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Journal articles on the topic 'Tokenisation'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Lima, Gonçalo, Robert Barnes, and Charles Kerrigan. "The benefits of asset tokenisation within securitisation." Journal of Securities Operations & Custody 16, no. 4 (2024): 366. http://dx.doi.org/10.69554/jetd8525.

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Securitisation has allowed banks to move from an originate-to-hold to an originate-to-distribute model. While it is widely accepted that this helped banks to achieve higher profitability and diversification, it is also regarded as the main cause of the 2007–08 global financial crisis. The lack of transparency between the securities issued and the performance of the underlying loans led to extreme risk taking and amplified the impacts once the loans started to underperform. This paper explores asset tokenisation, which can bring similar benefits to securitisation while enabling more effective m

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B, SONIKA. "Financial and Operational Impacts of Tokenization in Enterprise Environments – A Case Study of Palo Alto Networks." International Scientific Journal of Engineering and Management 04, no. 05 (2025): 1–9. https://doi.org/10.55041/isjem03654.

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INTRODUCTION With the increasing dependency on digital technology, finances are becoming ever more susceptible to cyberattacks, data theft, and fraud. As online banking, e- commerce, and mobile wallets have been rapidly increasing, never before has it been so crucial to have secure and sustainable digital infrastructures. One of the most important technological innovations for protecting sensitive financial data is tokenisation, a method that substitutes sensitive information, like credit card numbers and personally identifiable information (PII), with special identifiers called tokens. These

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Sengounder, Mr Nallasivam. "Modern Real Estate Investment Methods for Public Accessibility and the Global Rise of Real Estate Tokenization: A Case Study on Brazil and Thailand." International Journal for Research in Applied Science and Engineering Technology 13, no. 3 (2025): 635–38. https://doi.org/10.22214/ijraset.2025.67332.

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The real estate industry is undergoing a profound transformation with the integration of digital investment methods, particularly real estate tokenisation. This modern investment approach leverages blockchain technology to divide property ownership into digital tokens, making real estate assets more accessible to a broader range of investors. Tokenisation facilitates fractional ownership by reducing the financial barriers typically associated with property investments and allowing individuals to acquire portions of valuable real estate assets rather than whole properties. This study investigat

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Pretorius, Laurette, Biffie Viljoen, Ansu Berg, and Rigardt Pretorius. "Tswana finite state tokenisation." Language Resources and Evaluation 49, no. 4 (2014): 831–56. http://dx.doi.org/10.1007/s10579-014-9292-1.

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ТУЛЬЧИНСЬКА, Світлана, та Микита ФАЛЬКО. "УПРАВЛІННЯ АКТИВІЗАЦІЄЮ ФІНАНСОВОГО ПОТЕНЦІАЛУ ПІДПРИЄМСТВА НА ОСНОВІ ТОКЕНІЗАЦІЇ". Herald of Khmelnytskyi National University. Economic sciences 334, № 5 (2024): 143–50. https://doi.org/10.31891/2307-5740-2024-334-19.

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The article dedicated the current state of management of activation of the financial potential of enterprises in Ukraine on the basis of analysis of the total liquidity, structure of current assets and liabilities of economic entities. The authors formulate strategies for managing the activation of financial potential - activation of assets, activation of equity and liabilities, parallel activation of assets and liabilities - and their main components. Approaches to the implementation of the proposed strategies are defined, which are divided into two main types - classical and alternative. The

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Fam, Rashel, and Yves Lepage. "A Study of Analogical Density in Various Corpora at Various Granularity." Information 12, no. 8 (2021): 314. http://dx.doi.org/10.3390/info12080314.

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In this paper, we inspect the theoretical problem of counting the number of analogies between sentences contained in a text. Based on this, we measure the analogical density of the text. We focus on analogy at the sentence level, based on the level of form rather than on the level of semantics. Experiments are carried on two different corpora in six European languages known to have various levels of morphological richness. Corpora are tokenised using several tokenisation schemes: character, sub-word and word. For the sub-word tokenisation scheme, we employ two popular sub-word models: unigram

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Milkau, Udo. "Will tokenisation deliver efficiency? And what kind?" Journal of Securities Operations & Custody 17, no. 1 (2024): 79. http://dx.doi.org/10.69554/gcpr5193.

