Log in

Relevant bibliographies by topics / Wallets / Journal articles

To see the other types of publications on this topic, follow the link: Wallets.

Journal articles on the topic 'Wallets'

Author: Grafiati

Published: 4 June 2021

Last updated: 27 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Wallets.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Widyarini, Widyarini, and Lady Avisha. "Haram Statement on Digital Wallet Discounts; A Critical Approach." IQTISHADUNA 15, no. 2 (2024): 55–66. https://doi.org/10.20414/iqtishaduna.v15i2.11043.

Full text

Abstract:

Smartphone and tech-savvy users, have a tendency to choose digital wallets instead of physical wallets. In addition to being practical, digital wallets offer many advantages such as: discounts, free shipping, cashback, so that users can shop more efficiently. The MUI fatwa on the use of the digital wallet discount law does not yet exist, so various opinions have emerged on its halal law. This research is a qualitative library research, with the aim of revealing about the halalness of digital wallets and the provision of discounts on digital wallets, so that users do not hesitate in using digit

APA, Harvard, Vancouver, ISO, and other styles

2

Ji, Pu. "The Advance of Cryptocurrency Wallet with Digital Signature." Highlights in Science, Engineering and Technology 39 (April 1, 2023): 1098–103. http://dx.doi.org/10.54097/hset.v39i.6714.

Full text

Abstract:

This paper explains the composition of the cryptocurrency wallet by analyzing a wallet’s components, functions, categories, the algorithm of signing, and security features as three major components used in the constitute of the cryptocurrency wallet, private key, public key, and address are introduced from their generation process with specific Elliptic Curve Digital Signature Algorithm secp256k1 and Keccak hash function. A variety of crypto wallets are divided into different categories by their purpose of use, the form of display, and Internet connectivity, and multiple crypto wallets are exp

APA, Harvard, Vancouver, ISO, and other styles

3

Barakat, Samer, Qais Hammouri, and Khalil Yaghi. "COMPARISON OF HARDWARE AND DIGITAL CRYPTO WALLETS." Journal of Southwest Jiaotong University 57, no. 6 (2022): 380–86. http://dx.doi.org/10.35741/issn.0258-2724.57.6.36.

Full text

Abstract:

This article compares hardware and digital wallets, a new technology method for storing cryptocurrencies such as bitcoin and Ethereum. The crypto wallets reside on a user’s computer or mobile device or can reside on a flash drive, as in the case of hardware wallets. The comparison method used is based on the security and integrity of both types of wallets. Additionally, the authors will look at the most important factors that should ensure a high level of social acceptability of the new hardware and digital wallets. The use of digital wallets manifests itself in various ways. The ease of use o

APA, Harvard, Vancouver, ISO, and other styles

4

Zada, Chrysilla, and Yunita Sopiana. "Penggunaan E- Wallet Atau Dompet Digital Sebagai Alat Transaksi Pengganti Uang Tunai Bagi UMKM di Kecamatan Banjarmasin Tengah." JIEP: Jurnal Ilmu Ekonomi dan Pembangunan 4, no. 1 (2021): 251. http://dx.doi.org/10.20527/jiep.v4i1.3556.

Full text

Abstract:

This research is conducted to (1) find out how MSMEs encourage the development of E-wallets or Digital Wallets in Central Banjarmasin district; (2) analyze and find out how the impact of using E-wallet or Digital Wallet as a non-cash payment instrument for SMEs in Central Banjarmasin district. Research respondents are 30 MSMEs using Digital Wallet in Central Banjarmasin district who could be used for data processing. Data processing uses statistical formulas, data processing, and analysis that emphasize direct observation. The results of this study showing that MSMEs encourage the development

APA, Harvard, Vancouver, ISO, and other styles

5

Nusraningrum, Dewi, and Retno Yuniarsih. "ARE THERE ANY DIFFERENCES IN THE CONTINUOUS USAGE INTENTION OF E-WALLET USERS?: THE CASE OF SEOUL AND JAKARTA." International Journal of Management Studies 31, no. 2 (2024): 631–52. http://dx.doi.org/10.32890/ijms2024.31.2.9.

Full text

Abstract:

The unstoppable use of the Internet, especially in big cities, has led to changes in payment patterns and financial transactions. Originally, wallets have transitioned to electronic wallets, driven by perceived benefits, ease of use, and social influence among e-wallet users. Therefore, it is crucial to investigate the intention to continuously use e-wallets among young people who have become accustomed to Internet usage. The method employed for processing the data collected through questionnaires is SEM-PLS. The research sample consisted of 240 young e-wallet users in Seoul and Jakarta who pa

APA, Harvard, Vancouver, ISO, and other styles

6

M, Amuthasurabi. "DIGITAL WALLET." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 03 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem29551.

Full text

Abstract:

A computerized wallet, too known as an e-wallet, could be a software-based framework that safely stores installment data and passwords for numerous installment strategies and websites. By employing a advanced wallet, users can make electronic exchanges quickly andsafely, killing the got to enter delicate data over and over. Advanced wallets regularly consolidate different security measures, such as encryption and tokenization, to ensure users' monetary information. Also, numerous computerized wallets offer highlights like exchange history following, dependability program integration, and versa

APA, Harvard, Vancouver, ISO, and other styles

7

Sheila, Ade Putri Dewi Arliana, and Permata Sari Shinta. "he Attractiveness of Price Discounts, Convenience, and Benefit: Observation of the Decision to Use E-wallet as A Substitute for Cash Transactions." International Journal of Business Management and Technology 7, no. 1 (2023): 645–51. https://doi.org/10.5281/zenodo.7691618.

