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Journal articles on the topic 'Streamlining transactions'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Mamman, Joseph Ndagatsa, Muhammad Bashir Abdullahi, John Kolo Alhassan, Opeyemi Aderike Abisoye, and Oluwaseun Adeniyi Ojerinde. "A BLOCKCHAIN-DRIVEN VAT COMPLIANCE MODEL USING HYPERLEDGER FABRIC AND MONTE CARLO SIMULATIONS." FUDMA JOURNAL OF SCIENCES 8, no. 6 (2024): 429–37. https://doi.org/10.33003/fjs-2024-0806-3042.

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This paper presents the development and evaluation of a VAT compliance model utilizing Hyperledger Fabric blockchain technology integrated with Monte Carlo simulations. The model aims to address the pervasive issue of VAT non-compliance by providing real-time monitoring and automated compliance checks. By simulating 10,000 VAT-related transactions under various compliance scenarios, the study assesses the model's performance in detecting both compliant and non-compliant transactions based on product registration and VAT rate application. The Monte Carlo simulations generate diverse transaction

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SANGEETHA G, NAVIS, and Dr M. JOHN PAUL. "A Study on Significance of Digital Payments in Enhancing Business Efficiency and Security in R k Hollow Blocks." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44347.

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The rapid evolution of digital payment systems has significantly transformed business operations, enhancing efficiency and security across various sectors. This study explores the impact of digital payments on business performance, with a specific focus on R K Hollow Blocks, a manufacturing enterprise. The research examines how the adoption of digital transactions improves financial management, reduces operational costs, and enhances transaction security. Through a combination of qualitative and quantitative methods, this study assesses the benefits of digital payments in streamlining cash flo

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Adeoye, Yetunde, Akintunde Akinyele Osunkanmibi, Erumusele Francis Onotole, et al. "Blockchain and Global Trade: Streamlining Cross Border Transactions with Blockchain." International Journal of Multidisciplinary Research and Growth Evaluation. 6, no. 2 (2025): 253–65. https://doi.org/10.54660/.ijmrge.2025.6.2.253-265.

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Blockchain technology has the potential to revolutionize global trade by streamlining cross-border transactions and enhancing transparency, security, and efficiency. Traditional methods of international trade often involve complex, multi-party processes that rely on intermediaries, leading to delays, increased costs, and a higher risk of fraud. Blockchain, with its decentralized and immutable ledger, offers a solution by creating a single source of truth that all parties in a transaction can access in real-time. This eliminates the need for intermediaries, reduces the risk of errors, and accel

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Syed Tanveer Alam. "Revolutionizing energy payments: The role of fintech in streamlining transactions." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 2074–83. http://dx.doi.org/10.30574/wjarr.2024.22.2.1626.

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In today's rapidly evolving financial landscape, financial technology (FinTech) is playing a pivotal role in transforming the way energy payments are processed and managed. This review delves into the ways in which FinTech is revolutionizing traditional energy payment practices, enhancing efficiency, security, transparency of payment processes, and accessibility for both consumers and businesses, as well as streamlining transactions. By examining the integration of FinTech solutions with energy payment systems, this paper explores how technologies like blockchain, artificial intelligence, smar

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Syed, Tanveer Alam. "Revolutionizing energy payments: The role of fintech in streamlining transactions." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 2074–83. https://doi.org/10.5281/zenodo.14716075.

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In today's rapidly evolving financial landscape, financial technology (FinTech) is playing a pivotal role in transforming the way energy payments are processed and managed. This review delves into the ways in which FinTech is revolutionizing traditional energy payment practices, enhancing efficiency, security, transparency of payment processes, and accessibility for both consumers and businesses, as well as streamlining transactions. By examining the integration of FinTech solutions with energy payment systems, this paper explores how technologies like blockchain, artificial intelligence, smar

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Eusebio, Ellaine Joy. "Streamlining Service Delivery of Final Duties and Taxes in a Private Banking Corporation." Romblon State University Research Journal 4, no. 1 (2022): 48–55. http://dx.doi.org/10.58780/rsurj.v4i1.85.

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This paper discusses the actions taken regarding the slow delivery of final duties and taxes in a private banking corporation. The objectives were to eliminate customer complaints and close all the pending transactions to gain customer satisfaction and increase the percentage of clients and transactions served. After observations, a series of interviews, data collection and documentation, and collaboration efforts with the team members involved, the issue was constructed. Various tools were used in planning, constructing, implementing, and evaluating the streamlined process improvement. Proces

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Wahyudi, Heri, and Deri Hendriawan. "Web Based Sales Transaction and Report System Design." Electronic, Business, Management and Technology Journal 1, no. 2 (2024): 129–35. http://dx.doi.org/10.55208/ebmtj.v1i2.125.

