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Dissertations / Theses on the topic 'Universal banks'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Mathieu, Julien P. "Universal banking in the United States : benefits and risks." Thesis, McGill University, 2003. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=80940.

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The worldwide financial services industry has undergone in the past two decades an unprecedented wave of consolidation within and across its three main sub-sectors: banking, securities activities and insurance. Today's observers assert that in ten years, most of the financial sector will be controlled by a small group of huge diversified banks. By enacting the Gramm-Leach-Bliley Act in 1999, Congress repealed the depression-era "Glass-Steagall" Act of 1933 and thereby officially removed the longstanding legal barriers that insulated banks from securities firms and insurance companies. A

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2

Kleeberg, John Martin. "The Disconto-Gesellschaft and German industrialization : a critical examination of the career of a German universal bank 1851-1914." Thesis, University of Oxford, 1988. http://ora.ox.ac.uk/objects/uuid:48874939-164a-4064-8473-3d08d1797559.

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This thesis uses the history of the Disconto-Gesellschaft to argue that the role of universal banks in fostering German industrialization was less than has previously been assumed. The archive of the Disconto-Gesellschaft is not currently accessible, so the thesis will use industrial archives to examine the bank's relations with industrial companies. After a discussion of the literature, a summary of other Disconto-Gesellschaft ventures shows that the Dortmunder Union was not an isolated disaster, but one among many. The thesis discusses the boom of 1867-1873 and. suggests it was engendered by

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3

Atuahene, Richmond Akwasi. "Corporate governance and financial performance : evidence from the Ghanian banking sector." Thesis, University of Bradford, 2016. http://hdl.handle.net/10454/15020.

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Due to widespread bank scandals and failures around the world, there has been renewed interest in the effect of corporate governance on bank performance. The majority of research concerning corporate governance and its effect on bank performance has been undertaken in developed countries and markets, particularly the USA and European Union but relatively little evidence is provided in Sub Saharan Africa, specifically, Ghana. This study investigates the effects of corporate governance on financial performance of Ghanaian universal banking companies during the period 2006- 2014. This study prima

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Atuahene, Richmond A. "Corporate governance and financial performance: Evidence from the Ghanian banking sector." Thesis, University of Bradford, 2016. http://hdl.handle.net/10454/15020.

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Due to widespread bank scandals and failures around the world, there has been renewed interest in the effect of corporate governance on bank performance. The majority of research concerning corporate governance and its effect on bank performance has been undertaken in developed countries and markets, particularly the USA and European Union but relatively little evidence is provided in Sub Saharan Africa, specifically, Ghana. This study investigates the effects of corporate governance on financial performance of Ghanaian universal banking companies during the period 2006- 2014. This study prim

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5

Gharanfoli, Sepehr, and Kemal Kevin Nordal. "Self-Leadership, a universal or situational concept? : A two-sided perspective between International banks and IT companies - from employees’ point of view." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-45741.

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In today's high pace of globalization and constant development of organizations, it is highly crucial that companies are able to adapt and figure out how to do things differently, such as to resolve how to streamline their work with the resources they have in the best possible way. One way of doing this is through the concept of Self-leadership which is a phenomenon providing the employees with more freedom and working independently more frequently without constant external executive control. Therefore, the authors of this paper have studied how the employees can use self-leadership with the p

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Mikšová, Lucie. "Potíže bank v České republice v letech 1993-2003." Master's thesis, Vysoká škola ekonomická v Praze, 2009. http://www.nusl.cz/ntk/nusl-10819.

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At the end of the 20th century and at the beginning of the 21st century, most banks in the Czech Republic got into trouble. Some banks overcome this problems, but others have to cease their activities and lost their banking license. Difficulties of banks varied from case to case, but there were some common attributes. The first objective of this work is to find these common attributes. The second objective of this work is to identify "culprits" who were most involved in the difficulties of banks in the Czech Republic in the years 1993-2003. Method of incomplete induction will be used in this w

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7

Albertazzi, Ugo. "Essays in banking." Doctoral thesis, Universite Libre de Bruxelles, 2011. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209878.

