Academic literature on the topic 'Zimbabwe Banking Corporation Limited'
Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles
Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Zimbabwe Banking Corporation Limited.'
Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.
You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.
Journal articles on the topic "Zimbabwe Banking Corporation Limited"
1
Chitimira, Howard, and Elfas Torerai. "The Nexus between Mobile Money Regulation, Innovative Technology and the Promotion of Financial Inclusion in Zimbabwe." Potchefstroom Electronic Law Journal 24 (June 29, 2021): 1–33. http://dx.doi.org/10.17159/1727-3781/2021/v24i0a10739.
Full textAbstract:
The advent of mobile money innovations has given people in rural areas, informal settlements and other poor communities an opportunity to participate in Zimbabwe's mainstream financial economy. However, the technology-driven money services have presented some challenges to the traditional banking sector in general and the regulation of financial services in particular. Firstly, most mobile money services are products of telecommunication corporations, which are not banks. Telecommunication companies use their network reach to provide mobile money services via mobile devices at a cheaper cost than banks across the country in Zimbabwe. As such, banks face unprecedented competition from telecommunications companies that are venturing into financial services. It also appears that prudential regulation of banks cannot keep up with the fast pace at which technological innovations are developing and this has created a disjuncture between the regulation and the use of technological innovations to promote financial inclusion in Zimbabwe. The Banking Act [Chapter 24:20] 9 of 1999, the Reserve Bank of Zimbabwe Act [Chapter 22:15] 5 of 1999 and the National Payment Systems Act [Chapter 24:23] 21 of 2001 have a limited scope in terms of the regulation of mobile money services in Zimbabwe. The Ministry of Finance and Economic Development launched the National Financial Inclusion Strategy (NFIS) 2016-2020 to provide impetus to the financial inclusion of the poor, unbanked and low-income earners in Zimbabwe. However, the NFIS appears to push more for bank-led financial inclusion than it does for innovation-driven initiatives such as mobile money services. This article highlights the positive influence of mobile money services in improving financial inclusion for the poor, unbanked and low-income earners in Zimbabwe. The article also seeks to point out gaps and flaws in the financial services regulatory framework that may limit the potential of mobile money services to reach more people so that they actively participate in the Zimbabwean economy. It is submitted that the Zimbabwean mobile money services regulations and the financial regulatory framework should be carefully amended in line with the recent innovations in mobile money to adequately regulate the use of mobile money services and innovative technology to address the financial exclusion of the poor, unbanked and low-income earners in Zimbabwe.
2
Singh, Dr Kriti Bhaswar. "Credit Risk Management in Royal Insurance Corporation of Bhutan Limited (RICBL) and Bhutan Insurance Limited (BIL): Comparative study." GIS Business 14, no. 6 (2019): 486–99. http://dx.doi.org/10.26643/gis.v14i6.14023.
Full textAbstract:
Credit risk is one of the main risks that affects banking as well as non-banking institution in an economy. The present research work aims to evaluate credit risk management practices of Royal Insurance Corporation of Bhutan Limited and Bhutan insurance limited, currently only two insurance companies in Bhutan. Primary data using structured questionnaire is collected. Analysis of the data reveals the key area which needs appraisal and modification to improve organization’s asset quality. Among ten variables identified as obstacle in CRM tested, majority of obstacle in CRM is due to lack of risk awareness and stringent regulatory requirement which was perceived by the employees of both organizations.
3
Abel, Sanderson, and Pierre Le Roux. "An application of Panzar-Rosse Approach in assessing banking sector competition in Zimbabwe." Journal of Economic and Financial Sciences 9, no. 2 (2017): 455–70. http://dx.doi.org/10.4102/jef.v9i2.52.
