Log in

Relevant bibliographies by topics / Bank transfers / Journal articles

To see the other types of publications on this topic, follow the link: Bank transfers.

Journal articles on the topic 'Bank transfers'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Bank transfers.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Ningtyas, Fona Aprilia Dwi, and Bayu Indra Permana. "Perlindungan Hukum Nasabah Bank Terhadap Kekeliruan Transfer Dana Akibat Kelalaian Bank." Journal of Economic and Business Law Review 3, no. 1 (2023): 10. http://dx.doi.org/10.19184/jeblr.v3i1.38914.

Full text

Abstract:

Fund transfers are a solution to the problem of sending money that requires people to carry money from one area to another and reduce the various risks that can occur when transferring money in cash. However, nowadays there are often cases of erroneous transfers of funds in the form of foreign incoming funds where the recipient feels he does not know the information about the sender of the funds, the funds come in suddenly where the recipient customer does not feel he is in or has made a transaction with another party which results in transfer of funds to the account. Cases of errors in custom

APA, Harvard, Vancouver, ISO, and other styles

2

Sudianto, Sudianto, and Linda Linda. "PENGGUNAAN LAYANAN JASA TRANSFER MELALUI MUAMALAT DIN (DIGITAL ISLAMIC NETWORK) DALAM MENINGKATKAN LOYALITAS NASABAH." Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen 4, no. 1 (2023): 147. http://dx.doi.org/10.28944/masyrif.v4i1.1373.

Full text

Abstract:

Transfers at Muamalat Bank can be done without going to the bank directly, namely making transfers via Muamalat DIN. Muamalat DIN is a mobile banking application by Bank Muamalat which can be accessed by its customers. At Muamalat DIN there is a transfer service which allows users to make transfers via Muamalat DIN. The aim of this research is to determine the use of transfer services via Muamalat DIN (Digital Islamic Network) in increasing customer loyalty at Bank Muamalat KCP Sumenep. To find out customer problems using transfer services via Muamalat DIN (Digital Islamic Network) at Bank Mua

APA, Harvard, Vancouver, ISO, and other styles

3

Kesselly, Jerome M. "The Impact of Central Bank of Liberia Guidelines on Inbound Money Transfers in Liberia (the Liberian Bank for Development & Investment 2016-2018)." TEXILA INTERNATIONAL JOURNAL OF MANAGEMENT 7, no. 2 (2021): 33–37. http://dx.doi.org/10.21522/tijmg.2015.07.02.art004.

Full text

Abstract:

The Central Bank of Liberia (CBL), according to its mandate under the Act of 1999 and its authority, in line with Section 55 and 39, on November 15, 2016, issue a regulation (No. CBL/RSD/004/2016) on payment of Inbound money transfers, which was ordered by former President of the Republic of Liberia, Madam Ellen Johnson Sirleaf, and the Minister of Foreign Affairs. The objective of this regulation was to support the effective management of the foreign exchange market. The regulation applies to all licensed financial institutions involved in money transfer services, such as Western Union and Mo

APA, Harvard, Vancouver, ISO, and other styles

4

Saleh, Rahmat, Aidinil Zetra, and Roni Ekha Putera. "The Process of Converting Conventional Nagari Banks to Sharia Nagari Banks in Indonesia." Jurnal Public Policy 10, no. 4 (2024): 273. https://doi.org/10.35308/jpp.v10i4.10278.

Full text

Abstract:

Policy transfer to a banking company owned by the Regional Government has wide complexity. The status of Banks Regional Banks as Regional Owned Enterprises must refer to Government Regulation No. 54 of 2017 and Minister of Home Affairs Regulation Number 32 of 2018 as a form of obedience in government governance. As a banking company, Regional Banks must comply with Law No. 10 of 1998 concerning banking as a form of corporate governance. The purpose of this study is to explore the policy transfer process in converting Bank Nagari from a conventional bank to an Islamic bank in West Sumatra, with

APA, Harvard, Vancouver, ISO, and other styles

5

Gani Irwansyah, Muh, Moh Saleh, and Moh Saleh. "Legal Protection for Bank Customers for Bank Fund Transfer Errors." Pena Justisia: Media Komunikasi dan Kajian Hukum 23, no. 2 (2024): 1705. http://dx.doi.org/10.31941/pj.v23i2.4003.

Full text

Abstract:

<p class="TableParagraph"><em>This research aims to analyze the legal protection provided to bank customers in cases of erroneous fund transfers by the bank. The research method used is a normative legal research method with a statutory approach and literature study. This research identifies and analyzes legal regulations that regulate legal protection for bank customers in cases of erroneous fund transfers, such as the Banking Law, Bank Indonesia regulations, and related court decisions. The research results show that bank customers have rights that are protected by legal regulati

APA, Harvard, Vancouver, ISO, and other styles

6

Kadhem, Husam Ali. "The impact of Outward bank transfers on exchange rates in Iraq." Tikrit Journal of Administrative and Economic Sciences 19, no. 63, 2 (2023): 593–612. http://dx.doi.org/10.25130/tjaes.19.63.2.31.

