Relevant bibliographies by topics / Standard Bank of South Africa Limited

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Standard Bank of South Africa Limited'

Author: Grafiati
Published: 4 June 2021
Last updated: 27 July 2025

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Journal articles on the topic "Standard Bank of South Africa Limited"

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Desta, Tesfatsion Sahlu. "Are the best African banks really the best? A Malmquist data envelopment analysis." Meditari Accountancy Research 24, no. 4 (2016): 588–610. http://dx.doi.org/10.1108/medar-02-2016-0016.

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Purpose This paper aims to examine whether the African commercial banks selected as the best African banks by Global Finance Magazine really are the best. Design/methodology/approach Panel data envelopment analysis (DEA) was used, as well as the Malmquist total factor productivity index, to distinguish productive banks from unproductive banks. Nineteen commercial banks were selected from the 30 best African banks as identified by the Global Finance Magazine. Findings Of the 19 banks, five were found to be unproductive. Bank productivity was attributed mainly to technological change, and differ
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Van Heerden, Chris, and Gary Van Vuuren. "Establishing The Relative Competitiveness Of South African Banking Shares: A Kalman Filter Approach." Journal of Applied Business Research (JABR) 31, no. 2 (2015): 539. http://dx.doi.org/10.19030/jabr.v31i2.9152.

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<p>It is argued that the Basel III Accord will undermine the ROE of South African banks, and with the downgrading of South African banks during August 2014, will force investors to revaluate South African banking shares as attractive investment options. However, results from the Sharpe and Omega ratios, based on returns forecast using the Kalman filter, accentuate the likelihood that the South African industry can still be expected to be a competitive and feasible investment option after the downgrade. Evidence suggests that Capitec Bank Holdings Limited and Standard Bank Group Limited w
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Seebregts, Christopher, Pierre Dane, Annie Neo Parsons, et al. "Designing for scale: optimising the health information system architecture for mobile maternal health messaging in South Africa (MomConnect)." BMJ Global Health 3, Suppl 2 (2018): e000563. http://dx.doi.org/10.1136/bmjgh-2017-000563.

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MomConnect is a national initiative coordinated by the South African National Department of Health that sends text-based mobile phone messages free of charge to pregnant women who voluntarily register at any public healthcare facility in South Africa. We describe the system design and architecture of the MomConnect technical platform, planned as a nationally scalable and extensible initiative. It uses a health information exchange that can connect any standards-compliant electronic front-end application to any standards-compliant electronic back-end database. The implementation of the MomConne
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Scher, A. T. "Lumbar spine X-rays for back pain: Still justified as a screening examination in South Africa." South African Journal of Radiology 7, no. 3 (2003): 9–11. http://dx.doi.org/10.4102/sajr.v7i3.1390.

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Standard teaching in the imaging approach to patients with back pain is that plain X-ray should only be obtained after 3 months of conservative treatment and thorough clinical examination and appropriate laboratory investigations. This approach, while appropriate in first-world countries, may lead to conditions such as tuberculosis of the spine being overlooked. An analysis was therefore made of 1 383 patients with complaints of lower back pain who were referred for X-ray of the lumbar spine. In 28 patients active spinal tuberculosis was diagnosed; in 8 of these patients the diagnosis had not
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Schulze, WG, and SIEG Eiselen. "Regspraak: The unilateral termination by a bank of the bank–client agreement between it and its client?" Tydskrif vir die Suid-Afrikaanse Reg 2022, no. 4 (2022): 828–38. http://dx.doi.org/10.47348/tsar/2022/i4a12.

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Die reg van ’n bank om die bank-kliënt ooreenkoms eensydig te beëindig, is tans een van die brandpunte in die Suid-Afrikaanse bankreg. Die vernaamste gesag in hierdie verband is die beslissing in Bredenkamp v Standard Bank of South Africa Ltd (2010 4 SA 468 (HHA)). In ’n onlangse beslissing van die Wes-Kaapse hooggeregshof in Survé v Nedbank Limited ((698/2022) 2022 ZAWCHC 19 (14 Febr 2022)), het die hof in ’n aantal obiter-opmerkings moontlik onsekerheid gesaai oor die algemene geldigheid van die beginsels soos uiteengesit in die Bredenkamp-saak. Hierdie bespreking ondersoek die geldigheid va
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Shelepov, Andrei. "The Influence of the G20’s Digitalization Leadership on Development Conditions and Governance of the Digital Economy." International Organisations Research Journal 17, no. 1 (2022): 96–113. http://dx.doi.org/10.17323/1996-7845-2022-01-04.

