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1

Ganesh, Gopala K., and Erramilli M. Krishna. "Customer Preference For Alternative Credit Card Based Payment Methods: Some Empirical Evidence." Journal of Applied Business Research (JABR) 3, no. 3 (October 31, 2011): 137. http://dx.doi.org/10.19030/jabr.v3i3.6524.

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This article looks at consumer preferences for two major types of credit cards viz: (1) national credit cards i.e. bank credit cards and travel and entertainment cards that are typically accepted at a wide variety of establishments and (2) store credit cards whose acceptance is typically limited to stores that constitute a department store chain. Through a mail survey, an attempt is made to identify the reasons for card preferences and distinguishing background characteristics of individuals with a distinct preference.
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2

E. Schultz, Don, and Martin P. Block. "Sales promotion influencing consumer brand preferences/purchases." Journal of Consumer Marketing 31, no. 3 (May 6, 2014): 212–17. http://dx.doi.org/10.1108/jcm-01-2014-0822.

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Purpose – This paper aims to investigate whether or not ongoing sales promotion contributed to the declines in “no brand preference” (NBP). Part of an ongoing series investigating the growth of US consumer’s responses of NBP for more than 1,500 frequently purchased consumer product brands. Data were drawn from responses to a very large (1.1 million) online longitudinal consumer questionnaire during 2002-2012. Design/methodology/approach – Additional research, combining this data set with two other major US longitudinal studies, confirmed results. This study focused on determining reasons for NBP increase. Initial data set included use of and influence of 23 in-store promotional tools. These were investigated to determine impact and effect. Findings – Four leading sales promotional tools, based on consumer influence, were coupons, home samples, in-store samples and retail shopper cards. Shopper cards had most influence on purchase of secondary, not primary brands in categories. Shopper cards are a clearly underused promotional tool in building brand preference and sales. Research limitations/implications – Limited to US consumer products only. No attempt made to connect media advertising and in-store media impact or effect. Practical implications – Future investigation should focus on other geographies, synergy between media advertising and promotional techniques. Also, the study is all aggregated data; individual brand investigations should be made. Shopper cards appear to be a major opportunity for secondary brands. More focus on cooperative activities between brands and retailers would benefit both. Originality/value – Paucity of longitudinal customer-view research on shopper cards identifies both manufacturer and retailer opportunities, particularly secondary brands.
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Gustafson, Alison, Shu Wen Ng, and Stephanie Jilcott Pitts. "The association between the “Plate it Up Kentucky” supermarket intervention and changes in grocery shopping practices among rural residents." Translational Behavioral Medicine 9, no. 5 (September 30, 2019): 865–74. http://dx.doi.org/10.1093/tbm/ibz064.

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Abstract Rural communities experience higher rates of obesity, and residents have a lower intake of fruits and vegetables. Innovative healthy food promotions in supermarkets may improve healthy food access and dietary intake among residents, yet few supermarket interventions have been translated to the rural context. The aim of this project was to determine whether a supermarket-based intervention “Plate it Up Kentucky” was associated with change in fruit, vegetable, and sugar-sweetened beverage (SSB) purchases among rural supermarket customers. Ten Kentucky supermarkets participated in an intervention titled “Plate It Up” to provide in-store promotions, including recipe cards, samples, price reductions for specific fruits and vegetables, and marketing on shopping carts. Six stores in rural Kentucky and North Carolina were controls. Two cross-sectional customer intercept surveys were conducted among grocery store customers in Spring of 2016 (baseline, n = 131 control and n = 181 intervention store customers) and Spring–Summer of 2017 (post-intervention, n = 100 control and n = 83 intervention store customers). Customers were asked to provide store receipts and participate in a survey assessing grocery shopping practices and dietary intake. The primary outcome was purchases in fruit and vegetable (obtained from receipt data). The secondary outcome was dietary intake (captured with the National Cancer Institute's Fruit and Vegetable Screener and BRFSS questionnaire). An adjusted, difference-in-difference model was used to assess the differences between control and intervention store customers at baseline, post-intervention, and then between the two time points. Post-intervention, there was a greater increase in customers stating that they “liked the food” as one main reason for shopping in the store where surveyed among intervention versus control store customers. The adjusted difference-in-difference model indicated that intervention store customers spent on average 8% more on fruits and vegetables from baseline to post-intervention (p = .001) when compared with customers from control stores. Among controls, spending on SSB decreased from $3.61 at baseline to $3.25 at post-intervention, whereas among intervention customers, spending on SSB decreased from $2.75 at baseline to $1.81 at post-intervention (p = .02). In-store promotions that provide recipe cards, samples, price reductions for specific fruits and vegetables, and marketing on shopping carts hold promise as a method to promote healthy food purchases among rural supermarket customers at two time points.
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Kushch, Sergii, Yurii Baryshev, and Silvio Ranise. "Blockchain Tree as Solution for Distributed Storage of Personal ID Data and Document Access Control." Sensors 20, no. 13 (June 27, 2020): 3621. http://dx.doi.org/10.3390/s20133621.

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This paper introduces a new method of Blockchain formation for reliable storage of personal data of ID-card holders. In particular, the model of the information system is presented, the new structure of smart ID-cards and information on these cards are proposed. The new structure of Blockchain, “Blockchain Tree”, allows not only to store information from ID-cards but also to increase the level of security and access control to this information. The proposed Subchains system allows us to integrate Blockchain of the lower level to Blockchain of the higher level, allowing us to create a multilevel protected system.
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Daniel, Leena, Sarah Hinman, Bengucan Gunen, Kaitlyn Harper, Lisa Poirier, and Joel Gittelsohn. "Community-Based Recommendations to Improve Customer Turnout at a Non-Profit Grocery Store." Current Developments in Nutrition 4, Supplement_2 (May 29, 2020): 708. http://dx.doi.org/10.1093/cdn/nzaa051_005.

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Abstract Objectives Aimed at improving healthy food access in a low-income neighborhood, the Salvation Army's first non-profit grocery store in Baltimore City has so far failed to attract a large customer base. The store averages just 140 customers daily and serves 500 unique families weekly, with an average transaction of $14. This study explored reasons for low usage from the perspective of community members and suggests solutions. Methods Mixed-methods formative research was conducted at DMG Foods. In-depth interviews were conducted with store staff (n = 5), wholesalers (n = 3), local store non-users (n = 4), and store users (n = 9).Interviews focused on purchasing habits, observations, prices, marketing efforts, quality of food, location, and convenience. Direct observations of store operations (n = 8) and a short demographic survey of store users with loyalty cards (n = 119) and without loyalty cards (n = 33) was also completed. All in-depth interviews were coded and analyzed using ATLAS.ti v8.4.18. Results The survey results indicated that the average amount spent at DMG Foods per loyalty customer within the last 30 days was $82. Only 11% survey respondents reported using DMG for all their grocery shopping. Reasons given for low store usage, included: (a) prices at DMG Foods are not low; (b) Non-users do not perceive DMG Foods as a food store; and (c) food quality concerns. In light of these responses, we made several recommendations, including: (a) make displays showing price differences between DMG Foods and other competitors; (b) place rebranded signs outside the store to indicate that DMG Foods is a grocery store; and (c) improve and maintain the quality of produce and meat in store. Additionally, store management should negotiate with wholesalers and distributors to obtain competitive wholesale prices. Conclusions The results of this study will be used to inform DMG Foods and to help Salvation Army refine their non-profit grocery model as they expand it to other locations in Baltimore and across the United States. Funding Sources Johns Hopkins University Bloomberg School of Public Health Department of International Health.
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Horner, Robert H., Richard W. Albin, and Ginevera Ralph. "Generalization with Precision: The Role of Negative Teaching Examples in the Instruction of Generalized Grocery Item Selection." Journal of the Association for Persons with Severe Handicaps 11, no. 4 (December 1986): 300–308. http://dx.doi.org/10.1177/154079698601100411.