Full textAbstract:
This paper assesses the level of competition in Zimbabwe’s banking sector using the Panzar-Rosse H-statistic. The H-Statistic has been assessed, using the total revenues regression equation, and applying the panel least square regression model with fixed effects. The H-statistics is estimated at 0.56, which result is confirmed, using bank random effects and the General methods of moments. The H-statics obtained from the two methods are 0.54 and 0.51 for the random effect and generalised methods of moments, respectively. The results confirm the presence of monopolistic competition. On an annual basis, the results show that the Zimbabwean banking sector is evolving towards perfect competition. There is need for the government to desist from tampering with market forces as this reduces the amount of competition. This study is important, as there are limited studies on the competition of the banking sector in dollarized economies. Dollarized economies are peculiar in that their characteristics differ from non-dollarized economies.
4
Pandiangan, Hendri Jayadi. "LEMBAGA PENJAMIN SIMPANAN DALAM LIKUIDASI BANK DI INDONESIA." to-ra 5, no. 2 (2019): 49. http://dx.doi.org/10.33541/tora.v5i2.1198.
Full textAbstract:
Abstract
Legally, LPS has been regulated in Law Number 24 of 2004 concerning the Deposit Insurance Corporation. LPS itself has two functions, namely guaranteeing bank customer deposits and resolving failed bank disputes through liquidation. The process of bank liquidation carried out by the Indonesia Deposit Insurance Corporation through the Liquidation Team of the bank is never complete or leaves a problem for bank customers whose savings are not guaranteed by the Deposit Insurance Corporation. The existence of the Deposit Insurance Agency is also expected to be able to carry out its functions properly in guaranteeing limited bank customer deposits so as to support efforts in stability in the banking sector.
Keyword : customer bank; guaranteed; depositsl; LPS.
5
Phimister, Ian. "Lashers and Leviathan: The 1954 Coalminers' Strike in Colonial Zimbabwe." International Review of Social History 39, no. 2 (1994): 165–96. http://dx.doi.org/10.1017/s0020859000112568.
Full textAbstract:
SummaryIn 1953 Southern Rhodesia's (Zimbabwe's) only coal mine, Wankie Colliery, was taken over by the Anglo American Corporation of South Africa. The colliery's new owners soon discovered that the elimination of “hand lashing” (shovelling of coal) was the key to better productivity and expanded output. Coal cutting machinery was installed wherever possible, but in the colliery's two oldest shafts existing mining methods were too deeply entrenched and consequently too expensive simply to be swept away. Instead Anglo American attempted to reinforce colonial production relations. Supervision underground was tightened up, and the degree of “self-regulation” enjoyed by lashers in determining the amount of work they did was limited. The introduction of a new mine tub designed to increase productivity precipitated strike action in February 1954 by the colliery's entire black labour force.
6
Mugova, Shame, and Paul R. Sachs. "Corporate governance, structure and accountability as affected by national government infrastructure in developing countries." Corporate Ownership and Control 13, no. 4 (2016): 224–31. http://dx.doi.org/10.22495/cocv13i4c1p7.
Full textAbstract:
Businesses in developing countries face different challenges than those in economically developed countries. Markets and supply chains are less well-established. Dissemination of information is uneven. Because governmental infrastructure has limited ability to support business operations, businesses take on responsibilities that elsewhere are handled by a central government. This study reviews key elements of corporate governance. The study then reviews the banking and manufacturing sectors in Zimbabwe with attention to the presence or absence of financial infrastructure, legal infrastructure, market challenges, supply chain and government involvement to support corporate governance structures and systems. Recommendations for policy and practice changes are recommended. The present analysis of Zimbabwe can guide research on and policy recommendations for governance in other developing countries
7
Muhamat, Amirul Afif. "A Review Paper on Governance for Takaful Operators (Islamic Insurance Companies)." Turkish Journal of Islamic Economics 8, no. 1 (2021): 35–58. http://dx.doi.org/10.26414/a094.
