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Journal articles on the topic 'Standard Bank of South Africa Limited'

Author: Grafiati

Published: 4 June 2021

Last updated: 27 July 2025

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1

Desta, Tesfatsion Sahlu. "Are the best African banks really the best? A Malmquist data envelopment analysis." Meditari Accountancy Research 24, no. 4 (2016): 588–610. http://dx.doi.org/10.1108/medar-02-2016-0016.

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Purpose This paper aims to examine whether the African commercial banks selected as the best African banks by Global Finance Magazine really are the best. Design/methodology/approach Panel data envelopment analysis (DEA) was used, as well as the Malmquist total factor productivity index, to distinguish productive banks from unproductive banks. Nineteen commercial banks were selected from the 30 best African banks as identified by the Global Finance Magazine. Findings Of the 19 banks, five were found to be unproductive. Bank productivity was attributed mainly to technological change, and differ

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2

Van Heerden, Chris, and Gary Van Vuuren. "Establishing The Relative Competitiveness Of South African Banking Shares: A Kalman Filter Approach." Journal of Applied Business Research (JABR) 31, no. 2 (2015): 539. http://dx.doi.org/10.19030/jabr.v31i2.9152.

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<p>It is argued that the Basel III Accord will undermine the ROE of South African banks, and with the downgrading of South African banks during August 2014, will force investors to revaluate South African banking shares as attractive investment options. However, results from the Sharpe and Omega ratios, based on returns forecast using the Kalman filter, accentuate the likelihood that the South African industry can still be expected to be a competitive and feasible investment option after the downgrade. Evidence suggests that Capitec Bank Holdings Limited and Standard Bank Group Limited w

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3

Seebregts, Christopher, Pierre Dane, Annie Neo Parsons, et al. "Designing for scale: optimising the health information system architecture for mobile maternal health messaging in South Africa (MomConnect)." BMJ Global Health 3, Suppl 2 (2018): e000563. http://dx.doi.org/10.1136/bmjgh-2017-000563.

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MomConnect is a national initiative coordinated by the South African National Department of Health that sends text-based mobile phone messages free of charge to pregnant women who voluntarily register at any public healthcare facility in South Africa. We describe the system design and architecture of the MomConnect technical platform, planned as a nationally scalable and extensible initiative. It uses a health information exchange that can connect any standards-compliant electronic front-end application to any standards-compliant electronic back-end database. The implementation of the MomConne

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Scher, A. T. "Lumbar spine X-rays for back pain: Still justified as a screening examination in South Africa." South African Journal of Radiology 7, no. 3 (2003): 9–11. http://dx.doi.org/10.4102/sajr.v7i3.1390.

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Standard teaching in the imaging approach to patients with back pain is that plain X-ray should only be obtained after 3 months of conservative treatment and thorough clinical examination and appropriate laboratory investigations. This approach, while appropriate in first-world countries, may lead to conditions such as tuberculosis of the spine being overlooked. An analysis was therefore made of 1 383 patients with complaints of lower back pain who were referred for X-ray of the lumbar spine. In 28 patients active spinal tuberculosis was diagnosed; in 8 of these patients the diagnosis had not

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Schulze, WG, and SIEG Eiselen. "Regspraak: The unilateral termination by a bank of the bank–client agreement between it and its client?" Tydskrif vir die Suid-Afrikaanse Reg 2022, no. 4 (2022): 828–38. http://dx.doi.org/10.47348/tsar/2022/i4a12.

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Die reg van ’n bank om die bank-kliënt ooreenkoms eensydig te beëindig, is tans een van die brandpunte in die Suid-Afrikaanse bankreg. Die vernaamste gesag in hierdie verband is die beslissing in Bredenkamp v Standard Bank of South Africa Ltd (2010 4 SA 468 (HHA)). In ’n onlangse beslissing van die Wes-Kaapse hooggeregshof in Survé v Nedbank Limited ((698/2022) 2022 ZAWCHC 19 (14 Febr 2022)), het die hof in ’n aantal obiter-opmerkings moontlik onsekerheid gesaai oor die algemene geldigheid van die beginsels soos uiteengesit in die Bredenkamp-saak. Hierdie bespreking ondersoek die geldigheid va

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6

Shelepov, Andrei. "The Influence of the G20’s Digitalization Leadership on Development Conditions and Governance of the Digital Economy." International Organisations Research Journal 17, no. 1 (2022): 96–113. http://dx.doi.org/10.17323/1996-7845-2022-01-04.

