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Journal articles on the topic 'Technological card'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 July 2025

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1

M'Chirgui, Zouhaı̈er. "Smart card industry: a technological system." Technovation 25, no. 8 (2005): 929–38. http://dx.doi.org/10.1016/j.technovation.2004.02.004.

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Firman, Muchammad, Muslim Alamsyah, and Cindy Amelia Lestari. "Sosialisasi Cara Pembuatan ID Card Berbasis Barcode di Desa Baujeng Kabupaten Pasuruan." Jumat Informatika: Jurnal Pengabdian Masyarakat 4, no. 3 (2024): 110–13. https://doi.org/10.32764/abdimasif.v4i3.4448.

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This activity is a community service program which aims to provide training to the community in Baujeng Village, Beji District, Pasuruan Regency, East Java. This program includes training in making Barcode-based ID Cards with implementation methods that include initial planning, collection of materials and resources, program implementation, evaluation, follow-up, documentation, reporting and dissemination of results. The partner of this program is Pondok Minhajuttulab, an Islamic boarding school which acts as a place for socialization. Problems to be overcome include a lack of understanding an

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3

Steven, Kamanga, and Jimu Pempho. "Virtual credit and debit card issuing system." i-manager’s Journal on Software Engineering 18, no. 4 (2024): 38. http://dx.doi.org/10.26634/jse.18.4.20777.

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Malawi's technological landscape is rapidly evolving across various sectors, including finance and business, driven by innovative individuals who are constantly pushing the boundaries of innovation. The internet plays a pivotal role in this transformation, enabling seamless online transactions that have become integral to modern financial practices. This technological evolution relies heavily on advanced payment methods, including traditional options like Visa cards and cutting-edge cryptocurrencies such as Bitcoin. The practicality of implementing a Virtual Card Issuing System to address key

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Koizumi, Kenkichiro. "Prepaid Card Technology and the Concept of the Socio-Technological Aggregate." Science, Technology, & Human Values 34, no. 4 (2009): 523–47. http://dx.doi.org/10.1177/0162243908329376.

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5

Sankalp Singh Chauhan. "Over the Air Smart Card Update via Secure Channel Protocol & Universal E-Card." January 2021 7, no. 01 (2021): 44–47. http://dx.doi.org/10.46501/ijmtst070110.

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Smart cards have been used in the industry from a very long time but the recent technological advancements are yet to reach this industry. As we know Modern technologies can easily be updated via internet and any new feature can be added on the go. For smart cards (like bank cards, sim, ID cards etc.) still the traditional approach is used of replacing an existing card and provide a new one or to provide a end of lifetime for the card for issuance of new one. This paper proposes a solution to update the cards on the go, like a software update thereby reducing the hassle for user, saving logist

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Huang, Xiao Yan, Yong Tie, and Shu Hua Li. "Design and Realization of ARM-Based Technological LED Display System." Advanced Materials Research 512-515 (May 2012): 2697–700. http://dx.doi.org/10.4028/www.scientific.net/amr.512-515.2697.

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the LED dot matrix is an important public information display terminal and the large screen LED display can be applied in many occasions. This article will introduce a LED display which is based on the ARM technology with S3C4510 as the core in an engineering project. In this system, the main control card module is controlled by the S3C4510. The LED display contains the display module, the control drive circuit, and the main control card module as three parts. It is a decoding system that can process a variety of picture files and video files. CPU will remove the demonstration content from the

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Legan, M. V., and T. A. Astashova. "DEVELOPMENT OF technological card of DESIGN OF EDUCATIONAL PROCESS IN blended learning." Otkrytoe i distantsionnoe obrazovanie, no. 4(64) (December 1, 2016): 65–72. http://dx.doi.org/10.17223/16095944/64/10.

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Uzodike, Ufo Okeke, and Hakeem Onapajo. "Beyond the Card Reader: Anti-election Rigging Technology and National Security in Nigeria." Insight on Africa 11, no. 2 (2019): 145–61. http://dx.doi.org/10.1177/0975087819845194.

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With the increasing spread of information technology in Africa, digitalisation of elections is gradually becoming a popular phenomenon in the continent. However, there has not been sufficient awareness on the potential dangers in the process of digitalising elections. In this regard, this article provides analysis of the connection between the use of technological model in elections and security using the Nigerian example. The article acknowledges the potency of the technological model to solve the problem of electoral malpractices and ultimately address issues concerning electoral violence ov

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Nimit, Bhinde, Dama Punit, Gori Karan, and Rathod Santosh. "Attendance System using NodeMCU." Recent Trends in Information Technology and its Application 5, no. 2 (2022): 1–6. https://doi.org/10.5281/zenodo.6659115.