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Interviews with a motorbike spare parts company revealed various observations regarding their present business procedures and challenges. Specifically, they lack transaction operations, stock management, and sales reporting software. Hence, deploying an appropriately automated system, precisely a web-based sales transaction and reporting system, is imperative. Using descriptive analysis research techniques and object-oriented system development methodologies, namely Object-Oriented Software Engineering (OOSE). In order to assist a motorcycle spare parts company in streamlining and expediting t

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Pankaj, Shinde1 Mohit Mali2 Utkarsh Bhushan Chaudhary3 Alok Kumar4 Suraj Sirsat5 Kavita Jadhav6. "Study on Ethereum Transaction and Cancellation Using Blockchain Technology." Scandinavian Journal of Information Systems 35, no. 1 (2023): 152–57. https://doi.org/10.5281/zenodo.7858189.

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A Blockchain is a decentralized, distributed ledger that keeps track of transactions on numerous computers to prevent any changes from being made retrospectively without affecting all blocks after it and obtaining network consensus. A Blockchain eliminates the requirement for a reliable intermediary to mediate digital relationships. It enables safe and open record-keeping, and by streamlining procedures and lowering costs, it has the potential to upend a variety of businesses. A Blockchain has many important features, such as Decentralization: The network is not managed by a centralized body.

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Umavezi, Joshua Uzezi, and Bowale Odukale. "API Development and Modelling: Streamlining Financial Technology Integration for Seamless Digital Transactions." International Journal of Research Publication and Reviews 6, no. 1 (2025): 1556–73. https://doi.org/10.55248/gengpi.6.0125.0328.

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10

Dignesh Kumar Khatri, Anshika Aggarwal, and Prof.(Dr.) Punit Goel. "AI Chatbots in SAP FICO: Simplifying Transactions." Innovative Research Thoughts 8, no. 3 (2022): 294–306. http://dx.doi.org/10.36676/irt.v8.i3.1455.

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Artificial Intelligence (AI) chatbots are transforming various sectors by enhancing operational efficiencies and customer experiences. In the realm of SAP Financial Accounting (SAP FICO), AI chatbots offer promising solutions for simplifying complex financial transactions and processes. This research paper explores the integration of AI chatbots within SAP FICO, focusing on their impact on transaction management, user interaction, and financial operations. SAP FICO, a core module in SAP ERP, manages financial accounting and controlling processes. Traditionally, SAP FICO requires significant ma

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Narendra, Deshmukh. "Tokenization in Financial Transactions." ENTECH 3, no. 5 (2025): 18–24. https://doi.org/10.5281/zenodo.15517537.

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Tokenization <strong>protects sensitive card data</strong> by replacing it with a <strong>unique digital code</strong>. Because of this, your real card number is never exposed in online or mobile transactions. Tokenization is widely used by banks and payment networks, especially to make shopping safer and easier. By preventing fraud and streamlining checkouts, tokenization indeed helps ensure your money and personal information stay secure. Altogether it’s a key innovation in the evolution of digital payments, giving people more confidence to pay online.

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HEMA, MS K., and Dr M. JOHN PAUL. "A Study on Impact of Digital Banking on The Growth of Medium Scale Industry with Reference to SVM Private Limited." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44570.

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The rapid evolution of digital banking has significantly influenced the growth of medium-scale industries, offering enhanced financial accessibility, operational efficiency, and streamlined transactions. This study examines the impact of digital banking on the growth of medium-scale enterprises, with a specific focus on SVM Private Limited. Digital banking encompasses a range of financial tools, including online banking platforms, mobile applications, automated payments, and digital lending services, all of which contribute to improved financial management and operational efficiency. The study

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13

Hafid, Abd, Syamsul Bahri, Sitti Nikmah Marzuki, Musrini Muis, and Rini Idayanti. "The Application of Khiyar Principles to E-Commerce Transaction: The Islamic Economy Perspective." Samarah: Jurnal Hukum Keluarga dan Hukum Islam 8, no. 1 (2024): 403. http://dx.doi.org/10.22373/sjhk.v8i1.20890.

