Academic literature on the topic 'SME Banking'

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'SME Banking.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "SME Banking"

1

Karadag, Hande, and Vedat Akman. "The Role Of Cross Selling In SME Banking: An Analysis From Turkey." EMAJ: Emerging Markets Journal 5, no. 1 (2015): 82–92. http://dx.doi.org/10.5195/emaj.2015.71.

Full text
Abstract:
Non-lending activities in SME financing is a phenomenon whose significance has recently been recognized. Provision of different products and services to companies is becoming an important profit center for banks serving SMEs and the supply side of SME financing has been experiencing a shift towards fee-based products and services, mainly due to the risks and challenges associated with SME lending. Despite these important developments in the industry, there are a limited number of studies that focus on the bank activities related with cross-selling to SMEs. This paper aims to address this gap i
APA, Harvard, Vancouver, ISO, and other styles
2

Nyangara, Davis. "SME Lending: Do Lending Technologies Matter? Sample Evidence from Zimbabwe." World Review of Business Research 3, no. 4 (2013): 219–30. https://doi.org/10.5281/zenodo.2548341.

Full text
Abstract:
This paper examines and tests the claim that bank lending technologies are responsible for the low volume of lending to SMEs in Zimbabwe. Based on a survey of directors of SMEs and bank lending officers, tests are conducted to determine if there is any evidence of discrimination against SMEs based on age, management, size, and information attributes. The study reveals that application of uniform lending criteria to SMEs and large corporates does not result in discrimination against SMEs based on age, size, management, or information attributes. Based on this evidence, the study submits that di
APA, Harvard, Vancouver, ISO, and other styles
3

Adesemoye, Oluwasola Emmanuel, Ezinne C. Chukwuma Eke, Comfort Iyabode Lawal, Ngozi Joan Isibor, Abiola Oyeronke Akintobi, and Florence Sophia Ezeh. "Optimizing SME Banking with Data Analytics for Economic Growth and Job Creation." International Journal of Social Science Exceptional Research 3, no. 1 (2023): 262–76. https://doi.org/10.54660/ijsser.2023.2.1.262-276.

Full text
Abstract:
Small and Medium Enterprises (SMEs) are pivotal to economic growth and job creation, contributing significantly to global GDP and employment. However, many SMEs face barriers to accessing tailored banking solutions, which impedes their growth potential. Data analytics presents a transformative opportunity to optimize SME banking by offering personalized financial products, improving credit risk assessment, and enhancing overall customer experience. This paper explores the integration of advanced data analytics into SME banking, emphasizing its role in fostering economic development and job cre
APA, Harvard, Vancouver, ISO, and other styles
4

Hamzah, Ahmad Aizuddin, Norhazlina Ibrahim, Amir Shaharuddin, and Sumaiyyah Abd Aziz. "SME ACCEPTANCE ON ISLAMIC SME FINANCING, AN OVERVIEW FROM ISLAMIC BANKING ATTRIBUTES." iBAF e-Proceedings 11, no. 1 (2024): 372–80. http://dx.doi.org/10.33102/qv67fx32.

Full text
Abstract:
This paper aims to integrate the theory of planned behavior—focusing on the variables of attitude, subjective norm, and perceived behavioral control—with the concept of Islamic banking attributes, including access to Islamic finance and product range. By doing so, it proposes a conceptual framework to determine the preferences for Islamic SME financing. The framework formulation is based on a comprehensive review of literature related to SME financing behavior and Islamic banking acceptance. This paper addresses the critical issue of inadequate financing faced by SMEs, which significantly hamp
APA, Harvard, Vancouver, ISO, and other styles
5

杜, 景凯. "Fintech, Banking Competition and SME Financing Constraints." Advances in Applied Mathematics 11, no. 08 (2022): 5034–43. http://dx.doi.org/10.12677/aam.2022.118528.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Freeman, Peter. "The Competition Commission Inquiry into SME banking." Economic Affairs 22, no. 4 (2002): 5–14. http://dx.doi.org/10.1111/1468-0270.00378.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Azizah, Siti Nur, and Anissa Arum Lestari. "The Influence of Small and Medium Enterprise Actors’ Knowledge About Sharia’ Banking Towards Their Interest to Use Musyarakah Financing Product." EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam 9, no. 1 (2022): 18–28. http://dx.doi.org/10.54956/eksyar.v9i1.183.