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For generalization to be functional, it must occur with a precision that results in acquired responses occurring under appropriate, nontrained conditions, and acquired responses not occurring under inappropriate, nontrained conditions. This study examines the effect of differing types of negative teaching examples on the precision with which generalized grocery item selection is learned. Within a split-multiple baseline design, six young adults identified as mildly, moderately, or severely mentally retarded were trained to select or to reject grocery items using picture cards as cues. The dependent variables were correct selection of 10 trained “positive” grocery items and the correct rejection of 20 nontrained “negative” grocery items in a nontrained grocery store. Participants were trained in a grocery store to select 10 positive grocery examples matching their picture cards and to reject either (a) a set of negative examples that were maximally different from the positive examples, or (b) a set of negative examples that were minimally different from the positive examples. Both training sets resulted in participants correctly selecting the 10 positive items in a nontrained store. Training with the “minimally different” negative examples was functionally related to improved rejection of nontrained negative items in the nontrained store. The implications of teaching with minimally different, negative examples are discussed.
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Gamba, Ryan J., Lana Mariko Wood, Adianez Ampil, Alina Engelman, Juleen Lam, Michael T. Schmeltz, Maria M. Pritchard, et al. "Investigating the Feasibility of a Restaurant Delivery Service to Improve Food Security among College Students Experiencing Marginal Food Security, a Head-to-Head Trial with Grocery Store Gift Cards." International Journal of Environmental Research and Public Health 18, no. 18 (September 14, 2021): 9680. http://dx.doi.org/10.3390/ijerph18189680.

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Restaurant delivery services have gained in popularity among college students; however, students participating in the Supplemental Nutrition Assistance Program (SNAP) are not allowed to redeem their benefits via restaurant delivery services. This mixed-methods head-to-head crossover trial assessed whether college students experiencing marginal food security prefer benefits via a grocery store gift card (as a proxy for traditional SNAP benefits) or via a restaurant delivery service gift card of equivalent value, and which type of benefit is more effective at improving food security status. Thirty college students experiencing marginal food security were recruited to receive $80 in cash equivalent benefits to spend over a two-month period in the form of grocery store gift cards and restaurant delivery service gift cards. Participants completed surveys and interviews to measure their food security status and share their experiences with each benefit type. After four months of benefits, 48.3% of participants improved their food security status. However, neither type of benefit was statistically better at improving food security status. Most participants preferred grocery store benefits (89.7%) over restaurant delivery service benefits (10.3%). However, more research is needed to explore whether allowing SNAP recipients to redeem their benefits with restaurant delivery services is a viable mechanism to address food challenges among college students experiencing marginal food security.
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Vogel, Christina, Sarah Crozier, Daniel Penn-Newman, Kylie Ball, Graham Moon, Joanne Lord, Cyrus Cooper, and Janis Baird. "Altering product placement to create a healthier layout in supermarkets: Outcomes on store sales, customer purchasing, and diet in a prospective matched controlled cluster study." PLOS Medicine 18, no. 9 (September 7, 2021): e1003729. http://dx.doi.org/10.1371/journal.pmed.1003729.

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Background Previous product placement trials in supermarkets are limited in scope and outcome data collected. This study assessed the effects on store-level sales, household-level purchasing, and dietary behaviours of a healthier supermarket layout. Methods and findings This is a prospective matched controlled cluster trial with 2 intervention components: (i) new fresh fruit and vegetable sections near store entrances (replacing smaller displays at the back) and frozen vegetables repositioned to the entrance aisle, plus (ii) the removal of confectionery from checkouts and aisle ends opposite. In this pilot study, the intervention was implemented for 6 months in 3 discount supermarkets in England. Three control stores were matched on store sales and customer profiles and neighbourhood deprivation. Women customers aged 18 to 45 years, with loyalty cards, were assigned to the intervention (n = 62) or control group (n = 88) of their primary store. The trial registration number is NCT03518151. Interrupted time series analysis showed that increases in store-level sales of fruits and vegetables were greater in intervention stores than predicted at 3 (1.71 standard deviations (SDs) (95% CI 0.45, 2.96), P = 0.01) and 6 months follow-up (2.42 SDs (0.22, 4.62), P = 0.03), equivalent to approximately 6,170 and approximately 9,820 extra portions per store, per week, respectively. The proportion of purchasing fruits and vegetables per week rose among intervention participants at 3 and 6 months compared to control participants (0.2% versus −3.0%, P = 0.22; 1.7% versus −3.5%, P = 0.05, respectively). Store sales of confectionery were lower in intervention stores than predicted at 3 (−1.05 SDs (−1.98, −0.12), P = 0.03) and 6 months (−1.37 SDs (−2.95, 0.22), P = 0.09), equivalent to approximately 1,359 and approximately 1,575 fewer portions per store, per week, respectively; no differences were observed for confectionery purchasing. Changes in dietary variables were predominantly in the expected direction for health benefit. Intervention implementation was not within control of the research team, and stores could not be randomised. It is a pilot study, and, therefore, not powered to detect an effect. Conclusions Healthier supermarket layouts can improve the nutrition profile of store sales and likely improve household purchasing and dietary quality. Placing fruits and vegetables near store entrances should be considered alongside policies to limit prominent placement of unhealthy foods. Trial registration ClinicalTrials.gov NCT03518151 (pre-results)
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Eyinagho, M. O., E. Solomon, T. Adeyemi, D. Ebhohimen, D. Adeniyi, and D. Adams. "An Electronic Patient Record Management System Using Smart Cards." Advanced Materials Research 62-64 (February 2009): 67–74. http://dx.doi.org/10.4028/www.scientific.net/amr.62-64.67.

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In this paper, a prototype of an electronic patient record management system using smart cards is described. An application using visual basic was developed, a database using Microsoft access was built, the visual-basic-based application was then interfaced to the database. An interface module that allows any person with no programming knowledge to store easily, required information on a smart card was also developed. The application was then interfaced to a smartcard reader. With this system, relevant patient information including, but not limited to allergies, blood-group, and past operations can be retrieved from the smart card.
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10

Turner, Nikki, Athene Laws, and Loretta Roberts. "Assessing the effectiveness of cold chain management for childhood vaccines." Journal of Primary Health Care 3, no. 4 (2011): 278. http://dx.doi.org/10.1071/hc11278.

