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1

Capretta, James C. Improving congressional spending habits. Hudson Institute, 2008.

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2

Cook, Annabel Kirschner. The evolution of Japanese food spending patterns, 1963-1984. IMPACT Center, College of Agriculture & Home Economics, Washington State University, 1988.

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3

Coburn, Tom A. Oklahoma waste report: Exposing Washington's wasteful spending habits in our own backyard. [Sen. Tom Coburn], 2012.

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4

Erway, Cathy. The art of eating in: How I learned to stop spending and love the stove. Gotham Books, 2010.

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5

Erway, Cathy. The art of eating in: How I learned to stop spending and love the stove. Gotham Books, 2010.

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6

Foundation, Public Agenda, ed. The Public debt: Breaking the habit of deficit spending. [s.n.], 1988.

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7

Cavallo, Polly. Financial Fast: Break Bad Spending Habits. Independently Published, 2022.

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8

Chase, Jennifer K. Stop Spending!: 24 Little Tools to Help Stop Your Big Spending Habits. CreateSpace Independent Publishing Platform, 2017.

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9

note, Expense. Expense Journal: Daily Money Spending Log Book and Planner to Control Your Spending Habits. Independently Published, 2021.

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10

Soukup, Ruth. Develop Good Habits: Living Well, Spending Less, Session 3. Zondervan, 2015.

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11

author, Thompson Leigh L., ed. Stop spending, start managing: Strategies to transform wasteful habits. 2016.

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12

Martin, Dennis. Personal Expense Tracker: Track Your Spending for Business Reimbursement, Deductions or to Identify Spending Habits. Independently Published, 2019.

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13

Journals, Online. Online Shopping Tracker: Keep Track of Your Internet Spending Habits. Independently Published, 2018.

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14

Zokaityte, Asta. Financial Literacy Education: Edu-Regulating our Saving and Spending Habits. Palgrave Macmillan, 2017.

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15

Zokaityte, Asta. Financial Literacy Education: Edu-Regulating Our Saving and Spending Habits. Springer International Publishing AG, 2018.

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16

Maker, Money. Money: Personal Expense Tracker, Cash Management, Cost, Expenses, and Spending Habits. Independently Published, 2020.

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17

Brownemiller, Angela. Rewiring Your Self to Break Addictions and Habits. ABC-CLIO, LLC, 2009. http://dx.doi.org/10.5040/9798216008576.

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Considering the many ways people seek emotional pleasure, relaxation or escape in self-harmful ways - from excessive alcohol use and drug abuse to smoking, overeating, compulsive gambling, out-of-control spending and even lesser behaviors like habitual nail-biting - there are few of us who do not have, or know someone close who has, an addiction or habit they wish they could break. The problem common to all, says author Browne-Miller, is that psychological reactions to events have motivated behaviors which, in turn, have created biochemical reactions in the brain that actually wires it for repeating the habit or addiction. In this groundbreaking book, Browne-Miller explains simply and clearly how we can control our thoughts to rewire the brain and beat the pattern that spurs repeating harmful habits, and addictions.
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18

Know Your Expenses: Be in the Know When It Comes to Your Spending Habits. Independently Published, 2021.

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19

Penguin, Fuzzy. Expense Tracker: A Notebook to Keep Track of Your Spending Habits - Personal Expense Ledger Journal. Independently Published, 2021.

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20

Maker, Money. I Am a Money Magnet - Personal Expense Tracker: Cash Management, Cost, Expenses, and Spending Habits. Independently Published, 2020.

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21

Press, Trendy Planner. Personal Expense Tracker : Coffee Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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22

Press, Trendy Planner. Personal Expense Tracker : Pineapple Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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23

Press, Trendy Planner. Personal Expense Tracker : Cherries Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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24

Press, Trendy Planner. Personal Expense Tracker : Unicorn Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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25

Press, Trendy Planner. Personal Expense Tracker : Watermelon Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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26

Keehn, Kelley. The Prosperity Factor for Kids: A Comprehensive Parents Guide to Developing Positive Saving, Spending, and Credit Habits. Insomniac Press, 2008.

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27

Press, Trendy Planner. Personal Expense Tracker : Cactus Gifts: Cute Daily Expense Tracker Organizer to Keep Track of Your Spending Habits. Independently Published, 2019.

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28

joe, kabdi. 30 Days No Spend Challenge: Simplify Your Life and Spending Habits, Spend Less and Live a Minimalist Lifestyle. Independently Published, 2021.

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29

silva, mello. 30 Days No Spend Challenge: Simplify Your Life and Spending Habits, Spend Less and Live a Minimalist Lifestyle. Independently Published, 2021.

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30

The art of eating in: How I learned to stop spending and love the stove. Gotham Books, 2010.

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31

Davos, Peter Yiannis. The coming collapse of retail real estate: A fundamental shift in consumer spending habits, retail viability and lending procedures. 2009.

