Log in

Relevant bibliographies by topics / United States Banking Industry / Journal articles

To see the other types of publications on this topic, follow the link: United States Banking Industry.

Journal articles on the topic 'United States Banking Industry'

Author: Grafiati

Published: 5 June 2025

Last updated: 1 August 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'United States Banking Industry.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Hassan, M. Kabir, William J. Hippler, and Walter Lane. "U.S. community banking performance." Corporate Ownership and Control 13, no. 1 (2015): 1150–65. http://dx.doi.org/10.22495/cocv13i1c10p3.

Full text

Abstract:

Community banking plays an important role in financial intermediation in the United States, especially in the context of providing financing in smaller, rural markets and for small businesses. However, recent trends in regulation, the economic environment, and industry practices have led to a significant decline in the amount of FDIC-chartered institutions that qualify as community banks. In addition, the share of community-bank-held assets in the United States is declining as well. The decline of the community banking industry has significant implications for the efficiency and growth of the

APA, Harvard, Vancouver, ISO, and other styles

2

Sharma, Dinesh K., Julius A. Alade, and Hari P. Sharma. "Analysis of Interstate Banking Deregulation in The United States." Paradigm 1, no. 2 (1998): 1–9. http://dx.doi.org/10.1177/0971890719980202.

Full text

Abstract:

The purpose of this paper is to look at the intense controversy over interstate banking by analyzing the concerns and aspirations of the many players involved. The paper presents the positive and negative impacts of interstate banking from a number of perspectives. Our findings show that as much as the advent of interstate banking might lead to considerable bank consolidation and reduction in the number of smaller, local depository institutions that occupy strategic role in providing commercial and industrial loans to small business, the overall benefit of the deregulation provides a positive

APA, Harvard, Vancouver, ISO, and other styles

3

Ng, Kenneth. "Free Banking Laws and Barriers to Entry in Banking, 1838–1860." Journal of Economic History 48, no. 4 (1988): 877–89. http://dx.doi.org/10.1017/s0022050700006653.

Full text

Abstract:

The thesis that free banking laws lowered barriers to entry in the U.S. banking industry is tested by examining entry of firms and output of banking services before and after the institution of free banking. The output of banking services and the number of banks remained the same or declined after the institution of free banking, in all states with viable free banking laws except New York. In light of this evidence, the belief that free banking in the antebellum United States increased competition and efficiency of the banking industry by lowering barriers to entry must be reconsidered.

APA, Harvard, Vancouver, ISO, and other styles

4

Gorton, Gary. "Clearinghouses and the Origin of Central Banking in the United States." Journal of Economic History 45, no. 2 (1985): 277–83. http://dx.doi.org/10.1017/s0022050700033957.

Full text

Abstract:

The pre-1914 U.S. banking industry is not easily characterized as a market operating through a price system. The endogenous development of the clearinghouse as the industry's organizing institution can be explained by inherent characteristics of demand deposits. During banking panics the clearinghouse united banks into an organization resembling a single firm which produced deposit insurance.

APA, Harvard, Vancouver, ISO, and other styles

5

Lewis, Alfred. "The European Community and the implications for United States banking industry." Strategic Change 2, no. 4 (1993): 233–39. http://dx.doi.org/10.1002/jsc.4240020407.

Full text

APA, Harvard, Vancouver, ISO, and other styles

6

Weale, Martin. "Commentary: the Banking Crisis and the Economy." National Institute Economic Review 204 (April 2008): 4–8. http://dx.doi.org/10.1177/00279501082040010401.

Full text

Abstract:

The past few weeks have seen an intensification of the banking crisis in the United States, with the near failure of Bear Sterns, although some commentators hopefully say that the worst has now passed. In the United Kingdom the gap between the Bank Rate and money market rates has re-opened and is described as indicative of a reluctance of banks to lend to each other. In this commentary we seek to explain the fundamental factors behind recent developments in UK lending markets. We begin by describing the recent experience of the financial services industry in the United Kingdom and putting the

APA, Harvard, Vancouver, ISO, and other styles

7

Judijanto, Loso, Salwa Aulia Novitasari, and Rani Eka Arini. "Competitive Advantage of Banking Industry in the Digital Age: A Bibliometric Approach." West Science Interdisciplinary Studies 3, no. 04 (2025): 640–52. https://doi.org/10.58812/wsis.v3i04.1859.

Full text

Abstract:

The digital age has fundamentally transformed the competitive dynamics of the global banking industry, necessitating the integration of advanced technologies, customer-centric strategies, and agile business models. This study conducts a comprehensive bibliometric analysis to explore the evolution, intellectual structure, and thematic trends in scholarly literature on competitive advantage in the banking sector from 2000 to 2024. Drawing data from the Scopus database and utilizing VOSviewer for visualization, the study identifies key research clusters centered around digital banking, fintech, a

APA, Harvard, Vancouver, ISO, and other styles

8

Wang, Weiqing. "Comparison of Investment Banking Models in the US and China." Advances in Economics, Management and Political Sciences 12, no. 1 (2023): 89–94. http://dx.doi.org/10.54254/2754-1169/12/20230604.

