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1

Radford, Robert. "Young Investors." Social Studies 83, no. 6 (1992): 241–43. http://dx.doi.org/10.1080/00377996.1992.9958351.

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Aprayuda, Riyadi, and Fauzan Misra. "Faktor Yang Mempengaruhi Keinginan Investasi Investor Muda di Pasar Modal Indonesia." E-Jurnal Akuntansi 30, no. 5 (2020): 1084. http://dx.doi.org/10.24843/eja.2020.v30.i05.p02.

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This study aims to examine the influence of attitudes, the impact of the social environment, and investment knowledge on the desire to invest in the capital market by young investors. Specifically, this study refers to the predictors of Theory of Planned Behavior (Ajzen, 1991) to establish factors that influence investment desires. This study uses primary data from a closed questionnaire, with 166 valid responses through online surveys from investors in several university investment galleries in Indonesia. Data were analyzed using Structural Equation Modeling (SEM). The results showed that the attitude of investors and investment knowledge influence the desire to invest. However, the impact of the social environment did not succeed in triggering the investment desire of young investors. These finding underscores the influence of the social environment only being a support, meanwhile, the internal factors of the individual are the main ones making young investors want to invest. As a practical contribution, these finding suggest a positive attitude and increase investment-related knowledge can be applied as a strategy to attract new investors in the capital market.
 Keywords: Investment Intention; Investor's Attitude; Social Environmental Impacts; Investment knowledge; Young Investor.
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3

Memarista, Gesti, and Angela Merici Adinda Puspita. "Young Investors’ Instagram Usage Behavior and Investment Risk Appetite." Management Research and Behavior Journal 1, no. 1 (2021): 15. http://dx.doi.org/10.29103/mrbj.v1i1.3849.

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Online Social Network Sites (SNSs) provides a lot of information to understanding young investor behavior. As the interest of financial practitioners, the young investor has their own risk tolerance. So, this study aims to predict the investment risk appetite through the social networking sites (SNSs) as one of huge informations exchange platforms by using young investors’ Instagram usage behavior. This research uses investment risk appetite and extroversion personality as the dependent variables. Moreover, number of followers on Instagram, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression, and the use of Instagram for social connection as the independent variables. The researchers use 300 young stock investors through online questionnaire. The results study show that number of followers on Instagram and the use of Instagram for social connection significantly affect the extroversion personality, the extroversion personality significantly affect the investment risk appetite. Otherwise, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression do not significantly affect the extroversion personality. This result obtains the probability of understanding the young investor’s risk appetite through their Instagram usage behavior, so the financial consultant can gather the information to understand their current social network activities.
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Jasir, Muhammad Saddam, Muhammad Yusuf, Andrew Krishna Putra, and Yvonne Margareviana. "Personality Traits Impact on Investment Decision in Capital Market through Behavioral Bias." International Student Conference on Business, Education, Economics, Accounting, and Management (ISC-BEAM) 2, no. 1 (2024): 1985–2001. http://dx.doi.org/10.21009/isc-beam.012.135.

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Investment in capital market has trendily skyrocketed in Indonesia. Prominent figures disclose publicly-shared education related to capital market even though the majority of them has not executed such advance learning regarding capitals. The invitation for conducting the right decision of investment in capital markets is conveyed by displaying potential benefits from investment without clear and accurate analysis. Millennials, continuously, have been dominating the investment world. Throughout May 2024, young investors aged ≤30 years dominated 55.58% of the total investors. The majority of these young investors is novice investors. Novice investors, generally, assume that trading is uncomplicated because, according to them, it is easily predictable. However, reality-based, investment is unpredictable work of action. Irrational behaviour can be executed by all investors. Millennials have the tendency to participate in investment based on stereotypical assumption, Fear of Missing Out (FOMO) behaviour, and sensitivity. Thus, the objective of this research is to analyse Personality Traits Roles on Investor’s Decision-Making in Capital Market through Behavioural Bias. Research methodology used in this research is quantitative method. The selection of this research’s sample applies purposive sampling technique in which respondents are selected based on the required criteria. Then, the data achieved will be processed by the Structural Equation Modeling to test the influence of each independent variable to its dependent variable directly or indirectly. This study found that all variables, behavioural bias and personality traits, affect investor decision-making. Furthermore, behavioural bias also mediate the influence of personality traits on investor decision-making.
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Chandra, Pavita Kelviani, Laura Brigita Pangkey, and Tessa Vanina Soetanto. "Young Adults' Investment Decisions in Surabaya: The Influence of Financial Literacy and Risk Perception." International Journal of Organizational Behavior and Policy 2, no. 2 (2023): 87–96. http://dx.doi.org/10.9744/ijobp.2.2.87-96.

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Important investment decisions allocate an investor's assets in light of further consideration. As youthful investors have dominated the investor population in recent years, investors should be cautious of the elements that influence investment decisions. Despite its significance, few or no studies have examined the influence of financial literacy and risk perception on investment decisions among young adults in Surabaya. This study seeks to determine the impact of financial literacy and perception of risk in investment decision-making, specifically young adults in Surabaya, both simultaneously and individually. By distributing questionnaires to a total of 89 respondents, a basic random sampling method was utilized. Then, IBM SPSS Statistics is used to conduct a multiple Linear regression analysis on the data. The findings demonstrated that financial literacy and risk perception have a significant positive relationship with the investment decisions of young adults in Surabaya, both concurrently and separately. In addition, this research enables young adults in Surabaya to comprehend their investment decision, allowing them to comprehend the factors that influence it and obtain useful benefit.
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Harahap, Muhammad Ikhsan, Nurul Izzah, and Rahmad Bahagia. "Determinants Of Interest In Young Muslim Investors Buying Retail Sukuk." Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman 10, no. 2 (2022): 284–302. http://dx.doi.org/10.24952/masharif.v10i2.6524.

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Abstrak Perkembangan sukuk di Indonesia telah berkembang sangat pesat. Sukuk diharapkan menjadi alternatif pendanaan negara. Penelitian ini bertujuan untuk menganalisis determinan minat investor muda muslim dalam membeli sukuk ritel. Penelitian ini menggunakan data primer, sampel yang digunakan adalah 245 orang, dianalisis dengan Partial Least Squares (PLS). Hasil penelitian menunjukkan bahwa pengetahuan, return dan promosi berpengaruh minat investor muda muslim untuk membeli sukuk ritel. Untuk meningkatkan minat investor muda muslim untuk membeli sukuk ritel, otoritas sektor keuangan perlu memperkuat sistem keuangan dan pembangunan ekonomi di tanah air. Sementara itu, religiositas, harga, risiko investasi, atribut syariah, literasi keuangan, dan media sosial tidak mempengaruhi investor muda muslim dalam membeli sukuk ritel. Penelitian ini memberikan kontribusi terhadap keterbatasan pengetahuan mengenai determinan minat investor muda muslim dalam membeli sukuk ritel dengan menggali sembilan faktor yang meliputi faktor ekonomi dan non ekonomi. Abstract The development of sukuk in Indonesia has developed very rapidly. Sukuk are expected to be an alternative to state funding. This study aims to analyze the determinants of young Muslim investors' interest in buying retail sukuk.This study uses primary data, the sample used is 245 people, analyzed by Partial Least Squares (PLS).Research findings reveal that knowledge, returns and promotions influence the interest of young Muslim investors to buy retail sukuk.To increase the interest of young Muslim investors to buy retail sukuk, the financial sector authorities need to strengthen the financial system and economic development in the country. Meanwhile, religiosity, price, investment risk, Islamic attributes, financial literacy, and social media do not affect young Muslim investors in buying retail sukuk. This study contributes to the limited knowledge regarding the determinants of young Muslim investors' interest in buying retail sukuk by exploring nine factors including economic and non-economic factors.
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Colline, Fredella, Toto Rusmanto, Dezie Leonarda Warganegara, and Yanthi R. I. Hutagaol. "The determinants of perceived risk: A moderating role of investor sophistication." Humanities and Social Sciences Letters 13, no. 1 (2025): 168–86. https://doi.org/10.18488/73.v13i1.4045.

