Relevant bibliographies by topics / Universal banks

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Universal banks'

Author: Grafiati
Published: 4 June 2021
Last updated: 29 July 2024

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Universal banks.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Universal banks"

1

Canals, Jordi. "Universal banks:." European Management Journal 16, no. 5 (October 1998): 623–34. http://dx.doi.org/10.1016/s0263-2373(98)00038-3.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Lóránth, Gyöngyi, and Alan D. Morrison. "Tying in Universal Banks." Review of Finance 16, no. 2 (January 28, 2012): 481–516. http://dx.doi.org/10.1093/rof/rfr029.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Benston, George J. "Universal Banking." Journal of Economic Perspectives 8, no. 3 (August 1, 1994): 121–43. http://dx.doi.org/10.1257/jep.8.3.121.

Full text
Abstract:
Universal banks can offer the entire range of financial services within the bank or through subsidiaries. Most countries permit universal banking. In contrast, the United States is served only by specialized banks. Universal banking, particularly in Germany, is contrasted with specialized banking with respect to their effect on financial stability, economic development, other financial institutions, concentration of political and economic power, consumer choice, and conflicts of interest. This examination, including a review of relevant empirical studies, leads to the conclusion that universal banking offers many benefits and few costs to U.S. consumers.
APA, Harvard, Vancouver, ISO, and other styles
4

Ayam, A. J. R., F. K. Dorsaa, E. Anderson, and S. Mensah. "IMPACT OF BANK’S CORPORATE SOCIAL RESPONSIBILITIES ON CUSTOMER BUYING ATTITUDE: THE CASE OF GHANAIAN UNIVERSAL BANKS." UDS International Journal of Development 9, no. 1 (August 16, 2022): 725–36. http://dx.doi.org/10.47740/516.udsijd6i.

Full text
Abstract:
Universal banks in Ghana have witnessed stiff competition and declining customer growth in recent times. These banks have sort to adopt Corporate Social Responsibility (CSR) activities as a means to attract and build customer confidence and loyalty. The study employed quantitative research methodology with a 5 point Likert-Scale well validated research instrument. This correlational study seeks to measures the relationship between the CSR factors and Banks customer buying attitude. The results of the study revealed that there was a statistically medium to small relationship between the CSR factors and banks customer buying attitude. The study recommendations should assist universal banks in Ghana to tailor their CSR activities to achieve optimum customer confidence and loyalty. Keywords: Corporate Social Responsibility, Corporate Social Responsibility Factors, Customer Buying Attitude, Banks, Ghana Universal Banks.
APA, Harvard, Vancouver, ISO, and other styles
5

Guinnane, Timothy W. "Delegated Monitors, Large and Small: Germany's Banking System, 1800–1914." Journal of Economic Literature 40, no. 1 (February 1, 2002): 73–124. http://dx.doi.org/10.1257/0022051026985.

Full text
Abstract:
Banks play a greater role in the German financial system than in those of the United States or Britain. Germany's large universal banks are admired by those who advocate bank deregulation in the United States. Others admire the universal banks for their supposed role in corporate governance and industrial finance. Many discussions distort the German banking system by overstressing one of several types of banks, and ignore the competition and cooperation between the famous universal banks and other banking groups. Tracing the historical development of the German banking system from the early nineteenth century places the large universal banks in context.
APA, Harvard, Vancouver, ISO, and other styles
6

Dayag, Antonio Jaramillo, and Fernando Trinidad. "Assessment of the correlation between price-earnings ratio and stock market returns of universal banks in the Philippines." International Journal of Research in Business and Social Science (2147- 4478) 8, no. 5 (August 18, 2019): 172–81. http://dx.doi.org/10.20525/ijrbs.v8i5.481.

Full text
Abstract:
Universal banks are important economic drivers in the Philippines since they provide the financial backbone for businesses and investments. Universal banks comprise 90% of the country’s banking system resources. Eleven [11] of the twenty-one [21] universal banks in the country are listed in the Philippine Stock Exchange, and these banks are the top universal banks based on capitalization. Price to Earnings Ratio [PER] is a commonly utilized investment assessment tool and this ratio indicates how much investors are willing to pay for a stock and is calculated as the ratio of the stock price over earnings per share. Since the stock price is dictated by the stock market, this paper seeks to determine if the P/E ratio of universal banks in the Philippines is correlated to its stock returns, the implication of which is how to form an appropriate balance between stock price volatility and banks’ valuation. The paper uses panel data of the 11 listed universal banks from 2010 to 2018, using Pearson Correlation. The study resulted in a generally weak correlation, however, there were banks that exhibited strong, positive, significant correlation.
APA, Harvard, Vancouver, ISO, and other styles
7

Essen, Rita. "The Transition of German Universal Banks." European Business Law Review 12, Issue 5/6 (May 1, 2001): 105–9. http://dx.doi.org/10.54648/396517.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Harissis, Harilaos F., Andreas Merikas, Stanley Mutenga, and Sotiris K. Staikouras. "Universal banks and stock‐market reaction." Journal of Risk Finance 10, no. 3 (May 22, 2009): 244–60. http://dx.doi.org/10.1108/15265940910959375.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Dayag, Antonio Jaramillo, and Fernando L. Trinidad. "What What Drives Stock Market Performance of Banks / Universal Banks? A Critical Examination of Literature." International Journal of Finance & Banking Studies (2147-4486) 8, no. 3 (August 31, 2019): 51–57. http://dx.doi.org/10.20525/ijfbs.v8i3.492.

Full text
Abstract:
Universal banks combine commercial loan services and public deposit functions with investment, and other services such as home and auto financing, mutual funds, pension and insurance to name a few. The importance of universal banks have been recognized in emerging economies, and its growth spur economic growth and development of many countries in the world. Most universal banks are listed in stock exchanges, and as financial intermediaries, not only these banks expand their already wide portfolios but they allow more global investors into the fold, almost like a foreign direct investor, the difference only is, the investor don’t have to leave the home country. Since these banks are considered to be among the key players in stock markets, and this study seeks to understand what factors drive their performance in stock exchange so that global investors be aided in making investment decisions on universal banks.
APA, Harvard, Vancouver, ISO, and other styles
10

Macher, Flora. "The Austrian banking crisis of 1931: a reassessment." Financial History Review 25, no. 3 (December 2018): 297–321. http://dx.doi.org/10.1017/s0968565018000136.