Full text

Abstract:

Investment banks in the United States first emerged in the early 19th century, with a focus on securities underwriting. Compared with other countries, the United States investment banks were established earlier, and after the subprime crisis, the United States investment banks, through their own exposure to business problems, improved so that they have a more perfect regulatory system and a more advanced business model. As a result, in the process of developing its own business, China's investment banks should take the essence and discard the dross in order to find a suitable development direc

APA, Harvard, Vancouver, ISO, and other styles

9

Adams, Robert M. "Consolidation and Merger Activity in the United States Banking Industry from 2000 through 2010." Finance and Economics Discussion Series 2012, no. 51 (2012): 1–33. http://dx.doi.org/10.17016/feds.2012.51.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Venkataramany, Sivakumar. "LESSONS FOR THE INDIAN BANKING INDUSTRY FROM THE BANK FAILURES IN THE UNITED STATES." Journal of International Finance and Economics 23, no. 2 (2023): 48–58. http://dx.doi.org/10.18374/jife-23-2.4.

Full text

APA, Harvard, Vancouver, ISO, and other styles

11

Merz, Markus, and Jan Riepe. "SMEs with legally restricted banking access: evidence from the US marijuana industry." Journal of Business Economics 91, no. 6 (2021): 797–849. http://dx.doi.org/10.1007/s11573-020-01017-6.

Full text

Abstract:

AbstractThis paper examines how legally restricted access to banking services affects small and medium-sized enterprises (SMEs) in a highly developed country. Using a mixed-method approach, we examine the unique situation of the US marijuana industry. The industry benefits from the superior institutional environment in terms of legal protection and the labor market of the United States. However, due to conflicting state and federal laws it has no legal access to banking. We find significant value effects around three major events that affected future access to banking. These results indicate t

APA, Harvard, Vancouver, ISO, and other styles

12

Z Lund, Amy, Ryan Kohli, Matthew Nicholaou, and Justin R Rhees. "Variations in low titer group O whole blood practices in the United States." International Journal of Blood Transfusion and Immunohematology 13, no. 2 (2023): 1–7. http://dx.doi.org/10.5348/100078z02al2023ra.

Full text

Abstract:

Aims: Blood banking is a strictly monitored industry in the United States (US) with regulatory bodies and accrediting agencies establishing and enforcing standards for the collection, testing, and transfusion of blood products. However, there is a lack of standardization for the increasingly popular blood product low titer group O whole blood (LTOWB). The aims of our survey were to assess the degree of variation in the processes and procedures involved in the collection, manufacture, testing, storage, and transfusion of LTOWB products, which could serve as a resource for establishing future st

APA, Harvard, Vancouver, ISO, and other styles

13

Toatubun, Maimunah, and Mohammad Hanafi Holle. "Comparative Study: The Development of Islamic Economics and Finance Industry in the UK, The United States, and Indonesia." DE'RECHTSSTAAT 11, no. 1 (2025): 105–21. https://doi.org/10.30997/jhd.v11i1.15752.

Full text

Abstract:

The existence of Lariba financial institutions is the starting point for the development of Islamic Banking, Sukuk, and Takaful which are utilized by the community. Indonesia has experienced improvements in terms of Islamic banking, sukuk, and takaful. The obstacles faced are regulations that have not fully supported the implementation of Islamic values, understanding and lack of human resources. America is faced with the obstacle of the attitude of the community who still do not accept the existence of Islamic law. Lack of support from the US government and minimal infrastructure. Indonesia l

APA, Harvard, Vancouver, ISO, and other styles

14

Wu, Zhangchi. "A Comparative Study of the Bank Supervisory Systems of China and the United States from an International Perspective." Frontiers in Business, Economics and Management 17, no. 3 (2024): 131–35. https://doi.org/10.54097/pwnere29.

Full text

Abstract:

This research delves into a comprehensive analysis of the banking regulatory systems of China and the United States, highlighting both the convergences and divergences. It aims to understand the profound implications these systems have on the global financial landscape. Recognized as economic powerhouses, the financial regulatory frameworks of these nations are pivotal for ensuring stability and fostering sustainable economic growth. Utilizing empirical data and descriptive methodologies, this paper presents a detailed comparative analysis of the historical progression, underlying philosophies

APA, Harvard, Vancouver, ISO, and other styles

15

Nikitin, L. V. "FINANCIAL STORMS IN THE PACIFIC: THE USA–JAPAN COMPETITION IN THE BANKING SECTOR (1970–2020)." Вестник Пермского университета. История, no. 4(59) (2022): 51–61. http://dx.doi.org/10.17072/2219-3111-2022-4-51-61.