Full text

Abstract:

The increasing growth of online transactions has led to the emergence of various new technologies in the financial sector, one of which is the e-wallet. E-wallets, or digital wallets, have been widely adopted by consumers in Indonesia. The various conveniences and benefits offered by digital wallets are immediately enjoyed by consumers. The convenience and comfort that have been felt have made consumers continue to use digital wallets. Apart from that, the many promotions offered and the perceived benefits have made this e-wallet or digital wallet more and more in demand. This study aims to de

APA, Harvard, Vancouver, ISO, and other styles

8

Honak, Ihor, and Stepan Babii. "TYPES OF CRYPTOCURRENCY WALLETS." INNOVATIVE ECONOMY, no. 1 (2022): 95–103. http://dx.doi.org/10.37332/2309-1533.2022.1.13.

Full text

Abstract:

Purpose. The aim of the article is to study types of cryptocurrency wallets, their features and advantages. Methodology of research. The following special research methods were used during the writing of the article: direct observation was carried out – collection of information about the number of addresses and the value of Bitcoin crypto-coins; the graphic method of constructing the Lorenz curve is applied; generalization – in the process of formulating conclusions based on the results of the conducted analysis. Findings. It has been established that when carrying out cryptocurrency business

APA, Harvard, Vancouver, ISO, and other styles

9

Berlianawati, Desi Intan, Nurabiah Nurabiah, and Rini Ridhawati. "Exploring The Mind of Gen Z: Deciphering E-wallet Adoption Through The Lens of TPB Theory." Jurnal Ilmiah Akuntansi dan Bisnis 19, no. 1 (2024): 133. http://dx.doi.org/10.24843/jiab.2024.v19.i01.p09.

Full text

Abstract:

This study examines the factors contributing to the increasing compound annual growth of e-wallets in Indonesia, particularly within Generation Z. E-wallets are favored for transactions due to their perceived ease of use, enhanced security, and time-saving features. Additionally, the attractiveness of e-wallets is enhanced by promotions, discounts, and accessible account openings. This research adopts a quantitative approach, employing Partial Least Square (PLS) software to test hypotheses using the Structural Equation Model (SEM). A sample of 823 Generation Z individuals from various regions

APA, Harvard, Vancouver, ISO, and other styles

10

Purbasari, Lintang Titian, Ririn Tri Ratnasari, and Asmak Ab Rahman. "DIGITAL WALLET ADOPTION FOR REPEAT INFAQ PAYMENT: INTEGRATING RELIGIOSITY – INTENTION MODEL." Jurnal Syariah 30, no. 1 (2023): 34–75. http://dx.doi.org/10.22452/syariah.vol30no1.2.

Full text

Abstract:

This paper aims to investigate the integration of the TAM model and the religious intention model in the adoption of a digital wallet for sustainable infaq payments. The information was gathered through an online survey of 100 members of Gen-Z in Indonesia who use digital wallets and have made infaq payments using digital wallets. The relationship between religiosity, perceived ease of use, satisfaction, attitude, and intention to pay recurrent infaq is assessed using a quantitative approach and SEM techniques via smart-PLS. The results of the study show that the religious-intention integratio

APA, Harvard, Vancouver, ISO, and other styles

11

Richard, Richard, Muhammad Ammar Marsuki, Gading Aryo Pamungkas, and Felix Irwanto. "ENHANCING MOBILE CRYPTOCURRENCY WALLETS: A COMPREHENSIVE ANALYSIS OF USER EXPERIENCE, SECURITY, AND FEATURE DEVELOPMENT." JITK (Jurnal Ilmu Pengetahuan dan Teknologi Komputer) 10, no. 1 (2024): 15–22. http://dx.doi.org/10.33480/jitk.v10i1.5157.

Full text

Abstract:

The surge in cryptocurrency usage has increased reliance on cryptocurrency wallet applications. However, the usability, security, and feature richness of crypto wallets require significant enhancements. This research aims to identify critical factors that should guide the future design of mobile cryptocurrency wallets. The first step was to collect user reviews on several popular crypto wallets as the dataset. A total of 5,466 mobile wallet-related reviews from mobile application stores were filtered and analyzed. A machine-learning approach was used to cluster the user reviews. The analysis s

APA, Harvard, Vancouver, ISO, and other styles

12

Nisa, Mukrimatun, Sudarno Sudarno, and Sugito Sugito. "MODERATING STRUCTURAL EQUATION MODELING DENGAN PARTIAL LEAST SQUARE PADA PEMODELAN PENERIMAAN DAN PENGGUNAAN DOMPET DIGITAL DI KOTA SEMARANG." Jurnal Gaussian 10, no. 1 (2021): 66–75. http://dx.doi.org/10.14710/j.gauss.v10i1.30044.

Full text

Abstract:

Digital wallets (e-wallets) are a technology that provides a new perspective for the public on non-cash payments that are far more practical and secure in transactions. The purpose of this study is to determine the factors that influence the success or failure of implementing digital wallets (e-wallets) using the variant-based Structural Equation Modeling method (Partial Least Square). In this decade, an approach has been developed that allows the relationship between an independent variable to the dependent variable which is influenced by other latent variables called Moderating Structural Eq

APA, Harvard, Vancouver, ISO, and other styles

13

Jamaludin, Nurul Atasha, Hafizah Omar Zaki, Raudha Md Ramli, and Suhaida Herni Suffarruddin. "Towards a Sustainable Financial Future: Exploring the Influence of E-Wallet Adoption Among Gen Z in Malaysia." Jurnal Institutions and Economies 16, no. 4 (2024): 113–38. http://dx.doi.org/10.22452/ijie.vol16no4.4.