Full text

Abstract:

The depreciation of the Iraqi dinar against the US dollar, reaching low levels and causing disruptions in the local markets, has had detrimental effects on individuals and companies, particularly those with limited income and the poor. The local currency approached around 1600 dinars per dollar, after the official exchange rate had stabilized at around 1450 dinars per US dollar. This depreciation in the value of the Iraqi dinar can be attributed to financial speculation among currency traders, which directly affected exchange rates and illicit dollar smuggling operations. Bank transfers are al

APA, Harvard, Vancouver, ISO, and other styles

7

De Grauwe, Paul, and Yuemei Ji. "Fighting Inflation without Massive Transfers to Banks." Financial and Economic Review 23, no. 4 (2024): 80–101. https://doi.org/10.33893/fer.23.4.80.

Full text

Abstract:

The major central banks now operate in a regime of abundant bank reserves. As a result, they can only raise the money market rate by increasing the rate of remuneration of bank reserves. This, in turn, leads to large transfers of central banks’ profits to commercial banks that will become unsustainable and renders the transmission of monetary policies less effective. We propose a two-tier system of reserve requirements that would only remunerate the reserves in excess of the minimum required. This would drastically reduce the giveaways to banks, allow the central banks to maintain their curren

APA, Harvard, Vancouver, ISO, and other styles

8

Khomenko, E. G. "Role and Significance of Payment Cards in Money Transfer Operations." Courier of Kutafin Moscow State Law University (MSAL)), no. 1 (March 24, 2023): 111–17. http://dx.doi.org/10.17803/2311-5998.2023.101.1.111-117.

Full text

Abstract:

The article is devoted to the consideration of the procedure for using payment (bank) cards when transferring funds. It is indicated that at present scientific and technological progress has led to the acceleration and improvement of settlement mechanisms, the introduction of new and optimization of already provided banking services in general. Payment (bank) cards are very popular. In the course of the study, the features characteristic of bank transfer by means of payment (bank) cards were identified. The study of the practice of using payment (bank) cards has shown that the gaps and inaccur

APA, Harvard, Vancouver, ISO, and other styles

9

Shumilo, Olha S., Viktoriia A. Yevtushenko, and Yelyzaveta O. Kovalova. "The Current State of Development of International Money Transfers in Ukraine." Business Inform 7, no. 546 (2023): 134–39. http://dx.doi.org/10.32983/2222-4459-2023-7-134-139.

Full text

Abstract:

The development of international bank transfers and mobile applications in Ukraine is considered. The essence of bank transfer, types and participants of the transfer process are defined. The tendency of development of money transfers in Ukraine, where international transfer systems are used both within the country and for receiving funds from abroad, is analyzed. The largest amounts of funds received in the country through international systems from foreign countries are identified. According to the research results, the most popular transfer systems most often used in Ukraine have been alloc

APA, Harvard, Vancouver, ISO, and other styles

10

Huby, Maysaa saad Jawad, Lamyaa Ali Ibrahim, and Ali Abdulhassan Abbas. "Comparison between internal and electronic clearing systems for checks: A case study pertaining to the Iraqi banking industry." Financial Internet Quarterly 20, no. 3 (2024): 70–90. http://dx.doi.org/10.2478/fiqf-2024-0020.

Full text

Abstract:

Abstract Payment clearing is important to ensure that the payment is transferred or the cash from one bank account moves to the other bank. The banking system in Iraq follows two sorts of clearance systems which are the IBCS (Inter Bank Clearing System) and C-ACH (Check Automated Clearing House System). Though the Central Bank of Iraq (CBI) has already modernized the payment clearing systems, the country’s banks still use the interbank clearing systems. In this background, the current study is a first-of-its-kind attempt to compare and contrast the IBCS and C-ACH systems so as to understand th

APA, Harvard, Vancouver, ISO, and other styles

11

Jordan, P., A. Arnscheidt, H. McGrogan, and S. McCormick. "Characterising phosphorus transfers in rural catchments using a continuous bank-side analyser." Hydrology and Earth System Sciences 11, no. 1 (2007): 372–81. http://dx.doi.org/10.5194/hess-11-372-2007.

Full text

Abstract:

Abstract. A six-month series of high-resolution synchronous stream discharge and total phosphorus (TP) concentration data is presented from a 5 km2 agricultural catchment in the Lough Neagh basin, Northern Ireland. The data are hourly averages of 10-minute measurements using a new bankside, automatic, continuous monitoring technology. Three TP transfer "event-types" occur in this catchment: (1) chronic, storm independent transfers; (2) acute, storm dependent transfers; (3) acute, storm independent transfers. Event-type 2 transferred over 90% of the total 279 kg TP load in 39% of the total peri

APA, Harvard, Vancouver, ISO, and other styles

12

Sriramulu, Mahanti, and Devarapalli Durga Prasad. "BLOCK CHAIN FOR SECURE BANK TRANSACTIONS (ETHEREUM)." International Scientific Journal of Engineering and Management 04, no. 04 (2025): 1–9. https://doi.org/10.55041/isjem02761.

Full text

Abstract:

This project presents a blockchain-powered banking application that enables users to create and manage decentralized accounts (DApp accounts) using Ethereum smart contracts. The application facilitates secure user registration, fund deposits, and peer-to-peer transfers through Solidity-based contracts deployed on the Ethereum network. The addUsers function stores user details, while bankAccount manages transactions securely on the blockchain. Python’s Web3 API is used to interact with these smart contracts, enabling seamless operations such as account creation, deposits, and fund transfers. A

APA, Harvard, Vancouver, ISO, and other styles

13

Forget, Evelyn L., Alexander D. Peden, and Stephenson B. Strobel. "Cash Transfers, Basic Income and Community Building." Social Inclusion 1, no. 2 (2013): 84–91. http://dx.doi.org/10.17645/si.v1i2.113.