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Given the increasing importance of the digital economy, competition for digital technologies and solutions, as well as the contest to influence norms, standards, and regulatory mechanisms, is escalating. This influence is distributed unevenly—digitalization leaders, primarily the key Group of 20 (G20) members, gain significant advantages, increasing their potential for shaping digital regulation through the consistent inclusion of domestic standards and norms in the documents of multilateral institutions, including the G20, the Organisation for Economic Co-operation and Development (OECD), the

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Shelepov, Andrei. "The Influence of the G20’s Digitalization Leadership on Development Conditions and Governance of the Digital Economy." International Organisations Research Journal 17, no. 1 (2022): 96–113. http://dx.doi.org/10.17323/1996-7845-2022-01-04.

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Given the increasing importance of the digital economy, competition for digital technologies and solutions, as well as the contest to influence norms, standards, and regulatory mechanisms, is escalating. This influence is distributed unevenly—digitalization leaders, primarily the key Group of 20 (G20) members, gain significant advantages, increasing their potential for shaping digital regulation through the consistent inclusion of domestic standards and norms in the documents of multilateral institutions, including the G20, the Organisation for Economic Co-operation and Development (OECD), the

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8

Fotso, Bakam, and E. I. Edoun. "Critical Assessment of Banking Institutions in South Africa." Journal of Economics and Behavioral Studies 9, no. 2(J) (2017): 6–21. http://dx.doi.org/10.22610/jebs.v9i2(j).1646.

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Banks play an important role in a countryâ€™s economy through investments, deposits and withdrawals. Many banking products are sold to clients to meet their financial needs and obligations. Their performances are therefore very critical in supporting socio economic development. Financial institutions still facing challenges linked to the lack of financial previsions through the use of financial tool that allows preventing financial distress. Banks are not always well-managed because managers lack capacity and the sound knowledge in dealing effectively with the analysis of risk and return and d

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Fotso, Bakam, and E. I. Edoun. "Critical Assessment of Banking Institutions in South Africa." Journal of Economics and Behavioral Studies 9, no. 2 (2017): 6. http://dx.doi.org/10.22610/jebs.v9i2.1646.

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Banks play an important role in a country’s economy through investments, deposits and withdrawals. Many banking products are sold to clients to meet their financial needs and obligations. Their performances are therefore very critical in supporting socio economic development. Financial institutions still facing challenges linked to the lack of financial previsions through the use of financial tool that allows preventing financial distress. Banks are not always well-managed because managers lack capacity and the sound knowledge in dealing effectively with the analysis of risk and return and dec

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10

A. Johnston, Kevin, and Grandon Gill. "Standard Bank: The Agile Transformation." Journal of Information Technology Education: Discussion Cases 6 (2017): 07. http://dx.doi.org/10.28945/3923.

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South Africa’s largest bank has recently completed a transformation from traditional systems development to the scaled agile framework. The individual leading the transformation is now considering how to keep the momentum going and possible new directions. Josef Langerman, Head of IT Transformation for Standard Bank, reflected on the extraordinary transformation that his organization’s IT group had recently experienced. Over the past three years, Standard Bank’s IT group had changed from the relatively well accepted systems development lifecycle/waterfall model to a revolutionary large scale a

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Immelman, Elbie. "Early history of the Victoria West branch of the Standard Bank of South Africa." New Contree 11 (July 11, 2024): 11. http://dx.doi.org/10.4102/nc.v11i0.799.

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The Victoria West Branch of the Standard Bank of South Africa was only the second to be established when it opened on 15 April 1863. The Bank occupied several premises consecutively before moving into the present modern building. For more than a century it has shared the weal and woe of the local population. The Bank's inspection reports are a valuable source of information on local economic conditions, such as the effects of droughts and floods on farming, the exploitation of the farmers by shopkeepers, the change in farming methods, and the contribution of the region to the country's total p

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Mofokeng, Tshepang, and Fabian Moodley. "The Effects of Changing Macroeconomic Conditions on the Commercial Bank Returns in South Africa." International Journal of Economics and Financial Issues 15, no. 2 (2025): 76–90. https://doi.org/10.32479/ijefi.17754.