Full text
Abstract:
The current literature on the causes of the Austrian financial crisis in 1931 emphasises both foreign and domestic factors. This article offers new data to analyse this issue. Its findings reinforce the importance of a domestic factor in bringing about the crisis: universal banks’ exposure to industrial enterprises, which were the universal banks’ main borrowers and creditors. During the 1920s, these industrial enterprises failed to perform well, rendering the universal banks insolvent. The Credit-Anstalt, which became an ‘acquirer of last resort’ for three other universal banks during the 1920s, was insolvent as early as 1925. The bank, however, could have avoided bankruptcy had it been spared the burden of Unionbank's non-performing assets.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Universal banks"

1

Mathieu, Julien P. "Universal banking in the United States : benefits and risks." Thesis, McGill University, 2003. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=80940.

Full text
Abstract:
The worldwide financial services industry has undergone in the past two decades an unprecedented wave of consolidation within and across its three main sub-sectors: banking, securities activities and insurance. Today's observers assert that in ten years, most of the financial sector will be controlled by a small group of huge diversified banks. By enacting the Gramm-Leach-Bliley Act in 1999, Congress repealed the depression-era "Glass-Steagall" Act of 1933 and thereby officially removed the longstanding legal barriers that insulated banks from securities firms and insurance companies. As promoters of financial convergence have long been claiming that the introduction of universal banks in the United States would produce numerous benefits for themselves, but also for the economy and for their customers, these predictions can be assessed today in the light of empirical analysis. Now that "financial supermarkets" are totally legal in the United States, it is essential to assess whether they are economically and morally viable.
APA, Harvard, Vancouver, ISO, and other styles
2

Kleeberg, John Martin. "The Disconto-Gesellschaft and German industrialization : a critical examination of the career of a German universal bank 1851-1914." Thesis, University of Oxford, 1988. http://ora.ox.ac.uk/objects/uuid:48874939-164a-4064-8473-3d08d1797559.

Full text
Abstract:
This thesis uses the history of the Disconto-Gesellschaft to argue that the role of universal banks in fostering German industrialization was less than has previously been assumed. The archive of the Disconto-Gesellschaft is not currently accessible, so the thesis will use industrial archives to examine the bank's relations with industrial companies. After a discussion of the literature, a summary of other Disconto-Gesellschaft ventures shows that the Dortmunder Union was not an isolated disaster, but one among many. The thesis discusses the boom of 1867-1873 and. suggests it was engendered by a spate of railway building which fed into heavy industry. The next section recounts how the collapse of universal banks during financial crises led most countries outside Germany to separate commercial from investment banking either by law or by custom. The first chapter concludes with a discussion of how German industry raised capital. The second chapter discusses the origins of the Disconto- Gesellschaft; David Hansemann's introduction of a new corporate form, the Kommanditgesellschaft auf Aktien; the Disconto- Gesellschaft' s rise during the crisis of 1859, relations with competitors, internal structure and the character of its management and supervisory board. The third chapter treats the history of the Dortmunder Union, and the reasons for its failure. The fourth chapter discusses Krupp's difficulties in raising funds; how the Disconto-Gesellschaft coped with the problem of lending to two competing firms, Krupp and the Union; and management of this conflict through the rail cartel. The fifth chapter uses the correspondence of Kirdorf and Russell to discuss the coal industry's plight in the 1870's, and the reasons for the success of the Gelsenkirchener Bergwerks-Actien-Gesellschaft. The conclusion suggests that private banks were more successful in financing industry than universal banks like the Disconto-Gesellschaft because their great number meant that even a Krupp could find a private banker who believed in him, and because their narrow capital bases prevented them from keeping lame ducks alive.
APA, Harvard, Vancouver, ISO, and other styles
3

Atuahene, Richmond Akwasi. "Corporate governance and financial performance : evidence from the Ghanian banking sector." Thesis, University of Bradford, 2016. http://hdl.handle.net/10454/15020.

Full text
Abstract:
Due to widespread bank scandals and failures around the world, there has been renewed interest in the effect of corporate governance on bank performance. The majority of research concerning corporate governance and its effect on bank performance has been undertaken in developed countries and markets, particularly the USA and European Union but relatively little evidence is provided in Sub Saharan Africa, specifically, Ghana. This study investigates the effects of corporate governance on financial performance of Ghanaian universal banking companies during the period 2006- 2014. This study primarily employs relevant governance theories to investigate the relationship between corporate governance and bank performance. Multiple regression panel data analysis and other appropriate methods are the main tools of analysis in this study. The empirical investigation revealed a mixed set of results. The findings showed that board size, board composition, bank size and foreign ownership are positively but insignificantly related to profitability in terms of return on asset and return on equity, while board committees have a positive and statistically significant impact on financial performance which is consistent with the monitoring hypothesis of agency theory which argues that board committees are an important mechanism of corporate governance in Ghana which impact on bank performance. This study contributes to the increasing number of research studies on the link between bank performance and corporate governance. The lacked of clarity, mixed and permanent relationships provided, show that the association the association between bank performance and different corporate governance mechanisms is complex and dynamic optimal governance arrangements may differ from bank to bank in relation to governance characteristics.
APA, Harvard, Vancouver, ISO, and other styles
4

Atuahene, Richmond A. "Corporate governance and financial performance: Evidence from the Ghanian banking sector." Thesis, University of Bradford, 2016. http://hdl.handle.net/10454/15020.

Full text
Abstract:
Due to widespread bank scandals and failures around the world, there has been renewed interest in the effect of corporate governance on bank performance. The majority of research concerning corporate governance and its effect on bank performance has been undertaken in developed countries and markets, particularly the USA and European Union but relatively little evidence is provided in Sub Saharan Africa, specifically, Ghana. This study investigates the effects of corporate governance on financial performance of Ghanaian universal banking companies during the period 2006- 2014. This study primarily employs relevant governance theories to investigate the relationship between corporate governance and bank performance. Multiple regression panel data analysis and other appropriate methods are the main tools of analysis in this study. The empirical investigation revealed a mixed set of results. The findings showed that board size, board composition, bank size and foreign ownership are positively but insignificantly related to profitability in terms of return on asset and return on equity, while board committees have a positive and statistically significant impact on financial performance which is consistent with the monitoring hypothesis of agency theory which argues that board committees are an important mechanism of corporate governance in Ghana which impact on bank performance. This study contributes to the increasing number of research studies on the link between bank performance and corporate governance. The lacked of clarity, mixed and permanent relationships provided, show that the association the association between bank performance and different corporate governance mechanisms is complex and dynamic optimal governance arrangements may differ from bank to bank in relation to governance characteristics.
APA, Harvard, Vancouver, ISO, and other styles
5

Gharanfoli, Sepehr, and Kemal Kevin Nordal. "Self-Leadership, a universal or situational concept? : A two-sided perspective between International banks and IT companies - from employees’ point of view." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-45741.