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In today’s recent technological trends, we wish to do stuff without any touches or minimalizing it. The technology itself is being developed at a rapid pace where everything menial work is either getting replaced or completed eliminated by automated or wireless technology. RFID is one such technology, which is in its upward trend for technology. An enormous number of industries have benefitted by the likes of RFID technology for technological enhancements. In our proposed system, the authorized students are given an RFID smart ID tag. Accordingly, the data shall be stored on this said ca

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10

Sadgali, Imane, Naoual Sael, and Faouzia Benabbou. "Adaptive Model for Credit Card Fraud Detection." International Journal of Interactive Mobile Technologies (iJIM) 14, no. 03 (2020): 54. http://dx.doi.org/10.3991/ijim.v14i03.11763.

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<p>While the flow of banking transactions is increasing, the risk of credit card fraud is becoming greater particularly with the technological revolution that we know, fraudulent are improve and always find new methods to deal with the preventive measures that financial systems set up. Several studies have proposed predictive models for credit card fraud detection based on different machine learning techniques. In this paper, we present an adaptive approach to credit card fraud detection that exploits the performance of the techniques that have given high level of accuracy and consider t

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Adanigbo, Oluwasanmi Segun, Florence Sophia Ezeh, Unomah Success Ugbaja, Comfort Iyabode Lawal, and Solomon Christopher Friday. "Advances in Virtual Card Infrastructure for Mass-Market Penetration in Developing Financial Ecosystems." International Journal of Management and Organizational Research 1, no. 1 (2022): 145–51. https://doi.org/10.54660/ijmor.2022.1.1.145-151.

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This paper explores the advancements in virtual card infrastructure and its role in enhancing financial inclusion and expanding digital financial services in developing economies. As the global financial ecosystem evolves, virtual cards have emerged as a transformative payment solution that addresses long-standing barriers to financial access, such as high fees, lack of physical banking infrastructure, and geographical limitations. By enabling unbanked and underbanked populations to access financial services such as payments, savings, and microloans, virtual cards contribute significantly to t

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Dr.A.Shaji, George, George A.S.Hovan, and Dr.T.Baskar. "RuPay Card: Revolutionizing India's Payment Ecosystem." Partners Universal International Innovation Journal (PUIIJ) 01, no. 02 (2023): 117–26. https://doi.org/10.5281/zenodo.7857040.

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The RuPay Card has been a game-changer in India's payment ecosystem, providing a cost-effective and secure alternative to traditional payment methods. In this paper, we examine the impact of the RuPay Card on India's economy and how it has contributed to financial inclusion. We begin by providing a brief history of the RuPay Card and its development in India. We then delve into the benefits of using the RuPay Card, including its lower transaction fees and enhanced security features. We also discuss how the RuPay Card has helped to promote digital payments and reduce the dependence on c

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Athiyaman, T., and V. A. Subramaniam. "ASSOCIATION BETWEEN DEMOGRAPHIC FACTORS AND ATTITUDE TOWARDS CREDIT CARD USAGE, AMONG THE HOUSEHOLDS IN KARAVEDDY DIVISIONAL SECRETARIAT IN JAFFNA DISTRICT - SRI LANKA." International Journal of Research -GRANTHAALAYAH 6, no. 6 (2018): 16–21. http://dx.doi.org/10.29121/granthaalayah.v6.i6.2018.1330.

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Technological developments play a significant role in accelerating economic development of nations. One of the important evidence for the above statement is the payment system using the card. This payment instrument is called as credit card. The credit card, also referred to as "plastic money" represents a contemporary payment system in the modern world. It can be stated as a payment tool that provides to the people the possibility of purchasing needed goods or services, without making any payment at that moment of purchase, by allowing them to make such payment at a later time, without chargi

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T.Athiyaman and V.A.Subramaniam. "ASSOCIATION BETWEEN DEMOGRAPHIC FACTORS AND ATTITUDE TOWARDS CREDIT CARD USAGE, AMONG THE HOUSEHOLDS IN KARAVEDDY DIVISIONAL SECRETARIAT IN JAFFNA DISTRICT - SRI LANKA." International Journal of Research - Granthaalayah 6, no. 6 (2018): 16–21. https://doi.org/10.5281/zenodo.1299904.

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Technological developments play a significant role in accelerating economic development of nations. One of the important evidence for the above statement is the payment system using the card. This payment instrument is called as credit card. The credit card, also referred to as "plastic money" represents a contemporary payment system in the modern world. It can be stated as a payment tool that provides to the people the possibility of purchasing needed goods or services, without making any payment at that moment of purchase, by allowing them to make such payment at a later time, with

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15

Gololobov, D. V. "A methodology of an information description approach to the technological system when forming the operating card of a technological document." Equipment and Technologies for Oil and Gas Complex, no. 3 (2020): 60–64. http://dx.doi.org/10.33285/1999-6934-2020-3(117)-60-64.

