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Journal articles on the topic 'Smart Card Payments'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Arunkumar, Paramasivan. "Smart Cards in a Smart World: How AI is Innovating Card Payments." INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH AND CREATIVE TECHNOLOGY 5, no. 6 (2019): 1–10. https://doi.org/10.5281/zenodo.14551632.

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The integration of artificial intelligence (AI) into card payment systems is revolutionizing the way transactions are conducted and managed. With innovations such as contactless technologies and biometric verification, AI is enhancing both the speed and security of card payments. AI-driven systems enable real-time transaction monitoring, providing advanced fraud detection capabilities by analyzing transaction patterns and identifying deviation before fraudulent activity occurs. Furthermore, predictive analytics allows for better transaction management by forecasting spending behaviors, offerin

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2

Newman, Simon, and Gavin Sutter. "Electronic Payments — The Smart Card." Computer Law & Security Review 18, no. 4 (2002): 235–40. http://dx.doi.org/10.1016/s0267-3649(02)00702-1.

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Newman, Simon, and Gavin Sutter. "Electronic Payments — The Smart Card." Computer Law & Security Review 18, no. 5 (2002): 307–13. http://dx.doi.org/10.1016/s0267-3649(02)00902-0.

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4

Hautain, Dominique, and Bernard Van der Lande. "Belgian banks launch debit smart card payments." Card Technology Today 12, no. 2 (2000): 3–4. http://dx.doi.org/10.1016/s0965-2590(00)02005-3.

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Parinduri, Ikhsan. "PROTOTYPE KARTU PINTAR KAMAR TIDUR MENGGUNAKAN SENSOR INFRARED DAN PHOTODIODA BERBASIS ARDUINO UNO." JURNAL TEKNOLOGI INFORMASI 1, no. 1 (2017): 101. http://dx.doi.org/10.36294/jurti.v1i1.110.

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Abstract - Smart cards, physically, are plastic cards the size of a credit card that can be filled with data for various purposes. A number of smart card uses include electronic cash payments, attendance systems, train and bus ticket subscription cards, toll road payments, and others. Smart Card Design for bedrooms using photodiode sensors and Arduino Uno based infrared sensors have succeeded well according to the procedure. The work system of the bedroom smart card series is very useful for efficient use of electricity in the household. The working system of photodiode sensors and infrared se

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Pandey, Kartikey, Ujjwal Tiwary, and Manikesh Jha. "Automated Petrol Dispensing System with Smart Card and RFID Integration." Spectrum of Emerging Sciences 4, no. 1 (2024): 59–62. http://dx.doi.org/10.55878/ses2024-4-1-11.

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Today, the majority of petrol stations employ microcontrollers to manage the pump operations, display controls, and flow measurement, but human interaction is still needed for payment collection. This project aims to automate the petrol dispensing process, eliminating the need for workers to handle payments. Users are provided with a rechargeable smart petrol card, which allows them to access petrol. When the card is placed in the reader, the microcontroller reads the data and prompts the user to enter the required liters of petrol on an LCD screen via a keypad. The system checks the card bala

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Fuada, Syifaul, Akhmad Alfaruq, and Trio Adiono. "A Portable Electronic Transaction Device Based on Dual Interface Smart Card." International Journal of Online and Biomedical Engineering (iJOE) 16, no. 03 (2020): 27. http://dx.doi.org/10.3991/ijoe.v16i03.11639.

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<p class="0abstract">In recent years, electronic money facilities are increasingly diverse. It may replace conventional payments. The use of physical money can be diminished by utilizing digital money, which is realized by smartphone apps, bar codes, smart cards, and so on. The types of smart cards used also vary, and it can be divided into two methods, i.e., with contacts and without contact. In this work, we develop electronic transaction devices using dual interfaces: contact and contactless smart cards. As computational processing, we employ the Raspberry Pi 3 Model 3. It has a high

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Areni, Intan Sari, Elyas Palantei, Ansar Suyuti, et al. "Pengembangan dan Implementasi Smart Campus Berbasis Smart Card Di Institut Agama Islam Negeri Bone." JURNAL TEPAT : Applied Technology Journal for Community Engagement and Services 2, no. 1 (2019): 1–7. http://dx.doi.org/10.25042/jurnal_tepat.v2i1.51.

