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Dissertations / Theses on the topic 'Small business – Lesotho – Finance'

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Published: 4 June 2021
Last updated: 1 February 2022

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1

Lepolesa, Gerard. "Credit guarantee schemes and the support of small businesses in Lesotho." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/5544.

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Thesis (MDF (Development Finance))--Stellenbosch University, 2008.<br>ENGLISH ABSTRACT: Small and Medium Enterprises (SMEs) are regarded as core drivers of private sector development in many countries. By their nature, SMEs encounter enormous problems, ranging from usage of appropriate technology, access to raw materials, lack of skills, etc. However, access to finance is frequently cited as the most prominent problem facing the SMEs. Access to finance is defined as the easiness to access credit from financial institutions and the costs associated with accessing credit from such instituti
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2

Caga, Siyabonga Macpherson. "Barriers faced by SMMEs in accessing finance." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1013348.

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SMMEs have been cited as major players in economic development in South Africa and in other developing countries. In South Africa SMMEs contribute more than 52 percent towards the GDP. Subsequently, the South African government has taken various steps to encourage their growth and to improve access to finance for SMMEs. Despite this, securing finance remains a challenge in this group of enterprises. Since SMMEs have unique financial needs, commercial banks and other funders are faced with difficulties in catering for them. Banks in particular have been reluctant in financing these high-risk ve
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3

Basch, Richard J. "Capitalization Strategies for Small Business Sustainability." Thesis, Walden University, 2017. http://pqdtopen.proquest.com/#viewpdf?dispub=10684791.

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<p> Over the past 15 years, privately held small businesses generated nearly two-thirds of the net job growth in the United States, yet much of what scholars know regarding the capitalization challenges faced by small businesses is limited to data from large corporations. In 2013 alone, business bankruptcies numbered 33,212, and each year approximately 10% to 12% of U.S. small businesses close. Ineffective capitalization strategies coupled with a limited understanding of funding options frequently results in unsustainable business practices. In this multiple case study, the capital budgeting t
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4

Jakes, Lyndabelle Virgil. "Success Strategies of Small Business Owners." Thesis, Walden University, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=10751428.

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<p> In the United States, 20% of newly established small businesses, including small businesses in the life insurance industry, fail within 2 years, and over 50% of them fail during the first 5 years. The purpose of this multiple case study was to identify and explore the strategies that life insurance brokerage owners use to sustain business operations beyond 5 years. Porter&rsquo;s 5 forces model served as the conceptual framework for exploring this subject matter. Owners of 3 separate small life insurance brokerage firms in Texas, who sustained their businesses beyond 5 years, participated
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5

Matela, Leah. "Economic contribution of Small Medium and Micro Enterprises (SMMEs) towards the development of tourism in rural areas of Butha-Buthe in Lesotho." Thesis, Cape Peninsula University of Technology, 2013. http://hdl.handle.net/20.500.11838/1789.

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Dissertation submitted in fulfilment of the requirements for the degree Master of Technology: Business Administration in Entrepreneurship in the Faculty of Business at the Cape Peninsula University of Technology 2013<br>Tourism is a fast growing industry and has the potential for poverty alleviation for rural persons. Butha-Buthe, being in a rural area of Lesotho, has magnificent scenery of mountains, attractions to be visited, and adventure activities to be done. However, tourism in Butha-Buthe is under-developed, and it is very important to identify tourism’s potential in this area and e
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6

Black, Lamont K. "Essays on small business lending." [Bloomington, Ind.] : Indiana University, 2007. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:3264326.

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Thesis (Ph.D.)--Indiana University, Dept. of Economics and Dept. of Finance, 2007.<br>Source: Dissertation Abstracts International, Volume: 68-05, Section: A, page: 2094. Advisers: Eric L. Leeper; Gregory F. Udell. "Title from dissertation home page (viewed Jan. 24, 2008)."
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7

Kasase, William K. "Business incubators in Zambia: A study of the impact on small business enterprises." Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/25098.