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Tapan Vijay. "The architecture of card processing: A comprehensive analysis of financial transaction systems." World Journal of Advanced Engineering Technology and Sciences 15, no. 2 (2025): 3116–26. https://doi.org/10.30574/wjaets.2025.15.2.0891.

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This article provides a systematic examination of card processing infrastructure, offering insights into the complex interrelationships among stakeholders within the payment ecosystem. By deconstructing the transaction lifecycle from authorization through settlement, the article illuminates the technical, economic, and operational frameworks that underpin modern card payments. The article explores the pivotal roles of issuing and acquiring banks, card networks, and payment processors, while examining the security protocols that safeguard transaction integrity. Furthermore, the article investig

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Polyanskov, Yu V., A. I. Sidorova, O. V. Zheleznov, and M. N. Yardaeva. "AUTOMATED FORMATION OF A NORMATIVE CARD FOR MANUFACTURING PARTS BASED ON ELECTRONIC TECHNOLOGICAL PROCESSES." Izvestiya of Samara Scientific Center of the Russian Academy of Sciences 22, no. 2 (2020): 142–47. http://dx.doi.org/10.37313/1990-5378-2020-22-2-142-147.

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18

Nobles, Calvin. "Disrupting the U.S. National Security Through Financial Cybercrimes." International Journal of Hyperconnectivity and the Internet of Things 3, no. 1 (2019): 1–21. http://dx.doi.org/10.4018/ijhiot.2019010101.

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The U.S. financial sector is the bedrock of the economic health and strategic advancement. As a critical infrastructure, the financial sector continuously faces cyber-attacks and other nefarious activity. The financial sector is undergoing a technological explosion and forcing banks and financial institutions to implement cutting edge technologies. Even though technological breakthroughs are yielding competitive advantages; consequently, the same technologies are more prone to cyber-attacks stemming from technologically-induced vulnerabilities. The integrative and hyperconnected state of the f

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19

Jadav, Swati, and Manoj Patil. "A Succinct Analysis of Deep LSTM Model-Based Credit Card Fraud Detection." International Journal for Research in Applied Science and Engineering Technology 11, no. 7 (2023): 1827–30. http://dx.doi.org/10.22214/ijraset.2023.54891.

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More people today use credit cards to buy their essentials thanks to technological advancements, which has sparked a gradual rise in credit card theft. Today, credit cards are used almost universally by businesses, whether they are small or large. All types of businesses, including banks, the auto and appliance industries, are susceptible to credit card theft. Fraud is defined as a deceit committed with the aim of generating unauthorised financial benefit. Some of the ways that scams happen include hacking billing systems at stores or restaurants, hacking an online retailer, losing or stealing

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20

Feruś, Anna. "State and Prospects for Development of the Payment Card Market in Poland." Folia Oeconomica Stetinensia 24, no. 2 (2024): 100–124. https://doi.org/10.2478/foli-2024-0018.

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Abstract Research background The development of innovative technologies has contributed to significant changes in the market for payment instruments. These changes have become a challenge for banks and have contributed to the continuous expansion of the products they offer, more technologically advanced, which will provide the customer with a high level of security. Banks, in order to meet customer expectations, are developing and improving the most popular distribution channels for their services, which are undoubtedly payment cards. Purpose The aim of the paper is to define and classify non-

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Zahrina Lutfiana, Agus Sriyanto, and Habib Ismail. "PENGARUH KEPUASAN NASABAH DALAM PENGGUNAAN KARTU KREDIT PADA PT BANK UOB JAKARTA." Jurnal Manajemen & Bisnis Jayakarta 5, no. 02 (2024): 88–101. http://dx.doi.org/10.53825/jmbjayakarta.v5i02.213.

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The rapid development of technology is very influential on economic conditions in a country. Especially in the banking sector. The impact is a shift in people's behavior in consuming a good or service. The existence of this technological transformation must be addressed wisely, especially banks by innovating, efficiency and effectiveness of service services to customers. Banks need to improve Trust, Service Quality and Brand image in order to be competitive. This bank continues to strive to provide services in order to satisfy its customers. Bank UOB is a company engaged in banking that has it

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K, MR VIJAY. "CASHLESS SOCIETY MANAGING PRIVACY AND SECURITY IN TECHNOLOGICAL AGE." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem34634.