Full text

Abstract:

The article deals with half a century of historical development (from the early 1970s to the present) of one of the key aspects of US-Japan political and economic relations – competition between the banking systems of these countries. Particular focus on this pair of financial forces is due to their leading positions in the global banking industry for many decades. The research is based on the 50-year series of statistical data, as well as national legislation, periodicals and memoirs. It is shown that the leadership of the USA in the banking sector, still retained by the early 1970s, looked i

APA, Harvard, Vancouver, ISO, and other styles

16

Olusegun Adebayo, Nicholas Mensah, and Tobias Kwame Adukpo. "Navigating liquidity management challenges in the era of digital banking in the United States." World Journal of Advanced Research and Reviews 25, no. 2 (2025): 2711–19. https://doi.org/10.30574/wjarr.2025.25.2.0576.

Full text

Abstract:

This article discusses how digital banking changes the liquidity management practices of banks in the United States by analyzing the challenges posed by digitization, real-time transactions, changing consumer expectations, regulatory pressures, and the competitive threat from fintech. The study conducts a systematic literature review, examining academic literature, industry reports, and regulatory frameworks to develop a comprehensive assessment of liquidity management in the digital banking era. The study found empirical evidence that digital banking, notwithstanding its improvements in trans

APA, Harvard, Vancouver, ISO, and other styles

17

Lewis, Alfred. "Environmental alignment: An analysis of the performance of the banking industry in the United States." Strategic Change 1, no. 4 (1992): 241–48. http://dx.doi.org/10.1002/jsc.4240010407.

Full text

APA, Harvard, Vancouver, ISO, and other styles

18

Essayyad, Musa, Banamber Mishra, Omar Al-Titi, and Prakriti Karki. "INVESTIGATING BANK MARKET CONCENTRATION IN THE SOUTHERN REGION OF THE UNITED STATES: IMPLICATIONS FOR BANKING STRUCTURE." International Journal of Finance 6, no. 3 (2021): 91–105. http://dx.doi.org/10.47941/ijf.717.

Full text

Abstract:

The objective of this paper is to determine whether commercial banks in the Southern Region of the United States are highly concentrated and hence less competitive in offering favorable lending terms to borrowers and subsequently hindering economic development in their region. The paper employs concentration measures to estimate the concentration degrees of commercial banks in the Southern Region of the United States in 2019. Data for deposits and loans plus leases of banks in 12 states in the South were collected for the year 2019 from the following sources: http://www.ofi.state.la.us/ and ht

APA, Harvard, Vancouver, ISO, and other styles

19

Lin, Jiaxin. "The Asset Allocation Analysis for Banking and Technology and Retail Industries." BCP Business & Management 38 (March 2, 2023): 1550–55. http://dx.doi.org/10.54691/bcpbm.v38i.3931.

Full text

Abstract:

With the outbreak of COVID-19 in 2020, the economies of almost all countries in the world have faced inevitable and significant losses. The GDP growth rate of major economies in the world has not improved or even declined. During the pandemic, many people lost their jobs, which meant they lost a regular source of income to support them; At this time, the money made by the way of making money online -- buying stocks, or various financial products -- is very important, and portfolio analysis is the first step to successful investment. In this paper, four of the most successful companies in the U

APA, Harvard, Vancouver, ISO, and other styles

20

Zhou, Dan, and Ken Shakoori. "Bank Deregulation, Asset Concentration And Safety & Soundness Of Banking Industry." Journal of Business & Economics Research (JBER) 9, no. 7 (2011): 21. http://dx.doi.org/10.19030/jber.v9i7.4678.

Full text

Abstract:

In this paper, we examine the pattern of asset concentration among 900 largest bank holding companies in the United States during 1986-2008. The entropy coefficient is used as a measure of concentration because it is said to be theoretically sound and superior to other models due to its decomposition properties (Theil, 1972). Decomposing 900 bank holding companies in nine 100-subgroups and testing the within-set and between-set concentration of total assets and selected groups of individual assets revealed that the bottom 850 bank holding companies did not exhibit a noticeable change in asset

APA, Harvard, Vancouver, ISO, and other styles

21

Li, Chenqi, and Tong Wu. "Some Controversial and Important Issues about Shadow Banking Research." Journal of Economics and Public Finance 5, no. 1 (2019): 119. http://dx.doi.org/10.22158/jepf.v5n1p119.

Full text

Abstract:

<p><em>After the outbreak of the international financial crisis in 2008, the concept of shadow banking was first put forward by the financial circles in the United States. In the past ten years, the development of the shadow banking has been a great deal of researches and great achievements made in the academia and the industry. However, there are still some problems that have not been effectively solved or disputed. This paper extracts the periodicity of the CIS and converse of shadow bank, the influence of the shadow banking on the effectiveness of monetary policy, the portrayed

APA, Harvard, Vancouver, ISO, and other styles

22

Shuba, Olena А., and Viktoriia V. Lotkina. "The Current State of Neobanking in the USA and European Countries." Business Inform 7, no. 534 (2022): 17–24. http://dx.doi.org/10.32983/2222-4459-2022-7-17-24.