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The stability and profitability of commercial banks are closely tied to macroeconomic conditions, yet the precise nature of this relationship remains debated, especially in emerging markets like South Africa. Consequently, the objective of this study is to examine the effect of macroeconomic factors on South African commercial bank returns under changing market conditions. Using a two-state Markov regime-switching model, the study analyses data from six major South African banks over the period 2002 to 2023, including crucial financial periods like the global financial crisis (GFC) and the COV

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13

Lewis, Megan. "Standard Bank National Arts Festival, Grahamstown, South Africa, 3-13 July 1997 (review)." Theatre Journal 50, no. 1 (1998): 105–7. http://dx.doi.org/10.1353/tj.1998.0018.

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14

Moyo, Vusani, and Ayodeji Michael Obadire. "A Case Study of Bank Equity Valuation Methods Employed by South African, Nigerian and Kenyan Equity Researchers." Risks 12, no. 6 (2024): 89. http://dx.doi.org/10.3390/risks12060089.

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The valuation of banks is inherently complicated because of the uncertainties arising from their information opaqueness and inherent risks. Unlike non-banking firms, banks require specialised equity-side valuation approaches. This study addresses a gap in the literature by examining valuation methods used by bank equity researchers. The study used a total of 201 reports on South African banks (2018–2023), 56 reports on Nigerian banks (2018–2023), and 27 reports on Kenyan banks (2018–2023) to investigate the bank equity valuation methods utilised by analysts in the employ of Investec Ltd. and S

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15

Bhana, Deeksha. "Contract Law and the Constitution: Bredenkamp v Standard Bank of South Africa Ltd (SCA)." Southern African Public Law 29, no. 2 (2017): 508–21. http://dx.doi.org/10.25159/2522-6800/3665.

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16

Van der Schyff, Elmarie. "Constitutional Interpretation according to First National Bank of SA Limited T/A Wesbank v Commissioner for the South African Revenue Services and another; First National Bank of SA Limited T/A Wesbank v Minister of Finance 2002 (7) Bclr 702 Cc." Potchefstroom Electronic Law Journal/Potchefstroomse Elektroniese Regsblad 6, no. 2 (2017): 151. http://dx.doi.org/10.17159/1727-3781/2003/v6i2a2872.

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“Constitutional interpretation” has become the focus point of all lawyers and academics interested in the development of Constitutional Law in South Africa. But far more important than mere interest, is the practical application of the Constitution in every matter handled by lawyers and presided over by presiding officers. Words, phrases and ideas, foreign to the Roman-Dutch judicial system, have entered our jurisprudence. New concepts have emerged and old, familiar concepts have been re-defined. It is essential to define these new concepts. The guidelines for this interpretation process, laid

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Bimha, Alfred. "The Internal Carbon Emissions Reduction Efficiency Of The South African Banking Sector: A Data Envelopment Analysis." International Business & Economics Research Journal (IBER) 13, no. 1 (2013): 69. http://dx.doi.org/10.19030/iber.v13i1.8357.

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In this study, a BCC/CCR Data Envelopment Analysis (DEA) Input-Oriented model is employed to measure the carbon reduction efficiency of the four major banks in South Africa (ABSA, Standard Bank, First National Bank, and Nedbank). Specifically, the Banxia Frontier Analysis DEA software is utilized to make two runs on publicly available data. In the first run, number of employees and operating costs are treated as inputs and carbon emissions as the output. In the second run, again, the number of employees and operating costs are treated as inputs, but electricity usage, paper usage, and business

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18

Dransfeld, Leonie, Oonagh Dwane, John Molloy, Sarah Gallagher, and Dave G. Reid. "Estimation of mackerel (Scomber scombrus L., 1758) and horse mackerel (Trachurus trachurus L., 1758) daily egg production outside the standard ICES survey area." ICES Journal of Marine Science 62, no. 8 (2005): 1705–10. http://dx.doi.org/10.1016/j.icesjms.2005.05.013.

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Abstract An experimental egg survey was carried out to assess whether there was significant spawning of mackerel and horse mackerel outside the area surveyed triennially by the international mackerel and horse mackerel standard egg survey. In all, 170 stations were sampled in May 2002 on the Porcupine, Rockall, and Hatton Banks, over the Rockall Trough, and in Faroese waters, with 38 control stations inside and 132 stations outside the standard survey area. There was some spawning of mackerel south and east of the Rockall Bank and southeast of the Faroe Bank, extending to west of the Scottish

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19

Choma, Hlako, and Tshegofatso Kgarabjang. "Risks and pecularities of the default situations in bank-consumer relationship: A case study." Risk Governance and Control: Financial Markets and Institutions 6, no. 3 (2016): 47–52. http://dx.doi.org/10.22495/rcgv6i3c2art6.