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This paper attempts to provide a careful and balanced look at some of the benefits and challenges of tokenisation of securities. A fundamental problem is the lack of consistency in how ‘tokenisation’ should be defined. According to a report by McKinsey & Company in 2023, ‘Tokenization adoption was poised for success six years ago, but progress was limited … the path could be different this time’. In the past, tokenisation was: (1) limited to a process of creating a representation of financial, intellectual or physical assets on a blockchain (ie distributed ledger technology [DLT]); and (2)

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Martin, Luther. "Protecting credit card information: encryption vs tokenisation." Network Security 2010, no. 6 (2010): 17–19. http://dx.doi.org/10.1016/s1353-4858(10)70084-2.

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Haggett, Shawn, and Greg Knowles. "Tokenisation and compression of Java class files." Journal of Systems Architecture 58, no. 1 (2012): 1–12. http://dx.doi.org/10.1016/j.sysarc.2011.09.002.

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Barbaroux, Nicolas, and Jean Barthélemy. "Quel support monétaire pour accompagner la « tokenisation » financière ?" Revue française d'économie Vol XXXVIII, no. 4 (2024): 113–48. http://dx.doi.org/10.3917/rfe.238.0113.

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La tokenisation financière invite à réfléchir à de nouveaux supports monétaires. Elle consiste en l’enregistrement et le transfert de droits et de valeurs au sein d’un dispositif numérique, distribué et décentralisé. Elle promet des gains d’efficience dans les échanges financiers et d’être un terreau fertile pour l’innovation financière. Cependant, pour donner tous ses fruits, cette innovation nécessite des supports monétaires compatibles : une « monnaie tokenisée ». Trois candidats sont souvent mentionnés : les stablecoins, les dépôts bancaires tokenisés et la monnaie numérique de banque cent

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Lochlainn, Mícheál Mac. "Sintéiseoir 1.0: a multidialectical TTS application for Irish." ReCALL 22, no. 2 (2010): 152–71. http://dx.doi.org/10.1017/s0958344010000054.

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AbstractThis paper details the development of a multidialectical text-to-speech (TTS) application, Sintéiseoir, for the Irish language. This work is being carried out in the context of Irish as a lesser-used language, where learners and other L2 speakers have limited direct exposure to L1 speakers and speech communities, and where native sound systems and vocabularies can be seen to be receding even among L1 speakers – particularly the young.Sintéiseoir essentially implements the diphone concatenation model, albeit augmented to include phones, half-phones and, potentially, other phonic units.

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Ortiz-Yepes, Diego. "A critical review of the EMV payment tokenisation specification." Computer Fraud & Security 2014, no. 10 (2014): 5–12. http://dx.doi.org/10.1016/s1361-3723(14)70539-1.

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Chawda, Krishi, Kush Mehta, Tanishka Borkar, and Sarita Ambadekar. "NFTs and property tokenisation: advancements and applications in blockchain technology." International Journal of Blockchains and Cryptocurrencies 5, no. 1 (2024): 44–66. http://dx.doi.org/10.1504/ijbc.2024.140167.

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Saario, Lassi, Tanja Säily, Samuli Kaislaniemi, and Terttu Nevalainen. "The burden of legacy: Producing the Tagged Corpus of Early English Correspondence Extension (TCEECE)." Research in Corpus Linguistics 9, no. 1 (2021): 104–31. http://dx.doi.org/10.32714/ricl.09.01.07.

