Academic literature on the topic 'State loan'

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Journal articles on the topic "State loan"

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Rakhimzhanova, K., G. Zhorabaуeva, and B. Aliуeva. "Analysis of the current state of the loan portfolio of commercial banks." ECONOMIC SERIES OF THE BULLETIN OF THE L.N. GUMILYOV ENU, no. 3 (2022): 198–206. http://dx.doi.org/10.32523/2789-4320-2022-3-198-206.

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One of the main factors hindering the stability of the banking sector is problem loans. These problem loans reduce the liquidity of banks, as well as the development of the economy as a whole. Problem loans are loans with a low probability of non-repayment or repayment of debt. Therefore, after issuing a loan, the bank must take measures to ensure that there are no loan expenses. The management of problem loans is one of the most important aspects of banking practice. The article is devoted to ensuring the optimization of the quality of the loan portfolio of Kazakhstani banks and their structu
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O. Olateju, Adijat. "Determinants of Loan Repayment Among Microfinance Beneficiaries in Lagos State, Nigeria." International Journal of Economic, Finance and Business Statistics 2, no. 2 (2024): 57–68. http://dx.doi.org/10.59890/ijefbs.v2i2.1726.

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This study examines the determinants of loan repayment among microfinance institutions (MFIs) among their 384 microenterprises. The research found that age, gender, marital status, educational level, business experience, family size, type of business, interest rate, profit level, lending method, training/business enhancement program, and loan repayment time are not significant determinants of loan repayment among MEs in the study area. Prompt loan repayment can encourage cordial relationships between MFIs and their customers, and thus, MFIs and stakeholders should consider these significant va
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Rakhimzhanova, K. K., and S. B. Makysh. "Analysis of the current state of problem loans in second-tier banks." ECONOMIC Series of the Bulletin of the L N Gumilyov ENU, no. 4 (February 2, 2023): 158–66. http://dx.doi.org/10.32523/2079-620x-2020-4-158-166.

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Banks can ensure economic growth in the country by increasing the loan portfolio.Such rapid growth can pose a real threat to the quality of banking assets, and as economic growthslows down, profitability decreases and the borrower’s solvency decreases. This threat poses asystemic risk in the banking sector and can threaten not only the counter-sector, but also thecountry’s economy. At the same time, these conditions require a certain level of quality in theassessment of the borrower’s creditworthiness and banking supervision.One of the main factors hindering the stability of the banking sector
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Ameh, Michael, and Sang Hyeon Lee. "Determinants of Loan Acquisition and Utilization among Smallholder Rice Producers in Lagos State, Nigeria." Sustainability 14, no. 7 (2022): 3900. http://dx.doi.org/10.3390/su14073900.

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Agriculture is a major contributor to economic development in most developing nations, with smallholder farmers playing a critical role, but their productivity and growth are impeded by a lack of access to agricultural loans. The affordability of loans is critical for sustainable agricultural development. Therefore, this paper investigates farmers’ loan acquisition and utilization, as well as their choice of loan sources using a two-part model and multinomial logit model. A total of 281 smallholder rice farmers were surveyed in Lagos State, Nigeria. The empirical findings show that marital sta
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Pontius, Frederick W. "State Revolving Loan Fund Outlook." Journal - American Water Works Association 92, no. 6 (2000): 12–14. http://dx.doi.org/10.1002/j.1551-8833.2000.tb08954.x.

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Ilavbarhe, K. O., G. O. Alufohai, and T. S. Keyagha. "Assessment of Loan Repayment Capacity of Cooperative Farmers in Bayelsa State, Nigeria." Journal of Advance Research in Business Management and Accounting (ISSN: 2456-3544) 3, no. 3 (2017): 01–17. http://dx.doi.org/10.53555/nnbma.v3i3.64.

