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1

Yang, Yongqing, Yong Liu, Hongxiu Li, and Benhai Yu. "Understanding perceived risks in mobile payment acceptance." Industrial Management & Data Systems 115, no. 2 (March 9, 2015): 253–69. http://dx.doi.org/10.1108/imds-08-2014-0243.

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Purpose – The purpose of this paper is to examine and quantify how various uncertainties result in different perceived risk dimensions that hinder mobile payment (m-payment) acceptance. Design/methodology/approach – An uncertainty-risk-value framework was proposed based on perceived risk theory, prospect theory, and perceived value theory. Structural equation modeling method was used to test the research model. Findings – Perceived information asymmetry, perceived technology uncertainty, perceived regulatory uncertainty, and perceived service intangibility are confirmed as the main determinants of perceived risk, while perceived performance risk, perceived financial risk, and perceived privacy risk were found to have strong negative effects on perceived value and acceptance intention. Practical implications – The findings may help businesses and policy makers better understand the sources of perceived risk and help support the development of appropriate strategies to mitigate the risk concerns consumers have regarding m-payment. Originality/value – Although the hindering effects of perceived risk regarding m-payment acceptance have been confirmed in previous studies, the sources of perceived risk were rarely investigated. By examining the determinants of perceived risk in m-payment acceptance, this paper offers insights into how consumers perceive risks when adopting new innovations. Additionally, it bridges the gap between the antecedents and consequences of perceived risk.
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Weber, Elke U., Carolyn J. Anderson, and Michael H. Birnbaum. "A theory of perceived risk and attractiveness." Organizational Behavior and Human Decision Processes 52, no. 3 (August 1992): 492–523. http://dx.doi.org/10.1016/0749-5978(92)90030-b.

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3

Hung, Chao-Chih, and Che-Huei Lin . "The Relationships among Buyers’ Perceived Risk, Exhibitors’ Brand Equity, Purchase Postponement and Switching Intention-From the Perspectives of Perceived Risk Theory and Expectancy Theory." Information Management and Business Review 7, no. 4 (August 30, 2015): 74–89. http://dx.doi.org/10.22610/imbr.v7i4.1165.

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This study explores the effects of buyers’ perceived risk on their purchase postponement and switching intention in an international industrial fair, as well as examines the moderating effect of exhibitors’ brand equity on the above relationships. This study uses the purposive sampling method to survey buyers of the famous International Woodworking Machine Fair in Hanover, Germany. Of the 200 surveys distributed, 105 valid questionnaires were returned, representing a response rate of 52.50%. Analytical results show that higher buyers’ perceived risk is associated with buyers’ higher purchase postponement, and stronger switching intention. Furthermore, when facing high-brand equity exhibitors’ products, if buyers perceive low risk of use, they are unlikely to delay purchase and switch suppliers; in contrast, if they perceive high risk of use, they are more likely to delay purchase and switch suppliers. Finally, when buyers face low-brand equity exhibitors’ products, if they perceive low risk of use, they will delay purchase and switch suppliers; in contrast, if they perceive high risk of use, they will tend not to delay purchase and switch suppliers.
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Wallgren, Lars Göran. "Theory Y Embedded in Theory X." International Journal of Human Capital and Information Technology Professionals 4, no. 4 (October 2013): 1–17. http://dx.doi.org/10.4018/ijhcitp.2013100101.

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Using the Job Demands-Resources (JD-R) model, this cross-sectional study tests whether the direct effects and interaction effects of job demand and motivators affect the level of perceived stress among information technology (IT) consultants. A web-based questionnaire survey was conducted among 380 IT consultants at ten IT consultancy companies in Sweden. The results showed that job demands, autonomy, and motivators are important factors that explain perceived stress among the IT consultants. Those consultants with a high level of job demands and a low level of autonomy had a four times higher risk of perceived stress than the consultants with the theoretically lowest level of strain. However, the interaction effect of job demands/autonomy and the interaction effect of job demands/motivators on perceived stress were non-significant. It is suggested that IT consultants’ autonomy exists within the demands dictated by others - Theory Y embedded in Theory X. Future avenues for research are suggested.
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Chang, Ching-Hsun, and Yu-Shan Chen. "Managing green brand equity: the perspective of perceived risk theory." Quality & Quantity 48, no. 3 (May 11, 2013): 1753–68. http://dx.doi.org/10.1007/s11135-013-9872-y.

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Xie, Jianli, Liying Ye, Wei Huang, and Min Ye. "Understanding FinTech Platform Adoption: Impacts of Perceived Value and Perceived Risk." Journal of Theoretical and Applied Electronic Commerce Research 16, no. 5 (June 17, 2021): 1893–911. http://dx.doi.org/10.3390/jtaer16050106.

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FinTech platforms are one of the most important elements in the rapidly digitized world’s economy. This study investigates the factors that affected individuals’ acceptance of FinTech services, especially on internet wealth management platforms. The current research extends the unified theory of acceptance and use of technology (UTAUT) published by MIS Quarterly with integrated financial consumption attributes (i.e., perceived value and perceived risk) alongside the core construct of UTAUT. Data were collected from an established survey company. The empirical results indicate that perceived value, perceived risk, and social influence are strongly related to individuals’ FinTech adoption intention, whereas performance expectancy, effort expectancy, and perceived risk affect individuals’ perceived value, which in turn influences adoption intention. The proposed FinTech adoption model could contribute to information technology (IT) adoption research by extending the UTAUT in which individuals’ performance expectancy and effort expectancy affect their adoption intention indirectly through perceived value. Finally, the implications of the proposed new model for future research and FinTech practice are discussed.
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Peng, Norman. "Luxury restaurants’ risks when implementing new environmentally friendly programs – evidence from luxury restaurants in Taiwan." International Journal of Contemporary Hospitality Management 32, no. 7 (May 25, 2020): 2409–27. http://dx.doi.org/10.1108/ijchm-11-2019-0933.

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Purpose Some luxury restaurants might be hesitant to adopt new environmentally friendly initiatives due to worries that consumers might have concerns about how these changes might affect them. The purpose of this study is to investigate consumers’ intentions to dine at luxury restaurants when new environmentally friendly practices are implemented, considering the influence of trust and perceived risks. Design/methodology/approach Building on information integration theory and protection motivation theory, this research proposes its model and hypotheses. To test the proposed hypotheses, 441 participants were recruited through a non-probability purposive sampling method. Findings The results show that perceived risks (i.e. perceived functional risk, perceived financial risk, perceived hedonic risk and perceived self-image risk) significantly affect consumers’ consumption intentions. Furthermore, consumers’ trust in luxury restaurants will partially moderate the effects of perceived risks on consumption intentions. Practical implications This study offers empirical support for the proposition that implementing new environmentally friendly practices can affect consumers’ dining intentions in a negative way. Suggestions on how to mitigate the effect of perceived risks are discussed. Originality/value The results of this research contribute to the hospitality literature in three ways. First, this study is one of the few to report that luxury restaurants should take consumers’ perceptions of risk into account before initiating new environmentally friendly procedures. Second, it confirms that perceived risks will lower consumers’ luxury restaurant consumption intentions. Third, consumers’ trust in luxury restaurants can partially moderate the influences of perceived risks on consumption intentions.
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Waters, Erika A., Nicole Ackermann, and Courtney S. Wheeler. "Specifying Future Behavior When Assessing Risk Perceptions: Implications for Measurement and Theory." Medical Decision Making 39, no. 8 (October 24, 2019): 986–97. http://dx.doi.org/10.1177/0272989x19879704.

