Academic literature on the topic 'Treaty of bank deposits'

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Journal articles on the topic "Treaty of bank deposits"

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Johannesen, Niels, and Gabriel Zucman. "The End of Bank Secrecy? An Evaluation of the G20 Tax Haven Crackdown." American Economic Journal: Economic Policy 6, no. 1 (2014): 65–91. http://dx.doi.org/10.1257/pol.6.1.65.

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During the financial crisis, G20 countries compelled tax havens to sign bilateral treaties providing for exchange of bank information. Policymakers have celebrated this global initiative as the end of bank secrecy. Exploiting a unique panel dataset, our study is the first attempt to assess how the treaties affected bank deposits in tax havens. Rather than repatriating funds, our results suggest that tax evaders shifted deposits to havens not covered by a treaty with their home country. The crackdown thus caused a relocation of deposits at the benefit of the least compliant havens. We discuss t
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Pratama, Yongky, and Achmad Sulchan. "Notary Role in Issuing Bonding Guarantee of Bilyets Deposits as Collateral Credit on Loan Agreement Process (Case Study in Kanca BRI Blora)." Jurnal Akta 5, no. 4 (2018): 981. http://dx.doi.org/10.30659/akta.v5i4.4129.

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The purpose of this study was to: 1) Determine the implementation of binding guarantee term deposit certificate as collateral credit on the loan agreement. 2) The role of the notary in binding guarantee term deposit certificate as collateral on the loan agreement. 3) Analyze the challenges and solutions for binding guarantee term deposit certificate as collateral credit on the loan agreement (case study in Kanca BRI Blora). The method is a juridical sociological approach to the specification of descriptive analytical research. Sources of data obtained through interviews and literature.Based on
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Fahmi, Sahal. "STANDAARD BANK CREDIT AGREEMENT BASED ON THE VALUE OF JUSTICE." International Journal of Law Reconstruction 1, no. 1 (2017): 55. http://dx.doi.org/10.26532/ijlr.v1i1.1635.

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The treaty law is an open system with the principle of freedom of contract as stipulated in Article 1338 paragraph (1) of BW. The freedom provides an opportunity for all parties, including banks to make an agreement in the form of standaard. This standaard agreement is burdensome because there is no bargaining position between the community as a debtor customer with the bank as a creditor. However, such agreement continues in the banking practice. The purpose of this study is to find the factors influencing standaard bank credit agreement on the distribution of credit to the community based on
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Dupas, Pascaline, Dean Karlan, Jonathan Robinson, and Diego Ubfal. "Banking the Unbanked? Evidence from Three Countries." American Economic Journal: Applied Economics 10, no. 2 (2018): 257–97. http://dx.doi.org/10.1257/app.20160597.

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We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17, 10, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits in treatment accounts were sizable among users, corresponding to the seventy-ninth, ninety-first, and ninety-sixth percentiles of baseline savings. Survey data show no discernible intention-to-treat effects on savings or any downstream outcomes, though we cannot reject large effect sizes for active users. Results suggest that policies merely focused on expandin
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Cardow, Andrew, and William Robert Wilson. "The establishment of savings banks in colonial New Zealand 1840-1907." Journal of Management History 22, no. 4 (2016): 371–88. http://dx.doi.org/10.1108/jmh-06-2016-0034.

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Purpose This paper aims to highlight the reasons for the establishment of savings banks in New Zealand, with a primary thesis being that savings banks in New Zealand were intended to operate in a similar way to those in the UK. That is, to provide banking services to the working classes and supply revenue to a cash-strapped government. Savings banks were reasonably successful in meeting the needs of their depositors but provided little revenue to the government. This gives rise to a secondary thesis that, when the Government was presented with the opportunity to establish the Post Office Savin
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Oh, IL-Hwan. "Study on the laws covering special cases on deposit of unpaid wages for the Korean forced labors, focusing on ‘Prescript on Special Cases of Deposit’ and its ‘Enforcement Ordinace’." Association Of Korean-Japanese National Studies 44 (June 30, 2023): 61–106. http://dx.doi.org/10.35647/kjna.2023.44.61.

