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Journal articles on the topic 'Test of Economic Literacy'

Author: Grafiati

Published: 4 June 2021

Last updated: 16 February 2022

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1

Nelson, Julie A., and Steven M. Sheffrin. "Economic Literacy or Economic Ideology?" Journal of Economic Perspectives 5, no. 3 (1991): 157–65. http://dx.doi.org/10.1257/jep.5.3.157.

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The Test of Economic Literacy (TEL), is a standardized multiple choice test developed under the auspices of the Joint Council on Economic Education with esteemed economists in an advisory role. The Test of Economic Literacy (TEL) is administered in many high school economics courses both to measure economic understanding and to monitor the effectiveness of teaching. We found that some of the questions in the test have a pronounced ideological slant. We view the biases in the TEL as characteristic vices of economists. In their weaker moments, economists can slip into a thought pattern which glo

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Walstad, William B., Ken Rebeck, and Roger B. Butters. "The Test of Economic Literacy: Development and Results." Journal of Economic Education 44, no. 3 (2013): 298–309. http://dx.doi.org/10.1080/00220485.2013.795462.

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Rafinda, Ascaryan, and Timea Gal. "Financial Literacy of Economics and non-Economics Student." SHS Web of Conferences 86 (2020): 01018. http://dx.doi.org/10.1051/shsconf/20208601018.

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The aim of this research is to identify the level of financial literacy of students in economic faculties and non-economic faculties in Indonesia. This research was conducted to determine the understanding of students in the economic and non-economic faculties on the level of personal financial literacy. The survey was conducted to test the level of student financial literacy in various University in Indonesia. In total there were 206 participants from students in Indonesia who took the survey. An independent sample T-Test was conducted to determine differences in the level of understanding of

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Riyadi, Riyo. "PENGARUH LITERASI EKONOMI TERHADAP MORALITAS EKONOMI MELALUI RASIONALITAS EKONOMI MAHASISWA PENDIDIKAN EKONOMI UNMUL." Jurnal Edueco 3, no. 1 (2020): 33–42. http://dx.doi.org/10.36277/edueco.v3i1.51.

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The main problem examined in this research is economic morality. Among adolescents the problem of economic morale is still very low because adolescents usually behave rationally in economics. The aim is to determine (1) the effect of economic literacy on student economic morality, (2) the effect of rationality on student morality, (3) the effect of economic literacy on economic morality through student economic rationality. This research is an explanatory research that aims to explain and analyze certain variables objectively empirical conditions that will be explained and analyzed are the inf

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Wahidayanti, Wahidayanti. "PERANGKAT PEMBELAJARAN EKONOMI BERBASIS LITERASI INFORMASI UNTUK KELAS X SMA NEGERI 8 BONE." JEKPEND: Jurnal Ekonomi dan Pendidikan 2, no. 1 (2019): 28. http://dx.doi.org/10.26858/jekpend.v2i1.9093.

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The study aims at examining (i) the quality (valid,practical, and effective) of econmic learning tools based on literacy which had been developed, (ii) the students’ response after being taugh by using economic learning tools based on literacy. The study was development research (Research and Development) which employed Thiagarajan and Sammen (Four-D) model which consisted of four stages, namely (1) define, (2) design, (3) development, and (4) dissimination. The test of learning tools was conducted to grade X student at SMAN 8 Bone of academic year 2018/2019. Data were collected using observat

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Satrio, Yogi Dwi, Sri Handayani, Muhammad Hasyim Ibnu Abbas, and Januar Kustiandi. "Studi Komparasi Metode Pembelajaran dalam Meningkatkan Literasi Keuangan di Masa Pandemi Covid-19." Jurnal Pendidikan Ekonomi Undiksha 12, no. 1 (2020): 29. http://dx.doi.org/10.23887/jjpe.v12i1.25314.

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The COVID-19 pandemic attack the economy and society. Economic activity collapses, the economic activity of the community experiences a setback due to many socio-economic restrictions. The logic of economic action from consumption and production works out of reason. Financial literacy cannot be separated in life. Financial literacy is an important skill that can be used to make economic decisions. Many pre-pandemic programs have been carried out to increase Financial Literacy. In the field of education students have been taught to be more sensitive in applied economics, only an evaluation tool

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Nurjanah, Siti, Risca Zaqia Ilma, and Suparno Suparno. "Effect of Economic Literacy and Conformity on Student Consumptive Behaviour." Dinamika Pendidikan 13, no. 2 (2018): 198–207. http://dx.doi.org/10.15294/dp.v13i2.18330.

