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1

KOLODIYCHUK, A.V. "Information technology systems of the stock market and threats of financial cyber–fraud." Market Relations Development in Ukraine №3(214)2019 132 (May 8, 2019): 19–23. https://doi.org/10.5281/zenodo.2678004.

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The subject of the study is the information systems – operators of stock markets and risks of financial cyber–fraud. The aim of the study is to review information and technology systems of the modern stock market and their functional capabilities, as well as to identify the most popular types of electronic financial fraud. Research methods. The work uses the dialectical method of scientific knowledge, the method of analysis and synthesis, the comparative method, the method of data generalization. Results of work. The article considers the key features of modern stock information an
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&NA;. "Beware of phishing— and vishing." Nursing 36, no. 12 (2006): 66. http://dx.doi.org/10.1097/00152193-200612000-00051.

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Clark, Timothy. "Vishing in the Age of AI." ITNOW 66, no. 2 (2024): 39. http://dx.doi.org/10.1093/itnow/bwae052.

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Alamsyah, Istna Rizqi, and Arief Rahman Yusuf. "VISHING SEBAGAI ANCAMAN REKAYASA SOSIAL: ANALISIS TEKNIK, DAMPAK, DAN UPAYA PERLINDUNGAN PENGGUNA." SULIWA: Jurnal Multidisiplin Teknik, Sains, Pendidikan dan Teknologi 2, no. 2 (2025): 65–70. https://doi.org/10.62671/suliwa.v2i2.67.

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Di era digital yang semakin maju, ancaman terhadap sistem informasi tidak hanya berasal dari aspek teknis, tetapi juga dari sisi manusia yang rentan terhadap manipulasi psikologis. Salah satu bentuk serangan yang mengeksploitasi kerentanan ini adalah voice phishing atau vishing, yaitu serangan rekayasa sosial yang memanfaatkan media suara untuk mengelabui korban agar menyerahkan informasi sensitif. Kejahatan ini semakin marak seiring meningkatnya ketergantungan masyarakat terhadap teknologi komunikasi. Penelitian ini bertujuan untuk menganalisis teknik-teknik yang digunakan dalam vishing, damp
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Chichwadia, Aaliyah E., and Noluntu Mpekoa. "Detecting Smishing and Vishing Attacks using Machine Learning." International Journal of Intelligent Computing Research 15, no. 1 (2024): 1234–41. http://dx.doi.org/10.20533/ijicr.2042.4655.2024.0151.

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Castro, Matheus M., Ricardo M. Martins, and Douglas D. Novaes. "A note on Vishik's normal form." Journal of Differential Equations 281 (April 2021): 442–58. http://dx.doi.org/10.1016/j.jde.2021.02.011.

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Kim, Daegyeom, Sehwan O, Younghoon Ban, Jungsoo Park, Kyungho Joo, and Haehyun Cho. "Ventinel: Automated Detection of Android Vishing Apps Using Optical Character Recognition." Future Internet 17, no. 1 (2025): 24. https://doi.org/10.3390/fi17010024.

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Vishing, a blend of “voice” and “phishing”, has evolved to include techniques like Call Redirection and Display Overlay Attacks, causing significant financial losses. Existing research has largely focused on user behavior and awareness, leaving gaps in addressing attacks originating from vishing applications. In this work, we present Ventinel, an Android-based defense system designed to detect these attacks without requiring OS modifications. Ventinel employs Optical Character Recognition (OCR) to compare phone numbers during calls, effectively preventing Call Redirection and Display Overlay A
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Fakieh, Ahlam, and Aymen Akremi. "An Effective Blockchain-Based Defense Model for Organizations against Vishing Attacks." Applied Sciences 12, no. 24 (2022): 13020. http://dx.doi.org/10.3390/app122413020.

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Social engineering (SE) attacks (also called social hacking) refer to various methods used by cybercriminals to exploit the weak nature of human beings rather than the logical and physical security measures used by organizations. This research paper studies the various methods of SE used by criminals to exploit the psychological vulnerabilities of human beings. On this basis, the paper proposes a new defense categorization of SE attacks based on two security principles: dual control (i.e., more than one entity to complete the task) and split knowledge (i.e., dual controlling of the knowledge t
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ULFA LADAYYA, Deni Prayitno, Mamay Syani, Rizki Hikmawan, and Nuur Wachid Abdulmajid. "Kesadaran Keamanan Informasi atas Phising, Smishing, dan Vishing pada Warga Kota Cimahi." NUANSA INFORMATIKA 18, no. 2 (2024): 109–19. http://dx.doi.org/10.25134/ilkom.v18i2.201.