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Cette thèse contient trois études sur le fonctionnement des banques.<p>Le premier Chapitre analyse empiriquement comment la capacité d’offrir des emprunts à long terme est influencée par la dimension des intermédiaires financiers.<p>Le deuxième Chapitre analyse, avec un model théorique caractérisé par la présence de soft-budget constraint, ratchet effect et short-termism, comment la pression compétitive influence la capacité des banque de financer le firmes ayant des projets de bonne qualité.<p>Le troisième Chapitre examine, avec un model théorique du type moral hazard common agency, le confli

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Alin, Gustaf, and Benjamin Thornell. "The individual Controller role : And how the role is affected by increased information and complex report relations." Thesis, Linköpings universitet, Företagsekonomi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-130986.

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Previous research of the controller role is extensive and has been studied in several sectors, whichprovides a wide range of definitions of the controller role. These definitions have contributed to an ambiguous controller role in regards to what work assignments are most important and to whom the controller should report. This thesis aims to provide an in-depth understanding of the controller role based on work assignments within a decentralised organisation working with complex financial products. This thesis also contributes to an understanding of how controllers perceive that their role is

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9

Larsson, Mats. "Development of a Digital Universal Filter Bank." Thesis, Uppsala universitet, Signaler och System, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-307929.

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This is a master's thesis project, which is a part of the Master Programme in Electrical Engineering at Uppsala university. When developing a product or performing measurements, it is sometimes necessary to remove some content of a signal. This might be due to an interfering source that has to be filtered out, or that only a specific frequency interval is of interest. In such a case, it would be practical if a universal frequency selective filter was available and easy to use. In this thesis, a platform for implementing different frequency selective digital filters is developed. Through a user

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10

Maurin, Alexandra. "Vers une maîtrise du risque bancaire systémique." Thesis, Paris Sciences et Lettres (ComUE), 2019. http://www.theses.fr/2019PSLED035.

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L'essor de la RSE, tant au sein des sociétés qu'au travers des concertations internationales, illustre l'importance qu'ont pris l'éthique et la morale dans les relations d'affaires. Le banquier y tient une place centrale puisqu'il est « le moteur de toutes les activités de son temps ». Du fait de son rôle prépondérant, aussi bien pour l'économie réelle que sur les marchés financiers, il devrait agir en précurseur du développement de la RSE. Pourtant, lors de la crise de 2007, l'incitation déraisonnée au surendettement des particuliers et le recours à la titrisation pour faciliter

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11

Ju, Ziyang [Verfasser]. "A Filter Bank Based Reconfigurable Receiver Architecture for Universal Wireless Communications / Ziyang Ju." Kassel : Kassel University Press, 2010. http://d-nb.info/1016850379/34.

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12

Maher, Edmond. "How and why universal primary education was selected as a Millennium Development Goal : a case study." Thesis, University of Bath, 2016. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.687307.

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Between 2000 and 2015 the Millennium Development Goals were the focus of much global attention and activity. They were selected in light of astounding poverty, with over 1 billion people at the time living on less than $1 per day. In a sense the MDGs were morally undeniable. The focus of this study is MDG2, universal primary education. It sets out to establish how and why MDG2 came to be selected. Whilst its selection seems obvious, for years developing countries complained about the short-sightedness of prioritising primary over secondary and tertiary education (Klees 2008). A task force comm

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13

Gensac, Erwan. "Dynamique morpho-sédimentaire d'un littoral sous influence amazonienne : Impact des forçages hydrosédimentaires sur la migration des bancs de vase et la mangrove côtière : Le cas de la Guyane française." Phd thesis, Université du Littoral Côte d'Opale, 2012. http://tel.archives-ouvertes.fr/tel-00799403.

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Cette thèse a pour but d'améliorer la compréhension des interconnexions entre les processus hydro-sédimentaires et l'évolution morphologique du littoral guyanais, formés à partir des énormes apports sédimentaires amazoniens. Elle s'appuie sur trois échelles spatiales : la côte des Guyanes, le banc de vase et la vasière. L'amortissement des houles à la côte ainsi que les processus de migration des bancs ont été étudiée à l'échelle de la côte des Guyanes. Ce travail apporte une vision structurelle des zones subtidales des bancs et met aussi en évidence les différents processus et forçages (houle

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14

Araujo, Luzia Aparecida de. "De big bangs a buracos negros no universo da tradução no Brasil : um estudo sobre o papel da terminologia na pratica tradutoria e na formação de tradutores." [s.n.], 2001. http://repositorio.unicamp.br/jspui/handle/REPOSIP/269594.