Full textAbstract:
The article reviews past literature on the governance aspect of takaful operators. This aspect has been given limited attention in literature on Islamic finance compared to other components such as Islamic banking and Islamic capital market. Therefore, major articles concerning governance issues of takaful operators are discussed and special consideration has been given to the UK Stewardship Code and the Malaysian Rating Corporation (MARC) guidelines for Islamic financial institutions. Interestingly, this article suggests that the Malaysian Rating Corporation (MARC) guidelines for Islamic financial institutions and the UK Stewardship Code should be used as references in order to develop dedicated stewardship guideline for Islamic financial institutions like takaful operators. The stewardship theory is compatible with the Islamic notion of al-falah. Therefore, by having specific stewardship guidelines for the takaful operators it can further encourage policyholders’ engagement with the takaful operators’ management. Last but not least, this article contributes to discussion in this area especially on the possibility of having a set of stewardship guidelines for the Islamic financial institutions (IFIs)such as takaful operators.
8
Dewah, Peterson. "ORGANISATIONAL LEARNING AS A KNOWLEDGE RETENTION STRATEGY IN SELECTED PUBLIC BROADCASTING CORPORATIONS IN THE SOUTHERN AFRICAN DEVELOPMENT COMMUNITY." Mousaion: South African Journal of Information Studies 33, no. 1 (2016): 60–79. http://dx.doi.org/10.25159/0027-2639/840.
Full textAbstract:
This article reports on a study that assessed the organisational learning activities for the purposes of retaining critical knowledge in three Southern African Development Community (SADC) public broadcasting organisations. The article reports the partial findings of a doctoral study that focused on analysing the knowledge retention strategies in three public broadcasting corporations, namely, the South African Broadcasting Corporation (SABC), Department of Broadcasting Services (DBS) and Zimbabwe Broadcasting Corporation (ZBC), in the SADC. The aim of the study was to establish how organisational learning strategy captured and retained knowledge in these public broadcasting corporations. A structured self-administered survey questionnaire was used to purposively sample 162 professionals and managers in the three organisations. The study concluded that through organisational learning the three public broadcasting organisations captured and retained knowledge but were limited by the lack of knowledge management officials. The study recommends the establishment of knowledge officers’ posts to manage the organisational knowledge and to implement sound mentorship programmes to assist learning in these organisations. While the Human Resources (HR) departments may be managing the training of individuals as a way of acquiring knowledge, the study further recommends that the management should provide HR with more funds to improve the learning culture that allows for innovation, continuous knowledge creation and transformation.
9
Jora, Octavian-Dragomir, Radu Cristian Mușetescu, and Mihaela Iacob. "The capitalism of turbulences and the over-limited liability of the too big to fail corporations: A property economics note on the working of moral hazard." Corporate Ownership and Control 10, no. 3 (2013): 200–209. http://dx.doi.org/10.22495/cocv10i3c1art4.
Full textAbstract:
In the corporative realm of the organization of firms, endemic to modern capitalist economy, a common allegation is that “limited liability”, State historically allowed for political or fiscal reasons, would (though asymmetrically) incite stockholders and managers to overconfidence in their characteristic profit-driven endeavours. It is asserted that the corporative judicial-legal shield absorbs risks and unleashes moral hazard, eroding the genuine market capitalism (gambling, greed, monopolism, wickedness). In this article, we will re-examine the moral hazard around modern corporation, starting from an “institutionally neutral” analysis of the interpersonal asymmetry of knowledge, and shifting over to the domain of “comparative inter-institutional” judgements, opposing two counterfactual mutually exclusive frameworks: the one respecting naturally defined private property rights and the other one hampering them through State-made regulatory interventions. We will add more precision to an old classical debate upon the “illiberalism of corporations”, arguing that, along with the factors fuelling the modern boom-bust business cycles by means of easy money and credit, guilty as well for instability in the global markets is some sort of “over-limited responsibility” of corporations (for instance, in finance and banking industry), granted with those “too big to fail” privileges, invoking their “systemic importance” in terms of resource allocation or employment dynamic.
