Academic literature on the topic 'State loans'

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Journal articles on the topic "State loans"

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Rakhimzhanova, K., G. Zhorabaуeva, and B. Aliуeva. "Analysis of the current state of the loan portfolio of commercial banks." ECONOMIC SERIES OF THE BULLETIN OF THE L.N. GUMILYOV ENU, no. 3 (2022): 198–206. http://dx.doi.org/10.32523/2789-4320-2022-3-198-206.

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One of the main factors hindering the stability of the banking sector is problem loans. These problem loans reduce the liquidity of banks, as well as the development of the economy as a whole. Problem loans are loans with a low probability of non-repayment or repayment of debt. Therefore, after issuing a loan, the bank must take measures to ensure that there are no loan expenses. The management of problem loans is one of the most important aspects of banking practice. The article is devoted to ensuring the optimization of the quality of the loan portfolio of Kazakhstani banks and their structu
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Onikiienko, Serhii, Mykhailo Dyba, and Iuliia Gernego. "Econometric modelling of bank activities: value-based approach to the problem loans terms’ rescheduling." SHS Web of Conferences 107 (2021): 09002. http://dx.doi.org/10.1051/shsconf/202110709002.

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The permanent state of the financial crisis has predictably brought to the forefront such traditional problem of banking as problem loans. This research aims to work out an econometric approach to the solution of the problem of loans terms’ rescheduling. For this purpose, we, firstly, treated credit as a bank’s investment project with cashflows’ chart including initial outflow (principal) and following inflows represented by loan payments. Secondly, we combined the schematic representation of loan’s cashflows with NPV formula accustomed to loan’s cashflows and it allowed to create the economet
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Rakhimzhanova, K. K., and S. B. Makysh. "Analysis of the current state of problem loans in second-tier banks." ECONOMIC Series of the Bulletin of the L N Gumilyov ENU, no. 4 (February 2, 2023): 158–66. http://dx.doi.org/10.32523/2079-620x-2020-4-158-166.

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Banks can ensure economic growth in the country by increasing the loan portfolio.Such rapid growth can pose a real threat to the quality of banking assets, and as economic growthslows down, profitability decreases and the borrower’s solvency decreases. This threat poses asystemic risk in the banking sector and can threaten not only the counter-sector, but also thecountry’s economy. At the same time, these conditions require a certain level of quality in theassessment of the borrower’s creditworthiness and banking supervision.One of the main factors hindering the stability of the banking sector
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Khymych, Iryna, Tetiana Vynnyk, and Nataliia Tymoshyk. "Business lending analysis during the war: state support programs." Socio-Economic Problems and the State 28, no. 1 (2023): 30–41. http://dx.doi.org/10.33108/sepd2023.01.030.

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The peculiarities of business lending in wartime are analyzed in the article. It is determined that crises always have a great impact on business. The crisis affects both negative and positive factors for business development simultaneously. It is found that the war made many adjustments in the national business functioning. The war factor contributes to the significant transformation of national business. It is determined that lending is one mechanism for national companies to provide support. The top-5 largest banks that provided loans to legal entities in Ukraine in 2022 are presented. The
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Ruan, Wenjuan, and Erwei Xiang. "Which companies find it easier to obtain bank loans? Evidence from China." Corporate Ownership and Control 10, no. 3 (2013): 389–401. http://dx.doi.org/10.22495/cocv10i3c3art5.

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The study investigates the determinants of bank loan financing of Chinese listed companies from 1996 to 2009. The empirical results suggest that the channels through which companies obtain bank loans are different. Companies controlled by the state can more easily obtain loans from state-owned commercial banks and policy banks, while privately controlled companies have significantly larger access to loans from foreign banks. The empirical results also show that political connectedness and institutional development are the significant determinants of the bank loan financing of private companies
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LaDue, Eddy L., and Kenneth C. Carraro. "The Effect of Interstate Banking on Farm Lender Market Shares in New York State." Northeastern Journal of Agricultural and Resource Economics 15, no. 1 (1986): 61–65. http://dx.doi.org/10.1017/s0899367x00001343.