Full text

Abstract:

The purpose of the article is to study the current state and trends of neobanking in the United States and European countries. It is noted that the world highest indicator of the number of customers who have bank accounts exclusively in digital format was recorded in the United States. A further increase in the number of such clients is predicted, firstly, due to the existing potential of the population, and secondly, due to the increase in the number of banks that conduct operations exclusively in digital format. In 2022, the value of neobanking transactions in the United States should reach

APA, Harvard, Vancouver, ISO, and other styles

23

Jian, Yangyang, Keke Liang, Yifei Sun, and Fan Zhang. "Research on the Asset Liability Management Mechanism of Commercial Banks Taking Silicon Valley Bank as an Example." IC-ITECHS 5, no. 1 (2024): 841–47. https://doi.org/10.32664/ic-itechs.v5i1.1648.

Full text

Abstract:

Since 2023, the bank bankruptcy incidents in the United States, represented by Silicon Valley Bank, have continued to ferment, causing bank runs and capital market turmoil, and spreading panic in the financial market. This article takes Silicon Valley Bank as an example to review the beginning and end of the bankruptcy event caused by the liquidity crisis, and analyzes the reasons for its bankruptcy from internal factors such as bank asset liability maturity mismatch, weakened capital adequacy ratio, and lack of risk management measures, as well as external environmental factors such as the Fe

APA, Harvard, Vancouver, ISO, and other styles

24

Philip Adekanmbi, Foluso, and Wilfred Ukpere. "The impact of innovative work behavior, perceived Leadership 4.0, and corporate social responsibility on sustaining banking industry performance in Nigeria within the 4IR Era." Banks and Bank Systems 18, no. 4 (2023): 1–11. http://dx.doi.org/10.21511/bbs.18(4).2023.01.

Full text

Abstract:

Despite the increase in business performance research, only some studies have examined the combination of innovative work behavior, Leadership 4.0, and corporate social responsibility as performance factors in Nigeria’s banking industry in the current 4IR. This study aims to sustain performance in the banking industry of Nigeria. Four hundred (400) bank employees were randomly selected for this study from a sample of cooperating banks (Zenith Bank Plc, Guarantee Trust Bank Plc, United Bank for Africa Plc, and First Bank of Nigeria Plc) in the Nigerian states of Oyo and Lagos. One Hundred (100)

APA, Harvard, Vancouver, ISO, and other styles

25

Fan, Conglai, Xinlei Cai, and Jian Lin. "Research on the threshold of symbiosis between finance and real economy – empirical test based on banking panel threshold model." China Political Economy 4, no. 2 (2021): 146–69. http://dx.doi.org/10.1108/cpe-11-2021-0013.

Full text

Abstract:

PurposeStarting from the theoretical mechanism of profit sharing between finance and the real economy, this paper reviews and analyzes the profitability of China's banking industry and makes a horizontal comparison with the banking industry of the United States, Japan, and Germany.Design/methodology/approachBased on the panel threshold model, it is found that there is a dual-threshold asymmetric effect between banking profit and the growth of real economy. When the net profit rate of the banking industry is lower than 0.491%, the increase in banking profitability will inhibit the growth of rea

APA, Harvard, Vancouver, ISO, and other styles

26

Shageeva, Gulnara R. "CORPORATE GOVERNANCE IN THE BANKING SECTOR UNDER SANCTION RESTRICTIONS." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 4/1, no. 124 (2022): 54–59. http://dx.doi.org/10.36871/ek.up.p.r.2022.04.01.006.

Full text

Abstract:

The article describes the real economic situation faced by the Russian Federation as a result of the special operation in Ukraine. The United States and the EU have imposed unprecedented sanctions that destroy the economic structure of the Russian state, as well as imposing restrictions in such areas and spheres as sports, education, science, health and culture. The greatest emphasis is placed on what sanctions financial and credit institutions had to face. The principles of corporate governance in economic challenges and crisis situations for a more effective response to risks and problems ar

APA, Harvard, Vancouver, ISO, and other styles

27

Guo, Jie. "Is the “Lehman Crisis” Reappearing." Frontiers in Business, Economics and Management 13, no. 1 (2024): 243–50. http://dx.doi.org/10.54097/sjr77j39.