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The study assessed loan repayment capacity of cooperative farmers in Bayelsa State between 2009 and 2014. It specifically examined the socio-economic profile of the cooperative farmers, estimated the rate of loan repayment by borrowers and determined the loan recovery strategies of the farmers’ cooperatives societies. A multistage sampling technique was used to select 200 respondents in the study area. Structured questionnaire and interview schedule were used to obtain data from the respondents. Data were analyzed using percentages, means, multiple regression, loan repayment indices, t-test an
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Akbar, Muhammad. "Analysis of the Effect of Capital Adequacy Ratio (Car), Non-Performing Loan (Npl), and Operating Cost Operating Income (Bopo), Net Interest Margin (Nim) to Loan to Deposit Ratio (Ldr) of State-Owned Banks in Indonesia." Journal of Social Research 2, no. 5 (2023): 1591–607. http://dx.doi.org/10.55324/josr.v2i5.868.

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A bank is an institution with a financial intermediation function that has the authority to raise public funds and also distribute money in the form of loans and other financial services. The purpose of this study is to analyze the effect of Capital Adequacy Ratio (CAR) on Loan to Deposit Ratio (LDR) at State-Owned Banks in Indonesia, 2015 – 2019 and to analyze the effect of Non-Performing Loans (NPL) on Loan to Deposit Ratio (LDR) at State-Owned Banks in Indonesia, 2015 – 2019. This study is a quantitative study. This study uses a hypothesis testing design which is a design aimed at testing t
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Ngozi Paul OKONTA, Felix Odemero ACHOJA, and Loveth Omoviroro OKUMA. "Willingness and capacity of borrowers for loan repayment among farmers in Delta State Nigeria." GSC Advanced Research and Reviews 17, no. 2 (2023): 112–25. http://dx.doi.org/10.30574/gscarr.2023.17.2.0429.

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Willingness of borrowers to repay loan and their capacity to repay borrowed fund has been an enigmatic challenge in the financing of agricultural enterprises in the tropics. As it stands, there is lack of empirical information on willingness of borrowers to repay loan and their capacity to repay credit. Investigating this challenge will improve agriculture in Delta state, Nigeria. This study derives its significance from its implications and usability among credit institutions. This study investigates willingness and capacity of borrowers for credit repayment among farmers in Delta State, Nige
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Ngozi, Paul OKONTA, Odemero ACHOJA Felix, and Omoviroro OKUMA Loveth. "Willingness and capacity of borrowers for loan repayment among farmers in Delta State Nigeria." GSC Advanced Research and Reviews 17, no. 2 (2023): 112–25. https://doi.org/10.5281/zenodo.10614914.

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Willingness of borrowers to repay loan and their capacity to repay borrowed fund has been an enigmatic challenge in the financing of agricultural enterprises in the tropics. As it stands, there is lack of empirical information on willingness of borrowers to repay loan and their capacity to repay credit. Investigating this challenge will improve agriculture in Delta state, Nigeria. This study derives its significance from its implications and usability among credit institutions. This study investigates willingness and capacity of borrowers for credit repayment among farmers in Delta State, Nige
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Carlson, Susan M. "The U.S. Student Loan Debt Crisis: State Crime or State-Produced Harm?" Journal of White Collar and Corporate Crime 1, no. 2 (2020): 140–52. http://dx.doi.org/10.1177/2631309x20921567.

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The unprecedented US$1.64 trillion level of student loan debt in the United States can be linked to the neoliberal process of privatization of higher education. But is the U.S. student loan debt crisis a state crime? This article examines the social harm student loan debt has caused; proposes an explanation for the shift to debt-financed, commodified public higher education; reveals government disinvestment in public higher education; details the transition of public higher education as a public good to higher education as a commodity financed with debt; and describes Obama administration refo
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Dissertations / Theses on the topic "State loan"

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Song, Gui Chang. "Institutional analysis of the formation of abnormal loans in loan portfolios of China's state banks." Thesis, University of Macau, 1996. http://umaclib3.umac.mo/record=b1636254.

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Alaia, Vincenzo Maria. "Migrazione verso una architettura rest di un applicativo per l'inter library loan." Master's thesis, Alma Mater Studiorum - Università di Bologna, 2013. http://amslaurea.unibo.it/6199/.