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Commercial bank loans to New York farmers are significantly overestimated in the reported USDA statistics due to out-of-state lending and reporting of some agribusiness loans as agricultural loans by New York State banks. Correcting for this distortion lowers the 1978–84 average New York agricultural credit market share held by banks from 36 to 24 percent. As deregulation allows more interstate banking activity, the overestimate of agricultural loan volume in states with money center banks and the corresponding underestimate of loan levels and market shares in nonmoney center states could caus
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Harimurti, Cundo, Pandoyo Pandoyo, and Mohammad Sofyan. "FACTORS AFFECTING NON-PERFORMING LOANS IN STATE-OWNED BANKING." International Journal of Economics, Business and Accounting Research (IJEBAR) 6, no. 2 (2022): 958. http://dx.doi.org/10.29040/ijebar.v6i2.5273.

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This research aims to analyze the influence of macroeconomic factors projected by inflation and bank-specific factors used, namely Return on Asset, Equity to Asset Ratio, and Bank Size on Non-Performing Loan of State-Owned Banking for the period 2017-2021. This type of research is a causal associative study because it was conducted to determine the effect of Return on Assets, Equity to Asset Ratio, Inflation, and Bank Size on Non-performing State-owned banking Loans for the period 2017-2021. This research data analysis method uses data panel analysis as a data processing tool using EViews vers
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Ameh, Michael, and Sang Hyeon Lee. "Determinants of Loan Acquisition and Utilization among Smallholder Rice Producers in Lagos State, Nigeria." Sustainability 14, no. 7 (2022): 3900. http://dx.doi.org/10.3390/su14073900.

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Agriculture is a major contributor to economic development in most developing nations, with smallholder farmers playing a critical role, but their productivity and growth are impeded by a lack of access to agricultural loans. The affordability of loans is critical for sustainable agricultural development. Therefore, this paper investigates farmers’ loan acquisition and utilization, as well as their choice of loan sources using a two-part model and multinomial logit model. A total of 281 smallholder rice farmers were surveyed in Lagos State, Nigeria. The empirical findings show that marital sta
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Enisan, AKINLO Anthony, and ONI Isaac Oluwafemi. "IMPACT OF MICROFINANCE ON POVERTY ALLEVIATION IN ONDO STATE, NIGERIA." Australian Journal of Business and Management Research 02, no. 09 (2012): 31–37. http://dx.doi.org/10.52283/nswrca.ajbmr.20120209a04.

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The paper examines the impact of microfinance on poverty alleviation in Ondo State, Nigeria. The paper is based on a survey of 240 beneficiaries of microcredit loans in Ondo State. The results of the analysis show that most beneficiaries of micro credit loans are educated youth between the age brackets of 18 and 40 years. Many of the beneficiaries utilized their loans to procure durable equipment needed in their small scale enterprises. The results show that loan empowerment has a significant positive effect on beneficiaries’ welfare. Access to credit allowed the beneficiaries take advantage o
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Lapishko, Mariіa, and Anna Vynnyk. "PROBLEMS OF THE LENDING MARKET OF UKRAINE UNDER THE CONDITIONS OF MARITAL STATE." Problems and prospects of economics and management, no. 3(31) (2022): 180–89. http://dx.doi.org/10.25140/2411-5215-2022-3(31)-180-189.

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Before the start of russia's large-scale invasion the demand for loans in Ukraine was caused by: the improvement of the macroeconomic situation in the country, a decrease in interest rates and gov-ernment programs to support entrepreneurship and mortgage lending. The insolvency of debtors dur-ing the war led to an increase in the volume of overdue loans and, as a result, a deterioration in the quality of banks' loan portfolios.The article systematizes the problems of the lending market that arose due to the military ac-tions in Ukraine, determines the priority of the introduction of anti-crisi
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Dissertations / Theses on the topic "State loans"

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Song, Gui Chang. "Institutional analysis of the formation of abnormal loans in loan portfolios of China's state banks." Thesis, University of Macau, 1996. http://umaclib3.umac.mo/record=b1636254.

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Lou, Jianbo. "China state commercial banks' non-performing loans : workout and prevention." Thesis, Queen Mary, University of London, 2001. http://qmro.qmul.ac.uk/xmlui/handle/123456789/25125.