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This study aims to determine the effect of economic literacy and conformity to consumer behavior. The research method used is a survey. The population in this study were MAN 3 Jakarta students with an affordable population of IIS and MIA 11th grade students totaling 150 students.The research aims to determine the effect of economic literacy and conformity on consumer behaviour. The research method used was a survey. The population in this study were MAN 3 Jakarta students with an affordable population of IIS and MIA 11th grade students totaling 150 students. The sampling technique was the Prop

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Happ, Roland, Maki Kato, and Ines Rüter. "Results from the test of economic literacy in Germany and Japan: A critical discussion on the gender effect." Citizenship, Social and Economics Education 20, no. 1 (2021): 48–68. http://dx.doi.org/10.1177/20471734211004117.

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University lecturers and coordinators of business and economics courses around the world are faced with the challenge that beginning students in these courses have heterogeneous entry conditions in terms of personal characteristics. This article focuses on the economic knowledge of German and Japanese beginning students in a business and economics degree programme. The German and Japanese versions of the US-American Test of Economic Literacy were used for the assessment of the economic knowledge of German ( N = 901) and Japanese ( N = 571) students. The TEL consists of 45 items in two question

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Ackermann, Nicole, and Christin Siegfried. "Does a balanced test form regarding selected-response and constructed-response items overcome gender gap in test scores? An analysis of the format-gender relation in the test of economic-civic competence." Citizenship, Social and Economics Education 18, no. 3 (2019): 158–76. http://dx.doi.org/10.1177/2047173419892531.

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Studies indicate that male students outperform female students in economic literacy and that a specific item format (selected-response, constructed-response) favours either males or females. This study analyses the relationship between item format and gender in economic-civic competence using the WBK-T2 test (“revidierter Test zur wirtschaftsbürgerlichen Kompetenz”). The WBK-T2 encompasses 32 items, of which 53% have a selected-response format and 47% a constructed-response format. To answer the research questions, we used a sample of 375 Swiss high school students and ran T-tests and multiple

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Silva, Silvia Morales, Ludo Verhoeven, and Jan van Leeuwe. "Socio-cultural predictors of reading literacy in fourth graders in Lima, Peru." Written Language and Literacy 11, no. 1 (2008): 15–34. http://dx.doi.org/10.1075/wll.11.1.03mor.

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This study investigates socio-cultural cognitive literacy predictors for reading literacy (RL), tested in 314 fourth graders from two different levels of social economic status in Lima, Peru. The following variables were tested as predictors: word decoding, vocabulary, motivation to read, reading strategies, intellectual maturity, gender, home literacy climate and social economic status. RL (reading literacy) was measured using an adapted version of the PIRLS Reading Literacy test. By using structural equation modelling, a total of 34 percent of the variance in RL could be explained. In additi

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Řimnáčová, Zuzana, Alena Kajanová, and Bohdana Břízová. "Selected socio-economic factors of health literacy of the poor." Human Affairs 28, no. 4 (2018): 461–70. http://dx.doi.org/10.1515/humaff-2018-0037.

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Abstract Our article is focused on selected socio-economic aspects of health literacy of poor persons in the South Bohemian Region. In addition to determining the level of health literacy, we test its relationship to income and education level and examine how difficult it is for the target group to pay for medicines and visit a physician if needed. We also focus on the causes of such difficulties. The research was conducted in 2016 on a sample of 254 persons entitled to state material poverty benefits in the South Bohemian Region. A structured interview was used, including the administration o

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Lee, Doreen. "Indonesia’s Economic Futures." Current History 120, no. 827 (2021): 214–20. http://dx.doi.org/10.1525/curh.2021.120.827.214.

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Financial innovations stemming from the digital economy have transformed Indonesians’ everyday lives. “Superapps” offering ride sharing and an array of other services have delivered many conveniences to consumers, while also trapping many in cycles of debt. The state has responded with little more than public awareness campaigns, urging consumers to develop their own digital literacy to avoid scams. Corruption at the state level, meanwhile, remains pervasive, as shown by scandals exposed by the COVID-19 pandemic. Construction of a new capital city will be another test of financial transparency

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Yuangga, Kharisma Danang, and Jasmani Jasmani. "The Influence of Self Control and Economic Literacy on Student Lifestyle (at Madrasah Aliyah Islamiyah Ciputat)." PINISI Discretion Review 1, no. 2 (2020): 123. http://dx.doi.org/10.26858/pdr.v1i2.13244.