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This study investigates the factors affecting perceived risk and the moderating effects of investor sophistication. Young investors are known to possess low financial literacy, exhibit herding behavior, and rely heavily on social media for information. A cross-sectional method was used to collect data through online questionnaires developed with Google Forms. At the same time, partial least squares structural equation modeling was adopted for data analysis using SmartPLS version 4. Purposive sampling was applied using a sample size of 344 young Indonesian investors aged 30 years and below with one year of experience in stock investing. Herding behavior and investor sophistication were adopted as mediating and moderating variables, respectively. The results show that social media influence significantly affects the perceived risk and herding behavior of young investors. Additionally, social media has an indirect impact on perceived risk through herding behavior. In this context, investor sophistication is a critical moderating factor amplifying the effects of social media and herding on perceived risk. This study contributes to prospect theory, behavioral finance, and social influence theory.
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Ngurah Yudikaswira, I. Gusti. "Young Investors' Interest in Mutual Fund Investment." Almana : Jurnal Manajemen dan Bisnis 7, no. 2 (2023): 291–300. http://dx.doi.org/10.36555/almana.v7i2.2162.

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The investment sector has an important role in a country's economy, especially in developing countries like Indonesia. Without good investment prospects, it is difficult to develop economies of scale that will bring prosperity to developing countries. This study aims to find out what are the backgrounds of young investors who are interested in investing in mutual funds in the Seeds and Bareksa applications. Researchers used a qualitative approach with a descriptive method as a research method. The use of the Seeds and Bareksa applications in mutual fund investments has various promotions that increase investor interest in investing in these applications. Promotions are offered such as cashback and discounts when investing and also if you can invite colleagues to join the application and make investments. Many young investors choose the Seeds application over Bareksa in investing in mutual funds online, namely because the ease of features in the application provided by Seeds are easier for young investors to understand.
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Colline, Fredella, Toto Rusmanto, Dezie Leonarda Warganegara, and Yanthi R. I. Hutagaol. "Determinants of investment satisfaction among young investors in Indonesia." Investment Management and Financial Innovations 21, no. 4 (2024): 239–53. http://dx.doi.org/10.21511/imfi.21(4).2024.19.

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Indonesian stock market is dominated by young and relatively inexperienced traders who often depend on the recommendations of influencers or bloggers in social media. This will then make them dependent and conduct frequent trading, which also means higher transaction costs that diminish their profits and increase their risks, thus decreasing investor satisfaction. Therefore, this study aimed to examine the impact of perceived investor sophistication and social media influence on investment satisfaction mediated with perceived investment return as a mediating element. The analysis focused on young investors aged 18 to 30 who have invested in shares on the Indonesian Stock Exchange for at least one year. A quantitative method was adopted using questionnaires to collect data from 344 respondents. Furthermore, data were analyzed using Structural Equation Modeling – Partial Least Square (SEM-PLS) with SMART PLS 4.0 software. The results showed that both perceived investor sophistication and investment return significantly affected investment satisfaction with beta coefficients of 0.416 and 0.358, respectively. Perceived investor sophistication also significantly influenced perceived investment return with a beta coefficient of 0.557. Additionally, social media influence significantly affected perceived investment return with a beta coefficient of 0.103. This social media influence did not directly impact investment satisfaction but through the perceived investment return, which was further found to fully mediate the impact of social media influence on investment satisfaction. Perceived investment return also partially mediated the effect of investor sophistication on Investment Satisfaction.
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10

Evanthi, Ayundha, Ira Wikartika, and Rahman Amrullah Suwaidi. "Investment Decision Making With Investment Satisfaction As An Intervening Variable: Availability Bias And Financial Literacy." JBMP (Jurnal Bisnis, Manajemen dan Perbankan) 9, no. 1 (2023): 12–24. http://dx.doi.org/10.21070/jbmp.v9i1.1661.

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Good investment climate is expected to attract investors to invest their capital with the convenience offered. The role of investor behaviour is very important in the use of the capital market as a place to invest. Rational considerations and emotional aspects also influence investment decision making. Young investors tend to have an aggressive nature that is very influential on making investment decisions. Availability bias is the ease of obtaining information so that investors tend to make investment decisions based on the information that is most quickly obtained. Stock investment literacy for each individual has a different level and will influence decision making as a form of stock investment behaviour. This paper aims to analyse the effect of availability bias and investment literacy on the decision to invest in shares of young investors by using satisfaction as a mediating variable. The respondents of this research are young investors in Surabaya with a sample of 93 respondents and the data is analysed using PLS-SEM. The result of this research are only financial literacy which has a direct effect on investment satisfaction, and investment satisfaction is able to mediate the relationship between financial literacy and investment decision making on investors.
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11

Triyonowati, Triyonowati, and Rika Rahayu. "Financial Literacy, Emotional Intelligence for Young Investors." International Journal of Finance & Banking Studies (2147-4486) 12, no. 4 (2024): 27–33. http://dx.doi.org/10.20525/ijfbs.v12i4.3067.

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Changes in individual activities lead to changes in behavior. In particular, adolescents experience changes in learning and teaching activities, resulting in a gap between the amount of time available and the lack of activities that adolescents can do. It becomes a momentum for adolescents to create new activities, one of which is investing in the capital market. The relationship between emotional intelligence and adolescents’ intention to become investors, as well as the moderating effect of financial literacy in the relationship. These values indicate that the model is suitable enough to explain about 42.8%-52.6% of changes in the relationships tested. Emotional intelligence has a positive effect on adolescents’ intention to become investors, and financial literacy is able to strengthen this influence. This study contributes to a greater understanding of the importance of emotional intelligence and financial literacy when adolescents have the intention to become investors, especially when capital market uncertainty increases. As capital market uncertainty increases, adolescents should be able to assimilate emotional intelligence with their financial literacy to obtain greater returns. It may encourage adolescents to keep choosing their career as an investor. These results have significant theoretical contributions and provide recommendations for industry and policymaker. This can encourage teens to still choose their careers as investors. These results have significant theoretical contributions and provide recommendations for industry and policymakers.
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Kiruba DR, Angelin S., Bharathi R. DR, and Madhumithaa N. DR. "Cryptocurrency Investing: Millennial Decision Making." Indonesian Capital Market Review 15 (July 1, 2023): 86–96. http://dx.doi.org/10.21002/icmr.v15i2.1164.

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Investor perceptions of various investment modes can differ based on factors such as experience, earnings, risk tolerance, liquidity preferences, and so on. Understanding the viewpoints of young investors is essential when assessing cryptocurrency investments. This study evaluates the investment decisions of 103 young investors in the cryptocurrency market, using regression and factor analysis for data analysis. The findings indicate that investors have a fundamental understanding of the risks associated with cryptocurrency investments. However, there is a notable need for enhancing the effective management of these risks. The study affirms the reliability of the measures used, accurately capturing the underlying factors pertinent to cryptocurrency investment
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13

Voskanian, R. O. "SCENARIOS OF THE INVESTOR’S EXIT FROM VENTURE INVESTMENTS." Bulletin of Udmurt University. Series Economics and Law 31, no. 1 (2021): 5–11. http://dx.doi.org/10.35634/2412-9593-2021-31-1-5-11.