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This essay seeks to analyze the utilization of khiyar in e-commerce transactions within the context of Islamic economics. The principle of khiyar allows individuals to exercise the option to either proceed with or terminate a transaction. This theory is applicable to various types of buying and selling transactions, including those conducted in the realm of e-commerce. This study employs a normative legal methodology with an Islamic economic perspective, which is evaluated descriptively. The data was gathered through an extensive analysis of literary sources, including journal articles, books,

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Zahra, Syafitri Lutfia Zahra, Teddy Siswanto, and Syaifudin. "Implementation of Odoo-Based ERP in The Case Study of Micro, Small, and Medium Enterprises(MSME) "Woody Moody Jakarta"." Intelmatics 3, no. 2 (2023): 68–77. http://dx.doi.org/10.25105/itm.v3i2.17590.

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Woody Moody is a Micro, Small, and Medium Enterprises (MSME) engaged in custom furniture services and is currently growing in West Jakarta. The operational business processes are still manually managed, starting from orders to transactions, resulting in manual handling of data related to sales results and transaction reports using spreadsheets. By implementing the Odoo methodology, an integrated Enterprise Resource Planning (ERP) system can help the MSME address existing issues in their business processes.The implementation of the integrated Enterprise Resource Planning (ERP) system aims to ac

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Ziyadullaev, N. S., and T. V. Kovshov. "Pre-contractual liability in business transactions: economic aspect." Bulletin of Russian academy of natural sciences 24, no. 2 (2024): 44–47. http://dx.doi.org/10.52531/1682-1696-2024-24-2-44-47.

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The article analyzes the institution of pre-contractual liability from the point of view of the economic content of the parties' behavior at the stage of negotiations, the parties' decision to enter into negotiations and withdraw from negotiations at a certain stage. Through the prism of economic analysis, the legal mechanism for compensation of losses is assessed as a way to ensure compliance with the economic interests of the party, systematization and streamlining of relations in this area.

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Nugroho, Handhung Dwi. "Toward seamless taxation through a split payment mechanism on the marketplace and Quick Response (QR) payment system." Scientax 5, no. 1 (2023): 74–86. http://dx.doi.org/10.52869/st.v5i1.512.

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The rapid development in Indonesia's digital economy offers both challenges and prospects for the Directorate General of Taxes (DGT) in tax collection. Despite the intricacy of monitoring digital transactions, their electronic data can be efficiently collated. Through a desk review, the author discusses government strategies to boost tax revenue from the digital economy and suggests a split payment mechanism for marketplace transactions and Quick Response (QR) Payment Systems. This mechanism benefits both taxpayers and the DGT by simplifying tax obligations, increasing revenue, and streamlinin

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Rzayeva, Fatma. "Technology in Financial Services: 10 Key Tools." Science, Education and Innovations in the Context of Modern Problems 8, no. 3 (2025): 495–503. https://doi.org/10.56334/sei/8.3.28.

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Rapid technological advancements have transformed the financial services industry. This evo-lution, known as financial technology or fintech, is revolutionizing the way financial institutions operate and provide customer service. From streamlining transactions to improving customer ex-perience, technology in financial services is transforming banking, insurance, investing, and more. Fintech companies typically focus on transforming financial services by implementing new and innovative technologies. They streamline business processes with technologies such as mobile apps and artificial intellig

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Morshid A., Sabal,, and Buenavides, Elmer C. "E-Request Document Tracking System (ERD Track) with SMS Notification: Streamlining Administrative Operations." International Journal of Research and Innovation in Social Science IX, no. VII (2025): 1318–34. https://doi.org/10.47772/ijriss.2025.907000110.

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A long waiting times for document transactions are common in government agencies, negatively affecting client satisfaction. To address this issue, the Ministry of Basic, Higher, and Technical Education in the Bangsamoro Autonomous Region has developed an e-request document tracking system with SMS notifications.

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Sánchez Cano, Julieta Evangelina. "The technological innovation of the blockchain and its impact on the energy sector." PANORAMA ECONÓMICO 16, no. 31 (2020): 157. http://dx.doi.org/10.29201/pe-ipn.v16i31.267.

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The blockchain application is a technological innovation that promises to revolutionize the way to negotiate the raw materials of the oil sector, through the use of cryptographic techniques that allow the streamlining of complex transactions that are being applied in trade and business. Companies can use a new generation of transactional applications in a safe and immediate way, based on the concept and application of blockchain technology, allowing accelerating the time to value for business and business initiatives. The objective of this article is to generate reflective analysis and discuss

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Sánchez Cano, Julieta Evangelina. "The technological innovation of the blockchain and its impact on the energy sector." Panorama Económico 16, no. 31 (2020): 157–78. http://dx.doi.org/10.29201/peipn.v16i31.28.