Full text
Abstract:
Micro Small and Medium Enterprises (SME) has an important and strategic role in national scale of economic growth. The development of SME itself often times faces various dilemmas such as budgeting problem that lacks of capital either by numbers or sources. Meanwhile, SME is a great potential market for financial service industry especially bank to distribute financing. Sharia banking has budgeting core product in the form of profit sharing developed in the funding product called musyarakah. One of fundamental factor to attract the interest of SME agent to use the musyarakah funding is to impa
APA, Harvard, Vancouver, ISO, and other styles
8

K., Ratheesh Kumar* &. Dr. P. Pavithra**. "ENTREPRENEURS PERCEPTION ON SME SCHEMES OFFERED BY THE BANKING AND NON BANKING INSTITUTIONS IN COIMBATORE DISTRICT." International Journal of Applied and Advanced Scientific Research (IJAASR) 8, no. 1 (2023): 39–42. https://doi.org/10.5281/zenodo.7906325.

Full text
Abstract:
SME sector is the key area for marking the economic growth in our country. The rise in the SME sector plays an important role, especially in a developing country like our country India. The primary data needed for the study has been collected through well structured questionnaire. The sample size of 105 respondents was selected from Coimbatore District. The selected samples were tabulated and analysed analyzed using simple percentage, Chi square test, standard deviation and ANOVA. The study concluded that Indian Government and Tamil Nadu Government have taken various efforts to improve the eco
APA, Harvard, Vancouver, ISO, and other styles
9

Al Balushi, Yasmeen, Stuart Locke, and Zakaria Boulanouar. "Omani SME perceptions towards Islamic financing systems." Qualitative Research in Financial Markets 11, no. 4 (2019): 369–86. http://dx.doi.org/10.1108/qrfm-06-2018-0078.

Full text
Abstract:
Purpose This paper aims to investigate small and medium enterprises’ (SMEs) owner–managers’ awareness, willingness and perceptions concerning Islamic financing instruments as an alternative sourcing decision in SMEs’ businesses. Design/methodology/approach The research employed mixed methods to gather data. A questionnaire survey was conducted via face-to-face interviews with 385 SME owner–managers operating in Muscat, Oman’s capital city, along with face-to-face discussion on Islamic finance with 86 SME owner–managers. Descriptive and thematic analysis were used to analyse the data. Findings
APA, Harvard, Vancouver, ISO, and other styles
10

Rini, Hana Zunia. "Peran Perbankan Syariah terhadap Eksistensi UMKM Industri Rumah Tangga Batik." Academica : Journal of Multidisciplinary Studies 1, no. 1 (2017): 67–80. http://dx.doi.org/10.22515/academica.v1i1.750.

Full text
Abstract:
This study aims to determine the degree level of Islamic banking participation to support the financial inclusion for the Micro Small and Medium Enterprises (SME). Through the qualitative descriptive approach, with batik Laweyan as its case study, the result revealed that the role of Islamic banking in the existence of SME batik Laweyan still very low, the socialization of their product also minimum, thereby the SME batik Laweyan not interested in doing loan or financing. Some of the influencing factors are Islamic banking considered having complicated in the procedure, unfamiliar term used fo
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "SME Banking"

1

Nicolas, Théo. "Essays on SME finance and banking." Thesis, Paris 1, 2018. http://www.theses.fr/2018PA01E049.

Full text
Abstract:
Dans un environnement économique encore fragilisé par la Grande Récession, les PME apparaissent comme un moteur essentiel de l’activité et de l’emploi. Dans cette thèse, j’examine les déterminants et les conséquences des contraintes financières des PME afin d’identifier les formes de financement bancaire les mieux adaptées à leurs situations. Le premier chapitre analyse les effets des modèles d’activité bancaire sur le financement des PME et montre que les banques de trading augmentent les contraintes de crédit de court terme ainsi que les coûts de financement. Surtout, l’externalité négative d
APA, Harvard, Vancouver, ISO, and other styles
2

Silberbauer, Christian. "The favourable characteristics of a balanced scorecard for smes within an internal banking rating : a case study of a german sme SME." Universidade de Fortaleza, 2009. http://dspace.unifor.br/handle/tede/81587.