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The purpose of this thesis is to examine the very significant problem of State bank nonperforming loan (NPL) in China. NPLs undermine the stability of China's banking system and the efficient operation of its markets. This thesis will make recommendations for developing better workout procedures to deal with existing NPLs and explore the role of banking regulation and supervision in NPL prevention, as well as in avoiding impacts of NPLs on the stability of banking system, drawing on experiences at national, regional and international levels. The accumulation of NPLs in China has been caused by
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Zhou, Qingqing. "Challenges and concerns on securitization of non-performing loans in China : from the state banks' perspective /." Click to view the E-thesis via HKUTO, 2001. http://sunzi.lib.hku.hk/hkuto/record/B42577159.

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Zhou, Qingqing, and 周青青. "Challenges and concerns on securitization of non-performing loans in China: from the state banks' perspective." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2001. http://hub.hku.hk/bib/B42577159.

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Wan, Qun. "A legal perspective on the disposition of non-performing loans and bank restructuring : a study of China's state-owned commercial banks /." View the Table of Contents & Abstract, 2006. http://sunzi.lib.hku.hk/hkuto/record/B35082690.

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Součková, Barbora. "Úvěry sloužící k financování bytové potřeby." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-81625.

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The thesis is focused on loans for the financing of housing needs (mortgage loans, construction loans and consumer loans on the property). The work deals with the important parameters of each product. In particular, the definition of the purpose of financing, interest calculation, interest rate guarantees, collateral, repayment duration. Furthermore, the work focuses on state aid granted in these products, as well as credit risk, which is the issue of lending inextricably linked.
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Harper, Christine. "Developing Capacity: The IMF's Impact on State Capacity." Thesis, University of North Texas, 2006. https://digital.library.unt.edu/ark:/67531/metadc5460/.

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The purpose of this thesis is to examine the impact of International Monetary Fund (IMF) loans since the adoption of the governance mandate on overall government capability. The study will explore whether the presence of IMF loans in developing countries enhances state capacity. Administrative capacity is of particular importance because it is a requisite for the integration of state and society in the national political arena and encourages joint involvement of government and citizenry in overall representation of societal interests. The model designed to test the two primary hypotheses is co
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Wan, Qun, and 万群. "A legal perspective on the disposition of non-performing loans and bank restructuring: a study of China's state-owned commercial banks." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2006. http://hub.hku.hk/bib/B36388701.

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Jansen-Daugbjerg, Helga Tamara. "Diminishing or perpetuating inequality? Exploring the terms and conditions of Development Bank of Southern Africa infrastructure loans to Theewaterskloof Municipality: A case study." University of the Western Cape, 2018. http://hdl.handle.net/11394/6269.

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Magister Artium (Development Studies) - MA (DVS)<br>The South African government has earmarked infrastructure development as a key driver of the economy. The infrastructure sectors of energy, water and transport have received large Development Bank of Southern Africa (DBSA) loans to fund new projects, repairs and maintenance. The DBSA loan approvals to municipalities for the period 2012-2013 was R2.3 billion. Loans to 'under-resourced' municipalities totalled R927 million for the same period. Key infrastructure sectors included electricity (R466 million), roads and drainage (R678 million), com
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Gabgub, Aburawi Issa. "Analysis of non-performing loans in the Libyan state-owned commercial banks : perception analysis of the reasons and potential methods for treatment." Thesis, Durham University, 2009. http://etheses.dur.ac.uk/1958/.

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Granting loans and credit facilities is considered as the main function of commercial banks in terms of providing liquidity to their clients on one hand, and achieving a sufficient profit for themselves on the other. In the credit facilities offered by the banks, when clients fail to pay their obligations, banks are exposed to non-performing loans. Similar to any other financial system, Libyan financial the questionnaires' respondents system is also faced with non-performing loans in particular in the Libyan state-owned commercial banking sector. This study, hence, aims to identify the non-per
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Books on the topic "State loans"

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Brian, Hulse, ed. Commercial lending law: A state-by-state guide. American Bar Association, 2009.

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Office, General Accounting. Nonfederal student loans. The Office, 1992.