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The purpose of this service is to develop and implement Smart Card-based Smart Campus at the State Islamic Institute (IAIN) Bone. This application platform was developed using the standard Indonesian Smart Card Consortium (KSCI) with a smart card and reader chipset from PT Xirka Silicon Technology and PT. INTI. This application serves to receive, process, and visually display data sent by a card reader. Processing this data is very necessary so that the data collected can be used to facilitate the campus in recording student data electronically and use it for various campus interests. In addit

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Slepova, Oksana. "Security and Privacy of Mobile Payments." NBI Technologies, no. 3 (February 2020): 25–30. http://dx.doi.org/10.15688/nbit.jvolsu.2019.3.4.

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The latest smartphones make life easier for their customers. Mobile banking in smartphones is no longer news, but users are just getting used to the opportunity to pay for a purchase by touching the gadget to the terminal using the contactless payment technology. Going into the digital world is fraught with the illusion of security: a smart gadget stands up for itself. But this is true only partly – security depends primarily on the behavior of the user. Therefore, no matter what financial applications are installed on your smartphone, you first need to master the safety technique of mobile pa

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Umamageswari K, Sowndarya S, JuvaireeyaBanu K, Fazima K, and AthiyaNaurin M. "Smart Card-Based Ticketing with Application for Bus Transport." International Research Journal on Advanced Engineering and Management (IRJAEM) 3, no. 04 (2025): 1278–85. https://doi.org/10.47392/irjaem.2025.0209.

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Manual ticketing is becoming less effective due to urbanization and the growing demand for public transportation. This concept introduces a cashless, automated fare collection system that utilizes smartphone apps and AI-powered smart cards. By integrating smart sensors, GPS tracking, and real-time monitoring, the system enhances both efficiency and security. Automated entry and exit systems help reduce congestion and minimize boarding times. Additionally, a dynamic fare adjustment mechanism ensures fair pricing based on travel distance. For passengers without smart cards, QR-based mobile ticke

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Umamageswari K, Sowndarya S, JuvaireeyaBanu, Fazima K, and AthiyaNaurin M. "Smart Card-Based Ticketing with Application for Bus Transport." International Research Journal on Advanced Engineering and Management (IRJAEM) 3, no. 04 (2025): 1197–99. https://doi.org/10.47392/irjaem.2025.0196.

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Manual ticketing is becoming less effective due to urbanization and the growing demand for public transportation. This concept introduces a cashless, automated fare collection system that utilizes smartphone apps and AI-powered smart cards. By integrating smart sensors, GPS tracking, and real-time monitoring, the system enhances both efficiency and security. Automated entry and exit systems help reduce congestion and minimize boarding times. Additionally, a dynamic fare adjustment mechanism ensures fair pricing based on travel distance. For passengers without smart cards, QR-based mobile ticke

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B, Sandeep, Dr K. S. Keerthiprasad, Manuraj D C, Rakshith Gowda M, and B. L. Manohara. "Smart Parking System." International Journal for Research in Applied Science and Engineering Technology 11, no. 7 (2023): 589–99. http://dx.doi.org/10.22214/ijraset.2023.54718.

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Abstract: In many situations, the people owning vehicles should leave their vehicles parked for couple of days to travel by other means of transportation (Flights from International Air ports). Sometimes the vehicles get damaged and they even get stolen. The vehicles needed to be parked in specified area safety. Keeping the above problem in mind, our research work proposes an idea of smart parking system. The user shall be given a slot and an admin card of the parking lot after making the online payments. The user can use the admin card to access the parking lot. The door opens if the admin ca

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Dange, Vaibhav. "Electric Vehicle Charging Station with UPI Payment Service." International Scientific Journal of Engineering and Management 04, no. 06 (2025): 1–9. https://doi.org/10.55041/isjem04027.

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Abstract:- This research paper presents the electric vehicles (EVs) gain popularity, the need for user-friendly and efficient charging infrastructure has become critical. Integrating Unified Payments Interface (UPI) with EV charging stations offers a seamless and secure payment option, making the charging process more accessible to a wider audience. UPI, a real-time payment system developed in India, allows users to transfer funds instantly between bank accounts using mobile applications, eliminating the need for cards or cash. This abstract explores the deployment of UPI- based payment system

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Романова, Е. В., and Д. Р. Романова. "Will Digital Technology replace cash? Smart City students ' response." Экономика и предпринимательство, no. 4(129) (May 31, 2021): 39–43. http://dx.doi.org/10.34925/eip.2021.129.4.004.