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32

Guide on Budgeting and Money Management: How to Control Your Impulsive Spending Habits and Reach Your Financial Goals Faster. Independently Published, 2021.

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33

Do you know where your money is?: How emotions, habits, and hidden addictions impact your debts, saving, and spending. Cloverloft Publishing, 2015.

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34

Keehn, Kelley. The prosperity factor for Canadian kids: A comprehensive Canadian parent's guide to developing positive saving, spending and credit habits. Insomniac Press, 2007.

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35

Most Effective Budgeting Guide: 13 Easy Ways You Can Learn How to Budget Your Money and Practice Good Spending Habits. Independently Published, 2020.

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36

Co, Budgeteering. Budget Planner Includes : Envelope System, Paycheck Breakdown, Expense Tracker, Debt Payment Plan: Payoff Your Debt and Track Your Spending Habits. Independently Published, 2019.

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37

12 Steps to Eliminate Debt Forever!: Become debt free using your current income by changing your Mind, Habits, and Spending! Outskirts Press, 2006.

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38

Lyall, Donnette. Money-Saving Guide : How to Change Your Spending Habits and Start Budgeting Effectively: Tips to Save Lots of Money at the Checkout. Independently Published, 2021.

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39

Krygowski, B. C. Spending Habits for Professionals Who Want to FIRE: HOW TO SAVE MONEY WHILE WORKING FULL TIME SO YOU CAN GAIN FINANCIAL FREEDOM. FIRE Freedom Press, a Division of Krygowski, LLC, 2019.

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40

Budget Booklet: This Booklet Is the Perfect Tool to Manage Your Finances, Organize Your Spending Habits, Expenses and Controlling Your Daily Budget. Independently Published, 2021.

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41

Budget Notepad: This Notepad Is the Perfect Tool to Manage Your Finances, Organize Your Spending Habits, Expenses and Take Controlling Your Daily Budget. Independently Published, 2021.

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42

10 Habits to Success : Invest in Yourself Before Spending, Generate Passive Income, Look for an Opportunity: BUILD RULES for SUCCESS, Spend Time with Successful People. Independently Published, 2020.

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43

Craig, Shannon W. Indebted to Clutter and Enslaved to Consuming: A short look on how we are controlled by our spending habits and how to take back your life. CreateSpace Independent Publishing Platform, 2011.

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44

Smith, Katie. 30-Day NO SPEND Challenge Guide: Declutter and Organize Your Mind, Simplify Your Life and Spending Habits, Spend Less and Live a Minimalist Lifestyle, Stress Free. Independently Published, 2019.

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45

Moore, Michelle. More with Less: Get a Grip on Your Excessive Spending and Hoarding Habits, Create a Personalized Budget, and Adopt a Savings-Oriented Mindset and Minimalist Lifestyle. Independently Published, 2018.

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46

Minierva, Megan. Kakeibo : the Japanese Method of Saving Money Bi - Weekly Financial Tracker Debt Tracker and Income Tracker Spending Habits: Budgeting, for Men, for Women, Gifts, Financial Freedom, Organization, Managing Finances. Independently Published, 2021.

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47

Martin, Marty. The Inner World of Money. ABC-CLIO, LLC, 2012. http://dx.doi.org/10.5040/9798400670374.

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Unlike most guidebooks for improving personal finances, this breakthrough work helps readers defeat the often debilitating anxieties over money that can affect financial decision-making. For more than a decade, psychologist and business professor Marty Martin has helped hundreds of people around the globe overcome the psychological barriers to developing a healthier relationship with their money. With The Inner World of Money: Taking Control of Your Financial Decisions and Behaviors, Martin puts his practical, proven tools for effective earning, saving, spending, and investing in your hands. Bookstores are full of titles on improving personal finances, but none focus on the often debilitating worries that can lead to poor money habits. The Inner World of Money addresses those worries head-on with time-tested strategies for dealing with bill-paying, personal debt, splurge spending, investment, and household budgets. Going beyond simply explaining bonds, stocks, CDs, and mutual funds, Martin provides genuine, life-changing support based on the latest advances in neuroeconomics, evolutionary psychology, positive psychology/happiness studies, sustainability, socially responsible investing, and behavioral finance, an emerging science combining the best of finance and psychology.
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48

Fields, Brandon, and Umbori Watson. B2U Budget Book - a Fun and Colorful Expense Tracker to Help Athletes and All Who Use It Record Daily, Weekly, or Monthly Budget. Financial Expense List Savings and Debt Tracker. Great for Building Financial Awareness and Confident Spending Habits. Independently Published, 2021.

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49

Melville, Keith. The Public Debt: Breaking the Habit of Deficit Spending (Nif Ser.). Kendall/Hunt Publishing Company, 1988.

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50

National Issues Forum Institute Staff. The Public Debt: Breaking the Habit of Deficit Spending (Nif Ser.). Kendall/Hunt Publishing Company, 1988.

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