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Orientadores: Paulo Roberto Ottoni, Francis Henrik Aubert<br>Tese (doutorado) - Universidade Estadual de Campinas, Instituto de Estudos da Linguagem<br>Made available in DSpace on 2018-07-27T16:10:44Z (GMT). No. of bitstreams: 1 Araujo_LuziaAparecidade_D.pdf: 43876775 bytes, checksum: 1894a068d59e689d9c073009eef464a2 (MD5) Previous issue date: 2001<br>Resumo: Esta tese se propõe a explorar o papel da terminologia na prática tradutória e na formação de tradutores no Brasil. Conforme aqui argumentado, a terminologia desempenha um importante papel no âmbito da produção e recepção de traduções,

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15

Wagner, Laurent. "Aid effectiveness, performance and vulnerability : new perspectives." Thesis, Clermont-Ferrand 1, 2013. http://www.theses.fr/2013CLF10421.

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La question de l’efficacité de l’aide publique au développement est complexe et protéiforme. L’aide se présente sous de nombreuses formes et implique de nombreux instruments et acteurs, dont les objectifs et mêmes les philosophies diffèrent fortement entre les pays et les organisations. De cet enchevêtrement, les économistes ont jusqu’alors échoué dans leurs recherches de relations macroéconomiques robustes censées guider l’action publique. Ainsi, aucun consensus ne semble pour l’instant émerger de ce débat. Dès lors, l’orientation des politiques de développement a essentiellement été influenc

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16

Egreteau, Alexandre. "Etude des variations de l'amplitude de la réflectivité du sous-sol après imagerie sismique en profondeur." Phd thesis, École Nationale Supérieure des Mines de Paris, 2005. http://pastel.archives-ouvertes.fr/pastel-00001811.

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En exploration pétrolière, la technique d'imagerie la plus couramment utilisée reste l'imagerie par sismique réflexion. Elle permet d'obtenir une première représentation des structures géologiques mais aussi une estimation du coefficient de réflexion des interfaces du sous-sol. Les variations de ce coefficient dépendent des paramètres pétrophysiques des milieux situés de part et d'autre de la discontinuité donnant naissance à la réflexion (densité et vitesses des ondes de propagation et de cisaillement). Une analyse de ces variations permet ainsi d'évaluer les paramètres élastiques qui sont de

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17

Jean, Jesse. "Etude de l’aide internationale pour la réalisation de l’éducation pour tous en Haïti." Thesis, Paris Est, 2017. http://www.theses.fr/2017PESC0066/document.

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En Haïti, l’effort public pour l’éducation reste insuffisant. De plus, l’enseignement primaire est peu développé et de qualité faible. Ainsi, en dépit des progrès substantiels qui ont été réalisés durant ces vingt cinq dernières années, le pays reste très en retard face á l’objectif de l’éducation pour tous (EPT). En effet, les dernières données statistiques disponibles indiquent que plus de 4 500 000 filles et garçons sont actuellement en dehors du système scolaire. Outre l’abandon, le redoublement, le mauvais regroupement des élèves, l’encadrement pédagogique est médiocre. Ce qui pèse négati

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18

Ledevin, Ronan. "La dynamique évolutive du campagnol roussâtre (Myodes glareolus) : structure spatiale des variations morphométriques." Phd thesis, Université Claude Bernard - Lyon I, 2010. http://tel.archives-ouvertes.fr/tel-00832801.

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Les fluctuations climatiques Quaternaires (<2.5 Ma) offrent un contexte approprié à l'étude de l'impact du changement climatique actuel sur la biodiversité. La dernière glaciation, dont le maximum glaciaire s'est terminé il y a environ 19 000 ans, a ainsi largement participé à la distribution des espèces actuelles. Les derniers milliers d'années constituent donc une période propice à l'étude de la mise en place et du maintien de la biodiversité.L'objectif de ma thèse a été de mieux comprendre comment une espèce de rongeur forestier apparue il y a environ 2 Ma, le campagnol roussâtre (Myodes gl

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19

Flores, de Valgas Torres Fernando Josue. "Study on Air Interface Variants and their Harmonization for Beyond 5G Systems." Doctoral thesis, Universitat Politècnica de València, 2021. http://hdl.handle.net/10251/164442.