Full text

Abstract:

The COVID-19 pandemic has prompted a shift in payment approaches, with a preference for e-wallets. Despite their potential, Malaysians lag in adopting e-wallets. It is necessary to gain a deeper understanding of the factors influencing e-wallet adoption, especially through Gen Z. Therefore, we conducted this study using the Unified Theory of Acceptance and Use of Technology (UTAUT) framework to explore the factors influencing e-wallet adoption among Gen Z. Interviews with eight members of Gen Z reveal that advantages like time savings and the ability to manage and monitor transactions drive th

APA, Harvard, Vancouver, ISO, and other styles

14

Sharma, Shagun, K. R. Gola, Nishtha Ujjawal, Manisha Gupta, and Sadhana Tiwari. "Examine the moderating effect of personal innovativeness on e-wallets usage: An empirical study." Journal of Statistics and Management Systems 26, no. 5 (2023): 1147–59. http://dx.doi.org/10.47974/jsms-1167.

Full text

Abstract:

E-wallets have been widely adopted as a convenient mode of payment. However, there are still many consumers who are hesitant to use e-wallets due to various reasons. Personal Innovativeness (PI) is a key factor in whether consumers use new technologies, such as e-wallets. This study shows the relationship of Personal Innovativeness (PI) that affects e-wallet use, and how Personal Innovativeness (PI) affects consumers’ views of e-wallets and their willingness to adopt and use this technology. A survey was conducted among a sample of 350 respondents in the age range of 18 to 50 years old. The fi

APA, Harvard, Vancouver, ISO, and other styles

15

Rajesh, Donda, M. Arpana Sagar, and Nalla Roshitha. "Users Perceptions and Problems on Mobile Wallet Payments – A Study in Visakhapatnam City." ComFin Research 10, S1-Jan (2022): 12–16. http://dx.doi.org/10.34293/commerce.v10is1-jan.4750.

Full text

Abstract:

The study analysed the perceptions and problems on mobile wallet payments. In recent times, wide usage of mobile wallet payments is witnessed in India, particularly in urban areas. While users’ base increases, there is a chance of increased problems related to mobile wallets. Server down, low internet connectivity, incomplete & delayed payments are the major problems related to usage of mobile wallets. in spite of these problems, majority of the respondents responded positively to the usage of mobile wallets.

APA, Harvard, Vancouver, ISO, and other styles

16

Lim, Hyung-Jin, Sokjoon Lee, Moonseong Kim, and Woochan Lee. "Comparative Analysis of Security Features and Risks in Digital Asset Wallets." Electronics 14, no. 12 (2025): 2436. https://doi.org/10.3390/electronics14122436.

Full text

Abstract:

This paper examines the concepts, technologies, and services of various types of electronic wallets and compares and analyzes their security features. Additionally, it presents specialized security threats through cases of breaches of key information that need to be managed according to the type of electronic wallet. One of the main contributions of this paper is that, unlike existing studies, it provides explanations and discussions encompassing both traditional e-wallets and cryptocurrency-based wallets. It identifies and insightfully examines the functions of electronic wallets according to

APA, Harvard, Vancouver, ISO, and other styles

17

Mandari, Herman, and Daniel Koloseni. "Embracing Sustainable E-Wallet for Financial Inclusion in Tanzania." Jurnal Orientasi Bisnis dan Entrepreneurship (JOBS) 6, no. 1 (2025): 77–93. https://doi.org/10.33476/jobs.v6i1.5447.

Full text

Abstract:

Formal financial services. Therefore, its sustainability is essential. The study developed a novel model to investigate its sustainability in Tanzania using a structural equation modelling technique (SEM). Three hundred sixty-one (361) questionnaires were collected and used in the data analysis. Results indicate that perceived usefulness, user satisfaction, and perceived security significantly drive the continued usage of e-wallets. Convenience influences the perceived ease of use and usefulness of the e-wallets, and mobility impacts the perceived ease of use. In contrast, reachability impacts

APA, Harvard, Vancouver, ISO, and other styles

18

Denish Badaik, Kavitha Tirupattur Chinnaraju, Sagarika Kamath, et al. "Development of Research on Continuous usage Intention of M-Wallets: A Systematic Review of Literature from 2011 to 2021." Journal of Advanced Research in Applied Sciences and Engineering Technology 35, no. 1 (2023): 156–72. http://dx.doi.org/10.37934/araset.34.3.156172.

Full text

Abstract:

Mobile payment usage must be maintained for mobile wallet companies to survive. Long-term user relationships can assist businesses in lowering costs and increasing profitability to retain customers which ultimately will lead to continuance intention. Despite M-wallets' relative maturity, a study in this sector has been limited to first acceptance/rejection. No study has particularly evaluated the technology's post-adoption impacts. Existing studies mostly examine the initial adoption of mobile wallet users and their antecedents. Though many people use M-wallets regularly, consistency is rare.

APA, Harvard, Vancouver, ISO, and other styles

19

Ankita, Sharma, Shalini Rahul Tiwari Dr., and Singh Gurmeet. "I NO LONGER CARRY CASH FOR PAYMENTS: EXAMINING MILLENNIALS INTENTION TO USE MOBILE WALLETS." Manager-The British Journal of Administrative Management Volume 58, Issue 155 Oct 2022 (2023): 89–103. https://doi.org/10.5281/zenodo.7835262.