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In post-war Japan under GHQ/SCAP, the policies of GHQ and the Japanese government conflicted over the handling of unpaid wages for forced labor victims from former colonies, such as Koreans. While GHQ ultimately instructed debtors, companies and business owners, to deposit them in special management accounts, etc. in order to pay outstanding payments to Koreans, the Japanese government has since 1946 decided to deposit them with each local legal bureau in accordance with the deposit procedure under the Civil Act. instructed that In general, Japanese debtor companies and others followed the ins
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Krinichanskii, K. V., and N. E. Annenskaya. "Monetary requirements for financial development." Finance and Credit 26, no. 2 (2020): 349–68. http://dx.doi.org/10.24891/fc.26.2.349.

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Subject. The study investigates the relationship of financial development and monetary factors, which may be represented with inflation indicators, money aggregate M2 (measured by GDP), differential of interest rates on loans and funds raised by banks, etc. Objectives. The study outlines a theoretical perimeter for analyzing monetary requirements of financial development. Based on empirical data, we show the extent to which the requirements are influential. Methods. To verify the hypothesis, we classify items under study. The relationship of variables is reviewed through regression analysis. T
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Hines, P. J. "Leveraging Bank Deposits." Science 326, no. 5953 (2009): 645. http://dx.doi.org/10.1126/science.326_645d.

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Filippov, Sergey A. "INHERITANCE OF BANK DEPOSITS." Vestnik Tomskogo gosudarstvennogo universiteta. Pravo, no. 17(3) (September 1, 2015): 107–15. http://dx.doi.org/10.17223/22253513/17/11.

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Sussman, J. L. "Protein Data Bank Deposits." Science 282, no. 5396 (1998): 1991f—1991. http://dx.doi.org/10.1126/science.282.5396.1991f.

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Dissertations / Theses on the topic "Treaty of bank deposits"

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Осіпова, О. О. "Форс-мажорні обставини в договорі банківського вкладу (депозиту)". Thesis, Українська академія банківської справи Національного банку України, 2011. http://essuir.sumdu.edu.ua/handle/123456789/62470.

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Alam, Undala Zafar. "Water rationality : mediating the Indus Waters Treaty." Thesis, Durham University, 1998. http://etheses.dur.ac.uk/1053/.

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Siu, Man-kun. "The impact of the abolishment of the interest rate agreement on depositors : the case in Hong Kong /." Hong Kong : University of Hong Kong, 1995. http://sunzi.lib.hku.hk/hkuto/record.jsp?B14723967.

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Mourouzidou, Damtsa Stella. "Three studies on the effects of national culture on bank risk-taking, deposits and profitability." Thesis, University of Manchester, 2018. https://www.research.manchester.ac.uk/portal/en/theses/three-studies-on-the-effects-of-national-culture-on-bank-risktaking-deposits-and-profitability(3f54085b-4bd6-420d-a27d-1e47e2086079).html.

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These three studies on the effect of national culture on banking aim at advancing knowledge and understanding of bank risk-taking, deposits and profitability by adding culture to their determining factors. Banking is a highly regulated industry, and one would expect informal institutions such as national culture not to influence management decisions. However, it seems that bank managers but also bank customers are susceptible to cultural biases making their influence on risk taking, deposit and profitability levels statistically and economically significant. In the first study, I find that nat
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Hilmersson, Markus. "A Study Evaluating the Liquidity Risk for Non-Maturity Deposits at a Swedish Niche Bank." Thesis, KTH, Matematisk statistik, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-273594.

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Since the 2008 financial crisis, the interest for the subject area of modelling non-maturity deposits has been growing quickly. The area has been widely analysed from the perspective of a traditional bank where customers foremost have transactional and salary deposits. However, in recent year the Swedish banking sector has become more digitized. This has opened up opportunities for more niche banking actors to establish themselves on the market. Therefore, this study aims to examine how the theories developed and previously used in modelling liquidity volumes at traditional banks can be used a
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Крухмаль, Олена Валентинівна, Елена Валентиновна Крухмаль та Оlena Valentynivna Krukhmal. "Депозитна стратегія банків України в умовах фінансової кризи". Thesis, Українська академія банківської справи Національного банку України, 2009. http://essuir.sumdu.edu.ua/handle/123456789/61009.

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В роботі розглядаються напрямки оптимізації депозитної стратегії банків України в умовах фінансової кризи.<br>Directions optimization strategy deposit banks in Ukraine in financial crisis considered in the article.
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Smith, Andrew David. "Fractional Reserve Banking: Do the Macroeconomic Benefits Outweigh the Costs?" Thesis, Griffith University, 2015. http://hdl.handle.net/10072/367989.