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The subject of research is contractual relationships between the investor and the founders of a young company, which predetermine exit scenarios for the investor at different stages of the company's development. To identify the main scenarios of the investor's exit from venture capital investments, the author uses research methods such as synthesis and comparative analysis. Analysis of Russian and foreign scientific literature has revealed that the main focus is on the exit of a venture investor from a business, and insufficient attention is paid to the exit of a business angel. The article considers additional contract terms that are not widespread in Russia, but are used in practice in foreign countries, which regulate the exit of an investor from a business, namely "drag-along", "tag along" and "demand right". The advantages and disadvantages of the main scenarios of the investor's exit from a business for both sides of investment relations are determined. Based on the results of considering the main scenarios of investor’s exit from a business and the key risks characterizing them, the instrument of internal hedging against the risk of a radical change in the company's development strategy due to the change of investor has been determined - multi-voting shares. Founders and investors can use the results obtained in the study at the early stages of company's development.
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Gore, Shubhangi, Alfiya Sajid Khan, and Achal Ingle. "The Inclination Towards Mutual Funds Investment in Today’s Youth." Journal of Corporate Finance Management and Banking System, no. 34 (June 15, 2023): 38–41. http://dx.doi.org/10.55529/jcfmbs.34.38.41.

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People can participate in the investment process and generate income by placing their money in a variety of physical and financial assets. Because life is uncertain and the future cannot be predicted, one must invest in order to protect their future. Among other things, investors put money into the market with the hopes of making money, feeling secure, and appreciating their investments. A young investor has a wide range of investment options because, up until the age of 40, he will be able to generate a respectable return on his investment and has a reasonable risk tolerance and time horizon. Numerous investing possibilities are available, such as bank deposits, the equity market, mutual funds, and other financial instruments real estate, post office deposits, and actual gold. The study's major objective is to identify the preferences of young investors—those who are between the ages of 21 and 35—in the contemporary setting. The sentiments of the investors can vary from person to person even within the same age range. The researchers have looked into the various preferences among young investors using an easy-to-complete questionnaire and direct contact with the investors.
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Awaluddin, Murtiadi, Molina, Nurlia, and Wahyuni. "Determining Factors for Young Investors to Invest in the Capital Market." International Journal of Professional Business Review 8, no. 5 (2023): e01964. http://dx.doi.org/10.26668/businessreview/2023.v8i5.1964.

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Purpose: To find out the determinants of young investors in investing in the Capital Market. Theoretical framework: Financial Literacy, Motivation, Personal Interests, Environment, and Investment Behavior. This topic was adopted from several theoretical studies and previous research which was put together as a single factor that influences the decisions of young investors in investing in the capital market. Design/methodology/approach: This study used a quantitative approach with an explanatory design using a survey method. The sample in this study is young investors aged 18-25 years who invest in stocks on the Stock Exchange with a total sample of 110 samples. This study uses a 5-point Likert scale to collect research data. Findings: The results show that 1) The independent variables of financial literacy, motivation, personal interest, environment and investment behavior simultaneously have a positive and significant effect on investment decisions with a large influence of 98%, while the remaining 2% are other factors not included in this model ; 2) The variables of financial literacy, motivation, personal interest, environment and investment behavior have a positive and significant partial effect on investment decisions; 3) the motivational variable is the dominant determining factor while the minimum is financial literacy. Research, Practical & Social implications: We recommend a future research agenda related to investment diversification and investor retention as a result of investment decisions to become a unified role model. Originality/value: Most of the previous studies have only partially used variables and none have broken down investors by age. However, a thorough and complete analysis of these factors along with the specifications of investors, especially young investors, is the target of the importance of our research.
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Kumar, Vivek. "Financial Literacy and Investment Behaviour: A Study of Individual Investors in India's Stock Market." International Journal of Commerce Management and Business Law in International Research 2, no. 1 (2025): 9–13. https://doi.org/10.5281/zenodo.15010357.

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<strong><em>Abstract</em></strong> <em>The objective of this research paper is to promote literacy in investment behavior among individual investors in the Indian stock market and enhance their understanding of the complex relationships, thereby increasing their awareness. After overviewing the existing literature, it was found that demographic factors, financial awareness, and use of technology are the important determinants influencing the decisions of individual investors in India. The findings revealed that tech-savvy Gen Z and young investors have a medium to high level of market knowledge. A large part of the population is still deprived of understanding advanced financial concepts such as intraday, bonds, futures and options, exchange-traded funds, etc. Young, educated, and wealthy individuals show good financial knowledge, but even today, Indian investors prefer safe investment options such as bank deposits, post office savings, investments in real estate, and, to some extent, mutual funds. Equity participation in India is still limited compared to developed countries. Studies show that financial literacy significantly increases individual investor confidence and market participation. The paper further points out the important challenges for various investor segments, such as low access to reliable data and bias in the system. Furthermore, investigators debate the above challenges and are compelled to promote financial literacy through tailor-made educational initiatives.</em>
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Sari, Ayula Candra Dewi Mulia, and Zaäfri Ananto Husodo. "The Influence of Characteristics Individual’s Investor on Financial Investment Decision of Young Generation." Jurnal Samudra Ekonomi dan Bisnis 16, no. 01 (2025): 235–46. https://doi.org/10.33059/jseb.v16i01.10814.

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This study aims to determine influence of individual investor characteristics, including financial literacy, overconfidence bias, herding behavior, risk tolerance and demographic factors on the financial asset investment decisions of young generation. This study used purposive sampling, with sample consisting of capital market investors within age range of gen Y and gen Z and location of domiciles in five major cities on Java. Primary data were collected through an online questionnaire, with a total of 195 investors. Hypotesis testing was conducted using binary logistic regression model and processed with STATA-17. Result of the study indicate that overconfidence bias, herding behavior, risk tolerance and gender influence financial investment decisions of young generation. But financial literacy, income and age do not have a significat effect on investment decision of young generation.
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Gautam, Sankarshan. "Determinants of Risk Tolerance of Investors in Nepal." International Research Journal of Management Science 8, no. 1 (2023): 140–53. http://dx.doi.org/10.3126/irjms.v8i1.60709.

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Purpose: The main purpose of this study is to determine the different factors that affect the investors risk tolerance in Nepal.&#x0D; Design/Methodology/Approach: In this study, descriptive and causal comparative research design has been used. The present study issued 100 questionnaires to the investors in the NEPSE within Kathmandu Valley, out of which 70 are usable and taken further in this study.&#x0D; Findings: The findings show that demographic factors (age, gender, education and monthly income) and cultural factors (uncertainty avoidance, power distance) are statistically significant with the investor’s risk tolerance.&#x0D; Policy Implications: Young investors are found to be more risk tolerant in this study, and with proper guidance and training to them on stock market, it helps for the stability of the stock market mechanism. Moreover, power distance and uncertainty avoidance are high in Nepal, where investors tend to be under the guidance of their seniors, and invest if they find it worthy enough for them, even if it's risky. Now, taking this as an opportunity, various relevant training sessions to investors can be done by the board itself in the aspect of ESG Investment, Valuable Investment.&#x0D; Originality/Value: This research adds value by examining factors affecting risk tolerance among Nepali investors, blending demographics and cultural influences. It suggests the potential benefits of guiding young investors and leveraging cultural tendencies toward senior guidance for market stability
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Issa, Abbas, Habib Kabalan, and Sharbel El-ammare. "Sustainable Business Development in the Vision of Europe 2020 Strategies and Growth of Urban Economies." Journal of Business and Social Review in Emerging Economies 4, no. 2 (2018): 117–38. http://dx.doi.org/10.26710/jbsee.v4i2.514.