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This study tested the impact of Business Incubators (BI) in stimulating the growth of small to medium businesses in a Southern African country, Zambia. The study explores the existence, awareness, beliefs and experience in a sub Saharan context, identifying the key impact factors. The study was aimed at understanding whether the operation of business incubators would result in stimulating small to medium business enterprises the same way it does in the west. To achieve this, the study reviewed the existing literature on the subject matter and analysed the collected data using a questionnaire w
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8

Kouadio, Gbogbo Nina Marie-Laure. "Difficulties experienced by small businesses in accessing finance." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1018633.

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Small and Medium Enterprises (SMEs) significantly contribute to the growth of the economy and the employment sector. However, it is indicated that SMEs lack access to the financial products and services that are critical to their growth. Therefore, the primary objective of this study was to investigate the difficulties experienced by small businesses in accessing finance. An online questionnaire survey was considered an appropriate measurement method for this study. The targeted population of the study included all small businesses operating in the Nelson Mandela Bay Metropole. Thus, some 208
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9

Van, Do Thang. "Finance provision and small business sector in transition economy." Thesis, University of Nottingham, 2006. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.438506.

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10

Patraporn, R. Varisa. "Complex transactions race and relationships in small business finance /." Diss., Restricted to subscribing institutions, 2007. http://proquest.umi.com/pqdweb?did=1467887401&sid=1&Fmt=2&clientId=1564&RQT=309&VName=PQD.

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11

Montoriol, Garriga Judit. "Relationship lending and small business finance: empirical relationship lending and small business finance: empirical analysis of cost of capital, credit rationing, and firm performance." Doctoral thesis, Universitat Pompeu Fabra, 2006. http://hdl.handle.net/10803/7344.

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Aquesta tesis investiga les fonts de valor de la banca relacional per les empreses. Després d'un primer capítol introductori, el Capítol 2 revisa les contribucions més rellevants en la literatura de la banca relacional. El Capítol 3 adreça la pregunta si la banca relacional és compatible amb la competència bancària, usant dades d'una enquesta a petites empreses d'Estats Units. El resultat principal és que les tecnologies de banca relacional poden ser usades en les mercats bancaris més competitius sempre i quan les empreses es comprometin a demanar prestat de un sol banc. El Capítol 4 proposa u
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12

Bartz, Wiebke [Verfasser]. "Selected Essays on Small Business Economics and Finance / Wiebke Bartz." Frankfurt am Main : Frankfurt School of Finance & Management gGmbH, 2016. http://d-nb.info/1112149392/34.

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13

Musara, Mazanai. "The role played by business development services providers (BDSs) in improving access to finance by start-up SMEs in the Buffalo City Municipality." Thesis, University of Fort Hare, 2010. http://hdl.handle.net/10353/359.

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Small and medium enterprises (SMEs) are very important to employment creation, poverty alleviation and the sustainable economic development of a nation. Encouraging SMEs, especially start-ups is crucial for sustainable economic growth. However, the failure rate of start-up SMEs in South Africa is one of the highest in the world. In reviewing the literature of the causes of the failure of start-up SMEs, access to finance emerged as a prime challenge. Start-up SMEs find it very difficult to obtain external finance from commercial banks and venture capitalists. The national and provincial governm
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14

Griner, Charles H. "Small Construction Business Owners' Strategies for Employee Retention." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7871.

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Thirty-four percent of people in the United States of America work for businesses that employ fewer than 100 people. However, many small business owners lack the strategies necessary to retain their valuable employees. Businesses that fail to retain valuable employees are as much as 28% less efficient. The purpose of this qualitative multiple case study was to explore strategies small construction business owners use to retain their valuable employees. Contingency theory provided the conceptual framework. The participants were three owners of three small businesses in the construction industry
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15

Nwabueze, John Chidi. "Strategies to Sustain Small Accounting Businesses for Longer Than 5 Years." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7172.