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Consumptive behavior carried out at adolescence is more likely to be impulsive and sudden. The purpose of this study was to determine the effect of self-control and economic literacy on students' lifestyles on the MA Islamiyah Ciputat. The method used is descriptive method with an associative approach. The sampling technique used was proportional random sampling using a sample of 75 respondents. The analysis tool uses validity test, reliability test, classic assumption test, regression analysis, correlation coefficient analysis, coefficient of determination analysis and hypothesis testing. The

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Silta, Havea Prama, and Ida Miharti. "Factors Affecting The Level Of Financial Literation In College Student." Jambura Science of Management 2, no. 1 (2020): 15–23. http://dx.doi.org/10.37479/jsm.v2i1.4435.

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This research is conducted to obtain empirical evidence that there are influences on financial literacy. The sample used in this research is college student in Faculty of Economic Andalas University. A regression analysis is used to test the hypothesis. Hypothetical test results show that there are no influences of gender, department, parent’s income and parent’s education on financial literacy, but only the year entry has an influence on financial literacy.

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Selvaraj, Suganya, Sophia Johnson, and Sakthivelrani Sakthivelrani. "Financial Literacy and Its Effect on Economic Empowerment Among Self Help Group Women Members." Journal of Finance and Banking Review Vol. 1(1) 2016 1, no. 1 (2016): 01–10. http://dx.doi.org/10.35609/jfbr.2016.1.1(1).

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Objective - This study aims to explore financial literacy and its effects on economic empowerment among the self-help group (SHG) women members who are from the Virudhunagar District of Tamil Nadu, India. Methodology/Technique - Data were randomly collected from 400 SHG women members who were from 11 Blocks of the Virudhunagar District. The techniques used were the Financial Literacy Scale and Economic Empowerment Questionnaire which were developed and standardized for the study. Descriptive analysis, quartile and f-test were used to analyse data. Findings - The study reveals that financial li

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Supriyanto, Supriyanto. "PENGARUH KEGIATAN EKSTRAKURIKULER, PERCAYA DIRI DAN LITERASI EKONOMI TERHADAP MINAT BERWIRAUSAHA SISWA SMPN DI SURABAYA." JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN 4, no. 2 (2017): 173. http://dx.doi.org/10.26740/jepk.v4n2.p173-192.

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This study aimed to analyze the effect of extracurricular activities , confidence and economic literacy of the students' interest in entrepreneurship junior high schools in Surabaya . This research is quantitative . This study of 233 samples were taken by simple random sampling technique . Analysis of data using multiple linear regression . Partial results of hypothesis testing showed extracurricular activities and economic literacy significant effect on students' interest in entrepreneurship junior high schools in Surabaya while confident no significant effect on students' interest in entrepr

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Alexandra, Horobeţ, Vrînceanu Georgiana, Hurduzeu Gheorghe, and Lupu Radu. "Financial Literacy in Romania: A Test of Economics and Business Students." Studies in Business and Economics 15, no. 3 (2020): 269–86. http://dx.doi.org/10.2478/sbe-2020-0058.

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Abstract Romania is in a rather dishonorable position from the financial literacy perspective in the European Union, ranking last among countries. To increase the level of financial education of the Romanian population, public and private institutions, organizations, and companies have recently taken the initiative in this field, mostly after 2015. Our contribution builds on these recent developments and aims at testing the level of basic financial literacy of Romanian university students, enrolled in business and economics studies, using the OECD Financial literacy test. Data was collected th

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Veriwati, Silviana, Dessy Triana Relita, and Emilia Dewiwati Pelipa. "PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN MAHASISWA PROGRAM STUDI PENDIDIKAN EKONOMI." JURKAMI : Jurnal Pendidikan Ekonomi 6, no. 1 (2021): 43–53. http://dx.doi.org/10.31932/jpe.v6i1.1150.

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This study aims to determine the effect of financial literacy on the financial management behavior of students in economic study programs. Tehe research is a quantitative research. The population in this study were 106 students of the economic study program STKIP Persada Khatulistiwa Sintang. The number of sampel of this study were 84 respondents, the sampling technique used was random usig the Slovin formula. First, data analysis was done by looking for validity and reliability, descriptive analysis test, contribution test, and classical assumption test. The data obtained were processed with

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Moučková, Michaela, and Leoš Vítek. "Tax Literacy." Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis 66, no. 2 (2018): 553–59. http://dx.doi.org/10.11118/actaun201866020553.

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Presented paper focuses on measuring tax literacy among bachelor degree students at the University of Economics, Prague, along with analysis of the two factors that influence it. Based on the 150 collected questionnaires (63 % response rate), we measured tax literacy of students (personal income tax and VAT) and examined whether it depends on (i) previous passing of tax courses and (ii) previous practical experience with filing tax returns. More than half of the students were well to excellently-versed in tax matters, including those who have not completed any more advanced tax courses apart f

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Butters, Roger B., Carlos J. Asarta, and Tammie J. Fischer. "Human Capital in The Classroom: The Role of Teacher Knowledge in Economic Literacy." American Economist 56, no. 2 (2011): 47–57. http://dx.doi.org/10.1177/056943451105600207.