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This paper discusses the process of part-of-speech tagging the Corpus of Early English Correspondence Extension (CEECE), as well as the end result. The process involved normalisation of historical spelling variation, conversion from a legacy format into TEI-XML, and finally, tokenisation and tagging by the CLAWS software. At each stage, we had to face and work around problems such as whether to retain original spelling variants in corpus markup, how to implement overlapping hierarchies in XML, and how to calculate the accuracy of tagging in a way that acknowledges errors in tokenisation. The f

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Melnyk, Andriy. "CHALLENGES AND OPPORTUNITIES IN IMPLEMENTING WEB 3.0 STRATEGIES." Three Seas Economic Journal 5, no. 3 (2024): 43–50. http://dx.doi.org/10.30525/2661-5150/2024-3-6.

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This article examines the problems and opportunities that organisations face in implementing a Web 3.0 strategy. It explores the decentralised and transparent characteristics of Web 3.0 technologies, including blockchain, smart contracts and decentralised apps (dApps), and their future impact on business operations. Methodology. The article applies a qualitative methodology using case studies of Fortune Global 500 companies to offer practical advice on Web 3.0 adoption, the obstacles they face and recommendations for overcoming these challenges. Results. Research shows that while the adoption

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Bouraga, Sarah. "Tokenisation approaches on blockchain: state-of-the-art and classification framework." International Journal of Information Technology and Management 24, no. 1/2 (2025): 145–61. https://doi.org/10.1504/ijitm.2025.144144.

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Santos, Igor, Carlos Laorden, Borja Sanz, and Pablo G. Bringas. "Reversing the effects of tokenisation attacks against content-based spam filters." International Journal of Security and Networks 8, no. 2 (2013): 106. http://dx.doi.org/10.1504/ijsn.2013.055944.

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Corcoran, Padraig, Geraint Palmer, Laura Arman, Dawn Knight, and Irena Spasić. "Creating Welsh Language Word Embeddings." Applied Sciences 11, no. 15 (2021): 6896. http://dx.doi.org/10.3390/app11156896.

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Word embeddings are representations of words in a vector space that models semantic relationships between words by means of distance and direction. In this study, we adapted two existing methods, word2vec and fastText, to automatically learn Welsh word embeddings taking into account syntactic and morphological idiosyncrasies of this language. These methods exploit the principles of distributional semantics and, therefore, require a large corpus to be trained on. However, Welsh is a minoritised language, hence significantly less Welsh language data are publicly available in comparison to Englis

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Pirgmann, Michael. "Impact of Tokenisation on Economics Demographics and Economics of Selected Crowdfunding Investments." ACTA VŠFS 17, no. 1 (2023): 7–22. http://dx.doi.org/10.37355/acta-2023/1-01.

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The text analyzed data from two German crowdfunding investments issued by one initiator in the real estate industry, involving a total of 1,692 investors. One fund has a classical investment structure while the initiator used an innovative approach with a tokenised investment product based on the Ethereum blockchain technology in the second one. This paper tries to find the impact on the demographics of the funds and the profitabi lity for the initiator when making a structural change from a classical investment with a minimum investment size of EUR 1,000 to a tokenised investment structure wi

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GAJDOŠ, Ľuboš. "Chinese legal texts – Quantitative Description." Acta Linguistica Asiatica 7, no. 1 (2017): 77–87. http://dx.doi.org/10.4312/ala.7.1.77-87.

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The aim of the paper is to provide a quantitative description of legal Chinese. This study adopts the approach of corpus-based analyses and it shows basic statistical parameters of legal texts in Chinese, namely the length of a sentence, the proportion of part of speech etc. The research is conducted on the Chinese monolingual corpus Hanku. The paper also discusses the issues of statistical data processing from various corpora, e.g. the tokenisation and part of speech tagging and their relevance to study of registers variation.

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Basu, Paritosh. "Digital Transformation with Digital Assets - Tokenisation and Management by Technology Driven Processes." Management Accountant Journal 57, no. 6 (2022): 86. http://dx.doi.org/10.33516/maj.v57i6.86-93p.

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Kharitonova, Yulia S. "Utilitarian Non-Replaceable Tokens in the Russian Law Enforcement: Problems of Legalisation." Zakon 20 (September 2023): 58–67. http://dx.doi.org/10.37239/0869-4400-2023-20-9-58-67.