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The blockchain application is a technological innovation that promises to revolutionize the way to negotiate the raw materials of the oil sector, through the use of cryptographic techniques that allow the streamlining of complex transactions that are being applied in trade and business. Companies can use a new generation of transactional applications in a safe and immediate way, based on the concept and application of blockchain technology, allowing accelerating the time to value for business and business initiatives. The objective of this article is to generate reflective analysis and discuss

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21

M., Ching Grachel Eliza, and DIT Michael M. Orozco. "Local Community E-Services: An Online Application for Streamlining Community Transactions and Services." International Journal of Research 12, no. 4 (2025): 28–34. https://doi.org/10.5281/zenodo.15206165.

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Many barangays still rely on manual processes for service transactions such as issue reporting, document requests, and public announcements. This fragmented system reduces accessibility, responsiveness, and efficiency in local governance. The lack of a unified digital platform hinders effective service delivery and communication, highlighting the need for a barangay-level e-governance solution.

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Van Schoggers, Hendricus Jerricho, Suyanto Suyanto, and Olivia Tanaya. "EXPLORING THE ROLE OF BLOCKCHAIN AND CRYPTOCURRENCY IN RESHAPING GLOBAL TRADE: A BIBLIOMETRIC ANALYSIS." Journal of Economic, Bussines and Accounting (COSTING) 8, no. 1 (2025): 201–11. https://doi.org/10.31539/costing.v8i1.13863.

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In the rapidly evolving digital era, technological transformation has become a critical factor in accelerating and streamlining global trade. Blockchain and cryptocurrency have emerged as innovations with significant potential to revolutionize cross-border transactions by offering fast, intermediary-free methods of transaction. Blockchain ensures transparency, security, and efficiency in managing global supply chains and business transactions, while cryptocurrency enables faster and cheaper cross-border payments, eliminating delays and high fees associated with traditional banking systems. The

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Tjandra, Stephen, and Lufty Abdillah. "Perancangan Sistem E-Commerce untuk Transaksi Hasil Laut Berbasis Website." KALBISIANA Jurnal Sains, Bisnis dan Teknologi 10, no. 4 (2024): 402–13. https://doi.org/10.53008/kalbisiana.v10i4.2576.

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The Muara Baru Modern Fish Market, a fisheries business center, faces challenges due to the absence of an online system. Currently, customers must visit the store for purchases, and sellers cannot update product information or process transactions online. Additionally, sales reports are manually recorded using paper or books, affecting business efficiency. To address these issues, a study proposes the design of an e-commerce system using PHP programming and the prototyping method. Black Box Testing will be employed for evaluation. Data collection involves observations, interviews, and literatu

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Pooja, Ms. "Book Vault - Book Keeping App." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 05 (2025): 1–9. https://doi.org/10.55041/ijsrem47381.

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Abstract Effective library management is essential for streamlining book circulation, maintaining accurate records, and enhancing user experience. This paper presents Book Vault, a comprehensive library management application designed to simplify the administrative and transactional operations of libraries. The system supports user and admin roles, allowing administrators to manage books, memberships, and transactions, while enabling users to view availability, borrow, and return books. Key features include a fine calculation system for late returns, automated report generation, and real-time

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Singh, Dr Tej. "Impact of Digital Payments on Businesses in India." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50978.

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This research paper examines the evolving role of digital payments in transforming small businesses in India. It explores how digital platforms such as UPI, mobile wallets, and card payments have enhanced business operations by streamlining transactions, improving cash flow, and enhancing customer experience. The study employs a descriptive research design, using primary data collected through structured surveys and secondary data from credible sources. The findings reveal that digital payments not only facilitate faster and more secure transactions but also expand market reach and customer sa

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Patil, Suvarna, Abhijeet Chavan, Anushka Kele, Mayur Mohite, and Harshal Gharat. "A Blockchain based Accounting System." International Research Journal of Scientific Studies 2, no. 2 (2025): 31–42. https://doi.org/10.5281/zenodo.14928083.

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Blockchain technology, characterized by its decentralized, immutable, and transparent nature, opens up transformative opportunities for enhancing accounting systems. Traditional accounting practices typically depend on centralized databases, which can be vulnerable to data manipulation, fraud, and security breaches. This paper proposes an innovative accounting system built on the Ethereum public blockchain, designed to effectively manage critical functions such as inventory management, customer interactions, sales transactions, and invoicing. By leveraging smart contracts, this system automate

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Sreepal Reddy Bolla. "Machine learning architectures for financial fraud detection: Leveraging isolation forest and graph neural networks." Global Journal of Engineering and Technology Advances 23, no. 2 (2025): 175–84. https://doi.org/10.30574/gjeta.2025.23.2.0154.