Full text

Abstract:

The austerity movement in high-income countries of Europe and North America has renewed calls for a guaranteed Basic Income. At the same time, conditional and unconditional cash transfers accompanied by rigorous impact evaluations have been conducted in low- and middle-income countries with the explicit support of the World Bank. Both Basic Income and cash transfer programs are more confidently designed when based on empirical evidence and social theory that explain how and why cash transfers to citizens are effective ways of encouraging investment in human capital through health and education

APA, Harvard, Vancouver, ISO, and other styles

14

Setyo Hartono. "PENGARUH STRUKTUR KEPEMILIKAN BANK DALAM PENGAMBILAN RISIKO BANK DI INDONESIA (RISK-TAKING)." RISK : Jurnal Riset Bisnis dan Ekonomi 5, no. 1 (2024): 1–14. https://doi.org/10.30737/risk.v5i1.5787.

Full text

Abstract:

Another function of the bank is as a trust service in which the bank carries out money transfers. The function of banks illustrates that the existence of banks is important in a country's economy. Government ownership tends to be more difficult to reject government interference through decision making and policy, while privately owned banks tend to be more able to reject or oppose government policies that are expected to disrupt the running of the company. This research uses 3 (three) types of variables, namely, dependent, independent and control variables. The dependent variable in this resea

APA, Harvard, Vancouver, ISO, and other styles

15

KOVTUNENKO, Kseniia, Kateryna LYKHASHCHENKO, and Oleksandr BIELOBROV. "Foreign currency services of advanced banks of Ukraine for seamen." Economics. Finances. Law, no. 12/1 (December 29, 2020): 14–18. http://dx.doi.org/10.37634/efp.2020.12(1).3.

Full text

Abstract:

The paper is devoted to the analysis of currency services of the leading banks of Ukraine for seafarers. The authors analyzed currency transfers of various banks in Ukraine, banks that provide services to seafarers, banks that cooperate with crewing companies. Terms of currency transfers from and to Ukraine and abroad, conditions of receiving foreign currency funds in accordance with the legislation of Ukraine. Conditions for opening dollar and euro accounts in Ukrainian banks, opening card accounts, restrictions on withdrawing currency from Ukrainian accounts. Bank power of attorney is free o

APA, Harvard, Vancouver, ISO, and other styles

16

Kipkeeva, Asiiat, Umidjon Matyakubov, Maksuda Aminova, Javohir Babajanov, and Rasulbek Isakov. "The role of digitalization of the banking sector in sustainable economic development." BIO Web of Conferences 138 (2024): 03029. http://dx.doi.org/10.1051/bioconf/202413803029.

Full text

Abstract:

This article is devoted to the study of the security of international bank transfers between the Republic of Uzbekistan (RU) and the Russian Federation (RF) using mobile applications. The purpose of the study is the problems of ensuring the security of international bank transfers. The implementation of the goal required studying the current legislation on banking secrecy and personal data of Russia and Uzbekistan. The object of the study is the financial system of Russia and Uzbekistan, as well as the provider of electronic payments and transfers «PayNet». In the course of the study, comparat

APA, Harvard, Vancouver, ISO, and other styles

17

Afifah, Diah Nur, Indri Damayanti, and Ayu Fitri Rosianie. "FITUR-FITUR APLIKASI ELEKTRONIK MOBILE BANKING UNTUK KEPERLUAN PENGUNAAN AKTIVASI PERBANKAN PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK." KOMPLEKSITAS: JURNAL ILMIAH MANAJEMEN, ORGANISASI DAN BISNIS 12, no. 2 (2023): 57–61. http://dx.doi.org/10.56486/kompleksitas.vol12no2.417.

Full text

Abstract:

PT Bank Negara Indonesia (Persero) Tbk is one of the largest state-owned banks that has proven to survive in banking in Indonesia since 1946. Mobile banking services offered by Bank BNI are currently limited to banking activities such as balance information, transfers, payments, etc. In the customer aspect, should be noted that m-banking services must be fast, easy to use, accurate, low cost, and guarantee confidentiality and support transaction services between other banks. The purpose of this study is to obtain an overview related to the savings products owned by Bank BNI Tbk and the feature

APA, Harvard, Vancouver, ISO, and other styles

18

Ecubay, Feven, and Aitaa Kilimvi. "Implications of Informal Money Transfer Systems on Kenya’s Financial Sector." American Journal of Finance 8, no. 2 (2023): 13–27. http://dx.doi.org/10.47672/ajf.1520.

Full text

Abstract:

Purpose: In Kenya, the informal money transfer system is widely used by its citizens, allowing them to make quick and easy payments across long distances. This system has bridged the gap between those with limited access to formal banking services, allowing them to make transactions without relying on a formal banking institution. While there are numerous benefits to using this type of system, it can also present potential risks to the economy and financial sector in general. This paper examines the implications of the informal money transfer system in Kenya, focusing primarily on its effects

APA, Harvard, Vancouver, ISO, and other styles

19

Stepanchenko, Andrey V. "Digital ruble in Russian civil circulation: challenges and perspectives." SHS Web of Conferences 134 (2022): 00041. http://dx.doi.org/10.1051/shsconf/202213400041.