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New policies and rules oblige the European markets to enroll as one single unit. Improving each market unit increases the competitiveness of the European unit market to compete globally and to attract international investors. Investor’s criteria have changed within the selection of place. Now investors are looking for cities and not countries; they are escaping from the high investing cost of London and Paris, to benefit the young talent of human resources, and lowest rentals are at Lisbon. Europe market is based on cities rather than countries, investors are focusing on urbans where there are no competitors, and logistics are available.
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Annissyah Dwi Weizah Putri, Uray Ndaru Mustika, Giriati Giriati, and Anggraini Syahputri. "The Impact of Overconfidence, Disposition Effect, Representativeness, and Financial Knowledge on the Investment Satisfaction of Young Investors in Indonesia." Digital Innovation : International Journal of Management 2, no. 2 (2025): 229–36. https://doi.org/10.61132/digitalinnovation.v2i2.362.

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This study aims to analyze the influence of Overconfidence, Disposition Effect, Representativeness, and Financial Knowledge on Investment Satisfaction among young investors in Indonesia. The research sample consists of 252 young investors in Indonesia. The data analysis method used is SmartPLS 4.0. The research findings show that Overconfidence, Disposition Effect, and Financial Knowledge have a significant positive effect on Investment Satisfaction among young investors in Indonesia, whereas Representativeness does not have a significant effect. This study is expected to provide insights for young investors in Indonesia regarding investment satisfaction.
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Vieira, Flávia Mônaco, Vanessa Martins Pires, Luis Carlos Schneider, and Guilherme Costa Wiedenhöft. "Women and the capital market: study on the profile of brazilian female investors." Revista de Administração da UFSM 18, no. 1 (2025): e9. https://doi.org/10.5902/1983465989670.

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Purpose: The growing participation of women in the Brazilian capital market contrasts with the limited knowledge about the profile of these investors. To fill this gap, this study aims to understand the profile of Brazilian female investors, analyzing factors that influence their investment decisions, such as education, age, social class, family background and geographic region. Methodology: To test the research hypotheses, a quantitative approach was used with the aid of the Sider® tool and libraries in Python, NumPy for numerical operations, SciPy for statistical tests such as Chi-square, Statsmodels for advanced analysis and Matplotlib/Seaborn for data visualization. Clustering techniques with the K-Means algorithm were applied to identify the profiles of the investors, based on sociodemographic factors. Findings: Factors such as education, economic class and family background significantly influence investment intention. Although most investors have a conservative profile, focused on low-risk assets, investors with higher income and education tend to diversify their portfolios, including more sophisticated assets. Three investor profiles were identified: experienced and financially stable (Cluster 1), young investors seeking to build wealth (Cluster 2) and young investors just starting out on their financial journeys (Cluster 3). Originality: The research contributes to the literature on personal finance by understanding the profile of Brazilian female investors based on sociodemographic factors, given the low density of studies on this subject. The results of the research allow for various applications, supporting the creation of public policies on financial education and aimed at building a more inclusive capital market.
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Gayatri, Ni Gusti Ayu, and Gayatri Gayatri. "Pengaruh Pengetahuan Investasi, Modal Minimal, Dan Uang Saku Terhadap Minat Mahasiswa Menjadi Investor Muda." E-Jurnal Akuntansi 32, no. 9 (2022): 2707. http://dx.doi.org/10.24843/eja.2022.v32.i09.p06.

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KSEI's Public Statistics data shows an increase in the SID of securities, which is dominated by young people. This study aims to determine the interest of students to become young investors. The sample collection used purposive sampling technique and produced a sample of 86 students. Questionnaire answers were processed using Smart-PLS version 3. The results of the study proved that investment knowledge, minimum capital, and pocket money had a positive effect on students' interest in becoming young investors. Research can be considered in making investment decisions as well as for universities, BEI, and interested parties as an effort to increase awareness about the importance of investment knowledge and the number of young investors in Indonesia.&#x0D; Keywords: Young Investors; Pocket Money; Interest
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Fitriyana, Mifta. "Mahasiswa Belajar Berinvetasi Saham, Kenapa Tidak? Pentingnya Minat Investasi Serta Literasi Keuangan Pada Mahasiswa Yang Berinvestasi Saham." Journal Competency of Business 7, no. 2 (2024): 73–77. https://doi.org/10.47200/jcob.v7i02.2274.

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Students are agents of change, because they are still young and realize that they can take advantage of their current youth to become young investors. In the world of investment, information is something that investors really need. Investors cannot be separated from information to determine their investment policies. From the investment process there is the determination of investment policy where investors need to determine what the objectives are (return and risk) and how much investment will be made to securities analysis to portfolio formation. This indicates the importance of financial literacy that investors must have. With the trend that there are students who have also started to become young investors by owning shares and investing practices, it makes students interested in investing also have an interest.
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Handoko, Jesica, Sihar Tigor B. Tambunan, and Ceicilia Bintang Hari Yudhanti. "FINANCIAL SLACK AND VOLUNTARY REPORTING ON STOCK DECISION: EXPERIMENTAL STUDY." Jurnal Bisnis dan Akuntansi 26, no. 2 (2025): 255–74. https://doi.org/10.34208/jba.v26i2.2500.

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The high increase in the number of young investors in the Indonesian capital market encourages the need to conduct research regarding what investors or potential investors consider when making decisions. Previous research shows the need to use primary data that not only includes rational and irrational factors, but also considers accounting information, both internal and published to external parties. The current research aims to prove whether financial slack and voluntary reporting will support stock investment decisions made by young investors. An experimental research witH2x2between-subjects design is conducted to provide empirical support regarding the usefulness of internal and external information in stock investment decisions. The sample was 93 undergraduate students majoring in Accounting who had at least taken or were currently taking courses related to Stock Investment. Some of them are regular visitors to the Investment Clinic from the Business Faculty in Surabaya. Sixty-three data from participants who successfully answered the manipulation check questions were processed to answer the research hypothesis. The statistical tool analysis of variance is used to test the hypothesis. Research findings show that financial slack was not influencing stock investment decisions, while voluntary reporting in the form of Sustainability Reporting is proven to influence stock investment decisions of young participants. Another result is the interaction effect of financial slack and voluntary reporting on stock investment decisions, which shows the importance of disclosure about the use of slack resources because it will influence investor decisions
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Candraningrat, Ica Rika, Nyoman Abundanti, Putu Astriwira Putri, and Ni Putu Reditha Febyanti. "Bias of Investor Behavior in Making Investment Decisions in the Capital Market." Scholars Journal of Economics, Business and Management 11, no. 07 (2023): 136–43. http://dx.doi.org/10.36347/sjebm.2023.v10i06.002.

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Purpose: The long-term goal of this research is to find out the behavior of investors in making investment decisions in the capital market, while the specific target to be achieved is to know the biases of investor behavior in making investment decisions. Investment decision makers do not always behave in a way that is consistent with the assumptions made in accordance with the perception and understanding of the information received, but is strongly influenced by psychological factors. Research Methodology: This type of research is descriptive quantitative research. The survey was conducted on investors who are members of the group of young investors. The population of this study is all investors who actively trade in the Bali branch of the Indonesia Stock Exchange. By using a purposive sampling method, namely taking samples by adjusting the research criteria, namely investors who have made transactions in trading on the stock exchange for at least two years. Multiple regressions was used to test the hypotheses that were developed at a significance level of 0.05 percent. Results: Investors experience behavioral bias due to the influence of disposition and excessive trust. This circumstance will result in a reduction of their final wealth. The disposition effect influences decision making on investor behavior in the capital market. Investors have a tendency to realize less profits compared to the tendency to realize losses. Limitations: The results of this study may not apply to other excluded categories because this research is limited to investors who actively trade in the Bali branch of the Indonesia Stock Exchange. Contribution: Investors will be better off if they don't hold their shares for too long when the stock price declines and are not advised to sell profitable shares too quickly. Investor literacy should be improved by understanding information about company fundamentals.
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Bo, Chian Chyn. "A critical review of FOMO behaviour among young investors." Issues and Perspectives in Business and Social Sciences 3, no. 1 (2023): 14–18. http://dx.doi.org/10.33093/ipbss.2023.3.1.2.