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Fractional Reserve Banking (FRB), the practice whereby banks create long-term loans and short-term deposits, has existed since the early seventeenth century, and is generally considered to be economically beneficial by making money more readily available for long term investment. But it also has a sting, since it is premised on an unfulfillable promise: that all depositors can withdraw all their savings whenever they wish. This can result in panic withdrawals from banks, which have the potential to escalate into worldwide financial crises. So do the benefits of FRB outweigh the costs? Su
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Siu, Man-kun, and 蕭文琴. "The impact of the abolishment of the interest rate agreement on depositors: the case in Hong Kong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1995. http://hub.hku.hk/bib/B31266800.

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Крячкова, Л. И. "Особенности банковской стратегии на рынке корпоративных депозитов". Thesis, Украинская академия банковского дела Национального банка Украины, 2011. http://essuir.sumdu.edu.ua/handle/123456789/63509.

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Основными источниками пополнения ресурсной базы коммерческих банков в 2009–2010гг. являлись средства, полученные от Банка России или привлеченные на рынке межбанковского кредитования, также вклады населения и депозиты юридических лиц. В 2009–2010гг. в формировании ресурсной базы банков повысилась роль средств, привлеченных от населения и юридических лиц. Доля указанных средств в совокупных банковских пассивах увеличилась с 38 % на 01.01.2009 до 42 % на 01.12.2010.
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Prasad, Aman. "Sovereign Immunity from Execution of Arbitral Awards : A Focus on Attaching and Executing Central Bank Assets and 2004 UNSCI." Thesis, Uppsala universitet, Juridiska institutionen, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-416632.

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The past few decades have seen a veritable explosion of investment treaty and other arbitration claims brought against States. Many of these claims have been heard through ICSID arbitration. In comparison to other arbitration frameworks, the ICSID regime has its own self-contained rules for enforcement. Thus, given the significant increase in arbitration claims against States, on the one hand, and States’ not too seldom invoking of the defence of sovereign immunity, on the other hand, this treatise is timely in addressing various outstanding issues that award-creditors have and will continue t
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Books on the topic "Treaty of bank deposits"

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International Monetary Fund. Protecting Bank Deposits. INTERNATIONAL MONETARY FUND, 1997. http://dx.doi.org/10.5089/9781557756428.051.

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Imhoff, Alfred. Protecting bank deposits. International Monetary Fund, 1997.

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Huizinga, Harry. Deposit insurance and international bank deposits. Directorate-General for Economic and Financial Affairs, Commission of the European Communities, 2002.

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Joshi, V. R. Resource mobilisation and economic development. Vohra Publishers & Distributors, 1990.

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Ennis, Huberto M. Bank runs and institutions: The perils of intervention. Federal Reserve Bank of Richmond, 2007.

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Focarelli, Dario. Are mergers beneficial to consumers?: Evidence from the market for bank deposits. Banca d'Italia, 2002.

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United States. Congress. House. Committee on Government Operations. Federal regulation of brokered deposits: A followup report : thirty-eighth report. U.S. G.P.O., 1986.

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Ennis, Huberto M. Bank runs and investment decisions revisited. Federal Reserve Bank of Richmond, 2004.

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Clark, Barkley. The law of bank deposits, collections, and credit cards. A.S. Pratt & Sons, 1998.

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Clark, Barkley. The law of bank deposits, collections, and credit cards. 3rd ed. Warren, Gorham & Lamont, 1990.

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Book chapters on the topic "Treaty of bank deposits"

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Whiting, D. P. "Bank deposits and lending." In Mastering Banking. Macmillan Education UK, 1994. http://dx.doi.org/10.1007/978-1-349-13240-9_8.

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Crick, W. F. "The genesis of bank deposits." In The History of Banking II, 1844-1959 Vol 7. Routledge, 2024. https://doi.org/10.4324/9781003547204-7.

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Dennison, Tariq. "Cash, Bank Deposits, and Interest Rates." In Invest Outside the Box. Springer Singapore, 2018. http://dx.doi.org/10.1007/978-981-13-0372-2_1.

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Cannan, E. "The meaning of bank deposits (1921)." In The History of Banking II, 1844-1959 Vol 7. Routledge, 2024. https://doi.org/10.4324/9781003547204-5.