Full text

Abstract:

Recently, Russia, as well as the whole world, has undergone changes in the payment market, along with cash funds, cashless methods of paying for goods and services, payments and transfers. Despite this, the demand of market participants for increasing the speed, convenience and security of cashless payments and transfers, as well as a decrease in bank commissions, is constantly growing. In order to facilitate the digitalization of the financial market, the Bank of Russia is already implementing such infrastructure projects as the Fast Payment System, the Unified Biometric System, the Digital P

APA, Harvard, Vancouver, ISO, and other styles

20

Bachas, Pierre, Paul Gertler, Sean Higgins, and Enrique Seira. "Digital Financial Services Go a Long Way: Transaction Costs and Financial Inclusion." AEA Papers and Proceedings 108 (May 1, 2018): 444–48. http://dx.doi.org/10.1257/pandp.20181013.

Full text

Abstract:

Debit cards reduce the travel distance to access bank accounts and can increase financial inclusion. We show that in Mexico, cash transfer beneficiaries who already received their transfers in bank accounts and subsequently received debit cards reduce their median distance to access the account from 4.8 to 1.3 kilometers and report being less likely to forgo important activities (childcare, work) to withdraw their transfer. Using account level data, we find a strong negative correlation between the reduction in travel distance and financial activity: beneficiaries facing the largest reductions

APA, Harvard, Vancouver, ISO, and other styles

21

Dr Muhammad Ahsan Mukhtar, Dr Farah Nasreen, Muhammad Talha, and Sana Safdar (Scholar). "Financial Innovations and Technological Changes Affect the Commercial Banks’ Efficiency and Returns on Assets (ROA)? Empirical Evidence from Pakistan." Social Science Review Archives 3, no. 2 (2025): 1433–40. https://doi.org/10.70670/sra.v3i2.762.

Full text

Abstract:

This study investigates the impact of financial innovations specifically mobile banking, electronic funds transfers (EFT), and debit/credit cards on the efficiency and return on assets (ROA) of commercial banks in Pakistan. Motivated by the rapid digital transformation of the banking sector and the need to understand its effect on core performance metrics, the research employs a positivist, deductive approach using primary data collected from 101 commercial bank employees. Quantitative analysis was conducted through Pearson correlation and multiple regression methods. The findings reveal a sig

APA, Harvard, Vancouver, ISO, and other styles

22

Dwimurti, Bangun Seto. "TRANSFER DANA BEDA BANK TANPA BIAYA ADMINISTRASI MELALUI APLIKASI FLIP DALAM TINJAUAN ETIKA BISNIS ISLAM." Jurnal Al-Hakim: Jurnal Ilmiah Mahasiswa, Studi Syariah, Hukum dan Filantropi 2, no. 2 (2020): 1–15. http://dx.doi.org/10.22515/alhakim.v2i2.2793.

Full text

Abstract:

ABSTRAKTechnological development is able to break the old way (disruption) by combining technology and modern finance. The emergence of financial technology or can be called financial technology. Financial Technology is the use of technology in a financial system that produces new products, services, technology and / or business models and can have an impact on monetary stability, financial system stability, and / or the efficiency, smoothness, security and reliability of payment systems. One of the start-ups of financial technology that emerged in the field of fund transfer is Flip. Flip gave

APA, Harvard, Vancouver, ISO, and other styles

23

Weymark, Diana N. "Inflation, government transfers, and optimal central bank independence." European Economic Review 51, no. 2 (2007): 297–315. http://dx.doi.org/10.1016/j.euroecorev.2006.01.005.

Full text

APA, Harvard, Vancouver, ISO, and other styles

24

Setiawan, Muhammad Nanda, and Kharis Fadlullah Hana. "Transfer of Funds Via Brilink an Analytical Study of Transactions Within the Framework of Wakalah Bil Ujrah Contract." Jurnal Ilmiah Mahasiswa Raushan Fikr 13, no. 2 (2024): 294–303. http://dx.doi.org/10.24090/jimrf.v13i2.11950.

Full text

Abstract:

With today's economic developments, Brilink has emerged as an initiative to provide more efficient and flexible services to the community. Brilink represents a collaboration between Bank BRI and its customers. Within its system, once a partnership is established and officially incorporated into a single corporation, it facilitates ease of transactions both within the same bank and across different banks. This service benefits customers and other parties wishing to conduct transactions without the cumbersome process of visiting a bank directly. This paper aims to elaborate on fund transfers via

APA, Harvard, Vancouver, ISO, and other styles

25

Dharma, Anak Agung Bagus Ari Satya, Anak Agung Sagung Laksmi Dewi, and Ni Made Puspasutari Ujianti. "Akibat Hukum Terjadinya Salah Transfer Dana Perbankan." Jurnal Konstruksi Hukum 3, no. 2 (2022): 420–25. http://dx.doi.org/10.55637/jkh.3.2.4849.420-425.

Full text

Abstract:

In this era of globalization, everyone is certainly no stranger to fund transfer activities. Transfer of funds is very helpful in community activities, but with the convenience of the facilities provided by the bank, of course there are risks, such as errors in transferring funds. The purpose of this research is to determine the legal knowledge of banking fund transfers and to discuss the legal consequences of errors in bank fund transfers. This research is a normative legal research supported by primary and secondary legal materials. The data collection technique in this research is to record

APA, Harvard, Vancouver, ISO, and other styles

26

Zytnick, Michael, and Alaina Gimbert. "Considering Sanctions Compliance in Light of UCC 4A." Michigan Business & Entrepreneurial Law Review, no. 10.2 (2021): 197. http://dx.doi.org/10.36639/mbelr.10.2.considering.