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Given the increasing importance of the digital economy, competition for digital technologies and solutions, as well as the contest to influence norms, standards, and regulatory mechanisms, is escalating. This influence is distributed unevenly—digitalization leaders, primarily the key Group of 20 (G20) members, gain significant advantages, increasing their potential for shaping digital regulation through the consistent inclusion of domestic standards and norms in the documents of multilateral institutions, including the G20, the Organisation for Economic Co-operation and Development (OECD), the
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Shelepov, Andrei. "The Influence of the G20’s Digitalization Leadership on Development Conditions and Governance of the Digital Economy." International Organisations Research Journal 17, no. 1 (2022): 96–113. http://dx.doi.org/10.17323/1996-7845-2022-01-04.

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Given the increasing importance of the digital economy, competition for digital technologies and solutions, as well as the contest to influence norms, standards, and regulatory mechanisms, is escalating. This influence is distributed unevenly—digitalization leaders, primarily the key Group of 20 (G20) members, gain significant advantages, increasing their potential for shaping digital regulation through the consistent inclusion of domestic standards and norms in the documents of multilateral institutions, including the G20, the Organisation for Economic Co-operation and Development (OECD), the
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Fotso, Bakam, and E. I. Edoun. "Critical Assessment of Banking Institutions in South Africa." Journal of Economics and Behavioral Studies 9, no. 2(J) (2017): 6–21. http://dx.doi.org/10.22610/jebs.v9i2(j).1646.

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Banks play an important role in a country’s economy through investments, deposits and withdrawals. Many banking products are sold to clients to meet their financial needs and obligations. Their performances are therefore very critical in supporting socio economic development. Financial institutions still facing challenges linked to the lack of financial previsions through the use of financial tool that allows preventing financial distress. Banks are not always well-managed because managers lack capacity and the sound knowledge in dealing effectively with the analysis of risk and return and d
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Fotso, Bakam, and E. I. Edoun. "Critical Assessment of Banking Institutions in South Africa." Journal of Economics and Behavioral Studies 9, no. 2 (2017): 6. http://dx.doi.org/10.22610/jebs.v9i2.1646.

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Banks play an important role in a country’s economy through investments, deposits and withdrawals. Many banking products are sold to clients to meet their financial needs and obligations. Their performances are therefore very critical in supporting socio economic development. Financial institutions still facing challenges linked to the lack of financial previsions through the use of financial tool that allows preventing financial distress. Banks are not always well-managed because managers lack capacity and the sound knowledge in dealing effectively with the analysis of risk and return and dec
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A. Johnston, Kevin, and Grandon Gill. "Standard Bank: The Agile Transformation." Journal of Information Technology Education: Discussion Cases 6 (2017): 07. http://dx.doi.org/10.28945/3923.

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South Africa’s largest bank has recently completed a transformation from traditional systems development to the scaled agile framework. The individual leading the transformation is now considering how to keep the momentum going and possible new directions. Josef Langerman, Head of IT Transformation for Standard Bank, reflected on the extraordinary transformation that his organization’s IT group had recently experienced. Over the past three years, Standard Bank’s IT group had changed from the relatively well accepted systems development lifecycle/waterfall model to a revolutionary large scale a
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Dissertations / Theses on the topic "Standard Bank of South Africa Limited"

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Skepe, Siphelo. "Evaluation of the applicability of Lewin's force field analysis in the implementation of the Financial Sector Charter at Standard Bank." Thesis, Rhodes University, 2013. http://hdl.handle.net/10962/d1006775.

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According to the Financial Sector (FS) Charter, in August 2002, at the NEDLAC Financial Sector Summit, "the financial sector committed itself to the development of a Black Economic Empowerment (BEE) charter. It made this commitment, noting that: "Despite significant progress since the establishment of a democratic government in 1994, South African society remains characterised by racially based income and social services inequalities. This is not only unjust, but inhibits the country's ability to achieve its full economic potential. BEE is a mechanism aimed at addressing inequalities and mobil
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Zingwe, Tawanda. "The relationship between emotional stability, stress and work family conflict, among Standard Bank female employees in the Border region." Thesis, University of Fort Hare, 2012. http://hdl.handle.net/10353/d1007133.