Full text
Abstract:
In today's high pace of globalization and constant development of organizations, it is highly crucial that companies are able to adapt and figure out how to do things differently, such as to resolve how to streamline their work with the resources they have in the best possible way. One way of doing this is through the concept of Self-leadership which is a phenomenon providing the employees with more freedom and working independently more frequently without constant external executive control. Therefore, the authors of this paper have studied how the employees can use self-leadership with the purpose to examine if self-leadership can be used as a universal concept as well as in which situations it can be utilized. Thus, this master's thesis aims to contribute to the theoretical and empirical findings regarding this concept. This, by presenting various theories about the aspects of self-leadership in order to get a better understanding of how trust, communication and reliance may facilitate the entire process and how the leader of an organization could affect the practice and outcome of self-leadership. In order to provide a more in-depth aspect regarding the individuals practicing it on a daily basis, the authors have also studied the psychological aspects that may affect the practice, bearing in mind the cultural aspects that one possesses to see how these two factors may be intertwined to the concept of self-leadership. Additionally, the authors have studied the pros and cons with self-leadership as well as to find out whether or not self-leadership can be used as a universal concept that can be applicable in all working situations, independent of what role one has or in what sector one operates in, which is also one of the focal points of this study. Further, it has been examined to what extent self-leadership affects the performance of the person practicing it. Based on the theoretical findings and empirical data collected from practitioners working with self-leadership, operating in the international banking and IT sector, 4 semi-structured interviews were conducted which resulted in conclusions such as that self-leadership can be used by anyone, at any place or any time, no matter role or organization, rather the question lays within to what extent it may be practiced as some specific situations might require it more or less. Finally, the authors of this paper believe that self-leadership is applicable in all situations and that anyone would be able to practice it if there are enough balance between trust and communication from the the individuals in the organization and if it is clear enough by the superiors to what extent it may be practiced in different situations.
APA, Harvard, Vancouver, ISO, and other styles
6

Mikšová, Lucie. "Potíže bank v České republice v letech 1993-2003." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-10819.

Full text
Abstract:
At the end of the 20th century and at the beginning of the 21st century, most banks in the Czech Republic got into trouble. Some banks overcome this problems, but others have to cease their activities and lost their banking license. Difficulties of banks varied from case to case, but there were some common attributes. The first objective of this work is to find these common attributes. The second objective of this work is to identify "culprits" who were most involved in the difficulties of banks in the Czech Republic in the years 1993-2003. Method of incomplete induction will be used in this work. First of all, from all banks, which had difficulties in the years 1993-2003, I selected a sample of ten banks. Then for each bank I will detect the main causes of its problems. Subsequently, through a comparative method, I will determine the most frequent causes of the problems of banks in the years 1993-2003. To each cause I will assign a group of persons or institutions that contributed to its emergence. Finally, according to frequency of institutions and groups, I will identify the main "culprits", who were most involved in the difficulties of banks in the years 1993-2003. This work will be based primarily on the sources available in the library of University of Economics, the Library of the Czech National Bank and specialized literature, which deals with this issue.
APA, Harvard, Vancouver, ISO, and other styles
7

Albertazzi, Ugo. "Essays in banking." Doctoral thesis, Universite Libre de Bruxelles, 2011. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209878.

Full text
Abstract:
Cette thèse contient trois études sur le fonctionnement des banques.

Le premier Chapitre analyse empiriquement comment la capacité d’offrir des emprunts à long terme est influencée par la dimension des intermédiaires financiers.

Le deuxième Chapitre analyse, avec un model théorique caractérisé par la présence de soft-budget constraint, ratchet effect et short-termism, comment la pression compétitive influence la capacité des banque de financer le firmes ayant des projets de bonne qualité.

Le troisième Chapitre examine, avec un model théorique du type moral hazard common agency, le conflits d'intérêts des banques universelles.

Financial intermediaries are recognized to promote the efficiency of resource allocation by mitigating problems of incentives, asymmetric information and contract incompleteness. The role played by financial intermediaries is considered so crucial that these institutions have received all over the world the greatest attention of regulators.

Across and within banking sectors it is possible to observe a wide variety of intermediaries. Banks may differ in their size, market power and degree of specialization. This variety raises interesting questions about the features of a well functioning banking sector. These questions have inspired an important body of economic literature which, however, is still inconclusive in many aspects. This dissertation includes three studies intending to contribute in this direction.

Chapter 1 will empirically study the willingness of smaller and larger lenders to grant long-term loans which, as credit to SME's, constitute an opaque segment of the credit market. Chapter 2 analyzes, with a theoretical model, the effects of competition on the efficiency of the banking sector when this is characterized by dynamic commitment issues which brings to excessive refinancing of bad quality investments (so called soft-budget constraint) or excessive termination of good ones (ratchet effect and short-termism). Chapter 3 presents a model to investigate to what extent the distortions posed by conflicts of interest in universal banks can be addressed through the provision of appropriate incentive schemes by the different categories of clients.
Doctorat en Sciences économiques et de gestion
info:eu-repo/semantics/nonPublished

APA, Harvard, Vancouver, ISO, and other styles
8

Alin, Gustaf, and Benjamin Thornell. "The individual Controller role : And how the role is affected by increased information and complex report relations." Thesis, Linköpings universitet, Företagsekonomi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-130986.

Full text
Abstract:
Previous research of the controller role is extensive and has been studied in several sectors, whichprovides a wide range of definitions of the controller role. These definitions have contributed to an ambiguous controller role in regards to what work assignments are most important and to whom the controller should report. This thesis aims to provide an in-depth understanding of the controller role based on work assignments within a decentralised organisation working with complex financial products. This thesis also contributes to an understanding of how controllers perceive that their role is affected by their work with handling information and their report relations. This has generated three research questions: What role does the controller have in a Swedish universal bank based on work assignments? What are the eventual differences in the controller role depending on department in the organisation? How do the controllers perceive that their role is affected by their work with handling information and by their report relations? Delimitation was made to analyse controllers at various levels in Handelsbanken. In order to create an understanding of the controller role in this context, an abductive approach as been used in order to combine existing theories with empirical findings. Based on a qualitative approach, triangulation was chosen to combine assembled empirical data with semi- structured interviews. The result of this study implies that controllers mainly lean towards the role as a Business partner as they work as a support function to provide local or higher managers with relevant analysis for decision-making. Based on work processes with information, the controllers lean towards an Analyst and Coach as they generally handle all business related information. From this case study, controllers in decentralised organisations possess the role as a Specialist as they  are  situated in separate departments with a clear focus. Results also show that more automated work assignments due to technological development do not increase the controllers’ opportunity to dedicate more time on analysis. Instead, increased information flows require controllers to allocate resources towards assembling information. In terms of report relations, close adherence towards the local managers does not affect the controller’s objective reporting to higher management and the controller can arguably bemore independent within their report relations than what is described by literature.
APA, Harvard, Vancouver, ISO, and other styles
9

Larsson, Mats. "Development of a Digital Universal Filter Bank." Thesis, Uppsala universitet, Signaler och System, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-307929.