Full text

Abstract:

As part of a bank’s financial crime compliance program, it is increasingly common to screen and halt the processing of a payment order for compliance investigation where reference is made to a potential, but unconfirmed, target of United States economic sanctions. This essay discusses challenges under Article 4A of the Uniform Commercial Code concerning the timing of such an investigation and the creation of potential liability where a bank wrongly accepts by execution a previously halted payment order received from a sender following five funds transfer business days after the relevant execut

APA, Harvard, Vancouver, ISO, and other styles

27

Nuraisyah, Nuraisyah, Muhammad Kasim, and Muhammad Harsya Bachtiar. "Transfer Antarbank Menggunakan Aplikasi Flip dalam Perspektif Fikih Muamalah." AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab 2, no. 2 (2023): 217–33. http://dx.doi.org/10.36701/qiblah.v2i2.979.

Full text

Abstract:

This study aims to determine the practice and law of using the Flip application in the perspective of muamalah fiqh. The problems that the authors raise in this study are: First, how is the practice of using the Flip application in the transfer process to other banks. Second, how is the law on interbank transfers using the Flip application from a muamalah fiqh perspective. The research method used in this research is library research with a normative approach. The data used in this study came from primary and secondary data in the form of books, books, journals, articles and scientific literat

APA, Harvard, Vancouver, ISO, and other styles

28

ISTRATE, Alexandra Claudia, and Ioana Raluca Sbarcea. "THE FUTURE IN CENTRAL BANKS ACTIVITY – CENTRAL BANK DIGITAL CURRENCY –." Management of Sustainable Development 14, no. 2 (2022): 58–63. http://dx.doi.org/10.54989/msd-2022-0018.

Full text

Abstract:

Developments in recent years in the technologies that underpin money transfers and financial investments have challenged banking in general and central banking in particular. On the one hand, with the onset and manifestation of the 2008 crisis, the banking system is being called into question as to whether it can be trusted, and on the other hand, also in the same historical context, blockchain technology is emerging and is seen as a threat by banks. Lately, there has been interest in Central Bank Digital Currencies (CBDCs) which are a digital replacement for banknotes and coins in physical fo

APA, Harvard, Vancouver, ISO, and other styles

29

Chikosha, Felix, and Clever Vutete. "The Effectiveness of Customer Complaints Handling Systems in the Commercial Banking Sector: A Case Study of Commercial Banks in Harare." Greener Journal of Business and Management Studies 6, no. 1 (2016): 21–27. https://doi.org/10.15580/GJBMS.2016.1.031416060.

Full text

Abstract:

The study focused on establishing the effectiveness of customer complaints handling systems in the commercial banking sector, with a case study on commercial banks in Harare. The study became imperative due to the increasing cases of bank failures and bank closures. Customer complaints are ever increasing thus banks risk losing customers if they do not carefully attend to customer complaints. The study was carried out through the quantitative approach taking cross section survey as a research survey. A total of 200 customers were surveyed across 10 banks. Critical customer complaints from the

APA, Harvard, Vancouver, ISO, and other styles

30

Li, Siqi. "Mobile Money and African Banking System." International Journal of Global Economics and Management 2, no. 3 (2024): 11–23. http://dx.doi.org/10.62051/ijgem.v2n3.02.

Full text

Abstract:

With the development of financial technology, there has been a new payment method, that is, without a bank card, only a SIM card can be used through mobile phones for bank transfers and remittances, which is called mobile money. The rise and popularity of mobile money in various African countries is worthy of our attention because Africa is the region with the highest rate of mobile money usage. So, what kind of impact will the rise of mobile money have on the development of local mobile banks? We need to find out. Whether mobile money has become a competitor of mobile banks, we need to analyz

APA, Harvard, Vancouver, ISO, and other styles

31

Lafta, Hasan Hazim, and Saja Fadhil Jawad. "Internal Debt Options during the Two Double Shocks and Its Impact on Foreign Reserve in Iraq." Journal of Economics and Administrative Sciences 28, no. 131 (2022): 119–32. http://dx.doi.org/10.33095/jeas.v28i131.2237.

Full text

Abstract:

The research aims at a statement Internal Debt options during shocks and the impact of this borrowing in the volume of the foreign reserve, using induction and deduction with available data analysis. During the period (2004-2013) did not require the use of borrowing across (financial institutions, discounted transfers, bonds); it was only sufficient by transfer with commercial banks that can finance of temporary budget deficits: rose and decline of volume of foreign reserve according to the changes of oil prices and the volume of purchases and sales of the Central Bank of Iraq. Central Bank of

APA, Harvard, Vancouver, ISO, and other styles

32

Chiesa, Davina, and Christine S.T. Kansil. "Tinjauan Transaksi Transfer Dana Perbankan dalam Mengelola Risiko dan Mempertahankan Kepercayaan." Jurnal Ilmu Hukum, Humaniora dan Politik 4, no. 4 (2024): 998–1007. https://doi.org/10.38035/jihhp.v4i4.2147.