Full text
Abstract:
Made available in DSpace on 2019-03-29T23:28:32Z (GMT). No. of bitstreams: 0 Previous issue date: 2009-06-25<br>Since the enforcement of the institutional framework Base II, in the beginnings of 2007, banks are required to individually evaluate credit risk (CR) for every loan they disburse in order to comply with the new standard and remain competitive. When compared to international levels, German small and medium sized enterprises (SMEs) show a high debt proportion which creates the challenge to satisfy the increased information needs of banks to secure efficient bank lending; otherwise, t
APA, Harvard, Vancouver, ISO, and other styles
3

Xu, Yun, and Gia Linh Thai. "Banking Market Competition and SME Financing in China : Case Study across Chinese Provinces." Thesis, Jönköping University, JIBS, Economics, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-9806.

Full text
Abstract:
<p>Small- and medium-sized enterprises (SMEs) in developing countries are reported to encounter difficulties in accessing to formal external financing resource. Banking systems in this category of countries are either under-developed or newly reformed. The purpose of this paper is to investigate whether SME financing in China, measured by SMEs per capita, is affected by local bank competition, measured by number of banks per capita or share of foreign banks. Control variables such as Gross Domestic Product (GDP), level of infrastructure and geographic location are also included in the regressi
APA, Harvard, Vancouver, ISO, and other styles
4

Ozalp, Dizem. "Small And Medium-sized Enterprises And Banking Sector In Turkey." Master's thesis, METU, 2006. http://etd.lib.metu.edu.tr/upload/3/12607995/index.pdf.

Full text
Abstract:
This study has the objective of arguing the fact that the Small and Medium-sized Enterprise (SME) lending is developing, relevant to the evolution of the business environment and banking sector, during the period between 2001 &amp<br>#8211<br>2006 years. The thesis is testing this claim on two data sets. First<br>the financial data of CBRT during the period of 2001 - 2006 is evaluated. Then, the SME data of a Bank is evaluated. The thesis also covers the arguments on SME definition, the literature survey for SME development policies, SME lending infrastructure, the banking sector, as the main
APA, Harvard, Vancouver, ISO, and other styles
5

Hörstedt, Maria, and Johanna Linjamaa. "Credit Risk Evaluation of Swedish SMEs : A Banking Sector Perspective." Thesis, Umeå universitet, Företagsekonomi, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-107969.

Full text
Abstract:
As a result from the latest financial crisis, the banking industry has undergone major modifications during the last years in order to limit banks’ risks. A vast majority of existing literature tends to focus upon credit risk evaluation methods and techniques mainly concerning quantitative measures and large companies. Thus, the lack of research regarding credit risk evaluation of SMEs is profound, especially considering Sweden. With the dominant market share of SMEs compared to large corporations the authors found it interesting to further explore this area of the credit assessment process as
APA, Harvard, Vancouver, ISO, and other styles
6

Zietsman, Pieter Joubert. "The relationship between relationship quality constructs, overall satisfaction and loyalty - an emerging market perspective of SME banking customers." Diss., University of Pretoria, 2017. http://hdl.handle.net/2263/64831.

Full text
Abstract:
Relationship marketing, inclusive of the relationship quality constructs relationship satisfaction, trust and commitment, has been widely acknowledge as a tool to ensure loyalty. With limited studies conducting research to determine if relationship satisfaction, trust and commitment predicts overall satisfaction, a predictor of loyalty, within a business-to-business environment this study investigates the aforementioned focussing on SMEs and their relationship with banks within an emerging market. Through secondary data obtained through email administered questionnaires a total of 1087 respon
APA, Harvard, Vancouver, ISO, and other styles
7

Stéen, Johanna, and Felicia Olofsson. "Relationskvalitet i en digital kontext : En studie av SME-bankrelationen under Covid-19 pandemin." Thesis, Högskolan Kristianstad, Fakulteten för ekonomi, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-22545.

Full text
Abstract:
Utvecklingen av digitaliseringen har resulterat i att pappersbaserade kontanter har effektiviserats till bankkort och internetbetalningar, vilket har möjliggjort att utförandet av bankärende kan göras dygnet runt och varsomhelst. Till följd av utvecklingen har den traditionella fysiska bankrelationen begränsats och övergått till en mer digital relation. Dessutom har den pågående pandemin påskyndat digitaliseringen och skapat ett nytt normalläge för bankverksamheten där en digital relation har blivit allt mer centrerad. Det har resulterat i att digitaliseringen idag inte längre är frivilligt ut
APA, Harvard, Vancouver, ISO, and other styles
8

Sjöbeck, Lovisa, and Malin Svensson. "Say forever you'll be mine : En kvantitativ studie om skapande av kundlojalitet inom SMF-bankrelationer." Thesis, Högskolan Kristianstad, Sektionen för hälsa och samhälle, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-18237.