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Background. Many theories assert that high perceived risk motivates health behavior change; the empirical literature shows mixed findings. Purpose. To determine whether, for whom, and under what circumstances specifying a future behavior when assessing perceived risk (i.e., “conditioning” risk perception items on behavior) improves data quality and strengthens the perceived risk-intentions/behavior relationship. Methods. Internet panel participants ( N = 787, 58.8% no college experience, 44.4% racial/ethnic minority, 43.7% men, 67.3% aged 18–49 years, 59.0% nonadherent to physical activity guidelines) answered 8 colon cancer perceived risk items in a within-subjects design. Participants answered 4 types of risk perception items: absolute and comparative perceived likelihood and absolute and comparative feelings of risk. Participants answered each type of item twice: once conditioned on not engaging in physical activity and once unconditioned. Results. Compared to unconditioned items, conditioned items elicited fewer “don’t know” (DK) responses (OR = 0.80; 95% CI, 0.68–0.93), higher risk perceptions ( b = 0.55; 95% CI, 0.49–0.61) and stronger positive correlations with intentions ( zSteiger = 5.46, P < 0.001) and behavior ( zSteiger = 5.10, P < 0.001). The effect of conditioning was more pronounced for perceived likelihood than feelings of risk items (OR = 2.21; 95% CI, 1.63–3.01 and b = 0.14; 95% CI, 0.08–0.20 for DK responding and risk perception magnitude, respectively). The effect on risk perception magnitude (except absolute feelings of risk) was higher among people with higher health literacy (χ2(3) = 8.11, P = 0.04). Conclusions. Researchers who examine whether perceived risk motivates precautionary behavior should consider conditioning risk perception items on behavior to increase the validity of the statistical conclusions they draw and to gain insight into the nature of perceived risk and its relation to behavior.
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Nurlaily, Ferina, Edlyn Khurotul Aini, and Priandhita Sukowidyanti Asmoro. "UNDERSTANDING THE FINTECH CONTINUANCE INTENTION OF INDONESIAN USERS: THE MODERATING EFFECT OF GENDER." Business: Theory and Practice 22, no. 2 (September 7, 2021): 290–98. http://dx.doi.org/10.3846/btp.2021.13880.

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This research attempt to analyze risk and benefit factors as well as their influence on sustainability intention of FinTech. We elucidate the Planned Behavior Theory by including the perceived benefits and perceived risk variables to investigate its effect on intention to continue using FinTech. We also examined whether or not men and women are affected differently by the benefits and risk they perceive when using FinTech. Data were collected through online surveys, then being analyzed using GSCA. The results reveal perceived benefits are affected significantly by the convenience aspect and deliver a significant effect on FinTech continuance intention. The risk perceived by FinTech users is affected the most by legal risk. This study proves that gender is able to moderate the perceived risk influence on the intention to continue using FinTech, especially in the female user group.
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Lam, Jason M. S., David Yoon Kin Tong, and Ahmad Azmi M. Ariffin. "Exploring Perceived Risk and Risk Reduction Strategies in the Pursuit of Higher Education Abroad." Journal of Studies in International Education 21, no. 2 (August 19, 2016): 83–104. http://dx.doi.org/10.1177/1028315316662980.

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While past studies have merely focused on perceived risks that influence how students select the destination of international education best suited to their needs, research on perceived risk regarding post-purchase behavior remains limited. This study attempts to extend and redefine the perceived risk paradigm by uncovering the underlying elements of perceived risk among international students who are studying in Malaysian universities. Furthermore, it seeks to explore how demographic factors and risk reduction strategies can be applied to the perception of risk. Results for a sample group of 515 international students reveal that there are seven dimensions of perceived risk. Of all demographic factors tested, only place of residence (while studying in Malaysia) was found to influence perceived risk. Seeking information from the relevant authorities, proper savings plans, well organized study schedules, and advice from family members or peers are considered important to reduce students’ perceptions of risk. This implies that perceived risk theory could also be applied to the higher education context in the post-purchase behavior.
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Bangun, Cicilia Sriliasta, and Tessa Handra. "How Theory of Planned Behavior And Percieved Risk Affect Online Shopping Behavior." Aptisi Transactions on Management (ATM) 5, no. 2 (May 5, 2021): 169–79. http://dx.doi.org/10.33050/atm.v5i2.1594.

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This study aims to analyze the affect of attitude, subjective norm, perceived behavioral control, and perceived risk on intention to shop online and its impact on online shopping behavior. The exogen variables on this study are attitude, subjective norm, perceived behavioral control, and perceived risk. While the endogen variables are intention to shop online and behavior to shop online. Data collection was carried out by distributing 100 questionnaires to users of e-commerce as respondents. By using SEM PLS, this result of this study showed that from 5 initial hypotheses were developed; only 2 hypotheses did not affect to shop online’s behavior; there were subjective norm to intention to shop online; and perceived risk to purchase intention
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Harbeck, Emma L., A. Ian Glendon, and Trevor J. Hine. "Reward versus punishment: Reinforcement sensitivity theory, young novice drivers’ perceived risk, and risky driving." Transportation Research Part F: Traffic Psychology and Behaviour 47 (May 2017): 13–22. http://dx.doi.org/10.1016/j.trf.2017.04.001.

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Piarna, Rian, Ferdi Fathurohman, and Nunu Nugraha Purnawan. "Understanding online shopping adoption: The unified theory of acceptance and the use of technology with perceived risk in millennial consumers context." JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen 17, no. 1 (March 17, 2020): 51. http://dx.doi.org/10.31106/jema.v17i1.5050.

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Online shopping is growing so rapidly and has attracted millennials in various way. Unfortunately, the discussion regarding the adoption of online shopping in millennial consumers’ context with perceived risk application was still limited. Therefore, the purpose of this study was to investigate the effect of performance expectancy, expectation efforts, social influence, facilitation conditions, hedonic motivation, price value, habits, and perceived risks on behavioral intentions and use behavior. This study also discusses the effect of perceived risks on financial risk, performance risk, and privacy risk. This study can be classified as explanatory research with purposive sampling and partial least square as sampling techniques and data analysis. This study was designed to focus on individuals who can be classified as an online shopper with a range of age of 18-35 years old. The results show that the millennial generation is influenced by the social environment and habits in shaping their behavioral intention. Millennial consumers are also proving very concerned about their perceived risk of financial, performance, and privacy issues when doing online shopping. Interestingly, six of the factors studied (performance expectancy, effort expectancy, facilitating conditions, hedonic motivation, price value, and perceived risk) do not have any influence on the intention to use online commerce technology.
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Söderberg, Inga-Lill, James E Sallis, and Kent Eriksson. "The dark side of trust and the light side of working alliances in financial services." International Journal of Bank Marketing 32, no. 3 (April 28, 2014): 245–63. http://dx.doi.org/10.1108/ijbm-02-2013-0014.