Full text
Abstract:
This is a master's thesis project, which is a part of the Master Programme in Electrical Engineering at Uppsala university. When developing a product or performing measurements, it is sometimes necessary to remove some content of a signal. This might be due to an interfering source that has to be filtered out, or that only a specific frequency interval is of interest. In such a case, it would be practical if a universal frequency selective filter was available and easy to use. In this thesis, a platform for implementing different frequency selective digital filters is developed. Through a user interface, parameters such as sampling frequency, filter order, type of filter and cutoff frequencies are set by the user. This provides a platform which is easy to configure in order to run one or multiple IIR or FIR filters in various constellations. By combining different filters, a wide variety of frequency responses can be obtained. A prototype is constructed, which allows the user to connect up to two input signals and retrieve up to two output signals. The filter bank is programmed in C and implemented in a 32-bit microcontroller, base on the ARM architecture. To get a reliable prototype, a printed circuit board is designed and manufactured. To protect the electronics from external stress, a cover is designed and 3D-printed. The filter design algorithms and the algorithm used when running the filter bank gives satisfying results. The capacity of the filter bank can be increased by refining the filtering algorithm. By improving the hardware, noise generated by the electronics can be decreased. The filter bank has a really good potential to become a very useful tool.
APA, Harvard, Vancouver, ISO, and other styles
10

Maurin, Alexandra. "Vers une maîtrise du risque bancaire systémique." Thesis, Paris Sciences et Lettres (ComUE), 2019. http://www.theses.fr/2019PSLED035.

Full text
Abstract:
L'essor de la RSE, tant au sein des sociétés qu'au travers des concertations internationales, illustre l'importance qu'ont pris l'éthique et la morale dans les relations d'affaires. Le banquier y tient une place centrale puisqu'il est « le moteur de toutes les activités de son temps ». Du fait de son rôle prépondérant, aussi bien pour l'économie réelle que sur les marchés financiers, il devrait agir en précurseur du développement de la RSE. Pourtant, lors de la crise de 2007, l'incitation déraisonnée au surendettement des particuliers et le recours à la titrisation pour faciliter la diffusion d'actifs toxiques ont démontré une amoralité générale des banques dans la conduite de leurs affaires. De cette crise de grande ampleur ressortent des questionnements sur l’impact de l’aléa moral sur la stabilité des États et la volonté d’apporter des réponses juridiques au risque bancaire systémique, afin de responsabiliser les banquiers et d’éviter que l’Histoire ne se répète
The growth of CSR, both within companies and through international consultations, illustrates the importance of ethics and morals in business relations. Banker holds a central place in it, as he is "the driving force of all the economic activities of his time". Because of its key role in both real economy and financial markets, banks should act as a precursor to the development of CSR. However, during the 2007 economic crisis, the unreasoned inducement to household over-indebtedness and the use of securitization to facilitate the spread of toxic assets have shown a global lack of morality of banks in the conduct of their business. This extensive crisis raises questions about the impact of moral hazard on the stability of States and how to provide efficient legal answers to systemic banking risk, in order to hold banks responsible and to prevent History from repeating itself
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Universal banks"

1

Huth, Horst Olaf. Ertragsorientiertes Zielgruppenmarketing im mittelständischen Firmenkundenbereich von Universalbanken. Frankfurt am Main: F. Knapp, 1985.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Aizawa, Kōetsu. Toshi ginkō no yabō: Shin "gin, sho" sensō no makuake. Tōkyō: Shūeisha, 1994.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Thiesing, Ernst-Otto. Strategische Marketingplanung in filialisierten Universalbanken: Integrierte Filial- und Kundengruppenstrategien auf der Grundlage erfolgsbeeinflussender Schlüsselfaktoren. Frankfurt am Main: P. Lang, 1986.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

Gorton, Gary. Universal banking and the performance of German firms. Cambridge, Mass: National Bureau of Economic Research, 1996.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Canals, Jordi. Universal banking: International comparisons and theoretical perspectives. Oxford [England]: Clarendon Press, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Edwards, Jeremy. Universal banks and German industrialization: A reappraisal. London: Centre for Economic Policy Research, 1995.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Ṣāliḥ, Rushdī Ṣāliḥ ʻAbd al-Fattāḥ. al-Bunūk al-shāmilah wa-taṭwīr dawr al-jihāz al-maṣrifī al-Miṣrī: Al-ṣayrafah al-shāmilah ʻālamīyan wa-maḥallīyan. [Alexanderia, Egypt]: R.Ṣ.ʻA.al-F. Ṣāliḥ, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Li, Kuan. Quan neng yin hang yu Zhongguo yin hang ye wei lai =: Finance. Beijing: Zhongguo jin rong chu ban she, 2006.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Rushdī Ṣāliḥ ʻAbd al-Fattāḥ Ṣāliḥ. al- Bunūk al-shāmilah wa-taṭwīr dawr al-jihāz al-maṣrifī al-Miṣrī: Al-ṣayrafah al-shāmilah ʻālamīyan wa-maḥallīyan. [Alexanderia, Egypt]: R.Ṣ.ʻA.al-F. Ṣāliḥ, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Huppert, Hendrik. Entwicklung eines Unternehmensdatenmodells für eine deutsche Universalbank. Saarbrücken: [s.n.], 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Universal banks"

1

Timmermann, Vincenz. "Universal banks — A reconsideration." In Contributions to Economics, 139–47. Heidelberg: Physica-Verlag HD, 2000. http://dx.doi.org/10.1007/978-3-642-57674-4_11.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Rogers, David. "Universal Banking: Benchmarks from Britain." In The Big Four British Banks, 197–222. London: Palgrave Macmillan UK, 1999. http://dx.doi.org/10.1007/978-1-349-27760-5_10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Rogers, David. "Lloyds: a Deviant Case, Rejecting Universal Banking." In The Big Four British Banks, 42–66. London: Palgrave Macmillan UK, 1999. http://dx.doi.org/10.1007/978-1-349-27760-5_4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Altunbas, Yener, Lynne Evans, and Philip Molyneux. "Universal Banks, Ownership and Efficiency: A Stochastic Frontier Analysis of the German Banking Market." In The Recent Evolution of Financial Systems, 141–56. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-14192-0_8.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Mazzà, Guglielmo, Marco Pasini, Silvia Ricci, Matthew Matimbwi, and Giampietro Pizzo. "Establishing Local Power Markets and Enabling Financial Access to Solar Photovoltaic Technologies: Experiences in Rural Tanzania." In Energiepolitik und Klimaschutz. Energy Policy and Climate Protection, 263–80. Wiesbaden: Springer Fachmedien Wiesbaden, 2022. http://dx.doi.org/10.1007/978-3-658-38215-5_11.