Full text

Abstract:

<strong>Abstract</strong> <strong>Purpose</strong> - The present study attempts to evaluate millennials’ attitudes and usage intentions towards mobile wallets, specifically from an emerging country perspective. Using the UTAUT theory, this study elaborates upon the significance of technological anxiety, effort expectancy, social influence, facilitating conditions and rewards on consumers’ attitude towards mobile wallet which will lead to consumers’ intention to use mobile wallet. Design/ Methodology/ approach - To understand the relationships between the proposed variables, p

APA, Harvard, Vancouver, ISO, and other styles

20

Amelia, Riska Vebri, Elsy Renie, Yustiloviani Yustiloviani, and Dodon Alfiander. "PERLINDUNGAN HUKUM TERHADAP PENGGUNA E-WALLET DALAM SISTEM PEMBAYARAN DIGITAL DI INDONESIA." JISRAH: Jurnal Integrasi Ilmu Syariah 4, no. 3 (2022): 361. http://dx.doi.org/10.31958/jisrah.v4i3.11741.

Full text

Abstract:

This research examines the legal protection for e-wallet users along with its development in Indonesia, where in a digital wallet (e-wallet) not only money is in it but also the personal data of the user. This study uses normative legal research, the data collection method in this study is the library research method. In this study using data analysis with quantitative methods that produce analytical descriptive data. The results of this study, the legal provisions regarding digital wallets in Indonesian laws and regulations have not been specifically regulated. However, several Bank Indonesia

APA, Harvard, Vancouver, ISO, and other styles

21

Heratiana, Novita, Anita Wijayanti, and Dimas Ilham Nur Rois. "Faktor-Faktor yang Mempengaruhi Minat Menggunakan Dompet Digital." TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN 5, no. 2 (2025): 631–43. https://doi.org/10.55047/transekonomika.v5i2.894.

Full text

Abstract:

Advancements in financial technology have increased the popularity of digital wallets as a convenient and efficient transaction tool. Digital wallets are programs that utilize advanced technology to facilitate online payments for users, eliminating the need for cash or physical cards. This study aims to examine how ease of use, convenience, and perceived risk influence people's interest in using digital wallets. A quantitative research approach was employed, with the study population consisting of individuals who use the DANA digital wallet application in Indonesia. The research sample compris

APA, Harvard, Vancouver, ISO, and other styles

22

Patne, Umalaxmi, and Sayih Otmane. "From Remittance to E-Commerce: How Electronic Wallets Change the Way Indians Transact." Journal of Social Science and Humanities 6, no. 11 (2024): 23–26. https://doi.org/10.53469/jssh.2024.6(11).06.

Full text

Abstract:

In today's digital realm, electronic wallets (E-wallets) have seamlessly integrated into our daily transactions, offering unparalleled convenience and efficiency to users worldwide. This research paper aims to delve into the impact of various E-wallets, including well-known platforms like Paytm and Google Pay, on consumer preferences. Through an extensive study, approximately 250 individuals were surveyed to discern their E-wallet preferences and the factors steering their decisions. Leveraging statistical methodologies such as 2-sample T-tests and graphical analysis, this research investigate

APA, Harvard, Vancouver, ISO, and other styles

23

Suhardi, Auliya Ahmad, Saparuddin Siregar, and Budi Dharma. "Perilaku Konsumsi Mahasiswa Dalam Memanfaatkan Dompet Digital:." Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah 5, no. 6 (2023): 3713–23. http://dx.doi.org/10.47467/alkharaj.v5i6.4279.

Full text

Abstract:

The advancement of time and technology that continues to develop brings enormous changes to various sectors of life today. This change is the presence of new innovations in digital-based financial and payment systems, namely the presence of e-wallets. The purpose of this study is to determine the consumption behavior of students in utilizing digital wallets, whether using a digital wallet makes them consumptive or can plan their finances in the future. This research was conducted using a descriptive qualitative method. The research results show that the use of digital wallets has an influence

APA, Harvard, Vancouver, ISO, and other styles

24

Ompusunggu, Hermaya, and Meilinda Dwi Anugrah. "GENDER IN MOBILE WALLET ADOPTION BY USING UTAUT MODEL." Jurnal Riset Akuntansi Kontemporer 13, no. 1 (2021): 26–31. http://dx.doi.org/10.23969/jrak.v13i1.3486.

Full text

Abstract:

Mobile wallets (m-wallets) have replaced physical wallets and also replaced the use of debit and credit cards. This study aims to analyze the effect of gender on m-wallet adoption by using the UTAUT model. The research used quantitative approach with primary data was done by distributing online questionnaires. The sample was using purposive sampling and obtained 290 m-wallet users in Batam City who made a transaction through digital-based payment application during five months. The data analysis utilized SEM Partial Least Square. The results showed that performance and business expectations, s

APA, Harvard, Vancouver, ISO, and other styles

25

Wan Nawang, Wan Rasyidah, Muhammad Azwar Amin Mohd Abdillih, and Amalina Mursidi. "Embracing e-wallet applications among Generation Z in Malaysia: The mediating role of trust." Journal of Nusantara Studies (JONUS) 10, no. 1 (2025): 373–98. https://doi.org/10.24200/jonus.vol10iss1pp373-398.