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The fear of missing out (FOMO) is the emotional feeling of missing out on the opportunity to gain a fulfilling experience. FOMO is a behavioural trait that influences an individual’s decisions such as utilising social media, adopting new technology, crowdfunding, and investing in the equity market. Young investors with FOMO behaviour might mimic what other investors do in fear of missing out on the opportunity for a higher return in the financial market. The purpose of this paper is to understand the concept of FOMO and review what researchers have discovered about FOMO behaviour among young investors. Based on these recent findings on FOMO behaviour, it can be concluded that a volatile market, risk-averse investors, and perceived market efficiency are critical factors of FOMO behaviour among young investors. The risk-averse attitude, subjective norms of perceived market efficiency and perceived control behaviour during market volatility could be examined based on the TPB model.
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Achleitner, Ann-Kristin, Dmitry Bazhutov, André Betzer, and Henry Keppler. "Foreign Direct Investments in the German Stock Market from China and the Gulf States." Credit and Capital Markets – Kredit und Kapital: Volume 54, Issue 4 54, no. 4 (2021): 563–87. http://dx.doi.org/10.3790/ccm.54.4.563.

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We document empirical evidence that the investment patterns of the two most relevant investor groups from regions with hierarchical structures in the German stock market, namely China (including Hong Kong) and the Gulf Cooperation Council, differ substantially. Chinese investors buy large shares in relatively small, but not necessarily young, companies. Since their objective is often to gain control, they appear to pay higher premiums when acquiring large equity stakes. Investors from the Gulf states purchase smaller shareholdings in notably larger, older, and more international companies. They seem to seek long-term benefits rather than short-term profits. Our findings are mainly attri­butable to industrial policies pursued by Chinese and Gulf investors, which mirror the different political and economic goals in these two regions.
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Beck, Kristine L., Hsin-Hui Chiu, and Inga Timmerman. "The changing assessment of risk for young investors." Financial Services Review 31, no. 2/3 (2023): 97–106. http://dx.doi.org/10.61190/fsr.v31i2/3.3528.

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Investment advice is changing to incorporate new products and platforms, and the rate of change is likely to accelerate as millennials and Gen Z increase their involvement in investment markets. Using survey methodology, we examine the changing landscape of risk tolerance for young people, concluding that the typical risk assessment tools advisors use may not be as applicable to the next generation of investors. We find that the components that drive willingness to take risk are interest in investments, self-reported investment risk tolerance, and ownership of investment accounts. Our findings indicate that it is time to start assessing risk differently.1,2,3
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Wijayanti, Dian, Tarsisius Renald Suganda, and Feni Sufuiana Thewelis. "Gambler's Fallacy as Behavioural Bias Of Young Investor." Journal of Business and Behavioural Entrepreneurship 3, no. 2 (2019): 72–80. http://dx.doi.org/10.21009/jobbe.003.2.05.

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This research aims to identify the behavioural bias of Gambler's Fallacy of young investors in Malang. This research was done by doing a survey method i.e. doing the dissemination of questionnaires to young investors in Malang. The number of samples gained from questionnaires were 108 respondents. questionnaires were assessed using Likert scale and analysed by using non-parametric test: Chi Square Test and Wilcoxon Signed-Rank Test to answer the hypothesis and research questions. The results showed that behavioural bias of Gambler’s Fallacy on young investors in Malang when they trade in uptrend and downtrend stock market with an equal probability. Based on the results, this research concluded that in making trading decisions, young investors in Malang are still very influenced by psychological factors and tend to follow their personal intuition. This shows that weak-form efficiency is inefficient.
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Wijaya, Antonius H. C. "Sekolah Pasar Modal Level I 2018 Pada Masyarakat Arsopura, Kabupaten Keerom." Community Engagement Journal: The Commen 1, no. 2 (2022): 32–38. http://dx.doi.org/10.52062/.v1i2.2145.

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Becoming an investor at the present time is not difficult because through one of the programs from the investment gallery that has collaborated with the existing universities in Indonesia is one of the media to attract students to become young investors. Not just students, through village programs saving shares from this gallery which gives equal opportunities to villagers to become investors. Therefore, community service activities were carried out in the village of Arsopura, Keerom Regency, Papua Province which aims to conduct education and the introduction of capital markets to rural communities to also be involved as capital market players. The final result of this activity is that there were 20 residents who directly open their share accounts and can immediately become an investor.
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Wijaya, Anthonius H. C. "SEKOLAH PASAR MODAL LEVEL I 2018 PADA MASYARAKAT ARSOPURA, KABUPATEN KEEROM." Community Engagement Journal : The Commen 1, no. 2 (2018): 11–19. http://dx.doi.org/10.52062/thecommen.v1i2.54.

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Becoming an investor at the present time is not difficult because through one of the programs from the investment gallery that has collaborated with the existing universities in Indonesia is one of the media to attract students to become young investors. Not just students, through village programs saving shares from this gallery which gives equal opportunities to villagers to become investors. Therefore, community service activities were carried out in the village of Arsopura, Keerom Regency, Papua Province which aims to conduct education and the introduction of capital markets to rural communities to also be involved as capital market players. The final result of this activity is that there were 20 residents who directly open their share accounts and can immediately become an investor.
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32

Purnama, Ida Ayu, and Siti Rokhimah. "PENGARUH EXCESS PAYBACK DALAM PENINGKATAN INTENSI INVESTOR PEMULA DALAM BERINVESTASI DI MASA PANDEMI: STUDI EKSPERIMEN." AKUNTANSI DEWANTARA 6, no. 1 (2022): 21–31. http://dx.doi.org/10.26460/ad.v6i1.10790.

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The purpose of this research is to investigate the impact of a bad reputation caused by fraud by a large company on the interest of young investors to invest. In addition, this research also provides a solution to this bad reputation by testing excess pay-back to increase young investors to invest. The method in this research is an experimental study with a 2x2 between subject design. The results show that excess payback can increase the investment interest of young investors in companies that have a bad reputation.
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Eka, Andi Primafira Bumandava, Nugraha Disman, and Ikaputera Waspada. "Equate Goals and Risks in the Convenience of Investing." Webology 19, no. 1 (2022): 5068–82. http://dx.doi.org/10.14704/web/v19i1/web19341.

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During this uncertain pandemic situation, the number of investors is increasing all over the world. Nevertheless, this trend does not indicate the right investment decision, especially for young investors who have specific characteristics. Risk-based portfolio preference is expected to be a bridge or mediation that can contribute to investment decisions caused by goal-based investing. The objective of this study is to analyze the interrelation of goal-based investing, risk-based portfolio preference, and investment decision among young investors in Rumah Saham Indonesia/RSI (Indonesian Stock House). The population of this research was 935 young individual investors registered with RSI. Using a proportionate random sampling, 280 young investors participated as the respondents. The data were collected through questionnaire surveys, and the Structural Equation Model was employed to analyze the interrelationship among the construct variables. The results reveal that Goal-Based Investing has a positive influence on Risk-Based portfolio Preference and Investment Decision, Risk-based portfolio preference has a positive influence on Investment Decision. In the model, Risk-Based Portfolio Preference functions as a mediating variable.
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Yoga, Ika, Rina Hastuti, Wahyu Pramesti, and Anim Rahmayati. "The Power of Social Media: Shaping Risk Perception and Investment Decisions Among Young Equity Investors." Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah 11, no. 1 (2025): 187. https://doi.org/10.29300/aij.v11i1.5205.