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Small businesses represent over 99% of all United States businesses and are engines of economic growth and job creation. In 2018, the Small Business Administration estimated that a total of 30.2 million small businesses employed over 58.9 million workers. Small businesses are known to face significant challenges, and most fail within 5 years of startup. The purpose of this multiple case study was to explore strategies that owners of small accounting businesses used to sustain their organizations for longer than 5 years. The population in this study consisted of 5 owners of small accounting bus
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16

Chukwuma, Ike. "The Impacts of Credit on Small Business Financing in Florida." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4610.

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In the United States, small businesses represent 99.7% of firms that provide employment and account for over 50% of all private sector employment. Nevertheless, the rationing of small business borrowing is an indicative of acute credit constraints emanating from poverty, lack of collateral, lack of cosigners for bank loans, high administrative fees associated with processing credit loans, and information asymmetry along with other socioeconomic factors. In a 4-year study from 2004-2008, it was determined that small businesses suffer tremendously from credit rationing. The purpose of this study
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17

Kemp, John Morne. "The development of best practice guidelines that will assist small businesses planning." Thesis, Nelson Mandela Metropolitan University, 2009. http://hdl.handle.net/10948/d1016153.

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The research problem addressed in this study was to provide a planning guideline for Small, Medium and Micro Enterprises (SMME’s) to assist them to plan more effectively and be sustainable in their businesses. A guideline for planning is needed, as planning is one of the most difficult activities a business owner needs to undertake. Yet it is essential to do because, before taking action, you must know where you are going and how to get there. Well-developed plans can assist the business owner to interest banks and/or investors to invest in the business, guide the owner in operating the busine
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18

Canales, Rodrigo (Rodrigo J. ). "From ideals to institutions : institutional entrepreneurship in Mexican small business finance." Thesis, Massachusetts Institute of Technology, 2008. http://hdl.handle.net/1721.1/44810.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Sloan School of Management, 2008.<br>"June 2008."<br>Includes bibliographical references.<br>Through a combination of in-depth research and unique loan-level data, this dissertation explores the mechanisms of intentional institutional change. It argues that current accounts of institutions and institutional change require but do not provide a systematic understanding of the role of individuals in processes of change. It then uses two in-depth case studies to explore the mechanisms through which individuals can initiate institutional chang
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19

Cohen, Melissa. "Crowdfunding as a Financing Resource for Small Businesses." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/3757.

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Although small businesses borrowed $1 trillion in 2013 from traditional lenders, 35% of small business owners were unable to obtain adequate financing and subsequently sought alternative sources such as crowdfunding. Guided by the pecking order theory, the purpose of this exploratory case study was to explore how 6 small business owners in Tennessee successfully used crowdfunding to start, grow, or sustain their businesses. Data were collected from semistructured interviews and a review of crowdfunding project data on the internet platform including the project description, target goal, amount
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20

Hill, Denys Alan. "A chaos related investigation into small manufacturing business financial decision-making dynamics." Thesis, University of Warwick, 1999. http://wrap.warwick.ac.uk/4383/.

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Despite the fact that small manufacturing businesses are still the core of manufacturing in the UK very little is known about their financial dynamics. This thesis investigates these activities from a chaos and chaos theory related standpoint. Since chaos treats dynamic situations, and businesses are intrinsically dynamic, a reasonable expectation is that the one is relevant to the other. However as the research progressed, into detailed appraisals, it became evident that initial, optimistic expectations regarding their relevance were ill-founded. Therefore a conclusion is reached that chaos a
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21

Schofield, Robin Marie. "Relationship Between Bootstrap Financing, Number of Employees, and Small Business Success." ScholarWorks, 2015. https://scholarworks.waldenu.edu/dissertations/471.

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Small business entrepreneurs face high failure rates, yet the success of local, state, and national economies relies on the success of small business. With a lack of capital commonly cited as a reason for failure, entrepreneurs must find ways to predict business survival. Grounded in pecking order and enactment theory, the purpose of this correlational study was to examine the efficacy of bootstrap financing and numbers of employees in predicting business survival, measured by the business age. The research question was answered by using a predictive correlational quantitative research method
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22

Basch, Richard. "Capitalization Strategies for Small Business Sustainability." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4500.