Full text
Abstract:
Banksektorn är ett verksamhetsområde som påverkats av digitaliseringens framfart. Konsekvenserna av digitaliseringen innefattar bland annat ökad konkurrens, likartade produkter och låga bytesbarriärer. Till följd av digitaliseringens konsekvenser är förmågan att skapa bestående relationer en stor konkurrensfördel för bankerna, då det är mer kostsamt för bankerna att skapa nya kundrelationer än att behålla de nuvarande. Därmed blir kundlojalitet en nyckelfaktor för bankernas långsiktiga resultat. Tidigare studier fokuserar ofta på privatpersoner, ur bankens perspektiv eller utanför Sveriges grä
APA, Harvard, Vancouver, ISO, and other styles
9

Alnsour, Muhammed S. "Modelling Relationship Quality in a Business-to-Business Marketing Context: The Jordanian Banks and their Online SME Customers." Thesis, University of Bradford, 2009. http://hdl.handle.net/10454/4883.

Full text
Abstract:
This study provides an understanding on how Relationship Quality is conceptualised in business-to-business marketing relationships. It investigates the relationships of Jordanian Banks with their small and medium sized enterprise (SMEs) customers in terms of Commitment, Satisfaction, Trust, Communication, Transparency, Understanding, and Cooperation. It examines the antecedents and outcomes of the quality of corporate customer relationships by developing a conceptual model which empirically tests this relationship. This research builds and validates a research model based on the literature sur
APA, Harvard, Vancouver, ISO, and other styles
10

Sarwary, Zahida. "The analysis of antecedents of bank-SME loyalty : professionalism, relationship quality, corporate image & switching barrier as a moderator." Thesis, Högskolan Kristianstad, Sektionen för hälsa och samhälle, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hkr:diva-10455.

Full text
Abstract:
The aim of this study is to combine the various concepts, in the field of SME in service based industry, being developed independently by researchers. The goal is to provide a comprehensive overview on the rules and interactions of the involved factors. An investigation of the influence of corporate image and relationship quality on customer loyalty, among SMEs in the banking sector, is carried out. The moderating role of switching barrier is investigated. Furthermore the background variables, affecting relationship quality and corporate image, are investigated. This provides a deeper understa
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "SME Banking"

1

Wendel, Charles. Success in SME banking: Leveraging global best practice to grow profitability. Lafferty Publications, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

author, Perera Nipuni, and Institute of Policy Studies (Colombo, Sri Lanka), eds. Banking on SME growth: Concepts, challenges, and policy options to improve access to finance in Sri Lanka. Institute of Policy Studies of Sri Lanka, 2015.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Communities, Commission of the European. Methods of promoting the supply of risk capital: Utilizing innovative banking to improve the equity capital resources of SMEs : report for the Commission of the European Communities SME Task Force. Commission of the European Communities, 1989.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

Dennerlein, Rudolf K. H. Methods of promoting the supply of risk capital: Utilizing innovative banking to improve the equity capital resources of SMEs : report for the Commission of the European Communities, SME Task Force. Office of Official Publications of the European Communities, 1989.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Cai, Peixuan. Xin yong he zuo she gui mo jing ji zhi yan jiu. Ji ceng jin rong chu ban she, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Université de Lausanne. Institut d'études politiques et internationales, ed. The same but different: Central banks, regulatory agencies, and the politics of delegation to independent authorities. Université de Lausanne, Institut d'études politiques et internationales, 2006.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Schumacher, Hans-Georg. Qualifizierte Neukundengewinnung im Firmenkundengeschäft: So erreichen Sie wertvolle Kontakte zu neuen Firmenkunden im Versicherungsbereich. 2nd ed. Gabler Verlag / GWV Fachverlage, Wiesbaden, 2008.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Kleiterp, Nanno. Banking for a Better World. Amsterdam University Press, 2016. http://dx.doi.org/10.5117/9789462983519.