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Renewed emphasis on increasing student academic achievement highlights the importance of improving educational quality despite limited educational budgets. This paper illustrates that investing in teachers' human capital has significant returns in the classroom. Using test and survey data on the educational background of teachers, we show that teacher knowledge and training have a significant impact on student performance and classroom productivity. Specifically, formal college-level instruction, learning by doing, and explicit measures of economic understanding all play important roles. Addit

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Böhm, Patrik, Gabriela Böhmová, Viktória Šimková, and Jana Gazdíková. "THE IMPACT OF SECONDARY EDUCATION ON THE LEVEL OF FINANCIAL LITERACY: THE CASE OF SLOVAKIA." Problems of Education in the 21st Century 79, no. 1 (2021): 13–33. http://dx.doi.org/10.33225/pec/21.79.13.

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Financial literacy, specifically its measurement and education in this field, is a very current topic. The main aim of this research was to find out whether secondary school education had a positive impact on the level of student’s financial literacy and to identify other important factors that affected its level. All 363 first-year bachelor's students of the Faculty of Operations and Economic of Transport and Communications (FPEDAS), University of Zilina, Slovakia, took part in the research. The research consisted of two parts – a questionnaire and a test. The questionnaire focused on demogra

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Sakinah, Gina, and Bagio Mudakir. "ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017." JURNAL DINAMIKA EKONOMI PEMBANGUNAN 1, no. 2 (2018): 54. http://dx.doi.org/10.14710/jdep.1.2.54-70.

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Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires

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Biewen, Martin, Roland Happ, Susanne Schmidt, and Olga Zlatkin-Troitschanskaia. "Knowledge Growth, Academic Beliefs and Motivation of Students in Business and Economics - A longitudinal German Case Study." Higher Education Studies 8, no. 2 (2018): 9. http://dx.doi.org/10.5539/hes.v8n2p9.

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In this study we examine the determinants of and the relationship among economic knowledge, epistemological beliefs, and extrinsic and intrinsic motivation over the course of undergraduate studies in a sample of students of business and economics at a university in Germany. We found economic knowledge increased over the course of studies, extrinsic and intrinsic motivation declined, and students became more skeptical in their epistemological beliefs about the objectivity of economic content being taught in their courses. The students’ level of economic knowledge was related to intrinsic motiva

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Maricic, Milena, Radmila Amanovic Curuvija, and Milos Stepovic. "Health Literacy in Female – Association with Socioeconomic Factors and Effects on Reproductive Health." Serbian Journal of Experimental and Clinical Research 21, no. 2 (2020): 127–32. http://dx.doi.org/10.2478/sjecr-2018-0055.

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AbstractThe aim of the study is to assess the health literacy of women who are using health services within the Gynecology Obstetric Clinic “Narodni Front” in Belgrade. Testing of health literacy was conducted as a cross-sectional study in the period October-November 2012. As instruments of research the following questionnaires are used: Short Test of Functional Health Literacy in Adults and General information questionnaire of respondents who referred to the demographic, social and economic characteristics of respondents, self-assessment of health, use of health services, health knowledge and

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Gerth, Florian, Katia Lopez, Krishna Reddy, et al. "The Behavioural Aspects of Financial Literacy." Journal of Risk and Financial Management 14, no. 9 (2021): 395. http://dx.doi.org/10.3390/jrfm14090395.

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In this paper, we investigate the contribution of behavioural characteristics to the financial literacy of UAE residents after controlling for demographic factors. Specifically, we test the relationship between financial literacy and behavioural biases such as representativeness, self-serving, overconfidence, loss aversion, and hindsight bias. Using data collected through survey questionnaires, we apply the methodology developed by the Organization of Economic Co-operation and Development (OECD) to compute financial literacy scores. Our overall results show that all behavioural biases except f

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Pang, Ming Fai. "Enhancing the generative learning of young people in the domain of financial literacy through learning study." International Journal for Lesson and Learning Studies 8, no. 3 (2019): 170–82. http://dx.doi.org/10.1108/ijlls-09-2018-0065.