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Kubyana and Standard Bank of South Africa, this matter was brought before the North Gauteng High Court sitting in Pretoria, South Africa. The issue to be determine by the Court was to look at the steps that the credit provider ought to take in order to ensure that a notice, notifying the debtor about his/her debt reaches him/her as a consumer before such notice could commence court litigation. This can only happen, in the circumstances where he/she (the defaulter/consumer) failed to comply with his/her obligation. The North Gauteng High Court was required to decide the legal requirements that

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20

Phaswana, Ike, and Theuns Pelser. "A corporate governance and business ethics framework: The case study of bank subsidiaries in an emerging country." Journal of Governance and Regulation 10, no. 3 (2021): 30–43. http://dx.doi.org/10.22495/jgrv10i3art3.

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As Africa continues to develop as a foreign direct investment (FDI) destination, greater emphasis must be placed on domestic and international regulations seeking to facilitate governance levels (Awolusi, Adeyeye, & Pelser, 2017, p. 195). This study investigated the degree of compliance to 2016 King IV Report on Corporate Governance™ for South Africa (King IV™) principles and recommended practices by 17 sampled Standard Bank African subsidiaries. An extensive literature review of business ethics and corporate governance was performed, focusing on works from Kretzschmar et al. (2012) and Ge

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21

Omar, Mahomed Shoaib, and Jeremiah Madzimure. "Exploring the performance of shared-value banking at discovery bank: a leadership perspective." EUREKA: Social and Humanities, no. 2 (March 31, 2022): 36–45. http://dx.doi.org/10.21303/2504-5571.2022.002330.

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The concept of shared value was born out of a determined effort to find methods for the corporate sector and society to grow while being sustainable. Often, banks are criticised for focusing on maximising shareholder value and not addressing societal issues or creating value for society. However, corporate shared value in banking is beginning to be embraced in the financial banking sector. Discovery Bank is a new-to-market entrant in the South African banking sector that has implemented shared-value banking to distinguish itself from competitors and create value for society. There are limited

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Omar, Mahomed Shoaib, and Jeremiah Madzimure. "Exploring the performance of shared-value banking at Discovery Bank: a leadership perspective." EUREKA: Social and Humanities, no. 2 (March 31, 2022): 36–45. https://doi.org/10.21303/2504-5571.2022.002330.

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The concept of shared value was born out of a determined effort to find methods for the corporate sector and society to grow while being sustainable. Often, banks are criticised for focusing on maximising shareholder value while not addressing societal issues or creating value for society. However, corporate shared value in banking is beginning to be embraced in the financial banking sector. Discovery Bank is a new-to-market entrant in the South African banking sector that has implemented shared-value banking to distinguish itself from competitors and create value for society. There are limite

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Seane, Sisimogang Tracy, Gisele Mah, and Paul Saah. "Risk, opportunities and reasons of the household debt changes: The case of an emerging economy." Corporate Ownership and Control 14, no. 1 (2016): 476–84. http://dx.doi.org/10.22495/cocv14i1c3p8.

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In the past decades, household debt in both developed and developing countries have been increasing. With an increase in the standard of living, household debt is also bound to increase. This paper examines the cointegration and causal link among household disposable income, household savings, and debt service ratio, lending interest rate, consumer price index and household debt in South Africa. An Autoregressive Distributed Lag and Granger causality techniques was used to analyse data collected from the South African Reserve Bank and Quantec from 1984 to 2014. The results of Autoregressive Di

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Seane, Sisimogang Tracy, Gisele Mah, and Paul Saah. "Risk, opportunities and reasons of the household debt changes: The case of an emerging economy." Risk Governance and Control: Financial Markets and Institutions 6, no. 4 (2016): 207–15. http://dx.doi.org/10.22495/rcgv6i4c1art10.

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In the past decades, household debt in both developed and developing countries have been increasing. With an increase in the standard of living, household debt is also bound to increase. This paper examines the cointergation and causal link among household disposable income, household savings, debt service ratio, lending interest rate, consumer price index and household debt in South Africa. An Autoregressive Distributed Lag and Granger causality techniques was used to analyse data collected from the South African Reserve Bank and Quantec from 1984 to 2014. The results of Autoregressive Distri

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Lewis, Megan. "25th Anniversary Standard Bank National Arts Festival, Grahamstown, South Africa, 29 June-11 July 1999 (review)." Theatre Journal 52, no. 2 (2000): 280–83. http://dx.doi.org/10.1353/tj.2000.0050.