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Maintaining the confidentiality of information poses a significant challenge in today's technology-driven era. Information security is invaluable for individuals, businesses, governments, and global entities alike. It serves as a vital tool in preventing and identifying fraud within information-based systems. This knowledge is intended to educate people worldwide early on, helping them avoid falling victim to fraud. As technology advances for the greater good, it demands our vigilance against potential crimes like phishing, smishing, and vishing. The study utilized survey and literature review
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Nyassi, Virgile Simé, Franklin Tchakounté, Blaise Omer Yenké, Duplex Elvis Houpa Danga, Magnuss Dufe Ngoran, and Jean Louis Kedieng Ebongue Fendji. "Emoti-Shing: Detecting Vishing Attacks by Learning Emotion Dynamics through Hidden Markov Models." Journal of Intelligent Learning Systems and Applications 16, no. 03 (2024): 274–315. http://dx.doi.org/10.4236/jilsa.2024.163015.

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Patel, Karnaram, Rutul Waradkar, Amaan Shaikh, Nirmal Nemade, and Ms Smita Bansod. "Counterfeit Diagnosis Using Artificial Neural Network." International Journal for Research in Applied Science and Engineering Technology 11, no. 4 (2023): 4345–48. http://dx.doi.org/10.22214/ijraset.2023.51243.

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Abstract: One of the best payment methods that clients may use to conduct transactions effortlessly and boost their purchasing power is a credit card. In addition, it is incredibly simple to use and provides a number of benefits, like cashback and reward points. However, the primary issue is credit card fraud, which is fast rising every day. The most common type of identity theft worldwide is still credit card fraud. The use of credit cards has grown too dangerous in recent years. In reality, there are many other kinds of credit card fraud, including phishing and vishing, keystroke logging, PO
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Botla, Gomathi Shirdi. "Solution Approach for IVR Fraud Detection and Prevention in Banking Call Centers." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 12 (2024): 1–6. https://doi.org/10.55041/ijsrem16335.

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Interactive Voice Response (IVR) systems are pivotal in modern banking, facilitating seamless customer interactions. However, they are increasingly exploited for fraudulent activities through techniques like voice phishing (vishing) and social engineering. This paper examines the vulnerabilities of IVR systems in banking call centers and proposes an integrated solution to detect and prevent fraud. By employing advanced analytics, voice biometrics, and real-time monitoring, the proposed framework mitigates risks while maintaining a user-friendly experience. A unique approach involving behaviora
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Mazzeo, Angela, and Enrico Jardim Clemente Santos. "Integração da Cibersegurança na Medicina Veterinária: Protegendo Dados e Sistemas de Saúde Animal." Research, Society and Development 14, no. 5 (2025): e7414547190. https://doi.org/10.33448/rsd-v14i5.47190.

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A cibersegurança é um campo emergente na convergência das ciências da vida e do mundo digital. Neste estudo temos por objetivo analisar a importância da segurança cibernética para clínicas, consultórios, laboratórios e hospitais veterinários apresentando os perigos, consequências e metodologias de defesa contra os ataques cibernéticos. Durante a prática da medicina veterinária o armazenamento de uma quantidade significativa de dados de alto valor agregado torna os consultórios, clínicas, laboratórios e hospitais veterinários alvos significativos dos cibercriminosos. Atualmente, as instituições
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Shah, Keyur. "PHISHING: AN EVOLVING THREAT." International Journal of Students' Research in Technology & Management 3, no. 1 (2015): 216–22. http://dx.doi.org/10.18510/ijsrtm.2015.312.

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Phishing is one of the most common attacks used to extract sensitive information for malicious use. It is one of the easiest ways to extract confidential data on a large-scale. A fraudulent website/e-mail which looks very similar to the original is setup to trap the victim to give away confidential information. A large population of internet users still lacks knowledge to avoid phishing. When the phishing attacks are complimented with social engineering skills, the success rate is increased. Along with the progress of technology, phishing techniques have evolved encroaching upon newer communic
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Pribadi Fitrian, Harry, Lulu Abidah, Khabibah Wiendie Zahra, and Wildan Hanif Hafidudin. "PENGARUH KESADARAN PENGGUNA TERHADAP KEBERHASILAN SERANGAN PHISHING DI JARINGAN PERBANKAN." JATI (Jurnal Mahasiswa Teknik Informatika) 9, no. 2 (2025): 1888–92. https://doi.org/10.36040/jati.v9i2.12776.