Full text
Abstract:
AbstractEnergy inclusion is a major concern in Tanzania, where rural areas are widely lacking access to both power networks and off-grid systems. Different barriers are slowing the achievement of Sustainable Development Goal 7: universal electrification in the country raises concerns in delays and equity. Financial exclusion adds to the complexity of adopting appropriate technological solutions, particularly for rural communities. Solar photovoltaic solutions represent an opportunity to increase energy access and enable growth. The introduction of new technological products requires to establish local power markets, including demand, financial resources and providers, supply mechanisms and after-sale services. The financing of renewable energy solutions for rural households partially relies on microfinance institutions and community financial groups. Technology suppliers are also providing financial services to expand access to solar and photovoltaic products, applying models mostly enabled by mobile payment systems. The paper assesses the effects of an initiative implemented in Malinyi and Kilombero districts to support the establishment of local solar power markets. The involvement of Village Community Banks to engage communities and develop sustainable financial schemes is evaluated, together with the complexity of combining awareness raising on technological solutions and financial education. Results of the implementation are presented and discussed evaluating the different ingredients of the established markets.
APA, Harvard, Vancouver, ISO, and other styles
6

Bhorge, Siddharth, Paras Palli, Sourabh Landage, Akshay Parase, and Ritik Nawale. "Server-Based Universal Bank Chatbot." In Advances in Engineering Research, 516–25. Dordrecht: Atlantis Press International BV, 2023. http://dx.doi.org/10.2991/978-94-6463-252-1_54.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Polák, Libor. "Structural Theorems for Varieties of Bands." In Lattices, Semigroups, and Universal Algebra, 211–23. Boston, MA: Springer US, 1990. http://dx.doi.org/10.1007/978-1-4899-2608-1_23.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Seipp, Walter. "A Universal Bank’s Corporate Philosophy: The Challenges and Opportunities Ahead." In Bankers’ and Public Authorities’ Management of Risks, 90–102. London: Palgrave Macmillan UK, 1990. http://dx.doi.org/10.1007/978-1-349-10980-7_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

V., Santhy, Nagamani Sandra, Kundapura V. Ravishankar, and Bhavya Chidambara. "Molecular Techniques for Testing Genetic Purity and Seed Health." In Seed Science and Technology, 365–89. Singapore: Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-19-5888-5_15.

Full text
Abstract:
AbstractWith the globalization of seed trade and transgenic variety development, the application of molecular technologies for seed quality gained more significance in both the internal and international markets. Besides germination, genetic purity and seed health are the two most important seed quality parameters that determine the planting value of a seed lot. Compared to the conventional methods of testing, molecular marker technologies are more efficient for quality analysis as these are more accurate, robust, abundant, and faster. Among the various markers, simple sequence repeats (SSRs), due to their genome-wide presence, reproducibility, multi-allelic nature, and co-dominant inheritance, have emerged as the best markers, for establishing varietal distinctness, identity, and variety/hybrid seed purity testing. With the advent of the next-generation sequencing (NGS) technology, single nucleotide polymorphic (SNP) markers also became widely popular, and the closest to being an ideal marker besides SSRs, in seed genetic purity testing. With large-scale GM crop cultivation, testing for the adventitious presence and trait purity are two added components of seed quality testing. The methods of GM seed quality testing include DNA-based (conventional and real-time PCR), protein-based (lateral flow test and ELISA), and bioassay-based technologies. DNA-based methods including PCR/real-time PCR assays have been successfully employed to detect the adventitious presence of transgenic seeds in seed trade especially at international level, as well as in the national gene banks for germplasm conservation. ISTA plays a prominent role in international harmonization and providing universal guidelines on use of different methods to detect GM seeds. The BMT group of UPOV and the Working Group on DNA Methods of the Variety Committee of ISTA, work in tandem to standardize suitable molecular techniques for establishing variety identity and purity testing, respectively. In the area of seed health testing also, molecular detection assays such as, PCR (nested PCR, multiplex PCR, real-time PCR), loop-mediated isothermal amplification (LAMP), and DNA microarray with many advantages over the conventional assays have been proven highly useful. However, there is a need to validate the usefulness of molecular markers through stringent multi-laboratory tests for their reproducibility before recommending them in routine seed purity and health testing.
APA, Harvard, Vancouver, ISO, and other styles
10

Montanaro, Elisabetta. "Efficient Risk Management in Financial Systems: Universal Bank or Securitisation?" In The Recent Evolution of Financial Systems, 123–30. London: Palgrave Macmillan UK, 1997. http://dx.doi.org/10.1007/978-1-349-14192-0_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Universal banks"

1

Labudović Stanković, Jasmina. "CENTRAL BANK AS LENDER OF LAST RESORT." In International scientific conference challenges and open issues of service law. Vol. 2. University of Kragujevac, Faculty of law, 2024. http://dx.doi.org/10.46793/xxmajsko2.087ls.

Full text
Abstract:
Being the lender of last resort is one of the central bank's most important functions. In this paper, the author explains the origin, concept, importance of this function, as well as how the central bank acts as a lender of last resort, when it should act, ways of acting and what would happen if it did not perform this important function. As banks are subject to illiquidity, the paper pays attention to the concept of liquidity and explains the situations when banks become illiquid. The action of the central bank as a lender of last resort is socially beneficial because it stops the crisis, i.e. prevents its deepening and preserves, i.e. restores financial stability. Regardless of that, moral hazard can also occur, so this issue also found a place in this paper. Although it is desirable to have rules for handling crisis situations, it often happens that the severity of the crisis determines the way the central bank intervenes, and that there is no universal recipe for handling.
APA, Harvard, Vancouver, ISO, and other styles
2

VERSAL, Nataliia, Vasyl ERASTOV, and Mariia BALYTSKA. "IS DIGITAL 'NEW NORMAL' OR 'CHALLENGE' FOR BANKS UNDER COVID-19?" In International Scientific Conference „Contemporary Issues in Business, Management and Economics Engineering". Vilnius Gediminas Technical University, 2021. http://dx.doi.org/10.3846/cibmee.2021.608.