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A cashless society is an economic state which handles financial transactions not in the form of traditional mediums of currency, such as cash or coins, but by transferring digital data (usually by electronic means, such as credit cards and mobile data) between participating parties. Participants of a cashless society must Figure out a way to protect their transaction data, acknowledging the risks of organizations collecting mass amounts of said data, which result in a reduction of personal privacy. Balancing individual privacy with data security is vital in the information age, especially cons

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Santoso, Gatot, Rifzika Ayunda Cahyani, and Yanto Heryanto. "Digital Identity Card: Between Public Services And Community Needs (Case Study: Disdukcapil Of Cirebon Regency)." Edunity Kajian Ilmu Sosial dan Pendidikan 3, no. 9 (2024): 893–904. http://dx.doi.org/10.57096/edunity.v3i9.307.

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This research focuses on implementing the Digital ID Card in Cirebon Regency, with a case study at the Population and Civil Registration Office (Disdukcapil). The primary purpose of this study is to analyze the effectiveness of digital ID cards as a form of public service and the extent to which they meet the community's needs. The research method used is a qualitative case study, with data collection techniques through in-depth interviews, participatory observation, and document analysis. The study results show that implementing the Digital ID Card in Cirebon Regency has increased the efficie

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Horry, Habib, Thomas Charrier, Marie-José Durand, et al. "Technological conception of an optical biosensor with a disposable card for use with bioluminescent bacteria." Sensors and Actuators B: Chemical 122, no. 2 (2007): 527–34. http://dx.doi.org/10.1016/j.snb.2006.06.033.

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Saptaning Ruju Paminto, Ibrahim Khalil Ahmad, Zenal Syaepul Rohman, Ahdi Hidayat, Tegar Wahyu Hidayat, and Fakhrian Yudiansyah. "Fungsionalisasi Kartu Tani terhadap Pemenuhan Kebutuhan Pupuk Bersubsidi kepada Petani di Kabupaten Cianjur Perspektif Undang-Undang Nomor 19 Tahun 2013 tentang Perlindungan dan Pemberdayaan Petani." Hukum Inovatif : Jurnal Ilmu Hukum Sosial dan Humaniora 1, no. 3 (2024): 221–31. https://doi.org/10.62383/humif.v1i3.328.

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Law No. 19 of 2013 on the Protection and Empowerment of Farmers aims to improve farmers' welfare through various programs, including fertilizer subsidies. However, the distribution of subsidized fertilizers often faces issues such as misallocation, delays, and misuse. The Farmer Card (Kartu Tani), an innovation to facilitate the distribution of subsidized fertilizers, has significant potential to address these problems. This study aims to evaluate the effectiveness of the Farmer Card in the distribution of subsidized fertilizers, identify the challenges faced by farmers in its use, and propose

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Saptaning Ruju Paminto, Ibrahim Khalil Ahmad, Zenal Syaepul Rohman, Ahdi Hidayat, Tegar Wahyu Hidayat, and Fakhrian Yudiansyah. "Fungsionalisasi Kartu Tani Terhadap Pemenuhan Kebutuhan Pupuk Bersubsidi Kepada Petani Di Kabupaten Cianjur Perspektif Undang-Undang Nomor 19 Tahun 2013 Tentang Perlindungan Dan Pemberdayaan Petani." Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora 1, no. 4 (2024): 114–24. http://dx.doi.org/10.62383/aliansi.v1i4.288.

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Law No. 19 of 2013 on the Protection and Empowerment of Farmers aims to improve farmers' welfare through various programs, including fertilizer subsidies. However, the distribution of subsidized fertilizers often faces issues such as misallocation, delays, and misuse. The Farmer Card (Kartu Tani), an innovation to facilitate the distribution of subsidized fertilizers, has significant potential to address these problems. This study aims to evaluate the effectiveness of the Farmer Card in the distribution of subsidized fertilizers, identify the challenges faced by farmers in its use, and propose

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Suhartono, Suhartono, Jumadi M. Parenreng, Fahri Syafriandi K, Satria Gunawan Zain, and Iwan Suhardi. "Development of a Parking System Using the High Sensitive R503 Fingerprint Sensor for Sequential Search Algorithm Based Customer Detection." Internet of Things and Artificial Intelligence Journal 3, no. 2 (2023): 129–38. http://dx.doi.org/10.31763/iota.v3i2.586.

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Today's technological developments are very sophisticated. It can be seen with various innovations in this era, from simple innovations to innovations that are trending in the world. Parking is a condition where the driver places his vehicle in a parking lot. The parking system using the Radio Frequency Identification (RFID) system has become a technology applied to parking systems, by facilitating and providing security to customers when parking, even though they have used an RFID card, the drawbacks of the system are that anyone who has an RFID card can issue the owner's vehicle another by u

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Olugbile, David. "An Assessment of the Impact of EFCC in Curbing Vote Buying in Nigeria." African Journal of Law, Political Research and Administration 6, no. 2 (2023): 48–60. http://dx.doi.org/10.52589/ajlpra-9879kx3s.