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Phishing adalah ancaman keamanan siber yang signifikan di sektor perbankan, di mana serangan ini memanfaatkan manipulasi psikologis untuk memperoleh informasi sensitif, seperti kata sandi dan data keuangan, yang dapat merugikan baik pengguna maupun institusi. Meskipun berbagai upaya mitigasi telah dilakukan, kesadaran pengguna terhadap ancaman phishing, smishing, dan vishing masih rendah, terutama di kelompok dengan literasi digital terbatas, yang meningkatkan kerentanannya terhadap serangan siber yang semakin kompleks. Hal ini berpotensi menyebabkan kebocoran data pribadi dan finansial yang m
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Triantafyllopoulos, Andreas, Anika A. Spiesberger, Iosif Tsangko, et al. "Vishing: Detecting social engineering in spoken communication — A first survey & urgent roadmap to address an emerging societal challenge." Computer Speech & Language 94 (November 2025): 101802. https://doi.org/10.1016/j.csl.2025.101802.

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., Kanika, Alka ., and R. A. Khan. "An Improved Security Threat Model for Big Data Life Cycle." Asian Journal of Computer Science and Technology 7, no. 1 (2018): 33–39. http://dx.doi.org/10.51983/ajcst-2018.7.1.1834.

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Big data is a huge amount of data created by individuals related to their medical, internet activity, social networking sites, energy usage communication patterns etc. From these sources, data is being collected and processed by various survey organizations, national statistical agencies, medical centres, and other companies etc. There are many security challenges which occur during data transactions, such as un-authentication, phishing, Vishing, data mining based attacks, etc. From a security point of view the biggest challenge for big data is the protection of user’s privacy. Yazan et.al, ha
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Kishore, R. Sudha, and D. Lalitha Bhaskari. "Cyber Crime Detection and Prevention Techniques on Cyber Cased Objects Using SVM and Smote." International Journal on Recent and Innovation Trends in Computing and Communication 11, no. 8 (2023): 259–70. http://dx.doi.org/10.17762/ijritcc.v11i8.7951.

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Conventional cybersecurity employs crime prevention mechanisms over distributed networks. This demands crime event management at the network level where Detection and Prevention of cybercrimes is a must. A new Framework IDSEM has been introduced in this paper to handle the contemporary heterogeneous objects in cloud environment. This may aid for deployment of analytical tools over the network. A supervised machine learning algorithm like SVM has been implemented to support IDSEM. A machine learning technique Like SMOTE has been implemented to handle imbalanced classification of the sample data
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Choi, Young. "Social Engineering Cyber Threats." Journal of Global Awareness 4, no. 2 (2023): 1–12. http://dx.doi.org/10.24073/jga/4/02/08.

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The article explores the pervasive threat of social engineering in cybersecurity, emphasizing its success in infiltrating information systems by manipulating individuals rather than employing traditional hacking methods. The author underscores the vulnerability arising from human trust, as individuals, especially those lacking technology education, tend to be targets. While cryptography offers partial security, social engineering complicates overall system security. Mitigation strategies include educating employees on threats, risks, and security policies, coupled with enforcing penalties for
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Almatarneh, Rami, Mohammad Aljaidi, Ayoub Alsarhan, Sami Aziz Alshammari, and Nayef H. Alshammari. "The rising tide of social engineering: Trends, impacts, and multi-layered mitigation strategies." International Journal of Innovative Research and Scientific Studies 8, no. 3 (2025): 115–29. https://doi.org/10.53894/ijirss.v8i3.6443.

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In this paper, an analytical study explores the upcoming threat of social engineering attacks that will be presented. A comprehensive comparison among various types of social engineering, including phishing, spear phishing, vishing, pretexting, baiting, and impersonation, will be discussed in this study, highlighting their psychological manipulation tactics, increasing sophistication, and distinct operational dynamics. Historical data from 2016 to 2024 were analyzed to predict future trends and to reveal a significant rise in both the frequency and financial losses associated with these attack
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Mayhuasca, Jorge, Yordy Benites, Jhon Melendez, Paulo Calderón, Luis Rivera, and José Herrera. "Modelo Sectrabank para mitigar el fraude informático en operaciones electrónicas a través de aplicaciones bancarias en dispositivos Android." Revista peruana de computación y sistemas 6, no. 2 (2024): 3–13. https://doi.org/10.15381/rpcs.v6i2.29031.