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This article examines the transformative impact of artificial intelligence on fraud detection and compliance monitoring in the financial sector. The article investigates how advanced machine learning techniques, particularly Isolation Forest algorithms and Graph Neural Networks, enable financial institutions to identify suspicious patterns and anomalies in transaction data that traditional rule-based systems often miss. The article presents a comprehensive framework for implementing AI-driven fraud detection systems that balance detection accuracy with computational efficiency while addressing

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Thejas, Prasad. "Advanced Global Intercompany Settlement Process in Oracle ERP System." European Journal of Advances in Engineering and Technology 6, no. 3 (2019): 116–20. https://doi.org/10.5281/zenodo.13326248.

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The globalization of business operations necessitates efficient and accurate intercompany settlement processes to maintain financial integrity and operational transparency across multinational corporations. This article delves into the advanced global intercompany settlement process within the Oracle E-Business Suite, a comprehensive enterprise resource planning (ERP) solution. It explores the challenges faced by global enterprises in managing intercompany transactions, including regulatory compliance, currency exchange complexities, and multi-entity coordination. The article highlights the Or

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Abelia, Adinda, and Soetam Rizky Wicaksono. "RANCANG BANGUN SISTEM INFORMASI KELAS KREATIF BERBASIS WEBSITE (STUDI KASUS : SEKARANG CREATIVE CLASS)." Kurawal - Jurnal Teknologi, Informasi dan Industri 8, no. 1 (2025): 15–24. https://doi.org/10.33479/kurawal.v8i1.1196.

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The Creative Class Information System is designed to simplify class management activities, including recording data for mentors, affiliations, materials, suppliers, schedules, venues, and participants. This integrated system features payment and material purchase transactions, streamlining administrative processes. With an organized database structure, the system ensures efficient and secure data storage. The web-based platform allows broader and more flexible access for users, including admins, mentors, and participants. The system's development aims to enhance class operational efficiency an

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G.Bagul, Prof Dipali, Ms Sathe Saniya, Ms Sonawane Shruti, Mr Jadhav Anand, Mr Mazire Prathamesh, and Ms Satpute Ishwari. "Smart Toll Power with Auto Cleaning." International Scientific Journal of Engineering and Management 04, no. 03 (2025): 1–6. https://doi.org/10.55041/isjem02337.

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"This project proposes the development of a cutting-edge smart toll system, integrating automated toll collection with a self-cleaning mechanism. The system utilizes advanced technologies such as RFID, sensors, and artificial intelligence to facilitate seamless toll transactions while minimizing manual intervention. The auto-cleaning feature ensures the toll booths remain free from debris and dust, reducing maintenance costs and enhancing overall efficiency. By streamlining toll operations and promoting a cleaner environment, this innovative system aims to revolutionize the transportation sect

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Sule, Aumbur Kwaghter, Nsisong Louis Eyo-Udo, Ekene Cynthia Onukwulu, Mercy Odochi Agho, and Chima Azubuike. "Implementing Blockchain for Secure and Efficient Cross-Border Payment Systems." International Journal of Research and Innovation in Applied Science IX, no. XII (2025): 508–35. https://doi.org/10.51584/ijrias.2024.912047.

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The global financial ecosystem has long been hindered by inefficiencies, high costs, and security concerns in cross-border payment systems. Blockchain technology has emerged as a promising solution to address these challenges, offering enhanced security, transparency, and operational efficiency. This paper explores the potential of blockchain for transforming cross-border payment systems, focusing on its role in improving transaction speed, reducing costs, and ensuring the integrity of data. Blockchain’s decentralized nature eliminates intermediaries, reducing transaction times from days to mi

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Bhavsar, CA Umesh Kumar. "THE RISE OF DIGITAL RUPEE: INDIA'S LEAP INTO THE FUTURE OF CURRENCY." BSSS Journal of Commerce 16, no. 1 (2024): 13–21. http://dx.doi.org/10.51767/joc1602.

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The introduction of the Digital Rupee by India's Reserve Bank represents a significant stride towards financial innovation amidst global trends favoring digital transactions and cryptocurrency emergence. This paper delineates the implications of this move for India's economy, focusing on enhanced financial inclusion, efficiency, and security. The Digital Rupee, operating on a blockchain-based platform, offers traceability and transparency while remaining centralized, providing regulatory oversight to the RBI. Its adoption addresses financial exclusion by offering a digital payment solution acc

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Jyoti, Aggarwal Reenu Batra. "REVIEW ON PRIVACY & SCALABILITY OF BLOCKCHAIN NETWORK." International Journal For Technological Research In Engineering 11, no. 8 (2024): 48–54. https://doi.org/10.5281/zenodo.11076119.