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[ES] La estandarización de la Quinta Generación de redes móviles o 5G, ha concluido este año 2020. No obstante, en el año 2014 cuando la ITU empezó el proceso de estandarización IMT-2020, una de las principales interrogantes era cuál sería la forma de onda sobre la cual se construiría la capa física de esta nueva generación de tecnologías. El 3GPP se comprometió a entregar una tecnología candidata al proceso IMT-2020, y es así como dentro de este proceso de deliberación se presentaron varias formas de onda candidatas, las cuales fueron evaluadas en varios aspectos hasta que en el año 2016 el 3

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20

Peldius, Maria, and Tatiana Stafeichuk. "Det allmänna barnbidraget : Föräldrarförvaltning eller gåva?" Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Rättsvetenskap, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-23897.

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Sammanfattning Den som är under arton år är omyndig, vilket innebär att denne inte får råda över sina tillgångar och ingå avtal med bindande verkan enligt FB 9 kap. 1§. Vanligtvis är den omyndiges föräldrar både vårdnadshavare och förmyndare för sitt barn. Det är förmyndares ansvar att förvalta barnets tillgångar. Överstiger värdet på dessa tillgångar åtta gånger prisbasbelopp eller har tillgångar ett särskilt ursprung och karaktär enligt FB 13 kap. 2§, står föräldraförvaltningen under överförmyndarens tillsyn. Det ger ett sakrättsligt skydd för barnets egendom i situationer när föräldrarna ha

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21

Ehrhold, Axel. "Dynamique de comblement d'un bassin sédimentaire soumis à un régime mégatidal : Exemple de la baie du Mont Saint-Michel." Phd thesis, Université de Caen, 1999. http://tel.archives-ouvertes.fr/tel-00004311.

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Les recherches effectuées s'inscrivent dans une convention DRET/CNRS relative aux problèmes de dynamique sédimentaire dans une baie dominée par les courants de marée. Elle combine l'étude descriptive des unités morphosédimentaires à la modélisation des phénomènes à la surface du fond. Située au Sud du Golfe normand-breton, la baie du Mont-Saint-Michel réputée pour ses marnages exceptionnels s'étend dans sa globalité, entre l'archipel des Iles Chausey au Nord et la côte constituée de falaises briovériennes au Sud. On distingue ainsi de part et d'autre de l'archipel deux larges passes. La présen

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22

Catinon, Mickaël. "Détermination de la pollution atmosphérique métallique : étude critique de l’utilisation des écorces d’arbres." Phd thesis, Grenoble, 2010. https://tel.archives-ouvertes.fr/tel-00554894.

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L'atmosphère terrestre est le siège d'un transport de matière, en particulier d'éléments d'origines diverses, dont une proportion importante résulte des activités humaines. Ce phénomène induit des conséquences parfois graves, pour la santé humaine et pour la fonctionnalité des écosystèmes. Les éléments ainsi transférés sont redéposés, de manière complexe, à la surface de la terre, avec une cartographie de distribution très inégale, des possibilités d'accumulation, ou au contraire de dilution, variables, conduisant à des altérations diversifiées de la composition des eaux et des sols et de la f

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23

Huang, Shih-Ting, and 黃士庭. "Evaluation of Operating Efficiency on Separated Banks and Universal Banks in Taiwan." Thesis, 1999. http://ndltd.ncl.edu.tw/handle/g6v8qh.

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碩士<br>長榮大學<br>企業管理學系碩士班<br>99<br>The overbanking problem in Taiwan started from the financial deregulations in 1992, when government allowed new banks to be established. Most studies take the same efficient frontier assumption to measure the efficiency of banks, and always neglect the environmental factors . Thus, using data on 32 banks in Taiwan over 2006 to 2008, this study adopts Three–stage System DEA to investigate the operating efficiency of banks under different efficient frontier systems in Taiwan. The empirical results show that（1）the efficient reference sets of the banks would be wro

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24

MARIATHASAN, Mike. "Monetary policy committees, universal banks, and public recapitalisations." Doctoral thesis, 2011. http://hdl.handle.net/1814/20067.