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Questo lavoro di tesi �si basa sull'estendere l'architettura del software NILDE - Network Inter Library Document Exchange attraverso un processo di migrazione verso servizi REST (REpresentational State Transfer) utilizzando e ampliando metodologie, best practice e frameworks che hanno permesso lo sviluppo di API Pubbliche e Private utilizzabili da utenti esterni.
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Roubcová, Veronika. "Optimalizace financování bydlení." Master's thesis, Vysoké učení technické v Brně. Fakulta stavební, 2016. http://www.nusl.cz/ntk/nusl-240144.

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This thesis deals with the possibilities of financing their own housing. The theoretical part will explain the basic concepts of housing finance. The work is described in the financing of legal entities and individuals. A separate chapter is devoted to mortgage loans. A separate chapter is devoted to building savings, which is more often used variant of housing finance. The practical part will be finding funding options to purchase their own home. Self housing will work in this particular object that will be compiled as part of the work and budget. On the basis of specific conditions, will be
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Chattopadhyay, Jacqueline. "Representation and Household Risk Exposure: Attention to Access and Quality in Domestic Policy." Thesis, Harvard University, 2012. http://dissertations.umi.com/gsas.harvard:10196.

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This project defines a concept, “attention to quality,” and proposes that legislative attention to quality is a dependent variable that political science can use to evaluate the content of representation the political system offers, specifically to trace a means by which politics may influence household exposure to financial risk and possibly income inequality. Upstream of regulation or other formal policy solutions, attention to quality is observable consideration of the possibility that a good poses risk, or fails to shield consumers from risk, due to features of its own design. The project
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Record, Matthew Christopher Record. "How the Policymaking Environment Influences Implementation and Outcomes: Service-delivery Processes, Mortgage Lending Access, and Loan Performance in State Housing Agencies." The Ohio State University, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=osu1502816394549949.

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Žaroský, Zdeněk. "Financování bydlení v České republice." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2008. http://www.nusl.cz/ntk/nusl-221739.

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The subject of the diploma thesis "Financing of Housing in the Czech Republic" is description, analysis, and characterization of options of financing of housing and comparison of their benefits. The theoretical part of the assignment describes basic forms of financing of housing – savings for building purposes, mortgage loans, and other forms. The analytical part compares variants of savings for building purposes with domestic building societies and mortgage loans with selected banks. This part describes and evaluates basic features of individual products. The third part focuses on creation of
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Součková, Barbora. "Úvěry sloužící k financování bytové potřeby." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-81625.

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The thesis is focused on loans for the financing of housing needs (mortgage loans, construction loans and consumer loans on the property). The work deals with the important parameters of each product. In particular, the definition of the purpose of financing, interest calculation, interest rate guarantees, collateral, repayment duration. Furthermore, the work focuses on state aid granted in these products, as well as credit risk, which is the issue of lending inextricably linked.
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Ribeiro, Soraia Isabel Carvalho. "The role of state ownership on earnings management : evidence from european banks." Master's thesis, Instituto Superior de Economia e Gestão, 2019. http://hdl.handle.net/10400.5/19970.

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Mestrado em Contabilidade, Fiscalidade e Finanças Empresariais<br>O presente estudo tem como objetivo investigar a prática de alisamento de resultados através de provisões para perdas com empréstimos nas instituições bancárias europeias, contribuindo com uma nova perspetiva sobre a diferença de comportamentos discricionários entre Bancos estatais e não estatais. A amostra é composta por 248 Bancos comerciais, dos quais 35 são estatais e 213 são não estatais, provenientes de 15 países europeus, e é relativa ao período compreendido entre 2011 e 2018. De acordo com uma versão modificada do modelo
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Biaigo, Ivona. "Valstybinio studijų fondo efektyvumo didinimas užtikrinant aukštojo mokslo prieinamumą." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2013. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2013~D_20130731_151340-48928.