Full text
Abstract:
When we look at all the challenges facing the world, including inequality, population migration, and climate change, we can see a role for development banking in nearly all of them. But will that role be played for good or ill? This book brings together two people who collectively draw on their forty-five years of experience in that world to argue that development banking can-and must-play a constructive role. We only need to read the news to find public outrage at tales of short-sighted greed in the financial world. But what happens when banks invest in long-term sustainability? Readers will
APA, Harvard, Vancouver, ISO, and other styles
9

Qureshi, Yasin Sebastian. Managed Futures: Versichern Sie Ihr Portfolio: Chancen, Mechanismen und Strategien. Springer, 2010.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Pereira, Aldo. Samurai sem armas: Perfil de Fujio Tachibana. Editora Expressão e Cultura, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "SME Banking"

1

Oricchio, Gianluca, Sergio Lugaresi, Andrea Crovetto, and Stefano Fontana. "Banking Crisis and SME Credit Risk Assessment." In SME Funding. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-58608-7_1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Hyz, Alina. "State of Greek banking sector." In SME Finance and the Economic Crisis. Routledge, 2019. http://dx.doi.org/10.4324/9780429425806-4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Kotios, Dimitrios, Georgios Makridis, Silvio Walser, Dimosthenis Kyriazis, and Vittorio Monferrino. "Personalized Finance Management for SMEs." In Big Data and Artificial Intelligence in Digital Finance. Springer International Publishing, 2012. http://dx.doi.org/10.1007/978-3-030-94590-9_12.

Full text
Abstract:
AbstractThis chapter presents Business Financial Management (BFM) tools for Small Medium Enterprises (SMEs). The presented tools represent a game changer as they shift away from a one-size-fits-all approach to banking services and put emphasis on delivering a personalized SME experience and an improved bank client’s digital experience. An SME customer-centric approach, which ensures that the particularities of the SME are taken care of as much as possible, is presented. Through a comprehensive view of SMEs’ finances and operations, paired with state-of-the-art ML/DL models, the presented BFM t
APA, Harvard, Vancouver, ISO, and other styles
4

Tungjitnob, Suchat, Kitsuchart Pasupa, Ek Thamwiwatthana, and Boontawee Suntisrivaraporn. "SME User Classification from Click Feedback on a Mobile Banking Apps." In Communications in Computer and Information Science. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-63820-7_29.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Elliot, Viktor, and Magnus Willesson. "Does Bank Regulation Spill Over to Firm Financing? SME Financing, Bank Monitoring, and the Efficiency of the Bank Lending Channel." In Palgrave Macmillan Studies in Banking and Financial Institutions. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-90294-4_13.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Hafiz, Tirza, Yeni Absah, and Isfenti Sadalia. "The Influence of Transformational Leadership, Workload, and Competence on SME Relationship Manager Performance at Bank BNI Territorial Office 1 North Sumatera." In Proceedings of the 19th International Symposium on Management (INSYMA 2022). Atlantis Press International BV, 2022. http://dx.doi.org/10.2991/978-94-6463-008-4_84.

Full text
Abstract:
AbstractFierce competition in the banking industry requires companies to outperform and innovate to survive and evolve. As a driving force for a company, human resources have to play the most important role and work well to help the company achieve its goals. This research aims to analyze the relationship among cause and effect from the independent variables: transformational leadership, workloads, and competence, and the dependent variable: employee performance from the SME Relationship Manager of Bank BNI Territorial Office 01 North Sumatera. Data collection was conducted by a questionnaire
APA, Harvard, Vancouver, ISO, and other styles
7

Huber, Norbert. "Haben Sie überhaupt Zeit für uns?" In Banking & Innovation 2015. Springer Fachmedien Wiesbaden, 2015. http://dx.doi.org/10.1007/978-3-658-06746-5_18.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Davis, Steven I. "How the Excellent Banks See the Future." In Excellence in Banking — Revisited! Palgrave Macmillan UK, 2004. http://dx.doi.org/10.1057/9780230509405_10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Jayakumar, Manju, Rudra P. Pradhan, Debaleena Chatterjee, Ajoy K. Sarangi, and Saurav Dash. "Banking Competition and Banking Stability in SEM Countries: The Causal Nexus." In Advances in Analytics and Applications. Springer Singapore, 2018. http://dx.doi.org/10.1007/978-981-13-1208-3_21.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Hüfner, Martin. "Banken." In 40 Geld-Fallen, die Sie besser vermeiden. Carl Hanser Verlag GmbH & Co. KG, 2014. http://dx.doi.org/10.3139/9783446440630.008.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "SME Banking"