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Stuart, R. A., and P. A. Black. "External shocks, financial markets and the real economy: Policy options in South Africa." South African Journal of Economic and Management Sciences 3, no. 3 (2000): 403–12. http://dx.doi.org/10.4102/sajems.v3i3.2619.

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The paper considers the transmission of an external shock through the bond, equity, money and foreign exchange markets and, depending on the nature and duration of the shock, the attendant effects on various sectors of the South African economy. While it is acknowledged that the ability of the Reserve Bank to intervene in the foreign exchange markets is limited, it is argued that the current policy may not be appropriate in the face of a sustained speculative attack. Instead, a policy of selective intervention aimed at the relative degrees of change in foreign exchange and interest rates may b

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Laban, Tracey Leah, Pieter Gideon van Zyl, Johan Paul Beukes, et al. "Seasonal influences on surface ozone variability in continental South Africa and implications for air quality." Atmospheric Chemistry and Physics 18, no. 20 (2018): 15491–514. http://dx.doi.org/10.5194/acp-18-15491-2018.

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Abstract. Although elevated surface ozone (O3) concentrations are observed in many areas within southern Africa, few studies have investigated the regional atmospheric chemistry and dominant atmospheric processes driving surface O3 formation in this region. Therefore, an assessment of comprehensive continuous surface O3 measurements performed at four sites in continental South Africa was conducted. The regional O3 problem was evident, with O3 concentrations regularly exceeding the South African air quality standard limit, while O3 levels were higher compared to other background sites in the So

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Sonnekus, JC. "Regterlike herverdelingsdiskresie vir batedeling by egskeiding beleef ’n heropstanding ondanks grondwetlike bedeling téén arbitrêre ontneming sonder vergoeding." Tydskrif vir die Suid-Afrikaanse Reg 2022, no. 4 (2022): 603–39. http://dx.doi.org/10.47348/tsar/2022/i4a1.

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The recognition of and respect for the party autonomy of every legal subject of majority not limited by any personal cognitive handicap is part and parcel of the foundation of an orderly legal community governed by the rule of law. “Making rules of law discretionary or subject to value judgments may be destructive of the rule of law” (Bredenkamp v Standard Bank of South Africa Ltd 2010 4 SA 468 (SCA) 481E). The discretionary power of a divorce court under section 7(3) of the Divorce Act 70 of 1979 stems from before the current constitutional dispensation. Almost thirty years after the acceptan

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Pfunzo, Ramigo, Yonas T. Bahta, and Henry Jordaan. "Data on Economic Analysis: 2017 Social Accounting Matrices (SAMs) for South Africa." Data 9, no. 9 (2024): 109. http://dx.doi.org/10.3390/data9090109.

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The purpose of the Social Accounting Matrix (SAM) is to improve the quality of the database for modelling, including, but not limited to, policy analysis, multiplier analysis, price analysis, and Computable General Equilibrium. This article contributes to constructing the 2017 national SAM for South Africa, incorporating regional accounts. Only in Limpopo Province of South Africa are agricultural industries, labour, and households captured at the district level, while agricultural industry, labour, and household accounts in other provinces remain unchanged. The main data sources for constructi

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Erasmus, Coert. "An Empirical Study of Bank Efficiency in South Africa Using the Standard and Alternative Approaches to Data Envelopment Analysis (DEA)." Journal of Economics and Behavioral Studies 6, no. 4 (2014): 310–17. http://dx.doi.org/10.22610/jebs.v6i4.494.

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The paper investigates the efficiency of the major banks of South Africa using the standard and alternative approaches to Data Envelopment Analysis (DEA). The standard DEA approach measures efficiency utilising linear averages of outputs and inputs while the alternative DEA approach utilises nonlinear averages. Individual bank efficiency scores are estimated over the period 2006 to 2012, a period that allows analysis of the efficiency of the banks during the global financial crisis of 2008 to 2009. Under both approaches the majority of the major South African banks were observed to be DEA effi

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Kyere, Isaac. "Ghana Commercial Bank and Agriculture financing in Ghana, 1960s — 1980s." Abibisem: Journal of African Culture and Civilization 8 (December 1, 2019): 100–131. http://dx.doi.org/10.47963/ajacc.v8i.849.