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The rise of distributed ledger technology and the growth of the crypto-economy has led to the evolution of non fungible tokens from digital image rights authentication to utility solutions that allow consumers to benefit from the possession of rights in the community. The legal analysis of utilitarian non-fungible tokens leads to the need to apply the provisions of the law on utilitarian digital rights to tokenisation services. However, possessing the features of digital rights, utilitarian NFTs cannot always be the object of investment, which requires the exclusion of such tokens from the sco

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Davidová, Marie, Shanu Sharma, Dermott McMeel, and Fernando Loizides. "Co-De|GT: The Gamification and Tokenisation of More-Than-Human Qualities and Values." Sustainability 14, no. 7 (2022): 3787. http://dx.doi.org/10.3390/su14073787.

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The article explores how the quality of life within a deprived urban environment might be improved through the ‘gamification’ of and interaction with, more-than-human elements within the environment. It argues that such quality may be achieved through the community’s multicentered value from the bottom up. This is shown through the case study of the Co-De|GT urban mobile application that was developed in the Synergetic Landscapes unit through real-life research by design experimental studio teaching. Complimentary experimentation took place during the Relating Systems Thinking and Design 10 sy

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Basu, Paritosh. "Web3 and Tokenisation for Asset Creation by Common People with Fragmented Ownership through BTaaS." Management Accountant Journal 58, no. 9 (2023): 63. http://dx.doi.org/10.33516/maj.v58i9.63-69p.

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VILARES, DAVID, MIGUEL A. ALONSO, and CARLOS GÓMEZ-RODRÍGUEZ. "A syntactic approach for opinion mining on Spanish reviews." Natural Language Engineering 21, no. 1 (2013): 139–63. http://dx.doi.org/10.1017/s1351324913000181.

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AbstractWe describe an opinion mining system which classifies the polarity of Spanish texts. We propose an NLP approach that undertakes pre-processing, tokenisation and POS tagging of texts to then obtain the syntactic structure of sentences by means of a dependency parser. This structure is then used to address three of the most significant linguistic constructions for the purpose in question: intensification, subordinate adversative clauses and negation. We also propose a semi-automatic domain adaptation method to improve the accuracy of our system in specific application domains, by enrichi

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Sannikova, Larisa. "Blockchain technology and corporate law." Law & Digital Technologies 2, no. 2 (2022): 3. http://dx.doi.org/10.18254/s278229070024057-8.

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The article analyses legislative initiatives aimed at regulating the use of blockchain in corporate governance. The tokenisation equity opens up new opportunities for companies to attract investment. As a result, many traditional companies are interested in converting traditional securities into security tokens. Countries aspiring to lead the blockchain industry are seeking to establish a legal framework for security tokens and a blockchain-based registration system for them. The use of blockchain brings with it not only the digital transformation of companies, but also the emergence of a new

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Daraselia, Sophiko. "Issues in training the TreeTagger for Georgian." Corpora 19, no. 3 (2024): 317–32. http://dx.doi.org/10.3366/cor.2024.0316.

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The paper describes the process of retraining the TreeTagger program ( Schmid, 1994 ) for the Georgian language. This includes considering some general procedures such as designing a training corpus, creating a tagging lexicon, and training the TreeTagger on Georgian texts. I use a novel katag tagset and enclitic tokenisation approach in part-of-speech tagging. The katag tagset is based on a new morphosyntactic language model (Daraselia and Hardie, forthcoming). In this paper, I address some major disambiguation considerations that were revealed when training the TreeTagger on Georgian texts.

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Hardie, Andrew. "Part-of-speech ratios in English corpora." International Journal of Corpus Linguistics 12, no. 1 (2007): 55–81. http://dx.doi.org/10.1075/ijcl.12.1.05har.