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Over the past 15 years, privately held small businesses generated nearly two-thirds of the net job growth in the United States, yet much of what scholars know regarding the capitalization challenges faced by small businesses is limited to data from large corporations. In 2013 alone, business bankruptcies numbered 33,212, and each year approximately 10% to 12% of U.S. small businesses close. Ineffective capitalization strategies coupled with a limited understanding of funding options frequently results in unsustainable business practices. In this multiple case study, the capital budgeting theor
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23

Derrocks, Velda Charmaine. "Credit risk management in development finance institutions and SMME sustainability." Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/14862.

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Small, Medium and Micro Enterprises (SMMEs) make a significant contribution to the South African Economy. Regardless of size, these businesses have the ability to create employment, make a generous contribution to tax collections, uplift communities and serve as a beacon of hope for those trapped in the cycle of poverty and unemployment. However, SMMEs lack access to much-needed financial resources that are critical for their growth. Development Finance Institutions (DFIs) aim to bridge the gap between the SMME’s financial needs and the development of the respective SMME businesses, by providi
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24

Zhang, Song. "Impacts of relationship banking and capital market concentration on small business finance." Thesis, University of Surrey, 2016. http://epubs.surrey.ac.uk/811005/.

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Small business is important to U.S. economy. However, they are difficult to obtain external finance. Since 1990s, deregulations happened in the U.S. banking market and affected small business finance greatly. Relationship banking is an effective lending technology for small business finance. Therefore, this thesis aims to investigate the nature of relationship banking and its impacts by using the data from U.S. Survey of Small Business Finances 1993, 1998 and 2003. The survey is led by U.S. Federal Reserve Board and it is representative and comprehensive for U.S. small business finance. The th
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25

NWABUEZE, SCHOLASTICA. "Strategies for Small Energy Consulting Business Survivability." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7173.

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Small businesses are critical to economic development. Small businesses create job opportunities and training and innovative products and services, but they encounter significant challenges and many fail in the first 7 years due to lack of sustainable strategies. The purpose of this single case study was to explore strategies owners used to sustain small energy consulting businesses for longer than 7 years. The population in this study consisted of 5 senior executives of a small energy consulting firm in the Washington, DC, metropolitan area. The conceptual framework for the study was the tran
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26

Mitchell, Mark Anthony. "Small Service Business Strategies to Win Open Federal Competitive Contracts." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7316.

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Despite policies for U.S. federal agencies to use open competitive procedures that increase small business participation in federal contracting, some small businesses do not win open competitive federal contracts. The purpose of this multiple case study was to explore the strategies some leaders of small businesses in the service industry have used to win open competitive U.S. federal contracts. The conceptual framework for this study was agency theory. The participants in this study were 6 leaders of small businesses in the state of Washington who successfully implemented strategies to win op
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27

Babalola, Oluwanifesimi Omolade. "Development finance in small and medium enterprises in Matjhabeng Municipality." Thesis, Nelson Mandela Metropolitan University, 2014. http://hdl.handle.net/10948/d1020215.

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It has been generally accepted within the developed and developing countries of the world that SMES contributes significantly to employment creation as the world population increases and that it also contributes to the economic growth of the areas they are situated in. Finance is the blood (life) of any business, for a business to be successful it needs steady successful access to funds and post financial support which leads to actualization of ideas, leads to investment and expansion, improves access to market amongst others. This is why the impact of development finance can never be over emp
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Abor, Joshua. "Capital structure and financing of SMEs : empirical evidence from Ghana and South Africa." Thesis, Stellenbosch : Stellenbosch University, 2007. http://hdl.handle.net/10019.1/21522.