Full text

Abstract:

The role of prudential banks in banking fund transfer transactions is a crucial aspect in maintaining financial system stability and public trust. Prudential banking entails a series of principles and actions designed to manage risks associated with fund transfers, including customer identification, monitoring suspicious transactions, and implementing anti-money laundering (AML) and counter-terrorism financing (CFT) procedures. Through the use of advanced technology and robust security systems, banks can mitigate the risks of fraud, money laundering, and terrorism financing in fund transfer tr

APA, Harvard, Vancouver, ISO, and other styles

33

Gashi, Adelina. "ROLE OF CENTRAL BANK IN KOSOVO IN AGRIBUSINESS INVESTMENTS." KNOWLEDGE INTERNATIONAL JOURNAL 31, no. 5 (2019): 1443–47. http://dx.doi.org/10.35120/kij31051443g.

Full text

Abstract:

The bank offers full financial solutions and has designed a line of products and services to provide unique banking needs to different segments of company. Bank allows clients to select different Fixed Savings Accounts, each modified to match different needs, budgets and financial requirements. Our deposit products offer a combination of affordability, flexibility, liquidity and promising return on investment. The bank has multilateral links with the majority of the transfer company, which provide fast and efficient transfers across the globe. The bank understands the business needs and respec

APA, Harvard, Vancouver, ISO, and other styles

34

Attafuah, Edward Domina, Lord Emmanuel Yamoah, and Godfred Amoako. "Assessing the Impact of Electronic Banking on the Financial Performance of Commercial Banks in Ghana." International Journal of Research and Scientific Innovation XI, no. V (2024): 422–41. http://dx.doi.org/10.51244/ijrsi.2024.1105028.

Full text

Abstract:

The use of computer and communication networks to provide a variety of value-added goods and services to bank clients is known as electronic banking. Therefore, e-business is transforming the way that business is done across all industries, and commercial banks are no different from other businesses in this regard. The introduction of electronic banking services has shown to be a key advancement in the banking sector in Ghana. In light of this, the study looked into the connection between Ghana’s commercial banks’ performance and e-banking. The specific goal of the study was to determine wheth

APA, Harvard, Vancouver, ISO, and other styles

35

Martinelli, Thibault. "Using minimum reserves and taxes on banks to tame the redistributive effect of ECB’s interest rate hikes: a legal assessment." Zeitschrift für europarechtliche Studien 28, no. 2 (2025): 289–309. https://doi.org/10.5771/1435-439x-2025-2-289.

Full text

Abstract:

To fight off the inflationary wave that followed the Covid pandemic, the European Central Bank (ECB) has gradually increased the interests earned by banks on their excess liquidity. These interest rate hikes have resulted in temporary but consequential financial transfers from the public to the private sector. While commercial banks have, for a time, enjoyed high returns on their excess liquidity, central banks within the Eurosystem have made unprecedented losses that Member States’ budgets must ultimately bear. This episode raises a question of institutional choice. Should the ECB, as some ec

APA, Harvard, Vancouver, ISO, and other styles

36

Rezaiee, Ali Mohammad, and Abbas Karimi. "A New Dynamic Intelligent Model to Determine Reliability and Trust of Online Banking by Using Fuzzy C-Mean." Indonesian Journal of Electrical Engineering and Computer Science 4, no. 3 (2016): 605. http://dx.doi.org/10.11591/ijeecs.v4.i3.pp605-610.

Full text

Abstract:

<p>The main purpose of the present study presents a new model of smart dynamically determine the validity and reliability survey of Internet users bank is using Fuzzy C-Mean model. In other words, the aim of this study is to provide a smart system to determine the behavior of Internet users bank is confidence, so that we can fit the points by the customer, providing banking services to defined limits. In terms of method, a descriptive and exploratory data mining is in use. The method of research was descriptive survey and the use of data mining, exploration. The aim of this study is appl

APA, Harvard, Vancouver, ISO, and other styles

37

Agustiana, Rian, Pranoto Effendi, and Azis Budi Setiawan. "Studi Minat Masyarakat terhadap Bank Syariah dan Bank Konvensional di Kampung Sumadra." Journal of Islamic Economics, Banking, and Social Finance 1, no. 1 (2025): 74–84. https://doi.org/10.61111/jiebsf.v1i1.813.

Full text

Abstract:

This research aims to analyze the comparison of public interest in Sharia Banks and Conventional Banks in Sumadra Village, Garut Regency, using qualitative methods through interviews with twelve respondents. The analysis results show that the main factors in bank selection involve business needs, income level, and ease of access. Conventional banking practices that are sustainable in the local environment are the main selection factor. Ease of use of banking services, especially transfers and savings and loans, is also a key consideration. Although awareness about Islamic banking exists, not a

APA, Harvard, Vancouver, ISO, and other styles

38

Jihan Feby Az Zahra, Muhammad Alief Asy’ari, and Galank Gandha Kusuma Efendhi. "Sosialisasi Pengenalan dan Pemanfaatan Penggunaan Layanan Perbankan Syariah Melalui Aplikasi MDIN Pada Nasabah Bank Muamalat Indonesia KCP Mojokerto." Welfare : Jurnal Pengabdian Masyarakat 1, no. 2 (2023): 253–58. https://doi.org/10.30762/welfare.v1i2.467.