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Using part-of-speech (POS) tagged corpora, Hudson (1994) reports that approximately 37% of English tokens are nouns, where ‘noun’ is a superordinate category including nouns, pronouns and other word-classes. It is argued here that difficulties relating to the boundaries of Hudson’s ‘noun’ category demonstrate that there is no uncontroversial way to derive such a superordinate category from POS tagging. Decisions regarding the boundary of the ‘noun’ category have small but statistically significant effects on the ratio that emerges for ‘nouns’ as a whole. Tokenisation and categorisation differe

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Teixeira, Natália. "Systemic Risks of Sophisticated Financial Products: A Critical Review of Post-2008 Innovations and the Impacts on Global Markets." Journal of International Financial Trends 1, no. 1 (2025): 1–17. https://doi.org/10.55578/jift.2504.001.

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This article provides a critical review of systemic risks arising from post-2008 financial innovation, with a focus on sophisticated instruments such as structured products, crypto derivatives and decentralised finance (DeFi). Drawing on recent theoretical developments and empirical insights, the study investigates how these products amplify market instability through leverage, interconnectivity and algorithmic reflexivity. The analysis criticises traditional regulatory frameworks, highlighting their limitations in addressing emerging risks and proposing a shift towards functional, risk-based

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Karyan, Ara, and Vladimir Karyan. "THE CONCEPT, GOAL, AND SOLUTIONS OF BUSINESS DIGITAL TOKENISATION IN DEVELOPING COUNTRIES, ON THE EXAMPLES OF ARMENIA." Bulletin of Yerevan University G: Economics 15, no. 2 (44) (2025): 131–46. https://doi.org/10.46991/bysu.g/2024.15.2.131.

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The idea of a business model based on tokenized assets is used in the article to describe and build the concept and main approaches, criteria, tools of business digitalization. For competitiveness, high-quality, and inclusive growth of the real sector of the economy, the Republic of Armenia must focus on the paradigm of the digital economy with a matrix of information technology plus an exact industry of the real sector (IT + seprate industries sectors). The benefits and advantages of the token-based business model toolset are outlined in detail in aspects of decentralisation, innovative respo

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Davidová, Marie, and Kateřina Zímová. "COLreg: The Tokenised Cross-Species Multicentred Regenerative Region Co-Creation." Sustainability 13, no. 12 (2021): 6638. http://dx.doi.org/10.3390/su13126638.

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This article argues that whilst our recent economic models are dependent on the overall ecosystem, they do not reflect this fact. As a result of this, we are facing Anthropocene mass extinction. The paper presents a collaborative regenerative region (COLreg) co-creation and tokenisation, involving multiple human and non-human, living and non-living stakeholders. It unfolds different stages of multicentred, systemic co-design via collaborative gigamapping. In the first steps, certain stakeholders are present and certain are represented, whilst in the final stages of generative development, all

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Burilov, Vlad. "Regulation of Crypto Tokens and Initial Coin Offerings in the EU." European Journal of Comparative Law and Governance 6, no. 2 (2019): 146–86. http://dx.doi.org/10.1163/22134514-00602003.

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Much like initial public offerings produce publicly traded securities, Initial Coin Offerings (icos) produce crypto tokens tradeable on crypto exchanges. Despite an apparent need for investor protection the ico and the tokenisation phenomenon have yet to be addressed by legislative action on the EU level. The paper studies the suitability of the EU regulatory framework to capture tokenised financial instruments and utility tokens based on the views of the EU supervisory and national competent authorities. It is argued that EU regulators shall first ensure legal certainty by defining the scope

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Ko, Ju Hee, and Hyun Woo Nam. "A Study on the Framework of the Real-Related Asset NFT Art System." Korea Institute of Design Research Society 10, no. 1 (2025): 358–71. https://doi.org/10.46248/kidrs.2025.1.358.

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The purpose of this study is to propose a framework for an NFT system linked to real-world art assets(RWA). The results of this research are: First, the asset price, volatility, fungibility, issuance purpose, legal issues, and core functions of RWA and NFTs are compared and analysed, and a linkage plan is proposed for art tokenisation, NFT-based ownership authentication, DeFi and lending, marketplace construction, insurance and security, etc. Second, the RWA-NFT art system design should be designed in the form of partial or complete segregation based on art value. Third, the system architectur

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Madhavji, Aly, and Jerry Xu. "Real-world assets in digital banking: Bridging traditional and digital finance." Journal of Digital Banking 10, no. 1 (2025): 54. https://doi.org/10.69554/gnma7078.