Full text

Abstract:

On March 7, 2023, Silicon Valley Bank (SVB) announced that it is honored to have been named the best bank in the United States by Forbes magazine for five consecutive years. Dramatically, three days later, it collapsed within 48 hours due to insolvency, causing a huge uproar and becoming the largest bank failure in the United States since the 2008 financial crisis. This case firstly introduces SVB and its unique business model, outlines its process of suffering from severe runs and ultimately leading to bankruptcy after monetary policy changes, and states its series of subsequent impacts on th

APA, Harvard, Vancouver, ISO, and other styles

28

Birkenmeier, Betty J., and Pierre-Yves Sanséau. "The Relationships Between Perceptions Of Supervisor, Trust In Supervisor And Job Performance: A Study In The Banking Industry." Journal of Applied Business Research (JABR) 32, no. 1 (2015): 161. http://dx.doi.org/10.19030/jabr.v32i1.9530.

Full text

Abstract:

<p>The purpose of this study is to investigate the relationship between the perceptions a front line employee has of their immediate supervisor, the trust the front line employee has in this supervisor, and an employee’s job performance. Data were collected from 457 employees holding customer contact positions at community and regional banks located in several states in the southern part of the United States. The findings of the study indicate that there is strong correlation between the perceptions an employee has of their supervisor and the trust the employee has in their supervisor fo

APA, Harvard, Vancouver, ISO, and other styles

29

Adekanmbi, Foluso, and Wilfred Isioma Ukpere. "Stimulating creative behaviors in the work environment: influences of employee engagement, authentic leadership, and human capital factors on employee creativity." EUREKA: Social and Humanities, no. 5 (September 30, 2021): 24–33. http://dx.doi.org/10.21303/2504-5571.2021.001995.

Full text

Abstract:

This paper investigates employee engagement, authentic leadership and human capital factors’ influences on the creative behaviors of bank employees within Nigeria’s banking industry. This investigation’s sample was taken from a selection of banks (Guarantee Trust Bank Plc, First Bank Plc, and United Bank For Africa Plc) across the Lagos and Ibadan cities of Lagos and Oyo States, Nigeria. This paper adopts a survey study approach, and questionnaires were randomly circulated. However, out of the 300 questionnaires distributed, 273 were fit to be used for the research and analyzed via statistical

APA, Harvard, Vancouver, ISO, and other styles

30

Adekanmbi, Foluso, and Wilfred Isioma Ukpere. "Stimulating creative behaviors in the work environment: influences of employee engagement, authentic leadership, and human capital factors on employee creativity." EUREKA: Social and Humanities, no. 5 (September 30, 2021): 24–33. https://doi.org/10.21303/2504-5571.2021.001995.

Full text

Abstract:

This paper investigates employee engagement, authentic leadership and human capital factors' influences on the creative behaviors of bank employees within Nigeria's banking industry. This investigation's sample was taken from a selection of banks (Guarantee Trust Bank Plc, First Bank Plc, and United Bank For Africa Plc) across the Lagos and Ibadan cities of Lagos and Oyo States, Nigeria. This paper adopts a survey study approach, and questionnaires were randomly circulated. However, out of the 300 questionnaires distributed, 273 were fit to be used for the research and analyzed via statistical

APA, Harvard, Vancouver, ISO, and other styles

31

Onyeka Chrisanctus Ofodile, Olubusola Odeyemi, Chinwe Chinazo Okoye, et al. "DIGITAL BANKING REGULATIONS: A COMPARATIVE REVIEW BETWEEN NIGERIA AND THE USA." Finance & Accounting Research Journal 6, no. 3 (2024): 347–71. http://dx.doi.org/10.51594/farj.v6i3.897.

Full text

Abstract:

This paper presents a comprehensive comparative review of digital banking regulations in Nigeria and the United States of America. The primary objective is to analyze and contrast the regulatory frameworks governing digital banking in these two countries, with a focus on understanding their impact on financial stability, consumer protection, and innovation in the banking sector. The methodology involves a detailed examination of existing literature, regulatory policies, and legal documents pertaining to digital banking in both Nigeria and the USA. This is complemented by interviews with key st

APA, Harvard, Vancouver, ISO, and other styles

32

Cheng, Jih-Fei. "Cold Blood." Radical History Review 2021, no. 140 (2021): 143–50. http://dx.doi.org/10.1215/01636545-8841718.

Full text

Abstract:

Abstract This article historicizes viral transmissions through the global supply chain of blood plasma between the United States and the People’s Republic of China (PRC). Since the 1941 initiation of plasma donation to serve US armed forces, privately exported US blood products have contributed significantly to a globalized industry, valuing $21 billion in sales by 2017. Although maintaining a blood surplus has been crucial for treating illnesses and traumatic injuries, blood banking has been a source for massive viral transmissions, including HIV and hepatitis C. Examining the news, activism,

APA, Harvard, Vancouver, ISO, and other styles

33

Gherțescu, Claudia, Alina Georgiana Manta, Roxana Maria Bădîrcea, and Liviu Florin Manta. "How Does the Digitalization Strategy Affect Bank Efficiency in Industry 4.0? A Bibliometric Analysis." Systems 12, no. 11 (2024): 492. http://dx.doi.org/10.3390/systems12110492.