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Anton, Hector R. Managing the allowance for loan and lease losses: State of the art. R. Morris Associates, 1988.

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Shoffner, Ralph M. Interlibrary loan in New York State: Recommended redesign. Ringgold Management Systems, 1986.

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Library of Congress. Congressional Research Service, ed. State scholarship programs for postsecondary students: Background and federal involvement. Congressional Research Service, Library of Congress, 1990.

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American Bar Association. Commission on Loan Repayment and Forgiveness., ed. State LRAP tool kit: A resource guide for creating state loan repayment assistance programs for public service lawyers. American Bar Association, 2003.

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Corporation, SMR Research. Piggyback mortgage lending: The surge in piggybacks, 2001-2004, piggyback production of major lenders, piggyback popularity by state & county, home purchase & Refi break-out data, combined LTV ratios of piggybacks, results of a 21.5 million-loan sampling. SMR Research Corp., 2004.

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Pannabecker, James H. Mortgage lending compliance: With federal and state guidance. Thomson Financial/A.S. Pratt & Sons, 2000.

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Richardson, Pearl. The tax-exempt financing of student loans. Congress of the U.S., Congressional Budget Office, 1986.

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Richardson, Pearl. The tax-exempt financing of student loans. Congress of the U.S., Congressional Budget Office, 1986.

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Book chapters on the topic "State loans"

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Wang, Jiazhuo G., and Juan Yang. "Inclusive Enough for “Neglected 80 Percent”?—Small Business Loans by Large State-Owned Commercial Banks." In Financing without Bank Loans. Springer Singapore, 2016. http://dx.doi.org/10.1007/978-981-10-0901-3_13.

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Feldbrugge, F. J. M. "State Loans." In Encyclopedia of Soviet Law. Brill | Nijhoff, 1985. https://doi.org/10.1163/9789004635562_419.

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Kosova, Tetiana, Anton Kurhanskyi, and Bohdan Stremenovskyi. "FINANCIAL AND ACCOUNTING SUPPORT FOR THE RESTRUCTURING OF BANK LOANS TO ENTERPRISES." In Financial, accounting and analytical information and audit in the system of state and corporate management. Publishing House “Baltija Publishing”, 2023. http://dx.doi.org/10.30525/978-9934-26-268-5-13.

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The essence of financial and accounting support for the restructuring of bank loans to enterprises based on international accounting and reporting standards is determined. The principles of accounting for loan balances and non-performing loans at the macro- and micro-level are outlined. The methodology of assessment and analysis of non-performing loans of banking institutions issued to business entities in the context of their size of business entities, types of currencies, types of economic activity was developed. An applied assessment and analysis of non-performing loans of banking instituti
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Barr, Nicholas. "Designing Student Loans." In The Welfare State as Piggy Bank. Oxford University Press, 2001. http://dx.doi.org/10.1093/0199246599.003.0012.

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Sander, Gerald G. "Brazilian Loans Case and Serbian Loans Case." In International Development Law: Thematic Series. Oxford University PressNew York, 2019. http://dx.doi.org/10.1093/oso/9780198835097.003.0023.

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Abstract Both the Case concerning the Payment in Gold of the Brazilian Federal Loans issued in France (France v United States of Brazil) (‘Brazilian Loans Case’) and the Case concerning the Payment of Various Serbian Loans issued in France (France v Kingdom of the Serbs, Croats and Slovenes) (‘Serbian Loans Case’) dealt with the contractual fulfilment of loans agreement obligations under municipal law between French bond holders and the Brazilian State on the one hand and the Serbian State on the other hand (→ Debts). Of particular interest was how the → Permanent Court of International Justic
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Chubka, Olha, and Alina Herasymenko. "GOVERNMENT SUPPORT FOR LENDING TO SMALL AND MEDIUM-SIZED BUSINESS IN UKRAINE: STATISTICAL SURVEY." In Transformation of economy, finance and management in modern conditions:. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-220-3-13.