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Dissertation (PhD)--University of Stellenbosch, 2007.<br>ENGLISH ABSTRACT: This thesis is made of stand-alone essays on the capital structure and financing of Small and Medium Enterprises (SMEs) in Ghana and South Africa. Chapter Two reviews issues on SME development in Ghana and South Africa. Chapter Three compares the capital structures of large, quoted firms and SMEs in Ghana. The results show that quoted firms exhibit higher debt ratios than those of SMEs. The results suggest that age, size, asset structure, and profitability of the firm affect the capital structures of quoted firms a
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Mathe, Thabelang. "Deriving value from IT investments within botique hotels: a Buffalo City case study." Thesis, University of Fort Hare, 2009. http://hdl.handle.net/10353/d1000975.

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Even though many organizations invest in IT, the value that IT is expected to contribute is still not clearly understood. Researchers agree that IT has become a crucial element to business operations and business existence. However, while there is continued investment in new information technologies and systems, organizations are not certain whether significant value is derived from IT investments. The failure to realize good return on IT investments is ascribed to a lack of understanding of IT by organizations and also the failure by organizations to align IT strategies with business strategi
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Wallace, Thomas Henry. "Capital constraints to the acquisition of new technology by small business in high technology industries." Thesis, Georgia Institute of Technology, 1985. http://hdl.handle.net/1853/30347.

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31

Arubayi, Odamaro Damis Feyisayo. "An evaluation study of technoserve's small business training probramme in Swaziland." Thesis, Stellenbosch : University of Stellenbosch, 2010. http://hdl.handle.net/10019.1/6432.

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Mbundwini, Gracious Nomfuneko. "Complexities of accessing finance from government institutions and its agencies." Thesis, Nelson Mandela Metropolitan University, 2016. http://hdl.handle.net/10948/11772.

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Purpose: with the recent establishment of Small Business Development department, the ministry is tasked and will be responsible for ensuring that the business environment is enabling for new Small to Medium businesses. The real issue and the point of interest in researching this particular dissertation is the available literature around the issue of the SME sector which indicates that new SMEs in South Africa do not move from the first stage (existence) to other stages such as survival, success, take off and resource maturity. The study seeks to inaugurate two specific challenges (difficulties
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33

Tabot, Enow Samuel. "The working-capital management practices of small medium and micro enterprises in the Cape Metropole." Thesis, Cape Peninisula University of Technology, 2015. http://hdl.handle.net/20.500.11838/2064.

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Thesis (MTech (Cost and Management Accounting))--Cape Peninsula University of Technology, 2015.<br>The broad aim of this research was to investigate the working-capital management practices of Small Medium and Micro Enterprises (SMMEs) in the Cape Metropole. The study was motivated by a lack of research on the workingcapital management practices of SMMEs. Data was collected by means of a questionnaire that comprised closed-ended questions. The findings of the study indicate that most SMMEs manage their cash effectively; however only a minority hold cash for speculative purpose, invest their
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Nel, Bernardus Gerhardus. "Die oorweging van die lewensvatbaarheid van 'n kleinsake-onderneming in die praktyk : 'n konsepsuele model." Thesis, Stellenbosch : University of Stellenbosch, 1994. http://hdl.handle.net/10019.1/8581.

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Thesis (MBA)--University of Stellenbosch, 1994.<br>ENGLISH ABSTRACT: This research attempts to give an alternative conceptual model according to which potential small business owners should construct market and financial viability studies for proposed new small enterprises. A study was made of the theoretical requirements prescribed for market and financial viability. This theoretical requirements were compared to the extent in which data is presented in practice to financial institutions to meet their own viability requirements. Primary data was collected from the subsidiary companies o
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Alhabashi, Khaled. "Financing for small and medium enterprises : the role of Islamic financial institutions in Kuwait." Thesis, University of Gloucestershire, 2015. http://eprints.glos.ac.uk/3428/.