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Apibendrinant statistinius duomenis gauta išvada, kad teikiamų paskolų portfelis iš Valstybinio studijų fondo nuolat auga. Galima teigti, kad Lietuvos studentai drąsiai naudojasi teikiamomis fondo paslaugomis. Atlikto tyrimo duomenys parodė, kad daugiausia gautų paskolų Lietuvos edukologijos universiteto Socialinių mokslų fakulteto nuolatinių studijų formos studentai skiria mokesčiui už studijas. 72 proc. respondentų nežino apie Valstybinį studijų fondą ir jo veiklą, todėl tyrimo dėmesio centre buvo informatyvumo didinimas. Tiriamieji įvardino, kad sudėtingas yra informacijos apie fondą pasiek
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Jílková, Petra. "Školné, jeho dopad na soukromou návratnost investice a financování bankovním úvěrovým produktem." Doctoral thesis, Vysoká škola ekonomická v Praze, 2006. http://www.nusl.cz/ntk/nusl-97024.

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The theme of the dissertation is the private rate of return to educational Investments in tertiary sector. The topic of the research is the impact of the tuition fees on this indicator, including considering the possibility to finance additional costs of the student by the new state loan product. There is introduced the current state of theory and done the SWOT analysis of needs of the education system in the Czech Republic. It is done calculation of private student rate of return to investment into tertiary education and made practical verification of the possibility of using new bank loan pr
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Books on the topic "State loan"

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Suwandi, Titin. Models of state loan insurance. National Centre for Development Studies, Research School of Pacific and Asian Studies, Australian National University, 1995.

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Ganske, Vicki Smith. Residential loan origination: State disclosures & regulations. Edited by Peirson Chris A. Secondary Lending Information Services, 1994.

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Shoffner, Ralph M. Interlibrary loan in New York State: Recommended redesign. Ringgold Management Systems, 1986.

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Minnesota. Legislature. Office of the Legislative Auditor. Program Evaluation Division., ed. State grant and loan programs for businesses. Program Evaluation Division, Office of the Legislative Auditor, State of Minnesota, 1996.

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Montana. Legislature. Legislative Audit Division. State-administered grant and loan programs: Performance audit : various state agencies. The Division, 2001.

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Washington (State). Dept. of Ecology., ed. Ecology's State Revolving Fund low-interest loan program. Washington State Dept. of Ecology, 1999.

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Westcott, Paul C. Analysis of the U.S. commodity loan program with marketing loan provisions. U.S. Dept. of Agriculture, Economic Research Service, 2001.

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Michael, Price J., and United States. Dept. of Agriculture. Economic Research Service, eds. Analysis of the U.S. commodity loan program with marketing loan provisions. U.S. Dept. of Agriculture, Economic Research Service, 2001.

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Westcott, Paul C. Analysis of the U.S. commodity loan program with marketing loan provisions. U.S. Dept. of Agriculture, Economic Research Service, 2001.

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Westcott, Paul C. Analysis of the U.S. commodity loan program with marketing loan provisions. U.S. Dept. of Agriculture, Economic Research Service, 2001.

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Book chapters on the topic "State loan"

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Mason, David L. "State Building and Loan Laws." In The American Savings and Loan Industry, 1831-1935 Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003547297-16.

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Mason, David L. "Herman F. Cellarius, ‘The United States League of Local Building and Loan Associations – Its Work and Relation to State Leagues’ (1897)." In The American Savings and Loan Industry, 1831-1935 Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003547297-13.

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Ogura, Shinji. "Formation of the Mitsui Group through Loan Relationships, 1945–60." In Banking, the State and Industrial Promotion in Developing Japan, 1900–73. Palgrave Macmillan UK, 2002. http://dx.doi.org/10.1057/9780230598126_4.

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Mason, David L. "William Brace, ‘State Interference with the Business of Building Associations; its Tendencies and Results’ (1900)." In The American Savings and Loan Industry, 1831-1935 Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003547297-14.

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Mason, David L. "Horace F. Clark, ‘The Extension of State Regulation to the Building and Loan Association’ (1924)." In The American Savings and Loan Industry, 1831-1935 Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003547297-15.

