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Dissertations / Theses on the topic 'The South African financing industry'

Author: Grafiati

Published: 4 June 2021

Last updated: 1 February 2022

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1

Tsai, Betty M. C. "Financial risk exposures in the airline industry : case of South African Airlines." Master's thesis, University of Cape Town, 2008. http://hdl.handle.net/11427/14383.

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Includes bibliographical references (leaves 131-134).<br>The airline Industry has been recognised as a high value industry. The market carrying over 2 billion passengers each year and occupied over 35% of global merchandise in trade by value.Studies have been conducted globally to investigate the feasibility and return on investment for local or international airlines, with several analytical methodologies in use. The focus of this dissertation is to analyse the impact of financial risk factors, including interest rate exposures, currency fluctuations, and fuel price changes on the airline ind

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2

Faul, Charmaine Hester. "The impact of Retail Distribution Review (RDR) on the South African financial planning industry." Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/15193.

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The Retail Distribution Review (RDR) was introduced by the Financial Services Board (FSB) to change the distribution and remuneration practices in the financial services industry in an attempt to ensure that clients receive fair treatment when purchasing financial products. The FSB aims to ensure that clients are sold products which are suitable for their financial needs and objectives; that clients receive appropriate advice which is not biased and not subject to product supplier influence in particular and that there is full transparency in the sales process. The current distribution of fina

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3

Mahashe, Mawande Victor. "The effectiveness of IDC in financing the construction of low cost or RDP housing." Thesis, Stellenbosch : Stellenbosch University, 2015. http://hdl.handle.net/10019.1/97468.

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Thesis (MDF)--Stellenbosch University, 2015.<br>ENGLISH ABSTRACT: The non-availability of funding for low-cost housing is a major stumbling block in the provision of housing for the poor in South Africa (Moss, 2001). Banks and other commercial institutions are generally reluctant to fund construction companies in this industry in view of the high level of risk involved. The Industrial Development Corporation of South Africa is a development finance institution that is involved in the financing of construction companies. This study looked at the effectiveness of IDC in financing constructi

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4

Mungai, Kinyanjui. "The economic impact of FinTech in the South African banking industry: A case of digital disruption." University of the Western Cape, 2019. http://hdl.handle.net/11394/6977.

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Philosophiae Doctor - PhD<br>The Fourth Industrial Revolution has provided new opportunities to tackle problems in health, education, transport and many other sectors. In the financial sector, new financial technology (FinTech) is providing new ways of tackling the problem of financial exclusion. The uptake of cell phones has enabled financial service providers (FSPs) to expand into areas where the most vulnerable have hitherto been outside the reach of the banking agency model. This has ultimately allowed previously financially excluded individuals to have access to bank accounts. Through SMA

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5

Muller, Johannes Christoffel. "Comparative financial and environmental life cycle assessment of three South African pork production chains." Thesis, Stellenbosch : Stellenbosch University, 2015. http://hdl.handle.net/10019.1/96815.

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Thesis (MScAgric)--Stellenbosch University, 2015.<br>ENGLISH ABSTRACT: The world demand for animal proteins and profit-driven production has led to producing animal proteins intensively. Intensive pork production systems have traditionally had a poor image with the public, because these production systems are associated with environmental pollution. Currently, pigs are produced on highly specialised farms, and are fed concentrated (often imported) pig feed. The resulting higher production and higher animal densities contribute to an increased pollution of water, soil and air. The aim of t

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McKenzie, Kieran David. "The drivers of strategic innovation : an empirical study of selected companies in the South African financial industry." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/86486.

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Thesis (MComm)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: Strategic innovation originated as a concept in academic literature in the 1990’s, and provides companies with the opportunity for substantial value creation. Previous research has shown how the learning or process aspects of a company foster strategic innovation capacity, or the ability of a company to systematically create strategic innovation initiatives. However, an understanding of the role of the content aspects or the drivers of strategic innovation – Strategy Processes, People, Culture and Resources – remains prob

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7

Rowlings, Douglas. "A corporate failure prediction model for non-financial South African corporates incorporating best practices used by the credit industry." Master's thesis, University of Cape Town, 2016. http://hdl.handle.net/11427/20439.