Full text

Abstract:

Background and Purpose: Smartphone advancements have led to a rise in cashless transactions like electronic wallets or e-wallets. Despite their success in digital payments, their uptake in Malaysia is still in its infancy, with e-wallets being used to a lesser extent than traditional methods. The primary objective of this study is thus to investigate the behavioral intentions of Generation Z in Malaysia to use e-wallets using the extended Technology Acceptance Model (TAM) via the Structural Equation Modelling (SEM). Methodology: This quantitative study used an online questionnaire distributed

APA, Harvard, Vancouver, ISO, and other styles

26

Anggita, Dena. "TINJAUAN PENGORGANISASIAN FUNGSI PADA DOMPET PRIA." Narada : Jurnal Desain dan Seni 6, no. 2 (2019): 255. http://dx.doi.org/10.22441/narada.2019.v6.i2.004.

Full text

Abstract:

This study aims to determine the types of men's wallets along with items and what features are contained in the wallet. A wallet is a container that is used to store money or valuable cards. Along with the times and lifestyles, wallets come with various designs and features, but many wallets have changed because of the needs and development of payment technology, so users must be able to adjust wallet designs according to their needs. This study uses a qualitative method, the research method used to examine natural object conditions where the researcher is a key instrument, source and data sam

APA, Harvard, Vancouver, ISO, and other styles

27

Zahrah, Salsabilla Aulia Az, Leonard Adrie Manafe, Titis Tatasari, Mochamad Fatchurrohman, and Fajar Tenovita Sari. "CUSTOMER PERCEPTION; E-WALLET USED AS A NON-CASH PAYMENT TOOL." Media Mahardhika 22, no. 1 (2023): 10–20. http://dx.doi.org/10.29062/mahardika.v22i1.688.

Full text

Abstract:

This study aims to determine customer perceptions of Haus! Siwalankerto regarding the use of e-wallets as non-cash payments. The method used in this study is a qualitative method with excavation techniques through interviews. Retrieval of data in this study using informants as many as seven customers. This research provides valuable insights for stakeholders, including e-wallet companies, merchants, and local governments, in increasing e-wallet adoption in Haus! Siwalankerto. The indicators used to see perceptions are perceptions of convenience, usability and risk. This research shows that: Fi

APA, Harvard, Vancouver, ISO, and other styles

28

Arini, Nur, Baiq Anggun Hilendri Lestari, and Tri Hanani. "The Determinants of Mobile E-Wallet Adoption Across Generation, A Lesson Learned From Indonesia." Ilomata International Journal of Tax and Accounting 5, no. 2 (2024): 488–502. http://dx.doi.org/10.61194/ijtc.v5i2.1132.

Full text

Abstract:

The use of e-wallets has an impact on the ease of transactions. Various kinds of transactions can be done through this application. However, despite the convenience offered, e-wallet adoption remains low. This study aims to determine what factors influence the determinants of mobile e-wallet adoption across generations in Indonesia. The study was investigated using a composite model based on the diffusion of innovation theory (DIT), technology acceptance model (TAM) and information system success model (ISSM). Data was collected from 200 e-wallet users in West Nusa Tenggara province and analyz

APA, Harvard, Vancouver, ISO, and other styles

29

K Gupta, Gulabchand, and Ravikumar Gupta. "To Study the Students Behaviour on Use of Mobile Wallets." Journal of Advanced Zoology 44, S7 (2023): 415–18. http://dx.doi.org/10.17762/jaz.v44is7.2724.

Full text

Abstract:

In the present scenario, Mobile phones are used everywhere. The digital wallet or Electronic wallets has made everything possible just one bit. The Mobile Wallet Applications have made users to pay any bills, college fees and manage their money transaction to any place at their convenience. The cash money in the digital format is a generally Mobile wallet Applications linked with credit card or debit card or online banking system. There are various Application of Mobile Wallets such as Google Pay, Paytm, PhonePe, Freecharge, BHIM, AmazonPay and so on. This paper will give the student’s points

APA, Harvard, Vancouver, ISO, and other styles

30

Abd Razak, Siti Suraya, and Nur Syarafana Salim. "FACTORS INFLUENCING INTENTION TO ADOPT E-WALLET DURING COVID-19 PANDEMIC." International Journal of Management Studies 31, no. 2 (2024): 373–94. http://dx.doi.org/10.32890/ijms2024.31.2.1.

Full text

Abstract:

The e-wallet feature allows consumers to make payment by transferring digital money into their virtual wallets for in-application online payments or through Quick Response (QR) codes for physical purchases. This study examines the average usage, transaction size and factors influencing the intention to adopt e-wallet among consumers during the Covid-19 pandemic. A total of 153 responses were collected and analysed using Statistical Package for Social Sciences (SPSS) to determine descriptive statistics and conduct multiple regression analysis to verify that performance expectancy, social influe

APA, Harvard, Vancouver, ISO, and other styles

31

Ilieva, Galina, Tania Yankova, Yulia Dzhabarova, Margarita Ruseva, Delian Angelov, and Stanislava Klisarova-Belcheva. "Customer Attitude toward Digital Wallet Services." Systems 11, no. 4 (2023): 185. http://dx.doi.org/10.3390/systems11040185.

Full text

Abstract:

The goal of this study is to examine and identify the factors influencing customer attitude toward and intention to use digital wallets (electronic wallets, e-wallets) during and after the COVID-19 pandemic. A total of 257 correctly fulfilled questionnaires from an online survey were summarized. The main features of e-wallet payment systems were classified with a focus on consumer satisfaction via the integration of classic and modern data analysis methods. Structural Equation Modeling (SEM) was preferred to reveal the dependencies between the variables from e-wallets users’ perspective. The d

APA, Harvard, Vancouver, ISO, and other styles

32

Taclas, Ezra F. "A Narrative Inquiry on The Perceptions of the Customers Regarding E-Wallet Utilization." International Journal of Research and Innovation in Social Science VIII, no. I (2024): 795–807. http://dx.doi.org/10.47772/ijriss.2024.801060.