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Purpose – The purpose of this paper is to use psychological theory to improve our understanding of financial advice-taking. The paper studies how a working alliance between financial service customers and advisors affects the advisor's assessment of the financial service buyer's perceived risk preferences, and what role trust plays as a mediating variable. Design/methodology/approach – The paper obtained data by means of a questionnaire that was answered by 375 matched pairs of bank advisors and customers. Findings – This paper explains how the working alliance method – a concept from psychotherapeutic theory – between financial service customers and advisors affects the advisor's understanding of the financial service buyer's perceived risk preferences. The paper also finds that the role of trust is perceived differently by the advisor and the customer. Advisors see that as their clients learn to trust them they lose touch with the customer's perceived risk preferences, whereas customers do not perceive that their trust in the advisor has any relationship to their risk preferences. Practical implications – This results suggest that advisors lose touch with the risk preferences of trusting customers, and that psychological methods are needed if the advisor should actually understand customer perceived risk preferences. Originality/value – The paper advances psychological methods in marketing, and provides a partial answer to the difficulties of financial advice giving.
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Zhang, Min, Guoqing Tang, and Yan Zhang. "Factors Influencing Mobile Search Engine Users' Continuance Behavior Under the Context of Service Harm Crisis Event." International Journal of Mobile Human Computer Interaction 10, no. 3 (July 2018): 30–48. http://dx.doi.org/10.4018/ijmhci.2018070103.

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Post-adoption behavior has become one of the research hotspots in recent years. The purpose of this article is to research mobile search engine user's usage behaviour under the context of service harm crisis. Hypotheses and theoretical model are proposed by integrating expectation confirmation model of IS continuance, technology acceptance model, perceived risk theory, attribution theory and habit theory. The results indicated that continuance intention along with satisfaction and habit are important determinants of continuance behaviour. Perceived usefulness, perceived risk and continuance attitude have significant effect on continuance intention while attitude has the strongest effect. Confirmation promotes perceived usefulness, satisfaction and perceived ease of use which has an indirectly significant influence on satisfaction via perceived usefulness. Attribution of responsibilities has been found to have positive effect on perceived risk. Implications and contributions are provided.
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Yuan, Tian, Zhang Honglei, Xiao Xiao, Wei Ge, and Cao Xianting. "Measuring perceived risk in sharing economy: A classical test theory and item response theory approach." International Journal of Hospitality Management 96 (July 2021): 102980. http://dx.doi.org/10.1016/j.ijhm.2021.102980.

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Zhang, Ling Ying, Yong Jiang Shi, and Qiang Lu. "Consumer’s Decision-Making Behavior in Online Shopping: An Integrated Analysis." Applied Mechanics and Materials 519-520 (February 2014): 422–29. http://dx.doi.org/10.4028/www.scientific.net/amm.519-520.422.

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Taking the Theory of Planned Behavior and the Theory of Perceived Value as theoretical frameworks, this study analyzes what and how perceived capability and perceived value affect consumers decision-making behavior in their online shopping. In particular, the study examines the influence of perceived capability, perceived trust, perceived risk, perceived benefit, perceived cost and perceived value on the decision-making behavior of consumers in B2C e-commerce. The results show that perceived benefit and perceived value have direct significant impact on consumers decision-making behavior, perceived capability, perceived trust and perceived cost have indirect significant impact on consumers decision-making behavior. Moreover, the paper verifies that perceived risk has a weak significant impact on consumers decision-making behavior.
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Wen-Tao Wu, Wen-Tao Wu, Shu-Ting Li Wen-Tao Wu, Jin Cai Shu-Ting Li, Xu Zhang Jin Cai, and Yu-Sheng Su Xu Zhang. "Study on Preschool Teachers’ Willingness to Accept Intelligent Camera Technology in the Classroom - An Empirical Case Based on Perceived Risk Theory." 網際網路技術學刊 22, no. 4 (July 2021): 811–19. http://dx.doi.org/10.53106/160792642021072204009.

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19

Eccard, Jana A., Thilo Liesenjohann, and Melanie Dammhahn. "Among-individual differences in foraging modulate resource exploitation under perceived predation risk." Oecologia 194, no. 4 (November 3, 2020): 621–34. http://dx.doi.org/10.1007/s00442-020-04773-y.

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AbstractForaging is risky and involves balancing the benefits of resource acquisition with costs of predation. Optimal foraging theory predicts where, when and how long to forage in a given spatiotemporal distribution of risks and resources. However, significant variation in foraging behaviour and resource exploitation remain unexplained. Using single foragers in artificial landscapes of perceived risks and resources with diminishing returns, we aimed to test whether foraging behaviour and resource exploitation are adjusted to risk level, vary with risk during different components of foraging, and (co)vary among individuals. We quantified foraging behaviour and resource exploitation for 21 common voles (Microtus arvalis). By manipulating ground cover, we created simple landscapes of two food patches varying in perceived risk during feeding in a patch and/or while travelling between patches. Foraging of individuals was variable and adjusted to risk level and type. High risk during feeding reduced feeding duration and food consumption more strongly than risk while travelling. Risk during travelling modified the risk effects of feeding for changes between patches and resulting evenness of resource exploitation. Across risk conditions individuals differed consistently in when and how long they exploited resources and exposed themselves to risk. These among-individual differences in foraging behaviour were associated with consistent patterns of resource exploitation. Thus, different strategies in foraging-under-risk ultimately lead to unequal payoffs and might affect lower trophic levels in food webs. Inter-individual differences in foraging behaviour, i.e. foraging personalities, are an integral part of foraging behaviour and need to be fully integrated into optimal foraging theory.
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Besser, Terry L., and Nancy J. Miller. "High-Risk and Low-Risk Cooperative Exchanges and Perceived Benefits in Formal Business Networks." International Journal of Entrepreneurship and Innovation 11, no. 2 (May 2010): 107–18. http://dx.doi.org/10.5367/000000010791291767.

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In spite of the vast literature on the benefits of networks to business success, little is known about the impact of membership of traditional kinds of formal business networks. Using a relatively large sample of US industrial associations and community business networks, the authors examine the relationship between trust, two kinds of cooperative exchanges and perceived benefits from network membership. They test propositions from social capital and institutional theory regarding the role of structural and relational network features on trust levels. The findings reveal generally high levels of trust and moderate levels of low-risk cooperation, but low levels of high-risk cooperation and low reported benefits of membership. Support is provided for social capital theory. Network structural features are not related to trust, but may indirectly impact on it through relationships that are strongly associated with trust. This analysis suggests that networks may be advised to specialize in one or the other kind of cooperative exchange and obtain the corresponding benefits. Tailoring the types of cooperative exchange encouraged in a network to the benefits desired could make these traditional kinds of networks more useful as mechanisms for business success.
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Ruiz, R. Jeanne, Judith Fullerton, Charles E. L. Brown, and Donald J. Dudley. "Predicting Risk of Preterm Birth: The Roles of Stress, Clinical Risk Factors, and Corticotropin-Releasing Hormone." Biological Research For Nursing 4, no. 1 (July 2002): 54–64. http://dx.doi.org/10.1177/1099800402004001007.