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In the context of the current macroeconomic environment there is an expectation of an increase in South African non-financial corporate failure, where advance prediction thereof will become even more important. A number of South African non-financial corporate failures have occurred following the financial crisis. In addition, South Africa experienced a watershed moment with the first default on a non-financial corporate bond in 2013. At the same time, with the adoption of the International Financial Reporting Standards (IFRS) framework there have been significant advances in the quality of fi

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8

Taylor, Mark J. G. "A comparative study of the South African venture capital and private equity industry with special reference to the investment decision-making process." Master's thesis, University of Cape Town, 2001. http://hdl.handle.net/11427/8759.

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Bibliography: leaves 145-155.<br>The efficiency of the private markets is important in ensuring a healthy economy. This study sets out to shed light on the decision-making process applied by South African venture capitalists when they allocate capital. Venture capital is defined in this study as including private equity. The study comprises an extensive survey by way of a detailed questionnaire which was mailed to 66 members and non-members of the South African Venture Capital and Private Equity Association (SA VCA) and achieved a 77% response rate. The questionnaire was based on previous work

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9

Magee, Ryan. "The effect of company performance and executive remuneration on employee's perceptions of fairness in the South African financial services industry." Master's thesis, University of Cape Town, 2015. http://hdl.handle.net/11427/13797.

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The main objective of the present study, which was conducted within the South African financial services industry was to establish whether executive remuneration (consisting of basic salary and short-term incentive bonuses) and company performance (in terms of return on equity) affects employees' perceptions of fairness. In the South African context there are many senior executives that in most peoples' opinion earn excessive salaries and bonuses, this while the organisations' that they lead perform poorly. As a consequence of their organisation performing badly, employees need to be retrenche

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Van, der Westhuizen Nicola. "Turnover intention and employee engagement : exploring eliciting factors in South African audit firms." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/86297.

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Thesis (MComm)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: In response to globalisation and competition, today’s organisations are changing at an accelerating and radical pace. A review of the literature revealed that the demanding and often repetitive nature of work increases employees’ turnover intention. This is generally attributed to a lack of employee engagement. This trend is especially evident within the South African financial services industry. Without a functional workforce, no organisation can survive. Therefore organisations within this sector need to establish a balance

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11

Richter, Leonie. "The relationship between customer satisfaction and revenue: an empirical study within the corporate banking division of a South African bank." Thesis, Rhodes University, 2013. http://hdl.handle.net/10962/d1006169.

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This is a quantitative study which explores whether there is a positive relationship between customer satisfaction as perceived by corporate customers and revenue generated from such customers of the corporate division of a single South African bank. This research report has three sections, namely the (1) academic paper which comprises a condensed literature review, research methods, results and discussion, (2) an expanded literature review, and (3) an expanded research methodology. Although these three sections are interrelated, they may be considered stand-alone documents. A review of litera

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12

Leak, Gerald. "The impact on organisational performance as a result of investment in self-service technology within the South African financial services industry." Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/25350.

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The advent of self-service technology (SST) and the adoption thereof has occurred in many industries and sectors globally. The financial services and banking sector embraced the SST transformation and invested heavily into this channel including the South African industry. This study aims to understand the causal relationship between the investment into the SST channel and the impact it has on organisational performance within the South African context. This research exercise applied a single unit of analysis case study research strategy to examine the impact on the organisation's various perf

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Hindley, Adorita Tertia. "Integrated reporting compliance with the Global Reporting Initiative framework : an analysis of the South African mining industry / Adorita Tertia Hindley." Thesis, North-West University, 2012. http://hdl.handle.net/10394/8701.

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In this day and age sustainability is gaining increasing importance seeing as this is of utmost importance to stakeholders. Yet, very few people are aware of the true meaning of sustainability. Stakeholders, also being the users of the annual report, need to be aware of the impact a company has on the environment and the society as well as their financial performance in order, among others, to make informed decisions regarding investments. For all financial years ending on or after 1 March 2010, all companies listed on the JSE have to report on sustainability (this is a JSE listing requirement

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McCracken, Kim. "A study of the factors influencing new product development success in the South African investment sector." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/17946.