Full text

Abstract:

This study conducts a detailed bibliometric analysis of the concept of bank efficiency, investigating its evolution in the scientific literature between 2000 and 2024 in the context of the digital transformation specific to the Industry 4.0 era. Using recognized databases, such as Web of Science and Scopus, the research explores the main trends and themes in the field, as well as the impact of emerging technologies on bank efficiency. Eight major thematic clusters are identified, including “risk”, “‘performance”, “efficiency”, “competition”, “corporate governance” and “banking”, highlighting k

APA, Harvard, Vancouver, ISO, and other styles

34

Hamzah, Hamzah. "ANALISIS HUKUM TERHADAP PERLINDUNGAN KONSUMEN PRODUK PASAR MODAL DI INDONESIA." to-ra 1, no. 2 (2015): 77. http://dx.doi.org/10.33541/tora.v1i2.1146.

Full text

Abstract:

Abstract Consumer protection is an important issue in commercial domain. Consumer goods and services should have been protected. The most known is consumer goods protection. This article deals with consumer securities protection. Consumer securities protection has been applied in United States due to financial crisis, including fraud. Indonesia has experienced one of tremendous financial fraud in Bank Century-Antaboga. The case shows that separated surveillence on financial industry has weakness, instead of the integration of financial industry. The role of authority is influential in go

APA, Harvard, Vancouver, ISO, and other styles

35

Rose, Peter S. "The Distribution of Outcomes from Corporate Mergers: Evidence from Commercial Bank Acquisition Strategies." Journal of Accounting, Auditing & Finance 10, no. 2 (1995): 343–64. http://dx.doi.org/10.1177/0148558x9501000210.

Full text

Abstract:

Bank mergers in the United States have reshaped the structure of American banking into an increasingly consolidated industry. Yet the merger literature in banking, like the literature for most other industries, reaches sharply conflicting conclusions regarding the outcomes for merging banking firms, their shareholders, and the public, due perhaps to variable agency cost exposures and competitive market structures. Drawing on a random sample of more than 1,200 acquiring and acquired U.S. banking firms from 1970 through 1988, the study finds a nearly symmetric distribution of increasing and decr

APA, Harvard, Vancouver, ISO, and other styles

36

Mohamed Mashal, Mahmoud Ismaeil. "Legal Framework To Support Islamic Banking and Finance In The United Arab Emirates." Invest Journal of Sharia & Economic Law 2, no. 2 (2022): 196–233. http://dx.doi.org/10.21154/invest.v2i2.5341.

Full text

Abstract:

The duality of the banking system in the United Arab Emirates and its impact on economic development today represents the reality of banking systems in countries that license Islamic banking, especially with the state's first taking into account the traditional banking system. In contrast, banks, institutions, ministries, and organizations that manage work in this field practice these systems have been enabled in Muslim countries under the pressure of economic globalization. At the same time, the country is striving to develop the field of Islamic economy, support Islamic banking while enablin

APA, Harvard, Vancouver, ISO, and other styles

37

Samuel Aderemi, Uchenna Innocent Nnaomah, David Olanrewaju Olutimehin, Omamode Henry Orieno, Babajide Tolulope Familoni, and Tolulope Esther Edunjobi. "Blockchain in banking: A comparative review of developments in the USA and Nigeria." International Journal of Science and Technology Research Archive 6, no. 1 (2024): 108–26. http://dx.doi.org/10.53771/ijstra.2024.6.1.0034.

Full text

Abstract:

This review paper systematically examines the adoption and impact of blockchain technology within the banking sectors of the United States of America (USA) and Nigeria, offering a comparative analysis of developments across these divergent economic and regulatory landscapes. Through an extensive literature review, the paper synthesizes findings from a range of sources, including peer-reviewed journals, industry reports, and case studies, to explore how blockchain technology is being integrated into banking operations, the challenges encountered, and the opportunities it presents in both contex

APA, Harvard, Vancouver, ISO, and other styles

38

Pandoman, Agus. "Islamic Financial Infrastructure towards the Establishment of Sharia Central Banks." Formosa Journal of Applied Sciences 1, no. 5 (2022): 873–90. http://dx.doi.org/10.55927/fjas.v1i5.1459.

Full text

Abstract:

History notes that America has gotten two giant economic crises both the Great Depression of 1930s and the Financial Crisis of 2008’s. On August 15, 1971 the United States Dollar went down drastically. Without Congressional approval, President Nixon ended the coinage between the United States Dollar and the gold. Consequently the dollar becomes Monopoly Money. After that, the biggest economic boom in history has begun. In 2009, when the economy ran aground, Central Bankers in the world created trillion dollars, yen, pesos, euros and pounds by following a monopoly for bankers.1 The concept has

APA, Harvard, Vancouver, ISO, and other styles

39

Pollak, Micah, and Yuanying Guan. "Partially Overlapping Ownership and Contagion in Financial Networks." Complexity 2017 (2017): 1–16. http://dx.doi.org/10.1155/2017/9895632.