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Danilola, Samuel, Adewumi Odeniran, and Adewumi Otonne. "FinTech Loan Continuance Intention: How Far Can Self-Efficacies Go?" In State of the Art in Partial Least Squares Structural Equation Modeling (PLS-SEM). Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-34589-0_37.

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Dexter, Seymour. "‘Co-operative Building and Loan Associations in the State of New York’." In US Credit and Payments, 1800-1935, Part I Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003548706-3.

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Bozorgi, Zahra Dasht, Marlon Dumas, Marcello La Rosa, Artem Polyvyanyy, Mahmoud Shoush, and Irene Teinemaa. "Learning When to Treat Business Processes: Prescriptive Process Monitoring with Causal Inference and Reinforcement Learning." In Advanced Information Systems Engineering. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-34560-9_22.

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AbstractIncreasing the success rate of a process, i.e. the percentage of cases that end in a positive outcome, is a recurrent process improvement goal. At runtime, there are often certain actions (a.k.a. treatments) that workers may execute to lift the probability that a case ends in a positive outcome. For example, in a loan origination process, a possible treatment is to issue multiple loan offers to increase the probability that the customer takes a loan. Each treatment has a cost. Thus, when defining policies for prescribing treatments to cases, managers need to consider the net gain of th
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Lalawmpuia, Daniel. "Micro-Credit for Micro-Entrepreneurs: A Study on PM Street Vendor’s Loan with Special Reference to Mizoram State." In Advances in Geographical and Environmental Sciences. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-2100-9_5.

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Huber, Christian. "Chapter 4. Gender marking in Shumcho." In Nominal Classification in Asia and Oceania. John Benjamins Publishing Company, 2023. http://dx.doi.org/10.1075/cilt.362.04hub.

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Grammatical gender generally does not play a prominent role in Tibeto-Burman languages. Apart from lexical differentiation, the natural gender of a nominal with an animate referent can be specified by sex-indicating formatives but pronouns, adjectives or determiners are typically neutral in this respect and no agreement takes place. The West Himalayish languages, a subgroup of the Tibeto-Burman family, have borrowed a large number of lexical items from neighbouring Indo-Aryan languages, which have elaborate gender systems. Some of them have adopted a number of gendered terms in their masculine
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Conference papers on the topic "State loan"

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Cakir, Gokhan, and Mesut Baran. "AMI Based Load Estimation for Distribution System State Estimation." In 2025 IEEE Texas Power and Energy Conference (TPEC). IEEE, 2025. https://doi.org/10.1109/tpec63981.2025.10907232.

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"RUSSIAN CONSUMER LOAN MARKET: CURRENT STATE AND PROSPECTS." In Russian science: actual researches and developments. Samara State University of Economics, 2020. http://dx.doi.org/10.46554/russian.science-2020.03-2-59/63.

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Sperry, Benjamin R., and Curtis A. Morgan. "Review of State-Level Loan and Grant Funding Programs for Local Freight Rail Infrastructure." In 2013 Joint Rail Conference. American Society of Mechanical Engineers, 2013. http://dx.doi.org/10.1115/jrc2013-2479.

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This paper reports the results of a comprehensive review of state-level loan and grant funding programs specifically for local freight railroad infrastructure improvements. A total of 33 unique funding programs exist in 24 states. A majority of the programs are administered through the State DOT; however, other agencies can be involved. Programs typically offer a low-interest loan, grant, or a combination of loan and grant assistance; however, some loan programs allow for conversion to a grant if performance targets (typically jobs or local carloads) are achieved. Eligible entities typically i
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Li, Ping, Rui Zhang, Lichao Feng, and Mingying Zhuo. "Forecast of Non-Performance Loan Ratio of Chinese State-Owned Commercial Bank." In 2011 International Conference on Computer and Management (CAMAN). IEEE, 2011. http://dx.doi.org/10.1109/caman.2011.5778754.

