matthews, Thomas McGuire, and Francesco Paolucci. Combining Risk Adjustment with Risk Sharing in Health Plan Payment Systems: Private Health Insurance in Australia. National Bureau of Economic Research, 2023. http://dx.doi.org/10.3386/w31052.

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