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Real-world assets (RWAs), including bonds, real estate and commodities, are tangible assets with economic value that contribute to the financial ecosystem. This paper will explore how RWAs are being integrated into novel digital banking platforms, focusing on the potential of blockchain technology, tokenisation and smart contracts. It aims to provide an in-depth look at two important areas — corporate banking and investments — while addressing current challenges, showcasing practical applications and illustrating how RWAs can help make financial services more inclusive. By lowering traditional

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Mallick, Chandrakant, Sarojananda Mishra, Sumanjit Das, and Bijay Kumar Paikaray. "A deep learning model with effective tokenisation and feature extraction for detection of rumours in online social networks." International Journal of Internet Manufacturing and Services 11, no. 2 (2025): 93–113. https://doi.org/10.1504/ijims.2025.146818.

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Pardi, Anabele-Linda, and Mario Paolucci. "A Chemical Analysis of Hybrid Economic Systems—Tokens and Money." Mathematics 9, no. 20 (2021): 2607. http://dx.doi.org/10.3390/math9202607.

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With the influence of digital technology in our daily lives continuously growing, we investigate methods with the purpose of assessing the stability, sustainability, and design of systems of token economies that include tokens and conventional currencies. Based on a chemical approach, we model markets with a minimum number of variables and compare the transaction rates, stability, and token design properties at different levels of tokenisation. The kinetic study reveals that in certain conditions, if the price of a product contains both conventional money and tokens, one can treat this combina

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Fuensanta, Galindo-Reyes, and De la Varga-Salto José María. "Business model innovation in real estate: Applying the business model navigator to conventional and Tokenised models." Edelweiss Applied Science and Technology 8, no. 6 (2024): 3465–74. http://dx.doi.org/10.55214/25768484.v8i6.2737.

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This study explores the application of the Business Model Navigator framework to enhance business models within the real estate sector, particularly in response to recent technological advancements and shifting market dynamics. By analyzing two case studies—a traditional luxury property developer and a blockchain-based tokenisation platform—the research demonstrates how selected BMN patterns can drive value creation, improve operational efficiency, and enhance scalability. The traditional luxury real estate model, while excelling in delivering high-end properties and tailored customer experien

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BY, TOMAS. "Some notes on the PARC 700 Dependency Bank." Natural Language Engineering 13, no. 3 (2007): 261–82. http://dx.doi.org/10.1017/s1351324907004548.

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The PARC 700 dependency bank is a potentially very useful resource for parser evaluation that has, so to speak, a high barrier to entry, because of tokenisation that is quite different from the source of the data, the Penn Treebank, and because there is no representation of word order, producing an uncertainty factor of some 15%. There is also a small, but perhaps not insignificant, number of errors. When using the dependency bank for evaluation, it seems likely that these things will cause inflated counts for mismatches, so to obtain more accurate measurements, it is desirable to eliminate th

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Sadeghi, Mohammad, and Jesús Vegas. "How well does Google work with Persian documents?" Journal of Information Science 43, no. 3 (2016): 316–27. http://dx.doi.org/10.1177/0165551516640437.

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The performance evaluation of an information retrieval system is a decisive aspect of the measure of the improvements in search technology. The Google search engine, as a tool for retrieving information on the Web, is used by almost 92% of Iranian users. The purpose of this paper is to study Google’s performance in retrieving relevant information from Persian documents. The information retrieval effectiveness is based on the precision measures of the search results done to a website that we have built with the documents of a TREC standard corpus. We asked Google for 100 topics available on the

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Serrano, Will. "Smart or Intelligent Assets or Infrastructure: Technology with a Purpose." Buildings 13, no. 1 (2023): 131. http://dx.doi.org/10.3390/buildings13010131.