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Мировая экономика все больше ограничивает использование наличных денег. Заменой наличным деньгам становится банковская карта. Новые способы оплаты быстрее других осваивают молодые люди в возрасте до 25 лет. В данной статье показано, что эта социальная группа предпочитает производить оплату безналичным путем с использованием смартфона. Многие молодые москвичи уже готовы перейти полностью на безналичный расчет. Однако значительная группа молодежи пользуется наличными деньгами, и считает, что мировая экономика не сможет оказаться от них в ближайшие 20 лет. Для этого есть технологические и психоло

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Jadhav, Prof Balasaheb, Ayush Lodha, Piyush Lodha, et al. "Smart ID Card: A Complete Solution for Efficient Transactions and User Benefits." International Journal for Research in Applied Science and Engineering Technology 11, no. 6 (2023): 2263–68. http://dx.doi.org/10.22214/ijraset.2023.54022.

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Abstract: As we all know that in this digitalizing world, everything is getting advanced by the use of technology in someor the other way. Smart ID card is a unique system in which allthe necessary things such as payments, attendance, events andmany more such things can be embedded in a single card by theuse of necessary security and proper technology such as RFIDChips, NFC Tags, and IoT along with the provision for parentalcontrol in the same.

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Maniyar, Vidit. "The role of instant payments and central bank digital currencies in transforming merchant cash management." Journal of Payments Strategy & Systems 19, no. 1 (2025): 54. https://doi.org/10.69554/qtlm5178.

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The emergence of instant payments and central bank digital currencies (CBDCs) is poised to significantly reshape treasury management practices among merchants. These new digital payment models promise near real-time settlement, reduce counterparty risk, and could lower transaction costs, all of which have implications for merchants’ liquidity and working capital strategies. Nevertheless, their adoption also entails new complexities around technology integration, regulatory compliance, and the interplay between multiple payment rails (card, e-money, instant payments and CBDCs). This paper explo

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Khodzytska, Valentyna. "Electronic money in Ukraine:features and accounting with consideration of the factor of war." Scientific notes, no. 33 (December 25, 2023): 181–87. http://dx.doi.org/10.33111/vz_kneu.33.23.04.15.103.109.

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The main trends of electronic money development are investigated in the article, in particular the basic changes in the number of electronic wallets, the volume of transactions with electronic money in the conditions of martial law. The main advantages of using electronic payments by users are highlighted and the reasons for increasing trends of using electronic money are listed. It is convenience thanks to simple functionality, ease of use on the Internet, reduction of cash in circulation, ensuring control of cash flows and creation of payment infrastructure. As a result of the concept of «el

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Chang, Yibo, and Jiahong Wang. "Near-field Communication Technology (NFC): Principle Analysis and Intelligent Life Application Research." Industry Science and Engineering 2, no. 1 (2025): 42–48. https://doi.org/10.62381/i255107.

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Near Field Communication (NFC) technology, as a short-range wireless communication method, enables secure and efficient data exchange between devices within a proximity of 10 cm. Leveraging its advantages in convenience and security, NFC has been widely adopted in mobile payments, smart access control, and IoT applications. This paper systematically explores the physical layer principles, protocol stack architecture, and security mechanisms of NFC, highlighting its performance superiority over RFID and Bluetooth. Through case studies of anti-counterfeiting, card emulation, and mobile payment s

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Gaur, Parul, Rui Dias, Mohammad Irfan, Rosa Galvao, and Paulo Alexandre. "Evaluation and Assessment of the Impact of the Adoption of Digital Payment in India through the Technology Acceptance Model (TAM)." Journal of Posthumanism 5, no. 6 (2025): 752–77. https://doi.org/10.63332/joph.v5i6.2130.

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India's internet and mobile phone usage has skyrocketed over the last decade. As the number of people using the internet and mobile devices grows, online payment methods for the general public are becoming more streamlined thanks to government initiatives like Digital India. As a result, the number of digital payment implementations is rapidly increasing. Automated Technologies Digital payment refers to a customer using a credit card, internet banking, or mobile banking application on a smart phone to pay for goods and services at a point of sale. The perception around digital payments has a s

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Fuada, Syifaul, Akhmad Alfaruq, and Trio Adiono. "Design and Implementation of Database Prototype for A Portable Electronic Transaction Device." International Journal of Online and Biomedical Engineering (iJOE) 18, no. 09 (2022): 41–55. http://dx.doi.org/10.3991/ijoe.v18i09.29691.