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The aim of this study was to investigate the relationship that exists between emotional stability, stress and work-family conflict among Standard Bank female employees. For this purpose data was collected from the female employees of Standard Banks in Alice, Fort Beaufort, King Williams and East London Town’s in the Eastern Cape. A sample of 72 female bank employees was drawn from the population. Neuroticism is the opposite of emotional stability and it was mostly often used in place of emotional stability in the study. Results of the study indicated that all study variables are significantly
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Oduro-Kwateng, George. "The evaluation of environmental reporting by publicly listed South African banks." Thesis, Rhodes University, 2010. http://hdl.handle.net/10962/d1003860.

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Recently, bankers have come to realise that banking operations, especially corporate lending, affect and are affected by the natural environment and that consequently, the banks might have an important role to play in helping to raise environmental standards. Although the environment presents significant risks to banks, in particular environmental credit risk, it also perhaps presents profitable opportunities. Stricter environmental regulations have forced companies to invest in environmentally friendly technologies and pollution control measures and in tum generated lending opportunities for
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De, Lange Michael Coenraad. "A strategic analysis of Capitec Bank Limited within the South African banking industry." Thesis, Nelson Mandela Metropolitan University, 2013. http://hdl.handle.net/10948/d1019932.

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The South African banking industry is well regulated and oligopolistic by nature. The financial sector in South Africa is of a world class standard, comparing favourably to that of developed countries i.e. United States of America and Great Britian, and developing economies such as the BRIC (Brazil, Russia, India and China) countries. The South African financial sector possesses the critical elements to exhibit good growth and sustainable profitabiblity. Capitec Bank Limited revolutionised the banking industry by providing a simplified and cost effective banking solution targeting the masses i
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Arthur, Michael Dry. "Think differently : South Africa theatre of/in transition and the Standard Bank National Arts Festival 1992-1996 /." Digital version accessible at:, 1999. http://wwwlib.umi.com/cr/utexas/main.

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Silva, Jane Susan. "The growth, development and impact of the Grahamstown Festival of the Arts with special reference to music." Thesis, Rhodes University, 1998. http://hdl.handle.net/10962/d1002322.

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The Grahamstown Festival has become a huge and complex annual celebration of the arts, transforming the small Eastern Cape city for ten days every year. However this event had very modest beginnings, as did music and festivals in the city of Grahamstown. From its early days Grahamstown showed strong signs of becoming an important cultural centre, presenting numerous musical concerts from 1812, the festival tradition in the city beginning in 1887. The modern arts festival, initiated in 1971, had a chequered history during the early and mid 1970's, weathering economic recession, petrol restricti
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Bleske, Adrian. "The antecedents of customer satisfaction in a financial institution : a qualitative study." Thesis, Rhodes University, 2008. http://hdl.handle.net/10962/d1015482.

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The following is a case study report on the Cape Town business unit of Standard Bank Properties. The research project falls within the ambit of services marketing which introduces several unique management challenges for service businesses that sell services as a core offering. The principal aim of the case study is to gain an understanding of why customers bank at the business unit and to discover what aspects are critical to customer satisfaction. A further goal of the research is to examine how the business unit could improve customer satisfaction and to highlight any impediments to further
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Bragge, Brent Reuben. "Economic impact studies and methodological bias : the case of the National Arts Festival in South Africa." Thesis, Rhodes University, 2011. http://hdl.handle.net/10962/d1002702.

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Over the course of the last three decades, it has become popular practice to evaluate tourism events like cultural festivals in financial terms, through the use of economic impact studies. This can be attributed at least in part to the notable growth in the number of festivals being held globally and, as such, a higher level of competition between festivals for the limited funding which is available. Economic impact studies, and the resultant findings, have thus become powerful tools for the lobbying of sponsorship, and it has become increasingly important that the impact calculations be as ac
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Van, der Westhuizen Michelle Daleen. "BASEL III and unsecured lending in the banking industry in South Africa : a look into the risk coverage of ABIL and Capitec Bank Holdings Limited since the introduction of BASEL III." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97289.

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Thesis (MBA)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: According to Vestergaard and Wade (2012:486), “No financial or bank crisis has ever occurred from something ex-ante perceived as risky”. On the contrary – according to Per Kurowski (2010 in Vestergaard & Wade 2012:486) “they have all resulted, no exceptions, from excessive lending or investment in something perceived as not risky”. BASEL III, also known as the Third BASEL Accord, was developed by the Basel Committee on Banking Supervision (BCBS) as a comprehensive set of measures to strengthen regulation and risk management and
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Snowball, Jen. "The economic valuation of cultural events in developing countries: combining market and non-market valuation techniques at the South African National Arts Festival." Thesis, Rhodes University, 2006. http://hdl.handle.net/10962/d1002703.