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Harrison, Barry, Charles Smith, and Brinley Davies. "Money and the Creation of Bank Deposits." In Introductory Economics. Macmillan Education UK, 1992. http://dx.doi.org/10.1007/978-1-349-22006-9_23.

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Brunet, Ferran. "Flight of Companies, Capital and Bank Deposits." In The Economics of Catalan Separatism. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-14451-6_32.

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Harrison, Barry. "Money and the Creation of Bank Deposits." In Introductory Economics Course Companion. Macmillan Education UK, 1993. http://dx.doi.org/10.1007/978-1-349-13004-7_23.

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Shaker, I. E., and N. S. Shaker. "Financial Tools as an Alternative to Bank Deposits and Deposits of Microfinance Organizations." In The Future of the Global Financial System: Downfall or Harmony. Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-030-00102-5_88.

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Ginting, Daniel. "Indonesia." In Financial Services Regulation in Asia Pacific. Oxford University PressOxford, 2008. http://dx.doi.org/10.1093/oso/9780199532810.003.0006.

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Abstract Under the Banking Law and its implementing regulation, any party engaged in banking activities (which are defined to include deposit taking and the use of such deposits for lending) must obtain a licence from Bank Indonesia. A lending activity, however, would be treated as a general commercial transaction that does not require specific licensing from Bank Indonesia. In practice, there are many cross-border lending transactions from foreign lenders to Indonesian borrowers. Bank Indonesia imposes limits on the percentage of a bank’s total capital which may be extended to afflliated or n
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"H. Bank deposits." In Banking & Capital Markets Companion 3/e. Routledge-Cavendish, 2003. http://dx.doi.org/10.4324/9781843146933-100.

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Conference papers on the topic "Treaty of bank deposits"

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Xie, Fei. "Prediction of Bank Fixed Deposits Based on Logistic Regression." In International Conference on Data Science and Engineering. SCITEPRESS - Science and Technology Publications, 2024. http://dx.doi.org/10.5220/0012842900004547.

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Tanvir, Muhammad Farhan, Md Maruf Hossain, and Md Asifuzzaman Jishan. "Bayesian Regression for Predicting Subscription to Bank Term Deposits in Direct Marketing Campaigns." In 2024 International Conference on Decision Aid Sciences and Applications (DASA). IEEE, 2024. https://doi.org/10.1109/dasa63652.2024.10836512.

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Sharma, CA Priti, Rupa Khanna Malhotra, Shashank Awasthi, Manas Kumar Mishra, Rakesh Kumar, and Ayushi Sharma. "Impact of Technology on Urban Residents Investment in Bank Deposits and Mutual Funds: A Case Study of Uttarakhand." In 2025 International Conference on Intelligent Control, Computing and Communications (IC3). IEEE, 2025. https://doi.org/10.1109/ic363308.2025.10957392.

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Basu, Subrata, Amitabha Ghoshal, and Alok Bhowmick. "Caisson Foundations for two Bridges across river Hooghly at Kolkata." In IABSE Symposium, Tokyo 2025: Environmentally Friendly Technologies and Structures: Focusing on Sustainable Approaches. International Association for Bridge and Structural Engineering (IABSE), 2025. https://doi.org/10.2749/tokyo.2025.0585.

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&lt;p&gt;Kolkata is separated from its twin city Howrah by the river Hooghly, which has a bed of silt clay, and, fine sand up to large depths, typical of alluvial deposits. The high demand for cross-river traffic prompted the building of two bridges, with the earlier one a balanced cantilever with suspended span, with a load under the main pier of 30000 tons, and the second one, a cable-supported span with a tower load of 10000 tons. A single monolith of size 55 m x 25 m with 21 chambers, with steel cutting edges under all walls, and provision for airtight diaphragms on the cap of all walls, was
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Doupe, J. T., and W. R. Livingstone. "Response, Remediation and Risk Management of a Crude Oil Pipeline Spill." In 1998 2nd International Pipeline Conference. American Society of Mechanical Engineers, 1998. http://dx.doi.org/10.1115/ipc1998-2117.