10
Kukreja, Gagan, Sanjay Gupta, and Meena Bhatia. "The Failure of Corporate Governance at Infrastructure Leasing and Financial Services Limited: Lessons Learnt." South Asian Journal of Business and Management Cases 10, no. 1 (2021): 63–76. http://dx.doi.org/10.1177/2277977921991897.
Full textAbstract:
This case study investigates multiple issues related to corporate governance, regulations, auditing and financial reporting of Infrastructure Leasing and Financial Services Limited (IL&FS). Combinations of these issues resulted in default in payment obligations by IL&FS in August 2018 originated from the agency problem. It posed a substantial systematic risk to the whole financial system of India. This case study highlights the severe drawback of concentration of decision-making and unprofessional work ethics at the senior management level. Further, the case study also provides the opportunity to discuss the inappropriate regulations and governance practices which cause a severe problem in long-standing and prominent organizations like IL&FS. Research Questions: (a) Discuss the vital role of corporate governance in major corporations and the reasons behind governance failures. (b) How did asset–liability mismatch create liquidity problems in a company which deals with long-term projects? (c) How does lack of a proper and unified regulatory framework for Non-Banking Financial Corporation (NBFC) harm investors’ interest? Link to Theory: This case study provides an opportunity to learn the role of corporate governance in NBFC. This case demonstrates the problems arisen because of agency problem and conflict of interest among real-world stakeholders. The case study also highlights the importance of assets–liabilities management in a strategically important organization like IL&FS. Phenomenon Studied: This case study attempts to understand the potential problems that occurred in IL&FS from the failure of good governance, lack of unified regulations for NBFCs and non-adherence of professional responsibilities by the external auditors. Case Context: The case study explores the vital role of the infrastructure development and financing companies in developing economies like India and how it may affect other vital entities of the financial system. Further, it demonstrates how unethical practices at senior management and lack of unified regulations can harm the organization. Findings: The research study found senior management’s potential involvement in unethical practices while managing the company. The financial statements did not reflect the true and fair picture of the entity, which misled investors and other stakeholders. It created chaos in the stock market, resulting in a loss to shareholders. The government set up a new board to restore the confidence of the stock market. Further, the government started to address the problems that arose. Discussions: The case of IL&FS by default, at first glance, looks like a case of asset–liability mismatch due to the lack of supervisory roles of the board and senior management’s massive regulatory failure. It is shocking how under the nose of regulators like Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI) and Ministry of Corporate Affairs (MCA) a default of this scale could take place. How could IL&FS group grow unchecked into a massive 348 entity. It appeared that regulators, marquee shareholders (banks and institutions), and the board of directors failed in their fiduciary obligation to regulate and supervise IL&FS.
Dissertations / Theses on the topic "Zimbabwe Banking Corporation Limited"
1
Zhungu, Lovejoy. "Changes in the customer interface at Zimbabwe Banking Corporation Limited (ZIMBANK) between 1995 and 2003 in the Harare consumer area as a result of new product development and implementation." Thesis, 2003. http://hdl.handle.net/10413/4120.
Full textAbstract:
This study seeks to establish whether the introduction of new products between 1995 and 2003 created value for the customers and if the bank's key performance indicators such as profitability and market share improved as a result. The research also intends to identify the benefits and problems associated with development and introduction of new products in the banking sector, and whether or not the benefits are worth the effort and resources invested. Literature on segmentation, product development and customer care, from popular authors such as Kotler were applied. Subjects used were 29 Zimbabwe Banking Corporation Limited customers and 10 non-customers. The self-administered structured questionnaire, in conjunction with face-to-face interviews were used throughout the study. To ensure relevance and reliability of responses, only randomly selected companies and individuals were interviewed. Overall almost three quarters of the respondents affirmed that new products and refurbishments are effective because customer choice is increased, and that simply by introducing new products, the company shows an image of great customer focus. The introduction of new products and refurbishment of branches was also said to enhance the image of the bank. Others associated such changes with increased speed of service and better, more convenient products. Comparing the period before renovations with the one after, the new products introduced and branch refurbishments have had positive impact on the performance of ZIMBANK, as very significant improvements have been noted especially on the aspects of customer service, quality of products and increase in branch network.Thesis (MBA)-University of Natal, Durban, 2003.