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Smart or intelligent built assets including infrastructure, buildings, real estate, and cities provide enhanced functionality to their different users such as occupiers, passengers, consumers, patients, managers or operators. This enhanced functionality enabled by the Internet of Things (IoT), Artificial Intelligence (AI), Big Data, Mobile Apps, Virtual Reality (VR) and 5G does not only translate into a superior user experience; technology also supports sustainability and energy consumption to meet regulation (ESG, NZC) while optimising asset management and operations for enhanced business eco

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R. Cooper, Christopher. "The Construction Complexity Calculator (ConPlex): A tool for calculating Nelson’s (2024) construction-based complexity measure." Research in Corpus Linguistics 13, no. 2 (2025): 124–43. https://doi.org/10.32714/ricl.13.02.05.

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The current study aims to increase the accessibility of Nelson’s (2024) recently suggested construction-based complexity measure by providing a tool that can calculate the measure for single or multiple texts. To validate the tool, complexity scores for the International Corpus Network of Asian Learners of English corpus (ICNALE) were compared with Nelson’s (2024) results. In addition, complexity scores were calculated for a new dataset, the Common European Framework of Reference English Listening Corpus (CEFR), along with the MERLIN corpus, which includes learner writing samples from learners

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R. Cooper, Christopher. "The Construction Complexity Calculator (ConPlex): A tool for calculating Nelson’s (2024) construction-based complexity measure." Research in Corpus Linguistics 13, no. 2 (2025): 124–43. https://doi.org/10.32714/13.02.05.

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The current study aims to increase the accessibility of Nelson’s (2024) recently suggested construction-based complexity measure by providing a tool that can calculate the measure for single or multiple texts. To validate the tool, complexity scores for the International Corpus Network of Asian Learners of English corpus (ICNALE) were compared with Nelson’s (2024) results. In addition, complexity scores were calculated for a new dataset, the Common European Framework of Reference English Listening Corpus (CEFR), along with the MERLIN corpus, which includes learner writing samples from learners

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Lutfiatun Qoriah, Ira Safitri, Layla Husna Nur Chifdzi, Latifatun Nisak, and Pungky Lela Saputri. "Peran Fintech dalam Mendorong Transaksi Berkelanjutan dan Investasi Hijau Global." CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis 5, no. 1 (2025): 80–90. https://doi.org/10.55606/cemerlang.v5i1.3436.

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Fintech has emerged as a key driving force in fostering sustainable transactions and green investments at the global level. Through product and service innovation, fintech is making access to sustainable financial products easier, encouraging wider participation in the green economy. The role of fintech in driving global sustainable transactions and green investments is increasingly significant as the need for environmentally friendly financial solutions grows. Financial technology (fintech) facilitates wider access to green finance through inclusive and efficient digital platforms. Fintech co

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Esch, Maria, Jinbo Chen, Stephan Weise, Keywan Hassani-Pak, Uwe Scholz, and Matthias Lange. "A Query Suggestion Workflow for Life Science IR-Systems." Journal of Integrative Bioinformatics 11, no. 2 (2014): 15–26. http://dx.doi.org/10.1515/jib-2014-237.

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Summary Information Retrieval (IR) plays a central role in the exploration and interpretation of integrated biological datasets that represent the heterogeneous ecosystem of life sciences. Here, keyword based query systems are popular user interfaces. In turn, to a large extend, the used query phrases determine the quality of the search result and the effort a scientist has to invest for query refinement. In this context, computer aided query expansion and suggestion is one of the most challenging tasks for life science information systems. Existing query front-ends support aspects like spelli

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Gong, Hui, and Han Wang. "The new era of Bitcoin: Profits, progress and potential in the inscription-driven crypto industry." Journal of Digital Banking 9, no. 2 (2024): 150. http://dx.doi.org/10.69554/vvok4884.