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In December 1995, an oil spill was discovered along a section of pipeline located near the bank of a major river, less than 1 km upstream of the water supply intake of a southern Alberta community. The spill, which involved light crude oil, was observed at ground surface over an area of approximately 3 000 m2 at the top of the river slope and had also migrated downslope through the subgrade soils and along the groundwater table toward the river. The initial emergency response activities consisted of removing and disposing of oil-stained vegetation and snow, and the containment and recovery of
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Akisin, Cletus J., Chris J. Bennett, Federico Venturi, and Tanvir Hussain. "Effect of Heat-Treatment on the Microstructure and Mechanical Properties of CoCrFeNiMn High Entropy Alloy Additively Manufactured via Cold Spray." In ITSC 2023. ASM International, 2023. http://dx.doi.org/10.31399/asm.cp.itsc2023p0400.

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Abstract The application of cold spray (CS) for additive manufacturing (CSAM) of structural components using metallic materials has recently attracted much attention. However, there are limited reports on developing thick deposits or components with high entropy alloys (HEAs) via CSAM and investigating the microstructural evolution and mechanical properties after deposition and subsequent annealing heat-treatment. This work investigated the microstructure and mechanical properties of asdeposited and heat-treated thick CoCrFeNiMn HEA deposit fabricated via CSAM. The microstructure of the HEA de
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Boyoukliev, Ivaylo V., Hristina N. Kulina, and Snezhana G. Gocheva-Ilieva. "Forecasting Volatility of Bank Deposits of Individuals Using Hybrid Arcing -ARIMA Approach: Forecasting Volatility of Bank Deposits." In ICoMS 2023: 2023 6th International Conference on Mathematics and Statistics. ACM, 2023. http://dx.doi.org/10.1145/3613347.3613356.

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Oleiwi, Hussein Zaboon. "Relationship Between Bank Deposits and Profitability of Commercial Banks (Practical Example of Jordan Commercial Bank)." In 8th International Conference on Contemporary Problems in the Development of Economic, Financial and Credit Systems (DEFCS 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.201215.010.

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Filip, Angela, and Inesa Bruma. "Current trends in the development of the bank deposit market in the Republic of Moldova." In International Scientific Conference "Modern Paradigms in the Development of the National and World Economy", 17th Edition. Moldova State University, 2025. https://doi.org/10.59295/mpdnwe2024.36.

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Purpose of the article: A bank deposit is an amount of money held in a bank account for the purpose of saving or for use as collateral. The deposit account is opened at sight or term, with or without related interest. The history of the banking system in the Republic of Moldova demonstrates a contradictory evolution concerning the attraction of deposits by banking institutions. The purpose of this article is to determine the current trends of bank deposits market in the Republic of Moldova Methodology: The study was carried out based on the reports of the National Bank of Moldova and the opini
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Romanciuc, Gheorghe. "Particulars of accounting in the field of bank deposit guarantee." In Conferința științifică internațională studențească „Provocările contabilității în viziunea tinerilor cercetători”, ediția VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/issc2023.46.

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Deposit guarantee schemes (DGS) are authorities that guarantee repayment of a limited amount to compensate depositors whose bank has failed. An underlying principle of DGS is that they are financed entirely by banks and that no taxpayer funds are used. Within SGD, there are a number of accounting peculiarities related to the specifics of existing operations between SGD and banks, as well as those related to the repayment of guaranteed deposits. This article fully analyzes the field of guaranteeing bank deposits in the Republic of Moldova and in particular the specifics of the accounting operat
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Reports on the topic "Treaty of bank deposits"

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Jiang, Erica, Gregor Matvos, Tomasz Piskorski, and Amit Seru. Banking without Deposits: Evidence from Shadow Bank Call Reports. National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w26903.

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Martínez Resano, José Ramón. CBDCs, banknotes and bank deposits: the financial stability nexus. Banco de España, 2024. https://doi.org/10.53479/38457.

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This paper explores the financial stability nexus within a monetary ecosystem that has been expanded to include a central bank digital currency (CBDC). The paper examines the new risks associated with the introduction of a CBDC, their mitigants and their potential amplification factors. Economists and academics still seem to be split on the validity of the traditional principle of separating money into two tiers of public and private money, as a structural mitigant of the risks of deposit substitution and banking disintermediation towards CBDCs. The potential amplification of the risks associa
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Hirtle, Beverly, and Matthew C. Plosser. Bank Economic Capital. Federal Reserve Bank of New York, 2025. https://doi.org/10.59576/sr.1144.

