Academic literature on the topic 'Smart Card Payments'

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Journal articles on the topic "Smart Card Payments"

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Arunkumar, Paramasivan. "Smart Cards in a Smart World: How AI is Innovating Card Payments." INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH AND CREATIVE TECHNOLOGY 5, no. 6 (2019): 1–10. https://doi.org/10.5281/zenodo.14551632.

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The integration of artificial intelligence (AI) into card payment systems is revolutionizing the way transactions are conducted and managed. With innovations such as contactless technologies and biometric verification, AI is enhancing both the speed and security of card payments. AI-driven systems enable real-time transaction monitoring, providing advanced fraud detection capabilities by analyzing transaction patterns and identifying deviation before fraudulent activity occurs. Furthermore, predictive analytics allows for better transaction management by forecasting spending behaviors, offerin
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Newman, Simon, and Gavin Sutter. "Electronic Payments — The Smart Card." Computer Law & Security Review 18, no. 4 (2002): 235–40. http://dx.doi.org/10.1016/s0267-3649(02)00702-1.

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Newman, Simon, and Gavin Sutter. "Electronic Payments — The Smart Card." Computer Law & Security Review 18, no. 5 (2002): 307–13. http://dx.doi.org/10.1016/s0267-3649(02)00902-0.

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Hautain, Dominique, and Bernard Van der Lande. "Belgian banks launch debit smart card payments." Card Technology Today 12, no. 2 (2000): 3–4. http://dx.doi.org/10.1016/s0965-2590(00)02005-3.

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Parinduri, Ikhsan. "PROTOTYPE KARTU PINTAR KAMAR TIDUR MENGGUNAKAN SENSOR INFRARED DAN PHOTODIODA BERBASIS ARDUINO UNO." JURNAL TEKNOLOGI INFORMASI 1, no. 1 (2017): 101. http://dx.doi.org/10.36294/jurti.v1i1.110.

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Abstract - Smart cards, physically, are plastic cards the size of a credit card that can be filled with data for various purposes. A number of smart card uses include electronic cash payments, attendance systems, train and bus ticket subscription cards, toll road payments, and others. Smart Card Design for bedrooms using photodiode sensors and Arduino Uno based infrared sensors have succeeded well according to the procedure. The work system of the bedroom smart card series is very useful for efficient use of electricity in the household. The working system of photodiode sensors and infrared se
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Pandey, Kartikey, Ujjwal Tiwary, and Manikesh Jha. "Automated Petrol Dispensing System with Smart Card and RFID Integration." Spectrum of Emerging Sciences 4, no. 1 (2024): 59–62. http://dx.doi.org/10.55878/ses2024-4-1-11.

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Today, the majority of petrol stations employ microcontrollers to manage the pump operations, display controls, and flow measurement, but human interaction is still needed for payment collection. This project aims to automate the petrol dispensing process, eliminating the need for workers to handle payments. Users are provided with a rechargeable smart petrol card, which allows them to access petrol. When the card is placed in the reader, the microcontroller reads the data and prompts the user to enter the required liters of petrol on an LCD screen via a keypad. The system checks the card bala
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Fuada, Syifaul, Akhmad Alfaruq, and Trio Adiono. "A Portable Electronic Transaction Device Based on Dual Interface Smart Card." International Journal of Online and Biomedical Engineering (iJOE) 16, no. 03 (2020): 27. http://dx.doi.org/10.3991/ijoe.v16i03.11639.

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<p class="0abstract">In recent years, electronic money facilities are increasingly diverse. It may replace conventional payments. The use of physical money can be diminished by utilizing digital money, which is realized by smartphone apps, bar codes, smart cards, and so on. The types of smart cards used also vary, and it can be divided into two methods, i.e., with contacts and without contact. In this work, we develop electronic transaction devices using dual interfaces: contact and contactless smart cards. As computational processing, we employ the Raspberry Pi 3 Model 3. It has a high
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Areni, Intan Sari, Elyas Palantei, Ansar Suyuti, et al. "Pengembangan dan Implementasi Smart Campus Berbasis Smart Card Di Institut Agama Islam Negeri Bone." JURNAL TEPAT : Applied Technology Journal for Community Engagement and Services 2, no. 1 (2019): 1–7. http://dx.doi.org/10.25042/jurnal_tepat.v2i1.51.