Full text

Abstract:

Using historical banking data for the United States from the years 2000 to 2015 we characterize the probability and extent of a financial contagion using a calibrated network model of heterogeneous interbank exposures. Both the probability and the average extent of a contagion begin to rise in 2007 prior to the US financial crisis. Including a common asset in the model increases both the probability and extent of contagion, especially during the years of the financial crisis. Based on rising institutional ownership in the banking industry, we introduce a partially overlapping ownership asset t

APA, Harvard, Vancouver, ISO, and other styles

40

Mehdian, Seyed, Rasoul Rezvanian, and Ovidiu Stoica. "The Effect of the 2008 Global Financial Crisis on the Efficiency of Large U.S. Commercial Banks." Review of Economic and Business Studies 12, no. 2 (2019): 11–27. http://dx.doi.org/10.1515/rebs-2019-0089.

Full text

Abstract:

AbstractThe 2008 financial crisis, originated by securitization of sub-prime mortgage loans, had a huge impact on U.S. financial institutions and markets. We hypothesize that due to this crisis, the commercial banking industry has changed their portfolio structures and risk-taking behavior. To shed light on the response of U.S. banks to the 2008 financial crisis, we use the non-parametric approach to measure and compare the overall efficiency of large U.S. banks pre- and post-2008 financial crisis. We then decompose the overall measure of efficiency into allocative, overall technical, pure tec

APA, Harvard, Vancouver, ISO, and other styles

41

Kondrat’ev, V. "Automotive Industry: Crisis and Innovations." World Economy and International Relations, no. 3 (2011): 12–21. http://dx.doi.org/10.20542/0131-2227-2011-3-12-21.

Full text

Abstract:

Banking and financial collapse of late 2008 extremely heavily hit the automotive industry in most countries. In 2009, the production of cars in the world dropped to 57 million units compared to 68 million in 2007. At the same time, recent statistics show that the industry is rapidly recovering from the worst crisis in its history. In the 1st quarter of 2010 car production in the world increased by 57% compared to the same period of 2009. In China, Canada, Mexico and Great Britain it increased by more than 70%. Volkswagen, Ford Motor Company and FIAT announced major investment plans, particular

APA, Harvard, Vancouver, ISO, and other styles

42

Teng, Yihuan. "The Measures to Solve the US Subprime Crisis and Inspirations." Advances in Economics, Management and Political Sciences 79, no. 1 (2024): 82–87. http://dx.doi.org/10.54254/2754-1169/79/20241777.

Full text

Abstract:

This paper focuses on the subprime mortgage crisis in the United States at the beginning of the 21st century, and analyzes how this crisis was formed through chain transmission from the perspective of financial bonds in the real estate industry. The paper focuses on the Federal Reserve's policy adjustments and the collapse of the banking system, in order to elucidate the severe impacts of the subprime crisis on the US financial system. Through data collection and attribution analysis, it intends to provide methods for preventing similar crises from happening again, including diversifying polic

APA, Harvard, Vancouver, ISO, and other styles

43

Akter, Sonia, Tanmoy Saha Turja, Amjad Hossain, Sanjida Alam Eshra, and Iftekhar Rasul. "AI IN BUSINESS ANALYTICS FOR FINANCIAL RISK ASSESSMENT: SURVEY INSIGHTS FROM THE BANKING AND INSURANCE INDUSTRIES." International journal of business and management sciences 05, no. 03 (2025): 1–30. https://doi.org/10.55640/ijbms-05-03-01.

Full text

Abstract:

In the United States, artificial intelligence (AI) has become a transformative force in the business analytics area related to financial risk assessment for banking and insurance industries. The aim of this research is to assess adoption, effectiveness and challenges of AI driven risk assessment models, by analyzing data collected through a survey, which was distributed to 200 financial professionals across the U.S. According to the findings, AI plays an important role in increasing the accuracy of fraud detection, reducing credit risk, predicting market risk, minimizing operational risk and o

APA, Harvard, Vancouver, ISO, and other styles

44

Ye, Fangyi. "Bank Risk Assessment under COVID-19 Crisis." Highlights in Business, Economics and Management 28 (April 9, 2024): 281–86. http://dx.doi.org/10.54097/d3wagv46.

Full text

Abstract:

The global economy is showing signs of gradual recovery after experiencing stagnation during the COVID-19 epidemic. However, one major concern in the United States is the persistently high inflation rates observed in recent years. To address this issue, the United States has initiated a continuous interest rate increase plan as a measure to slow down the country's economic growth. While this strategy aims to curb inflation, it has created a series of challenges, particularly for the banking industry. The repercussions of these interest rate hikes have extended to various sectors of the economy

APA, Harvard, Vancouver, ISO, and other styles

45

Shropshire, Jordan, and Christopher Kadlec. "The Relationship between IT Director Values and Extent of IT Disaster Recovery Planning in the Banking Industry." International Journal of Information Systems for Crisis Response and Management 2, no. 2 (2010): 54–68. http://dx.doi.org/10.4018/jiscrm.2010040104.