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The introduction of the Ordinals Protocol and BRC-20 tokens, featuring the pioneering concept of Inscriptions, signifies a pivotal evolution in the Bitcoin network. Officially launched on 21st January, 2023, this innovation embeds a unique blend of tokenisation and non-fungible attributes directly into Bitcoin’s base layer, akin to engraving precious metals. This paper thoroughly examines the technical underpinnings and market implications of BRC-20 tokens, focusing on the stark contrasts with traditional ERC-20 tokens and initial coin offerings. Unlike ERC-20, Inscriptions integrate seamlessl

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Sudarman, Haris, and Y. Yulhendri. "Analisis dan Deteksi Kemiripan Teks Berbasis Python dengan Algoritma Levenshtein Distance." Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) 10, no. 1 (2025): 257. https://doi.org/10.30645/jurasik.v10i1.869.

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Improvements in information technology have complicated the issue of plagiarism in academia, particularly in higher education. This project intends to create a plagiarism detection tool that examines the similarity of PDF files to established references utilizing the Levenshtein Distance method. The suggested system can effectively and precisely identify plagiarism by a series of procedures, such as text extraction, linguistic Preprocessing (tokenisation and stopword removal), and calculating the degree of similarity using the Levenshtein Distance method. Testing was carried out on various sce

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Tkachenko, Kostiantyn. "Using of NLP Methods in Intelligent Educational Systems." Digital Platform: Information Technologies in Sociocultural Sphere 7, no. 1 (2024): 80–96. http://dx.doi.org/10.31866/2617-796x.7.1.2024.307009.

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For the effective organisation of educational processes supported by relevant intelligent learning systems, it is important to choose the right technologies that would ensure individualisation of learning, adequate perception of learning content, and the so-called “understanding” of texts in Ukrainian provided by students (description of the solution to a task, answers provided in their own words, not selected from the test answer options, questions to the system, etc.), prototyping, constant iteration during natural language text recognition and processing, and maximum reliability and efficie

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Hariguna, Taqwa, and Vera Rachmawati. "Community Opinion Sentiment Analysis on Social Media Using Naive Bayes Algorithm Methods." IJIIS: International Journal of Informatics and Information Systems 2, no. 1 (2019): 33–38. http://dx.doi.org/10.47738/ijiis.v2i1.11.

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The election of Governor is an election event for the Regional Head for the future of the region and the country. The Central Java Governor election in 2018 was held jointly on 27 June 2018, which was followed by 2 candidate pairs of the governor. Its many responses from people through twitter's social media to bring up opinions from the public. Sentiment analysis of 2 research objects of Central Java Governor 2018 candidates with a total of 400 tweets with each candidate being 200 tweets. The used of tweets are divided into 3 classes: positive class, neutral class and negative class. In this

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Scalabrini, Elaine, Jessica Ferreira, Paula Odete Fernandes, and Thiago Moraes. "From reviews to emotions: Analysing Bragança’s tourism attractions on TripAdvisor." European Journal of Tourism, Hospitality and Recreation 14, no. 2 (2024): 299–311. https://doi.org/10.2478/ejthr-2024-0022.

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Abstract Over the past decade, sentiment analysis has emerged as a pivotal tool in tourism-related texts, driven by the sheer volume of tourist attractions and the wealth of online information. Tourists increasingly turn to travel websites to access specific information that often eludes standard evaluations of tourist attractions. Forums particularly illuminate specific information needs and their ties to potential destinations. Among these platforms, TripAdvisor has become a favoured choice for posting reviews, ratings, and facilitating online bookings. In this context, this study aims to an

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Exter, Evgeny, and Milan Radosavljevic. "Blockchain Technology in Commercial Real Estate: Developing a Conceptual Design for Smart Contracts." Communication of the Association for Information Systems 55 (2024): 434–58. http://dx.doi.org/10.17705/1cais.05517.

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Commercial real estate transaction processes are inherently complex, multi-faceted, and multifarious due to multiple intermediaries, a high volume of signed documentation, high costs, and the illiquid nature of these transactions. An emerging area in blockchain technology is smart contracts which hold much potential to transform the commercial real estate industry through the digitalization of decentralized business models that ensure transaction transparency and validity. Despite the potential benefits of smart contracts, their use in the commercial real estate industry is at a nascent stage.

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