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The purpose of this service is to develop and implement Smart Card-based Smart Campus at the State Islamic Institute (IAIN) Bone. This application platform was developed using the standard Indonesian Smart Card Consortium (KSCI) with a smart card and reader chipset from PT Xirka Silicon Technology and PT. INTI. This application serves to receive, process, and visually display data sent by a card reader. Processing this data is very necessary so that the data collected can be used to facilitate the campus in recording student data electronically and use it for various campus interests. In addit
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Slepova, Oksana. "Security and Privacy of Mobile Payments." NBI Technologies, no. 3 (February 2020): 25–30. http://dx.doi.org/10.15688/nbit.jvolsu.2019.3.4.

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The latest smartphones make life easier for their customers. Mobile banking in smartphones is no longer news, but users are just getting used to the opportunity to pay for a purchase by touching the gadget to the terminal using the contactless payment technology. Going into the digital world is fraught with the illusion of security: a smart gadget stands up for itself. But this is true only partly – security depends primarily on the behavior of the user. Therefore, no matter what financial applications are installed on your smartphone, you first need to master the safety technique of mobile pa
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Umamageswari K, Sowndarya S, JuvaireeyaBanu K, Fazima K, and AthiyaNaurin M. "Smart Card-Based Ticketing with Application for Bus Transport." International Research Journal on Advanced Engineering and Management (IRJAEM) 3, no. 04 (2025): 1278–85. https://doi.org/10.47392/irjaem.2025.0209.

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Manual ticketing is becoming less effective due to urbanization and the growing demand for public transportation. This concept introduces a cashless, automated fare collection system that utilizes smartphone apps and AI-powered smart cards. By integrating smart sensors, GPS tracking, and real-time monitoring, the system enhances both efficiency and security. Automated entry and exit systems help reduce congestion and minimize boarding times. Additionally, a dynamic fare adjustment mechanism ensures fair pricing based on travel distance. For passengers without smart cards, QR-based mobile ticke
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Dissertations / Theses on the topic "Smart Card Payments"

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陳詠儀 and Wing-yi Chan. "The smart card technology in the financial services." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B31268596.

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Chan, Wing-yi. "The smart card technology in the financial services /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19877183.

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Seaborn, Catherine Whitney. "Application of Smart Card fare payment data to bus network planning in London, UK." Thesis, Massachusetts Institute of Technology, 2008. http://hdl.handle.net/1721.1/44370.

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Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning; and, (S.M. in Transportation)--Massachusetts Institute of Technology, Dept. of Civil and Environmental Engineering, 2008.<br>Includes bibliographical references (p. 131-133).<br>This research contributes to an emerging body of literature on the application of smart card data to public transportation planning. It also addresses interchange planning, a key component of public transportation network planning that has lately received renewed interest as evidenced by planning literature on integrated and in
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Uhlenbrock, Jens [Verfasser]. "Pricing And Regulation In Multi-sided Markets - Implications for Payment Card Networks And Smart Metering / Jens Uhlenbrock." Kiel, 2012. http://d-nb.info/1221618121/34.

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See-to, Wing Kuen. "Business impact of IT on firms and vendors : selected studies on computing technologies and electronic micro-payment system /." View abstract or full-text, 2005. http://library.ust.hk/cgi/db/thesis.pl?ISMT%202005%20SEETO.

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Flégl, Jan. "Systémy platebních karet." Master's thesis, Vysoké učení technické v Brně. Fakulta elektrotechniky a komunikačních technologií, 2011. http://www.nusl.cz/ntk/nusl-218955.