Full text
Abstract:
Purpose – to reveal prerequisites of technology-enabled banking development in Lithuania, Poland, and Ukraine; to identify if digitalization was a beneficial factor in households deposits-raising during the COVID-19. Research methodology is twofold: analysis of digitalization index based on World Bank data as a premise of tech-nology-enabled banks development; beta-coefficient analysis and descriptive statistics – for digitalization influence assessment. Findings – digitalization index analysis showed that Lithuania has a more generous benefit in terms of digitalization. Poland and Ukraine follow with a slight gap. Traditional banks of analyzed countries are acting towards digitalization but at different paces. There are both digital and neobanks in Lithuania and Poland, while in Ukraine only digital banks. Analysis of Ukrainian banks deposits highlighted the fact that digital banks were in some cases more preferable for households, especially during a pandemic. Research limitations – lack of data: common digitalization indexes could not be calculated for Ukraine; differences in countries’ banking data: content and structuring criteria. Practical implications – the results could be important for policy recommendations to tackle the blind spots of banking digitalization. Originality/Value – suggested digitalization index could be utilized as a universal. Due to DESI limitations, common for EU countries, we were to create our own index and compare results with calculated by European Commission DESI values. While DESI is calculated using some specific survey data, the proposed index is using standardized data of World Bank; the results of digital and traditional banks deposits comparison could be useful for further study.
APA, Harvard, Vancouver, ISO, and other styles
3

Pavlovic, V., K. Ramchandran, and P. Moulin. ""Universal" transform image coding based on joint adaptation of filter banks, tree structures and quantizers." In Proceedings DCC '97. Data Compression Conference. IEEE, 1997. http://dx.doi.org/10.1109/dcc.1997.582130.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Sinaga, Pidari, Budi Santoso, and Paramita Prananingtyas. "Application of Business Law Principles to Universal Rural Banks in Pontianak City in the Framework of the Indonesian G20 Presidency 2022." In International Seminar and Call for Paper Universitas 17 Agustus 1945 Jakarta. SCITEPRESS - Science and Technology Publications, 2022. http://dx.doi.org/10.5220/0011863300003582.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Completions Team, Matador, and Jesse Street. "Simul-Frac Candidate Wells Identified in the Delaware Basin via Remote Operations." In SPE Hydraulic Fracturing Technology Conference and Exhibition. SPE, 2023. http://dx.doi.org/10.2118/212333-ms.

Full text
Abstract:
Abstract The efficiencies observed in simul-frac operations are commonly associated with a singular, four-plus well pad containing an even number of wells. These efficiencies yield significant savings and reduction in overall completion time, expedite first-production and substantially reduce the time in which offset wells are shut in during frac operations. The introduction of remote simul-frac operations in the Delaware Basin, proven by Matador Resources Company in their Stateline asset, has removed this operational single-pad limitation by connecting adjacent multi-well pads and opening the opportunity to capitalize on ‘traditional’ simul-frac efficiencies on multiple pads simultaneously. Simul-frac is the use of a singular frac crew to simultaneously stimulate two separate wells. In most cases, the frac crew is equipped with an increase in hydraulic horsepower to be able to achieve rates ranging from 120 – 160 barrels per minute. The backside equipment in a Simul-Frac operation remains relatively unchanged, with the crew still utilizing only one blender. In earliest trials, wells completed via simul-frac operations were on the same pad and potentially receiving an uneven split of the fracturing slurry. By splitting the flow on the low- and high-pressure side of the frac, Matador and Universal Pressure Pumping were able to evenly meter the flow of slurry to two separate banks of pumps on location. One bank led to a zipper manifold on the same location that directed flow accordingly. The other bank directed flow along a 1,500′ high-pressure flanged-pipe frac line to an adjacent location to stimulate its "partner" well. Remote, satellite-communicating pressure gauges were used to monitor pressures on the adjacent pad. Matador has reported savings of up to ~7.5% of total completion spend per well and increased completed lateral footage per day by upwards of 50% on four well simul-fracs. Six of eleven batched wells in the Stateline asset were selected as a pilot location in Q4 of 2021 for remote simul-frac operations. Two three-well pads, Pad A and Pad B, were to be connected via high-pressure frac line and simultaneously stimulated. A Universal frac spread capable of 160 bpm was rigged up on Pad A and successfully stimulated wells on both Pad A and Pad B, via a high-pressure remote frac line throughout the job. The remote frac operations were a success; 6 wells, 407 stages, and over 73,000 lateral feet were completed in just under 33 days. In addition to the ~7.5% total completion spend per well savings, Matador was able to reduce total completion time by roughly 20 days, which brought forward production on the 11 well batch by 20 days and simultaneously reduced shut-in time of 16 offset wells. Successful remote simul-frac operations have enabled Matador to revisit a much wider variety of planned pads as candidates for simul-frac activity. After successful implementation in Q4 2021, Matador was able to increase its 2022 simul-frac activity by 91% due to remote operations.
APA, Harvard, Vancouver, ISO, and other styles
6

ALTELMESSANI, Abdullah. "Multiport universal solar power bank." In Renewable Energy: Generation and Application. Materials Research Forum LLC, 2024. http://dx.doi.org/10.21741/9781644903216-43.