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Small and medium enterprises (SMEs) play a vital role in the growth of the economy and have become a major concern for government and policy makers in developed, as well as in developing countries. Given the stated importance of SMEs in generating economic growth in Kuwait, it is essential that SMEs have access to sources of finance. However, access to finance is one of the major constraints to SME development, and is frequently mentioned in the entrepreneurship literature. This study aims to evaluate how Islamic financial institutions can support SMEs in Kuwait. The study adopts a qualitative
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36

Jakes, Lyndabelle. "Success Strategies of Small Business Owners." ScholarWorks, 2018. https://scholarworks.waldenu.edu/dissertations/4967.

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In the United States, 20% of newly established small businesses, including small businesses in the life insurance industry, fail within 2 years, and over 50% of them fail during the first 5 years. The purpose of this multiple case study was to identify and explore the strategies that life insurance brokerage owners use to sustain business operations beyond 5 years. Porter's 5 forces model served as the conceptual framework for exploring this subject matter. Owners of 3 separate small life insurance brokerage firms in Texas, who sustained their businesses beyond 5 years, participated in semistr
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Feakins, Melanie. "Access to capital for small and medium-sized enterprises in Poland : banks, decision and economic development in post-socialism." Thesis, University of Oxford, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.273159.

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Guy, Tywon. "Strategies to Improve Small Business Sustainability." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/7386.

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Small businesses are considered the backbone of the U.S. economy with significant contributions in the areas of job creation and economic development. However, 79% of small businesses fail within the first 5 years. This multiple case study aimed to explore strategies and knowledge of resources that owners of small businesses used to sustain business operations for longer than the first 5 years. The population included 5 minority owners of small businesses in Texas. Chaos theory formed the conceptual framework. The data collection process included semistructured interviews, member checks, field
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Yang, Jun. "Essays on Corporate Finance and Banking." Thesis, Boston College, 2018. http://hdl.handle.net/2345/bc-ir:108023.

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Thesis advisor: Philip E. Strahan<br>In the first essay of this dissertation, I study the information synergies between deposit-taking and lending activities of large banks. I use the influx of Chinese international students into US universities to identify a local deposit shock. I find that banks that are more exposed to this shock increase their local credit supply in small business loans, but not mortgages. The results support the notion that deposit can be informative: it conveys signals about local economic activities. Such information affects banks expectation about future local demand a
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HoJun, Ji. "Financial Vulnerability of Small Business Owner-Manager Households." The Ohio State University, 2012. http://rave.ohiolink.edu/etdc/view?acc_num=osu1343612456.

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Mynhardt, Tertius Mader. "A lifeline for Small Business in South Africa: An evaluation of section 12J, Venture Capital Incentives." Master's thesis, Faculty of Commerce, 2021. http://hdl.handle.net/11427/32927.

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This dissertation seeks to answer two questions. In the main it aims to answer does the section 12J venture capital incentive advance government's original stated intention of incentivizing the provision of equity funds to the SME sector. Based on the outcome of the primary research question the secondary question seeks to answer whether section 12J should be extended beyond 2021. In seeking to answer these questions the dissertation critically evaluates the section 12J legislation, researches the venture capital industry in South Africa including section 12J venture capital companies and inve
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Maritz, Anna-marie. "Development of a critical success factor assessment for small organisations." Thesis, Stellenbosch : Stellenbosch University, 2001. http://hdl.handle.net/10019.1/49694.

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Thesis (MBA)--Stellenbosch University, 2001<br>ENGLISH ABSTRACT: Small businesses are the traditional source of local and national economic growth. Small businesses in South Africa absorb almost half the people formally employed in the private sector and contribute nearly thirty seven percent to the country's gross domestic product. Unfortunately small businesses also have the reputation of a high failure rate some literature quote figures as high as sixty six percent of all small businesses within the first six years of their existence. An Australian survey indicated that nearly sixty
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Shallow, Kishore Nalin. "Strategies for Effective Financial Management in Vincentian Small Businesses." ScholarWorks, 2017. https://scholarworks.waldenu.edu/dissertations/4174.