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The British Bank of West Africa (BBWA) now renamed Standard Chartered Bank Limited and Barclays Bank Ghana Limited were the two prominent foreign Commercial Banks first established in the Gold Coast in 1897 and 1917 respectively. In the colonial era, these British banks only dealt with large businesses and did not extend credit to individual Gold Coast farmers because they were tagged as not credit-worthy or could not arrange suitable collateral for loans. Essentially, lack of access to credit continues to be a key factor contributing to the poor performance of the agriculture sector in genera

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Sershen, Charmaine C. Drury, Clinton Carbutt, and Syd Ramdhani. "Seed banks of subtropical grassland patches within an urban matrix in South Africa: reflecting the past and foretelling the future." Botany 97, no. 4 (2019): 231–44. http://dx.doi.org/10.1139/cjb-2018-0155.

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Urban grasslands often exist as fragmented patches with varying threat levels. These patches are generally inappropriately managed due to limited data on their responses to disturbance and seed bank regenerative potential. This study compared seed banks between non-naturally disturbed and undisturbed patches of South African subtropical grasslands in an urban environment. Standing vegetation was characterised via year-round quadrat and monthly transect sampling. The seed banks were sampled after the two main dispersal periods and assessed for species composition and density. The seed bank spec

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Cowan, Andrew J., Helen Baldomero, Yoshiko Atsuta, et al. "The Global State of Hematopoietic Stem Cell Transplantation for Multiple Myeloma: An Analysis of the Worldwide Network of Blood and Marrow Transplantation (WBMT) Database and the Global Burden of Disease Study." Blood 134, Supplement_1 (2019): 412. http://dx.doi.org/10.1182/blood-2019-126837.

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Background: Multiple myeloma (MM), is a clonal plasma cell neoplasm characterized by destructive bony lesions, anemia, and renal impairment. MM is a global disease - worldwide in 2016, there were 138509 incident cases with an age standardized incidence rate (ASIR) of 2.1 per 100 000 persons, with a 126% global increase in incident cases from 1990 to 2016 (Cowan AJ et al JAMA Oncology 2018). Access to effective care, including proteasome inhibitors, immunomodulatory agents, and autologous hematopoietic stem cell transplantation (HSCT) is largely limited to high-income sociodemographic index (SD

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DAVIS, GEOFFREY V. "“Days of Miracle and Wonder”: Standard Bank National Arts Festival Grahamstown, South Africa. July 3–13, 1997." Matatu 20, no. 1 (1998): 287–92. http://dx.doi.org/10.1163/18757421-90000295.

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Motseki, Morero, and Mofokeng Jacob Tseko. "Exploring the challenges of forensic technology in responding to credit card fraud in Sedibeng Region, South Africa." International Journal of Research in Business and Social Science (2147- 4478) 11, no. 4 (2022): 205–12. http://dx.doi.org/10.20525/ijrbs.v11i4.1607.

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Today use of Credit Card even in developing countries has become a common scenario. People use it to shop, pay bills and for online transactions. This study explored the challenges of forensic technology in responding to credit card fraud as an approach used by the South African Police Service (SAPS) in Sedibeng region. This study was carried out utilising a qualitative approach and thirty nine interviews were carried out among officials deployed in the SAPS, community leaders, members of the community and bank managers. The key findings indicated that the challenges in responding to this scou

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Migiro, Stephen. "Post National Credit Act reckless lending in the South African banking industry." Public and Municipal Finance 6, no. 2 (2017): 27–34. http://dx.doi.org/10.21511/pmf.06(2).2017.03.

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One of the main aims of the National Credit Act (NCA) of 2005 in South Africa is to curtail rising consumer over-indebtedness by encouraging credit providers to adopt responsible lending practices. This research study seeks to ascertain whether the NCA’s responsible lending requirements have limited reckless lending by credit providers. Data are collected by a telephonic survey amongst debt counselors and in-depth interviews amongst bank employees. Descriptive statistics are used to analyze data from the descriptive survey, while data from in-depth interviews are analyzed using the thematic ap

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Khan, Dr Firdous, and Dale Trimble. "Enhancing ICT Utilisation in Early Childhood Development (ECD) in South Africa." International Journal of Research and Innovation in Social Science IX, no. III (2025): 1727–34. https://doi.org/10.47772/ijriss.2025.90300136.