2
"Private banking in the Hongkong and Shanghai Banking Corporation Limited: issues and comparisons." Chinese University of Hong Kong, 1993. http://library.cuhk.edu.hk/record=b5887524.
Full textAbstract:
by Leung Sze Man, Amelia.Thesis (M.B.A.)--Chinese University of Hong Kong, 1993.
Includes bibliographical references (leaves 24-26).
ABSTRACT --- p.ii
ACKNOWLEDGMENTS --- p.iii
TABLE OF CONTENTS --- p.iv
Chapter
Chapter I --- BACKGROUND AND STATEMENT OF THE PROBLEM --- p.1
Introduction --- p.1
Development of the Private Banking Business --- p.4
Private Banking in Hong Kong --- p.8
Scope of this Project --- p.10
Chapter II --- LITERATURE REVIEW --- p.12
What is Private Banking? --- p.12
"Hong Kong Private Banking -- the ""Switzerland of Asia""" --- p.15
Internal Marketing in the Private Banking Unit --- p.19
Bibliography --- p.24
Chapter III --- RESEARCH METHODOLOGY --- p.27
Research Design --- p.27
Data Collection Methods --- p.29
Sample Design --- p.33
Data Analysis --- p.35
Chapter IV --- FINDINGS --- p.36
Private Banking in Hong Kong -- a Comparison --- p.36
Internal Marketing in the Private Banking Operation of the Hongkong and Shanghai Banking Corporation Limited in Hong Kong --- p.39
Quantitative Analysis --- p.39
Qualitative Analysis --- p.53
HSBC Private Banking in the HongkongBank of Canada in Vancouver (VPB) --- p.62
Chapter V --- CONCLUSIONS AND RECOMMENDATIONS --- p.68
Private Banking in the Hongkong and Shanghai Banking Corporation Limited in Hong Kong in the Future --Sharpen its Competitive Edge --- p.68
Internal Marketing Efforts -- a Proactive Approach --- p.70
Globalization through Communications --- p.75
APPENDICES
Chapter I --- Questionnaire for HSBC Branch Managers and Customer Service Officers in Hong Kong --- p.77
Chapter II --- Interview Guide for HSBC Private Banking Managerin Vancouver --- p.78
Chapter III --- Comparison among the four Major Players in Private Banking in Hong Kong --- p.79
Chapter IV --- Scattergram for Correlational Analysis: Attitudes vs. Referrals in Hong Kong --- p.80
Chapter V --- HSBC Proposed Internal Marketing Plan --- p.81
3
Kainga, Andrew. "Market segmentation and strategic implications in a deregulated banking services sector in Zimbabwe." Thesis, 2003. http://hdl.handle.net/10413/2308.
Full textAbstract:
This report presents the summary of findings of African Banking Corporation Zimbabwe Market segment. The overall objective of using a market segmentation strategy IS to Improve your company's competitive position and better serve the needs of your customers. Some specific objectives may include increased sales, improved market share and enhanced image. There are five major benefits of market segmentation analysis and strategy: • Designing responsive products to meet the needs of the market place • Developing effective and cost-efficient promotional tactics & campaigns • Gauging your company's market position- how your company is perceived by its customers and potential customers relative to competition • Fine tuning current marketing strategies • Carving out a market niche for your company by positioning. This may be accomplished by searching out unique marketing advantages, seeking new market segments that competitors are not cultivating, or developing new approaches to old problems. Your positioning should be based on a real (e.g. lower cost, superior quality) or intangibles (e.g. company reputation) competitive advantage.Thesis (M.B.A.)-University of Natal, 2003.