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INTRODUCTION: Effective immunisation programmes require a stable cold chain to maintain potency of vaccines from national stores through to delivery sites. AIM: To assess the effectiveness of the New Zealand cold chain and examine the possible impacts of policy changes over the same time period on cold chain effectiveness. METHODS: Heat- and freeze-sensitive monitors were attached to 5% of randomly selected childhood vaccines from 2002 to 2008. Six-monthly reports on data collected from monitor cards were collated and analysed to look for changes over time in freeze and heat exposure failures for vaccines. RESULTS: From December 2002 to June 2008 a total of 21 431 monitor cards were included in vaccines distributed from the national store; 9474 (44.2%) of all cards were returned and 8249 (38.5% of total) were correctly completed. Over this period the percentage of valid returns recorded as heat exposed decreased from 38% to 7% (Χ2 371, p2 134.228, p2 163.83, p<0.0001), giving estimated annual savings of nearly NZ$4 million. DISCUSSION: Significant improvements can be made in cold chain management with resulting savings in vaccine wastage. This study demonstrates that such improvements have been made in New Zealand in recent years. This is likely to be due to a combination of improving equipment, systems, education and training, increased provider attention and quality standards. KEYWORDS: Vaccination; cold chain; refrigeration; primary health care
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Nagyová, Ľudmila, Jana Stávková, and Zuzana Tonkovičová. "Selected characteristics of Slovak consumers purchasing behaviour." Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis 56, no. 6 (2008): 69–76. http://dx.doi.org/10.11118/actaun200856060069.

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Objective of the paper is to point out selected patterns of Slovak consumers based on analysis of buying behaviour. Results of presented survey of consumer buying patterns and preferences have poin­ted out key characteristics of buying behaviour of Slovak consumers. We’re able to confirm that new business companies as hypermarket and supermarket became main place for food shopping. Totally 72% of respondents indicated them as the type of store where they spend largest share of food ex­pen­ses. The self-service shop, traditional business units, is still the shopping place for 14% of res­pon­dents. The most important factors influencing selection of the type of store are closeness and location of the store, assortment and product quality, store personnel and price level. More than half of the respondents consider opening times the key service for choosing the place for shopping. 49.6% of respondents is using car to do shopping, 35.5% of respondents walk. 32.5% of respondents is using advertising leaflets to plan what to buy. 14.6% of respondents answered that even though receiving leaflets, they don’t read them. 31.3% of respondents are holders of loyalty cards. Most visited retail chain is Tesco.Currently building of large-scale business formats slowed down and retail chains try to get closer towards customer not only by reducing floor space but above all by locating the stores in the centre of cities with lower population.
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Kusumasari, Adita Ayu. "Perancangan Perancangan In Store Media Sebagai Inovasi Media Promosi Couple Distro." Jurnal Desain Komunikasi Visual Asia 3, no. 1 (August 31, 2019): 21. http://dx.doi.org/10.32815/jeskovsia.v3i1.368.

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The development of the fashion business is currently experiencing rapid development. This was marked by profileration of innovative and quality fashion products and a variety of loyal fashion followers. A paradigm shifts towards the function of clothing occurs, clothing function does not only to cover and protect the body, but as a reflection of personality, lifestyle, and social status. This has a broad impact on the fashion industry in Indonesia, especially distros. The word distro stands for various kinds of fashion products. Couple Distro is on of the distro located in Malang City. The TOWS method is used to analyze data that has been collected and will be used as a concept for design. The purpose of this study was to design t-shir hang tags, hang tag accessories, shirt hangers, business cards, sales notes, packagin boxes, stuffler, shopping bags, flyers, flyer dispensers, pins, mini banners, x banners, poster in stores, in store catalog, store assistant uniform, cashier table design, room fittings, window display, interior display, and exterior tabel
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Karanjit, Shrishna. "Debit Cards Payment Behaviour of Consumers at Bhat-Bhateni Supermarket and Department Store in Kathmandu." Journal of Business and Social Sciences Research 1, no. 1 (September 2, 2018): 80. http://dx.doi.org/10.3126/jbssr.v1i1.20950.

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<p>This paper attempts to identify the different factors affecting consumers on adoption of debit cards with reference to Bhat-Bhateni Supermarket and Department Store (BSDS) in Kathmandu Valley. A month long survey was conducted among the consumers of Kathmandu, who shopped at BSDS in which 175 respondents were interviewed using convenient sampling. For the purpose of study, two models were devised considering both debit card users and non debit card users. The study showed higher preference and interest among the consumers in using debit cards than cash while making payments. The results also showed that the debit payment behavior among customers varied across nationality and income. Further, it revealed that the most significant factors influencing the debit payment behavior were perceived ease of use and usefulness of the card among others.</p><p>Journal of Business and Social Sciences Research, Vol. 1, Issue 1, pp. 80-88</p>
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Pokhylko, S., and A. Eremenko. "USING THE INTERNATIONAL EXPERIENCE OF CASHBACK INCENTIVES FOR E-COMMERCE IN UKRAINE." Vìsnik Sumsʹkogo deržavnogo unìversitetu, no. 1 (2020): 45–54. http://dx.doi.org/10.21272/1817-9215.2020.1-5.

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A new stage in the history of cashback began with the development of the digital economy. Thanks to modern Internet access technologies via computers and smart phones, there has been a significant increase in e-commerce and m-commerce. The article is devoted to the study of the transformation of cashback and cashback services, the analysis of domestic and foreign cashback markets. Banking institutions have issued debit and credit cards with a cashback option, online stores have acquired cashback partners, buyers use an effective tool buying online. The impact of this tool on the e-commerce development is considered. The research pays attention to intermediary organizations as participants in the relationship between a bank and a client, an online-store and a buyer. The analysis of online stores websites' functioning, that use cashback and cashback services, is carried out. The analysis of the indicators showed a growing share of e-commerce development in Ukraine and an increase in purchases by Ukrainian customers on the Internet. The study identified the lack in popularity of cashebacks and cashback services use in Ukraine. The examination of the current state of the cashback market in Ukraine has established that the range of Ukrainian cashback services is not broad. The possibility of increasing the share of online stores, which offer cashback for buying online, in Ukraine would give an impetus to extend the number of these services. A good step in this direction is to escalate the percentage of cashback buying online, uncomplicated and straightforward procedure for withdrawing funds without restrictions from cashback cards. The absence of an annual maintenance fee of cashback cards also serves to attraction new customers to the cashback services and customers to online stores. The authors give their own vision of the efficiency of measures to popularize cashback like to use the cashback mechanism launching new programs and start-ups, including at the state level, to expand the circle of banks issuing credit casheback cards. All these would contribute substantially to the electronic commerce development in Ukraine in accordance with the current state of the global economy.
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Delalic, Zdenka J., Sandeepsarma Josyula, and B. Anand. "Packaging of a Fingerprint Based Access Control System." International Symposium on Microelectronics 2010, no. 1 (January 1, 2010): 000047–51. http://dx.doi.org/10.4071/isom-2010-ta2-paper3.