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The work is about payment card systems. We’d like to describe infrastructure of credit cards, ATMs, POS terminals , focusing on the EMV standard. In theoretical part we will be introduced with the history and development of credit cards, ATMs and POS terminals. Then we focus on a detailed description of payments terminals and possibilities of payment via the Internet. The most extensive theoretical part deals width EMV standard. In practical part we will make our own program, which authenticates the user based on his credit card and it will allow the user to login in the system. Source codes o
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Motizuki, Wilson Satoro. "Modelo de transporte público proposto para as cidades de pequeno porte." Universidade de São Paulo, 2002. http://www.teses.usp.br/teses/disponiveis/18/18137/tde-11072017-111532/.

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Neste trabalho é proposto um modelo de sistema de transporte público coletivo para as cidades de pequeno porte (população até 100 mil habitantes), bem como mostrado a viabilidade do modelo através de considerações teóricas e dos resultados obtidos sua implantação na cidade de Matão. A dissertação é composta dos seguintes principais tópicos: considerações gerais visando à contextualização do trabalho, conceitos básicos relevantes sobre sistemas de transporte público coletivo urbano, breve discussão sobre a questão da qualidade e a eficiência no transporte público urbano, descrição das principai
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Chen, Shih-Yuan, and 陳士元. "A Smart Card Based Person-to-Person Micro-payment System." Thesis, 2002. http://ndltd.ncl.edu.tw/handle/29395069456915839613.

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碩士<br>國立中央大學<br>資訊管理研究所<br>90<br>For the prevalence of Internet , the Electronic Commerce is toward a wide range of application and the cost of information transmission is much lower. For the processing of electronic payment, there have been many solutions and products, such as Millicent , Ecash…ect. How do we know about and provide the implement of related information technology and tools for the processing of person-to-person payment in the network just like the personal usage of money in the real life? This article explains the current person-to-person small payment mechanism in the Interne
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Lu, Yi-mei, and 呂怡玫. "A Novel Infrastructure of Micro-payment System with Smart Card." Thesis, 2008. http://ndltd.ncl.edu.tw/handle/46916852648154132352.

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碩士<br>國立中正大學<br>資訊管理所<br>96<br>Because the development of electronic commerce, many electronic payment systems have been proposed. Nowadays companies provide digital contents or Internet services by charging only small amount of money (e.g., few cents or less than one dollar). This type of transactions is called micro-payment. Electronic cash system is suitable to use in such transaction because of electronic coin is designed to pay small amount of payment. This study not only considers security in payment procedure but also about storage security. The proposed micro-payment system is base
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Wang, Che-Wen, and 王哲玟. "Off-line Electronic Cash Payment System Based on Smart Card." Thesis, 2002. http://ndltd.ncl.edu.tw/handle/74665992541422369594.

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碩士<br>元智大學<br>資訊工程學系<br>90<br>We propose a payment system based on electronic cash payment system that can offline transactio,avoid double spending immediately,transfer e-cash to other,transfer encrypted data safely to other and store privated data safely in smart card.Our system is different from proposed payment systems.it is very sample and safe. In our system,we store private data and encryp/decrypte data in smart card.When merchant get e-cash from user,merchant don’t need send bank then.Merchant can validate e-cash himself and can reduce bank’s load,communication time delay.Usi
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Books on the topic "Smart Card Payments"

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Bushnell, William R. Smart cards for transit: Multi-use remotely interrogated stored-data cards for fare and toll payment. Federal Transit Administration, 1995.

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Hassler, Vesna, Martin Manninger, Mikhail Gordeev, and Christoph Muller. Java Card for E-Payment Applications. Artech House Publishers, 2002.

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Multipurpose transit payment media. National Academy Press, 1998.

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Furche, Andreas, and Graham Wrightson. Computer Money: A Systematic Overview of Electronic Payment Systems. Morgan Kaufmann Pub, 1996.