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Purpose The purpose of this paper is to collect new evidence about the efficacy of the pedagogical principles derived from our earlier study on boosting students’ financial literacy, with the aim of providing a theoretically and practically powerful account of how generative learning in the domain of financial literacy can be enhanced. Design/methodology/approach This is an example of learning study consisting of a design experiment, which aims to test the conjectures of the variation theory of learning. A total of 156 students who were aged from 14 to 16 years were taught under the three lear

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Förster, Manuel, and Roland Happ. "The relationship among gender, interest in economic topics, media use, and the economic knowledge of students at vocational schools." Citizenship, Social and Economics Education 18, no. 3 (2019): 143–57. http://dx.doi.org/10.1177/2047173419892209.

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The results of numerous studies indicate that male students achieve better results on economic knowledge tests than their female classmates. Although this phenomenon has been known for a long time, the gender-specific mechanisms of this gap have not been explored in depth. According to social and educational scientific theories and the current state of research, interest and media use could be related to gender. In this study, we administered a German adaption of the internationally accepted Test of Economic Literacy to explore the gender gap in the economic knowledge of 983 students from 62 c

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Soraya, Elly, and Anis Lutfiati. "ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LITERASI KEUANGAN." Kinerja 2, no. 02 (2020): 111–34. http://dx.doi.org/10.34005/kinerja.v3i01.966.

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This study is entitled Analysis Of Factors Affecting Financial Literation, Case Study Of As-Syafi’iyah Islamic University, Faculty Of Economics And Business Students, 2020. This study aims to determine the Factors Affecting Student Financial Literacy, these factors include gender, GPA, income of parents and work experience. The population in this study is the active students of the Faculty of Economics and Business of the As-Syafi’iyah Islamic University semester 4 to semester 8, probability sampling techniques, the number of samples used slovin formula. This study uses 232 questionnaires thro

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Dougherty, Shaun M. "Bridging the Discontinuity in Adolescent Literacy? Mixed Evidence from a Middle Grades Intervention." Education Finance and Policy 10, no. 2 (2015): 157–92. http://dx.doi.org/10.1162/edfp_a_00157.

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Strong literacy skills are crucial to ensuring an individual's future educational and economic success. Existing evidence suggests the transition from elementary to middle school is a decisive period for literacy development. In this paper I investigate the impact of extended learning time in literacy instruction on subsequent cognitive outcomes. I capitalize on the existence of a natural experiment born out of a district's use of an exogenously- determined cutoff in Iowa Test scores in fifth grade to assign students to an additional literacy course in middle school. My findings suggest that e

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Ali, Hina, Muhammad Zeeshan Ali, Nazia Nasir, and Hira Ali. "An Assessment of Sustainable Economic Growth: The Role of Poverty and Education Revisited." Review of Applied Management and Social Sciences 4, no. 1 (2021): 215–22. http://dx.doi.org/10.47067/ramss.v4i1.113.

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This study intended to explore the linkage between education, poverty rates, and economic growth in Pakistan. Data for various variables have been collected from 1973 to 2017. After establishing the stationary process by utilizing the Augmented Dickey-Fuller Test the research used the (ARDL) Auto-Regressive Distributed Lag methodology to estimate the empirical relationships. This study took GDP as a dependent variable whereas independent variables are literacy, health, inflation, headcount ratio, export. The result concluded that Inflation and poverty are the determinants to hinder economic gr

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Haglund, Lotta, and David Herron. "Students with Non-Proficient Information Seeking Skills Greatly Over-Estimate Their Abilities." Evidence Based Library and Information Practice 3, no. 2 (2008): 48. http://dx.doi.org/10.18438/b84k7h.

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A Review of: Gross, Melissa, and Don Latham. "Attaining Information Literacy: An Investigation of the  Relationship between Skill Level, Self-Estimates of Skill, and Library Anxiety." Library & Information Science Research 29.3 (2007): 332-53.  Objective – The objective of this study is an investigation of the relationship between students’ self-assessment of their information literacy skills and their actual skill level, as well as an analysis of whether library anxiety is related to information skill attainment.  Design – Quantitative research design (

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Hoffman, Steven, and Flavio F. Marsiglia. "The Impact of a Substance Use Prevention Program on the Health Literacy of Youth in Guatemala City." International Journal of Social Science Research 4, no. 2 (2016): 1. http://dx.doi.org/10.5296/ijssr.v4i2.8879.

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<p>Low health literacy is a major public health concern with serious human and economic implications. Unfortunately, in developing countries little is known about health literacy, and there are often no educational programs to promote it. This report explores the influence of an already existing substance use intervention on the health literacy of youth living in Guatemala City. T-test results indicated that students who went through the substance use prevention program had significantly higher scores on the health literacy assessment than their peers. Likewise, participation in the prog

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Josef, Nesleha, and Jancurova Vera. "Financial Literacy And Behavioural Skills: The Influence Of Financial Literacy Level On Behavioural Skills." KnE Social Sciences 1, no. 2 (2017): 366. http://dx.doi.org/10.18502/kss.v1i2.670.