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The relationships and predictive abilities of perceived stress, selected clinical risk factors, and corticotropin-releasing hormone (CRH) levels in maternal plasma were investigated for their association with preterm labor (PTL), preterm birth, and gestational age at delivery. An exploratory, prospective, longitudinal research design was used to measure CRH 4 times over pregnancy, perceived stress at 24 and 32 weeks of pregnancy, clinical risk factors, and genitourinary infections in low-income women. Multiple regression analyses revealed that a model of measurement of perceived stress at 24 or 32 weeks, CRH at 24 or 32 weeks, and PTL (indicated by a diagnosis by the physicians on the medical record and greater than 5 contractions per hour on the fetal monitor) was predictive of as much as 0.23 to 0.27 of the variance in gestational age at birth. Entering ethnicity as a variable into a model did not improve the predictive value. An analysis of variance between Caucasian and Hispanic ethnic groups revealed differences in CRH levels. However, simple regression analysis of ethnicity as a predictor showed a weak r 2 with no significance for prediction. There was some evidence of an association of smoking with stress and both PTL and preterm birth. The measurement of stress combined with the measurement of CRH from maternal plasma may improve the prediction of which pregnant women are at risk for preterm birth. The measurement of CRH has potential as an early biological marker of preterm birth.
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Wang, Chia-Nan, Dinh-Chien Dang, and Nguyen Van Thanh. "A Study on Factors of the E-Purchasing Product Intention toward a Dynamic Vietnamese Internet Shopping." International Journal of Economics and Finance 10, no. 10 (September 28, 2018): 121. http://dx.doi.org/10.5539/ijef.v10n10p121.

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Vietnam in recently years is considered to be a country with rapid development of the e-commerce with a lot of online shopping sites e.g., Shoppee, Lazada, Tiki, and Adayroi. These sites provide a high variety of products from household devices to motorbike. However, Vietnamese people are still aware of risk in doing e-purchasing. They often go to tradition outlets to buy products. This study aims to investigate the antecedents of customers&rsquo; intentions for the case of using Internet as a new way to purchase products in Vietnam. A research model is developed relied on the integration of theory of Technology Accepted Model and Perceived risk theory to predict customer intentions to online shopping. Five factors are included in this research: Perceived Usefulness, Perceived Ease of use, Perceived Risk, Customer&rsquo;s Attitude and Customer&rsquo;s intention. A convenience sample of 336 respondents was collected through online and offline survey. The results of this study support that exist a positive relationship between Perceived ease of use and Perceived usefulness. Attitude, in turn is positive affected by Perceived ease of use and Perceived usefulness in which Perceived ease of use has stronger influences. While perceived risk negative impacts customers&rsquo; intention, perceived risk and Perceived usefulness, on the other hand, positive influences customers&rsquo; intention. All hypotheses are supported. It is evident that online shoppers intention are evaluated mostly based on their attitude, perceived usefulness, perceived ease of use and perceived risk.
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Chen, Liangyong, and Zujun Ma. "The Construct and Measurement of Perceived Risk of Nonremunerated Blood Donation: Evidence from the Chinese Public." BioMed Research International 2015 (2015): 1–13. http://dx.doi.org/10.1155/2015/302043.

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The perceived risk of nonremunerated blood donation (NRBD) is one of the most important factors which hinder the Chinese public from donating blood. To understand deeply and measure scientifically the public’s perceived risk of NRBD, in this paper the qualitative and quantitative methods were used to explore the construct of perceived risk of NRBD in Chinese context. Firstly, the preliminary construct of perceived risk of NRBD was developed based on the grounded theory. Then, a measurement scale of perceived risk of NRBD was designed. Finally, the exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) were adopted for testing and verifying the construct. The results show that the construct of perceived risk of NRBD has three core dimensions, namely, trust risk, psychological risk, and health risk, which provides a clear construct and concise scale to better capture the Chinese public’s perceived risk of NRBD. Blood collection agencies can strategically make polices about perceived risk reduction to maximize the public’s NRBD behavior.
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Jannah, Izzatul, and Muamar Nur Kholid. "Ethics theory and theory of reasoned action in e-book piracy." International Journal of Research in Business and Social Science (2147- 4478) 9, no. 3 (April 30, 2020): 114–22. http://dx.doi.org/10.20525/ijrbs.v9i3.675.

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This research was aimed to analyze the factors affecting accounting students’ intention in carrying out e-book piracy. This research integrated the theory of reasoned action and ethics theory. This was quantitative research with a survey method. Data in this research were collected from respondents who filled in questionnaires. The respondents in this research were accounting students of Universities in Yogyakarta, Indonesia. The data were analyzed using the Partial Least Square-Structural Equation Model (PLS-SEM) supported by SmartPLS 3.0 software. The results of the analysis showed that attitude, subjective norm, perceived benefit, and moral obligation significantly affected the intention of carrying out E-book piracy. Meanwhile, the perceived risk significantly affected the attitude toward piracy. Furthermore, this research discussed both theoretical and practical impacts based on the results of data analysis.
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Wang, Yacan, Benjamin T. Hazen, and Diane A. Mollenkopf. "Consumer value considerations and adoption of remanufactured products in closed-loop supply chains." Industrial Management & Data Systems 118, no. 2 (March 12, 2018): 480–98. http://dx.doi.org/10.1108/imds-10-2016-0437.

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Purpose The success of closed loop supply chains is contingent upon consumer acceptance of remanufactured products, yet little is known about how consumers value such products. The purpose of this paper is to provide theoretical grounding for understanding consumers’ value perceptions as related to remanufactured products. Design/methodology/approach Diffusion of innovation theory and customer perceived value literature help form the theoretical model, which is tested empirically using survey data of consumers. Structural equation modeling was employed to test the hypotheses. Findings Perceived value of remanufactured products is measured as a function of perceived benefits (environmental benefits; price advantage) and perceived sacrifices (perceived quality; perceived risk), all of which are shown to impact perceived value. Additionally, perceived risk is found to partially mediate the relationship between perceived quality and perceived value. Originality/value This research makes two significant contributions. First, mid-range theory that is contextualized to the closed loop supply chain is developed to aid researchers and practitioners in better understanding the consumer’s role in the closed loop supply chain, as related to the acceptance of remanufactured products. Second, consumer acceptance of remanufactured products represents a form of supply chain demand risk that has previously been unrecognized. The results provide a foundation for incorporating this type of demand risk in to future research efforts.
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Raj, Krishna, Poonghuzhali E, SHANMUGA PRIYA A. R, and Suresh V. Kanna. "RISK PERCEPTION ON ADOPTION INTENTION OF DIGITAL ECONOMY an integration of PERCEIVED RISK THEORY with TAM model." International Journal of Business Excellence 1, no. 1 (2020): 1. http://dx.doi.org/10.1504/ijbex.2020.10028606.

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Priya, A. R. Shanmuga, P. Poonguzhali, R. Krishnaraj, and V. Suresh. "Risk perception on adoption intention of digital economy: an integration of perceived risk theory with TAM model." International Journal of Business Excellence 24, no. 3 (2021): 360. http://dx.doi.org/10.1504/ijbex.2021.115844.