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This paper is an assessment of the performance of the Economic and Financial Crime Commission (EFCC) on the fight against vote buying in the Nigerian elections. Vote buying is a major problem in the Nigerian electoral system. The phenomenon reached an epidemic level in 2019 when the Independent National Electoral Commission (INEC) introduced a level of digitalization of the electoral process through the use of permanent voters' card and card reader machines in the Nigerian electoral system. The introduction of card reader machines and permanent voters’ cards reduced the incidences of electoral

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Sanusi, Chintya Afiyanie, Rita Kusumadewi, and Tomy Saladin Aziz. "Pengaruh Perceived Usefulness Dan Kemudahan Penggunaan Terhadap Kepuasan Konsumen E-Toll." Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan 3, no. 1 (2022): 391–405. http://dx.doi.org/10.31949/entrepreneur.v3i1.1673.

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Technological advances aim to provide benefits and ease of use to the people in carrying out certain activities. Technological advances aim to provide benefits and ease of use to the people in carrying out certain activities. One of them is in the financial sector, namely the creation of electronic money in as a subtitute for cash payment to assist transaction activities. In 2009, Jasa Marga together and Bank Mandiri with the support of the government cooperated to make an e-toll card as a subtitute for cash payment on toll roads. This is intended to facilitate the increasing transactions numb

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Lintangsari, Nastiti Ninda, Nisaulfathona Hidayati, Yeni Purnamasari, Hilda Carolina, and Wiangga Febranto Ramadhan. "ANALISIS PENGARUH INSTRUMEN PEMBAYARAN NON-TUNAI TERHADAP STABILITAS SISTEM KEUANGAN DI INDONESIA." JURNAL DINAMIKA EKONOMI PEMBANGUNAN 1, no. 1 (2018): 47. http://dx.doi.org/10.14710/jdep.1.1.47-62.

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The payment system is an important component in the economy especially to ensure the implementation of payment transactions made by the public and the business world. In addition, the payment system also plays an important role in supporting financial system stability and implementation of monetary policy. Along with rapid technological developments, patterns and payment systems in economic transactions are constantly changing. Technological advances in the payment instruments shift the role of cash as a means of payment in the form of more efficient and economical non-cash payments. Non-cash

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Memah, Natasya Imanuela, Joyce J. Rares, and Grace J. Waleleng. "EFEKTIVITAS PROGRAM KARTU PRAKERJA ERA PANDEMI COVID-19 DI DINAS TENAGA KERJA DAN TRANSMIGASI DAERAH PROVINSI SULAWESI UTARA." AGRI-SOSIOEKONOMI 18, no. 1 (2022): 247–54. http://dx.doi.org/10.35791/agrsosek.v18i1.55206.

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This study aims to determine the effectiveness of the pre-employment card program in the era of the COVID-19 pandemic at the Department of Manpower and Transmigration of North Sulawesi Province. This research was conducted from October to December 2021. This research used a descriptive qualitative method. The results showed that the achievement of the goals of the pre-employment card program in North Sulawesi was in great demand by the community as evidenced by the interest of the participants. The pre-employment card program can overcome employment problems in Indonesia as evidenced by the de

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Memah, Natasya Imanuela, Joyce J. Rares, and Grace J. Waleleng. "EFEKTIVITAS PROGRAM KARTU PRAKERJA ERA PANDEMI COVID – 19 DI DINAS TENAGA KERJA DAN TRANSMIGASI DAERAH PROVINSI SULAWESI UTARA." AGRI-SOSIOEKONOMI 18, no. 1 (2022): 247. http://dx.doi.org/10.35791/agrsosek.18.1.2022.39087.

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This study aims to determine the effectiveness of the pre-employment card program in the era of theCOVID-19 pandemic at the Department of Manpower and Transmigration of North Sulawesi Province. Thisresearch was conducted from October to December 2021. This research used a descriptive qualitative method.The results showed that the achievement of the goals of the pre-employment card program in North Sulawesiwas in great demand by the community as evidenced by the interest of the participants. The pre-employmentcard program can overcome employment problems in Indonesia as evidenced by the decline

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Sari, Jayanti Yusmah, Yuwanda Purnamasari Pasrun, and Mutmainnah Muchtar. "Training on the Use of Report Application Based on Ms. Excel with Curriculum 2013 for Teachers of SDN 105 Kendari." MEKONGGA: Jurnal Pengabdian Masyarakat 1, no. 2 (2024): 55–60. https://doi.org/10.69616/mekongga.v1i2.192.