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Cybercrime is a global problem that affects various sectors, particularly the financial sector, where cybercriminals exploit users' lack of security awareness to obtain confidential information through techniques such as phishing, smishing, vishing, and ultimately seizing the OTP code to carry out fraudulent transactions. The objective of this research is to develop the SectraBank model, which incorporates security measures such as the use of the IMEI code, fingerprint authentication, and geolocation to mitigate cyber fraud attacks, specifically in the forms of SIM Swapping and Fake Apps used
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Rohini, Dr S. Gomathi Alias, Rajashree B, and Shubha Sree S. "Social Engineering Attacks in Cybersecurity." International Journal for Research in Applied Science and Engineering Technology 13, no. 5 (2025): 7590–94. https://doi.org/10.22214/ijraset.2025.72253.

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Abstract: In recent years, social engineering has become one of the most insidious forms of cyber attack, exploiting human vulnerabilities rather than technical flaws. This paper aims to dissect the landscape of social engineering attacks, especially in the context of recent developments during 2024 and 2025. With advancements in artificial intelligence and deepfake technologies, attackers now possess sophisticated tools to deceive, manipulate, and breach systems through human interaction. The study explores traditional and emerging types of social engineering tactics, including phishing, vish
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Kodirov, Akbarjon. "COMPARATIVE ANALYSIS OF PHISHING ATTACKS AND OTHER CYBERATTACK TYPES." INTERNATIONAL SCIENTIFIC-ELECTRONIC JOURNAL "PIONEERING STUDIES AND THEORIES" 1, no. 5 (2025): 33–35. https://doi.org/10.5281/zenodo.15290409.

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In recent years, the rapid development of information technology has been accompanied by a surge in cybersecurity issues. Among the various cyberattack methods, phishing stands out as one of the most common and deceptive techniques. Unlike many technical attacks, phishing relies heavily on human psychology and user inattention. This paper presents a detailed overview of phishing attacks and compares them with other prevalent forms of cyberattacks
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Morales Ramirez, Oscar. "Ciberfraude: Principales Métodos de Ataque y Estrategias para su Prevención." Ciencia Latina Revista Científica Multidisciplinar 9, no. 3 (2025): 4901–21. https://doi.org/10.37811/cl_rcm.v9i3.18122.

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El presente artículo tiene como objetivo identificar y analizar los métodos más comunes utilizados por los ciberdelincuentes para cometer fraudes informáticos, así como las vías de ataque más frecuentes y las estrategias preventivas para mitigarlos. A través de una revisión sistemática de literatura reciente (2020-2024), se recopilaron y analizaron fuentes académicas, informes institucionales y casos reales que evidencian el creciente impacto de estos delitos. La metodología consistió en la clasificación temática de los hallazgos en ingeniería social, malware y ataques técnicos, así como la ev
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Rasulov, Xaydar R. "On the solvability of a boundary value problem for a quasilinear equation of mixed type with two degeneration lines." Journal of Physics: Conference Series 2070, no. 1 (2021): 012002. http://dx.doi.org/10.1088/1742-6596/2070/1/012002.

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Abstract The article investigates the existence of a generalized solution to one boundary value problem for an equation of mixed type with two lines of degeneration in the weighted space of S.L. Sobolev. In proving the existence of a generalized solution, the spaces of functions U(Ω) and V (Ω) are introduced, the spaces H1(Ω) and H 1 * (Ω) are defined as the completion of these spaces of functions, respectively, with respect to the weighted norms, including the functions K(y) and N(x). Using an auxiliary boundary value problem for a first order partial differential equation, Kondrashov’s theor
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Mohd Ramly, Athirah, Zi Wei Ng, Yahya Khamayseh, Charis Shwu Chen Kwan, Angela Amphawan, and Tse-Kian Neo. "Review and Enhancement of VoIP Security: Identifying Vulnerabilities and Proposing Integrated Solutions." Journal of Telecommunications and the Digital Economy 12, no. 4 (2024): 109–36. https://doi.org/10.18080/jtde.v12n4.1022.

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The prolific use of Voice over Internet Protocol (VoIP) causes this system’s vulnerabilities to become a major concern for individuals or organizations. Based on this concern, this paper aims to provide a comprehensive analysis of the cyber threats and attacks in VoIP systems. VoIP offers several benefits and advantages; however, it poses significant security risks which can cause serious consequences. At the beginning of this paper, an overview of VoIP, including its architecture, components, protocols and advantages are discussed. Following this, attack vectors and component vulnerabilities
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Zhmurko, Oleksii. "Social engineering as a threat to cybersecurity: methods of prevention and protection." Health and Safety Pedagogy 9, no. 1 (2024): 37–42. http://dx.doi.org/10.31649/2524-1079-2024-9-1-037-042.