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Blockchain technology revolutionizes data security through decentralized blockchains, safeguarding transactions and documents. It offers enhanced security over outdated centralized systems and seamlessly transfers data across blocks for added protection. [1] Cryptocurrencies like Bitcoin showcase secure transactions within this network, extending to critical document and credential safeguarding in various sectors like healthcare, insurance, and energy. [2] Understanding blockchain involves vital data encapsulation within blocks, ensuring integrity through hash codes and referencing previous bl

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Olufunke Olawale, Funmilayo Aribidesi Ajayi, Chioma Ann Udeh, and Opeyemi Abayomi Odejide. "RegTech innovations streamlining compliance, reducing costs in the financial sector." GSC Advanced Research and Reviews 19, no. 1 (2024): 114–31. http://dx.doi.org/10.30574/gscarr.2024.19.1.0146.

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Regulatory Technology (RegTech) innovations are reshaping the landscape of compliance within the financial sector, presenting opportunities for institutions to enhance efficiency and reduce operational costs. This paper examines the impact of RegTech solutions by focusing on their capacity to streamline compliance processes and mitigate expenses associated with regulatory adherence. Through a qualitative research methodology that includes case studies and expert interviews, the study explores the various dimensions of RegTech applications, ranging from identity verification and risk management

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Kim, Jin. "A Study on the Forecasting of Real Estate Market Using Algorithms." Korea Real Estate Society 72 (June 30, 2024): 159–68. http://dx.doi.org/10.37407/kres.2024.42.2.159.

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Technology using algorithms has an impact on various aspects of the real estate market, such as real estate market price prediction, investment recommendation, and rent setting. First, it was confirmed that by improving the accuracy of real estate price prediction, real estate market price prediction using AI algorithm can derive more accurate results through machine learning and deep learning technologies based on past data. In addition, it is the development of an investment recommendation system. The investment recommendation system using AI can promote efficient fund management by discover

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Bayya, Anil Kumar. "Implementing AI-Driven Transaction Security Protocols and Automation in Next-Gen FinTech Solutions." Asian Journal of Mathematics and Computer Research 32, no. 1 (2025): 104–32. https://doi.org/10.56557/ajomcor/2025/v32i19060.

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The FinTech industry, characterized by rapid innovation and digital transformation, necessitates adopting robust security measures to safeguard financial transactions and enhance operational efficiency. This paper examines the integration of artificial intelligence (AI) into security frameworks, focusing on automation strategies and advanced solutions to mitigate risks, improve user experience, and reinforce trust in modern financial systems. AI technologies such as predictive threat analysis, real-time fraud detection, and adaptive learning models are at the forefront of combating the dynamic

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Olufunke, Olawale, Aribidesi Ajayi Funmilayo, Ann Udeh Chioma, and Abayomi Odejide Opeyemi. "RegTech innovations streamlining compliance, reducing costs in the financial sector." GSC Advanced Research and Reviews 19, no. 1 (2024): 114–31. https://doi.org/10.5281/zenodo.13485002.

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Regulatory Technology (RegTech) innovations are reshaping the landscape of compliance within the financial sector, presenting opportunities for institutions to enhance efficiency and reduce operational costs. This paper examines the impact of RegTech solutions by focusing on their capacity to streamline compliance processes and mitigate expenses associated with regulatory adherence. Through a qualitative research methodology that includes case studies and expert interviews, the study explores the various dimensions of RegTech applications, ranging from identity verification and risk management

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Olufunke, Olawale, Aribidesi Ajayi Funmilayo, Ann Udeh Chioma, and Abayomi Odejide Opeyemi. "RegTech innovations streamlining compliance, reducing costs in the financial sector." GSC Advanced Research and Reviews 19, no. 1 (2024): 114–31. https://doi.org/10.5281/zenodo.13485002.

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Regulatory Technology (RegTech) innovations are reshaping the landscape of compliance within the financial sector, presenting opportunities for institutions to enhance efficiency and reduce operational costs. This paper examines the impact of RegTech solutions by focusing on their capacity to streamline compliance processes and mitigate expenses associated with regulatory adherence. Through a qualitative research methodology that includes case studies and expert interviews, the study explores the various dimensions of RegTech applications, ranging from identity verification and risk management

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Olufunke, Olawale, Aribidesi Ajayi Funmilayo, Ann Udeh Chioma, and Abayomi Odejide Opeyemi. "RegTech innovations streamlining compliance, reducing costs in the financial sector." GSC Advanced Research and Reviews 19, no. 1 (2024): 114–31. https://doi.org/10.5281/zenodo.13485002.