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Thesis (MComm)--Stellenbosch University, 2011.<br>ENGLISH ABSTRACT: Organisations today form part of a global market economy characterised by constant change and a high level of competition. This is especially true for organisations functioning in competitive markets or industries, such as the service industry. New Product Development (NPD) has been recognised as an avenue for organisations to remain relevant and competitive in this constantly changing landscape. A successful new product can potentially do more good for an organisation than anything else that can happen to it. Despite this cri

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Davies, Gareth M. "An empirical study of client satisfaction with service recovery within a South African banking institution." Thesis, Rhodes University, 2004. http://hdl.handle.net/10962/d1003845.

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In many industries, service is the critical determinant of success or failure. Service failure is almost inevitable, and this has the potential for the organisation to lose its customer. However, if implemented successfully, Service Recovery can rectify the breakdown in service, and turn angry, frustrated customers into loyal ones. Service Recovery is vital for profitability, especially for companies operating in the services market, like First National Bank (FNB). Unfortunately, few service firms know how satisfied customers are with their Service Recovery efforts, and FNB is no exception. Th

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Abrahams, Rayghana. "Financial inclusion in South Africa." Thesis, Nelson Mandela University, 2017. http://hdl.handle.net/10948/13579.

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The research for this study was guided by the question on whether the financial inclusion improvement strategies of the South African government adequately address the financial inclusion targets, as set out in the National Development Plan. This descriptive non-empirical study was conducted by means of a literature review. The secondary data used for the study were collected from a number of sources, namely: (i) the 2015 Brookings Financial and Digital Inclusion Project report; (ii) the 2014 Global Findex survey; (iii) the InterMedia surveys; (iv) Financial Access surveys; (v) various nationa

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17

Blohm, Renee. "Operations management in the financial services industry in South Africa." Master's thesis, University of Cape Town, 1999. http://hdl.handle.net/11427/19251.

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Includes bibliographic records.<br>The Southern Life Association Limited, a South African Insurance company, is at the edge of a major transformation. At the beginning of the first research cycle undertaken for this thesis, the company was preparing itself for significant internal changes. At the end of the cycle the company has been sold and is preparing itself to merge with another company to form a Financial Services Industry giant. At both the start and the end of the research, the company had a vision, which was significantly different from its past. Translating this vision into practical

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18

Paterson, Steven James. "The organisational commitment of financial planners in South Africa." Thesis, Nelson Mandela University, 2017. http://hdl.handle.net/10948/13812.

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With the increasing demand for financial planners, financial planning organisations need to understand the factors influencing organisational commitment in order to achieve a committed and loyal workforce. The purpose of this study was therefore two-fold. Firstly, the study intended to contribute to the more effective functioning of financial planning organisations through the successful retention of valuable human resources, and secondly, to expand the current body of knowledge on financial planning organisations in South Africa and abroad. Considering the purpose of this study, its primary o

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Nigrini, Morne. "Financial services for poor South Africans : an analysis of financial serivices cooperatives." Thesis, Stellenbosch : Stellenbosch University, 2005. http://hdl.handle.net/10019.1/50357.

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Thesis (MComm)--Stellenbosch University, 2005.<br>ENGLISH ABSTRACT: South Africans earning less than Rl 440 per month (18 million adults) and less than R2 880 per month (29 million adults) are regarded as poor and relatively poor respectively. Of the relatively poor, 78% are unbanked, i.e. do not have access to a formal bank account, while 86% of the poor are unbanked. These figures show clearly that commercial banks do not meet the financial needs of many people, especially the poor for savings, credit, transmission and insurance services. Therefore the importance of those institutions

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Tinto, Easterboy Sihlangabeze. "Restructuring South African electricity supply industry." Master's thesis, University of Cape Town, 2001. http://hdl.handle.net/11427/4969.

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Bibliography: leaves 90-93.<br>The primary objective of this dissertation is to describe and analyse the proposals from the different stakeholders since government called for the restructuring of the electricity supply industry (ESI) in South Africa. Secondly, this will also identify areas where there is convergence and divergence between the positions of these stakeholders. Finally, the dissertation will attempt to understand the reasons for the shift in the positions of the stakeholders.