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<p>Financial literacy and behavioral finance have become a part of education not only in the United States, but also in the whole of Europe. The process of education, in terms of financial literacy, starts at primary schools where children start to be exposed to financial literacy. It is followed by additional stages of education system. Moreover, this is completed by range of other possibilities how to become familiar with this type of knowledge, in the way of various programs, usually conducted by governments and other specialized institutions. Especially, in terms of universities beha

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Gunawan, Ade, and Chairani Chairani. "Effect of Financial Literacy and Lifestyle of Finance Student Behavior." International Journal of Business Economics (IJBE) 1, no. 1 (2019): 76–86. http://dx.doi.org/10.30596/ijbe.v1i1.3885.

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This study aims to examine the relationship between financial literacy and financial behavior of the lifestyle of the student and determine differences in financial literacy, lifestyle and behavior of student finance and business economics faculty. This research is quantitative data collection techniques using questionnaires. Sample used were 100 students consisting of students of the faculty of economics and business Muhammadiyah University of North Sumatra, this study uses judgment sampling. Data were analyzed using classical assumption test, multiple linear regression, t test, F test, and t

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Herawati, Nyoman Trisna, I. Made Candiasa, I. Ketut Yadnyana, and Naswan Suharsono. "Factors That Influence Financial Behavior Among Accounting Students in Bali." International Journal of Business Administration 9, no. 3 (2018): 30. http://dx.doi.org/10.5430/ijba.v9n3p30.

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This study was aimed at analyzing factors that influence financial behavior among accounting students in Bali. This study used the quantitative approach through distributing questionnaires and a financial literacy test. The sample was selected through the multistage random sampling technique with the sample size of 518 respondents. The data were analyzed by using multiple regression analysis. The results of the study showed that there is a positive and significant effect of financial literacy, financial self efficacy, social economic status on financial behavior. Social economic status has the

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Jørgensen, Bjørn N., Kenneth A. Kavajecz, and Scott N. Swisher. "The historical dynamics of US financial exchanges." Financial History Review 28, no. 2 (2021): 153–74. http://dx.doi.org/10.1017/s0968565021000081.

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The historical dynamics of entry and exit in the financial exchange industry are analyzed for a panel of 327 US exchanges from 1855 through 2012. We focus on economic, technological and regulatory factors. Using novel panel data evidence, we empirically test whether these factors are consistent with existing financial theories. We find that US exchanges are more likely to exit per year after the passage of the Securities Exchange Act. The telephone, literacy and regulation are robust predictors of financial exchange dynamics, whereby an upward trend in literacy is an important driver of exchan

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Lethepa, Alicia, Reon Matemane, and Nyasha Dhlembeu. "Bankers and financial advisers in an emerging economy: are they financially literate?" Banks and Bank Systems 15, no. 2 (2020): 16–27. http://dx.doi.org/10.21511/bbs.15(2).2020.02.

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Financial literacy is important for employees in the banking sector, as they are required to advise and administer the savings and investments of their clients. This study aims to establish financial literacy levels for banking employees and socio-demographic variables that influence their financial literacy levels. When collecting the necessary data for analysis, a survey was used for the total final sample of 120 employees of the banking sector. Descriptive statistics, the two-sample T-test and a simple ANOVA were used to determine the actual financial literacy levels and the socio-demograph

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Finnie *, Ross, and Ronald Meng. "Literacy and labour market outcomes: self-assessment versus test score measures." Applied Economics 37, no. 17 (2005): 1935–51. http://dx.doi.org/10.1080/00036840500244519.

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Guttersrud, Øystein, and Kjell Sverre Petterson. "Young adolescents’ engagement in dietary behaviour – the impact of gender, socio-economic status, self-efficacy and scientific literacy. Methodological aspects of constructing measures in nutrition literacy research using the Rasch model." Public Health Nutrition 18, no. 14 (2015): 2565–74. http://dx.doi.org/10.1017/s1368980014003152.