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Verification for access control is faster and cheaper than identification based access control systems. The aim of this project was to develop a fingerprint based access control system, where the verification or validation of the entry is based upon the data from a RFID card. The multi-hop unit is controlled by a PIC 18F series, RISC processor. The capacitive sensor employed extracts 40 minutiae points, which are verified based on the pre-stored data in the RFID card. The capacitive sensor is capable of detecting human tissue, eliminating brute-force or latent print attacks. The low power RFID reader makes the unit portable. The use of RFID cards and verification mechanisms eliminate the use of a centralized database to store the data of every valid entry. The Infineon RFID card has an operating distance of 5mm, as opposed to 0.5mm normally used in swipe based RFID systems, making it easier to use. The packaged fabricated unit was successfully designed to program new RFID cards with minutiae data obtained from the capacitive sensor. Additional features of the unit include blacklisting entries and emergency exit.
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Celik, Pelin, and Talha Ustasuleyman. "Integrated QFD, Fuzzy Linear Regression and ZOGP." International Journal of Business Analytics 6, no. 4 (October 2019): 61–73. http://dx.doi.org/10.4018/ijban.2019100105.

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In the current, highly competitive marketplace, customer demand is a major factor in the product design process. Most firms make an effort to indicate that their products differ from the competitors' products. The purpose of this paper is to understand customers' expectations of and technical requirements for e-stores and to evaluate most popular e-stores in Turkey (i.e., ES1, ES2, ES3). In this study, the authors aim to understand the customer expectations and technical requirements by using quality function deployment (QFD). To prepare the house of quality (HoQ), the authors surveyed 20 experts who are customers who have elite membership (their expenses for these e-stores are more than regular customers and have elite cards) of the three e-stores and academicians. After creating the HoQ, the authors employ fuzzy linear regression to evaluate the relationships between customer expectations and technical requirements and among technical requirements themselves. Finally, the authors use zero-one goal programming (ZOGP) to select the most desirable e-store.
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Plymate, Lynda. "Mathematics Detective: How to Box a Greeting." Mathematics Teaching in the Middle School 11, no. 6 (February 2006): 276–78. http://dx.doi.org/10.5951/mtms.11.6.0276.

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Greeting cards are sent and received for a variety of occasions. They can also be recycled in many ways and for a mathematical use, as well. This activity is centered on turning a greeting card into a gift box. In addition to exploring some mathematics, you will also produce a nice box that can be used to store a gift or a personal treasure.
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Fischer, Kimberly, and Damian Schofield. "Responsive Redesign and its Effects on Perceived Usefulness." Computer Applications: An International Journal 8, no. 1 (February 28, 2021): 1–14. http://dx.doi.org/10.5121/caij.2021.8101.

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This paper describes the introduction of a new website at TCGplayer, who provide an online store for Magic the Gathering collectible cards. This paper describes an experiment that was undertaken to test a new, responsive design, against the current, non-responsive design. It was predicted that redesigning the shopping cart for a mobile device screen, will result in a higher Perceived Usability (PU), and higher satisfaction, as indexed using the Technology Acceptance Model (TAM).
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Son, Yoonseock, Wonseok Oh, Sang Pil Han, and Sungho Park. "When Loyalty Goes Mobile: Effects of Mobile Loyalty Apps on Purchase, Redemption, and Competition." Information Systems Research 31, no. 3 (September 2020): 835–47. http://dx.doi.org/10.1287/isre.2019.0918.

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This research investigates how a shift from traditional loyalty cards to mobile-driven loyalty apps affects consumers’ reward redemption patterns, purchase behaviors, and store-level competition. The findings indicate that loyalty app adoption is associated with increased expenditure and purchase frequency as well as more active point redemption. In a multivendor loyalty program (MVLP) context, the use of loyalty apps is associated with spillover effects in which case customers visit more stores that they had not previously considered and exhibit diminished allegiance to their focal shop after they adopt a loyalty app. Finally, the adoption of loyalty apps is related to deal-prone behaviors because informed consumers tend to selectively purchase highly discounted products. Our findings provide several valuable implications for managers and platform owners who are considering launching mobile loyalty programs (LPs) and participating in an MVLP market. Although the merits of loyalty app adoption are apparent, we caution against potential downsides at individual store levels. Many customers are likely to succumb to deals, selectively purchasing highly discounted products with low margins through loyalty apps. The thrust of LPs should be directed toward fostering a strong connection with a brand, going beyond the promise of deals and promotions.
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Stoneham, E., L. Witt, Q. Paterson, L. Martin, and B. Thoma. "P101: The development of entrustable professional activity reference cards to support the implementation of Competence by Design in emergency medicine." CJEM 21, S1 (May 2019): S100. http://dx.doi.org/10.1017/cem.2019.292.

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Innovation Concept: Competence by Design (CBD) was implemented nationally for Emergency Medicine (EM) residents beginning training in 2018. One challenge is the need to introduce residents to Entrustable Professional Activities (EPAs) that are assessed across numerous clinical rotations. The Royal College's resources detail these requirements, but do not map them to specific rotations or present them in a succinct format. This is problematic as trainees are less likely to succeed when expectations are unclear. We identified a need to create practical resources that residents can use at the bedside. Methods: We followed an intervention mapping framework to design two practical, user-friendly, low-cost, aesthetically pleasing resources that could be used by residents and observers at the bedside to facilitate competency-based assessment. Curriculum, Tool or Material: First, we designed a set of rotation- and stage-specific EPA reference cards for the use of residents and observers at the bedside. These cards list EPAs and clinical presentations likely to be encountered during various stages of training and on certain rotations. Second, we developed a curriculum board to organize the EPA reference cards by stage based upon our program's curriculum map. The curriculum board allows residents to view the program's curriculum map and the EPAs associated with each clinical rotation at a glance. It also contains hooks to hang and store extra cards in an organized manner. Conclusion: We believe that these practical and inexpensive tools facilitated our residency program's transition to competency-based EPA assessments. Anecdotally, the residents are using the cards and completing the suggested rotation-specific EPAs. We hope that the reference cards and curriculum board will be successfully incorporated into other residency programs to facilitate the introduction of their EPA-based CBD assessment system.
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Wall, Jennifer J., Heidi N. Beatty, and Michael P. Rogers. "Apps for Teaching, Not Just Reviewing." Teaching Children Mathematics 21, no. 7 (March 2015): 438–41. http://dx.doi.org/10.5951/teacchilmath.21.7.0438.

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Are you fortunate enough to have a classroom set of iPads® or another type of mobile technology? Perhaps you have only one iPad linked to a projector, and you organize students in teams to take turns. What kinds of applications (apps) do you have on your classroom iPads? Looking through the iTunes App Store, one will find many apps designed to allow students to practice basic fact fluency—essentially fancy electronic flash cards. Are these truly the only types of apps that are available?
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Setiadi, Muhammad Tedy Dorisman, Nur Sulistyo Budi Ambarini, and Widiya N. Rosari. "IMPLEMENTATION OF BANK INDONESIA REGULATION NO. 18/40/PBI/2016 ON PAYMENT TRANSACTIONS USING CREDIT CARDS AT SHOPPING CENTERS IN BENGKULU CITY." Bengkoelen Justice : Jurnal Ilmu Hukum 9, no. 2 (January 2, 2020): 172–84. http://dx.doi.org/10.33369/j_bengkoelenjust.v9i2.9978.