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The lack of strategies for effective financial management has been an impediment to the survival and growth of many small businesses in Saint Vincent (St. Vincent), an island in the Caribbean. Inadequate adoption of strategies by small business owners is a prime contributing factor to small business failure. The purpose of this research was to identify strategies that small business owners use for effective financial management. Institutional theory served as the conceptual framework for this multiple case study. Participants consisted of 4 St. Vincent small business owners who had demonstrate
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Olorunshola, Yemisi Christianah. "Small Business Sustainability Strategies in the Maritime Industry in Lagos, Nigeria." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6933.

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Small business enterprises (SBEs) are major contributors to national job creation and employment, but small businesses face a myriad of challenges which lead to their failure before 5 years of operation. Some small business owners lack the skills to create strategies that will lead to long term business survival. Porter'€™s 5 forces competition was used as the conceptual framework for this multiple case study. The purpose of the study was to explore the strategies Nigerian SBEs use to sustain their first 5 years of operation. Semistructured interviews served to collect data from the chief exec
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Musengi, Sandra. "The role of bank finance in small firm growth : a case study." Thesis, Rhodes University, 2003. http://eprints.ru.ac.za/2317/1/MUSENGI-MCom-TR03-75.pdf.

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Anamege, Tony Emeka. "Capital Financing Strategies of Small-Scale Contractors in Nigeria." ScholarWorks, 2019. https://scholarworks.waldenu.edu/dissertations/6391.

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Small-scale contractors in Nigeria, as small business owners, face challenges accessing external sources of capital financing. Inadequate sources of working capital is one of the major reasons for poor business performance and failure. A multiple case study approach was used in this study to explore how small-scale contractors obtained capital financing to grow their businesses. The study population included small-scale contractors in the construction industry in Nigeria. Credit rationing model was chosen as the conceptual framework for the study. Semistructured interviews were used to collect
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47

Gorman, Gary G. "Lending to knowledge-based businesses in Newfoundland and Labrador." Thesis, University of Stirling, 2002. http://hdl.handle.net/1893/2639.

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Knowledge-based businesses (KBBs) have the potential to make a significant contribution to peripheral regions with marginal economies, such as Newfoundland and Labrador. However, traditional lending approaches generally emphasize tangible collateral and historical performance. As a result, new knowledge-based firms, whose assets are primarily intangible, experience difficulty with access to financing. Financial institutions have responded by implementing specialized approaches to address the needs of KBBs. This exploratory study is designed to increase our understanding of institutional lendin
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48

Ma, Io Leong. "A study on small business planning : residential home care for elderly in Macao." Thesis, University of Macau, 2003. http://umaclib3.umac.mo/record=b1636245.

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49

Salaberrios, Ivan Justin. "The Effects of Using Invoice Factoring to Fund a Small Business." Thesis, Walden University, 2016. http://pqdtopen.proquest.com/#viewpdf?dispub=10006985.

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<p> Small business owners often do not possess the financial literacy to implement invoice factoring to fund their business. Despite that lack of knowledge, an increasing number of small business owners are using invoice factoring as their primary source of funding. Guided by a systems thinking approach, the purpose of this exploratory multiple case study was to understand the effect of invoice factoring of 5 small business owners, 5 small business finance managers, and 5 factoring program managers, all of whom managed factoring programs and technical services companies with less than $3 mill
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50

Bekker, Jakobus Petrus. "The execution of the financial management function in small to medium-sized building contractors as a means of promoting business sustainability." Thesis, University of Port Elizabeth, 2004. http://hdl.handle.net/10948/336.

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The objective of this study was to investigate the extent to which small to medium-sized building contractors beneficially utilise the financial management function in their enterprises to improve and ensure business sustainability. Financial management focuses on the principles of decision-making, which requires action, without perfect knowledge of the outcome. To effectively execute the financial function, using the primary inputs in decision-making, financial management requires the ability to: understand and interpret financial statements and reports; make reasoned and objective decisions
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