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The implementation of the 2013 Curriculum (K-13) in elementary schools (SD) has brought significant changes to teachers' administrative activities, especially in filling out student report cards, which are now more complex compared to the previous curriculum. To facilitate the process of entering report card grades, teachers were provided with a report card application based on Microsoft Excel. However, at SDN 105 Kendari, most teachers encountered difficulties using the application due to limited technological knowledge, resulting in the report card process often being assisted by the school

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Falk, Oliver. "»Typewriting Medicine« – Bürotechnologische Innovationen und klinische Verwaltung am Beispiel der Charité Berlin, 1890–1932." Administory 6, no. 1 (2021): 111–30. http://dx.doi.org/10.2478/adhi-2022-0004.

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Abstract Modern hospitals are not only places of treatment, healing and scientific research, but bureaucratic colossi whose administrative and organizational structures changed fundamentally through the gradual implementation of new innovative office technologies in the first half of the 20th century. Against this background of media technological change the article aims to trace the fundamental transformation of administrative practices in hospitals between 1890 and 1932, using the Charité Berlin as an example, and paying attention to the ways of transmission and adaption of these new office

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Alsabah, Mariam, Ahmad Alsaber, Faisal AlReshaid, Moayad Moharrak, Naser Boresli, and Anwaar Al-Kandari. "Exploring the Convergence of Technology Acceptance and Financial Literacy: A Study on Sustainable Credit Card Use in an Emerging Economy." International Review of Management and Marketing 15, no. 4 (2025): 45–57. https://doi.org/10.32479/irmm.18690.

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This study investigates the integration of technology acceptance and financial literacy in the context of sustainable credit card use in Kuwait. It aims to identify and evaluate the key technological and financial determinants influencing user behavior and acceptance of credit cards as a fintech tool. A survey was conducted with 367 credit card users in Kuwait using the Technology Acceptance Model (TAM), examining variables such as Perceived Usefulness (PU), Perceived Ease of Use (PEU), Perceived Cost (PC), Perceived Risk (PR), and E-Financial Literacy (EFL). Structural Equation Modeling (SEM)

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Eyongndi, David Tarh-Akong, and Folasade Rose Adegbite. "APPRAISAL OF BANK’S LIABILITY ON AUTOMATED TELLER MACHINE (ATM) DEBIT-WITHOUT-DISPENSING TRANSACTION UNDER NIGERIAN LAW: JWAN V. ECOBANK & ANOR. IN PERSPECTIVE." AGORA INTERNATIONAL JOURNAL OF JURIDICAL SCIENCES 18, no. 1 (2024): 1–8. http://dx.doi.org/10.15837/aijjs.v18i1.6736.

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Technological advancement has been adopted in the banking sector through the use of ATM and ATM cards issued by banks to ease saving and withdrawal of money by customers. Once a customer’s account is liquid, the insertion of an ATM card in an ATM and following the procedure, should lead to cash dispensation. However, there are instances where a customer’s account is debited but the money is not dispensed. This is an ATM debit-without-dispensing quagmire. Recently, the Nigerian Court of Appeal in Jwan v. Ecobank & Anor held that an ATM card is akin to a cheque, where it is inserted into an

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T., Hemanth, Nikhil K., Dheeraj K., and M. Srikanthyadav. "Credit Card Duplicity Spotting on Gaining the Knowledge on Machine Learning." International Journal of Innovative Science and Research Technology 7, no. 5 (2022): 1777–80. https://doi.org/10.5281/zenodo.6944900.

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With the help of technologies like artificial intelligence (AI), machine learning, big data, blockchain, cloud computing, and IoT the technological revolution is speeding (IoT). There has been a dramatic increase in the number of cyber-attacks and criminal activities as a result of the widespread use of ever-improving internet technologies. Fraudulent use of credit cards is a major concern for the banking sector across the world. Credit card fraud is growing at an alarming rate and has become a major concern, especially as the amount of financial transactions utilising credit cards grows. Here

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Kurniasih, D., A. Feryandi, L. Nurmayanti, and P. D. Usmany. "Application of Single Identification Number on an Identity Card (E-KTP) in the Era of the Industrial Revolution 4.0." International Journal of Research and Applied Technology 1, no. 1 (2021): 35–42. http://dx.doi.org/10.34010/injuratech.v1i1.5458.