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This paper examines the critical role of Early Childhood Development (ECD) in shaping children’s cognitive, emotional, and social growth, particularly in South Africa, where approximately 90% of brain development occurs before the age of five (World Bank, 2023). Significant challenges impede progress despite the evident benefits of investing in ECD, such as improved educational outcomes and reduced intergenerational poverty. Limited funding, inequitable access to quality services, inconsistent quality across centres, and a lack of awareness among parents are identified as major barriers (DGMT,

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Jones, Stuart. "Productivity in an imperial bank in the age of high imperialism: The case of the Standard Bank of South Africa 1882–1900." South African Journal of Economic History 9, no. 1 (1994): 31–45. http://dx.doi.org/10.1080/20780389.1994.10417225.

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Zaal, F. Noel, and Meda Couzens. "Legal Recognition for Child-Headed Households: An Evaluation of the Emerging South African Framework." International Journal of Children's Rights 17, no. 2 (2009): 299–320. http://dx.doi.org/10.1163/15718108x334047.

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AbstractThis article evaluates legislation developed in South Africa for the legal recognition and support of child-headed households. It provides an explanation and critical analysis of new statutory provisions. We show that in a developing country with AIDS pandemic challenges and limited resources such as South Africa reasons in favour of formal legal recognition outweigh those against. We demonstrate, however, that in order to meet the best interests standard it is essential to base recognition on household viability. Our analysis indicates that, although the South African provisions are g

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Wentzel, Jeanette, Cory Gall, Mark Bourn, Juan De Beer, Ferreira du Plessis, and Geoffrey T. Fosgate. "Carnivore Detection at the Domestic/Wildlife Interface within Mpumalanga Province, South Africa." Animals 11, no. 9 (2021): 2535. http://dx.doi.org/10.3390/ani11092535.

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South African protected areas account for 8% of the total landmass according to World Bank indicators. Effective conservation of biodiversity in protected areas requires the development of specific reserve management objectives addressing species and disease management. The primary objective of the current study was to identify predictors of carnivore detection in an effort to inform carnivore species management plans on Andover and Manyeleti nature reserves in South Africa. A limited number of camera traps were placed randomly using a grid system. Species detection data were analysed using mi

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Singh, Ciresh. "Notes: A call for specialised foreclosure courts and a separate foreclosure roll — An analysis of South African Human Rights Commission v Standard Bank of South Africa Ltd (CC)." South African Law Journal 140, no. 3 (2023): 481–94. http://dx.doi.org/10.47348/salj/v140/i3a2.

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In South African Human Rights Commission v Standard Bank of South Africa Ltd 2023 (3) SA 36 (CC), the Constitutional Court held that a bank is not obliged to take a foreclosure matter to the magistrate’s court, even if the magistrate’s court has jurisdiction over the matter. The apex court confirmed that a court is not entitled to decline to hear a matter properly brought before it because another court has concurrent jurisdiction. Before this decision, the Gauteng and Eastern Cape Divisions of the High Court both found that the High Court was entitled to decline to hear a matter if the matter

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Fourie, E. S. "Non-Standard Workers: The South African Context, International Law and Regulation by The European Union." Potchefstroom Electronic Law Journal/Potchefstroomse Elektroniese Regsblad 11, no. 4 (2017): 109. http://dx.doi.org/10.17159/1727-3781/2008/v11i4a2787.

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The current labour market has many forms of employment relations that differ from full-time employment. "Atypical," "non-standard," or even "marginal" are terms used to describe these new workers and include, amongst others, parttime work, contract work, self-employment, temporary, fixed-term, seasonal, casual, piece-rate work, employees supplied by employment agencies, home workers and those employed in the informal economy. These workers are often paid for results rather than time. Their vulnerability is linked in many instances to the absence of an employment relationship or the existence o

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Mugobo, Virimai Victor, and Misheck Mutize. "The impact of sovereign credit rating downgrade to foreign direct investment in South Africa." Risk Governance and Control: Financial Markets and Institutions 6, no. 1 (2016): 14–19. http://dx.doi.org/10.22495/rgcv6i1art2.

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Foreign Direct Investment (FDI) has grown to be an attractive alternative to borrowing from multilateral institutions such as the World Bank and the International Monetary Fund for emerging economies. Global investors prefer investing in countries which have received a Sovereign Credit Rating (SCR) as they perceive it as a good measure of risk allocation. This research applied an event study methodology to SCR downgrades from the three international CRAs (Moody, Standard and Poor and Fitch) over the period 2004 to 2014 to investigate the impact of SCR change on FDI flow into South Africa. Empi

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Jonck, Petronella, and Eben Swanepoel. "The influence of corruption: a South African case." Policing: An International Journal of Police Strategies & Management 39, no. 1 (2016): 159–74. http://dx.doi.org/10.1108/pijpsm-06-2015-0076.