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The arts in many countries, but particularly in developing ones, are coming under increasing financial pressure and finding it difficult to justify the increases in government funding needed to maintain and grow the cultural sector. The trend in cultural economics, as well as in other areas, appears to be towards including qualitative valuations, as well as the more traditional quantitative ones. This thesis argues that the value of cultural events should include long term historical qualitative analysis, financial or economic impact and a valuation of the positive externalities provided by cu
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Books on the topic "Standard Bank of South Africa Limited"

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Jones, Stuart. The great imperial banks in South Africa: A study of the business of Standard Bank and Barclays Bank, 1861-1961. University of South Africa, 1996.

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Paulson, Jo Ann. Financial services for the urban poor: South Africa's E Plan. World Bank, 1998.

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Hern, Brian. South African paper money trends: Standard catalogue of the banknotes of South Africa. P. & G. Coin Co., 1986.

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Ally, Russell. Gold & empire: The Bank of England and South Africa's gold producers, 1886-1926. Witwatersrand University Press, 1994.

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Amphlett, George Thomas. History of the Standard Bank of South Africa Ltd 1862-1913. Creative Media Partners, LLC, 2022.

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Amphlett, George Thomas. History of the Standard Bank of South Africa Ltd 1862-1913. Creative Media Partners, LLC, 2022.

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Alan Wade, SAP ABAP Developer %2f Performance Analyst at Standard Bank South Africa. Blurb, 2016.

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Maringe, Felix, ed. Systematic Reviews of Research in Basic Education in South Africa. African Sun Media, 2021. http://dx.doi.org/10.18820/9781991201157.

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Maringe ought to be commended for putting together an invaluable contribution to our understanding of research into a complex education system in South Africa. This volume provides a useful foundation to the current state of education quality in South Africa including the impact of interventions. It also brings to the fore challenges still facing education transformation. The evidence presented which, taken together, lays out a coherent view of how improvements could be made. Albert Chanee Head of Planning, Gauteng Department of Education For too long the weight of educational scholarship prod
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Epstein, Rachel A. Conclusion. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198809968.003.0006.

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The study’s findings from Europe have implications for other major powers, including that: (1) banking sector protectionism became increasingly costly given other liberalizing trends; (2) foreign-owned bank subsidiaries can provide more stable funding in crises than alternative foreign or even domestic bank activity; (3) foreign domination in finance limited catching up in the global economy, but in fact few states showed the capacity to exploit domestic banks for national goals; and (4) centralized bank governance through European Banking Union weakened bank–state ties in Europe, and elevated
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Book chapters on the topic "Standard Bank of South Africa Limited"

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Conradie, Barbara. "The Standard Bank and Its Records as an Economic Source." In Banking and Business in South Africa. Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-09632-9_10.

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Nzimande, T. N. M., Vimbayi G. P. Chimonyo, E. M. Wimalasiri, and Tafadzwanashe Mabhaudhi. "Using AquaCrop, DSSAT and the SIMPLE to Estimate Water Use of Underutilised Cereal in South Africa." In Enhancing Water and Food Security Through Improved Agricultural Water Productivity. Springer Nature Singapore, 2025. https://doi.org/10.1007/978-981-96-1848-4_9.

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Abstract The study compares yield, biomass and water use (WU) for maize, sorghum and millet simulated using three crop models of varying complexity: AquaCrop, DSSAT and the SIMPLE model. A standard set of crop parameters was used to develop crop files for all three models. Similar soil, climate and management descriptions from the Ukulinga Research Farm were used across the models. The performance of the three models was observed to be statistically different. Based on the mean bias error, all models overestimated yield, but the lowest overestimation was with AquaCrop (0.22 t/ha), followed by
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Lorgat, Aisha. "“No, We Are Not Fighting Against Foreign Workers and We’ll Never Fight Against Foreign Workers”: Trade Unions and Migrant Rights." In IMISCOE Research Series. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-92114-9_17.

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AbstractInternational human rights instruments do not explicitly include protection of undocumented migrants, but arguments for their inclusion are made on both normative and pragmatic basis. These denizens are often prevented from accessing rights de facto due to social practices, even when they are accorded de jure rights through legislation. As a result, the overwhelming majority of migrants are faced with limited options, have little voice, and have to make a living among and as part of the precariat. After 1994, South Africa was increasingly seen as a favourable destination for migrants s
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van der Linde, Kathleen. "South Africa." In Financing Company Group Restructurings. Oxford University Press, 2015. http://dx.doi.org/10.1093/oso/9780198738466.003.0020.