Full text

Abstract:

The purpose of this study is to identify consumer concerns against the use of e-wallets in Zamboanga City businesses and develop the best solutions to these issues. Discover new insights to share and educate other consumers, businesses, and small businesses. The researcher sought to produce results that would help reduce customer ignorance when using e-wallets. The researcher chose phenomenology to analyze and understand complex issues, behaviors, and experiences by examining participants’ views, motivations, and meanings related to in-store transaction e-wallet activities. Overall, descriptiv

APA, Harvard, Vancouver, ISO, and other styles

33

Suhardi, Auliya Ahmad, Saparuddin Siregar, and Budi Dharma. "Perilaku Konsumsi Mahasiswa Dalam Memanfaatkan Dompet Digital: Studi Kasus Mahasiswa/i UINSU Medan." Reslaj : Religion Education Social Laa Roiba Journal 6, no. 1 (2023): 572–80. http://dx.doi.org/10.47467/reslaj.v6i1.4576.

Full text

Abstract:

  The advancement of time and technology that continues to develop brings enormous changes to various sectors of life today. This change is the presence of new innovations in digital-based financial and payment systems, namely the presence of e-wallets. The purpose of this study is to determine the consumption behavior of students in utilizing digital wallets, whether using a digital wallet makes them consumptive or can plan their finances in the future. This research was conducted using a descriptive qualitative method. The research results show that the use of digital wallets has

APA, Harvard, Vancouver, ISO, and other styles

34

Zulaiha, Maharani Trisni, Lamijan Lamijan, and Hono Sejati. "Legal Strategy To Prevent And Overcome Abuse Of Funds In Digital Wallets." Journal of Social Science (JoSS) 3, no. 7 (2024): 1538–46. http://dx.doi.org/10.57185/joss.v3i7.338.

Full text

Abstract:

E-wallet, or electronic wallet, is an application or software that enables users to store, manage, and conduct financial transactions electronically. E-wallets usage is able for various purposes, such as making payments, transferring money, or storing payment information for online transactions. Despite the advantages of e-wallets, there are still risks associated with their use, such as the potential loss of consumer funds and the possibility of personal data leaks due to inadequate security measures on the platform. It can disadvantage consumers as users of e-wallets. Law Number 8 of 1999 co

APA, Harvard, Vancouver, ISO, and other styles

35

Rahmayanti, Putu Laksmita Dewi, Ni Nyoman Kerti Yasa, Ni Komang Ayu Diah Ambalika, Nyoman Surya Wijaya, and Hurul A’ini Sekar Azzahra. "Niat Terus Menggunakan e-Wallet pada Generasi Z di Bali: Peran Nilai Utilitarian dan Gamifikasi." Prosiding Seminar Nasional Forum Manajemen Indonesia - e-ISSN 3026-4499 2 (November 22, 2024): 533–47. http://dx.doi.org/10.47747/snfmi.v2i1.2335.

Full text

Abstract:

The development of e-wallet technology has become a significant phenomenon for Generation Z, who grew up in the digital era. Practical values and gamification influence the acceptance and use of e-wallets in these applications. This study aims to understand how valuable values and gamification influence attitudes and continued intention to use e-wallets in Generation Z. This study uses a quantitative approach with a sample of 140 e-wallet users in Bali, using a purposive sampling technique. Data were collected through questionnaires and analyzed using Structural Equation Modeling (SEM) with

APA, Harvard, Vancouver, ISO, and other styles

36

Erinle, Yimika, Yebo Feng, Jiahua Xu, Nikhil Vadgama, and Paolo Tasca. "Shared-Custodial Wallet for Multi-Party Crypto-Asset Management." Future Internet 17, no. 1 (2024): 7. https://doi.org/10.3390/fi17010007.

Full text

Abstract:

Blockchain wallets are essential interfaces for managing digital assets and authorising transactions within blockchain systems. However, typical blockchain wallets often encounter performance, privacy and cost issues when utilising multi-signature schemes and face security vulnerabilities with single-signature methods. Additionally, while granting users complete control, non-custodial wallets introduce technical complexities and security risks. While custodial wallets can mitigate some of these challenges, they are primary targets for attacks due to the pooling of customer funds. To address th

APA, Harvard, Vancouver, ISO, and other styles

37

Zurly, Deby Alicia, Dimas Bagus Wiranatakusuma, and Alvaizy Dwi Putra Paputungan. "Determinants Factor of The Use Of E-Wallets for Students and According to The Islamic Perspective." Proceedings University of Muhammadiyah Yogyakarta Undergraduate Conference 3, no. 1 (2023): 672–75. https://doi.org/10.18196/umygrace.v3i1.653.

Full text

Abstract:

One of the best inventions of the 21st century is the electronic wallet (e-wallet) which is an integral part of the electronic payment system. As of today, almost all citizens in Indonesia use e-wallets as a payment method. E-wallet is an application or feature developed to make it easier for users to make payments. The use of e-wallets can be accessed easily via the internet, can have a positive impact and also have a negative impact on the use of electronic money services.The study involved students consisting of a man, as well as a woman with ages varying from 19 to 24 years old. Using a qu

APA, Harvard, Vancouver, ISO, and other styles

38

Singh, Mannat, and Rekha Dahiya. "Understanding the Adoption of Mobile Wallets Amongst Rural Indian Women." PURUSHARTHA - A journal of Management, Ethics and Spirituality 16, no. 2 (2024): 48–64. http://dx.doi.org/10.21844/16202116204.