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In recent times, electronic money (e-money) has gained significant popularity in the form of smartphone applications, barcodes, and smart card systems. In previous research, we have developed a smartcard-based device equipped with a dual interface to facilitate electronic transactions using contact or contactless technology. These methods involve initiating a connection with a cloud server, where all transaction data are recorded with full encryption. This device also supports payment activities, as well as checking or topping up account balances by utilizing contact and contactless smart card

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Manengkey, Tesalonika Ave, Jessy D. L. Warongan, and Syermi S. E. Mintalangi. "Analisis pemungutan pajak restoran menurut Perda Kota Manado No. 2 Tahun 2011 pada Badan Pendapatan Daerah Kota Manado." Riset Akuntansi dan Portofolio Investasi 3, no. 1 (2025): 148–56. https://doi.org/10.58784/rapi.292.

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One of the regional taxes with growing potential, as service sector components are increasingly emphasized in development policies to support economic growth, is the restaurant tax. According to Manado City Regional Regulation No. 2 of 2011, Part II concerning Regional Taxes, the Restaurant Tax is a tax on services provided by restaurants. A restaurant is a facility that provides food and/or drinks for a fee, including restaurants, cafeterias, canteens, stalls, bars, and similar establishments, including catering services. This research aims to analyze the collection process of restaurant tax

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Pavan, Kumar Joshi, and Kotha Rajesh. "An In-depth Knowledge on EMV Tags and their Adoption in FinTech and Traditional Banking." Journal of Scientific and Engineering Research 10, no. 9 (2023): 77–86. https://doi.org/10.5281/zenodo.14049938.

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EMV stands as the leading global standard for smart card payments. “EMV transaction specifications are based on a variety of standards, each serving a distinct purpose” [6, p. 17]. Figure 1 depicts such specifications: The EMV specification offers a versatile toolkit for payment protocols, allowing for various combinations of authorization. Its complexity and flexibility make it difficult to thoroughly analyze the security of the EMV standard. This study explored the implementation of “Europay, Mastercard, and Visa” (EMV), prompted by notable cybercrimes [1]. The aim is

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Bhawna, Mukaria. "PLASTIC MONEY: PROSPECTIVE AND CHALLENGES." International Journal of Engineering Technologies and Management Research 5, no. 2 (2018): 117–25. https://doi.org/10.5281/zenodo.1185073.

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<strong><em>In present era, it is impossible to imagine modern bank transactions, commercial transactions and other payments without using the plastic cards. Plastic currency is now gradually becoming a necessity across the globe as more and more developed countries are opting for plastic compared to paper as there are several inherent advantages. The growing involvement of smart phones has made technology applications much more accessible to users. The Government also move forward for a “Digital India” and its focus on growing electronic payments is significant drivers of growth i

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Syed Saaduddin Azhaan, Syed Mohiuddin Jeelani Jaffri, Mirza Younus Ali Baig, and Adeeba Anjum. "Credit Card Fraud Detection Using Random Forest and CART Algorithms: A Machine Learning Perspective." International Journal of Latest Technology in Engineering Management & Applied Science 14, no. 4 (2025): 563–66. https://doi.org/10.51583/ijltemas.2025.140400059.

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Abstract: The increasing adoption of online payments and e-commerce platforms has amplified the threat of credit card fraud. As fraudsters continuously develop advanced techniques to bypass traditional security systems, it becomes essential to deploy smart, adaptive solutions. This study focuses on leveraging machine learning—specifically Random Forest and Classification and Regression Trees (CART)—to build a high-performance fraud detection system. Using a publicly available dataset from Kaggle, the model analyzes transaction records to uncover patterns indicative of fraudulent behavior. Emph

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Almaiah, Mohammed Amin, Ali Al-Rahmi, Fahad Alturise, et al. "Investigating the Effect of Perceived Security, Perceived Trust, and Information Quality on Mobile Payment Usage through Near-Field Communication (NFC) in Saudi Arabia." Electronics 11, no. 23 (2022): 3926. http://dx.doi.org/10.3390/electronics11233926.