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The author would like to thank Adam Harris, partner at Bowman Gilfillan, Juanitta Calitz, associate professor at the University of Johannesburg, and Riza Moosa, director at Norton Rose Fulbright South Africa, for valuable feedback on a draft of this chapter. The author also benefitted from discussions with Stephen Gamble, chairman of the Loan Markets Association’s Africa Group, and Alex Otto, head of Structured Products and Principle Investments at Standard Bank Group. The material contained herein is intended as a general guide only and is not intended to be a memorandum of law study, nor to
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Makatjane, Katleho, and Ntebogang Dinah Moroke. "Detecting Bank Financial Fraud in South Africa Using a Logistic Model Tree." In Applications of Machine Learning and Deep Learning for Privacy and Cybersecurity. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-7998-9430-8.ch008.

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Artificial intelligence is gradually becoming the standard mechanism underpinning online banking. Users' profiles can be confirmed using a variety of methods, including passcodes, fingerprints, acoustics, and images through this technology. On the other hand, traditional cybersecurity measures are unable to prevent internet-based fraud after the visualisation process has been infiltrated. In light of this, the aim of this chapter is to examine the efficiency of the logistic model tree (LMT) in detecting financial fraudulent transactions in South African banks and, ultimately, to develop a fina
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Davis, Geoffrey V. "“Days of Miracle and Wonder”: Standard Bank National Arts Festival Grahamstown, South Africa. July 3–13, 1997." In New Theatre in Francophone and Anglophone Africa. BRILL, 1999. https://doi.org/10.1163/9789004656178_021.

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Rarani Manelisi and Fore Stanley. "Quality assurance in low-cost housing construction projects in the metropole." In Construction Materials and Structures. IOS Press, 2014. https://doi.org/10.3233/978-1-61499-466-4-1510.

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In South Africa, to protect the beneficiaries of housing against the inferior workmanship, unsuitable material and inappropriate construction methods, building standards and regulations have been introduced. The housing inspectors have been given power to enforce and ensure that the building standards and regulations are followed and met by contractors. Regardless of the measures, low-cost houses built through government programmes are known to have many quality problems. Hence, this research assesses the effectiveness and adequacy that inspection process contributes to quality assurance in lo
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Fransolet Colette. "Mobile App to Assess Universal Access Compliance." In Studies in Health Technology and Informatics. IOS Press, 2016. https://doi.org/10.3233/978-1-61499-684-2-642.

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In terms of local legislation, South Africa has a handful of regulations that indirectly require Universal Access, which is then in itself largely described as facilities for people with disabilities. The most predominant set of regulations is the South African National Building Regulations, with a specific code which is deemed to satisfy standard titled South African National Standard (SANS) 10400 Part S: Facilities for Persons with Disabilities. Revised in 2011, this building regulation offers some technical guidelines specific to built infrastructure, and largely for people with functional
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Dumas, J. Ann. "Gender ICT and Millennium Development Goals." In Information Communication Technologies. IGI Global, 2008. http://dx.doi.org/10.4018/978-1-59904-949-6.ch035.

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Gender equality and information and communication technology are important in the achievement of the Millennium Development Goals (MDGs) in policy, planning, and practice. The 2000 Millennium Declaration of the United Nations (UN) formed an international agreement among member states to work toward the reduction of poverty and its effects by 2015 through eight Millennium Development Goals: 1. Eradicate extreme poverty and hunger 2. Achieve universal primary education 3. Promote gender equality and the empowerment of women 4. Reduce child and maternal mortality 5. Improve maternal health care 6
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Conference papers on the topic "Standard Bank of South Africa Limited"

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Porter, Michael, and K. Wayne Savigny. "Natural Hazard and Risk Management for South American Pipelines." In 2002 4th International Pipeline Conference. ASMEDC, 2002. http://dx.doi.org/10.1115/ipc2002-27235.