4
Matemezano, Abinel. "The effects of liberalisation of the Zimbabwean economy on the financial services sector and its stakeholders, and the role of a turnaround strategy by financial institutions in adapting to the new environment." Thesis, 2003. http://hdl.handle.net/10413/1521.
Full textAbstract:
The research study looks at the financial sector of Zimbabwe as it responded to the challenges posed by the trade liberalisation, which had been embraced by the government of Zimbabwe. In mis effort, particular focus was made to one of the financial institution in Zimbabwe, Zimbank (The Zimbabwe Banking Corporation) which found itself having to craft and implement a turnaround programme in order to adapt to me new environment The study looks at the challenges it experienced and the impact mis had on its stakeholders, particularly die customer. The liberalisation of the financial services sector in Zimbabwe brought about a new period which saw a lot of barriers of entry being removed. This resulted in the formation of new banks and increased the level of competition in that sector. A two pronged approach was adopted to the research (desk and field research) to gamer data on the effects of die turnaround programme. The data collected and analysed revealed that me turnaround programme saw me bank (Zimbank) surviving the competition as it came up with innovative products mat added convenience to its customers. A clear link was established between die turnaround programme and the provision of better services to the customers. However, it was also established mat the bank still has to do a lot to keep its customers aware of the strategic moves being taken by it When die turnaround programme was adopted, its customers were not so much aware of what was happening. It was therefore recommended mat the bank should improve its communication with customers, as there are partners in business.Thesis (M.B.A.)-University of Natal (Durban), 2003.
Books on the topic "Zimbabwe Banking Corporation Limited"
1
Zimbabwe, Reserve Bank of. Supervisory action taken in terms of the troubled bank resolution framework: Zimbabwe Allied Banking Group Limited : formation announced in conjunction with the fourth quarter 2004 monetary policy statement. Reserve Bank of Zimbabwe, 2005.
2
Limited, Trust Holdings. Report on the appeals process: Appellants, Trust Holdings Limited and Mzwimbi, Simba and others ; respondents, the curator Trust Bank and the curator Royal Bank and Zimbabwe Allied Banking Group (ZABG). Reserve Bank of Zimbabwe, 2006.
3
Canada. Parliament. House of Commons. Bill: An act respecting the Northern Commercial Telegraph Company (Limited). S.E. Dawson, 2003.
4
Commons, Canada Parliament House of. Bill: An act respecting the Dominion Cotton Mills Company (Limited). S.E. Dawson, 2003.
5
Canada. Parliament. House of Commons. Bill: An act respecting the Nova Scotia Steel Company, Limited. S.E. Dawson, 2002.
6
Canada. Parliament. House of Commons. Bill: An act to amend the act 27 Vict. c. 50, incorporating the London and Canadian Loan and Agency Company (Limited). I.B. Taylor, 2002.
Book chapters on the topic "Zimbabwe Banking Corporation Limited"
1
Nayak, Sushma, Abhishek Behl, and Aastha Behl. "Deposit Insurance." In Maintaining Financial Stability in Times of Risk and Uncertainty. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7208-4.ch001.
Full textAbstract:
Deposit insurance is intended for providing security to depositors from the standpoint of averting bank runs. It is crucial for nations to examine their institutional environment, banking structure, and regulatory framework before insuring deposits in the interest of maintaining market discipline. In the case of India, while Deposit Insurance and Credit Guarantee Corporation (DICGC) has been contributing appreciably to the stability of Indian banking system by safeguarding depositors against possible loss of their entitled deposits with insured banks, the system is based on “paybox” mandate and affords limited conditional protection to depositors. Guided by the need for a stronger resolution mechanism, the Indian government introduced the Financial Resolution and Deposit Insurance (FRDI) Bill in August 2017, which had its own share of controversies, conceivably the most confounded provisions being the bail-in clause and omission of explicit declaration of maximum coverage. The economic and political pressures, however, led to the dropping of the Bill in July 2018, thus creating further vacuum in an already underprovided deposit protection.