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Fawkes, Howard. "Energy efficiency in South African industry." Master's thesis, University of Cape Town, 2003. http://hdl.handle.net/11427/5544.

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Jansen, van Rensburg C. J. "Internet marketing management in the South African tourism industry : utilisation of the South African luxury hotel industry." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/5038.

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Thesis (MBA (Business Management))--Stellenbosch University, 2008.<br>The objective of this specific research report is to analyse the internet marketing function within the South African tourism industry. Furthermore, the hotel industry is analysed to establish how the introduction of the internet changed the playing field in terms of marketing and how customer behaviour has changed over the past 13 years with the introduction of the internet to the already established global distribution systems (GOS) and computer reservation systems (CRS). An in-depth literature review is conducted to anal

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Noemdo, Leon Abraham. "A critical evaluation of first line managers' perceptions of organisational change at Sanlam." Thesis, Cape Peninsula University of Technology, 2009. http://hdl.handle.net/20.500.11838/979.

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Thesis (MTech (Business Administration))-- Cape Peninsula University of Technology, 2009<br>A quantitative research study was conducted in order to obtain insight and knowledge of the perceptions of management with regard to changes taking place within the Financial Services Sector (FSS). The call centre at Sanlam Head Office in Bellville was used as a case study, and focus was primarily with first line managers at the call centre. The motivation for the study stemmed from the researcher’s experience within the FSS coupled with introduction of legislation for financial service providers. The u

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Cilliers, Bronwyn Lee. "An industry analysis of the South African biofuels industry." Thesis, North-West University, 2012. http://hdl.handle.net/10394/9002.

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Biofuels have been used as an energy source for heating and cooking since the beginning of time. However, recent changes in the demand for energy, and in particular, renewable energy, have spurred the growth of liquid biofuel industries in developed countries. Many developing countries, including South Africa have the potential to produce biofuels with benefits extending into the economic and social spheres. Despite government commitments and targets, the South African biodiesel and bio-ethanol industries have stalled in the starting blocks. This research aims to assess the reasons why. South

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Leopold-George, Evelyn. "The response of the big 4 commercial banks to the financial inclusion imperative." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/97166.

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Thesis (MDF)--Stellenbosch University, 2012.<br>South Africa’s Financial Sector Charter of 2003 to 2008 contributed in many ways to financial inclusion of the excluded masses, resulting in a decrease in proportion of excluded excluded from over 50% in 2003 to 23.5% in 2010. Commercial banks around the world have been known to bank the unbanked or downscale using various models. The report investigates the motivation for commercial bank downscaling in South Africa, leading to the various models of downscaling chosen by the Big 4. The reports finds that commercial banks in South Africa are

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Stemmers, Jacqueline Veraness. "Learnerships and transformation in the insurance industry." Thesis, University of the Western Cape, 2005. http://etd.uwc.ac.za/index.php?module=etd&action=viewtitle&id=init_2457_1178700775.

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This case study explored the lessons arising from the implementation of the Insurance Preparedness Project. This was a pilot project funded by the Insurance Sector Education and Training Authority as part of a strategy for transforming the insurance industry and to establish a model for learnership implementation.Financial services industry.

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Thomas, Stephen. "Managing actors in South African health financing reform : testing a conceptual framework." Doctoral thesis, University of Cape Town, 2003. http://hdl.handle.net/11427/9350.

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Bibliography: leaves 302-333.<br>Health ﬁnancing reforms, especially those aimed at improving equity, are prone to opposition. Those driving health reforms frequently ﬁnd themselves pitted against vested interests. The thesis explores how best a reform driver might manage other actors in the reform process to achieve key goals. This involves creating and testing a conceptual framework. A review of the international health care reform literature identiﬁes key gaps in knowledge. Additional bodies of theory, mainly from economics, are selected for review on the basis of their potential insight in

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Gabriel, Ivan Mark. "Financial development, economic growth and stability: A case study of South Africa’s financial reform." University of the Western Cape, 2004. http://hdl.handle.net/11394/7782.