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The objective of the research was to study the implementation of Bank Indonesia Regulation No.18/40 / PBI / 2016 onDouble Swipe of Credit Card. The empirical juridical approach method in this researchused primary and secondary data as the main research data, through interviews and literature. A credit card is a credit facility provided by the issuing bank to its customers for transaction. From the research it was found thatin prior to the enactment of Bank Indonesia Regulation No.18/40/PBI/2016 on Payment Transactions Using Credit Cards, there were merchants that still do double swipe on credit card during payment transactions, first in the EDC (Electronic Data Capture) machine and on the cash register machine. However,due to the restriction on double swipe on credit card, this had been reduced. It was also strengthened by a strict regulation in the form of sanctions, reprimands and threats of crime committed by Bank Indonesia to merchants who conduct double swipe on credit card. The mechanism of bank issuing the credit card in giving approval is always different, but the terms and procedures are relatively the same. Legal protection of credit card users occurs when the signing of credit card approval agreement between the issuing bank and users since there is not clear juridical regulation. The problem mostlyarisingregarding the credit cards usage was credit card data scam. The only way to prevent this was through the use of credit cards properly, securely store credit cards when making payment transactions using credit cards, and understand the procedure of using a credit cardinpayment transactions properly. In case of credit card violation, the holder must report to the bank issuing the credit card and Bank Indonesia.
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Singh, Siddharth, Shivani Bangalore, Amutha S, and Anupama Girish. "Face Recognition for Payment and Information Sharing." International Journal on Recent and Innovation Trends in Computing and Communication 8, no. 4 (April 30, 2020): 06–08. http://dx.doi.org/10.17762/ijritcc.v8i4.5369.

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We have seen the emergence of various payment and information sharing methods with the rapid digitization of such services. Payment methods like NFC, Credit/Debit card, and QR code-based have become very common. These methods were intended to provide secure, safe and faster transactions. Although these have succeeded in their intentions up to some extent, there are various factors that are posing problems like confusion, time consumption, security threat, fraud, and theft. When it comes to sharing contact information and social media handles, visiting cards are still preferred but this is not the most reliable method as one either tends to lose these cards or has to store this information manually on their phone. This paper provides a comprehensive survey of the various available methods for making mobile payments and sending contact details as well as the challenges faced. Furthermore, we discuss and compare alternative available technologies like face recognition that can be implemented.
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Deng, Xue Ming, Qiao Wei Liu, Dong Song Yang, Yi Fei Zhang, and Kan Jun Fu. "A Design of Automatic Bus Station Reporter Based on VS1003 and SD Card." Advanced Materials Research 671-674 (March 2013): 2847–50. http://dx.doi.org/10.4028/www.scientific.net/amr.671-674.2847.

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We aim to invent an automatic bus station reporter based on GPS module, VS1003 chip and SD card. Firstly, the VS1003 chip within the reporter can both decode and play the MP3 files, greatly improving the voice quality of the reporter itself. Secondly, the SD card with giant storage can store the information of bus stations and the accordingly voice files, making it free from the limit of capacity. Besides, with the change of SD cards, the reporter can adjust itself to different bus lines and gives different voice messages.
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Gutierrez-Corchero, Francisco, M. Victoria Arruga, Lourdes Sanz, Cristina Garcia, M. Angeles Hernandez, and Francisco Campos. "Using FTAR cards to store avian blood samples for genetic studies. Their application in sex determination." Molecular Ecology Notes 2, no. 1 (March 2002): 75–77. http://dx.doi.org/10.1046/j.1471-8286.2002.00110.x.

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LEE, JINKOOK, and KYOUNG-NAN KWON. "Consumers’ Use of Credit Cards: Store Credit Card Usage as an Alternative Payment and Financing Medium." Journal of Consumer Affairs 36, no. 2 (December 2002): 239–62. http://dx.doi.org/10.1111/j.1745-6606.2002.tb00432.x.

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Hyman, Louis. "Ending Discrimination, Legitimating Debt: The Political Economy of Race, Gender, and Credit Access in the 1960s and 1970s." Enterprise & Society 12, no. 1 (March 2011): 200–232. http://dx.doi.org/10.1017/s1467222700009770.

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Today, in the aftermath of the subprime crisis, there is a foreboding sense that it is too easy for Americans to borrow. Living beyond our means on our cards and our mortgages, Americans borrowed at an unsustainable pace, and what put us here, the logic goes, was the unfortunate collision of lenders' greed and borrower's cupidity. Yet free-for-all borrowing defined another moment's economy as well, but without the ill consequences: the postwar period. After World War II, cheap credit underpinned the suburban prosperity, through government-insured loans, auto financing, and even department store Charga-Plates.
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Gutiérrez-Corchero, Francisco, M. Victoria Arruga, Lourdes Sanz, Cristina García, M. Angeles Hernández, and Francisco Campos. "Using FTA® cards to store avian blood samples for genetic studies. Their application in sex determination." Molecular Ecology Notes 2, no. 1 (March 2002): 75–77. http://dx.doi.org/10.1046/j.1471-8278.2001.00110.x.

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Erasmus, Alet C., and Kethuswegape Lebani. "Store cards: is it a matter of convenience or is the facility used to sustain lavish consumption?" International Journal of Consumer Studies 32, no. 3 (May 2008): 211–21. http://dx.doi.org/10.1111/j.1470-6431.2008.00667.x.

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Yang, Jui-Pin. "Design of a Near Field Communication-Enabled Points Collection Application System." Advanced Science, Engineering and Medicine 12, no. 7 (July 1, 2020): 875–80. http://dx.doi.org/10.1166/asem.2020.2624.

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Nowadays, users collect points by stickers after they purchase products. However, to issue stickers and to exchange points are inconvenient to store staffs and users. In addition, the traditional way for points collection increases the business cost because of additional cards and stickers. In this paper, we propose a novel, practical and integrated application system to resolve above issues namely NFC-enabled Point Collection Application System (NPCAS). NPCAS mainly consists of three subsystems including user-side APP, store-side APP and backend management system. The user-side APP let users to quickly complete points management, for instance, they can accumulate points by communicating with the store-side APP through Near Field Communication (NFC) technique. The store-side APP calculates the points of each transaction and updates them to the backend management system. Then, the users can inquire their current points, exchange details, exchangeable commodities and so on. Android operating system is the mainstream on smart phones so that the Android-based APPs attract a lot of attention. Accordingly, we develop both APPs based on Java, XML, Android Software Development Kit (SDK) and Android Studio. The backend management system is built by Apache server, PHP module, PHP files and MySQL database. The format that we used on information exchange between backend management system and both APPs is JavaScript Object Notation (JSON). In a word, NPCAS greatly simplifies the procedures of points collection and management.
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TAYLOR, JOHN, ELENI GALANIS, LYNN WILCOTT, LINDA HOANG, JASON STONE, JUDI EKKERT, DOUG QUIBELL, et al. "An Outbreak of Salmonella Chester Infection in Canada: Rare Serotype, Uncommon Exposure, and Unusual Population Demographic Facilitate Rapid Identification of Food Vehicle." Journal of Food Protection 75, no. 4 (April 1, 2012): 738–42. http://dx.doi.org/10.4315/0362-028x.jfp-11-408.