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Conventional measures of bank solvency fail to account for the unique liquidity risks posed by deposits. Using public regulatory data, we develop a novel measure, economic capital, that jointly quantifies the impact of credit, liquidity, and market risk on bank solvency. We validate that economic capital is a more timely and accurate indicator of bank health than standard solvency measures. Using our framework, we examine the evolution of banking sector risk exposures over several decades. Despite significant reforms in the aftermath of the Global Financial Crisis, economic capital suggests th
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Maggio, Marco Di, Pulak Ghosh, Soumya Kanti Ghosh, and Andrew Wu. Impact of Retail CBDC on Digital Payments, and Bank Deposits: Evidence from India. National Bureau of Economic Research, 2024. http://dx.doi.org/10.3386/w32457.

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Mayordomo, Sergio, and Irene Roibás. The pass-through of market interest rates to bank interest rates. Banco de España, 2023. http://dx.doi.org/10.53479/34572.

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The pass-through of market interest rates to the financial conditions of households and firms is an essential element in the monetary policy transmission mechanism. In this paper, we analyse how this transmission is playing out in the current hiking cycle in the euro area and in Spain, as compared to previous cycles. We find that the pass-through to the interest rates on retail time deposits is slower than in previous hiking cycles in both jurisdictions. Moreover, a slower pass-through is also observed for mortgages in Spain. We then show there is significant heterogeneity in this pass-through
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Carey, Mark S., and Christopher Healy. Short Selling and Bank Deposit Flows. Federal Reserve Bank of Cleveland, 2024. http://dx.doi.org/10.26509/frbc-wp-202405.

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Some observers have argued that the short selling of bank stock contributes to bank runs and bank failures. Previously, no evidence has been available. We find no evidence that more short selling of bank stock is associated with materially larger outflows of bank deposits. We believe this means that proposals to restrict the short selling of bank stock should be supported by other arguments.
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Fischl-Lanzoni, Natalia, Martin Hiti, Nathan Kaplan, and Asani Sarkar. Investor Attention to Bank Risk During the Spring 2023 Bank Run. Federal Reserve Bank of New York, 2024. http://dx.doi.org/10.59576/sr.1095.

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We examine how investors’ perception of bank balance sheet risk evolved before and during the March-April 2023 bank run. To do so, we estimate the covariance (“beta”) of bank excess stock returns with returns on factors constructed from long-short portfolios sorted on shares of uninsured deposits and unrealized losses on securities. We find that the market’s perception of bank risk shifted in both the time series and the cross-section. From January 2022 to February 2023, both factor betas were mostly insignificant, but after the bank run started, they became positive and significant for all ba
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Hernández Romero, Karla, Diego A. Vera-Cossio, Bridget Hoffmann, and Camilo Pecha. The Promises of Digital Bank Accounts for Low-income Individuals. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0005521.

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The push for adopting digital modes of payment rests on three promises: increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals. We experimentally test the extent to which these promises are fulfilled. We exploit the random assignment into an intervention to encourage direct deposits of recurrent government benefits into digital bank accounts in Colombia. Switching from cash to direct deposits reduces disbursement errors and increases access to benefits among eligible beneficiaries. It also increases the owners
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Fairweather, Zan, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma, and Jack Mulqueeney. Valuing Safety and Privacy in Retail Central Bank Digital Currency. Reserve Bank of Australia, 2024. http://dx.doi.org/10.47688/rdp2024-02.

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This paper explores the merits of introducing a retail central bank digital currency (CBDC) in Australia, focusing on the extent to which consumers would value having access to a digital form of money that is even safer and potentially more private than commercial bank deposits. To conduct our exploration we run a discrete choice experiment, which is a technique designed specifically for assessing public valuations of goods without markets. The results suggest that the average consumer attaches no value to the added safety of a CBDC. This is consistent with bank deposits in Australia already b
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Bonilla-Mejía, Leonardo, Mauricio Villamizar-Villegas, and María Alejandra Ruiz-Sánchez. The Leading Role of Bank Supply Shocks. Banco de la República de Colombia, 2022. http://dx.doi.org/10.32468/be.1205.

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This paper studies the impact of the Covid-19 pandemic on corporate credit in Colombia. We first exploit the geographic and temporal variation in the disease spread to estimate the effect of local exposure to the virus on credit. Our estimates indicate that neither local exposure to the virus, nor the sector-specific mobility restrictions had an impact on credit. We then assess the role of bank supply shocks. We create a measure of bank exposure, reflecting the geographic heterogeneity in pandemic vulnerability and deposits, and estimate its effect on credit. Results indicate that bank-supply
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