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The relevance of the study of social engineering is due to the ever-growing number of cyberattacks that use the human factor as the main penetration vector. Attackers, using various methods such as phishing, vishing, pretexting, and others, cause significant damage to organisations by stealing confidential data, undermining reputation, and disrupting the smooth operation of business processes. The growth of social engineering-related cyberattacks requires improving the legal framework and developing new cybersecurity standards. The article analyses modern methods of social engineering, their i
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Tew Patricia Adaku. "Curbing Cyber Scam (Phishing, Vishing and Spoofing) through the Use of Biometrics System for Final Authentication at the Point of Withdrawal from A Bank Account." International Journal on Recent and Innovation Trends in Computing and Communication 8, no. 9 (2020): 18–20. http://dx.doi.org/10.17762/ijritcc.v8i9.5440.

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Fraudulent practices carried out daily on individuals and organizations using the internet and related technologies (cybercrime) are becoming alarming. It is an act that does not seem to end any time soon. So, in order reduce the statistics, there is need to seek for possible solutions to this menace. 
 Phishing, vhishing, pharming and spoofing has become the mainstay of hackers (‘yahoo boys’) on unsuspecting bank account holders and financial institutions; who have become victims and losing their fortune/ hard earned monies to cybercrimes. 
 In order to safeguard bank accounts and i
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Arora, Moulik Singh. "Threats, Effects, and Awareness of Cybercrime: A Survey." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem32833.

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The emergence of the digital age has ushered in unprecedented connectivity and convenience, but it has also brought about a surge in cybercrimes, posing significant challenges to security. Criminals exploit vulnerabilities in cyberspace to access sensitive information, perpetrate fraudulent activities, and undermine trust in online interactions. Despite the pervasive impact of cyber threats on various facets of society, awareness levels among the general populace remain a critical concern. This paper presents findings from a comprehensive survey aimed at assessing public awareness of cybercrim
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Mjema, Lucas Hosea, Bonny Said Mgawe, and Mussa Ally Dida. "Innovating Cybersecurity in Tanzanian Academia: A Mobile Tool for Combatting Social Engineering Threats." Journal of Information Systems and Informatics 7, no. 1 (2025): 606–30. https://doi.org/10.51519/journalisi.v7i1.1034.

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Social engineering attacks, including phishing, smishing, and vishing, pose significant threats to higher learning institutions, especially in regions with limited cybersecurity awareness and weak incident reporting mechanisms. This study introduces a novel mobile tool that combines real-time threat detection, streamlined reporting, and personalized training to address these vulnerabilities. Using a mixed-methods approach, we gathered survey data from 395 participants, conducted interviews with 10 IT professionals, and ran a pilot test with 20 users. The proposed tool provides instant scanning
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Palaniappan, Sellappan, Rajasvaran Logeswaran, Shapla Khanam, and Pulasthi Gunawardhana. "Social Engineering Threat Analysis Using Large-Scale Synthetic Data." Journal of Informatics and Web Engineering 4, no. 1 (2025): 70–80. https://doi.org/10.33093/jiwe.2025.4.1.6.

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We frequently hear news about compromised systems, virus attacks, spam emails, stolen bank account numbers, and loss of money. Safeguarding and protecting digital assets against these and other cyber-attacks are extremely important in our digital connected world today. Many organizations spend substantial amounts of money to protect their digital assets. One type of cyber threat that is rampant these days is social engineering attacks that work on human psychology. These attacks typically persuade, convince, trick and threaten naïve and innocent individuals to divulge sensitive information to
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Kaur, Simran, Himanshu Mishra, and Anuj Goyal. "Cyber-Security in UPI Payments." International Journal for Research in Applied Science and Engineering Technology 11, no. 5 (2023): 4955–58. http://dx.doi.org/10.22214/ijraset.2023.52175.

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Abstract: Unified Payments Interface (UPI) is an innovative online banking system. Made inIndia has reached the peak of popularity ina short time wingspan. Growth in UPI alsoleads to higher data frequencies violate. Social engineering attacks are India's biggest security risk encountered duringconfinement (lockdown). Users of the Unified Payment Interface are Cyber criminals are easily enticed. These fraudsare not due to default in the UPI systems or interfaces, but are tactics to deceive customers. By the way of phishing, vishing, or smishing. Social engineering attack techniques are planned
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Tagani, Enxhi, Erion Curaj, Flavio Koka, and Joana Shehaj. "Phishing: Organizational Awareness for Cybersecurity." INGENIOUS 4, no. 2 (2024): 53–71. https://doi.org/10.58944/lqom6912.