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Salmonella Chester infection has rarely been reported in the literature. In 2010, 33 case patients were reported in 2 months in four Canadian provinces. We conducted an outbreak investigation in collaboration with public health agencies, food safety specialists, regulatory agencies, grocery store chains, and the product distributor. We used case patient interviews, customer loyalty cards, and microbiological testing of clinical and food samples to identify nationally distributed head cheese as the food vehicle responsible for the outbreak. The rare serotype, a limited affected demographic group, and an uncommon exposure led to the rapid identification of the source. Control measures were implemented within 9 days of notification of the outbreak.
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Lawrence, Raymona H., Ashley Singleton, and Jane Branscomb. "Blood Transfusion: Knowledge, Perspectives, and Experience of Individuals With Sickle Cell Disease." Journal of Patient Experience 7, no. 6 (September 10, 2020): 1109–14. http://dx.doi.org/10.1177/2374373520956744.

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Patient voice and perspective were needed to inform effective, comprehensive strategies for reducing preventable transfusion-associated complications. This report presents the results of interviews with sickle cell disease (SCD) patients and implications for strategies to reduce transfusion complications in this population. Twenty-two participants were recruited from 2 comprehensive SCD treatment centers in Georgia and interviewed regarding knowledge about transfusions and potential complications, attitudes about data storage and sharing, and the transfusion experience. Participants had general knowledge of physiology, blood products, and blood transfusions, including knowing the risk of complications, but varied in comprehension of complex health information and level of misinformation. Patients also varied in preferences for how they would like their transfusion information stored. They saw both advantages and disadvantages to wallet cards, smartphone applications, and registries. There is a need for a patient-centered approach that involves transfusion education and shared decision-making. Education should range from essential and simple to more in-depth to accommodate varying education and comprehension levels. Multiple tracking methods should be offered to store sensitive patient information.
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Behera, Rajat Kumar, Abhaya Kumar Sahoo, and Ajay Jena. "A Resourceful Approach in Security Testing to Protect Electronic Payment System Against Unforeseen Attack." International Journal of Open Source Software and Processes 8, no. 3 (July 2017): 24–48. http://dx.doi.org/10.4018/ijossp.2017070102.

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This article describes how electronic payments are financial transactions made over the internet for goods or services. In the digital era, the e-commerce industry has gone beyond the traditional in-store service due to the wide spread of internet-based shopping. Developed countries are greatly relying on e-commerce business and a sizable number of countries have shown concern in regard to the online payment cards such as credit cards, debit cards, e-cash, e-cheques, e-wallets and smart card security. The main downsides are concerns over privacy or a malicious attack and hence safeguard mechanisms are required to protect personal information from falling into the hands of intruders. Before commercializing electronic payment systems (EPS), security tests play a significant role in the software development life cycle to check whether the system is secure and it is safe to use. A resourceful approach covering security policies, secure coding, security attack prevention methodology, security testing tool, security testing metrics, security test case prioritization techniques and a model for effective project management methodology are presented in this article. Early detection and resolution of security weaknesses can be achieved with the authors' proposed approach and would certainly reduce the time, effort and cost of a project. The proposed approach is likely the best-fit implementation of the payment industry, covering channels like B2C (Business to Consumer), C2C (Consumer to Consumer), C2B (Consumer to Business), B2B (Business to Business), People to People (P2P), G2C (Government to Citizen) and C2G (Citizen to Government).
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Demoulin, Nathalie T. M., and Pietro Zidda. "On the impact of loyalty cards on store loyalty: Does the customers’ satisfaction with the reward scheme matter?" Journal of Retailing and Consumer Services 15, no. 5 (September 2008): 386–98. http://dx.doi.org/10.1016/j.jretconser.2007.10.001.

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Sarofim, Samer, Promothesh Chatterjee, and Randall Rose. "When store credit cards hurt retailers: The differential effect of paying credit card dues on consumers' purchasing behavior." Journal of Business Research 107 (February 2020): 290–301. http://dx.doi.org/10.1016/j.jbusres.2018.08.031.

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Budiawan, Raden Yusuf Sidiq. "Integration of the use of “Nasi Tumpeng” in the teaching of BIPA as one of Indonesian local cultural wisdom." Hortatori : Jurnal Pendidikan Bahasa dan Sastra Indonesia 1, no. 1 (July 25, 2019): 01–07. http://dx.doi.org/10.30998/jh.v1i1.28.

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This study aimed to describe the potential of teaching BIPA integrated with rice cone as a philosophical and cultural wisdom Indonesia. Integrating learning with cultural language is intended to provide an understanding of culture that refers to the ability to choose the form of the language according to the sociocultural context in communication Indonesian. This qualitative descriptive study begins with the collection of data with the literature search techniques and in-depth interviews. Data analysis stage starts with observation data to identify the values of local wisdom in rice cone and the potential for BIPA learning that can be integrated with one of the traditional Indonesian cuisine. Presentation of the results of the data analysis described formally and informally. This study shows that rice cone store various life values of form and composition, such as a character close to nature, surrender to God, tolerance, respect, love art, prudence, togetherness, harmony helpful to others, religious, self-controlled , surrender, simple, stoic, strong, and resilient. Rice cone can also be integrated in a cultural learning, speaking, listening, writing, reading, and vocabulary with a variety of activities, such as cooking demonstrations, mini-paper, or a game with the flash cards, cue cards, jumbled paragraphs, jumbled sentences, jumbled words, etc.
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Walker, Rosie M., Louise MacGillivray, Sarah McCafferty, Nicola Wrobel, Lee Murphy, Shona M. Kerr, Stewart W. Morris, et al. "Assessment of dried blood spots for DNA methylation profiling." Wellcome Open Research 4 (March 6, 2019): 44. http://dx.doi.org/10.12688/wellcomeopenres.15136.1.

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Background: DNA methylation reflects health-related environmental exposures and genetic risk, providing insights into aetiological mechanisms and potentially predicting disease onset, progression and treatment response. An increasingly recognised need for large-scale, longitudinally-profiled samples collected world-wide has made the development of efficient and straightforward sample collection and storage procedures a pressing issue. An alternative to the low-temperature storage of EDTA tubes of venous blood samples, which are frequently the source of the DNA used in such studies, is to collect and store at room temperature blood samples using purpose built filter paper, such as Whatman FTA® cards. Our goal was to determine whether DNA stored in this manner can be used to generate DNA methylation profiles comparable to those generated using blood samples frozen in EDTA tubes. Methods: DNA methylation profiles were obtained from matched EDTA tube and Whatman FTA® card whole-blood samples from 62 Generation Scotland: Scottish Family Health Study participants using the Infinium HumanMethylation450 BeadChip. Multiple quality control procedures were implemented, the relationship between the two sample types assessed, and epigenome-wide association studies (EWASs) performed for smoking status, age and the interaction between these variables and sample storage method. Results: Dried blood spot (DBS) DNA methylation profiles were of good quality and DNA methylation profiles from matched DBS and EDTA tube samples were highly correlated (mean r = 0.991) and could distinguish between participants. EWASs replicated established associations for smoking and age, with no evidence for moderation by storage method. Conclusions: Our results support the use of Whatman FTA® cards for collecting and storing blood samples for DNA methylation profiling. This approach is likely to be particularly beneficial for large-scale studies and those carried out in areas where freezer access is limited. Furthermore, our results will inform consideration of the use of newborn heel prick DBSs for research use.
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Balamurugan, M., Jegan Amarnath. J, Pradeep Kumar Sahoo, Suresh Anand M, C. Soorya, Subham ., and D. Sathyan. "Highly sensitive-pin-accessibility for ATM using human body communication." International Journal of Engineering & Technology 7, no. 3.3 (June 8, 2018): 64. http://dx.doi.org/10.14419/ijet.v7i2.33.13856.