1

Amelia, Ratih, Ahmad Kurniawan, Hujjatullah Fazlurrahman, Ainul Huda Binti Jamil, and Achmad Kautsar. "Digital Banking and Sustainable Financial Environment to Improve Financial Performance in SMEs: Systematic Literature Review." In 2024 12th International Conference on Cyber and IT Service Management (CITSM). IEEE, 2024. https://doi.org/10.1109/citsm64103.2024.10775952.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Veganzones, David, and Eric Séverin. "ON THE INFLUENCE OF BANKING RELATIONSHIPS ON FRENCH SMES FAILURE." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2020. http://dx.doi.org/10.47063/ebtsf.2020.0015.

Full text
Abstract:
Small and medium firms are highly dependent on banks to finance their business activities. Thus, banking relationship may be crucial to overcome financial difficulties and to ensure their continuity. Accordingly, this paper investigates the influence of banking relationship on SMEs failure. In particular, four measures that firms can control to build their banking relationships and, that resemble standard variables from the literature on bank/firms relationships are evaluated: the breadth of relationships (number of banks), the relationship length(relationship duration), the relationship proxi
APA, Harvard, Vancouver, ISO, and other styles
3

Rahayu, Sri, and Gilang Rahadian P. "The Influence Of Mobile Banking Transaction Used On Cost Reduction Of SMEs Employers." In International Conference on Economics and Banking. Atlantis Press, 2015. http://dx.doi.org/10.2991/iceb-15.2015.13.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Yin, Jichao, Han Jake Li, Cyd Marie Ruidiaz-Santiago, et al. "Field Study of the Condensate Banking Effect in an Unconventional Gas Condensate Reservoir with Hydraulically Fractured Wells." In SPE Annual Technical Conference and Exhibition. SPE, 2024. http://dx.doi.org/10.2118/220733-ms.

Full text
Abstract:
Abstract As unconventional assets mature, gas condensate reservoirs are increasingly being targeted for development. However, gas condensate reservoirs are prone to wellbore productivity losses due to a two-phase flow caused by condensate banking when pressures drop below the dewpoint. Conventional reservoir mitigation strategies minimize condensate banking by maintaining flowing bottomhole pressures close to dewpoint pressures. However, using this approach with unconventional reservoirs raises concerns, as primary depletions and hydraulic fractures in long horizontal wells make maintaining de
APA, Harvard, Vancouver, ISO, and other styles
5

Sumbodo, B. Tresno, Rini Anggraeni, and Cungki Kusdarjito. "Joint Selling and Packaging as Innovation for Food and Beverage SMEs." In Proceedings of the International Conference on Banking, Accounting, Management, and Economics (ICOBAME 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/icobame-18.2019.40.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Worokinasih, Saparila. "Small Financial Credit Banking for SMEs (Small and medium enterprises)." In Proceedings of the Annual International Conference of Business and Public Administration (AICoBPA 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/aicobpa-18.2019.46.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Mladenović, Vladimir, Milica Krulj-Mladenović, Danilo Obradović, and Dobrica Radovanović. "Banking at a Turning Point." In Ninth International Scientific-Business Conference LIMEN Leadership, Innovation, Management and Economics: Integrated Politics of Research. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2023. http://dx.doi.org/10.31410/limen.2023.159.

Full text
Abstract:
This paper will show modern banking products which, by all pa­rameters, will eventually lead to the total transformation of banking op­erations into electronic form, whether desired or not – it’s only a matter of time. A SWOT analysis will show the current state of the banking market and where it is heading. The expansion of modern products in banking has already begun, and no one can predict the extent to which it will contin­ue. We can only wait and see how much traditional banking will manage to cope with the pressures brought by the introduction of innovations into their communication syst
APA, Harvard, Vancouver, ISO, and other styles
8

Lashkhi, Mariam. "The Shadow Banking in Georgia." In V National Scientific Conference. Grigol Robakidze University, 2023. http://dx.doi.org/10.55896/978-9941-8-5764-5/2023-19-35.