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Monk, J. Thomas, Peter Harrop, Henri N. Dreifus, and Kenneth Ayer. E-Banking: Smart Cards, Electronic Money and Other Leading Edge Transaction and Payment Systems. Probus Professional Pub, 1996.

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Book chapters on the topic "Smart Card Payments"

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Tseng, Jimmy C. "What Is SMART about Credit Card Payments?" In Smart Business Networks. Springer Berlin Heidelberg, 2005. http://dx.doi.org/10.1007/3-540-26694-1_26.

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Basin, David, Xenia Hofmeier, Ralf Sasse, and Jorge Toro-Pozo. "Getting Chip Card Payments Right." In Lecture Notes in Computer Science. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-71162-6_2.

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AbstractEMV is the international protocol standard for smart card payments and is used in billions of payment cards worldwide. Despite the standard’s advertised security, various issues have been previously uncovered, deriving from logical flaws that are hard to spot in EMV’s lengthy and complex specification. We have formalized various models of EMV in Tamarin, a symbolic model checker for cryptographic protocols. Tamarin was extremely effective in finding critical flaws, both known and new, and in many cases exploitable on actual cards. We report on these past problems as well as followup wo
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Kou, Weidong, Simpson Poon, and Edwin M. Knorr. "Smart Cards and Applications." In Payment Technologies for E-Commerce. Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/978-3-662-05322-5_5.

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Henniger, Olaf, and Dimitar Nikolov. "Extending EMV Payment Smart Cards with Biometric On-Card Verification." In Policies and Research in Identity Management. Springer Berlin Heidelberg, 2013. http://dx.doi.org/10.1007/978-3-642-37282-7_12.

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Chan, Pui-Nang, Samuel T. Chanson, Ricci Ieong, and James Pang. "Smart Card Payment over Internet with Privacy Protection." In Lecture Notes in Computer Science. Springer Berlin Heidelberg, 2000. http://dx.doi.org/10.1007/10721064_8.

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Yamamoto, Hideo, Tetsutaro Kobayashi, Masahiro Morita, and Ryuji Yamada. "Public-Key-Based High-Speed Payment (Electronic Money) System Using Contact-Less Smart Cards." In Smart Card Programming and Security. Springer Berlin Heidelberg, 2001. http://dx.doi.org/10.1007/3-540-45418-7_21.

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Lee, Hyung-Woo, Im-Yeong Lee, and Dong-iK Oh. "Smart Card Based Mobile Payment with Fairness Revocation Mechanism." In E-Commerce and Web Technologies. Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/978-3-540-45229-4_7.

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Meister, Gisela, and Michael Vogel. "Protection Profiles and Generic Security Targets for Smart Cards as Secure Signature Creation Devices-Existing Solutions for the Payment Sector." In Smart Card Programming and Security. Springer Berlin Heidelberg, 2001. http://dx.doi.org/10.1007/3-540-45418-7_15.

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Jürjens, Jan. "Modelling Audit Security for Smart-Card Payment Schemes with UML-Sec." In IFIP Advances in Information and Communication Technology. Springer US, 2001. http://dx.doi.org/10.1007/0-306-46998-7_7.

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Vaghela, Ravirajsinh S., Kalpesh Popat, Vishalsinh Gohil, Bansi Chavda, and Parag Shukla. "Secure and Immutable Payment Algorithm Using Smart Cards and Hyperledger Blockchain." In Advancements in Smart Computing and Information Security. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-59107-5_23.

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Conference papers on the topic "Smart Card Payments"

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Bursuc, Sergiu, Ross Horne, Sjouke Mauw, and Semen Yurkov. "Provably Unlinkable Smart Card-based Payments." In CCS '23: ACM SIGSAC Conference on Computer and Communications Security. ACM, 2023. http://dx.doi.org/10.1145/3576915.3623109.

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A, Damodar Reddy, Sharika R, Avinash P, Nagendra VV, Naresh S, and Sunil kumar M. "Smart Shopping Trolley Based on RFID." In Sri Venkatesa Perumal College of Engineering and Technology. International Journal of Advanced Trends in Engineering and Management, 2024. http://dx.doi.org/10.59544/uqgc7055/svpcet24p15.