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Magister Commercii - MCom<br>South Africa's unique colonial history, apartheid legacy, and ongoing transition to democratic governance drive the country's determination to attain its development objectives. Embedded in that determination is a broad social and .environmental public benefits agenda-that is, a sustainable economic development agenda. Public benefits include, inter alia, banking access, black economic empowerment and financial sector stability and efficiency. "

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Joubert, Marita. "Deregulation in the South African Optometry industry." Thesis, Stellenbosch : University of Stellenbosch, 2009. http://hdl.handle.net/10019.1/924.

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Thesis (MBA (Business Management))-- University of Stellenbosch, 2009.<br>ENGLISH ABSTRACT: The South African health care industry is fragmented between the private and public sector. The disparity of resources between the private and public sectors as well as the escalating cost of health care services is threatening the sustainability of the private health sector and interferes with the national health policy objectives. Optometry shares the same concerns as the wider South African health industry with regards to accessibility, affordability, quality and equity of services. Deregulation o

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Sinclair, Andries Ignatius. "Deregulation in the South African citrus industry." Thesis, Stellenbosch : Stellenbosch University, 2003. http://hdl.handle.net/10019.1/49757.

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Thesis (MBA)--Stellenbosch University, 2003.<br>ENGLISH ABSTRACT: The South African citrus industry was deregulated in 1997. Before deregulation only Outspan could export citrus from South Africa and no other export company was allowed to do so. The deregulation process was not gradual, but came suddenly and the industry changed from fully regulated to deregulated in a very short time. This sudden deregulation created a lot of uncertainty in the industry. More than one hundred new fruit export companies were established within a year after deregulation. Most of these new entrants had ve

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Vorster, Lesley Ross. "Economics of the South African toothpaste industry." University of Western Cape, 2019. http://hdl.handle.net/11394/8160.

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Philosophiae Doctor - PhD<br>Introduction: Untreated caries of the permanent dentition is the most prevalent condition worldwide. Ongoing globalisation and the heightened exposure to a refined, westernised diet against a backdrop of deficient health services and inadequate implementation of preventive public health measures, means that dental caries remains pervasive, especially in emerging economies. In South Africa, an estimated 90% of caries remains untreated, disproportionately affecting the poor and detrimentally impacting on the economy. The use of an effective fluoridated toothpast

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Steyn, Grové. "Restructuring the South African electricity supply industry." Master's thesis, University of Cape Town, 1994. http://hdl.handle.net/11427/8448.

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Bibliography: leaves 94-98.<br>In a post-apartheid South Africa, the electricity supply industry (ESI) will be under pressure to make up the backlog in electricity provision to poor households. Simultaneously, it will have to protect its financial viability in order to maintain a low-cost electricity supply to support a growing economy. This study analyses the current structure and governance of the ESI and proposes a significant restructuring to enable these challenges to be met. It is argued that the highly fragmented distribution sector of the ESI should be rationalised, and that the indust

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Le, Roux Martyn. "Defect in the South African construction industry." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1020320.

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Lack of quality in the South African construction industry is causing various problems for different stakeholders. The causes of this lack in quality are due to various different attributes. Corruption has become one of the leading causes with regards to lack of quality. Quality assurance can mitigate or eliminate defects through the implementation of a quality management system. Defects manifest primarily through cracking, dampness, detachment, and water leaks. Defects are categorized as structural, subsidence, acoustic and thermal. In terms of time, defects are either patent or latent, and c

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Aluko, Olumide Mayowa. "Co-evolution between the South African venture capital industry and the South [African] government." Thesis, University of Nottingham, 2011. http://eprints.nottingham.ac.uk/13317/.

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This thesis contributes to the current discourse around co-evolution, this study investigates co-evolution between the South African venture capital industry and the South African government. Using a qualitative method which involved gathering data from archival sources and contemporary interviews, this study extends the growing literature on the co-evolution of organizations and their institutional environment in three ways. First, the study shows that the co-evolution that occurs between organizations and the institutional environment, is facilitated by both entities' respective need for leg

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Ama-Njoku, Ada. "The disparity in compliance with sustainability policies: the mining industry and the financial industry in South Africa." Thesis, University of Western Cape, 2012. http://hdl.handle.net/11394/3295.

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Abrahams, Shaheed. "Budgeting, forecasting and financial planning as a strategic tool in the Eastern Cape's manufacturing industry." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1008408.

