Academic literature on the topic 'State Co-operative Banks'

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Journal articles on the topic "State Co-operative Banks"

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Dr. Sony Vijayan, Devi Sekhar R,. "MEASURING THE EFFICIENCY IN LENDING OPERATIONS OF STATE CO-OPERATIVE BANKS IN INDIA." INFORMATION TECHNOLOGY IN INDUSTRY 9, no. 1 (2021): 1353–58. http://dx.doi.org/10.17762/itii.v9i1.277.

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Co-operatives are member driven and democratic in nature and played a pioneering role in providing agricultural credit to a very large rural population, especially in remote areas. The State Co-operative Banks (SCBs) are the apex level co-operative credit institutions and play a significant role in the functioning and growth of the co-operative credit structure in the respective states. Financial assistance from Reserve Bank of India and National Bank for Agriculture and Rural Development (NABARD) are mainly routed through the state co-operative banks and hence they have to ensure efficiency i
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Singh, Anshu, and Sagar Kisan Wadkar. "Andhra Pradesh State Cooperative Bank: credit beyond convention." Emerald Emerging Markets Case Studies 13, no. 3 (2023): 1–23. http://dx.doi.org/10.1108/eemcs-05-2023-0182.

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Learning outcomes After reading and analysing the case study, the students would be able to understand the various challenges in terms of credit expansion for a rural co-operative bank, discuss the role of an apex co-operative bank within the three-tier credit structure, understand the co-operative banks’ product offerings in the agribusiness space and understand the various styles of leadership and change management models within a rural bank. Case overview/synopsis This case study exemplified the enabling role played by a co-operative credit institution, Andhra Pradesh State Co-Operative Ban
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Dr., Sanjay B. Kalamkar, and Dipika S. Sonawane Mrs. "Rural And Co-Operative Development." Young Researcher 14, no. 1C (2025): 130–37. https://doi.org/10.5281/zenodo.14936292.

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<em>This study examines the importance of rural credit cooperatives and the challenges they face in the Indian financial system, focusing on how they affect rural credit and financial inclusion. According to a survey of rural credit dynamics at institutional and non-institutional levels, a consistent 30&ndash; 41% credit share of non-institutional institutions reflects the challenges faced by formal institutions in meeting demand for rural credit. The Primary Agricultural Credit Union (PACS) survey reveals an increasing gap between loan actual utilisation and distribution. Identify potential b
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Maxim, Carl. "The Role of Co-operative Societies in Fulfilling the Financial Needs of Village Farmers and Improving their Living Standards in Belthangady Taluk, Karnataka." Pearl Multidisciplinary Journal 1, no. 1 (2015): 33–37. https://doi.org/10.5281/zenodo.3611277.

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Commercial banks and co-operative banks are two major divisions of banking sector in India. When the commercial banks contribute to the growth of economy the village farmers are neglected although they pool good chunk of the financial growth of the nation. Co-operative banks have emerged to fill the gap. It is a study on the role of co-operative societies in fulfilling the financial needs of village farmers and in providing their standard of living in Belthangady Taluk, in Dakshina Kannada district, Karnataka state, India. The results show that 75% of the members of Co-operative Societies are
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S, Sujith T., and Sumathy M. "Does the Co-operatives Helps the Rural Development in India?" Technoarete Transactions on Advances in Social Sciences and Humanities 2, no. 1 (2022): 5–9. http://dx.doi.org/10.36647/ttassh/02.01.a002.

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In India, the co-operative movement has played an important role in meeting the developmental needs of the rural poor. Co-operatives are the organisation that help the individuals harness the power of collective bargaining in order to protect the financial interests of the impoverished and underrepresented in society. In India co-operative credit structure is three-tiered, with State Cooperative Banks (SCB) at the top of the each state, Central Co-operative Banks in the middle or central level, and Primary Agriculture Credit Societies (PACS) at the bottom level. Each of these institutions focu
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Bidikha, Gogoi. "An Analysis of the Legal Framework of the Co-operative Banks in India." Annual International Journal on Analysis of Contemporary Legal Affairs 1 (February 10, 2021): 192–215. https://doi.org/10.5281/zenodo.4876318.

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<strong><em>Co-operative banks are said to perform a broad and excellent role in the process of financial management which includes inculcating financial incorporation in India.&nbsp; Co-operative banks are considered as the monetary organization which provides financial support to the customers especially the people of low-class society who cannot take the opportunity of the high-class business banks for financial purposes. Co-operative banks provide loans especially to the poor people for the fulfillment of their means of livelihood. The cooperative banks in India are considered as the secon
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Sasi Bhushan, M., Ch V Aruna, R. Anka Rao, and G. Sree Vidhya Naga. "Employee and Branch Productivity of State Co-Operative Banks in India: Region-Wise Analysis." International Journal of Science and Research (IJSR) 11, no. 10 (2022): 928–34. http://dx.doi.org/10.21275/sr221020024711.

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Sri Gururaghavendra, K. M., and T. Rajendra Prasad. "Impacts on Challenges and OpportunDistrict Central Co-operative Banks (DCCBs) are important in rural India’s financial system, link state co-operative banks and primary agricultural credit societieities of District Central Co-Operative Banks in Karnataka." Shanlax International Journal of Economics 13, no. 1 (2024): 11–18. https://doi.org/10.34293/economics.v13i1.8227.

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District Central Co-operative Banks (DCCBs) are important in rural India’s financial system, link state co-operative banks and primary agricultural credit societies (PACS). Their primary function is to facilitate credit flow to agriculture sector and other small-scale industries, thereby increasing financial inclusion and rural development. However, the recent years have brought significant challenges to these banks, affecting their operations and sustainability. The mainly challenges faced by District central co-operative banks include Capitalization Issues: Many District central co-operative
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Kumar, Dr Dinesh, and Prem Singh. "Performance appraisal of state co-operative banks ltd. in India." International Journal of Research in Finance and Management 1, no. 2 (2018): 01–04. http://dx.doi.org/10.33545/26175754.2018.v1.i2a.7.