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This study aims to investigate the perceptions of near-field communication (NFC) usage for mobile payments in Saudi Arabia. In order to develop a mathematical framework for the acceptance of NFC quality of information for mobile payments, researchers have combined the technological acceptance model (TAM) and the idea of perceived risk. An online and physical study of 1217 NFC portable credit card holders in Saudi Arabia was conducted. Exploratory and confirmatory analyses were utilized to analyze the factor structure of the measurement items, and Smart PLS 2.0 from structural equation modeling

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Kumar, Rahul, Gautam Kumar, Sankalp Srivastava, and Rakhi Sharma. "Comparative Analysis on Prediction of Credit Card Approval." Zenodo 1 (January 10, 2025): 1–11. https://doi.org/10.5281/zenodo.14625864.

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Credit cards play a key role in managing our daily finances.They have made it very simple and convenient for everyone to make payments without using cash. Many people now prefer using credit cards for everyday payments, which has increased the number of applications and created challenges for quick approval. This project aims to automate the process of evaluating credit card applications by using machine learning methods like Random Forest, Gradient Boosting, Support Vector Machines (SVM), Logistic Regression, and Hyperparameter Tuning. The goal is to make credit card approval decisions faster

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Hoffmann, Max, Michael Klooß, Markus Raiber, and Andy Rupp. "Black-Box Wallets: Fast Anonymous Two-Way Payments for Constrained Devices." Proceedings on Privacy Enhancing Technologies 2020, no. 1 (2020): 165–94. http://dx.doi.org/10.2478/popets-2020-0010.

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AbstractBlack-box accumulation (BBA) is a building block which enables a privacy-preserving implementation of point collection and redemption, a functionality required in a variety of user-centric applications including loyalty programs, incentive systems, and mobile payments. By definition, BBA+ schemes (Hartung et al. CCS ‘17) offer strong privacy and security guarantees, such as unlinkability of transactions and correctness of the balance flows of all (even malicious) users. Unfortunately, the instantiation of BBA+ presented at CCS ‘17 is, on modern smartphones, just fast enough for comfort

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Mukaria, Bhawna. "PLASTIC MONEY: PROSPECTIVE AND CHALLENGES." International Journal of Engineering Technologies and Management Research 5, no. 2 (2020): 117–25. http://dx.doi.org/10.29121/ijetmr.v5.i2.2018.154.

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In present era, it is impossible to imagine modern bank transactions, commercial transactions and other payments without using the plastic cards. Plastic currency is now gradually becoming a necessity across the globe as more and more developed countries are opting for plastic compared to paper as there are several inherent advantages. The growing involvement of smart phones has made technology applications much more accessible to users. The Government also move forward for a “Digital India” and its focus on growing electronic payments is significant drivers of growth in replacing physical pay

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Kumar, Rahul, Gautam Kumar, Sankalp Srivastava, and Rakhi Sharma. "Comparative Analysis on Prediction of Credit Card Approval Using Machine Learning." Zenodo 1 (January 10, 2025): 1–11. https://doi.org/10.5281/zenodo.14625367.

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Credit cards play a key role in managing our daily finances.They have made it very simple and convenient for everyone to make payments without using cash. Many people now prefer using credit cards for everyday payments, which has increased the number of applications and created challenges for quick approval. This project aims to automate the process of evaluating credit card applications by using machine learning methods like Random Forest, Gradient Boosting, Support Vector Machines (SVM), Logistic Regression, and Hyperparameter Tuning. The goal is to make credit card approval decisions faster

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30

Behera, Rajat Kumar, Abhaya Kumar Sahoo, and Ajay Jena. "A Resourceful Approach in Security Testing to Protect Electronic Payment System Against Unforeseen Attack." International Journal of Open Source Software and Processes 8, no. 3 (2017): 24–48. http://dx.doi.org/10.4018/ijossp.2017070102.

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This article describes how electronic payments are financial transactions made over the internet for goods or services. In the digital era, the e-commerce industry has gone beyond the traditional in-store service due to the wide spread of internet-based shopping. Developed countries are greatly relying on e-commerce business and a sizable number of countries have shown concern in regard to the online payment cards such as credit cards, debit cards, e-cash, e-cheques, e-wallets and smart card security. The main downsides are concerns over privacy or a malicious attack and hence safeguard mechan

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Ali, Mohammad Athar, Mohammed Arshad Khan, Mohammed Kamalun Nabi, and Abdullah A. Alakkas. "CONSUMER ADOPTION OF MOBILE PAYMENT IN THE KINGDOM OF SAUDI ARABIA AN EMPIRICAL STUDY." Journal of Law and Sustainable Development 12, no. 2 (2024): e2452. http://dx.doi.org/10.55908/sdgs.v12i2.2452.