Full text

Abstract:

Information technology plays a pivotal role in defining the success of organizations. Given its importance, one might assume that modern organizations take steps to ensure the recovery of IT services following disasters. Unfortunately, this is rarely the case. To understand the variation in degree of IT disaster recovery planning, this research focused on those responsible for managing IT resources and IT directors. For the study, a survey was mailed to 337 financial service institutions in the southeastern United States. Over 150 IT directors completed self-assessments for measuring the exten

APA, Harvard, Vancouver, ISO, and other styles

46

Uchenna Innocent Nnaomah, Samuel Aderemi, David Olanrewaju Olutimehin, Omamode Henry Orieno, and Emmanuel Adeyemi Abaku. "CONCEPTUALIZING FINTECH'S IMPACT ON BANKING: A COMPARATIVE STUDY OF THE USA AND NIGERIA." Finance & Accounting Research Journal 6, no. 3 (2024): 437–62. http://dx.doi.org/10.51594/farj.v6i3.970.

Full text

Abstract:

This paper presents a comprehensive review of the impact of Financial Technology (FinTech) on the banking sectors in the United States (USA) and Nigeria, offering a comparative analysis to understand the differential effects and integration strategies of FinTech across these two distinct economic contexts. Through an extensive literature review, the paper synthesizes findings from previous studies, reports, and industry analyses to outline the key dimensions of FinTech's influence on banking, including operational efficiencies, customer service innovations, regulatory challenges, and the broad

APA, Harvard, Vancouver, ISO, and other styles

47

Krykhivska, N. О., O. M. Romashko, and O. V. Pukish. "The Global Practice of Introduction of Financial Technologies in the Banking Sector." Business Inform 11, no. 526 (2021): 362–69. http://dx.doi.org/10.32983/2222-4459-2021-11-362-369.

Full text

Abstract:

The purpose of the article is to study the main trends and directions of spread of financial technologies in the banking sector of foreign countries. Analyzing the introduction and use of financial technologies among influential global markets, based on data from the financial consulting group EY Global Financial Services, which since 2015 began issuing of analytical reports every 2 years, the authors have determined an annual increase in the level of spread of these technologies in the studied countries. During 2015–2019. there was an increase in the number of countries under study – from 6 t

APA, Harvard, Vancouver, ISO, and other styles

48

Mynhardt, Ronald Henry. "A model for selecting non-executive directors: The case of South African banks." Corporate Ownership and Control 10, no. 3 (2013): 51–60. http://dx.doi.org/10.22495/cocv10i3siart4.

Full text

Abstract:

In the United States, an accusation was made that incompetent boards were ruining some of the once great American companies as the financial crisis of 2008 was a failure of corporate governance. The reason given was that the boards of these companies were private clubs and not representative democracies. Increasing levels of boardroom regulation and risk have also placed greater demands on the non-executive directors of companies meaning that selecting the candidates with the right knowledge, experience and skills is of the upmost importance. A study was conducted amongst South African banks a

APA, Harvard, Vancouver, ISO, and other styles

49

Ndukwe, Eke Roberts, and Barilee Baridam. "A Graphical and Qualitative Review of Literature on AI-based Cyber-Threat Intelligence (CTI) in Banking Sector." European Journal of Engineering and Technology Research 8, no. 5 (2023): 59–69. http://dx.doi.org/10.24018/ejeng.2023.8.5.3103.

Full text

Abstract:

Cyber threats have become a threat to the banking industry, and resulting in the business attempting to implement artificial intelligence strategies while build resilient cyber-defense systems. This is done to ensure that unauthorized access, which leads to cyber-attacks, is severely limited. The credit trade is undergoing significant technical change. Because of this, crucial to comprehend implications a cyber threat, as well as how technologies implementation that is artificial intelligence will revolutionize entire sector. Paper aims at examining how AI affects cyber threat intelligence in

APA, Harvard, Vancouver, ISO, and other styles

50

Kaushik, Surendra K., and Raymond H. Lopez. "Profitability of Credit Unions, Commercial Banks and Savings Banks: A Comparative Analysis." American Economist 40, no. 1 (1996): 66–78. http://dx.doi.org/10.1177/056943459604000109.

Full text

Abstract:

The liberalization of product and price competition among depository intermediaries in the United States has tended to make them more similar since enactment of the Depository Institutions Deregulation and Monetary Control Act in 1980 (DIDMCA). Credit unions have developed into highly efficient organizations for meeting the basic financial needs of their members. Credit unions, although only one-twelfth their size, are at least as profitable as commercial banks and savings banks. The savings banking industry has maintained its competitive profitability as the industry has shrunk in the late 19

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!