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Purpose: This research study examines the pivotal role of social media in shaping risk perception and investment behavior among young equity investors. It focuses on the impact of social media content on their attitudes toward risk and the decision-making process in investments.Design/Methodology: This study applied the quantitative method using the survey technique to extract data from 250 young stock investors. The data was collected via questionnaires based on a semantic differential scale and analyzed using the SEM-PLS method in order to get complex relationships between the variables unraveled.Findings: Social media significantly shapes young investors' risk perceptions and investment behavior. It not only directly influences investment decisions but also mediates risk perception, leading to changes in investment behavior.Practical implications: This is crucial evidence that informs the place for social media in integrating financial literacy into education. The fact that young investors are supposed to make a critical analysis of any information brought to them is important for these programs of financial literacy. The potential biases and misguidance in the information that can be found on social media should be made known to the young investors in order to raise their level of decision-making.Originality/Value: This paper offers new insights into the impact of social media on young investors' behavior, highlighting risk perception as a key mediator. It also emphasizes financial literacy programs—such as workshops and gamified learning—to counter social media biases. Additionally, this study fills gaps in the literature by exploring how social media shapes risk perception and investment decisions
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Alhazami, Lutfi. "Psikologi Investor Dalam Mengambil Keputusan Berinvestasi." Biopsikososial: Jurnal Ilmiah Psikologi Fakultas Psikologi Universitas Mercubuana Jakarta 3, no. 1 (2020): 1. http://dx.doi.org/10.22441/biopsikososial.v3i1.8000.

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This Research aims to help investors psychologically in make investment decisions. The purpose is to look at the psychological factors of excessive investor making investment decisions. It is suspected that overconfidence bias has a positive effect on investment decision and optimism bias has a positive effect on investment decision. This is quantitative research, data collection technique from a questionnaire distributed to 150 young investors in West Jakarta. Classic Assumptions, multiple linear regression analysis, hypothesis testing is used in this research. The results show that over confidence bias has a positive effect on investment decision and optimism bias has a positive effect on investment decision.
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Pandji, Vioneta cattravelly, Entot Suhartono, Nila Tristiarini, and Melati Oktafiyani. "Pengaruh Self Atribution Bias, Mental Accounting, Familiarity Bias, Terhadap Pengambilan Keputusan Investasi (Studi kasus, Mahasiswa FEB UDINUS SEMARANG)." JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) 10, no. 1 (2024): 688–703. http://dx.doi.org/10.35870/jemsi.v10i1.2071.

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Abstract.&#x0D; This study aims to examine the influence of Influence, Mental Accounting, Familiarity Bias, Self Attribution Bias on Investment Decision Making by providing evidence of an increasing number of investors in the capital market, especially among students. This research was conducted by Udinus Semarang using a questionnaire instrument that was processed using Regression Analysis, to Hypothesis Test. The results showed the influence of Mental Accounting, Familiarity Bias, Self Attribution Bias on Investment Decision Making shown by the increase or increase in the number of investors in Indonesia, especially in the young investor or student category &#x0D; Keywords: Mental Accounting, Familiarity Bias, Self Attribution Bias, and Investment Decision Making&#x0D;
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Made, Pradnya Paramita, and Gede Wirakusuma Made. "How Investment Behaviour of Young Investors? A Case Study on The Indonesia Stock Exchange." World Journal of Advanced Research and Reviews 23, no. 1 (2024): 959–76. https://doi.org/10.5281/zenodo.14792753.

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This research aims to dig deeper into the investment behavior of young investors on the Indonesian Stock Exchange. This research was conducted in Bali Province, especially the Denpasar City area. The sample was determined using convenience sampling with a total sample of 180 young investors, namely the millennial generation and generation z in Denpasar City. Data was obtained directly from distributing questionnaires via Google Form. The data analysis technique used is SEM-PLS analysis. The research results show that, 1) herding behavior effect investment decision making, 2) heuristic bias has no effect on investment decision making, 3) anchoring bias effect investment decision making, 4) the level of overconfidence an investor has will improve the investment decision making process , 5) herding behavior does not have a significant effect on the level of overconfidence, 6) heuristic bias can increase the level of overconfidence, 7) anchoring bias can increase the level of overconfidence, 8) overconfidence cannot increase the effect of herding behavior to improve investment decisions, 9) overconfidence can increasing the effect of heuristic bias to improve investment decisions, and 10) overconfidence can increase the effect of anchoring bias to improve investment decisions. Future researchers can further examine overconfidence in mediating the effect of herding behaviours on investment decision making, and the effect of heuristic bias on investment decision making. Young investors in Denpasar City are advised to increase their knowledge and investment skills in the capital market to reduce the risk of bias in making investment decisions.
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38

Saputro, Herman, and Ira Wikartika. "Analysis of the Influence of Behavioral Bias on Investment Decisions of Young Investors in Surabaya." East Asian Journal of Multidisciplinary Research 2, no. 10 (2023): 4123–36. http://dx.doi.org/10.55927/eajmr.v2i10.6269.

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The purpose of this study was to determine the effect of the illusion of control, financial literacy and herding bias on the investment decision making of young investors in Surabaya. The population in this study are capital market investors who are domiciled in Surabaya. The sampling technique used in this study was a purposive sampling technique with the results of sample calculations obtained by a total of 95 respondents. This study used quantitative method with data collection techniques using questionnaires which were distributed to respondents in the city of Surabaya which were then analyzed using SmartPLS 4. The results of this study indicate that there is a positive effect on financial literacy on investment decisions for young investors in Surabaya, while the illusion of control and herding bias variables have no effect on investment decisions on young investors in Surabaya.
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Umboh, Jandi Elriko, and Apriani Dorkas Rambu Atahau. "Investment Interest and Consumptive Behaviour of Student Investors: Between Rationality and Irrationality." Jurnal Dinamika Manajemen 10, no. 1 (2019): 14–31. http://dx.doi.org/10.15294/jdm.v10i1.16837.

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The purpose of this study is to examine the tendency to invest and consume among student in North Sulawesi. Phenomenon in North Sulawesi province showed an increase in the number of stock investors dominated by young investors (university students). In making investment decision, they often act in irrational way (herding behavior). In contrast, other phenomena demonstrated a consumptive behavior of those young investors which contradict with investment interests. Populations of this research are 3468 student investors at Indonesia stock Exchange Investment Gallery in the North Sulawesi province. Using accidental sampling, the sample selected is 250 student investors. The analytical technique used is Covariance Based Structural Equation Modeling (CB-SEM). The results showed that investment interest mediate the effect of herding behavior on consumptive behavior. It implies the need to educate student investors on the importance of minimizing the consumptive behavior
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40

Made Pradnya Paramita and Made Gede Wirakusuma. "How Investment Behaviour of Young Investors? A Case Study on The Indonesia Stock Exchange." World Journal of Advanced Research and Reviews 23, no. 1 (2024): 959–76. http://dx.doi.org/10.30574/wjarr.2024.23.1.2072.