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Objective: The rapid stride in mobile payment adoption has transformed the payment practices in the 21st Century. Admittedly, m-payment practice has become more intense due to the surge in usage of internet, mobile devices (smart phones), accelerated further by the spread of the Covid-19 Pandemic. Against such a backdrop, it is the need of the hour to investigate: Why are people starting to use mobile payments more and how will that affect their purchasing habits? The study's intention is to add to what's already been written on electronic banking and mobile banking specifically. The study pro

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S, Dr Lalitha B., and Lavanya Balaji. "Mobile Banking as a Tool for Financial Inclusion." Saudi Journal of Business and Management Studies 7, no. 9 (2022): 285–92. http://dx.doi.org/10.36348/sjbms.2022.v07i09.006.

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The smartphone boom has seen augmented usage of mobiledevice across all walks of life. Its inclusion is to such an extent that the Government what it had not achieved in the past it has been able to achieve now. Mobile banking is based on smart phone based or USSD based determined by income and literacy. Financial Inclusion is a much discussed topic in the developing countries even to this day. People in the developing countries have less options for transferring funds and accessing banking services due to lack of infrastructure. So a better facility which helps in accessing the banking servic

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Suki, Jidnyasa, Ishwari Pahade, Snehal Sawant, Vikram Bhosale, and Prof Shweta Joshi. "Transportation Payment by using Smart Card." International Journal for Research in Applied Science and Engineering Technology 11, no. 5 (2023): 604–6. http://dx.doi.org/10.22214/ijraset.2023.51584.

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Abstract: It is often notice in a public transportation that the conductor face a lot of problems in collecting the fare from the passengers. Money handling and returning the access amount to the passengers after deducting the fare amount, inspecting a travel pass becomes complex when the congestion that is the number of passengers are very large in numbers is high and this complexity cannot be managed effectively. Productivity in the urban areas is much dependent on how efficient the transport system is to move a travelling groups from multiple origins to multiple destinations. Importance of

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Suki, Jidnyasa. "Transportation Payment by using Smart Card." International Journal for Research in Applied Science and Engineering Technology 11, no. 5 (2023): 5413–17. http://dx.doi.org/10.22214/ijraset.2023.52873.

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Abstract: It is often notice in a public transportation that the conductor face a lot of problems in collecting the fare from the passengers. Money handling and returning the access amount to the passengers after deducting the fare amount, inspecting a travel pass becomes complex when the congestion that is the number of passengers are very large in numbers is high and this complexity cannot be managed effectively. Productivity in the urban areas is much dependent on how efficient the transport system is to move a travelling groups from multiple origins to multiple destinations. Importance of

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Dhem, J. F., D. Veithen, and J. J. Quisquater. "SCALPS: Smart card for limited payment systems." IEEE Micro 16, no. 3 (1996): 42–51. http://dx.doi.org/10.1109/40.502405.

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Turban, Efraim, and Joseph Brahm. "Smart Card-Based Electronic Card Payment Systems in the Transportation Industry." Journal of Organizational Computing and Electronic Commerce 10, no. 4 (2000): 281–93. http://dx.doi.org/10.1207/s15327744joce1004_06.

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Rafik, Adhila, and Yuniarto Yuniarto. "APLIKASI SMART CARD PADA METERAN AIR DIGITAL PRABAYAR BERBASIS ARDUINO MEGA 2560." Gema Teknologi 18, no. 1 (2014): 35. http://dx.doi.org/10.14710/gt.v18i1.8813.

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Adhila Rafik, Yuniarto, in paper smart card application in prepaid digital water meter based on arduino mega 2560 explain that water is a daily necessity, to get a decent clean water to be used, we can use the services of the service taps to get water, but the post-pay payment method used taps raises its own problems, namely the problem of payment arrears. To resolve the issue of payment methods can be converted to a prepaid system, so the use of water dilakuakn after the user makes a payment in advance, many prepaid methods, one of which is the smart card is a plastic card in which there is a

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Liu, Xiang Wen, and Li Min Liu. "The Contactless Card Reader Based on Microcontrollers." Advanced Materials Research 605-607 (December 2012): 2069–72. http://dx.doi.org/10.4028/www.scientific.net/amr.605-607.2069.