Full text

Abstract:

Acknowledging the great paucity of studies concerning the mobile wallet adoption by the rural women in Indian context; this study intended to explore the mobile wallet (M-Wallet) adoption among Indian rural women along with understanding the factors affecting adoption, challenges and possibility of mobile wallet as a tool of women empowerment. This study adopted the embedded mix method design in which both qualitative and quantitative information were obtained concurrently, however the qualitative information was incorporated throughout the quantitative information. Using Census (2011) as fram

APA, Harvard, Vancouver, ISO, and other styles

39

Riekal Fahmi, Ratnawati Prayogi, Venjte G. Rombot, Marisi Pakpahan, and Irwan Tanamas. "The Effect Of Convenience, Advertising and Trust On The Benefits Of Using Digital Wallets (E-Wallets) On D’top UMKM In Sukabumi City." Green Inflation: International Journal of Management and Strategic Business Leadership 1, no. 4 (2024): 237–48. http://dx.doi.org/10.61132/greeninflation.v1i4.126.

Full text

Abstract:

This study aims to analyze the influence of ease of use, advertising, and benefits of digital wallets (e-wallets) on Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector in Sukabumi. Digital wallets have become increasingly popular as a payment tool, particularly in the culinary industry. This research focuses on how these three factors affect the decision of MSME operators to use e-wallets in their business operations. The research method used is quantitative, with data collection techniques through questionnaires distributed to owners and managers of culinary MSMEs in Sukabumi

APA, Harvard, Vancouver, ISO, and other styles

40

Bhardwaj, Himanshi, Pooja Kapoor, Avnish Kumar, N. V. Ganapathi, and Bhukya Madhu. "Incorporating Sustainability: A Comprehensive Review of Factors Influencing Consumer Acceptance of Mobile Wallets." E3S Web of Conferences 430 (2023): 01206. http://dx.doi.org/10.1051/e3sconf/202343001206.

Full text

Abstract:

Mobile wallets have gained widespread popularity as a convenient, secure, and user-friendly payment method embraced by consumers. However, the pace of mobile wallet adoption has exhibited variations across different markets, primarily due to a range of factors. In this study, we present an all-encompassing examination of existing literature, aiming to pinpoint the fundamental elements influencing the sustainable acceptance of mobile wallets by consumers. Through an exhaustive analysis of 80 research papers published between 2010 and 2022, we discern the prevailing factors that hold sway over t

APA, Harvard, Vancouver, ISO, and other styles

41

Nawawi, Hizbul Hadi. "Penggunaan E-wallet di Kalangan Mahasiswa." Emik 3, no. 2 (2020): 189–205. http://dx.doi.org/10.46918/emik.v3i2.697.

Full text

Abstract:

Internet users are growing rapidly from time to time throughout the world, including Indonesia. As a result, consumer needs in terms of making payments have changed towards non-cash payments, namely e-wallets, which have become a huge potential in the e-commerce market. The preference for e-wallet transactions is increasing compared to using cash on hand. Most of its users are millennials, including students. This study examines knowledge related to the use of e-wallets and the reasons behind its use. The study involve ten college students, consisting of nine female students, and a male studen

APA, Harvard, Vancouver, ISO, and other styles

42

Singh, Vimal. "Decentralized Wallet Application: A Review." International Journal for Research in Applied Science and Engineering Technology 13, no. 5 (2025): 4537–44. https://doi.org/10.22214/ijraset.2025.71146.

Full text

Abstract:

With the rise of decentralized digital currencies powered by blockchain technology, a new era of peer-to-peer transactions has emerged. The growing use of cryptocurrency wallets, which facilitate secure transactions without relying on centralized authorities, has brought about both opportunities and challenges. Despite their potential, cryptocurrency wallets are increasingly targeted by hackers, exposing users to risks such as theft, fraud, and data breaches. Blockchain’s immutability and cryptographic techniques provide robust solutions to these issues, yet security concerns persist due to vu

APA, Harvard, Vancouver, ISO, and other styles

43

Moniq Angelia Cahya Kartika and Tri Ratna Pamikatsih. "Pengaruh Kemudahan Data, Fitur Layanan Dan Kepercayaan Customer Terhadap Minat Penggunaan E-Wallet Pada Aplikasi Dana." Jurnal of Management and Social Sciences 1, no. 3 (2023): 37–53. http://dx.doi.org/10.59031/jmsc.v1i3.155.

Full text

Abstract:

Technological advances in Indonesia are so rapidly developing in human life that it cannot be separated from the use of technology in the midst of global competitors. In the increase in cashless e-wallet transactions for online payments, its application has increased dramatically around the world. DANA introduces its users to payments through digital wallets and non-cash and non-card transactions, making it easier for users. The DANA digital wallet concept is different from other digital wallets that are already present in the Indonesian market, namely with the open platform concept. This stud

APA, Harvard, Vancouver, ISO, and other styles

44

Laksamana, Rio. "Wallet Digital Cross-Generation in the Acceleration of Digital Economic Transformation." Jurnal Ilmiah Ekonomi Islam 10, no. 1 (2024): 925. http://dx.doi.org/10.29040/jiei.v10i1.11672.