Full text

Abstract:

Mobile banking is a banking service that allows bank customers to make online transactions using only a smartphone. The services offered include financial information (balances, account mutations, interest rates) and financial transactions such as transfers, bill payments, credit purchases, and others. Community service activities have been carried out by IAIN Kediri students regarding the introduction of mobile banking from one of the Islamic banks in Indonesia, namely Bank Muamalat. This socialization is important because, with m-Banking, customers can easily carry out various financial tran

APA, Harvard, Vancouver, ISO, and other styles

39

Fitri Kumala Sari, Yossy Fadly, and Puja Rizqy Ramadhan. "The Effect of Changes in the Value of Conventional Interbank Transfers and Digital Banks in Technological Development." Britain International of Humanities and Social Sciences (BIoHS) Journal 4, no. 2 (2022): 246–57. http://dx.doi.org/10.33258/biohs.v4i2.653.

Full text

Abstract:

The digital revolution in the last decade has drastically changed the transaction behavior of economic agents. Consumption patterns are shifting to shopping on digital platforms and demanding an all-in-one payment method. From 2014 to 2021, Bank Indonesia noted that Indonesia experienced an increase in income. Even during the COVID-19 pandemic, many startups in Indonesia played a role in helping Indonesia's economic activities and stabilizing people's incomes. In addition, Bank Indonesia also helps Conventional Banks to compete with Startups that have become Digital Banks by creating an Open-B

APA, Harvard, Vancouver, ISO, and other styles

40

Herlani, Ahmad Fajar. "BANK CUSTOMER PROTECTION BASED ON HIGH-LEVEL PRINCIPLE ASPECT ON FINANCIAL CONSUMER PROTECTION (G20 PARIS 2011)." Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah 12, no. 1 (2020): 23–32. http://dx.doi.org/10.20414/mu.v12i1.2055.

Full text

Abstract:

This writing discusses the protection of customers who experience delays and errors in electronic funds transfers caused by damage or interference from the bank. In this case, the bank experiences an inability to provide data access (availability of data) which should have been accessed by the customer for 24 hours. In providing access to customer protection data, it covers two aspects that must be considered, namely if the failure of the transfer occurs when the customer has not made an acceptance of the transfer (experiencing non-availability of data), then the customer has the right to comp

APA, Harvard, Vancouver, ISO, and other styles

41

Hasanah, Uswatun, Ika Rahmadani, Rimal Mahdani, Fatma Yanti, and Sari Maulida Vonna. "Analysis of the Impact of Mobile Banking on the Consumptive Behavior of BSI Tapaktuan Customers." TOFEDU: The Future of Education Journal 3, no. 5 (2024): 2039–46. https://doi.org/10.61445/tofedu.v3i5.343.

Full text

Abstract:

This study aims to analyze the impact of mobile banking transactions on consumer behavior at PT. Bank Syariah Indonesia Tapaktuan Branch. With the advancement of fintech technology, transactions no longer need to be done physically or with cash; payments can now be made from different locations and in a quick manner. The convenience of online shopping is supported by easy payment methods, one of which is through bank transfers, such as mobile banking transfers. The method applied in this study is a quantitative approach. The sample analyzed represents a population of 96 respondents, consisting

APA, Harvard, Vancouver, ISO, and other styles

42

Yashchenko, Kateryna. "ПЕРЕДАЧА АКТИВІВ ТА ЗОБОВ’ЯЗАНЬ ЯК ІНСТРУМЕНТ ВИВЕДЕННЯ НЕПЛАТОСПРОМОЖНОГО БАНКУ З РИНКУ". Visnyk of the Lviv University. Series Law, № 77 (12 грудня 2023): 126–34. http://dx.doi.org/10.30970/vla.2023.77.126.

Full text

Abstract:

The article provides for an overview of the transfer of assets and liabilities as a bank failure management tool. The article describes the main prerequisites for the successful application of the tool such as well-defined powers of the resolution authorities to make transfers of assets and liabilities of the failed banks to solvent third parties and to make reverse transfers, requirements towards the acquiring institutions, and types of transactions depending on assets and liabilities that are being transferred. In cases where an acquiring institution receives more liabilities than would be p

APA, Harvard, Vancouver, ISO, and other styles

43

Widodo, Selamat, and Ika Ariani Kartini. "Peran Otoritas Jasa Keuangan dalam Pemberantasan Tindak Pidana Penipuan Yang Memanfaatkan Rekening Bank Sebagai Rekening Penampungan." Kosmik Hukum 22, no. 2 (2022): 110. http://dx.doi.org/10.30595/kosmikhukum.v22i2.14151.

Full text

Abstract:

The rise of fraud with various modes has worried the public a lot, especially fraud by electronic means. The modus operandi of the perpetrators of the crime varies, ranging from online buying and selling, lottery winners, claiming to be officers, to news reports of relatives who have had an accident and need money to pay for the treatment process. After the victim is deceived, the perpetrator will ask the victim to transfer a certain amount of money to a certain bank account that has been determined by the perpetrator. After the victim transfers a certain amount of money, the perpetrator immed

APA, Harvard, Vancouver, ISO, and other styles

44

Alfons, Maria. "Implementation of The Transfer of Home Ownership Credits Under The Law." Jurnal IUS Kajian Hukum dan Keadilan 12, no. 3 (2024): 636–49. https://doi.org/10.29303/ius.v12i3.1578.