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Regulatory Technology (RegTech) innovations are reshaping the landscape of compliance within the financial sector, presenting opportunities for institutions to enhance efficiency and reduce operational costs. This paper examines the impact of RegTech solutions by focusing on their capacity to streamline compliance processes and mitigate expenses associated with regulatory adherence. Through a qualitative research methodology that includes case studies and expert interviews, the study explores the various dimensions of RegTech applications, ranging from identity verification and risk management

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Olufunke, Olawale, Aribidesi Ajayi Funmilayo, Ann Udeh Chioma, and Abayomi Odejide Opeyemi. "RegTech innovations streamlining compliance, reducing costs in the financial sector." GSC Advanced Research and Reviews 19, no. 1 (2024): 114–31. https://doi.org/10.5281/zenodo.13485002.

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Regulatory Technology (RegTech) innovations are reshaping the landscape of compliance within the financial sector, presenting opportunities for institutions to enhance efficiency and reduce operational costs. This paper examines the impact of RegTech solutions by focusing on their capacity to streamline compliance processes and mitigate expenses associated with regulatory adherence. Through a qualitative research methodology that includes case studies and expert interviews, the study explores the various dimensions of RegTech applications, ranging from identity verification and risk management

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Eyo-Udo, Nsisong Louis, Mercy Odochi Agho, Ekene Cynthia Onukwulu, Aumbur Kwaghter Sule, and Chima Azubuike. "Advances in Blockchain Solutions for Secure and Efficient Cross-Border Payment Systems." International Journal of Research and Innovation in Applied Science IX, no. XII (2025): 536–63. https://doi.org/10.51584/ijrias.2024.912048.

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The increasing demand for secure, efficient, and transparent cross-border payment systems has propelled the adoption of blockchain technology as a transformative solution. Blockchain, with its decentralized and immutable ledger capabilities, offers unparalleled advantages in streamlining international transactions by reducing intermediaries, lowering costs, and enhancing transaction speed. This paper explores recent advancements in blockchain-based cross-border payment systems, focusing on their potential to address the inefficiencies of traditional payment networks. Key developments include t

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Jagan, Mohan Rao Doddapaneni. "Title Management System (TMS) - Streamlining Title Release Process Integration." Journal of Advances in Developmental Research 12, no. 1 (2021): 1–6. https://doi.org/10.5281/zenodo.14540394.

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This document outlines the integration of the Title Release Process from Oracle System workflows to the Title Management System (TMS) at the Client System. The primary objective of this integration is to streamline and automate title release operations, enhancing efficiency, accuracy, and transparency across systems.The integration enables seamless data flow between Oracle's financial and operational workflows and TMS, ensuring timely processing and release of vehicle titles. Key functionalities include the synchronization of title requests, validation of financial transactions, and real-time

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Venu, Diya. "AI in Fraud Detection: Impact on Banking Security and Customer Trust." International Scientific Journal of Engineering and Management 04, no. 05 (2025): 1–9. https://doi.org/10.55041/isjem03623.

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1.Introduction: Artificial Intelligence (AI) has become a key driver in streamlining fraud detection processes in the banking industry, transforming the manner in which financial institutions address security concerns and safeguard their clients. The increased adoption of digital banking has facilitated the ease with which financial transactions are exposed to cyber fraud, identity theft, and other financial crimes. With the fraudsters constantly devising new methods, conventional rule-based detection systems have been found to be ineffective in substantially reducing fraud-related threats. AI

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Ranadheer Reddy Charabuddi. "The Future of Human-AI Collaboration in Manufacturing Finance: Streamlining Cost Management and Vendor Payments." Journal of Computer Science and Technology Studies 7, no. 3 (2025): 525–32. https://doi.org/10.32996/jcsts.2025.7.3.59.

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The integration of artificial intelligence in manufacturing finance represents a transformative approach to vendor management, procurement, and cost control processes. This article explores how AI-driven systems are revolutionizing traditional financial workflows by automating routine transactions, detecting anomalies, and accelerating approval processes. Rather than displacing human expertise, these technological advancements emphasize the critical importance of human-AI collaboration, where machine learning handles data-intensive tasks while human professionals provide strategic oversight, r

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Katuri, Desi Ramananda Kishore. "Streamlining Procure-to-Pay Processes in Large-Scale Companies with ERP Finance Systems." European Journal of Computer Science and Information Technology 13, no. 38 (2025): 174–90. https://doi.org/10.37745/ejcsit.2013/vol13n38174190.