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This research aims to analyze the efficiency of the Single Identification Number on the identity card (e-KTP). The method used in this study was descriptive with the survey method, and to determine the efficiency of this study, we conducted questionnaires. This research results in several factors that determine the success of the Single Identification Number's success on e-KTP, including technical and economic aspects. From some of these factors, technological factors are obtained. Meanwhile, economic factors can help people to simplify administration anywhere without having to carry a differe

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Lusianingrum, Farah Putri Wenang, Lina Affifatusholihah, and Soletahin Ika Putri. "Faktor Penentu Keputusan Mengikuti Pelatihan Daring pada Wanita Pemilik Kartu Prakerja." Inovbiz: Jurnal Inovasi Bisnis 8, no. 2 (2020): 175. http://dx.doi.org/10.35314/inovbiz.v8i2.1537.

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There are currently eight digital platform partners for conducting online training. The digital platform partner of the Prakerja Card provides 1,338 types of training from business to personal development. Furthermore, there are still five digital platforms that submit proposals to be able to join as partners in the Prakerja Card Program and there are 362 new types of training proposed by partners. With the increasing number of choices for the type of training, the partner anda organizers need to evaluate the factors determining the decision to take part in online training for women who have P

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Martono, Martono, Kartika Kartika, and Putri Aullia. "APLIKASI JENJANG SOSIAL PENDATAAN KARTU KELUARGA BERBASIS WEB." CCIT Journal 10, no. 2 (2017): 230–38. http://dx.doi.org/10.33050/ccit.v10i2.543.

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The technological advances in the world of information is growing very fast and demanding to stay one step ahead and follow the development of existing ones. We must strive to make innovations in the era of competition is growing rapidly. With all the advantages that exist on the computer is very important for companies or government agencies and the private sector who want to develop and use the power of technology to improve performance. In conducting the data processing activities in order to obtain optimal results. With tersajinya information quickly will speed up the decision-making proce

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Viswanathan, R. V., R. Siva Harish, K. S. Rajesh, and R. Dhanush. "Designing of Smart and Secure Single ATM Card for Multiple Bank Accounts." International Journal of Research and Review 12, no. 2 (2025): 438–41. https://doi.org/10.52403/ijrr.20250254.

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In the era of digital banking, security and convenience are paramount in financial transactions. This paper presents the design of a smart and secure single Automated Teller Machine (ATM) system that incorporates Radio Frequency Identification (RFID) technology for enhanced transaction management. The proposed system utilizes a single RFID card for multiple transactions linked to a mobile application, allowing users to manage account selections, initiate transactions, and access banking details conveniently. This groundbreaking method not only streamlines the user interface but also fortifies

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Yadav, Suman, Ruchi Sharma, Annu Dabas, et al. "Improved security in credit cards via duplicitous contract detection." Journal of Information and Optimization Sciences 46, no. 1 (2025): 75–79. https://doi.org/10.47974/jios-1853.

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Credit card fraud is among the most prominent financial frauds in the ever-growing industry. Credit card firms must detect fraudulent transactions to ensure clients are not billed for products they did not purchase. With technological advancements, fraudulent transactions have increased, driven by the proliferation of online payment options. Machine learning algorithms play a pivotal role in detecting fraud by analyzing transaction behavior. This study presents a model achieving 99.92% accuracy using techniques like Random Forest Classifier, SVC, and SGD Classifier. The model employs dataset p

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Aretha, Shelma Dean, Alief Aliya Rachmah, Baqiatus Sholikhah, Rafi Naura Afifah, and Denny Oktavina Radianto. "SMART DOOR KEY OTOMATIS DENGAN SENSOR RFID MENGGUNAKAN MIKROKONTROLER ARDUINO UNO." KOLONI 3, no. 2 (2024): 129–36. https://doi.org/10.31004/koloni.v3i2.629.

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The use of innovative technology, the need for effectiveness and efficiency is prioritized in various fields. Smart door lock is a new technology for using doors automatically. From this, a new innovation was created with technological developments where the microcontroller was made more complex by using cards according to scheduling. The method used in this research is the experimental method and prototype method. After assembling each component and programming the system so that the RFID system is realized, it is necessary to test the series of components that are ready. The way this prototy

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Abinnashih, Ibnu, and Alief Budiyono. "ANALISIS PENGGUNAAN APLIKASI PENGOLAH NILAI RAPORT DALAM MENINGKATAN KEMAMPUAN TEKNOLOGI GURU DI PKPPS AL HIDAYAH KARANGSUCI." Prima Magistra: Jurnal Ilmiah Kependidikan 4, no. 3 (2023): 247–53. http://dx.doi.org/10.37478/jpm.v4i3.2729.