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Defence date: 16 November 2011<br>Examining board: Arpad Abraham, EUI; Thomas Cooley, New York University, Stern Business School; Xavier Freixas, Universitat Pompeu Fabra; Ramon Marimon, Supervisor, EUI<br>PDF of thesis uploaded from the Library digital archive of EUI PhD theses<br>The three papers in this thesis differ considerably with respect to methodology and topic; yet, they all reflect my overarching interest in the design of economic policies and the institutions that execute them. They are, also, testimony of the privilege to write a PhD thesis in Economics during times that leave lit

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25

Рудий, А. О. "Способи мінімізації кредитного ризику банку (на прикладі банку Південний)". Thesis, 2018. http://dspace.oneu.edu.ua/jspui/handle/123456789/7852.

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Проаналізовано Аналіз кредитного ринку України, Характеристика фінансового стану та результатів діяльності банківської установи, Практика мінімізації кредитного ризику в акціонерному банку "Південний", Зарубіжний досвід щодо мінімізації кредитного ризику Запропоновано Практичні аспекти організації системи захисту від кредитного ризику в акціонерному банку "Південний".<br>The analysis of the credit market of Ukraine, Characteristics of the financial state and results of the banking institution, The practice of minimizing credit risk in the joint-stock bank "Pivdennyi", Foreign experience in m

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26

Hinson, R., A. Mohammed, and R. Mensah. "Determinants of ghanaian bank service quality in a universal banking dispensation." Thesis, 2007. http://essuir.sumdu.edu.ua/handle/123456789/60940.

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The banking industry (which is part of the global service industry) not only plays a leading role within the financial system in a country but also has an important socio-economic function.<br>Банківська галузь (яка входить до складу глобальної галузі обслуговування) не тільки відіграє провідну роль у фінансовій системі країни, але також має важлива соціально-економічна функція.

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Krčová, Kateřina. "Aplikace směrnice MiFID na činnost univerzální banky." Master's thesis, 2013. http://www.nusl.cz/ntk/nusl-328831.

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59 Abstract Applicatin of MiFID directive on activities in universal bank MiFID or Markets on financial instruments Directive, is extensive and key European financial market regulation. Introduced into the laws of all the Member States many new applications and employed a large number of companies. The content of this work is to first clarify the concept of a universal bank, the bank and the reason why the Directive applies to them. Furthermore, analysis of specific activities and procedures, which are due to the introduction of the Directive into law occurred mainly by retail investors, the c

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Ogunniyi, Emmanuel Oluwafemi. "Design and optimisation of a universal battery management system in a photovoltaic application." Thesis, 2018. http://hdl.handle.net/10352/429.

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M.Tech (Department of Electronic Engineering, Faculty of Engineering and Technology), Vaal University of Technology.<br>Due to the fickle nature of weather upon which renewable energy sources mostly depend, a shift towards a sustainable renewable energy system should be accompanied with a good intermediate energy storage system, such as a battery bank, set up to store the excess supply from renewable sources during their peak periods. The stored energy can later be utilised to supply a regulated and steady power supply for use during the off-peak periods of these renewable energy sources. Ba

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Che, Johnson, and 車榮源. "An Analysis and Comparison of the Structure of Cross- Business Organization for Financial Industry – Financial Holding Company vs. Universal Bank." Thesis, 2005. http://ndltd.ncl.edu.tw/handle/21667166080560232235.

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碩士<br>國立臺灣大學<br>財務金融學研究所<br>94<br>Abstract In the dynamic world of today, modern financial institutions are increasingly more competitive and their services more versatile. In order to survive the ever-changing business environment, most major financial institutions have followed the prevalent trend of merger and acquisition to strengthen their competitiveness. Even so, financial institutions around the world have parted their cross-business structure into two main models: Universal Bank of the European region, and the Financial Holding Company of the US and Japan. This paper will first discu

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