Full text

Abstract:

The phenomenon of digital wallets as electronic payment transaction tools is primarily due to changes in people's lifestyles, leveraging technological advancements, and various advantages, which consequently influence the decision to use digital wallets compared to other options. These digital wallet products are regulated through the regulations and rules established in Bank Indonesia Regulation No. 18/40/PBI/2016 and Bank Indonesia Circular Letter No. 18/41/DKSP regarding Payment Transaction Processing Implementation. Indonesia is ranked as the fourth most populous country with a population

APA, Harvard, Vancouver, ISO, and other styles

45

Krauß, Anna-Magdalena, Rachelle A. Sellung, and Sandra Kostic. "Ist das die Wallet der Zukunft?" HMD Praxis der Wirtschaftsinformatik 60, no. 2 (2023): 344–65. http://dx.doi.org/10.1365/s40702-023-00952-6.

Full text

Abstract:

ZusammenfassungHeutzutage werden digitale Identitäten oft unsicher umgesetzt und sind mit der Erstellung von vielen unterschiedlichen Accounts durch Nutzende verbunden. Das soll langfristig durch die Nutzung sogenannter Digital Identity Wallets verbessert werden. Diese Wallets ermöglichen die Verwaltung und Nutzung von digitalen Identitäten sowie Nachweisdokumenten. Dazu gehören unter anderem Nachweise wie der Führerschein, der Bibliotheksausweis oder auch Flugtickets. Alle diese Daten können gemeinsam in einer Wallet-App auf den Endgeräten der Nutzenden gespeichert werden. Die Nutzenden verwa

APA, Harvard, Vancouver, ISO, and other styles

46

Manickam, Thirupathi, Vinayagamoorthi G., Gopalakrishnan S., Sudha M., and Mathiraj S. P. "Customer Inclination on Mobile Wallets With Reference to Google-Pay and PayTM in Bengaluru City." International Journal of E-Business Research 18, no. 1 (2022): 1–16. http://dx.doi.org/10.4018/ijebr.293295.

Full text

Abstract:

In this cashless economy era, Information and Communication Technology (ICT) plays a vital role in making payments using various payment modes. The mobile wallet app is an innovative technology for avoiding the usage of physical cash. The mobile wallet records all kinds of transactions with a clear payment reference and makes it accountable for tax payments. There are countless reasons for using mobile wallets which makes service providers confused and leads them to offer unattractive features in the wallet apps making the offer as a failure. This paper attempts to collect the data from the mo

APA, Harvard, Vancouver, ISO, and other styles

47

Cherry, Anne N. Gumabay, and Visitacion N. Gumabay Maria. "Likelihood Success of Mobile Wallets in Tuguegarao City." International Journal of Innovative Science and Research Technology (IJISRT) 9, no. 11 (2024): 1583–87. https://doi.org/10.5281/zenodo.14272900.

Full text

Abstract:

In the Philippines, the payment of bills, essentials, deliveries, utilities, hospital bills, and tuition fees are done through mobile wallets. Gcash and Maya are the commonly used mobile wallets in the Philippines. The researcher made use of the descriptive research design. This study is conducted to determine the likelihood success of the use of mobile wallet in Tuguegarao City. Results showed that majority of business owners, consumers, students, professionals, and other users drastically adapted mobile wallet for business transactions because of the convenient services that they provide. Al

APA, Harvard, Vancouver, ISO, and other styles

48

Bourgeois, Michelle S. "Evaluating Memory Wallets in Conversations With Persons With Dementia." Journal of Speech, Language, and Hearing Research 35, no. 6 (1992): 1344–57. http://dx.doi.org/10.1044/jshr.3506.1344.

Full text

Abstract:

The use of memory wallets to self-prompt factual information during prompted conversations with familiar partners was evaluated for 9 subjects with dementia. Memory wallets contained 30 pictures and sentences about familiar persons, places, and events that each participant had difficulty remembering. The amount of training by caregivers was the one component of the intervention package that varied among the nine attempts to replicate condition effects observed on introduction of the wallets. All subjects learned to use the memory wallets to improve their conversations by making more accurate f

APA, Harvard, Vancouver, ISO, and other styles

49

George, Ajimon, and Prajod Sunny. "Developing a Research Model for Mobile Wallet Adoption and Usage." IIM Kozhikode Society & Management Review 10, no. 1 (2020): 82–98. http://dx.doi.org/10.1177/2277975220965354.

Full text

Abstract:

The scope of the mobile wallet in a ‘Cashless India’, whose utility has been spurred by the exponentially growing smartphone technology, is a contemporary topic of deliberation. The reach of mobile wallets gets broader each day with the entry of new stakeholders into the scenario, making mobile wallets indispensible for meeting daily needs. Given the COVID-19 pandemic situation, increased reliance on mobile wallets, and its acceptability among the public and other associated e-services, researchers and service providers are eager to explore its adoption as well as its continued usage. This pap

APA, Harvard, Vancouver, ISO, and other styles

50

Munifatussaidah, Asma, Jihan Nabila Zahara, and Fuad Zein. "DIGITAL WALLET TRANSACTIONS: INSIGHT FROM ISLAMIC ECONOMIC AND LEGAL PERSPECTIVE." Jurnal Ekonomi dan Bisnis Airlangga 34, no. 2 (2024): 301–17. https://doi.org/10.20473/jeba.v34i22024.301-317.

Full text

Abstract:

Introduction: This paper aims to analyze the contemporary problems surrounding digital wallet transactions from the perspective of Islamic economic law and discuss sharia compliance in the issuance and use of digital wallets, the validity of top-up transactions, and the permissibility of benefits such as cashback within the framework of Islamic jurisprudence. Methods: This paper uses library research methods to collect, explain and analyze data related to digital wallet transactions in the context of Islamic economic law. This has been done using a normative approach and Islamic economic law,

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!