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Murphy, Patrick J., Jill Kickul, Saulo D. Barbosa, and Lindsay Titus. "Expert Capital and Perceived Legitimacy." International Journal of Entrepreneurship and Innovation 8, no. 2 (May 2007): 127–38. http://dx.doi.org/10.5367/000000007780808002.

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Research has shown that female entrepreneurs face unique barriers to entrepreneurial success, such as procuring funding and being perceived as credible. Limited past theory has addressed how these challenges can be met effectively by female-run entrepreneurial ventures. As a result, effective strategies for female entrepreneurs to overcome them are unclear. To address the need for research in this area, the authors use signalling theory to guide an empirical study utilizing panel study data based on 711 entrepreneurial ventures (334 female-run; 377 male-run). Signals perceived by outsiders pertaining to the risk preference, legitimacy and social capital of female-run ventures are examined and linked to venture funding, net worth and longevity outcomes. The results, based on non-parametric analyses and statistical modelling, suggest that expert capital (social capital from experts) leads to perceptions of higher legitimacy and funding success for female-run ventures.
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Jahn, Danielle R., Erin K. Poindexter, and Kelly C. Cukrowicz. "Personality disorder traits, risk factors, and suicide ideation among older adults." International Psychogeriatrics 27, no. 11 (February 23, 2015): 1785–94. http://dx.doi.org/10.1017/s1041610215000174.

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ABSTRACTBackground:Personality disorder traits are relatively prevalent among older adults, and can be associated with complex and chronic difficulties, including suicide risk. However, there is a lack of research regarding personality disorders and suicide ideation in older adults. Depressive symptoms and hopelessness may be important to the relation between personality disorders and suicide risk. Additionally, variables from the interpersonal theory of suicide, perceived burdensomeness and thwarted belongingness, may be critical risk factors for suicide in this population. We hypothesized that perceived burdensomeness and thwarted belongingness, theory-based variables, would act as parallel mediators of the relation between personality disorder traits and suicide ideation, whereas depressive symptoms and hopelessness would not.Methods:The hypothesis was tested in a sample of 143 older adults recruited from a primary care setting. Participants completed self-report questionnaires of personality traits, suicide ideation, depressive symptoms, hopelessness, perceived burdensomeness, and thwarted belongingness.Results:Findings from a non-parametric bootstrapping procedure indicated that perceived burdensomeness, thwarted belongingness, and depressive symptoms mediated the relation between total personality disorder traits and suicide ideation. Hopelessness did not act as a mediator.Conclusions:These findings indicate that perceived burdensomeness, thwarted belongingness, and depressive symptoms are likely important risk factors for suicide ideation among older adults. Clinicians should be aware of these issues when assessing and treating suicide risk among older adults.
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Keller, Lucas, and Peter M. Gollwitzer. "Mindsets Affect Risk Perception and Risk-Taking Behavior." Social Psychology 48, no. 3 (July 2017): 135–47. http://dx.doi.org/10.1027/1864-9335/a000304.

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Abstract. In two experiments, we investigated the downstream consequences of activating deliberative versus implemental mindsets on risk perception (Experiment 1) and risk-taking behavior (Experiment 2). We hypothesized that participants in an implemental versus deliberative mindset arrive at more optimistic judgments about their own risks of experiencing negative life events, compared to other peoples’ risks. The results of Experiment 1 confirm this hypothesis and reveal perceived controllability as an important moderator. Experiment 2 further augments these findings by demonstrating that participants in a deliberative mindset show less risk-taking behavior than participants in an implemental mindset using a behavioral risk task. Implications for research on mindset theory of action phases and mindset-dependent effects on risk perception and risk-taking behavior are discussed.
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Kang, Jee-Won, and Young Namkung. "The role of personalization on continuance intention in food service mobile apps." International Journal of Contemporary Hospitality Management 31, no. 2 (February 11, 2019): 734–52. http://dx.doi.org/10.1108/ijchm-12-2017-0783.

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PurposeThis paper aims to examine consumers’ behaviors toward personalized services offered by branded mobile apps in the food service industry by applying privacy calculus theory and technology acceptance model (TAM). Further, this research identified the moderating role of technology anxiety.Design/methodology/approachAn online survey was carried out to investigate the role of personalization on continuance intention toward branded mobile apps. In total, 348 valid responses were analyzed to test hypotheses using structural equation modeling.FindingsThe results show that personalization had significantly affected perceived benefit, perceived risk and perceived ease of use. Perceived benefit had positive effects on perceived value of disclosure, but perceived risk did not affect perceived value of disclosure. Perceived value of disclosure and perceived ease of use were linked to trust. Trust, in turn, positively affected intentions to use mobile apps. With regard to the moderating effect of technology anxiety, it had a significant moderating impact on the relationship between personalization and perceived risk. However, it did not moderate the relationship between personalization and perceived benefit.Practical implicationsThe findings of this study could provide useful theoretical and practical implications related to the successful implementation of mobile marketing.Originality/valueThis study proposes the integrated model of privacy calculus theory and the TAM for deeper understanding of the customers’ responses toward personalization of branded mobile apps.
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Rahmafitria, Fitri, Karim Suryadi, Hera Oktadiana, Heru Purboyo H. Putro, and Arief Rosyidie. "Applying knowledge, social concern and perceived risk in planned behavior theory for tourism in the Covid-19 pandemic." Tourism Review 76, no. 4 (June 16, 2021): 809–28. http://dx.doi.org/10.1108/tr-11-2020-0542.

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Purpose The paper aims to examine the effect of physical distancing control on the intention to travel during the pandemic and to assess the influence of knowledge, social concern and perceived risk on the theory of planned behavior (TPB). Design/methodology/approach A total of 1,068 Indonesian respondents through a purposive sampling approach, filled out online questionnaires during the pandemic. The collected data were analyzed using partial least squares-structural equation modeling. Findings The results indicated that subjective norm as the external factor of the TPB has a stronger effect than the internal factors; attitude and behavioral control. It appears that in a collectivist society, prohibition enforced by family and friends, as well as the government’s sanctions have a stronger influence on one’s decision to travel. The findings also suggested that knowledge, perceived risks and social concern effect tourists’ behavior. Uncertainty and inadequate knowledge will decrease the level of perceived risk, which leads to lower control in practicing physical distancing and increasing intention to travel during the pandemic. Research limitations/implications The research has limitations in its use of a convenient sampling method. This method may not represent the whole population, causing the results to be difficult for generalization. There is also the need for extending the TPB model with different variables in the context of tourism and pandemic. This study enriches the existing tourism literature by applying TPB to examine tourists’ behavior during the Covid-19 pandemic, focusing on knowledge, social concern and perceived risk theory. Practical implications This paper offers useful insights for tourism planners in the government and private destination management levels. It is crucial for a destination management organization to understand the relationship between knowledge, perception and social concern with tourists’ behavior while traveling during pandemics. The understanding of tourist’s behavior when traveling during the pandemic will assist in developing and creating activities and designing health protocols at tourist attractions. Originality/value This study extended the TPB to analyze tourists behavior during the pandemic by applying knowledge, social concern and perceived risk elements.
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Ahn, Sun Joo (Grace). "Virtual Exemplars in Health Promotion Campaigns." Journal of Media Psychology 30, no. 2 (April 2018): 91–103. http://dx.doi.org/10.1027/1864-1105/a000184.