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Contactless cards are smart cards with microprocessor cores. Their applications of are very popular, such as public transports, access control, cashless payment, campus solution and so on. Reader is an essential part for smart card applications. It can identify cards, read/write data on cards. Microcontrollers are common hardware for embedded applications. With microcontrollers, the readers of contactless cards will be smart and easy to be used. In this paper, smart cads, contactless cards, readers, microcontrollers and design of a reader with microcontrollers are discussed.

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S.Vijaylakshmi, Sharma Pankaj, Singh Rohit, and Das Koustav. "A Survey on Applications of Smart Card." Recent Innovations in Wireless Network Security 5, no. 1 (2023): 1–6. https://doi.org/10.5281/zenodo.7601961.

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<em>Smart cards are widely used in various fields such as payment, access and Internet of Things because they support a secure and reliable environment for developing various applications. The introduction of multi-application hosting capabilities on a single card greatly improves usability. Contactless smart cards with Internet of Things Radio Frequency ID have revolutionized smart card usage. The development of various cryptographic algorithms in smart cards has made them particularly suitable for use in sensitive applications. The overuse of smart cards is shifting us towards a safer, more

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Bo, Yang, Liu Dongsu, and Wang Yumin. "An anonymity-revoking e-payment system with a smart card." International Journal on Digital Libraries 3, no. 4 (2002): 291–96. http://dx.doi.org/10.1007/s007990100047.

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Zhao, Zuo Ren. "Design and Implementation of Campus Card in Shower System." Applied Mechanics and Materials 608-609 (October 2014): 445–48. http://dx.doi.org/10.4028/www.scientific.net/amm.608-609.445.

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s: This paper analyzes the application characteristics of campus smart card and electronic account, from the students requirements of shower management, made some research and Study on the campus smart card electronic account application and the CAN bus data transmission and developed a general admission fee based on network of campus card and CAN bus communication system, realize no cash operation in the finance charge project. This paper is discussed in detail from the communications and design payment system, interface, security aspects, and provides a reference of smart card application fo

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Baç, Uğur. "An Integrated SWARA-WASPAS Group Decision Making Framework to Evaluate Smart Card Systems for Public Transportation." Mathematics 8, no. 10 (2020): 1723. http://dx.doi.org/10.3390/math8101723.

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Recent technological developments affect daily life as much as they affect the industries. As part of these developments, automation and smart systems are important part of everyday life. Smart card systems are one of the well-known types of smart automation technology being used by the majority of the population in public transportation in most developed countries. Even though automated fare payment systems have been widely integrated into public transportation in developed countries, integration of smart card systems is still under consideration in most developing countries. The aim of this

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Adebiyi, Marion Olubunmi, Roseline Oluwaseun Ogundokun, Alabo Inatimi Nathus, and Emmanuel Abidemi Adeniyi. "Smart transit payment for university campus transportation using RFID card system." International Journal of Electrical and Computer Engineering (IJECE) 11, no. 5 (2021): 4353. http://dx.doi.org/10.11591/ijece.v11i5.pp4353-4360.

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In the transportation business, we aim to be cost-efficient and effective in our customer service but with the traditional transit payment system, it is not so. Lately, transit companies all over the world are moving towards superior client service, nimbleness, receptiveness to necessities that diverge at a time scale that was absurd even two decades ago. The aim of this study was to create an electronic transit payment system that will allow for full pliability and solutions functionality that Covenant Universities and Nigerian transit companies should adopt to become more effective and effic

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Marion, Olubunmi Adebiyi, Oluwaseun Ogundokun Roseline, Inatimi Nathus Alabo, and Abidemi Adeniyi Emmanuel. "Smart transit payment for university campus transportation using RFID card system." International Journal of Electrical and Computer Engineering (IJECE) 11, no. 5 (2021): 4353–60. https://doi.org/10.11591/ijece.v11i5.pp4353-4360.