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The place of small and medium business in the economy of Ukraine is considered. An analysis of trends in the current state of bank lending to small and medium-sized businesses, including the amount of loans granted to businesses by their size is carried out; loan maturity structures; dynamics of credit rates by size of the entity and type of currency. The directions of financialstate support of small and medium business due to quarantine restrictions and the war in Ukraine are outlined. The characteristic features, main advantages and disadvantages of the program «Affordable loans 5-7-9%» are
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"The Currency Standard and State Loans." In The Interest Standard of Currency. Routledge, 2017. http://dx.doi.org/10.4324/9781315209296-22.

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"From State to Federal Oversight." In From Buildings and Loans to Bail-Outs. Cambridge University Press, 2004. http://dx.doi.org/10.1017/cbo9780511511714.004.

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"V. Private and forced loans to the treasury." In The Business of State. De Gruyter, 2018. http://dx.doi.org/10.1515/9783112209431-010.

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Treves’, Tullio. "Monetary Sovereignty Today." In International Monetary Law. Oxford University PressOxford, 2000. http://dx.doi.org/10.1093/oso/9780198299233.003.0005.

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Abstract In a famous dictum in the Serbian and Brazilian Loans cases, the Permanent Court 5.01of International Justice stated: ‘it is indeed a generally accepted principle that a state is entitled to regulate its currency’. This statement is quoted in most studies on the public international law of money and is generally seen as expressing the notion of ‘monetary sovereignty’. The Permanent Court’s formulation corresponds to an approach to state sovereignty as a ‘right’ of states. According to this approach it sees it as something to which a state is ‘entitled’3 on the basis of a ‘principle’.
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Conference papers on the topic "State loans"

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Jacobellis, George, and Farhan Gandhi. "Investigation of Performance, Loads, and Vibration of a Coaxial Helicopter in High-Speed Flight." In Vertical Flight Society 72nd Annual Forum & Technology Display. The Vertical Flight Society, 2016. http://dx.doi.org/10.4050/f-0072-2016-11446.

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A lift-offset coaxial helicopter is simulated using the Rotorcraft Comprehensive Analysis System (RCAS) at a speed of 230 kts. The XH-59 Advancing Blade Concept demonstrator aircraft is used for the simulation model. A variety of trim states are explored by varying vehicle pitch attitude and redundant controls, such as main rotor speed and differential lateral pitch. The performance, vibrations, and blade loads are compared for different trim states, notably, those states utilizing negative rotor power to drive the propulsor and states in which the rotor power is constrained to be non-negative
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Bento, Ana Rafaela Figueiredo, Fernando Bento, and Antonio J. Marques Cardoso. "Solid-State Circuit Breaker for the Protection of Multiple Loads." In IECON 2024 - 50th Annual Conference of the IEEE Industrial Electronics Society. IEEE, 2024. https://doi.org/10.1109/iecon55916.2024.10906005.

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Rubino, Guido, Luigi Rubino, and Roberto Langella. "Comparative Study of Solid State Circuit Breakers for Large Inductive Loads." In 2024 International Symposium on Power Electronics, Electrical Drives, Automation and Motion (SPEEDAM). IEEE, 2024. http://dx.doi.org/10.1109/speedam61530.2024.10609050.

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Phelps, Justin, and Reza Abdolvand. "MEMS LITHIUM NIOBATE TRANSFORMER FOR LOW FREQUENCY PASSIVE GAIN WITH HIGH CAPACITIVE LOADS IN ATMOSPHERE." In 2024 Solid-State, Actuators, and Microsystems Workshop. Transducer Research Foundation, 2024. https://doi.org/10.31438/trf.hh2024.53.

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Chandrasekar, S., N. Senthilnathan, S. Sharon Benni, R. Praveen Kumar, A. S. Rithana, and S. Dhanupriya. "Multi-Source Thirteen Stage Multilevel Inverter for Powering Resistive Loads." In 2025 4th OPJU International Technology Conference (OTCON) on Smart Computing for Innovation and Advancement in Industry 5.0. IEEE, 2025. https://doi.org/10.1109/otcon65728.2025.11070811.

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Lin, Ying-Li. "How Do Political Relations Affect State-Owned Bank Loans?" In 2015 9th International Conference on Innovative Mobile and Internet Services in Ubiquitous Computing (IMIS). IEEE, 2015. http://dx.doi.org/10.1109/imis.2015.77.