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Hazard identification and rating involve the first two of a four-phase natural hazard and risk management (NHRM) system that is being developed to manage natural hazards along linear facilities. In Canada, completing these first two phases is generally straightforward. Baseline data including air photos, geology and topographic maps are readily available; the number and types of hazard exposure are often limited for any given facility; and, the standard of care expected during design and construction is understood and practiced. The NHRM methodology is also being applied on South American pipe
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Nyarubeli, Israel, Bente Moen, Anette Harris, et al. "Non-standard work hours, accidents and injuries among seafarers. A systematic Review." In 16th International Conference on Applied Human Factors and Ergonomics (AHFE 2025). AHFE International, 2025. https://doi.org/10.54941/ahfe1006542.

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Studies have shown that non-standard work hours are associated with an increased risk of accidents and injuries in healthcare, transportation and manufacturing sectors. Nevertheless, findings in Maritime work environment related to seafarers remain limited and inconsistent. To date, no meta-analytic synthesis has been published on this topic. We conducted a systematic review to examine whether exposure to non-standard work hours/shift work such as night shifts, extended work hours, rotation shifts is associated with an increased risk of accidents and injuries among seafarers. The study was reg
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Anderson, John, and Warrick de Kock. "Adapting the Simple Through Girder to Sit in Nature, The Wupperthal Footbridge." In Footbridge 2022 (Madrid): Creating Experience. Asociación Española de Ingeniería Estructural, 2021. http://dx.doi.org/10.24904/footbridge2022.111.

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&lt;p&gt;Some places are hard to get to and Wupperthal, a small town nestled deep within in the Cederberg Mountains, in South Africa is one of those places. Founded by German missionaries in 1830 the town is home to 1400 inhabitants and a growing tourist destination. An adjacent river, however, is a barrier during the wet seasons for farm children trying to reach the town’s school. A permanent footbridge was therefore recently commissioned to replace temporary structures that have proved dangerous. This paper tells the story of the single span through girder footbridge. Designed to sit as a co
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Reports on the topic "Standard Bank of South Africa Limited"

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Jameel, Yusuf, Paul West, and Daniel Jasper. Reducing Black Carbon: A Triple Win for Climate, Health, and Well-Being. Project Drawdown, 2023. http://dx.doi.org/10.55789/y2c0k2p3.

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Black carbon – also referred to as soot – is a particulate matter that results from the incomplete combustion of fossil fuels and biomass. As a major air and climate pollutant, black carbon (BC) emissions have widespread adverse effects on human health and climate change. Globally, exposure to unhealthy levels of particulate matter, including BC, is estimated to cause between three and six million excess deaths every year. These health impacts – and the related economic losses – are felt disproportionately by those living in low- and middle-income countries. Furthermore, BC is a potent greenho
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Tamburini, Andrea, Arkadiusz Wiśniowski, and Dilek Yildiz. BAYESIAN MULTI-DIMENSIONAL MORTALITY RECONSTRUCTION. Verlag der Österreichischen Akademie der Wissenschaften, 2024. http://dx.doi.org/10.1553/0x003eb05e.

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Even though mortality differentials by socio-economic status and educational attainment level have been widely examined, this research is often limited to developed countries and recent years. This is primarily due to the absence of consistently good-quality inherent data. Systematic studies with a broad geographical and temporal spectrum that engage with the link between educational attainment and mortality are lacking. In this paper, we propose a mortality rates reconstruction model based on multiple patchy data sources, and provide mortality rates by level of education. The proposed model i
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Exploring the Prospects of Using 3D Printing Technology in the South African Human Settlements. Academy of Science of South Africa (ASSAf), 2021. http://dx.doi.org/10.17159/assaf.2021/0074.

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South Africa is a country with significant socio-economic development challenges, with the majority of South Africans having limited or non-existent access to basic infrastructure, services, housing and socio-economic opportunities etc. The urban housing backlog currently exceeds 2.4 million houses, with many families living in informal settlements. The Breaking New Grounds Policy, 2014 for the creation of sustainable human settlements, acknowledges the challenges facing human settlements, such as, decreasing human settlements grants allocation, increasing housing backlog, mushrooming of infor
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An Innovative Scheme Brings Housing to Colombian Public Employees and Pensioners. Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0006284.

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Almost 90 percent of adult Colombians have never had access to credit from a formal financial institution. Public employees like police officers, teachers, soldiers, and clerks encounter difficulties when accessing bank credit despite their formal employment. With low salaries, they struggle to make ends meet and face the same problems accessing credit as others living at the base of the pyramid: insufficient credit history, no collateral, and the perception that lending to them is too risky.Bayport Colombia S.A.S. is a non-bank financial intermediary that specializes in loans repayable via pa
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