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The primary objective of the study is to assess whether organisations are using their budgeting, forecasting and financial planning information as a strategic tool in the decision-making process. The research aims to investigate the various factors that hinder the success of the finance department in delivering a quality financial plan, budget or forecast to top management and the rest of the organisation.

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Sefolo, Boitumelo. "South African banks' risk assessment practices when financing entrepreneurial ventures : a comparative analysis." Diss., University of Pretoria, 2010. http://hdl.handle.net/2263/26043.

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The development of Small, Medium and Micro Enterprises (SMMEs) contributes significantly to job creation, social stability and economic welfare. Obtaining finance for start-up and growing entrepreneurial ventures has proved to be crucial for SMME growth and is therefore the prime concern of this research. This research will specifically investigate the risk assessment practices used by South African commercial banks when providing funding to entrepreneurial ventures. In addition, the research seeks to establish whether there is consistency amongst the South African commercial banks in their ri

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Sofute, Kanyisa. "Communication methods and internal systems for the transfer of knowledge in a financial service provider in the Western Cape, South Africa." Thesis, Cape Peninsula University of Technology, 2017. http://hdl.handle.net/20.500.11838/2585.

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Thesis (MTech (Business Information Systems))--Cape Peninsula University of Technology, 2017.<br>Knowledge Management (KM) is a role player in assisting organisations to accomplish their desired goals and objectives by managing the knowledge embedded within individuals and available in systems. Furthermore, knowledge management considers the use of advanced technology to enhance existing knowledge, create new knowledge, and transfer knowledge. However, the process of managing knowledge cannot be successful without proper communication. When this knowledge and the associated expertise are

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Fouejio-Tsobze, Brice. "Energy management in the South African hotel industry." Thesis, Cape Peninsula University of Technology, 2010. http://hdl.handle.net/20.500.11838/2211.

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Thesis (MTech (Electrical Engineering))--Cape Peninsula University of Technology, 2010.<br>In recent years, the South African hotel industry has experienced increasing demand for hotel's services. At the same time, mounting costs of energy affects energy performance and public image. Energy management is a new approach to address those widespread problems. This study aimed to suggest good management practices and develop a "self-help" approach, to reduce the demand and costs of energy for the South Africa hotel industry. This is expected to result in monetary savings and conservation of e

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Manthata, Lehaiwa Standford. "Competitive analysis of the South African soybean industry." Diss., University of Pretoria, 2018. http://hdl.handle.net/2263/65911.

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Soybean is amongst the most crucial field crops in South Africa. Although the local soybean industry is still in its infancy, it is an important growing sector of South Africa’s agricultural economy. The soybean industry’s contribution in terms of gross value of production, at over R5 billion (in 2014/15) out of R225 billion (in 2014/15) for the entire agriculture industry, may seem insignificant but it is very important. This is not only in terms of the industry’s contribution towards the gross value of the entire production in agriculture, but also in terms of its contribution towards value

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Du, Plessis Rudolf. "The South African mining industry towards 2055: scenarios." Thesis, Nelson Mandela Metropolitan University, 2015. http://hdl.handle.net/10948/4215.

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The strained commodity price environment has triggered strong measures of cost containment and control by global and South African mining industries with workforce reductions, mine closures and shelved projects. Added to this, the South African mining industry is facing an unparalleled number of challenges, including an uncertain regulatory environment, infrastructure constraints, frequent industrial actions, rising costs and shortages of skills. The dynamism of discontinuous change has increased considerably and the South African mining industry is today facing an uncertain future with a blur

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Stewart, Russel. "Brand loyalty in the South African tyre industry." Thesis, Nelson Mandela Metropolitan University, 2011. http://hdl.handle.net/10948/d1015983.

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The tyre industry plays an important role in the concept of mobility. Mobility defines the human need for transportation, which has been growing at an accelerated pace since the dawn of the nineteenth century. More importantly, modern mobility cannot be achieved without the use of a pneumatic tyre, a commodity that has become increasingly complex and competitive with countless brands and products available on a global scale. In order to stand out in this competitive market landscape, big brands attempt to build an amount of brand awareness within the market place, while maintaining a balance i

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May, George Douglas. "Competitiveness in the South African lawn mower industry." University of South Africa, 2009. http://hdl.handle.net/10500/167.