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K, Vidya, and Ravi N. Kadam. "A Study on Performance of the Karnataka State Cooperative Agriculture & Rural Development Bank Ltd., Bangalore in women development cell to promote entrepreneurship." International Journal of Horticulture, Agriculture and Food science 7, no. 6 (2023): 6–11. http://dx.doi.org/10.22161/ijhaf.7.6.2.

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The Karnataka State Co-operative Agriculture and Rural Development Bank Limited is the apex bank of all the primary co-operative agriculture and rural development banks in the state. All the PCARD Banks in the state are affiliated to it. The KSCARD Bank provides financial accommodation to the PCARD Banks for their lending operations. In order to quick sanction and disbursement of loans and supervision over the PCARD Banks the KSCARD Bank has opened district level branches. Bank has established Women Development Cell to promote entrepreneurship among women in 2005. The Bank is identifying women
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Dissertations / Theses on the topic "State Co-operative Banks"

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Farooqi, Abdul Wahid. "Professionalisation of management in co-operative banks of Delhi state." Thesis, 2002. http://hdl.handle.net/2009/677.

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Books on the topic "State Co-operative Banks"

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Rayini, Taj Mohammad. Co-operative land development banking in India: A study of organisation and financial aspects. Vohra Publishers & Distributors, 1988.

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Punjab (India). Economic and Statistical Organisation., ed. Purchase of tractors in Punjab financed by the Punjab State Co-operative Land Mortgage Bank: Evaluation report. Economic Adviser to Govt., Punjab, 1989.

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Satphalāya sahakāritā =: In search of co-operative excellence : [platinum jubilee commemorative volume]. Maharashtra State Co-operative Bank, 1987.

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Book chapters on the topic "State Co-operative Banks"

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Wilkinson, Matthew. "‘The Nagaland State Co-operative Bank Ltd. Welcome You to Nagaland’." In Borderland Anxieties. Amsterdam University Press, 2023. http://dx.doi.org/10.5117/9789463729789_ch01.

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Chapter 1 discusses the background of the research that led to the book, and offers an introduction to Nagaland as a frontier and borderland. The chapter also offers a discussion of borderlands, anxiety, and the role of gender in borderlands, and discusses the methodology and methodological considerations of the book.
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"‘The Nagaland State Co-operative Bank Ltd. Welcome You to Nagaland’." In Borderland Anxieties. Amsterdam University Press, 2023. http://dx.doi.org/10.2307/jj.6812473.4.

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"1. ‘The Nagaland State Co-operative Bank Ltd. Welcome You to Nagaland’." In Borderland Anxieties. Amsterdam University Press, 2023. http://dx.doi.org/10.1515/9789048557035-002.

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"scattered peasant holdings. This programme has made some headway, especial-ly in Bale, where it is anticipated that the entire rural population will soon inhabit specially set-up settlements. This will permit not only the state service and delivery systems to incorporate this population into their network but, as importantly, will provide some necessary preconditions for the emergence of collective units which can internalise the wide range of production and social externalities not reaped by individual peasants. With regard to the wider strategic issues concerning regional disparities, it has to be admitted that any headlong or dramatic attempt to 'solve' this historical problem is likely to prove an expensive failure. However, the policy framework developed in this article has inherent in it processes which would diminish the disparities through development at the periphery. Thus, in view of a high degree of economic fragmentation, a special if not overriding priority would have to be assigned to rural infrastructure based on four complimentary activities. First, through labour accumulation facilitated by the co-operative structure, rural roads should be developed linking co-operatives to feeder roads, and these to the main gravel highways. Second, local storage capacity for foodgrains should be constructed at critical supply points, widely dispersed. Over a period, these silos should begin to serve as the grain banks of the co-operatives of the region. Third, local rural industries located at the service-co-operative level should be initiated, at first on the basis of the demand of the members for simple consumer goods and farm implements, and subsequently for a wider range of products, including industrial ancillaries, and consumer goods for a wider market. Such industries, as also the infrastructural creation activities could have a strong seasonal dimension in the present phase of development. Lastly, and perhaps most significantly, concerted efforts should be made to harness the considerable small-scale irrigation potential of the country, but again through the institutional device of the producers' or service co-operatives. The great advantage of the former would be that such activities would be self-financed, and would be non-inflationary in the short run, and strongly anti-inflationary in the long run when their benefits come on stream. The objective should be through such schemes to integrate the economy, to develop rural diversification, and to provide food security. The key to achieving these is the extension of the area of stable grain yields through irrigation. Once again, the objectives of growth and equity appear to be harmonious within a 'boot-strap' strategy of local, self-financed, labour accumulation generated and organised within the emergent rural collective institutions. But critical to the success of these measures is the rapid expansion of the co-operative mode of organisation. In this respect, the experience thus far is extremely disappointing [Ghose, this volume]." In The Agrarian Question in Socialist Transitions. Routledge, 2013. http://dx.doi.org/10.4324/9780203043493-20.

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Conference papers on the topic "State Co-operative Banks"

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Gautam, Triambica, Amit Srivastava, and Shruti Jain. "Data Envelopment Analysis and Kendell’s Coefficient of Concordance for Efficiency Evaluation of State Co-operative Banks." In 2022 5th International Conference on Multimedia, Signal Processing and Communication Technologies (IMPACT). IEEE, 2022. http://dx.doi.org/10.1109/impact55510.2022.10029189.

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