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Phishing continues to be one of the most persistent and dangerous threats in modern cybersecurity. Attackers disguise themselves as legitimate entities to trick individuals into sharing sensitive information, such as login credentials and financial details. In the banking sector, phishing poses particularly significant risks due to the volume of sensitive data handled. While technological solutions like email filtering and multi-factor authentication (MFA) provide some protection, human error remains a critical vulnerability. A custom phishing simulation software was developed to replicate phi
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González-Hugo, Milton Patricio, and Andrés Sebastián Quevedo-Sacoto. "Tendencias actuales en ataques de Ingeniería social. Revisión de literatura." MQRInvestigar 9, no. 1 (2025): e203. https://doi.org/10.56048/mqr20225.9.1.2025.e203.

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Los ataques de ingeniería social representan una amenaza creciente en ciberseguridad, ya que explotan vulnerabilidades humanas en lugar de fallos técnicos. En los últimos años, estas tácticas han evolucionado con el uso de inteligencia artificial, aprendizaje automático y big data, aumentando su efectividad. Este estudio analiza las tendencias actuales en ataques de ingeniería social, destacando las metodologías más comunes, los sectores más afectados y las estrategias de mitigación más eficaces. Mediante una revisión sistemática de literatura basada en el método PRISMA, se seleccionaron estud
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Budianto, Arif, and Surya Nita. "Juridical Review of Legal Protection for Victims of Mobile Malware Attacks Through Digital Invitations." POLICY LAW NOTARY AND REGULATORY ISSUES (POLRI) 4, no. 2 (2025): 163–76. https://doi.org/10.55047/polri.v4i2.1633.

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This research aims to analyze the characteristics of mobile malware attacks through digital invitations, evaluate legal regulations that protect victims in the Banten Police area, and identify obstacles and formulate solutions to improve the effectiveness of legal protection against cybercrime. With increasing cases of cybercrime in the region, this research combines a multidisciplinary approach through field research and normative legal research. Data were obtained from three main sources, namely interviews with victims, law enforcement officials, and legal experts (primary sources); official
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Saenko, M. I., E. A. Savela, and Y. Y. Topolyansky. "International experience against cyber crime and cyber crime." Uzhhorod National University Herald. Series: Law, no. 64 (August 14, 2021): 386–91. http://dx.doi.org/10.24144/2307-3322.2021.64.71.

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The article considers the concept of cybercrime, mechanisms for combating it at the international level (in the UN system), analyzes international legal acts governing the process of combating cybercrime. It is noted that today a large-scale problem of the world community is cybercrime, the number of which is growing every year. Despite the active growth of the IT industry and information space, businesses are still not fully aware of the importance of cybersecurity. Both the population and state (non-state) organizations become potential victims of criminal en-croachments.Cybersecurity means
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Olaniyi, Oluwaseun Oladeji, Christopher Uzoma Asonze, Samson Abidemi Ajayi, Samuel Oladiipo Olabanji, and Chinasa Susan Adigwe. "A Regressional Study on the Impact of Organizational Security Culture and Transformational Leadership on Social Engineering Awareness among Bank Employees: The Interplay of Security Education and Behavioral Change." Asian Journal of Economics, Business and Accounting 23, no. 23 (2023): 128–43. http://dx.doi.org/10.9734/ajeba/2023/v23i231176.

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Organizations across various sectors are increasingly vulnerable to cybersecurity breaches in an era characterized by unprecedented technological advancements and a rapidly evolving threat landscape. Among the myriad methods employed by malicious actors, social engineering stands out as a particularly insidious and effective means of infiltrating secure systems and obtaining sensitive information. To effectively address these issues, organizations must establish and sustain a principled security process; this process goes beyond installing the latest security technologies. It encompasses the c
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Karpasyuk, I. V., and A. I. Karpasyuk. "Mathematical Model for Determining the Degree of Propensity to Be Exposed to Cybercrime." Herald of Dagestan State Technical University. Technical Sciences 52, no. 1 (2025): 87–96. https://doi.org/10.21822/2073-6185-2025-52-1-87-96.

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Objective. The aim of the study is to develop a mathematical model for determining the relationship between cyber victimhood and the character traits inherent in victims of cyber fraud. The article describes the features of cyber fraud based on the psychological aspects of influence on the victim.Method. The study is based on statistical methods related to determining the relationship between the degree of susceptibility to cyber crimes and the level of manifestation of the character traits of victims identified in the form of corresponding quantitative characteristics according to the Cattell
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Ali, Guma, Mussa Ally Dida, and Anael Elikana Sam. "Evaluation of Key Security Issues Associated with Mobile Money Systems in Uganda." Information 11, no. 6 (2020): 309. http://dx.doi.org/10.3390/info11060309.