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Meyer, I. T. "Challenges facing a financial insitution to improve service quality and customer retention." Thesis, Port Elizabeth Technikon, 2001. http://hdl.handle.net/10948/45.

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The financial industry and more specifically Retail banking is a very competitive industry. The profit margins are shrinking with the entrance of newcompetitors into the market place. During the last two to three years various foreign banks have opened offices in South Africa, cherry picking the high net worth customers fromthe traditional high street banks. The product range between these banks is the same, maybe at times presented in a different wrapping. The one differential factor between the various banks is service and the quality thereof. The researcher, being a banker, decided to inves

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Mingiri, Kapingura Forget. "The relationship between financial sector development and savings mobilisation in South Africa : an empirical study." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97430.

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Thesis (MDF)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: The South African financial sector is developed by world standards, surpassing those of other emerging and developed countries. However, despite all this development in the financial sector, the country has low levels of savings. This contradicts some of the available literature which explains the link between financial development and savings. Based on this background, the study empirically examines the relationship between financial development and savings mobilization in South Africa, employing the Johansen cointegration test

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Hugill, Jon. "A case study of the implementing user empowerment in the financial services industry." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97265.

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Thesis (MBA)--Stellenbosch University, 2014.<br>ENGLISH ABSTRACT: In an increasingly competitive and cost conscious business environment, the Chief information officer and business leaders are seeking to extract greater value from their technologies. At the same time, business employees are more technically proficient than they have ever been, largely on the back of emerging trends such as the consumerisation of Information and communications technology. The convergence of this need to extract greater value from technology, and an increasingly technology savvy employee is the trend known

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Rabie, Pierre-Andre. "A simulation model for evaluating the long-term financial impact of different wine grape production systems." Thesis, Stellenbosch : Stellenbosch University, 2015. http://hdl.handle.net/10019.1/96864.

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ENGLISH ABSTRACT: Agricultural production takes place in an uncertain and complex environment, with production the result of the culmination of a variety of factors within a greater system. Consequently, accounting for the influence of variables in the production system is very difficult, making it a daunting task for decision makers to make good decisions. In the wine grape production context, this problem is accentuated due to the capital intensive and perennial nature of investments, also giving rise to a path dependency. As a result it is essential to make strategically sound decisio

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Boakye, Mary-Ann. "Corporate Governance and Firm Efficiency in The Long-Term Insurance Market in South Africa." Thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/28405.

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The financial crises experienced worldwide have contributed to the rising importance of corporate governance. South Africa is unique in that it has strong corporate governance structures and as a result, it would prove useful to assess the effects of these corporate governance structures on critical sectors such as the long-term insurance industry, which is the largest insurance industry in Africa. The objective of this study is to examine the effect of corporate governance mechanisms and firm efficiency in the South African long-term insurance industry using data on 73 long-term insurers from

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van, Rensburg Luke Christopher. "The financial impact of environmental management on operations in selected hotels in Cape Town South Africa." Thesis, Cape Peninsula University of Technology, 2015. http://hdl.handle.net/20.500.11838/1615.

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Thesis submitted in fulfillment of the requirements for the degree Master of Technology: Tourism and Hospitality Management Faculty of Business Cape Peninsula University of Technology<br>Environmental management is a new phenomenon, one which affects not only the way that individuals live their lives today but also how businesses operate. Environmental policies cannot simply be introduced, especially in the hospitality industry. Although the industry thrives off customer satisfaction, like any other business it relies on making a profit each financial year for it to stay operational. T

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Legadima, Lerato. "Supply-side constraints to the growth of microfinance industry in South Africa." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/79333.

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Microfinance and microcredit are relatively new concepts in South Africa, yet the industry has experienced significant consolidation and growth. The industry appears to be progressing towards a sustainable growth phase. The aim of this paper is to study the problems experienced by the microfinance industry in South Africa, with regard to supply-side credit. Respondents ranked 26 challenges affecting the growth of MFIs in South Africa in order to establish the degree in which these issues affected their organisations. The top six issues impacting on the growth of the South African MFIs ar

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