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Purpose – A growing public concern among South African citizens is that of corruption in law enforcement, an awareness of which causes significant tension in the community – police relationship. The purpose of this paper is to investigate how law enforcement corruption influences service delivery satisfaction and public trust. Design/methodology/approach – Data from the Victims of Crime Survey 2013/2014 for all nine provinces in South Africa were utilised, yielding a final sample of 25,605 respondents. By means of standard multiple-regression analysis, the study established that corruption sta

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Lübbe, Estranell. "The effect of the gold standard crisis on the foreign exchange business of Barclays Bank (DCO) in South Africa." South African Journal of Economic History 17, no. 1-2 (2002): 82–104. http://dx.doi.org/10.1080/10113430209511145.

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Swate, Clementine, Siphesihle Sithungu, and Khutso Lebea. "An Analysis of Cyberwarfare Attribution Techniques and Challenges." European Conference on Cyber Warfare and Security 23, no. 1 (2024): 552–59. http://dx.doi.org/10.34190/eccws.23.1.2190.

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Identifying the source of cyber-attacks is crucial to ensuring cybersecurity. This study examines different attribution techniques, obstacles, and real-world examples in the context of cyber warfare. It explores challenges such as incorrect attributions, ethical concerns, legal barriers, and complexities in the digital environment. The discussed topic includes modern techniques such as malware analysis, network traffic study, digital forensics, and the implementation of AI/ML. These methods help improve cybersecurity and shape cyber warfare strategies. Case studies on the Standard Bank South A

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Nambei Asoba, Samson, and Robertson K. Tengeh. "Analysis of start-up challenges of African immigrant-owned businesses in selected craft markets in Cape Town." Environmental Economics 7, no. 2 (2016): 97–105. http://dx.doi.org/10.21511/ee.07(2).2016.10.

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Even though the arts and craft industry is perceived to be a significant contributor to the socio-economic development of South Africa, the plight of immigrant owed businesses that dominate this sector has been largely neglected in policy and support initiatives over the past decades. This paper aims to contribute to the inclusion debate, by examining the factors that inhibit the start-up of African immigrant-owned craft businesses in selected craft markets in the Cape Town area. A quantitative approach to data collection and analysis was adopted with snowballing as the sampling technique. Que

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Marimwe, Chipiwa, and Ros Dowse. "Development of an item bank of health literacy questions appropriate for limited literacy public sector patients in South Africa." Journal of Communication in Healthcare 10, no. 4 (2017): 273–84. http://dx.doi.org/10.1080/17538068.2017.1380577.

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KEVIN, NZOUSSI, and Li Jiang Feng. "The proliferation of informal sector activities in Congo: Case of the city of Brazzaville." JOURNAL OF SOCIAL SCIENCE RESEARCH 11, no. 1 (2017): 2322–28. http://dx.doi.org/10.24297/jssr.v11i1.6021.

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The underground of the countries of Africa south of the Sahara is full of enormous potentialities and raw materials of all kinds. But the population of Africa in general and of Africa south of the Sahara, in particular, remains the poorest in the world. A contrast which can be justified by the political and economic instability, the corollary of which is poor management, the drop in the standard of living. The economic potential of these countries does not reflect the level of populations that generally languish in enormous poverty without real livelihoods. Beginning in the 1980s, a large-scal

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Pamungkas, Mahendra Lantang, Riswanti Dyah Sekar Rahayu, and Trieska Ayu Krisyanti. "Perbandingan Sistem Pinjaman IMF dan BRICS New Development Bank serta Potensi Dominasi Sistem Moneter Internasional." Nation State Journal of International Studies 2, no. 2 (2019): 134–50. http://dx.doi.org/10.24076/nsjis.2019v2i2.151.

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America is the dominant power for a long time since the World War and gave many aid for many state developments in the world with their ‘Marshall Plan’ policy. America domination clarified by the existence World Trade Organization. United States of America legitimation not only limited to WTO, there are several international economic organizations such as World Bank and International Monetary Fund where the America hold an important power. Countries that want to compete with America legitimacy establish an organization called BRICS. BRICS consist of Brazil, Russia Federation, India, China, and

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