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AbstractObjectiveThe present study validates a revised scale measuring individuals’ level of the ‘engagement in dietary behaviour’ aspect of ‘critical nutrition literacy’ and describes how background factors affect this aspect of Norwegian tenth-grade students’ nutrition literacy.DesignData were gathered electronically during a field trial of a standardised sample test in science. Test items and questionnaire constructs were distributed evenly across four electronic field-test booklets. Data management and analysis were performed using the RUMM2030 item analysis package and the IBM SPSS Statis

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Happ, Roland, Manuel Förster, Ann-Katrin Rüspeler, and Jasmin Rothweiler. "Young adults’ knowledge and understanding of personal finance in Germany: Interviews with experts and test-takers." Citizenship, Social and Economics Education 17, no. 1 (2017): 3–19. http://dx.doi.org/10.1177/2047173417747601.

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In recent years, the financial education of young adults has gained importance in Germany; however, very few valid test instruments to assess the knowledge and understanding of personal finance are suitable for use in Germany. In this article, we describe results of a survey in which experts in Germany in areas related to personal finance judged the relevance of the items of the American Council of Economic Education’s Test of Financial Literacy for use in Germany. Overall, they found the German version of the Test of Financial Literacy to be a valid instrument for assessing the knowledge and

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OBAYORI, JOSEPH BIDEMI, and George-Anokwuru Chioma Chidinma B. "Financial Inclusion and Economic Growth in Nigeria." Business Perspective Review 2, no. 2 (2020): 46–56. http://dx.doi.org/10.38157/business-perspective-review.v2i2.149.

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Purpose: Financial inclusion entails the delivery of financial services to individuals and businesses at segments of the society at a reasonable rate that meets their desired transactions. In view of this, the paper examined financial inclusion and economic growth in Nigeria from 1981-2018. Methods: The ARDL model was used to analyze the annual time series data collected from the CBN Statistical Bulletin and the World Bank report. The augmented Dickey Fully (ADF) unit root test, to test for stationarity of the variables preceded the ARDL model.  Results: The ADF unit root test resu

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Nikolova, Roumiana, and Rainer H. Lehmann. "On the Dimensionality of the Cognitive Test Used in the IEA Civic Education Study: Analyses and Implications." European Educational Research Journal 2, no. 3 (2003): 370–83. http://dx.doi.org/10.2304/eerj.2003.2.3.4.

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The second International Association for the Evaluation of Educational Achievement (IEA) Civic Education Study was designed to measure dimensions of civic knowledge among 14 year-old and upper secondary students across diverse educational systems. One of the major aims of the study on upper secondary students was to attain sufficient commonality with the test instrument for the 14 year-olds in order to facilitate meaningful cross-population references. This requirement could be successfully achieved by including a substantial number of (anchor) items from the test for the younger group, yet le

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Marganingsih, Anna, and Emilia Dewiwati Pelipa. "PENGARUH LITERASI EKONOMI TERHADAP PERILAKU KONSUMTIF MAHASISWA STKIP PERSADA KHATULISTIWA SINTANG." JURKAMI : Jurnal Pendidikan Ekonomi 4, no. 1 (2019): 35–46. http://dx.doi.org/10.31932/jpe.v4i1.433.

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Abstract: This research is motivated by the fact that not all consumers behave rationally. There are still many consumers who behave iirationally in the form of consumptive behavior. Consumers in this case students who have consumptive behavior are suspected because consumers are lacking in economic literacy. The purpose of this study was to determine the effect of economic literacy on student consumptive behavior at STKIP Persada Kahtulistiwa Sintang. The research method used is quantitative with factual exposures. The population is students with 257 people. The sampling technique used is Sim

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Rupnik, Denis, and Stanislav Avsec. "EFFECTS OF A TRANSDISCIPLINARY EDUCATIONAL APPROACH ON STUDENTS’ TECHNOLOGICAL LITERACY." Journal of Baltic Science Education 19, no. 1 (2020): 121–41. http://dx.doi.org/10.33225/jbse/20.19.121.

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Technological progress, globalization and demographic changes have brought about transformations that have increased economic and social inequalities. A structural transformation in education could support economic growth and sustainability and could also be associated with common actions in science, technology, engineering and mathematics, together with social sciences, to mitigate the impact of these megatrends on inequalities. This research explores the effects of a technologically conceptualized transdisciplinary educational approach. A sample of 242 lower secondary school students was sel

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Adam, Anokye M., Mavis Opoku Boadu, and Siaw Frimpong. "Does gender disparity in financial literacy still persist after retirement? Evidence from Ghana." International Journal of Social Economics 45, no. 1 (2018): 18–28. http://dx.doi.org/10.1108/ijse-06-2016-0159.