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In the transportation business, we aim to be cost-efficient and effective in our customer service but with the traditional transit payment system, it is not so. Lately, transit companies all over the world are moving towards superior client service, nimbleness, receptiveness to necessities that diverge at a time scale that was absurd even two decades ago. The aim of this study was to create an electronic transit payment system that will allow for full pliability and solutions functionality that Covenant Universities and Nigerian transit companies should adopt to become more effective and effic

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Lebedeva, Ol'ga. "METHODOLOGY OF APPLICATION OF THE SYSTEM OF PAYMENT BY SMART-CARD IN PUBLIC TRANSPORT." Modern Technologies and Scientific and Technological Progress 2018, no. 1 (2020): 106–7. http://dx.doi.org/10.36629/2686-9896-2020-2018-1-106-107.

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The existing methods of payment for travel on urban passenger transport are considered. A reasoned analysis of advantages and disadvantages of the application of the fare payment system using smart cards was carried out.

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Tharani, Kusum, Sagar Sharma, Shashi Gandhar, Abhishek Gandhar, Nikunj Kumar Agarwal, and Javad Rahebi. "Smart energy meter with GSM card recharge." Journal of Information and Optimization Sciences 45, no. 2 (2024): 487–96. http://dx.doi.org/10.47974/jios-1566.

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The objective of the project are to reduce delays at energy metre billing counters and automatically limit energy meter usage, if the bill is not paid. The study also seeks to provide a mechanism that will lessen the amount of money lost to power theft and other illicit activities. The method of work takes a completely novel idea for a “prepaid energy meter.” GSM technology is employed in order for the customer to get notifications regarding your power usage (measured in watts); if it hits the minimum, it would immediately notify the user that they require a recharge. This method works well fo

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MATHEW, MARY, REMY MAGNIER-WATANABE, S. PRATHEEBA, and N. BALAKRISHNAN. "ASSESSING TECHNOLOGY DIFFERENCES IN ELECTRONIC AND MOBILE PAYMENT SYSTEMS AMONG DEVELOPED AND DEVELOPING COUNTRIES." International Journal of Innovation and Technology Management 11, no. 02 (2014): 1450005. http://dx.doi.org/10.1142/s0219877014500059.

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This paper examines 45 current electronic and mobile payment systems in developed and developing countries. First, each payment technology was assessed and classified as belonging to one of the several major categories consisting of SMS, WAP, USSD, NFC (RFID), Smart Card, Internet and IVR. Then, a technology prevalence matrix drawn from the previous stage was used as an input for sub-sample factor analyses. SMS, IVR and PC-based payment technologies were found to be more prevalent in developing countries, while smart card appeared most popular in developed countries. This contrast suggests tha

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WANG, Xin, and Chao-wei YUAN. "An semi-anonymity offline mobile payment protocol based on smart card." Journal of China Universities of Posts and Telecommunications 17 (July 2010): 63–66. http://dx.doi.org/10.1016/s1005-8885(09)60605-1.

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Zhao, Gui Fen, Ying Li, Li Ping Du, and Jian Wei Guo. "Security Middleware Based on Smart Card for E-Business." Applied Mechanics and Materials 380-384 (August 2013): 2451–54. http://dx.doi.org/10.4028/www.scientific.net/amm.380-384.2451.

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With the increasing amount of online shoppers, the security for E-Business becomes more important. Security middleware is one of the methods to achieve secure E-Business application. A security middleware based on smart card and combined secret key is proposed for mobile users and PC users. The security components are developed on the basis of cipher service provide by smart cards, encryption cards and combined secret key method, and provide security service interfaces based on J2EE. The middleware is proved valid for protecting the secrecy and integrity of order information during payment tes

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Kose, Busra Ozdenizci, Hakan Uluoz, and Vedat Coskun. "A Secure Design on Mifare Classic Cards for Ensuring Contactless Payment and Control Services." Advances in Cyber-Physical Systems 7, no. 1 (2022): 22–28. http://dx.doi.org/10.23939/acps2022.01.022.

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Today, various contactless smart cards are used to protect our personal information and to perform secure and fast transactions. Many contactless smart card applications are becoming commonplace, from corporate access control cards to electronic passports and financial payment. There is a wide variety of smart cards on the market that differ in size, chasis, memory, computing power, and even the security features they provide. Although MIFARE Classic cards, which are used in many areas due to their price performance, meet certain security and functional needs, the weaknesses of these cards hav

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