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Abstract. Virtual simulations allow individuals to concretely view the future negative health consequences of present dietary choices. Integrating exemplification theory with risk communication research, the effect of using virtual simulations to exemplify the health risks of soft drink consumption was assessed across 3 weeks. A three-group pretest, posttest, and delayed posttest design (N = 62) compared the effect of three channels of delivering health risk information – base-rate statistics, picture, and virtual simulation – embedded in a digital health promotion pamphlet. Three dimensions of risk perception (perceived likelihood, susceptibility, severity), involvement with the health issue, and soft drink consumption were measured across 3 weeks. Virtual exemplars were the most effective channel for increasing perceived likelihood, perceived susceptibility, involvement, and soft drink consumption over time. Exemplification did not affect perceived severity. The paper discusses the potential of virtual exemplars as a powerful tool in designing effective health messages.
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Moshofsky, Molly, Haris R. Gilani, and Robert A. Kozak. "Adapting forest ecosystems to climate change by identifying the range of acceptable human interventions in western Canada." Canadian Journal of Forest Research 49, no. 5 (May 2019): 553–64. http://dx.doi.org/10.1139/cjfr-2018-0076.

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Forest management is presently undergoing major changes to adapt to climate change. This research examines the variation in perceived acceptability of potential forest management interventions that can mitigate the risks of climate change among rural forest-based communities in British Columbia and Alberta. In each of the four study communities, three focus groups composed of foresters, environmentalists, and local citizens were consulted. A Q-sort exercise was utilized to measure the perceived acceptance of a set of nine forest adaptation management scenarios that represented a spectrum of human interventions in forested ecosystems. The theory of Cultural Cognition of Risk was applied as a theoretical framework to analyze the way in which participants perceived adaptation strategies. Results indicate that foresters perceived the strategies based on assisted migration as being relatively less acceptable compared with the other social groups, while environmentalists prioritized adaptation strategies that featured mixed species, and local citizens perceived all of the adaptation strategies more neutrally. Cultural Cognition of Risk theory was determined to play a role in shaping perceptions of the adaptation strategies in that individualists tended to accept the local-based strategies while opposing the assisted migration based strategies. Conversely, hierarchists perceived assisted migration based strategies more favourably than the other cultural groups.
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Stevens, Sally J., and Antonio L. Estrada. "Reducing HIV Risk Behaviors: Perceptions of HIV Risk and Stage of Change." Journal of Drug Issues 26, no. 3 (July 1996): 607–18. http://dx.doi.org/10.1177/002204269602600306.

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The HIV epidemic has had a dramatic impact on the lives of individuals, families, and communities around the world. Originally identified in homosexual men, HIV increasingly affects others, including: (1) those who inject drugs, (2) non-injection drug users who engage in unsafe sex, and (3) non-drug using heterosexuals who engage in high-risk sexual behaviors. The need for effective HIV prevention interventions is critical. All too often interventions have lacked sound theoretical frameworks. However, some attempts have been made to ground HIV risk behavior interventions in behavior theories such as: (1) the health belief model, (2) cognitive social learning theory, (3) the theory of reasoned action, and (4) the transtheoretical model of behavior change (TMBC). This paper describes an HIV prevention intervention that was developed from the TMBC model. The TMBC model hypothesizes stages of change. In this study, injection drug users (IDUs), crack cocaine users (CCUs), and female sexual partners of IDUs and CCUs identified their stage of change and were given an intervention based upon their identified stage. Baseline and post intervention follow-up data were obtained on participants' perceived stage and reported HIV sexual risk behavior. The data indicated that there was little congruence between perceived stage and reported risk. In spite of this incongruence, significant decreases in HIV risk behaviors were evidenced.
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Hwang, Jinsoo, and Ja Young Choe. "How to enhance the image of edible insect restaurants: Focusing on perceived risk theory." International Journal of Hospitality Management 87 (May 2020): 102464. http://dx.doi.org/10.1016/j.ijhm.2020.102464.

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Kiss, Simon J., Éric Montpetit, and Erick Lachapelle. "Beyond Regions and Ideology: Using Cultural Theory to Explain Risk Perception in Canada." Canadian Journal of Political Science 53, no. 2 (April 23, 2020): 439–60. http://dx.doi.org/10.1017/s0008423920000177.

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AbstractCultural theory (CT) has been widely used to explain variations in risk perception but has rarely been tested in Canada. This contribution represents the most thorough attempt to adapt CT to the Canadian context. Study results suggest that respondents’ commitment to egalitarianism was strongly correlated with risks from technology, while respondents’ commitment to hierarchism was strongly correlated with risks from criminal or unsafe behaviours. Respondents’ commitment to individualism was also correlated with risks from criminal and unsafe behaviours but differed from hierarchism in that individualism was not correlated with risk perceptions from prostitution and marijuana use. Respondents’ commitments to fatalism were strongly correlated with risk perception of vaccines. These conclusions are reinforced by results from a survey question that tests the extent to which such cultural predispositions map onto the myths of nature hypothesized by CT and by a survey experiment that tests how cultural commitments predict perceived risks from a controversial pipeline.
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K. Miller, Brian, and Robert Konopaske. "Dispositional correlates of perceived work entitlement." Journal of Managerial Psychology 29, no. 7 (September 2, 2014): 808–28. http://dx.doi.org/10.1108/jmp-12-2012-0386.

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Purpose – Drawing on an equity theory framework, the purpose of this paper is to examine the degree to which dispositional correlates – Machiavellianism and Protestant work ethic (PWE) – predict perceived work entitlement in employed persons. Design/methodology/approach – In two independent samples (n=270 and n=214), currently employed participants completed self-report surveys. Multiple regression analyses were used to test the hypotheses and confirmatory factor analyses were conducted to assess common method variance and provide evidence of construct validity. Findings – In Study 1, a general measure of Machiavellianism was positively related to perceived work entitlement, but PWE was not significantly related to the criterion. In Study 2, three sub-scales of Machiavellianism, as well as a different measure of the PWE, were positively related to perceived work entitlement. However, the fourth sub-scale of Machiavellianism was negatively related and therefore in the opposite direction of that which was hypothesized. Research limitations/implications – The primary limitations of the research are the cross-sectional research design and minor risk of common method bias. However, numerous a priori and post hoc procedures were incorporated in an attempt to minimize this risk. Practical implications – Managers need to understand how certain dispositional factors influence the degree to which employees perceive that they are entitled to rewards that at times are inconsistent with their contribution to the organization. Social implications – As the workforce ages and older employees are replaced, understanding the dispositional influences on perceived work entitlement helps explain why some, often times younger, workers feel more entitled to organizational rewards than do others. Originality/value – This paper is one of the first to examine relevant dispositional correlates of perceived work entitlement, which is a construct developed from equity theory.
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Murphy, Kylie A. "Girls at Risk of Chronic Partner Abuse: Assertive Tendency, Warning Signs, Risk Sensitivity, and Self-Confidence." Journal of Relationships Research 2, no. 1 (October 1, 2011): 33–42. http://dx.doi.org/10.1375/jrr.2.1.33.