Full text
Abstract:
Abstract. In an era of ubiquitous electricity dependence, the need for a reliable and portable power source is increasingly vital. This proposal advocates for the development of a solar-powered portable device capable of harnessing solar energy to charge itself and subsequently supply power to various electronic devices. The envisioned solution aims to address critical scenarios such as emergencies, where access to electricity is crucial, as well as recreational activities like camping, especially in remote locations. The proposed portable power bank will be equipped with solar panels for efficient energy absorption, ensuring self-sufficiency and sustainability. The device will feature both DC and AC outputs, catering to a wide range of electronic gadgets, thereby enhancing its versatility. In the event of a disaster, this innovation could prove invaluable by providing a reliable source of electricity when traditional power infrastructure is compromised. Moreover, in recreational settings, such as desert camping in locations like Saudi Arabia, users can harness the power of the sun to charge their devices in the open, offering convenience and environmental friendliness. This solar-powered portable energy hub embodies a step towards fostering energy independence and resilience in the face of unpredictable circumstances, catering to both emergency preparedness and everyday scenarios.
APA, Harvard, Vancouver, ISO, and other styles
7

Zheng, Jie, Hongyan Cui, Xiaoqiu Li, Lingge Meng, and Tian Wang. "The Clustering for Clients in a Bank Based on Big Data." In 2018 4th International Conference on Universal Village (UV). IEEE, 2018. http://dx.doi.org/10.1109/uv.2018.8642136.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Wróblewska, Alina. "Extended and Enhanced Polish Dependency Bank in Universal Dependencies Format." In Proceedings of the Second Workshop on Universal Dependencies (UDW 2018). Stroudsburg, PA, USA: Association for Computational Linguistics, 2018. http://dx.doi.org/10.18653/v1/w18-6020.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Sun, Jianguang, and Yan Chen. "Building a Common Enterprise Technical Architecture for an Universal Bank." In 2010 International Conference on Management and Service Science (MASS 2010). IEEE, 2010. http://dx.doi.org/10.1109/icmss.2010.5577437.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Tao, Liu, and Zhao Dongmei. "A universal way to design and build exam questions' bank." In 2012 IEEE Symposium on Robotics and Applications (ISRA). IEEE, 2012. http://dx.doi.org/10.1109/isra.2012.6219112.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Universal banks"

1

Kaufman, George G., and Randall S. Kroszner. How Should Financial Institutions and Markets be Structured?: Analysis and Options for Financial System Design. Inter-American Development Bank, February 1997. http://dx.doi.org/10.18235/0011592.

Full text
Abstract:
This paper analyzes the consequences of alternative financial structures for financial efficiency and stability. The focus is on the organizational structure of banks. Alternative bank structures range from 'narrow banks' to broad 'universal banks.' Each banking structure is assessed in its ability to satisfy the objectives of efficiency and stability in the financial system stability, economies of scale and scope, competition, avoiding regulatory capture, conflicts of interest and political manipulation, corporate control and management of financial distress, and monetary control. No one reform is appropriate for all countries, and no single reform guarantees that the objectives will be attained or maintained.
APA, Harvard, Vancouver, ISO, and other styles
2

Gibbons, Steve, Marcella Klinker, and Estefania Murray. Managing Human Rights Risks in IDB Projects: Requirements of the IDB's Environmental and Social Policy Framework. Inter-American Development Bank, May 2022. http://dx.doi.org/10.18235/0004270.

Full text
Abstract:
In November 2021, the Inter-American Development Banks (IDB) new Environmental and Social Policy Framework (ESPF) became effective. The IDB recognizes that human rights are central to its mission of improving lives and bringing sustainable development to the Latin America and the Caribbean (LAC) region. As such, the ESPF makes an explicit commitment to respecting internationally recognized human rights standards, including the International Bill of Rights, the International Labor Organizations Declaration on Fundamental Principles and Rights at Work, and other universal and regional instruments relating to human rights. Crucially, this means that under the new Framework, IDB-financed projects are expected to respect the rights enshrined in these instruments. The ESPF provides the IDB with the tools to assess human rights risks in the context of all IDB projects. Where such risks are identified, the IDB is committed to supporting Borrowers in carrying out their due diligence to protect project beneficiaries, communities, and workers from abuse, enable the fulfilment of their rights, and remedy harm caused. This Technical Note on Human Rights aims to provide support to IDB Borrowers in identifying and addressing human rights risks and impacts on IDB-financed projects under the new ESPF. The information contained in this note may also be relevant to a wider audience, including IDB staff and external stakeholders.
APA, Harvard, Vancouver, ISO, and other styles
3

Seery, Emma, Anna Marriott, Katie Malouf Bous, and Rebecca Shadwick. From Catastrophe to Catalyst: Can the World Bank make COVID-19 a turning point for building universal and fair public healthcare systems? Oxfam, December 2020. http://dx.doi.org/10.21201/2020.6928.

Full text
Abstract:
COVID-19 has exposed the widespread failure to invest in strong and universal public health systems, putting millions of lives at risk and dramatically widening health inequalities. Oxfam analysed the World Bank’s emergency health funding to 71 countries in response to the pandemic. While its response has been rapid and significant, Oxfam finds that the World Bank has missed vital opportunities to strengthen public health systems so they can tackle COVID-19 and deliver health for all in the future. The research outlined in this briefing finds that 89% of World Bank projects do not plan to support any action to remove financial barriers, including user fees, that exclude millions from life-saving care; and two-thirds lack any plans to increase the number of healthcare workers. An urgent course correction is needed to help countries effectively fight the pandemic and build fairer, more resilient universal healthcare systems.
APA, Harvard, Vancouver, ISO, and other styles
4

Shanks, Rachel, and Nneoma Dike. School Clothing in Scotland Research Brief. University of Aberdeen, November 2023. http://dx.doi.org/10.57064/2164/22140.

Full text
Abstract:
Summary and main findings 1.Twelve of the 32 local authorities automatically pay school clothing grant to families who receive a qualifying benefit administered by the local authority such as Housing Benefit or income-related Council Tax reduction. 2.School uniform banks report difficulties that are created for families through uniform policies, for example requiring 100% black shoes, items with logos, tartan and hard to find colours, such as turquoise or maroon. 3.In 2022-23 there was a drop in the number of children for whom school clothing grant was awarded while the percentage of children living in poverty increased. A possible explanation for this drop is the provision of universal free school meals. Previously families would have been applying for both free school meals and clothing grant at the same time. This highlights the need to make it easier to receive school clothing grant. 4.Local authorities do not record information in terms of the Scottish Government’s 6 priority family groups for those applying for and/or receiving school clothing grant. Thus, local authorities cannot monitor if certain groups are less likely to apply for or receive the grant under their local Child Poverty Action Plans. 5.Eighteen local authorities have never paid more than the national minimum school clothing grant. However, other local authorities have taken a different approach, for example, in 2023-2024 East Dunbartonshire is providing double the national minimum school clothing grant (£240 for primary and £300 for secondary pupils). In 2022-2023 six authorities made an extra payment over the winter months ranging from £20 to £150.
APA, Harvard, Vancouver, ISO, and other styles
5

Santos, Cezar. Consumer Loans, Heterogeneous Interest Rates, and Inequality. Inter-American Development Bank, March 2023. http://dx.doi.org/10.18235/0004812.