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Purpose The purpose of this paper is to examine the gender disparity in financial literacy among retirees in the Cape Coast metropolis in Ghana. Design/methodology/approach The finding of this paper is based on 334 respondents (183 males and 151 females) to financial literacy questionnaires covering the respondents’ general knowledge on budgeting, use of automated teller machine, time value of money, account types, cheque handling and insurance. Data were analysed with Pearson χ2 and independent sample t-test. Findings Nominal scores showed that male domination in financial literacy in seven o

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S, Yois Shofwa. "PENGARUH MOTIVASI DAN LITERASI KEUANGAN TERHADAP MINAT BERINVESTASI DI PASAR MODAL." Jurnal Penelitian Agama 18, no. 2 (2017): 290–301. http://dx.doi.org/10.24090/jpa.v18i2.2017.pp290-301.

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Abstract: The economic development causes everyone to have the ability to manage their financial assets. OJK survey results concluded that the lower social strata the lower the level of literacy. Thus the Financial Services Authority (OJK) with the Financial Services Industry (IJK) will continue to encourage and implement literacy programs and financial inclusion to target the financial inclusion index. One of the most targeted groups of society is the academics in both schools and universities. In 2016, Indonesia Stock Exchange (IDX) Yogyakarta Branch is moving to increase public investment i

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Latuconsina, Hudaya, Dadang Saepuloh, and Shella Aprilia. "TINGKAT LITERASI KEUANGAN SYARIAH SISWA DITINJAU DARI STATUS SOSIO EKONOMI ORANGTUA DAN KECERDASAN SPIRITUAL." Jurnal Ekonomi Syariah Teori dan Terapan 7, no. 12 (2020): 2468. http://dx.doi.org/10.20473/vol7iss202012pp2468-2479.

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ABSTRAKLiterasi keuangan Syariah merupakan kemampuan atau keahlian individu terhadap pengetahuan keuangan dan cara mengelola keuangan berdasarkan ajaran islam dan memiliki tujuan untuk menggapai kehidupan sejahtera dimasa yang akan datang. Penelitian ini memiliki tujuan untuk mengetahui tingkat literasi keuangan Syariah siswa MAN di Kota Tangerang. Populasi dalam penelitian ini adalah siswa/i MAN di Kota Tangerang tahun ajaran 2019/2020 yang berjumlah 679 siswa/i serta pengambilan sampel dilakukan dengan Teknik random sampling dengan hasil 252 siswa/i. Teknik pengumpulan data menggunakan kuesi

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Omakhanlen, Alexander Ehimare, Paulinus Ikechukwu Iyika, Peace Onyedikachi Chimezie, and Olusegun Osho. "Impact of Economic and Financial Literacy on the Spending Behaviour of Selected Public Servants in Lagos State Nigeria." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 18 (January 5, 2021): 95–105. http://dx.doi.org/10.37394/23207.2021.18.11.

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:Low level of financial literacy among the young workforce has remained a lingering problem,especially in developing countries. This has been pointed out as one of the causes of poor personal financialmanagement practice. This problem has hampered the efforts of various governments and institutions inthis region geared towards financial inclusion and the overall economic wellbeing of the citizens. Moststudies in this area focused on the financial literacy level of people rather than the effect on their behaviour.This study is an attempt examine the effect of financial literacy level on spendin

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Aribowo, Agus, and Benny Budiawan Tjandrasa. "The Effect of Promotion on Financial Literacy in Increasing Buying Interest in Government Bonds." Petra International Journal of Business Studies 3, no. 2 (2020): 94–97. http://dx.doi.org/10.9744/ijbs.3.2.94-97.

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The economic development of a country as a whole can be seen from the equitable distribution of national development. To support development activities, funds are needed. The kind of funds needed is sustainable development funds to maintaineconomic development. Government Bonds (Surat UtangNegara/ SUN) are seen by the government as an alternative instrument for financing the State Budget, covering short-term cash shortages and managing the country's debt portfolio. This study aims to examine the Effect of Promotion and Financial Literacy on Buying Interest in Government Bonds (SUN). It used a

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Aztekin, Serdar, and Haci Bayram Yilmaz. "THE EFFECTS OF HUMAN AND MATERIAL RESOURCES ON STUDENTS’ MATH ACHIEVEMENT IN 45 COUNTRIES." Problems of Education in the 21st Century 62, no. 1 (2014): 8–20. http://dx.doi.org/10.33225/pec/14.62.08.

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This study aims to explore the effects of human and material resources on mathematical literacy. For this purpose, mathematical literacy test scores and questionnaire responses of 304,444 fifteen-year-olds in 45 countries participated in the 2012 cycle of Programme for International Student Assessment (PISA) Project, were analysed through two-level and three-level hierarchical linear models (HLM). Selected indices and scales representing material and human resources’ effects on students’ mathematical literacy were investigated. The results revealed that 23% of the total variance in the literac

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