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Cheng, Dawei, Xiaoyang Wang, Ying Zhang, and Liqing Zhang. "Risk Guarantee Prediction in Networked-Loans." In Twenty-Ninth International Joint Conference on Artificial Intelligence and Seventeenth Pacific Rim International Conference on Artificial Intelligence {IJCAI-PRICAI-20}. International Joint Conferences on Artificial Intelligence Organization, 2020. http://dx.doi.org/10.24963/ijcai.2020/618.

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The guaranteed loan is a debt obligation promise that if one corporation gets trapped in risks, its guarantors will back the loan. When more and more companies involve, they subsequently form complex networks. Detecting and predicting risk guarantee in these networked-loans is important for the loan issuer. Therefore, in this paper, we propose a dynamic graph-based attention neural network for risk guarantee relationship prediction (DGANN). In particular, each guarantee is represented as an edge in dynamic loan networks, while companies are denoted as nodes. We present an attention-based graph
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Bera, Milena, and Monika Spiewak-Szyjka. "The role of the state in the development of housing loan market in Poland and Ukraine." In 20th International Scientific Conference "Economic Science for Rural Development 2019". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2019. http://dx.doi.org/10.22616/esrd.2019.124.

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Cheng, Dawei, Yi Tu, Zhenwei Ma, Zhibin Niu, and Liqing Zhang. "Risk Assessment for Networked-guarantee Loans Using High-order Graph Attention Representation." In Twenty-Eighth International Joint Conference on Artificial Intelligence {IJCAI-19}. International Joint Conferences on Artificial Intelligence Organization, 2019. http://dx.doi.org/10.24963/ijcai.2019/807.

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Assessing and predicting the default risk of networked-guarantee loans is critical for the commercial banks and financial regulatory authorities. The guarantee relationships between the loan companies are usually modeled as directed networks. Learning the informative low-dimensional representation of the networks is important for the default risk prediction of loan companies, even for the assessment of systematic financial risk level. In this paper, we propose a high-order graph attention representation method (HGAR) to learn the embedding of guarantee networks. Because this financial network
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He, Liguo. "Analysis of the Failure of Hierarchy Function of Branch in Loan Management System of China's Commercial Bank and Its Countermeasures." In 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018). Atlantis Press, 2018. http://dx.doi.org/10.2991/jahp-18.2018.131.

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Lu, Zhaoyuan, Taijun Li, Jingzhen Zhang, et al. "RisQNet: Rescuing SMEs from Financial Shocks with a Novel Networked-Loan Risk Assessment." In Thirty-Third International Joint Conference on Artificial Intelligence {IJCAI-24}. International Joint Conferences on Artificial Intelligence Organization, 2024. http://dx.doi.org/10.24963/ijcai.2024/817.

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In the face of economic downturns, Small and Medium-sized Enterprises (SMEs) within interconnected networked-loans are vulnerable to cascading debt crises, exacerbated by factors like social media-induced financial shocks. Traditional risk assessment models, which mainly rely on financial data, inadequately predict such crises, as evidenced by the collapse of Silicon Valley Bank in 2023. To address this issue, we developed RisQNet, a model that uses temporal graph networks to incorporate diverse risks, including real-time media influences. This approach not only advances risk prediction throug
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Sereda, Olga A. "The role of ILL and EDD services in the development of Russia’s research and sci-tech libraries." In The status and prospects for international state network of scientific and technical information : Proceedings of the international scientific and practical conference. Russian National Public Library for Science and Technology, 2024. http://dx.doi.org/10.33186/978-5-85638-272-2-2024-16-21.

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The author characterizes the periods of development of Interlibrary Loan and Electronic Document Delivery, organizational structure and key elements of these services within the traditional and digital environments. The role of ILL and EDD services in efficient user services is substantiated. The author concludes on the need for further promotion of cooperation between partner libraries and revival of the system of research and sci-tech libraries of the country for sharing library resources, quality and operativeness of access via ILL and EDD services.
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Reports on the topic "State loan"

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Lantz, Eric. State Clean Energy Policies Analysis. State, Utility, and Municipal Loan Programs. Office of Scientific and Technical Information (OSTI), 2010. http://dx.doi.org/10.2172/1227802.