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AbstractFactors associated with chronic exposure to warning-sign behaviour (WSB) in girls' romantic relationships need to be understood in order to develop responsive prevention programs. Data was provided by 152 Australian adolescent girls (M= 14.7 years, range = 13 to 17), 66 of whom reported recent relationship experience and exposure to at least one WSB. Guided by the dyadic slippery-slope model of chronic partner abuse, relationships were tested between frequency of WSB exposure, perceived WSB risk, confidence in self-agency, and assertive tendency in romantic relationships. Girls who reported more assertive responses to WSBs reported less frequent exposure to WSBs in the past 3 months. Risk sensitivity, while weakly related to assertiveness in non-WSB-exposed girls, was unrelated to assertive tendency in WSB-exposed girls. Girls with greater WSB exposure had lower perceived self-agency, and lower perceived self-agency was associated with less assertiveness in response to Dominance and Possessiveness WSBs. These results are discussed in relation to dyadic slippery-slope theory, and point to the potential importance of strategically timed, empowerment-oriented programming in partner abuse prevention.
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Xue, Ming, Jidi Zhao, Changhua Hua, and Huizhang Shen. "Residents' intention to take collective action through participation in not-in-my-backyard protests in China." Social Behavior and Personality: an international journal 49, no. 6 (June 1, 2021): 1–16. http://dx.doi.org/10.2224/sbp.10213.

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Using the theory of planned behavior, we investigated the factors motivating residents' intention to take collective action by participating in not-in-my-backyard protests. We conducted a survey with 286 Chinese residents living near a waste-to-energy incineration plant. Results of structural equation modeling show that the personal factors of attitude, subjective norm, and self-efficacy positively affected intention to protest. Perceived group size (in-group factor) indirectly and directly affected intention, and social trust (out-group factor) indirectly affected intention through perceived environmental health risk. The effect of situation factors on intention was positive for perceived environmental health risk and negative for perceived action risk. Collective efficacy and perceived economic risk had no significant effect on intention. It is, therefore, important to promote social trust to decrease risk perception and to prevent protest when locating not-inmy-backyard facilities.
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Teeroovengadum, Viraiyan, Boopen Seetanah, Eric Bindah, Arshad Pooloo, and Isven Veerasawmy. "Minimising perceived travel risk in the aftermath of the COVID-19 pandemic to boost travel and tourism." Tourism Review 76, no. 4 (March 26, 2021): 910–28. http://dx.doi.org/10.1108/tr-05-2020-0195.

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Purpose This study aims to confirm the expected impact of coronavirus (COVID-19) related to perceived travel risk on the likelihood of tourists to visit a destination. It then aims at identifying the key predictors of perceived travel risk in the aftermath of the COVID-19 pandemic. A theoretically grounded framework is proposed which can be further improved to understand and predict international travel behaviours within the context of global pandemics. Design/methodology/approach A mixed-methods design is adopted. In the first phase referred to as Study 1, a cross-sectional design is used based on a sample of 217 international outgoing tourists surveyed at the Mauritian International Airport and data is analysed using hierarchical regression. In Phase 2, referred to as Study 2, a purposive sample of tourists around the world are interviewed and data is analysed using the thematic analysis technique. Findings The results show that amongst those tourists who are willing to travel in the aftermath of the COVID-19 crisis, the related perceived risk is likely to influence their travelling intention. Several key predictors of perceived travel risks are uncovered, those are categorised as COVID-19 status; transportation services; national sanitary measures; health-care services; accommodation services; ecotourism facilities. Moreover, the potential effects of those factors on perceived COVID-19 related travel risk are likely to be moderated by the trustworthiness of the information. Practical implications The implications of the study are important for researchers and policymakers to better understand and predict travellers’ behaviour in times of pandemics. These implications are also important to tourism marketers and transport and hospitality service providers to more effectively manage and mitigate the effect of such events. Originality/value The study provides an original comprehensive model grounded in the social cognitive theory and protection motivation theory to understand the predictors of perceived travel risks in relation to COVID-19 at a destination.
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Jaafar, Ishaq. "A A Conceptual Framework Integration of UTAUT and HBM on Evaluating the Adoption of Electronic Payment System in Malaysia." International Journal of Social, Political and Economic Research 7, no. 4 (December 23, 2020): 1164–76. http://dx.doi.org/10.46291/ijospervol7iss4pp1164-1176.

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Given the ongoing epidemic coupled with low acceptance of electronic payment system, such could affect individual behavior. It is through the identification of this factors that affect individual behavior that aide toward overcoming the present challenges faced in influencing individual participation in electronic payment system. The main aim of this study is to propose a conceptual framework on the term of improving the adoption of electronic payment system. Through the incorporation of grounding theory of unified theory of acceptance model and health benefit model from both quantitative and qualitative studies, we select three influencing variables perceived susceptibility, perceived severity, perceived health risk which affect electronic payment adoption. This paper further explores the impact of identified variables perceived susceptibility, perceived severity the role of perceived health risk as mediator. Finally, this paper finalized a conceptual model after exploring previous studies and propose an empirical investigation for validation in future for researchers and practitioners.
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Martins, Ricardo, Tiago Oliveira, Manoj Thomas, and Sara Tomás. "Firms’ continuance intention on SaaS use – an empirical study." Information Technology & People 32, no. 1 (February 4, 2019): 189–216. http://dx.doi.org/10.1108/itp-01-2018-0027.

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Purpose Although studies have investigated reasons for software as a service (SaaS) adoption, it is unclear how firm-level SaaS use impacts future SaaS intentions. The purpose of this paper is to propose a theoretical model that integrates the technology-organization-environment framework, institutional theory, diffusion-of-innovation theory and the opportunity-risk framework to analyze the drivers of SaaS use and its continuance intention. Design/methodology/approach The authors evaluated the direct, moderating and mediating effects of determinants on SaaS continuance intentions using structural equation modeling and data from 301 firms. Findings Results found that top management support and normative pressures influenced SaaS use. Cost saving and security concerns were direct predictors of perceived opportunities and perceived risks, respectively. Perceived opportunities and risks and actual SaaS use influenced SaaS continuance. Interestingly, perceived opportunities were found to be a negative moderator on the relationship between SaaS use and SaaS continuance. Originality/value The results reveal insightful and controversial findings for SaaS research.
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Khan, Safeer Ullah, Xiangdong Liu, Ikram Ullah Khan, Cheng Liu, and Muhammad Imran Rasheed. "Assessing the Investors' Acceptance of Electronic Stock Trading in a Developing Country." Information Resources Management Journal 33, no. 1 (January 2020): 59–82. http://dx.doi.org/10.4018/irmj.2020010104.