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This article examines how Enterprise Resource Planning (ERP) finance systems transform procure-to-pay (P2P) processes in large-scale organizations across various industries. Traditional P2P operations often suffer from inefficiencies including manual data entry, disjointed systems, approval bottlenecks, and limited visibility into spending patterns. ERP solutions address these challenges by integrating procurement with financial operations, automating workflows, and enhancing transparency throughout the P2P lifecycle. It explores implementation across retail, financial services, and educationa

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Dackö, Carolina, Charlotta Brodin, and Alice Arlebo. "The FDI Screening Mechanisms and the Draft EU Foreign Subsidy Regulation – Potential Conflicts of Interests and in Application." Zeitschrift für europarechtliche Studien 25, no. 3 (2022): 505–18. http://dx.doi.org/10.5771/1435-439x-2022-3-505.

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Separate legal frameworks form part of the European Commission’s new strategic trade policy aiming at maintaining and contributing to the EU’s “open strategic autonomy”, while preserving an open economy within the Union. Investment screening mechanisms implemented on the grounds of security and public order will apply in parallel to the proposed EU Regulation on foreign subsidies aiming at addressing economic distortions caused by foreign subsidies to ensure a level playing field within the internal market. Even if both are implemented side-by-side, the legal frameworks will overlap. The follo

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Vidushi, Sharma. "The Role of Robotic Process Automation in Streamlining Financial Operations in FinTech." Journal of Advances in Developmental Research 10, no. 2 (2019): 1–10. https://doi.org/10.5281/zenodo.14715783.

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The financial technology (FinTech) industry has undergone significant transformation, with automation technologies, particularly Robotic Process Automation (RPA), playing a pivotal role. RPA utilizes software robots to automate repetitive, rule-based tasks traditionally handled by humans, making it a valuable tool in streamlining financial operations. This paper examines the role of RPA in optimizing core financial processes within FinTech organizations, including payment processing, Know Your Customer (KYC) compliance, financial reconciliation, and fraud detection. The study highlights how RP

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Wulandari, Windy Wiandiny, Ramlan Ramlan, Ganjar Nurul Fajar, and Isbandi Isbandi. "Cash Recording Information System For Receipts and Expenditures." Majalah Bisnis & IPTEK 18, no. 1 (2025): 80–89. https://doi.org/10.55208/s249ae05.

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This study aims to develop and execute a web-based cash receipt and disbursement information system to address financial management issues in a school in Bandung. Before the system's development, cash transaction recording was conducted manually with notebooks and spreadsheets, susceptible to inaccuracies, reporting delays, and inefficiencies in time and effort. An information system was built to address these issues by streamlining transaction recording, accelerating the reporting process, and enhancing the accuracy and efficiency of cash management. This study employs data-gathering methods

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V, Mohanapriya. "YOLO and OCR-Based Automated Identity Document Verification." International Journal for Research in Applied Science and Engineering Technology 13, no. 4 (2025): 1907–12. https://doi.org/10.22214/ijraset.2025.68628.

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Abstract: Ensuring the authenticity of identity documents is crucial for secure digital transactions and regulatorycompliance. This paperpresentsa Comprehensive AutomatedDocumentVerificationSystemthatutilizesYOLO (YouOnlyLookOnce)for objectdetection andOCR(Optical Character Recognition) for dataextraction toverifyAadhaar cards,PANcards, and Voter IDcards. The systemautomates the verification process by detecting key document features, extractingrelevanttextualdata, andcross-verifyingitagainst predefined templates and databases. By integrating deep learning-based object detection with OCR, the

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Wahyu, Kurnia Dewanto, Hafidh Firmansyah Muhammad, Rakhmad Hariyono, and Joo Koh Seok. "Blockchain and IOT for the sustainable agriculture census system development." World Journal of Advanced Research and Reviews 20, no. 3 (2023): 982–87. https://doi.org/10.5281/zenodo.12749403.

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The integration of Blockchain and the Internet of Things (IoT) technologies has revolutionized various sectors, including agriculture, by enhancing transparency, security, and efficiency. This abstract provides an overview of a groundbreaking project aimed at developing Blockchain and IoT technologies for agriculture. The conventional agriculture census process is often plagued by inefficiencies, data inaccuracies, and vulnerability to fraud. to fraud often plague the conventional agriculture census process. To address these challenges, this project leverages Blockchain's immutable ledger capa

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