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Cheng, Dawei, Xiaoyang Wang, Ying Zhang, and Liqing Zhang. "Risk Guarantee Prediction in Networked-Loans." In Twenty-Ninth International Joint Conference on Artificial Intelligence and Seventeenth Pacific Rim International Conference on Artificial Intelligence {IJCAI-PRICAI-20}. International Joint Conferences on Artificial Intelligence Organization, 2020. http://dx.doi.org/10.24963/ijcai.2020/618.

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The guaranteed loan is a debt obligation promise that if one corporation gets trapped in risks, its guarantors will back the loan. When more and more companies involve, they subsequently form complex networks. Detecting and predicting risk guarantee in these networked-loans is important for the loan issuer. Therefore, in this paper, we propose a dynamic graph-based attention neural network for risk guarantee relationship prediction (DGANN). In particular, each guarantee is represented as an edge in dynamic loan networks, while companies are denoted as nodes. We present an attention-based graph
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Arkhipova, Natalia Anatolyevna. "FEATURES OF PREFERENTIAL LENDING TO AGRICULTURAL ORGANIZATIONS." In Russian science: actual researches and developments. Samara State University of Economics, 2020. http://dx.doi.org/10.46554/russian.science-2020.03-1-651/655.

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Zhou, Yuliang, Haizhu Zhao, and Xinyan Xie. "Study of the Differences Between Government and Bank in Bank Loans: Evidence from Chinese Listed SMEs." In 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018). Atlantis Press, 2018. http://dx.doi.org/10.2991/jahp-18.2018.100.

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Cheng, Dawei, Yi Tu, Zhenwei Ma, Zhibin Niu, and Liqing Zhang. "Risk Assessment for Networked-guarantee Loans Using High-order Graph Attention Representation." In Twenty-Eighth International Joint Conference on Artificial Intelligence {IJCAI-19}. International Joint Conferences on Artificial Intelligence Organization, 2019. http://dx.doi.org/10.24963/ijcai.2019/807.

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Assessing and predicting the default risk of networked-guarantee loans is critical for the commercial banks and financial regulatory authorities. The guarantee relationships between the loan companies are usually modeled as directed networks. Learning the informative low-dimensional representation of the networks is important for the default risk prediction of loan companies, even for the assessment of systematic financial risk level. In this paper, we propose a high-order graph attention representation method (HGAR) to learn the embedding of guarantee networks. Because this financial network
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Reports on the topic "State loans"

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Ghoge, Ketaki, Mithlesh Verma, Manish Dubey, and Amir Bazaz. The Urban in India’s Recent State Budgets. Indian Institute for Human Settlements, 2023. http://dx.doi.org/10.24943/uirsb11.2023.

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This study explores the pivotal role of Indian state governments in shaping urban development, contributing nearly half of the capital expenditure from 2011 to 2018. Examining five diverse states—Kerala, Madhya Pradesh, Odisha, Rajasthan, and Tamil Nadu—during the 2021-22 to 2023-24 period, the research reveals a recent surge in attention and financial commitment to urban development. Despite constituting 1-5% of total expenditures, centrally sponsored schemes (CSSs) have emerged as a crucial budgetary component, aligning state priorities with CSS agendas, particularly in infrastructure develo
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Foster, Vivien. Policy Issues for the Water and Sanitation Sectors. Inter-American Development Bank, 1996. http://dx.doi.org/10.18235/0008402.

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Given the importance of water and sanitation loans in the Bank's portfolio of infrastructure projects and the significance of the measures that are underway throughout the region, this discussion paper aims to identify those particular features of the water and sanitation sector which distinguish it from other infrastructure services and which will consequently merit special attention by countries engaging in such reforms. Included are a discussion of institutional problems facing state-owned providers of public services and policy responses to three key economic issues: optimal sector structu
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Bano, Masooda. Narratives of Success against the Odds: Why Some Children in State Schools Go Far in Life—Evidence from Pakistan. Research on Improving Systems of Education (RISE), 2022. http://dx.doi.org/10.35489/bsg-rise-wp_2022/104.