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This research aims to dig deeper into the investment behavior of young investors on the Indonesian Stock Exchange. This research was conducted in Bali Province, especially the Denpasar City area. The sample was determined using convenience sampling with a total sample of 180 young investors, namely the millennial generation and generation z in Denpasar City. Data was obtained directly from distributing questionnaires via Google Form. The data analysis technique used is SEM-PLS analysis. The research results show that, 1) herding behavior effect investment decision making, 2) heuristic bias has no effect on investment decision making, 3) anchoring bias effect investment decision making, 4) the level of overconfidence an investor has will improve the investment decision making process , 5) herding behavior does not have a significant effect on the level of overconfidence, 6) heuristic bias can increase the level of overconfidence, 7) anchoring bias can increase the level of overconfidence, 8) overconfidence cannot increase the effect of herding behavior to improve investment decisions, 9) overconfidence can increasing the effect of heuristic bias to improve investment decisions, and 10) overconfidence can increase the effect of anchoring bias to improve investment decisions. Future researchers can further examine overconfidence in mediating the effect of herding behaviours on investment decision making, and the effect of heuristic bias on investment decision making. Young investors in Denpasar City are advised to increase their knowledge and investment skills in the capital market to reduce the risk of bias in making investment decisions.
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Jonathan, Reynard, and Sumani Sumani. "Millennial Investment Decision Analysis." Business and Entrepreneurial Review 21, no. 2 (2021): 279–96. http://dx.doi.org/10.25105/ber.v21i2.10409.

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In managing finances, each aims to be able to generate income for himself. Investment is one of the individual decisions to increase the assets owned by allocating a certain amount of funds, time, and assets that are considered to generate returns. Millennial investors are the government's main target through financial literacy education that the Financial Services Authority has promoted in encouraging an increase in stock investment by the public. However, many factors influence investors to invest, including the environment and the investor's personal experience. The purpose of this study is to analyze the factors that influence the investment decisions of millennial private investors, including financial literacy, perceptions of risk and return, financial technology, family background, and income. The data taken for this study is primary data obtained through online questionnaires to people who are currently investing in the age range of 20-40. The number of samples of this study was 224 respondents through data collection using google form for two months. The research data were analyzed using SPSS 26 software. By using descriptive statistical data, validity and reliability tests, classical assumption tests such as autocorrelation, multicollinearity, heteroscedasticity. The results showed that financial literacy, perceptions of risk and return, financial technology, family background, and income influence millennial investor investment decisions. The implication of this result shows that parents should start to provide basic investment knowledge to teenagers as soon as possible, and the firm can invest more in financial technologies to serve young customers.
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Nguyen, Lan Thi Phuong, Saravanan Muthaiyah, and Malick Ousmane Sy. "P2P Lending platforms in Malaysia: the awareness among young adults." F1000Research 10 (October 28, 2021): 1096. http://dx.doi.org/10.12688/f1000research.73401.1.

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Background - Since 2016, the Securities Commission (SC) in Malaysia has given licenses to only eleven P2P lending platforms. Such lending platforms are expected to disrupt the lending services of traditional lenders in the coming years. However, being still in their infant stages, it is essential to know the extent to which such platforms are made known to potential investors out there. This study examines the extent to which young adults are aware of Malaysia's eleven P2P lending platforms. Methods - A sample of 65 undergraduate students majoring in finance and accounting was used for this pilot study. An online questionnaire was designed with three main parts: demographic, financial literacy, and P2P lending awareness. Results - Findings show that more than half of respondents in the sample are not aware of P2P lending platforms in Malaysia. Most of the respondents are financially literate to certain degrees. Those aware of their presence underestimated the potentially high level of their default rates and misunderstood that investor would be fully protected by such platforms when a loan default. Conclusions -The study's findings have shed light on the current awareness of P2P lending platforms among Malaysian young adults, potential investors of such platforms in the coming years.
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43

Renu Isidore and C. Joe Arun. "RISK PROFILING OF SECONDARY EQUITY INVESTORS FROM THE CHENNAI CITY OF INDIA BASED ON THE BIG FIVE PERSONALITY MODEL." Copernican Journal of Finance & Accounting 10, no. 4 (2022): 45–65. http://dx.doi.org/10.12775/cjfa.2021.014.

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The risk taken by the investor depends on several independent variables like: personality, biological age, investment experience and income. The main aim of this article is to combine all these variables in order to build an exhaustive risk profile on the basis of the Big Five Personality dimensions. The research method applied is exploratory in nature and questionnaire survey method was employed to gather data from 436 secondary equity market investors residing in the Chennai city of India. ANOVA was employed to develop the risk profile. The outcome of the research was an exhaustive risk profile combining all the related variables and a regression model predicting the equity returns. The main conclusions of the study are that the investors with the more of the conscientiousness personality tend to take less risk. This finding was also consistent among the senior investors, high income investors and those with mediocre/ high investment experience. The study also concluded that the agreeable investors with high income/high investment experience, tend to take less risk. Only the young investors with more of the conscientiousness personality tend to take more risk and with more of the extraversion personality tend to take less risk. This study serves as a guidance for advisors to provide appropriate recommendations on the basis of the risk appetite and personality of the investors.
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S.GAYATHRI, and Dr. C. SANKAR. "Navigating Investment Choices: Understanding the Decision-Making Patterns of Young Investors in Chennai City." Indian Commerce Association 77, no. 3 (2024): 1–10. https://doi.org/10.5281/zenodo.14439324.

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This study investigates the decision-making patterns of young investors in Chennai city, focusing on factors such as investment habits, risk perception, information sources, and preferences for financial instruments. Adopting a descriptive research design, data was collected from 513 respondents below the age of 40 in the Chennai district, utilizing a structured questionnaire and employing a Simple Random Sampling technique. The findings reveal a pronounced gender disparity, with 76.6% male respondents, emphasizing the need for targeted strategies for female investors. The majority of respondents, falling within the 25-35 age range, depict a youthful investor demographic with diverse educational backgrounds. The study unveils a predominantly employed demographic, constituting 85.8% of respondents.Investment preferences highlight a significant inclination towards mutual funds (28.3%) and fixed deposits (26.9%), reflecting a preference for diversified and traditional low-risk vehicles. Emerging trends include cryptocurrency (8.2%) and real estate investments (7.4%), indicating a growing interest in alternative assets. Key influencers in investment decisions are expected returns (39.4%) and advice from financial experts (29.6%). Financial advisors (38.6%) and personal networks, primarily family and friends (38.2%), are crucial information sources. Confidence levels vary, with 28.5% highly confident, 25.3% moderately confident, and 17.0% uncertain. Risk tolerance is predominantly moderate (47.4%), with contributors to risk perception encompassing future goals (38.8%), challenges and concerns (36.1%), decision-making processes (14.0%), and awareness of financial instruments (11.1%). This study provides insights into the nuanced landscape of young investors, offering valuable implications for financial institutions and policymakers.
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Purnama, Ida Ayu, and Siti Rokhimah. "The Effect of Bad Reputation and Increasing Factor Towards Investment Decision: Experimental Study on Young Investor." RSF Conference Series: Business, Management and Social Sciences 1, no. 3 (2021): 308–14. http://dx.doi.org/10.31098/bmss.v1i3.343.

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The purpose of this research is to examine the effectiveness of clawback to increase the intention of young investors in companies that have a bad reputation. This research also examines the intention to invest between independent income groups and non-independent income groups in bad reputation companies. This study uses an experimental method with a 2x2 design between subjects. The subjects of this study amounted to 70 participants. The result showed that there was no difference in the investment interest of young investors, both those who already have income and those who do not have income in bad reputation companies. In addition, clawback could increase the investment interest of young investors to invest in companies that had a bad reputation because of their sense of security
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Erzurumlu, Yaman Omer, and Idris Ucardag. "Private pension fund flow, performance and cost relationship under frequent regulatory change." Journal of Financial Regulation and Compliance 29, no. 2 (2021): 218–34. http://dx.doi.org/10.1108/jfrc-03-2020-0028.