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This study aims to analyze the use of report card processing applications in improving the technological abilities of teachers at PKPPS Al Hidayah Karangsuci. The research method used is a case study approach using a qualitative approach. The time for the research was carried out for one month, from February 1 to March 1 2023. The research subjects consisted of school principals, curriculum representatives, and homeroom teachers. Data collection techniques namely interviews, observation, and documentation. The results of this study indicate that the use of a report card processing application

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Nur Azmi Alwi and Desi Aulia. "Digital Flash Card Media for Early Reading Learning in Elementary Schools." Jurnal Ilmiah Sekolah Dasar 7, no. 1 (2023): 8–17. http://dx.doi.org/10.23887/jisd.v7i1.56995.

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Many students need to learn the letters correctly, often make mistakes in distinguishing letters that are almost similar in shape, have difficulty, and are not fluent in reading. For this reason, teachers need to develop learning media that can attract students' interest, are practical to use, digital-based, and are by student characteristics and technological developments so that learning to read becomes fun. This study aimed to develop digital Flash Card media in early reading learning in elementary schools. The subjects in this study were first-grade students, totaling 30 students. The rese

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Sankeerthan P and Vaishnavi N. M.Sc., M.Phil., (Ph.D.). "AI Powered Credit Card Fraud Detection by Using Ensemble Method of Machine Learning." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 11, no. 2 (2025): 1255–64. https://doi.org/10.32628/cseit25112469.

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The growth of Credit Card (CC) fraud over the last few years necessitates the construction of fraud detection models that are both efficient and robust. This work investigated the use of machine learning models, especially ensemble methods, to improve the detection of CC fraud. We herein introduce an ensemble model that combines various classifiers to solve the dataset imbalance problem that is present in most CC datasets. We employed synthetic over-sampling and under-sampling techniques in certain machine learning algorithms to tackle the same issue. Online transactions have become an essenti

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Cini, Elena, Simon G. Potts, Deepa Senapathi, et al. "Beekeepers’ perceptions toward a new omics tool for monitoring bee health in Europe." PLOS ONE 20, no. 1 (2025): e0316609. https://doi.org/10.1371/journal.pone.0316609.

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Pressures on honey bee health have substantially increased both colony mortality and beekeepers’ costs for hive management across Europe. Although technological advances could offer cost-effective solutions to these challenges, there is little research into the incentives and barriers to technological adoption by beekeepers in Europe. Our study is the first to investigate beekeepers’ willingness to adopt the Bee Health Card, a molecular diagnostic tool developed within the PoshBee EU project which can rapidly assess bee health by monitoring molecular changes in bees. The Bee Health Card, based

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Kyrychok, Tetiana, Olena Nazarenko, Olena Korotenko, Tetiana Klymenko, and Nadiia Talimonova. "Determining the influence of technological parameters of the laser processing of plastic cards edges on improving their wear resistance." Eastern-European Journal of Enterprise Technologies 6, no. 1 (132) (2024): 84–94. https://doi.org/10.15587/1729-4061.2024.317448.

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The object of this study is plastic cards for various purposes, which are a multilayer structure. The main factors affecting the wear of cards are environmental influences, storage and use conditions, and equipment for reading our personalized information. During the operation of plastic cards, the most common defects are peeling of the top protective layer and violation of the integrity of the card structure. An increase in the frequency of such operational defects may be caused at the production stage by the peculiarities of a die-cutting process. The subject of the study is to determine the

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Bosov, A. A., and B. P. Pikh. "STUDY OF SOLUTIONS PROPERTIES OF RECONSTRUCTION VEHICLES PROBLEMS BY THE OPTIMIZATION METHOD LAGRANGE." Science and Transport Progress, no. 6 (March 25, 2005): 57–66. http://dx.doi.org/10.15802/stp2005/20328.

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The tasks of reconstruction of vehicles are formulated as the problems of vector optimization. The authors have proposed a method of constructing the three solution of conventional extremum tasks with the use of technological & economic card. The solution, obtained with the use of Lagrange function, is a prominent combination for the points of precise solution.

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Lusiana Utari, Evrita, Irawadi Buyung, and Agus Qomaruddin Munir. "Implementasi Radio Frequency Identification (RFID) Untuk Kartu Pasien Berbasis Data Digital." Jurnal Teknologi 15, no. 1 (2022): 55–60. http://dx.doi.org/10.34151/jurtek.v15i1.3744.

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Today's technological developments have largely replaced conventional ones. One example is the RFID system. Patient Card is an identification in the form of patient data documents in conventional hospitals. Therefore, with this RFID system, it can contain a security control system both in terms of administration and information technology based on a database in the Hospital. The data is stored in the Patient Card based on digital data. Utilization of digital data-based patient cards to speed up patient services in the registration process during treatment, and reduce queue times when the data

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