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What makes some children succeed despite studying in failing education systems? Are these children exceptionally gifted, or do other psychological or sociological factors and family circumstances contribute to success? To address the learning crisis in state schools in developing countries, development agencies have primarily focused on identifying inputs that can improve state education provision. Yet, even from low-performing state schools, some children do manage to successfully complete primary and secondary education cycles, pursue higher education, and record upward social mobility, but
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Bano, Masooda. Narratives of Success against the Odds: Why Some Children in State Schools Go Far in Life—Evidence from Pakistan. Research on Improving Systems of Education (RISE), 2022. http://dx.doi.org/10.35489/bsg-rise-wp_2022/104.

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What makes some children succeed despite studying in failing education systems? Are these children exceptionally gifted, or do other psychological or sociological factors and family circumstances contribute to success? To address the learning crisis in state schools in developing countries, development agencies have primarily focused on identifying inputs that can improve state education provision. Yet, even from low-performing state schools, some children do manage to successfully complete primary and secondary education cycles, pursue higher education, and record upward social mobility, but
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Bernal, Richard L. Chinese Foreign Direct Investment in the Caribbean: Potential and Prospects. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0009313.

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China has recently become the third largest source of foreign direct investment (FDI) in the world and is a major source of development aid for developing countries, including those in the Caribbean. The capital flows it provides have taken the form of loans to governments to finance infrastructure projects and to expand production of oil and other raw materials. There have been indications of interest in further investment in the Caribbean from Chinese enterprises and entrepreneurs. This is driven by both state policy, which seeks to more actively integrate China into the global economy, and
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Kusiak, Chris, Mark D. Bowman, and Arun Prakash. Legal and Permit Loads Evaluation for Indiana Bridges. Purdue University, 2021. http://dx.doi.org/10.5703/1288284317267.

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According to federal law, routine commercial vehicles must adhere to certain limits on their load configuration in order to operate legally on interstate highways. However, states may allow for heavier or different load configurations provided that bridges on the state and county highway system are load rated and, if necessary, posted with vehicles that appropriately represent these loads. The state of Indiana allows several classes of vehicles to operate with loads that exceed federal limits, and, presently, several LFD design loads are used to represent these exceptions as state legal loads.
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Oyerinde, Funmi, and Naphtali Bwalami. The Impact of Village Savings and Loan Associations on the Lives of Rural Women: Pro Resilience Action (PROACT) project, Nigeria. Oxfam, 2021. http://dx.doi.org/10.21201/2021.7277.

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The PROACT project uses Village Savings and Loan Associations (VSLAs) to enable rural financial inclusion. The VSLA approach is targeted at combating increased poverty and improving the resilience of poor rural farming households in Kebbi and Adamawa States, Nigeria. The three case studies presented here reflect the new, transformative realities of increased income, access to loans, safe spaces for women, improved rural enterprise and the empowerment of women engaged in the VSLAs.
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Lantz, Eric. State Clean Energy Policies Analysis. State, Utility, and Municipal Loan Programs. Office of Scientific and Technical Information (OSTI), 2010. http://dx.doi.org/10.2172/1227802.

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Lantz, E. State Clean Energy Policies Analysis: State, Utility, and Municipal Loan Programs. Office of Scientific and Technical Information (OSTI), 2010. http://dx.doi.org/10.2172/982265.

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Benjamin, Connie, Wandoo Akosu, Mashat Mallo, and Dare Oduluyi. Improving Sanitation Services in Tough Physical Environments, Kirfi Local Government Authority, Nigeria. Institute of Development Studies, 2024. https://doi.org/10.19088/slh.2024.012.

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This case study documents WaterAid Nigeria’s Strengthening Water Sanitation and Hygiene Delivery Systems (SWADS) project in Kirfi Local Government Area (LGA), Bauchi State between 2017-2019, as part of the Hongkong and Shanghai Banking Corporation (HSBC) Water Programme II. The case study shares how adaptations to their implementation strategy were made to overcome challenges of sandy, loose soil in remote communities, which made traditional pit toilets vulnerable to collapse and issues with installation of new improved models, with reports of toilets sinking after only a few days. Markets wer
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