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Burglary of ATM have increased in recent days which led to the use of biometrics to get high level of security and accuracy. This paper defines a system that replaces the ATM cards and PINs by using a new technology. A system is proposed for secured transaction in ATM machine. The technology used in this process is called as Red-Tacton. This contains Transmitter and Receiver section which transmits the data’s through human body. Initially user needs to keep the fingerprint to access the ATM. The user must hold the transmitter module where the user’s password (PIN) is stored. When the user touches the receiver in ATM, pin is transferred from the transmitter to the receiver using human body as the medium. The temperature sensor used to detect the fire accident in the ATM activates the water pump motor to extinguish the fire. The MEMS sensor store the measurements of x-y-z axis of the ATM machine and used to find out if any theft in ATM or Vibration above the threshold level automatically shutter will be closed. Also the intimation is given via buzzer.
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Pandit, Ameet, and Sonia Vilches-Montero. "Are reward cards just a business deal? The role of calculative versus emotional card commitment in driving store loyalty." Journal of Retailing and Consumer Services 31 (July 2016): 355–60. http://dx.doi.org/10.1016/j.jretconser.2016.05.001.

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Nagorny, Pavlo. "Bank without Branches: Digitalization of Society and Fintech Technologies of the Present and Future." Accounting and Finance, no. 3(89) (2020): 55–59. http://dx.doi.org/10.33146/2307-9878-2020-3(89)-55-59.

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In the mid-2000s, banks competed for leadership in the growth of new points of sale of services. Today, the positive for the bank is the closure of branches with a minimum physical presence in the administrative territory, while without reducing the number of clients. The purpose of the article is to analyze the situation in Ukraine on reforming network banks regarding their presence outside the head office, the possibility of maintaining branches in the structure of the bank (points of sale). The dynamics of the share of cash and non-cash transactions carried out by bank customers has been assessed. It was revealed that the expansion of the payment infrastructure and the network where payment cards are used affects the further fate of bank branches. During the quarantine period, under the influence of digitalization, the physical workload of on banks branches decreased due to the fact that today they (branches) are not the only points of sale of banking services. At the same time, most of the new functions arising from the digitalization of banking processes can be performed by the central offices of the bank. The popularity of internet acquiring is growing rapidly, the advantages of which are the speed of the operation, the absence of the need for the physical use of the payment card itself, the absence of the need for a POS terminal in the store, the possibility of making payments in 24/7 mode. The current trends in banking activity indicate that face-to-display and display-to-display communication will completely replace the modern understanding of banks. In the future, there will be new ways to store your own resources, for example, storage in “cloud technologies”; plastic cards will physically disappear, which will be replaced by tokens; cash will remain at a minimum level (within 2-5% of the amount of non-cash payments), which will be dealt with by SIT companies; lending will switch to P2P mode.
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Amini, Fahimah, Erick Auma, Yingfen Hsia, Sam Bilton, Tom Hall, Laxmee Ramkhelawon, Paul T. Heath, and Kirsty Le Doare. "Reliability of dried blood spot (DBS) cards in antibody measurement: A systematic review." PLOS ONE 16, no. 3 (March 15, 2021): e0248218. http://dx.doi.org/10.1371/journal.pone.0248218.

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Background Increasingly, vaccine efficacy studies are being recommended in low-and-middle-income countries (LMIC), yet often facilities are unavailable to take and store infant blood samples correctly. Dried blood spots (DBS), are useful for collecting blood from infants for diagnostic purposes, especially in low-income settings, as the amount of blood required is miniscule and no refrigeration is required. Little is known about their utility for antibody studies in children. This systematic review aims to investigate the correlation of antibody concentrations against infectious diseases in DBS in comparison to serum or plasma samples that might inform their use in vaccine clinical trials. Methods and findings We searched MEDLINE, Embase and the Cochrane library for relevant studies between January 1990 to October 2020 with no language restriction, using PRISMA guidelines, investigating the correlation between antibody concentrations in DBS and serum or plasma samples, and the effect of storage temperature on DBS diagnostic performance. We included 40 studies in this systematic review. The antibody concentration in DBS and serum/plasma samples reported a good pooled correlation, (r2 = 0.86 (ranged 0.43 to 1.00)). Ten studies described a decline of antibody after 28 days at room temperature compared to optimal storage at -20°C, where antibodies were stable for up to 200 days. There were only five studies of anti-bacterial antibodies. Conclusions There is a good correlation between antibody concentrations in DBS and serum/plasma samples, supporting the wider use of DBS in vaccine and sero-epidemiological studies, but there is limited data on anti-bacterial antibodies. The correct storage of DBS is critical and may be a consideration for longer term storage.
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Iraci, Joe. "Suitability of Flash Media for the Long-Term Storage of Information." Restaurator. International Journal for the Preservation of Library and Archival Material 40, no. 2 (July 26, 2019): 97–122. http://dx.doi.org/10.1515/res-2019-0002.

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Abstract Flash storage media such as memory cards and USB flash drives are now commonly used to transfer and store information. However, little is known about the long-term stability of this type of media and this is a concern for archives and other institutions as they begin to receive content stored on these devices. In this study, the stabilities of a variety of different flash media were examined. The evaluation was performed by using accelerated ageing at 85 °C and 85 % relative humidity (RH) and 125 °C for ageing intervals up to 2000 hours. Measurements were also performed on samples previously subjected to accelerated ageing and then naturally aged for five years to verify the results from the accelerated ageing experiments. Overall, the stability of flash media was very good. For many of the samples, no read errors were encountered after accelerated or natural ageing. However, for several of the high capacity flash card samples and USB flash drives, significant decreases in read speed were noted. This can be problematic because it will eventually lead to read errors. It was established that for the USB samples this instability was likely attributed to the use of the less stable TLC (triple-level cell) memory chip.
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Peterson, Hans. "History of Medical Informatics: From Punched Cards to Computerized Patient Records: A Personal Journey." Yearbook of Medical Informatics 15, no. 01 (August 2006): 180–86. http://dx.doi.org/10.1055/s-0038-1638483.