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Purpose This paper aims to investigate private pension fund investor sentiment against fund performance and cost in an environment of frequent regulatory changes. The analyses are conducted in a low return, high-cost private pension fund market environment, which makes it easier to observe the relationship between investor sentiment to return and cost. Design/methodology/approach This paper conducts fixed effect, random effect and random effect within between effect panel data analyses of all Turkish private pension funds from 2011 to 2019. This paper conducts the analyses using aggregate data and subsets based on fund characteristics and pre-post regulation periods. Findings When regulations provide compensation and improve market efficiency in a pension fund market, investor focus shifted from performance to cost. Investors allocated assets with respect to return realization when adequately compensated for risk or had favorable cost contract clauses. Consequently, investors in pension funds with lower expected returns and no special fee reduction clauses tended to adopt the strategy of cost minimization. Research limitations/implications The overlap of regulatory change periods could complicate the ability to distinguish the impact of any one specific change. The findings therefore cannot be generalized to differently structured markets. Practical implications Regulatory changes could lead to a switch of investor objectives. When regulatory changes compensate investors and increase market efficiency, investors objective could switch from performance to cost. Originality/value This study investigates investor sentiment in a relatively young private pension fund market, in which the relevant regulatory body ambitiously implements frequent changes in regulation. The selected market is unique in the sense that it has negative real returns and high costs, which make investor focus to return and cost more readily apparent.
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Puspitasari, Nanda, and Herlina Yustati. "Pengaruh Financial Literacy, Personal Interest, dan Environment terhadap Minat Investasi Saham Syariah pada Generasi Muda Bengkulu." At-Thariqah: Jurnal Ekonomi 4, no. 2 (2024): 126–43. http://dx.doi.org/10.47945/at-thariqah.v4i2.1665.

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Investment is the first step in production activities and is a factor to increase economic growth, thus investment is essentially also the first step of economic development activities. Knowledge of financial management and investment has become very important in this era and should not be ignored as before. One of the components that influence investment is an increase in national income, or economic growth. Knowledge about investment aims to keep young investors in particular, away from irrational investment practices. The problem faced is that there are still many young people who do not understand about investment. This study aims to examine the interest of young investors in syariah index investing. Samples were taken from the younger generation in Bengkulu city as many as 100 samples spread across Bengkulu City. Data analysis uses quantitative analysis methods by conducting hypothesis testing on the perceptions of respondents. The results of the study have implications for increasing the number of young people who are interested in investing in shariah index in Bengkulu City. Keywords : Investment, Financial Literacy, Personal Interset, Young Investors
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Mahardiyanto*, Agus, N. Ari Subagio, Crisma Winda Aniva Nutqi, and Fajar Wahyu Prijanto. "Young Investors' Decision to Select Islamic Mutual Fund Investment Applications for Students in Jember: The Impact of Brand Image, Electronic Word of Mouth, and Perceived Ease of Use." JURISMA : Jurnal Riset Bisnis & Manajemen 14, no. 1 (2024): 69–80. http://dx.doi.org/10.34010/jurisma.v14i1.12447.

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This study aims to determine the effect of brand image, electronic word of mouth, and perceived ease of use on young investors decisions in choosing Islamic mutual fund investment applications for students in Jember. This type of research uses explanatory research and uses a quantitative approach. Researchers used primary data obtained from distributing questionnaires to students in Jember with a sample of 150 respondents. The technique used was purposive sampling technique to select samples. Multiple linear regression analysis is the method used in this study using SPSS software version 26. This study shows the results that the t test (partial) variable electronic reviews and perceived convenience affect young investors in choosing an Islamic mutual fund investment application while brand image does not affect young investors decisions in choosing investment applications
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49

Mota, J. H., A. C. Moreira, and A. J. Cossa. "Behavioural factors in the financial decisions of young Mozambicans." South African Journal of Business Management 46, no. 4 (2015): 11–22. http://dx.doi.org/10.4102/sajbm.v46i4.105.

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This paper seeks to analyse how behavioural factors influence the financial decisions of young Mozambican investors. The standard theory of finance assumes investors make rational financial decisions, seeking to minimise risk and maximise their expected utility. However, several studies have been conducted criticizing the assumption that investors are rational, opening the way to behavioural finance theory. According to the behavioural finance approach, financial decisions made by individuals are not based on rational thinking and their risk taking behaviour depends on their beliefs or feelings. Our analysis reveals that young Mozambicans are risk averse towards certain gains and risk lovers when faced with certain losses; they are excessively optimistic about the future; they use the information available as an anchor for their estimates; and they are so overconfident that they believe estimates in uncertain situations to be more accurate than they really are.
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50

Genoveva, Genoveva, Fujianti Nur L. Sukarno, M. Akbar Fajrin, and Zi Yuan Dong. "Young Invesment 2021: Webinar Dan Training Untuk Generation Z." JURNAL KREATIVITAS PENGABDIAN KEPADA MASYARAKAT (PKM) 5, no. 3 (2022): 834–40. http://dx.doi.org/10.33024/jkpm.v5i3.5437.

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ABSTRAK Perkembangan teknologi digital dan kondisi pandemi COVID-19 yang melanda Indonesia membawa berbagai dampak, salah satunya adalah peluang bagi generasi Z dalam mempelajari investasi. Berdasarkan hasil penelitian generasi Z adalah jumlah terbesar yang melakukan investasi yaitu 46,75%. Kemudahan mengakses lembaga keuangan secara digital, termasuk belajar secara mandiri melalui platform digital serta pengaruh sosial media meningkatkan jumlah investor yang berasal dari generasi Z yang sudah akrab dengan teknologi. Hasil penelitian ini didukung oleh hasil survei pelaksana PKM ke SMA dan perguruan tinggi, dimana para siswa dan mahasiswa sudah melakukan investasi dengan uang saku mereka. Namun, generasi Z sebagai generasi yang masih kurang pengalaman serta secara emosional masih labil memerlukan pendampingan dan pemahaman yang baik mengenai cara berinvestasi. Tim pelaksana PKM mengadakan webinar dan pelatihan untuk memberikan pengetahuan dalam berinvestasi dan memberikan rasa percaya diri ketika mengambil keputusan dalam berinvestasi. Hasil pelaksanaan PKM menyimpulkan bahwa para peserta mempeoleh manfaat berupa bertambahnya pengetahuan dan meningkatnya kepercayaan diri serta kemandirian dalam berinvestasi, disamping itu terdapat manfaat sosial yaitu mendapat teman baru dan relasi. Kata kunci: investasi; generasi Z; Pengabdian kepada masyarakat ABSTRACTThe development of digital technology and the COVID-19 pandemic has brought various impacts to Indonesian citizens, one of which was an opportunity for generation Z to study investment. Research has shown that generation Z makes up the majority of investors today, which is 46.75%. The ease of accessing financial institutions digitally, including learning independently through digital platforms, as well as the influence of social media has increased the number of investors from generation Z who are already familiar with technology. The results of this study are supported by the results of a social community team survey on high schools and colleges, where students have invested with their pocket money. However, generation Z, as a less experienced and emotionally unstable generation, requires assistance and a good understanding of how to invest. Our social community team has been holding webinars and providing training for young investors. The participants have greatly benefited from our social community as well as increased self-confidence and independence in making investment decisions. Keywords: investment; generation Z; social community
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