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This study explores the factors that reduce the impact of negative factors on investors' Behavioral Intentions (BIs) to use Electronic Stock Trading (EST) in Pakistan. It investigates the impact of awareness-knowledge and perceived trust on EST adoption. Using a questionnaire-based survey, data were collected from 347 experienced investors, and were analyzed through structural equation modeling. The results indicate that awareness-knowledge, perceived trust, and risk dimensions (including time, financial, performance, social, privacy, and opportunity cost risks) have a significant impact on BI. Moreover, all the risk dimensions partially mediate the relationship between awareness-knowledge and BI, as well as between perceived trust and BI. The study enriches theory and practice by providing implications for promoting EST in developing countries, especially in Pakistan.
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Iswahyudi, M., Rosidi Rosidi, and Zaki Baridwan. "Attitude of Village Goverment To Use E-Village Budgeting (Evb) in Compilation of Add : An Integration of Decomposeed Theory Planned Behavior and Risk." International Journal of Social and Local Economic Governance 5, no. 1 (April 1, 2019): 49–56. http://dx.doi.org/10.21776/ub.ijleg.2019.005.01.6.

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This study aims to examine the effect of perceived of ease of use, perceived usefulness, compatibility and perceived risk toward the attitude of e-Village Budgeting (EVB) system user. The use of the mandatory EVB system, as well as the obligation to use information systems in village budgeting, make research on user attitudes appealing to be researched. Data analysis using Partial Least Square (PLS) with warpPLS software version 3.0. The results showed that 1) Perceived Usefulness becomes the determinant factor of user attitude in using EVB system. 2) Perceived ease of use does not affect the attitude of users of EVB system. 3) Compatibility does not affect the attitude of users of EVB system and 4) Perceived risk does not affect the attitude of users of EVB system. This is because the perceived ease of use as a threshold variable and past users who previously used the manual budgeting system also affect the fit or not the EVB.
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Kang, Jee-Won, and Young Namkung. "The impact of personalization of coffee brand mobile apps on perceived benefits, perceived risk, and brand commitment : Applying privacy-calculus theory." Korean Journal of Hospitality & Tourism 26, no. 8 (December 31, 2017): 35–54. http://dx.doi.org/10.24992/kjht.2017.12.26.08.35.

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KARAHAN, Mehmet Ozan, and Aydın KAYABAŞI. "THE EFFECT OF THE THEORY OF PLANNED BEHAVIOR AND THE THEORY OF ETHICS IN DIGITAL PIRACY." Business & Management Studies: An International Journal 7, no. 4 (September 24, 2019): 1751–75. http://dx.doi.org/10.15295/bmij.v7i4.1145.

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This study aims to analyze and describe the factors that influence Turkish computer users’ behaviors related to digital piracy in the context of the theory of planned behavior and ethical models. Relational research model was used to reveal the relationship between variables. Structured questionnaires were used for obtaining data and research units were easily sampled. Both single and multi-variabe statistical analysis methods were used while analysing research data and after all structural equilibrium model and path analyses were carried out for testing the hypotheses. While habit the additional factor of the model and the perceived behavioral control factor does not affect the behavior of the individual; attitude and subjective norm factors have influence on intention. Also, intention factor affects the behaviors of the individual for digital piracy as expected. In the context of general ethical theory, perceived benefit factor forming the teleological ethics does not affect the intention of the individual but it affects the attitude with the perceived risk factor. It is also accepted that the moral obligation and justice factors forming the deontological ethics affect the subjective norm and the moral obligation affects the intention of the individual on the digital piracy.
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Saxena, Stuti. "Role of “perceived risks” in adopting mobile government (m-government) services in India." foresight 20, no. 2 (April 9, 2018): 190–205. http://dx.doi.org/10.1108/fs-08-2017-0040.

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Purpose This paper aims to investigate the role of “perceived risks” in adopting mobile government (m-government) services in India. Design/methodology/approach Conceding that “privacy risks” are one of the major factors that influence the adoption of e-services, the impact of “perceived risks” alongside “social efficacy,” “influence” of significant others and “attitude” on the adoption of m-government services in India has been underlined here. Specifically, the study has been conducted with 311 actual m-government users and constructs have been derived from existing theories like Technology Acceptance Model (TAM), Unified Theory of Acceptance and Use of Technology (UTAUT) and Theory of Planned Behavior (TPB). Multiple regression analysis has been conducted to analyze the data focused on constructs as: Perceived Risks (PR), Influence (I), Self-efficacy (SE), Attitude (ATT) and Behavioral Intention to Adopt m-government services (BI). Findings Results show that while the respondents perceive that adoption of m-government services is risk-free and safe, there is no impact of the interpersonal relationships on m-government adoption. There is more inclination to adopt m-government services conceding that the respondents perceive that they have the self-efficacy to operate such services. M-government services are being tapped regularly by the respondents and there is more inclination to adopt m-government services among the public sector employees and self-employed respondents in comparison with the ones who are students or unemployed. In terms of age, those in the age group of 31–50 are more inclined to adopt m-government services in comparison with the rest. Originality/value Exploration of “perceived risks” and other factors has been less in the context of m-government studies. The present study fills the gap in two ways: first, it undertakes the investigation in a developing country conceding that empirical studies on m-government adoption are few in Indian context, and second, it throws light on the role of “adoption” of m-government services in contrast with the “use” of e-government services.
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Lu, Guangquan, Bo Cheng, Yunpeng Wang, and Qingfeng Lin. "A Car-Following Model Based on Quantified Homeostatic Risk Perception." Mathematical Problems in Engineering 2013 (2013): 1–13. http://dx.doi.org/10.1155/2013/408756.

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This study attempts to elucidate individual car-following behavior using risk homeostasis theory (RHT). On the basis of this theory and the stimulus-response concept, we develop a desired safety margin (DSM) model. Safety margin, defined as the level of perceived risk in car-following processes, is proposed and considered to be a stimulus parameter. Acceleration is assessed in accordance with the difference between the perceived safety margin (perceived level of risk) and desired safety margin (acceptable level of risk) of a driver in a car-following situation. Sixty-three cases selected from Next Generation Simulation (NGSIM) are used to calibrate the parameters of the proposed model for general car-following behavior. Other eight cases with two following cars taken from NGSIM are used to validate the model. A car-following case with stop-and-go processes is also used to demonstrate the performance of the proposed model. The simulation results are then compared with the calculations derived using the Gazis-Herman-Rothery (GHR) model. As a result, the DSM and GHR models yield similar results and the proposed model is effective for simulation of car following. By adjusting model parameters, the proposed model can simulate different driving behaviors. The proposed model gives a new way to explain car-following process by RHT.
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Choi, Miju, Rob Law, and Cindy Yoonjoung Heo. "An Investigation of the Perceived Value of Shopping Tourism." Journal of Travel Research 57, no. 7 (September 20, 2017): 962–80. http://dx.doi.org/10.1177/0047287517726170.

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Managing shopping risk is a prerequisite to ensuring business prosperity in shopping destinations, as risk is likely to influence perceived value and the choice of future shopping destinations. Previous studies have shown that enhancing trust is a means of avoiding or minimizing perceived (shopping) risk. Increased trust is expected to reduce shopping risk and ultimately foster the impression of a shopping destination as reliable. Despite its important role, trust has received limited, if any, attention in shopping- and tourism-related research. As shopping behavior while traveling abroad differs from ordinary shopping in one’s home country, tourists’ shopping activities require in-depth research grounded in psychological theory. This study aimed to examine the influence of trust in a shopping destination on the value of that destination as perceived by tourist shoppers. The findings suggest that trust in a shopping destination positively influences perceptions of the destination’s value in every value category.
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