Full text

Abstract:

This study investigates the role of banks in Indonesia's national growth, namely through the allocation of credit for home ownership financing. It delineates the legal frameworks regulating mortgage agreements, underscoring the responsibilities of borrowers and the banks' rights to enforce collateral in instances of default. The study examines complications stemming from the assignment of mortgage liabilities to third parties, emphasizing the difficulties of legal acknowledgment and safeguarding for new debtors when the initial borrower neglects to notify the bank of these transfers. The study

APA, Harvard, Vancouver, ISO, and other styles

45

Jogesh, Chandra Mohanty, and Tushar Kanta Pany Dr. "CHANGING BUSINESS APPROACHES OF STATE BANK OF INDIA." International Journal of Marketing & Financial Management 3, no. 8 (2015): 01–08. https://doi.org/10.5281/zenodo.10811346.

Full text

Abstract:

<strong>ABSTRACT </strong> <strong>                             </strong><em>Commercial banks provide a range of services to the whole community in many ways. Apart from the basic banking services such as deposits, loans and advances, banks have been traditionally rendering certain ancillary services to their customers such as remittances, demand drafts, mail transfers, and telegraphic transfers, sale and purchase of foreign exchange, locker facilities saf

APA, Harvard, Vancouver, ISO, and other styles

46

Johanes, Elizabeth, and Dede Yohanes. "PERANCANGAN SISTEM INFORMASI TRANSAKSI KEUANGAN TRANSFER DANA (STUDI KASUS: BANK XYZ)." Jurnal Informatika dan Komputasi: Media Bahasan, Analisa dan Aplikasi 14, no. 1 (2024): 23–30. https://doi.org/10.56956/jiki.v14i1.211.

Full text

Abstract:

OBJECTIVE OF THE RESEARCH, is to design a Fund Transaction Financial Transaction Information System inBANK XYZ and implement a computerized Reporting information system as a solution to the problems faced byBANK XYZ based on an analysis of the work mechanism that is currently running. RESEARCH METHODOLOGY uses data collection methods and theoretically analyzes the work mechanism ofreporting financial transactions in general and ongoing fund transfers. Then conduct an interview with the relevantBANK XYZ to find out the problem at hand. The system design method uses ERD (Entity Relational Diagra

APA, Harvard, Vancouver, ISO, and other styles

47

Anggraini, Sindi, and Fasa Muhammad Iqbal. "Analisis Pengaruh Green Banking Terhadap Profitabilitas Bank Umum Syariah Indonesia." Journal of Business Management and Islamic Banking 1, no. 1 (2022): 73–88. http://dx.doi.org/10.14421/jbmib.2022.011-05.

Full text

Abstract:

Research Aims: Islamic commercial banks are Islamic banks which in their activities provide services in payment traffic. Islamic commercial banks can operate as foreign exchange banks and non-foreign exchange banks. Foreign exchange bank is a bank that can carry out transactions abroad or related to foreign currencies as a whole, such as transfers abroad, collections abroad, opening letters of credit and so on. The purpose of the study was to determine the effect of green banking on the profitability of Islamic commercial banks in Indonesia and the concept of green banking in an Islamic perspe

APA, Harvard, Vancouver, ISO, and other styles

48

Kay, Emily Chemutai. "Influence of Structural Adjustment on Organisational Development of Kenya Commercial Bank in the Great Rift Region in Kenya." Journal of Business and Entrepreneurship (JBE) 3, no. 1 (2024): 46–53. https://doi.org/10.51317/jbe.v3i1.632.

Full text

Abstract:

This study aimed to determine the influence of structural adjustment on the organisational development of KCB Bank Ltd. Changes to the organisation's structure that may result from internal or external causes and frequently have an impact on how a business performs. KCB Bank Ltd. has been implementing changes for its organisation in an effort to improve its performance and growth, just like any other organisation operating in a highly competitive climate. This study employed a descriptive survey design and targeted employees of the bank in the Great Rift Region. A sample size of 48 respondents

APA, Harvard, Vancouver, ISO, and other styles

49

Shabna, Babu. "Usage intention of public with respect to Indian Postal Payments Bank." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 235–37. https://doi.org/10.5281/zenodo.1463071.

Full text

Abstract:

Indian Postal Payments Bank was founded on 1 September 2018 by Government of India under the Department of post. The products of this bank includes regular savings account, digital savings account, basic savings account, current account, mobile banking, fund transfers etc. This paper attempts to find out the usage intention of public with respect to the Indian Postal Payments Bank with the help of primary data collected from 63 samples. The study proves that most of the people are ready to use Indian Postal Payment bank Services.

APA, Harvard, Vancouver, ISO, and other styles

50

Faridah Niswatul Khoiroh and Eny Latifah. "Fintech (Financial Technology) Dalam Sistem Pembayaran Non Tunai Di Perbankan Syariah (Studi Kasus Pada Bank Muamalat KCP Lamongan)." Public Service and Governance Journal 4, no. 2 (2023): 76–84. http://dx.doi.org/10.56444/psgj.v4i2.924.

Full text

Abstract:

This study aims to find about: (1) fintech service in the mobile banking-based non-cash payment system (Muamalat-DIN) at Bank Muamalat KCP Lamongan: (2) implementation of fintech in the mobile banking-based non-cash payment system (Muamalat-DIN) at Bank Muamalat KCP Lamongan. This study uses a descriptive qualitative research method. The results of this study are: (1) fintech services in the non-cash payment system in Muamalat-DIN are transfers, QRIS, credit top-ups, internet credit top-ups, electronic money top-ups, google play voucher codes, spotify premium, postpaid credit payments, PLN ele

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!