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SummaryThis paper presents the early history of the development of CPR in Sweden, the importance of international cooperation and standardisation and how this cooperation has been facilitated by IMIA, the European Union and the standards organisations. It ends with the lessons learned after 35 years of experience put together by the Swedish Institute for Health Services Development, SPRI, in a 5 year project initiated by the Swedish Government and with participation of most health care providers in the country.Starting with the first attempts to use punched cards to store and use patient information for clinical use the author describes his troublesome and difficult road to a Computerized Patient Record that could be used both for the work with the patient and as a tool to follow up both the diagnostic and therapeutic processes and for clinical research.The most important results of the efforts to develop a computerized patient record in Sweden are published in many reports, among them three SPRI reports published in the late 1990s, and they are: Standardized information architecture, a common terminology, rules for communication, security and safety, electronic addresses to all units and users and an agreed upon patient and user identification.The future CPR must be problem oriented, capable of only adding new information instead of repeating already-known data and be available in real time regardless of geographic location. It must be possible to present the information in the CPR as “views” where the healthcare provider has stated in advance the information needed for his patients. There can be a number of “views” for different occasions.
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Birkholtz, M., and G. G. Rousseau. "Attitudes towards credit buying among the youth: An exploratory study." South African Journal of Economic and Management Sciences 4, no. 1 (March 31, 2001): 133–48. http://dx.doi.org/10.4102/sajems.v4i1.2634.

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The main objective of the study is to investigate attitudes of young consumers towards credit purchasing behaviour by means of store charge cards. Data were gathered by using an administered questionnaire from a multicultural sample (N=265) of learners and students attending various secondary and tertiary institutions in Port Elizabeth, as well as from observations of young shoppers at various retail outlets in the city. Results indicate that young consumers differ across gender, age, and home language in terms of attitudes towards credit. Findings suggest that there is a lack of knowledge and understanding by the respondents of the consequences of buying on credit, especially accountability for their financial actions. Implications are that education and training in personal money management are crucial for ensuring that marketers do not give rise to up a body of future debtors, stemming from financial illiteracy.
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Hobbis, Geoffrey, and Stephanie Ketterer Hobbis. "An ethnography of deletion: Materializing transience in Solomon Islands digital cultures." New Media & Society 23, no. 4 (April 2021): 750–65. http://dx.doi.org/10.1177/1461444820954195.

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This article demonstrates the fragility of digital storage through a non-media-centric ethnography of data management practices in the so-called Global South. It shows how in the Lau Lagoon, Malaita Province, Solomon Islands, the capacity to reliably store digital media is curtailed by limited access to means of capital production and civic infrastructures, as well as a comparatively isolated tropical ecology that bedevils the permanence of all things. The object biography of mobile phones, including MicroSD cards, typically short, fits into a broader historical pattern of everyday engagements with materializations of transience in the Lau Lagoon. Three types of visual media are exemplary in this regard: sand, ancestral material cultures and digital visual media (photographs and videos). Ultimately, Lau experiences of transience in their visual media are located in their visual technological history and the choices they make about which materials to maintain or dispose of.
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Pabian, Arnold, Barbara Pabian, and Beata Reformat. "E-Customer Security as a Social Value in the Sphere of Sustainability." Sustainability 12, no. 24 (December 18, 2020): 10590. http://dx.doi.org/10.3390/su122410590.

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Customer security in the e-commerce sector is not, but should be, approached in terms of sustainability, because it is a social problem concerning more than 2 billion people worldwide and over 20 million shopping sites. New techniques and technologies are implemented in this sector not only by e-sellers, but also by cybercriminals, which significantly lowers the level of its security. The purpose of the paper is to present, on the basis of own research, the main e-commerce threats from the perspective of the customer and the seller, and to indicate the possibility of their elimination, which should contribute to sustainable development. The threats from the e-customer’s perspective were identified by considering individual phases of online purchase. In the case of e-shops, the threats were analyzed in a personnel—computer hardware—software structure. As conducted research shows, the threats for e-customers are located in three main areas: security of the means of payment, security of personal data and payment cards, and security of purchased goods. The security of the e-customer largely depends on the security of the e-store in which the purchase is made. Research has shown that e-stores are not fully secure, which mainly results from negligence and the lack of knowledge in the sphere of cybersecurity.
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Kosowatz, John. "High-Tech Eyes." Mechanical Engineering 139, no. 03 (March 1, 2017): 36–41. http://dx.doi.org/10.1115/1.2017-mar-2.

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This article provides an overview of high-tech sensors, visual detection software, and mobile computing power applications, which are being developed to enable visually impaired people to navigate. By adapting technology developed for robots, automobiles, and other products, researchers and developers are creating wearable devices that can aid the visually impaired as they navigate through their daily routines—even identifying people and places. The Eyeronman system, developed by NYU’s Visuomotor Integration Laboratory and Tactile Navigation Tools, combines a sensor-laden outer garment or belt with a vest studded with vibrating actuators. The sensors detect objects in the immediate environment and relay their locations via buzzes on the wearer's torso. OrCam’s, a computer vision company in Jerusalem, team of programmers, computer engineers, and hardware designers have developed MyEye device, which attaches to the temple of a pair of eyeglasses. The device instructs the user on how to store items in memory, including things such as credit cards and faces of friends and family.
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Saieg, Mauro, Beatriz Rizkallah, Beatriz Marsal, Carolina Pintao, Lucio Rossini, and Rogerio Colaiacovo. "The Use of FTA Cards as a Cheap and Simple Tool to Store DNA from Pancreatic Endoscopic Ultrasound Guided Fine Needle Aspirates." Journal of the American Society of Cytopathology 6, no. 5 (September 2017): S79. http://dx.doi.org/10.1016/j.jasc.2017.06.194.

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Anggita, Dena. "TINJAUAN PENGORGANISASIAN FUNGSI PADA DOMPET PRIA." Narada : Jurnal Desain dan Seni 6, no. 2 (September 30, 2019): 255. http://dx.doi.org/10.22441/narada.2019.v6.i2.004.

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This study aims to determine the types of men's wallets along with items and what features are contained in the wallet. A wallet is a container that is used to store money or valuable cards. Along with the times and lifestyles, wallets come with various designs and features, but many wallets have changed because of the needs and development of payment technology, so users must be able to adjust wallet designs according to their needs. This study uses a qualitative method, the research method used to examine natural object conditions where the researcher is a key instrument, source and data sampling is done in a "purposive" and "snowball" technique, data collection techniques with triangulation (combined), Next, what the researchers do is interpret the results of the data analysis which will finally get a conclusion that contains the essence of all research data. The results showed that there are 5 types of men's wallets and each type of wallet has its own organizing functions and has a quick access feature.
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Ruli A. Siregar, Riki, Hengki Sikumbang, Iriansyah BM Sangadji, and Indrianto. "KWh Meter Smart Card Model Token For Electrical Energy Monitoring." MATEC Web of Conferences 218 (2018): 03002. http://dx.doi.org/10.1051/matecconf/201821803002.

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Abstract:
This research Producer Electric meter Appliance model base on smart card kWh (kilo Watt hour). The card power meter Is use to calculate the prepaid electricity meter using the 20-digit voucher number as a charging medium. Utilizing a smart card, the token number in the prepaid electricity meter can help reduce the error rate when entering the token number, the model destination is created. Hardware design and with apps to detect how much energy is used to store basic data to help view history of usage. Using smart cards and microcontrollers in apps that come from a usage history in the Pulse usage category will help users know their usage in efficient, normal, and wasteful categories. The results of this research is a meter model with credit card for charging pulses, and data processing applications as devices that can be used for various electricity consumption. The information system is used as a model validation with pulse input that provides information about the use of electrical energy and as a determinant to save the time and time required to make optimal energy
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