Full text
Abstract:
Shadow banking is an important component of many financial systems. Due to their role in transferring risks to the financial system, institutions operating within the shadow banking system require increased attention, as demonstrated by the recent global crisis. This paper aims to investigate the size and trend of the shadow banking sector in the context of financial stability in Georgia. For this purpose, an analysis of the financial sector of Georgia was conducted to study the activities of shadow banks and the potential risks related to their activities. The study uses FSB and ESRB methodol
APA, Harvard, Vancouver, ISO, and other styles
9

Hj Azlan, Ali Al-Amani. "Evaluation of Retrograde Condensate Dropout Phenomena in a Gas Condensate Reservoir." In SPE Annual Technical Conference and Exhibition. SPE, 2022. http://dx.doi.org/10.2118/212382-stu.

Full text
Abstract:
Abstract The paper presents the result of an investigation of condensate drop-out phenomena through reservoir fluid characterization and well testing analysis to answer the condensate banking issue in an offshore gas field. Further evaluation via the Enhanced Gas Recovery (EGR) method has been conducted for condensate recovery optimization strategy. The fluid characterization through EOS modelling is performed to match the laboratory results. Having achieved a reasonable match of the EOS model, the Condensate Gas Ratio (CGR) variation over pressure depletion is established and compared with th
APA, Harvard, Vancouver, ISO, and other styles
10

Lukiastuti, Fitri, and Agung Hendra Kusuma. "The Moderating Role of Access to Financing on the Relationship Between Entrepreneurial Orientation and Performance of Batik Smes." In The 3rd International Conference on Banking, Accounting, Management and Economics (ICOBAME 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.210311.024.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "SME Banking"

1

Wie, Dr Dainn. Small Tech, Big Impact: Low-Cost ICT and SME Productivity – Microdata Evidence from Nine Economies in Asia. Asian Productivity Organization, 2025. https://doi.org/10.61145/seaj2269.

Full text
Abstract:
Explore how low-cost ICT tools—like mobile banking, websites, and e-payments—boost SME productivity in nine APO economies. Using firm-level data from nine economies, the report demonstrates how digital adoption enables small firms to overcome barriers to growth. It also offers actionable policy insights to bridge the digital divide and promote inclusive economic development.
APA, Harvard, Vancouver, ISO, and other styles
2

Cerda, Maikol, David Cervantes, Paul Gertler, et al. Covid-19 Pandemic and SMEs' Performance in Latin America. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004720.

Full text
Abstract:
The COVID-19 pandemic generated a large negative external shock to the global economy. Businesses worldwide were affected by economic, health, and mobility restrictions that impacted consumers ability to access goods and services and firms profitability and survival rates. In this paper, we study the economic performance of Latin American MSMEs during the pandemic using disaggregated and high-frequency administrative banking deposits and income data from Brazil, Chile, Colombia, Mexico, Paraguay, and Peru. We observe a sharp short-term decline in firm earnings due to the implementation of lock
APA, Harvard, Vancouver, ISO, and other styles
3

Carrera-Marquis, Daniela. Banking on Global Sustainability: A Sustainable Downscaling Strategy in Latin America and the Caribbean. Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0008448.

Full text
Abstract:
Adequate financial markets are fundamental to sustainable development. Accurate capital allocation requires return on investment incorporates the social and environmental variables impacting, negatively or positively, such investment. Values-based capital allocation relies on sound corporate governance structures guiding the decision-making process towards sustainability objectives, not shortterm returns. One where the use of natural capital preserves the stock of capital, assuring that all generations live-off the income-flow. Concurrently financial markets, especially in emerging markets, sh
APA, Harvard, Vancouver, ISO, and other styles
4

Nunes, João, and Sérgio Lagoa. Lessons from the collapse of two banks in Portugal: Implications for banking management and regulation. DINÂMIA'CET-Iscte, 2023. http://dx.doi.org/10.15847/dinamiacet-iul.wp.2023.04.

Full text
Abstract:
It is almost 10 years since one of Portugal’s five largest banks, BES, was subject to a bank resolution measure. In 2015, another large bank, BANIF, followed the same path. Now that some time has passed and the full consequences of the resolutions materialised, it is time to reflect on the causes of the crises at these two banks and to draw lessons for the future. In addition to looking into the relevant literature, official company reports, parliamentary inquiries, newspapers and other public information, we examine whether key financial ratios could have raised a red flag. We conclude that t
APA, Harvard, Vancouver, ISO, and other styles
5

Federico, Pablo M. Developing an Index of Liquidity-Risk Exposure: An Application to Latin American and Caribbean Banking Systems. Inter-American Development Bank, 2012. http://dx.doi.org/10.18235/0009083.