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Lantz, E. State Clean Energy Policies Analysis: State, Utility, and Municipal Loan Programs. Office of Scientific and Technical Information (OSTI), 2010. http://dx.doi.org/10.2172/982265.

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García, Emma, Wesley Wei, Susan Kemper Patrick, Melanie Leung-Gagné, and Michael A. DiNapoli Jr. In Debt: Student Loan Burdens Among Teachers. Learning Policy Institute, 2023. http://dx.doi.org/10.54300/497.986.

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This report analyzes data from the National Teacher and Principal Survey from 2020–21. It describes the state of student loan borrowing and repayment among full-time, public school teachers and explores whether student loan burdens differ by teacher characteristics. The analyses also examine the extent to which student loan debt is associated with teachers’ well-being and employment decisions. The report concludes with recommendations that support the expansion of programs that alleviate or minimize the costs of comprehensive teacher preparation and credentialing; improve teaching conditions;
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Arbuckle, J. Gordan, and Mary Swalla Holmes. Program Evaluation of the State Revolving Fund Loan Programs for Agricultural Best Practices: Executive Summary. Iowa State University. Library, 2009. http://dx.doi.org/10.31274/soc_las_reports-8.

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Arbuckle, J. Gordon, and Mary Swalla Holmes. Program Evaluation of the State Revolving Fund Loan Programs for Agricultural Best Practices: Executive Summary. Iowa State University. Cooperative Extension Service, 2009. https://doi.org/10.31274/usp-20250327-6.

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Booth, S., E. Doris, D. Knutson, and S. Regenthal. Using Revolving Loan Funds to Finance Energy Savings Performance Contracts in State and Local Agency Applications. Office of Scientific and Technical Information (OSTI), 2011. http://dx.doi.org/10.2172/1219195.

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Booth, S., E. Doris, D. Knutson, and S. Regenthal. Using Revolving Loan Funds to Finance Energy Savings Performance Contracts in State and Local Agency Applications (Revised). Office of Scientific and Technical Information (OSTI), 2011. http://dx.doi.org/10.2172/1013907.

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Avellán, Leopoldo, Claudia Calderón, Giulia Lotti, and Z’leste Wanner. Knowledge for Development: the IDB's Impact in the Region. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003387.

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By analyzing a novel dataset on publications by the Inter-American Development Bank (IDB), we shed light on the extent to which the knowledge production of a multilateral development bank can reach its beneficiaries. We find that IDB publications are downloaded mostly in the American continent, with Colombia, Peru, Mexico and the United States leading the ranking. Moreover, during the COVID-19 pandemic downloads of IDB publications increased, both in the world and in Latin America and the Caribbean. Some characteristics of publications are significantly associated with higher numbers of downlo
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Oyerinde, Funmi, and Naphtali Bwalami. The Impact of Village Savings and Loan Associations on the Lives of Rural Women: Pro Resilience Action (PROACT) project, Nigeria. Oxfam, 2021. http://dx.doi.org/10.21201/2021.7277.

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The PROACT project uses Village Savings and Loan Associations (VSLAs) to enable rural financial inclusion. The VSLA approach is targeted at combating increased poverty and improving the resilience of poor rural farming households in Kebbi and Adamawa States, Nigeria. The three case studies presented here reflect the new, transformative realities of increased income, access to loans, safe spaces for women, improved rural enterprise and the empowerment of women engaged in the VSLAs.
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Kusiak, Chris, Mark D. Bowman, and Arun Prakash. Legal and Permit Loads Evaluation for Indiana Bridges. Purdue University, 2021. http://dx.doi.org/10.5703/1288284317267.

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According to federal law, routine commercial vehicles must adhere to certain limits on their load configuration in order to operate legally on interstate highways. However, states may allow for heavier or different load configurations provided that bridges on the state and county highway system are load rated and, if necessary, posted with vehicles that appropriately represent these loads. The state of Indiana allows several classes of vehicles to operate with loads that exceed federal limits, and, presently, several LFD design loads are used to represent these exceptions as state legal loads.
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