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Smartphone technology has improved access to mobile money services (MMS) and successful mobile money deployment has brought massive benefits to the unbanked population in both rural and urban areas of Uganda. Despite its enormous benefits, embracing the usage and acceptance of mobile money has mostly been low due to security issues and challenges associated with the system. As a result, there is a need to carry out a survey to evaluate the key security issues associated with mobile money systems in Uganda. The study employed a descriptive research design, and stratified random sampling techniq
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Mr., Anurag Anil Ratnaparkhi, Neha Rakeshchandra Vishwakarma Ms., and Dr. Vijaykumar G. Wawle Prof. "A Study of Online Banking Scams / Frauds In India." Young Researcher S14, no. 1B (2025): 238–44. https://doi.org/10.5281/zenodo.14873742.

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<em>India has adopted the policy of digitalization in 2016. Since that the number of online bank frauds have grown with much higher rate. Especially the frauds like phishing, vishing, ATM frauds etc. The research asserts that such frauds in public sector banks are much higher than that of the private sector banks. The research has shown that even if the number of fraud is decreasing in both private and public sector banks; the amount of scams is much higher in the public sector bank than that of the private sector banks.</em> <em>F</em><em>raudulent activity has generally decreased across publ
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IJCIS. "CYBER-SECURITY TACTICS IN MITIGATING CYBERCRIMES: A REVIEW AND PROPOSAL." International Journal on Cryptography and Information Security (IJCIS) 1-20, no. 13 (2025): 2/3. https://doi.org/10.5281/zenodo.15017858.

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CYBER-SECURITY TACTICS IN MITIGATING CYBERCRIMES: A REVIEW AND PROPOSALAdeniyi Phillips, Ibraheem Ojelade, Esther Taiwo, Callistus Obunadikeand Kunle OloyedeDepartment of Computer Science and Quantitative Methods, Austin Peay StateUniversity, Tennessee. ABSTRACTThis article underscores the urgent need for a global response to cyber threats, discusses the risksassociated with increasing reliance on technology, and sets the stage for a review focused onunderstanding and mitigating cybercrimes. In summary, the passage discusses the internet's impact onnational development and the growing problem
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Astrakhantsev, Andrii, and Stanislav Pedan. "Improving user security during a call." Radioelectronic and Computer Systems 2024, no. 2 (2024): 173–85. http://dx.doi.org/10.32620/reks.2024.2.14.

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The recent development of mobile networks has led to the emergence of new threats and methods of implementing existing ones. Phishing attacks, including robocalls, are causing record losses to both individual users and large corporations. At the same time, existing countermeasures cannot provide protection against such attacks because most existing solutions focus on device authentication, whereas user authentication does not occur during a call. Another problem with mobile networks is that there is no point-to-point encryption, i.e., the speech is encrypted only on the segment from the subscr
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Lötter, André, and Lynn Futcher. "A framework to assist email users in the identification of phishing attacks." Information & Computer Security 23, no. 4 (2015): 370–81. http://dx.doi.org/10.1108/ics-10-2014-0070.

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Purpose – The purpose of this paper is to propose a framework to address the problem that email users are not well-informed or assisted by their email clients in identifying possible phishing attacks, thereby putting their personal information at risk. This paper therefore addresses the human weakness (i.e. the user’s lack of knowledge of phishing attacks which causes them to fall victim to such attacks) as well as the software related issue of email clients not visually assisting and guiding the users through the user interface. Design/methodology/approach – A literature study was conducted i
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Li, Daoming, Qiang Chen, and Lun Wang. "Phishing Attacks: Detection and Prevention Techniques." Journal of Industrial Engineering and Applied Science 2, no. 4 (2024): 48–53. https://doi.org/10.5281/zenodo.12789572.

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Phishing attacks are among the most prevalent and damaging cyber threats faced by individuals and organizations today. These attacks deceive users into revealing sensitive information, leading to significant financial and reputational damage. This paper explores various techniques for detecting and preventing phishing attacks, examining their effectiveness and implementation challenges. Through comprehensive experiments and analysis, we demonstrate the efficacy of different detection methods and propose best practices for mitigating phishing threats. Our study includes a detailed evaluation of
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Armstrong, Miriam E., Keith S. Jones, and Akbar Siami Namin. "How Perceptions of Caller Honesty Vary During Vishing Attacks That Include Highly Sensitive or Seemingly Innocuous Requests." Human Factors: The Journal of the Human Factors and Ergonomics Society, May 2, 2021, 001872082110128. http://dx.doi.org/10.1177/00187208211012818.