Full text
Abstract:
After the 2007-2009 global financial crisis and previous financial crises in Latin America, the liquidity-risk exposure of banking systems is considered one of the most important vulnerabilities. At the same time, that exposure may also be the most mysterious of those vulnerabilities, as the dimensions of this risk are not yet well understood and good metrics have not been available. This goal of this paper is to provide a thorough review of previous contributions and to develop a set of measures of systemic liquidity-risk exposure of banking systems, with a focus on Latin American and Caribbe
APA, Harvard, Vancouver, ISO, and other styles
6

Gisbert, Josep, and José E. Gutiérrez. Bridging the Gap? Fintech and financial inclusion. Banco de España, 2024. http://dx.doi.org/10.53479/37433.

Full text
Abstract:
The rise of FinTech lenders offers an opportunity to promote financial access but may disrupt banks’ banking efforts. This paper presents a banking model where an incumbent bank specializes in certain niche markets. When a FinTech lender enters, competition intensifies, reducing the bank’s gains from serving some of its niches. Although FinTech lending can help serve certain unattended niches, the bank may abandon others, creating an ambiguous impact on financial inclusion. Financial inclusion may even decline when the FinTech lender is less efficient at serving new niches and better able to c
APA, Harvard, Vancouver, ISO, and other styles
7

Masciandaro, Donato. Is the Anti Money Laundering Compliance Convenient?: International Capital Flows and Stigma Effect in Latin America: The Case of Paraguay. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0006973.

Full text
Abstract:
This study analyzes the international financial flows of Latin America in order to verify existence and direction of the Stigma Effect. Is the AML/CFT financial regulation that addresses the money laundering and terrorism finance phenomena relevant in shaping the pattern of international banking movements? We test if the FAFT listing-delisting events are effective sticks and carrots for the targeted countries in influencing cross-border banking flows. The tests are based on a theoretical framework, where the stigma effect holds if doing business with a listed country produces nonlinear monetar
APA, Harvard, Vancouver, ISO, and other styles
8

Orozco, Manuel. International Flows of Remittances: Cost, Competition and Financial Access in Latin America and the Caribbean¿toward an Industry Scorecard. Inter-American Development Bank, 2006. http://dx.doi.org/10.18235/0006574.

Full text
Abstract:
This report analyzes current trends in money transfers, paying attention to the gradual decline in costs and some of the factors influencing the decline. The report also highlights the fact that both banking and nonbanking financial institutions, such as microfinance institutions, are increasingly becoming major payers of money in Latin America and the Caribbean.
APA, Harvard, Vancouver, ISO, and other styles
9

Buch, Claudia M., and Linda S. Goldberg. International Banking and Nonbank Financial Intermediation: Global Liquidity, Regulation, and Implications. Federal Reserve Bank of New York, 2024. http://dx.doi.org/10.59576/sr.1091.

Full text
Abstract:
Global liquidity flows are largely channeled through banks and nonbank financial institutions. The common drivers of global liquidity flows include monetary policy in advanced economies and risk conditions. At the same time, the sensitivities of liquidity flows to changes in these drivers differ across institutions and have been evolving over time. Microprudential regulation of banks plays a role, influencing leverage and capitalization, changing sensitivities to shocks, and also driving risk migration from banks to nonbank financial institutions. Risk sensitivities and flightiness of global l
APA, Harvard, Vancouver, ISO, and other styles
10

Celis, Carolina, Arturo Galindo, and Liliana Rojas-Suárez. Stylized Facts on the Quality of Banking Regulation in Latin America and the Caribbean. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013121.

Full text
Abstract:
This report presents findings from a comprehensive survey of 18 central banks and banking supervisor authorities in Latin America and the Caribbean, including major economies like Argentina, Brazil, Chile, Colombia, and Mexico. The survey aimed to assess the adoption of the Basel III standards across the region and revealed significant diversity in regulatory capital frameworks. Notably, while 75 percent of respondent countries have adopted Basel III for some financial intermediaries, 44 percent still maintain hybrid systems allowing for Basel I or II standards. These results highlight the reg
APA, Harvard, Vancouver, ISO, and other styles
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!