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To overcome the drawbacks a novel system has been proposed to reduce queue in the departmental stores and also to help the customer to find the product. Project work aim to assist the customer by not only reducing the queue in billing but also in the payment area by providing payment options in cart using card. Each product will have a passive radio frequency ID tag which represents the unique electronic product code. Thus, the electronic product the information about the product details (i.e.) name and price
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Simpson, M. C. S. "Smart Power; a smart card electricity payment system." In IEE Colloquium on UK Electricity Prepayment Systems. IEE, 1996. http://dx.doi.org/10.1049/ic:19960288.

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Patel, Yatri, Niti Chovatia, and Hargeet Kaur. "Securing Payment Transactions: A Comprehensive Review of Smart Cards and Contactless Payments with Cryptographic Methods." In 2024 11th International Conference on Computing for Sustainable Global Development (INDIACom). IEEE, 2024. http://dx.doi.org/10.23919/indiacom61295.2024.10498568.

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Ahmad, Zubair, Akram M. Zeki, and Akeem Olowolayemo. "Security Failures in EMV Smart Card Payment Systems." In 2016 6th International Conference on Information and Communication Technology for The Muslim World (ICT4M). IEEE, 2016. http://dx.doi.org/10.1109/ict4m.2016.056.

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Dandash, O., X. Wu, and P. D. Le. "Wireless Internet payment system using smart cards." In International Conference on Information Technology: Coding and Computing (ITCC'05) - Volume II. IEEE, 2005. http://dx.doi.org/10.1109/itcc.2005.298.

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Kumar, J. N. V. R. Swarup, Bhargavi K, Likhitha G, Chaitanya Ch, Nishitha K, and Tejaswi K. "IoT Based Smart Shopping Cart Integrated with Payment Gateway." In 2024 International Conference on Recent Advances in Electrical, Electronics, Ubiquitous Communication, and Computational Intelligence (RAEEUCCI). IEEE, 2024. http://dx.doi.org/10.1109/raeeucci61380.2024.10547971.

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R, Bakiya Lakshmi, Hardhik Sharma, Jagruti Mule, and Swapnanil Sinha. "Design and development of a smart ID card based payment cum access system." In 2022 International Interdisciplinary Humanitarian Conference for Sustainability (IIHC). IEEE, 2022. http://dx.doi.org/10.1109/iihc55949.2022.10060606.

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Zhang, Ling, Jian Ping Yin, and Yu Bin Zhan. "An Anonymous Digital Cash and Fair Payment Protocol Utilizing Smart Card in Mobile Environments." In Proceedings Fifth International Conference on Grid and Cooperative Computing. GCC 2006 - Workshops. IEEE, 2006. http://dx.doi.org/10.1109/gccw.2006.18.

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Courtois, Nicolas T., Daniel Hulme, Kumail Hussain, Jerzy A. Gawinecki, and Marek Grajek. "On Bad Randomness and Cloning of Contactless Payment and Building Smart Cards." In 2013 IEEE CS Security and Privacy Workshops (SPW2013). IEEE, 2013. http://dx.doi.org/10.1109/spw.2013.29.

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Reports on the topic "Smart Card Payments"

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Financial Infrastructure Report 2023. Banco de la República, 2023. http://dx.doi.org/10.32468/rept-sist-pag.eng.2023.

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Introduction The Financial Infrastructure Report is a product of Banco de la República’s (Banrep) continuous efforts to scrutinize financial market infrastructures (FMIs) in Colombia, besides being a contribution to analyzing and monitoring the country’s financial stability. If FMIs are not managed properly, they can pose significant risks to the financial system and be a possible source of contagion, especially in periods of market stress. The domestic financial infrastructure during 2022 was safe and efficient, allowing the payment system and financial markets to operate normally, which lent
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