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Objective To understand how aspects of vishing calls (phishing phone calls) influence perceived visher honesty. Background Little is understood about how targeted individuals behave during vishing attacks. According to truth-default theory, people assume others are being honest until something triggers their suspicion. We investigated whether that was true during vishing attacks. Methods Twenty-four participants read written descriptions of eight real-world vishing calls. Half included highly sensitive requests; the remainder included seemingly innocuous requests. Participants rated visher hon
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Jones, Keith S., Miriam E. Armstrong, McKenna K. Tornblad, and Akbar Siami Namin. "How social engineers use persuasion principles during vishing attacks." Information & Computer Security ahead-of-print, ahead-of-print (2020). http://dx.doi.org/10.1108/ics-07-2020-0113.

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Purpose This study aims to examine how social engineers use persuasion principles during vishing attacks. Design/methodology/approach In total, 86 examples of real-world vishing attacks were found in articles and videos. Each example was coded to determine which persuasion principles were present in that attack and how they were implemented, i.e. what specific elements of the attack contributed to the presence of each persuasion principle. Findings Authority (A), social proof (S) and distraction (D) were the most widely used persuasion principles in vishing attacks, followed by liking, similar
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Naidu, Devishree. "Voice analysis system for detection of vishing using deep learning." International journal of health sciences, May 18, 2022. http://dx.doi.org/10.53730/ijhs.v6ns1.7520.

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For many years, telecom fraud has caused significant financial harm to Indian telecommunications users. Traditional approaches for identifying telecom fraud frequently center on boycotting of faux phone numbers. Attackers, on the other hand, could merely escape discernment by modifying their phone numbers, which is fairly straightforward with VoIP (Voice over IP).To address this issue, this method detects telecommunication fraud supporting the substance of a spoken language rather than merely the caller's sign. This paper collects chronicles of telecommunication deceit, above all, from press s
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Karpenko, Nikita. "Variations on a theme of rationality of cycles." Open Mathematics 11, no. 6 (2013). http://dx.doi.org/10.2478/s11533-013-0228-6.

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AbstractWe prove certain weak versions of some celebrated results due to Alexander Vishik comparing rationality of algebraic cycles over the function field of a quadric and over the base field. The original proofs use Vishik’s symmetric operations in the algebraic cobordism theory and work only in characteristic 0. Our proofs use the modulo 2 Steenrod operations in the Chow theory and work in any characteristic ≠ 2. Our weak versions are still sufficient for existing applications. In particular, Vishik’s construction of fields of u-invariant 2r + 1, for r ≥ 3, is extended to arbitrary characte
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Castro, Ángel, Daniel Faraco, Francisco Mengual, and Marcos Solera. "A proof of Vishik’s nonuniqueness theorem for the forced 2D Euler equation." Journal für die reine und angewandte Mathematik (Crelles Journal), April 29, 2025. https://doi.org/10.1515/crelle-2025-0025.

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Abstract We provide an alternative proof of Vishik’s nonuniqueness theorem for the forced 2D Euler equation in the vorticity class L 1 ∩ L p L^{1}\cap L^{p} with 2 &lt; p &lt; ∞ 2&lt;p&lt;\infty . The main variation is the construction of a smooth and compactly supported unstable vortex, which is split into two steps: firstly, we construct a piecewise constant unstable vortex, and secondly, we find a regularization through a fixed point argument. This structure of the unstable vortex yields a simplification of the other parts of Vishik’s proof.
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Bhagat, Dr Nandkishor S. "Cybercrime grows rapidly in new form and its Important Cluses." Gurukul International Multidisciplinary Research Journal, April 14, 2025. https://doi.org/10.69758/gimrj/2503i3iivxiiip0027.

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Abstract: Cybercrime is on the rise due to advanced technology which has raised many eyebrows. Cyber ​​Guna can be defined as follows. When someone interferes with electronic devices, internet, technology and personal information and takes financial advantage of himself and damages the person’s physical and mental income and reputation, then it is a cyber crime. E.g. Phishing, Vishing, Smishing, Hacking, Cyber ​​Bullying, Stalking etc. In 1995, Nokia company launched its first phone ‘Nokia-2110’. The first internet call in India was made on July 31, 1995 by the then Chief Minister of West Beng
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