Full text
Abstract:
Using the Brazilian administrative credit registry data with the universe of all consumer loans originated by banks in the country from 2013 to 2019, we document high borrowing interest rates, which vary systematically with individuals characteristics. In particular, even after controlling for several observable individual attributes (such as income, occupation, and default probabilities, low-income), individuals pay higher interest rates than high-income borrowers.
APA, Harvard, Vancouver, ISO, and other styles
6

Kozhevnikova, O. A. ELECTRONIC COLLECTION OF TEST TASKS FOR THE COURSE "FUNDAMENTALS OF PEDIATRICS AND HYGIENE" : A BANK OF QUESTIONS. SIB-Expertise, January 2022. http://dx.doi.org/10.12731/er0530.21012022.

Full text
Abstract:
The test tasks are compiled in accordance with the requirements of the Federal State Educational Standard in the direction of "Psychological and pedagogical education" and are designed to control the formation of the following universal general professional and professional competencies: OPK-1 (Able to carry out professional activities in accordance with regulatory legal acts in the field of education and professional ethics) and PC-6 (Capable of ensuring the protection of the life and health of students). Indicators of competence achievement are knowledge of the priority directions of the development of the education system of the Russian Federation, laws and other regulatory legal acts regulating activities in the field of education in the Russian Federation, legislative documents on the rights of the child, the Convention on the Rights of the Child; knowledge of methods and methods of ensuring the safety of students in dangerous situations; ability to apply basic regulatory legal acts in the field of education and professional ethics; the ability to analyze and assess the degree of danger in various situations, the ability to provide conditions for a safe and comfortable educational environment that contributes to the preservation of life and health of students.
APA, Harvard, Vancouver, ISO, and other styles
7

Ducci, Jorge, Javier Grau, María del Rosario Navia Díaz, Dougal Martin, Traci Kuratomi, and Alfredo Rihm. Water and Sanitation in Belize. Inter-American Development Bank, January 2014. http://dx.doi.org/10.18235/0009154.

Full text
Abstract:
In the last decade, Belize has seen major improvements in access to water, but it is behind in achieving universal access to improved sanitation facilities. Belize has also made progress in terms of the disposal of solid waste in the central and western regions, including in the largest urban area, Belize City. Despite these developments, there is a need to further improve the performance of these sectors, especially in terms of wastewater collection and treatment in urban areas throughout the country and solid waste collection and final disposal in the northern (Corozal and Orange Walk districts) and southern (Stann Creek and Toledo districts) regions of the country. This Technical Note was prepared to support the policy dialogue between the Inter-American Development Bank and the Government of Belize. It provides an analysis of the current situation of the water and sanitation and solid waste sectors in Belize, and makes recommendations on immediate actions to assist in further improving coverage and the quality of the services provided.
APA, Harvard, Vancouver, ISO, and other styles
8

Harbitz, Mia Elisabeth. The Civil Registry: A Neglected Dimension of International Development. Inter-American Development Bank, May 2013. http://dx.doi.org/10.18235/0009117.

Full text
Abstract:
The right to a name and nationality is not only one of the most fundamental human rights but also a requirement to access to basic and essential services such as health and education. This right is exercised through an effective and universal civil registration. It also allows for reliable vital statistics and higher levels of transparency and efficacy that provides the foundation for inclusive public policies, especially social programs. Thus civil registry, legal identity and identity management (Id-M) are central elements for social and economic development. On the international stage, the creation and dissemination of knowledge around the civil registration and legal identity field has evolved from a single paper produced by UNICEF in 2000, to several knowledge sharing initiatives where the IDB has played a pivotal role. The launching of a webpage (http://iadb.libguides.com/registros) in 2011 that provides access to all IDB publications and projects on the topic is just one example of it. Birth under-registration rates has dropped from 18 percent to 9 percent in Latin America and the Caribbean (LAC) since the IDB, through its legal identity and registry team took on the topic in 2002 . Though the Bank cannot claim the exclusive credit for this achievement, the fact that a development bank took on the issue is of major consequence.
APA, Harvard, Vancouver, ISO, and other styles
9

Staking, Kim B., and Antonio Vives. Financial Intermediation and Policy-Based Lending: Policy Recommendations for Latin America and the Caribbean. Inter-American Development Bank, June 1997. http://dx.doi.org/10.18235/0011607.

Full text
Abstract:
This paper discusses the conditions under which policy-based lending may further economic development within a Latin American and Caribbean context, given the current state of financial markets in most countries of the region. The discussion is intended as a conclusion to the articles presented at the Conference on Policy Based Finance and Alternatives for Financial Market Development, many of which are included in this book. In some degree, this chapter is an attempt at a compromise; a position that does not recommend a formal adoption of policy based finance as it exists in East Asia, but rather proposes the incorporation of the universal lessons from the East Asian experience into the more market-based reforms currently under way in Latin America and the Caribbean. While the discussion in most of this book is centered on credit programs, the conclusions are equally valid for other varieties of government interventions in financial markets. This article was originally published in the book Policy-Based and Market Alternatives: East Asian Lessons for Latin America and the Caribbean in June 1997, by the Inter-American Development Bank.
APA, Harvard, Vancouver, ISO, and other styles
10

Carty, Anthony, and Jing Gu. Theory and Practice in China’s Approaches to Multilateralism and Critical Reflections on the Western ‘Rules-Based International Order’. Institute of Development Studies (IDS), October 2021. http://dx.doi.org/10.19088/ids.2021.057.

Full text
Abstract:
China is the subject of Western criticism for its supposed disregard of the rules-based international order. Such a charge implies that China is unilateralist. The aim in this study is to explain how China does in fact have a multilateral approach to international relations. China’s core idea of a community of shared future of humanity shows that it is aware of the need for a universal foundation for world order. The Research Report focuses on explaining the Chinese approach to multilateralism from its own internal perspective, with Chinese philosophy and history shaping its view of the nature of rules, rights, law, and of institutions which should shape relationships. A number of case studies show how the Chinese perspectives are implemented, such as with regards to development finance, infrastructure projects (especially the Belt and Road Initiative), shaping new international organisations (such as the Asian Infrastructure Investment Bank), climate change, cyber-regulation and Chinese participation in the United Nations in the field of human rights and peacekeeping. Looking at critical Western opinion of this activity, we find speculation around Chinese motives. This is why a major emphasis is placed on a hermeneutic approach to China which explains how it sees its intentions. The heart of the Research Report is an exploration of the underlying Chinese philosophy of rulemaking, undertaken in a comparative perspective to show how far it resembles or differs from the Western philosophy of rulemaking.
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Universal banks' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography