Relevant bibliographies by topics / Future costs and payments

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Future costs and payments'

Author: Grafiati
Published: 28 May 2022
Last updated: 31 July 2025

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Journal articles on the topic "Future costs and payments"

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Muna, Nalal, I. Made Sukresna, and Nilna Muna. "Post-adoption model of mobile payment in Indonesia: Integration of UTAUT2 and the dedication-constraint perspective." International Journal of Data and Network Science 8, no. 2 (2024): 967–76. http://dx.doi.org/10.5267/j.ijdns.2023.12.010.

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Heading towards a cashless society, consumers have undergone a significant shift toward mobile payment services after COVID-19. The proliferation of various mobile payment applications has resulted in low consumer loyalty to mobile payment providers. Thus, continuance intention of mobile payments becomes crucial for mobile payment providers. The integration of UTAUT2 and the dedication-constraint-based mechanism are adopted to elaborate approach in retaining customers. The dedication mechanism is built by examining antecedents of satisfaction. Meanwhile, the constraint mechanism is driven by s
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Lewis, Richard. "The indexation of periodical payments of damages in tort: the future assured?" Legal Studies 30, no. 3 (2010): 391–407. http://dx.doi.org/10.1111/j.1748-121x.2010.00163.x.

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This paper examines the new statutory regime for paying damages for personal injury by means of periodical payments instead of a lump sum. How are such payments to increase in future to take account of rising care costs, especially when these usually form the largest part of a major award? The answer to this question is crucial in determining the extent that the new form of payment will be used. How periodical payments are to be indexed is also a key factor in calculating the total cost of compensation and, in particular, in assessing the liabilities of the National Health Service. The issue g
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Monisha, Dr D. "Navigating the Future of Digital Payments: Key Trends, Opportunities and Challenges." International Journal for Research in Applied Science and Engineering Technology 12, no. 11 (2024): 1312–14. http://dx.doi.org/10.22214/ijraset.2024.65357.

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With the rise of technology and the internet, traditional cash-based payments are gradually giving way to faster, more convenient and secure digital alternatives. Digital payments, which encompass a range of payment methods such as mobile wallets, online banking, credit/debit cards and cryptocurrencies, offer a seamless and efficient way to make transactions. This shift towards digital payments has transformed the financial landscape, enabling greater financial inclusion, reducing transaction costs and increasing economic efficiency. As the world becomes increasingly digital, it's essential to
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Bruno, Philip, Olivier Denecker, and Gottfried Leibbrandt. "A retrospective: Looking back at ‘A Vision for the Future of Cross-border Payments’." Journal of Payments Strategy & Systems 19, no. 2 (2025): 103. https://doi.org/10.69554/gxbf2279.

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In 2018, Swift and McKinsey & Company published ‘A Vision for the Future of Cross-Border Payments’, outlining eight fundamental shifts expected to reshape international payments. This paper revisits those predictions and evaluates their accuracy amid rapid technological advancements, evolving customer demands and complex regulatory environments. Traditionally dominated by correspondent banking, the global cross-border payments landscape has transformed significantly, driven by emerging technologies, alternative solutions, customer requirements and heightened competition. The paper recounts
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Safiullin, Marat, Leonid Yelshin, and Marat Sharifullin. "Prospects for using blockchain in the system of international supply chains and cross-border payments." Revista Gestão & Tecnologia 23, no. 4 (2024): 360–76. https://doi.org/10.20397/2177-6652/2023.v23i4.2692.

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This article considers the transformative potential of blockchain technology and digital currencies in revolutionizing national and international payment systems. The study employs a comprehensive analysis of existing literature, real-life cases, and current trends in blockchain and digital currency adoption. It assesses the impact of blockchain on international trade and financial transactions, focusing on its potential to reduce costs, enhance security, and improve transparency. The research reveals that blockchain offers promising solutions for cross-border payments by eliminating intermedi
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Dr., Pradip Maheta. "UPI AND TRADITIONAL PAYMENT METHODS: EVALUATING EFFICIENCY, ACCESSIBILITY, AND USER ADOPTION." International Journal of E-Government & E-Business Research 10, no. 1 (2025): 07–18. https://doi.org/10.5281/zenodo.15347506.

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<strong>Abstract</strong> This paper compares the Unified Payments Interface (UPI) with traditional payment methods, analyzing their efficiency, accessibility, user adoption, and security. Introduced in India, UPI has transformed financial transactions through real-time processing and low costs. Traditional methods like cash, checks, and credit/debit cards are well-established but present challenges in processing times, fees, and physical handling. The study highlights UPI's speed and cost-effectiveness, contrasting its instantaneous transactions and minimal fees with the longer processing tim
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Syed Tanveer Alam. "Revolutionizing energy payments: The role of fintech in streamlining transactions." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 2074–83. http://dx.doi.org/10.30574/wjarr.2024.22.2.1626.

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In today's rapidly evolving financial landscape, financial technology (FinTech) is playing a pivotal role in transforming the way energy payments are processed and managed. This review delves into the ways in which FinTech is revolutionizing traditional energy payment practices, enhancing efficiency, security, transparency of payment processes, and accessibility for both consumers and businesses, as well as streamlining transactions. By examining the integration of FinTech solutions with energy payment systems, this paper explores how technologies like blockchain, artificial intelligence, smar
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Syed, Tanveer Alam. "Revolutionizing energy payments: The role of fintech in streamlining transactions." World Journal of Advanced Research and Reviews 22, no. 2 (2024): 2074–83. https://doi.org/10.5281/zenodo.14716075.

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In today's rapidly evolving financial landscape, financial technology (FinTech) is playing a pivotal role in transforming the way energy payments are processed and managed. This review delves into the ways in which FinTech is revolutionizing traditional energy payment practices, enhancing efficiency, security, transparency of payment processes, and accessibility for both consumers and businesses, as well as streamlining transactions. By examining the integration of FinTech solutions with energy payment systems, this paper explores how technologies like blockchain, artificial intelligence, smar
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Researcher. "BUILDING RESILIENT AND SCALABLE PAYMENT GATEWAYS FOR THE FUTURE." International Journal of Research In Computer Applications and Information Technology (IJRCAIT) 7, no. 2 (2024): 1000–1016. https://doi.org/10.5281/zenodo.14055587.

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As digital transactions dominate the global financial landscape, the need for robust, scalable, and secure payment gateways has never been more critical. This article explores the key considerations and challenges in designing and implementing payment gateways that can handle high transaction volumes, ensure low latency, and maintain compliance with evolving global financial regulations. The article reveals that modern payment infrastructures must process volume surging to over 40,000 transactions per second during peak periods while maintaining processing times under 100 milliseconds. The art
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Kumar, S. Vijay, and Nayeema Unnisa. "A Study on UPI Transactions in India." International Journal of Advances in Business and Management Research 01, no. 03 (2024): 08–22. http://dx.doi.org/10.62674/ijabmr.2024.v1i03.002.

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The Unified Payment Interface (UPI) platform has been in use in India since 2016. The main implication of UPI is that it is helping people in multiple ways. It is not only supporting financial literacy but also contributing to financial inclusion and the economic development of the poor. Cashless payments have the potential to spur economic growth, and digital payments can have a positive impact on economic growth as they facilitate transactions, reduce costs, and improve efficiency. This study will explore the Unified Payment Interface (UPI) Ecosystem in India. It will study the trends and re
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Dissertations / Theses on the topic "Future costs and payments"

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Проценко, Я. М. "Організація обліку та контролю забезпечень підприємства". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/76274.

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У роботі досліджено сутність забезпечень майбутніх витрат і платежів підприємства, організацію їх обліку та контролю. Магістерська робота спрямована на вдосконалення теоретико-методичних засад та розробку практичних рекомендацій з обліку і контролю забезпечень майбутніх витрат і платежів в управлінні ризиками підприємства з метою ефективного використання його потенціалу та конкурентних переваг. Було запропоновано методику внутрішнього контролю забезпечень майбутніх витрат і платежів, рекомендації щодо створення, обліку та розрахунку планового резерву виплат на відпустку працівникам, також уточ
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Smolenko, S. "Contactless, or the future of payments." Thesis, Sumy State University, 2016. http://essuir.sumdu.edu.ua/handle/123456789/45980.

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Wells, Kirstin E. "The social costs of paper and electronic payments." Thesis, This resource online, 1994. http://scholar.lib.vt.edu/theses/available/etd-07112009-040441/.

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Naik, Vaibhav C. "The evolution of the digital payments : the past, present and future of digital payments." Thesis, Massachusetts Institute of Technology, 2015. http://hdl.handle.net/1721.1/115037.

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Thesis: S.M. in Engineering and Management, Massachusetts Institute of Technology, System Design and Management Program, 2016.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (pages 37-39).<br>The past couple of years, we have observed the rise of the Digital Wallet, a potentially game changing technology application in the financial industry. Digital Wallets allow consumers to pay for purchases through digital devices, and the technology has created a battle among payment networks, banks and technology firms. In this paper, we analyse how the Digital Wallet is
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Dorfman, Matthew James. "Future contactless payment options for transport for London : demand, cost, equity, and fair policy implications." Thesis, Massachusetts Institute of Technology, 2007. http://hdl.handle.net/1721.1/40380.

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Thesis (S.M.)--Massachusetts Institute of Technology, Engineering Systems Division, Technology and Policy Program, 2007.<br>Includes bibliographical references (p. 117-120).<br>This thesis assesses fare payment technologies for Transport for London in 2015. Based on a survey of technical literature, feasible payments technologies in 2015 include current smartcard technology, contactless bankcards and near-field communication (NFC) mobile phones. Five fare payment options based on these three technologies are proposed. Options 1-3 use contactless bankcards and NFC phones as the fare medium. Opt
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Oseni, Musiliu Olalekan. "Essays on self-generation and payments for quality of service in electricity markets." Thesis, University of Cambridge, 2015. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.709118.

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Smith, Michael D. "Estimation of Future Manufacturing Costs for Nanoelectronics Technology." Thesis, Virginia Tech, 1996. http://hdl.handle.net/10919/36515.

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In this report, a future scenario concerning the economic direction of the computing industry has been presented. This future scenario was based on past developments within the computing industry. The continued miniaturization of semiconductor components was discussed based on observed trends for transistors. The physical limitations for transistor devices were also addressed. The use of x-ray lithography for the construction of devices on a 3nano-scale2 was considered. Next, cost trends within the microelectronics industry were explored. Although the cost per transistor has been observed
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Levin, John Clark. "Balancing the Scales: Healthy Food Policy and Future Healthcare Costs." Scholarship @ Claremont, 2011. http://scholarship.claremont.edu/cmc_theses/238.

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Over the past four decades, obesity in the United States has risen to record levels. Co-morbid conditions such as heart disease, diabetes, and stroke will impose over twenty trillion dollars of economic burden over the next two decades. More than half that sum will be direct medical expenses. Under current entitlement programs, governments, and ultimately taxpayers, will be responsible for about 43 percent of that. Even with all this spending, millions of lives will be cut short. Dietary factors are largely to blame. This thesis explores how policy interventions to encourage healthy diet and d
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McCarthy, John. "WIND FARM DECOMMISSIONING: A DETAILED APPROACH TO ESTIMATE FUTURE COSTS IN SWEDEN." Thesis, Uppsala universitet, Institutionen för geovetenskaper, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-256669.

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Although targets for renewable energy exist in Sweden, developing wind energy has proven to be challenging for developers. This is due in part to the demands made by authorities for monetary amounts to be set aside to take care of wind turbine dismantling and site restoration costs at the end of their lifecycle. There has been a large degree of uncertainty surrounding the amounts being demanded and the level to which sites must be restored, partially due to a lack of guidelines. Coupled with ambiguity, there has been a tendency by authorities and developers to use figures from previous high co
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Karim, Hawzheen. "Improved Road Design for Future Maintenance - Analysis of Road Barrier Repair Costs." Licentiate thesis, Stockholm : Division of Highway Engineering, Royal Institute of Technology, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-9260.

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Books on the topic "Future costs and payments"

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Cox, Peter. The future of clearing and settlement in Europe. Corporation of London, 2005.

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United States. Department of Health and Human Services. Office of the Assistant Secretary for Planning and Evaluation. Hospital capital expenses: A Medicare payment strategy for the future : report to Congress. Department of Health and Human Services, 1986.

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Finance, United States Congress Senate Committee on. Roundtable discussion on Medicare physician payments: Understanding the past so we can envision the future : hearing before the Committee on Finance, United States Senate, One Hundred Twelfth Congress, second session, May 10, 2012. U.S. Government Printing Office, 2012.

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Ross, John A. Costs, payments, and incentives in family planning programs. Population and Human Resources Dept., World Bank, 1988.

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R, Ketler Sophia, ed. Medicaid: Services, costs and future. Nova Science, 2008.

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Harrington, Ian. Future MBTA: Ridership, revenue, and costs. MBTA Advisory Board, 1988.

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Shalala, Donna E. A study of payments for ambulance services under Medicare: Report to Congress. Dept. of Health and Human Services], 1994.

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Group, Globecon, and Financial Executives Research Foundation, eds. Cash management and the payments system: Ground rules, costs, and risks? Financial Executives Research Foundation, 1986.

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Group, Globecon, ed. Cash management and the payments system: Ground rules, costs, and risks. Financial Executives Research Foundation, 1986.

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Cheh, Valerie. The impact of prospective payment on Medicare home health use: Promising results for a future program : preliminary report. Mathematica Policy Research, 1998.

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Book chapters on the topic "Future costs and payments"

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Ahtikoski, Anssi, Peichen Gong, Per Kr Rørstad, Esa-Jussi Viitala, and Jaakko Repola. "Financial Performance." In Managing Forest Ecosystems. Springer Nature Switzerland, 2024. https://doi.org/10.1007/978-3-031-70484-0_8.

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Abstract Financial comparisons between rotation forestry (RF) and continuous cover forestry (CCF) are based on simulations in which the growth and yield of trees is estimated using a growth simulator. These often include an optimisation tool to present the maximum value of the objective function (usually the present value of net income). Studies have shown that the profitability of CCF depends on the initial state of a stand, especially the diameter distribution of the trees. The effect of interest discount rate also depends on the initial state. As a rule, it is safe to say that the more the
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Szmukler, Daniel. "Europe's future payments infrastructures." In The Future of Finance after SEPA. John Wiley & Sons, Inc., 2015. http://dx.doi.org/10.1002/9781119942634.ch6.

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Broløs, Anette. "The Future of Money." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_31.

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Yasmin, Shayala, Ardak Turginbayeva, and Aijaz A. Shaikh. "Unlocking the Future." In Blockchain, Metaverse, and Digital Payments. Routledge, 2024. http://dx.doi.org/10.4324/9781003401452-3.

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Goldfinch, Peter. "Context of payments." In A global guide to FinTech and future payment trends. Routledge, 2018. http://dx.doi.org/10.4324/9780429401176-2.

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González Fuster, Gloria. "EU Data Protection and Future Payment Services." In Bitcoin and Mobile Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-57512-8_8.

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Brown, Neville. "Costs Versus Benefits." In The Future of Air Power. Routledge, 2021. http://dx.doi.org/10.4324/9781003148708-12.

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Nicoletti, Bernardo. "Payments for Costs and Investments in Insurance 4.0." In Insurance 4.0. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-58426-9_13.

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Nicoletti, Bernardo. "Payments for Costs and Investments in Banking 5.0." In Palgrave Studies in Financial Services Technology. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-75871-4_13.

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Wandhöfer, Ruth. "Postlude: The Future for European Payments and the Emergence of a Global Agenda." In EU Payments Integration. Palgrave Macmillan UK, 2010. http://dx.doi.org/10.1057/9780230313996_7.

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Conference papers on the topic "Future costs and payments"

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Kut, S. "Future Trends in Liquid Pipe Coating Technology." In CORROSION 1990. NACE International, 1990. https://doi.org/10.5006/c1990-90561.

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Abstract A review is made of the current status of liquid internal and external epoxy pipe coatings - leading on to a new generation of pipe coatings for aggressive, sour and highly acidic conditions. A fast curing liquid external pipe coating is described - linked with low capital plant costs.
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Stelmach, Michael. "Thermal Insulating Coatings – the Future of Insulation." In SSPC 2012 Greencoat. SSPC, 2012. https://doi.org/10.5006/s2012-00051.

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Abstract Thermal Insulating Coatings are a relatively young technology, but are gaining worldwide acceptance quickly due to their energy retention capabilities, easy application, ability to protect substrates, reducing maintenance and personnel protection costs. Not to be confused with reflective roof coatings, TICs use all 5 thermal dynamic blocking agents (or principles) to reduce thermal transfer between environments.
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Bentley, Erskine, and Larry Sission. "Joint Future Vertical Lift Initiative." In Vertical Flight Society 71st Annual Forum & Technology Display. The Vertical Flight Society, 2015. http://dx.doi.org/10.4050/f-0071-2015-10223.

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The Department of Defense (DOD) will design, develop, and field a fleet of air vehicles that will ensure the United States' dominance in the vertical lift domain through the 21st century and beyond. DOD will aggressively pursue the most capable aircraft at the best value by minimizing development, acquisition, and life cycle costs through Joint solutions of multi-role, common core technologies, architectures, and training, emphasizing the ability to conduct safe, reliable and continuous operations world-wide in all environmental conditions. Future Vertical Lift (FVL) is a revolutionary approac
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Troxymenko, Iryna. "STRUCTURED FORMATION OF RESERVES FOR FUTURE EXPENSES AND PAYMENTS AT THE ENTERPRISE: ACCOUNTING MOMENTS." In Proceedings of the XXIX International Scientific and Practical Conference. RS Global Sp. z O.O., 2021. http://dx.doi.org/10.31435/rsglobal_conf/25052021/7560.

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The method of accounting is clarified operations of formation of collateral of the following costs and payments. The task of accounting in the work the use of existing mechanisms is determined formation of collateral and selection of the best option to create such reserves. The methodological approach to the formation of reserves in the traditional models of accounting in agricultural enterprises is analyzed. Generalized concepts of formation and use of reserves in national regulations (standards) of accounting and international standards of financial reporting. The conceptual direction in acc
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Simons, George, Kurt Scheuermann, Myles O’Kelly, and Pierre Landry. "Moving to Market-Based Photovoltaics: The Impact of PV Costs and Performance on PV Incentives." In ASME 2007 Power Conference. ASMEDC, 2007. http://dx.doi.org/10.1115/power2007-22108.

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This paper presents the results of a study conducted by Itron for the California Public Utilities Commission (CPUC) to examine the relationships between solar photovoltaic (PV) performance, costs, and PV incentive structures. The intent is twofold. The first intent is to create a baseline of PV performance and costs using actual performance data and reported costs from a large number of PV systems installed and operating in California. The second intent is to examine how PV performance and projected PV cost reductions can influence PV incentive payments. This study should help provide policy m
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Savchuk, Tetiana, Inna Negrych, Iryna Medvid, and Kateryna Holubchak. "Research on economic content of provisions of future costs and payments and their impact on financial position and financial results of the enterprise activity." In Proceedings of the 6th International Conference on Strategies, Models and Technologies of Economic Systems Management (SMTESM 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/smtesm-19.2019.56.

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Velkovska, Ivana. "THE COST OF NEGATIVE INCOME TAX AS A FISCAL MEASURE TO TACKLE POVERTY IN NORTH MACEDONIA." In Economic and Business Trends Shaping the Future. Ss Cyril and Methodius University, Faculty of Economics-Skopje, 2020. http://dx.doi.org/10.47063/ebtsf.2020.0002.

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This paper makes an effort to evaluate the cost of negative income tax as a fiscal measure aiming to tackle the persistent high poverty rate in Macedonia. Poverty, income inequality and unemployment are expected to rise all around the world due to the pandemic corona virus outbreak and the subsequent economic crisis. Governments around the world have already implemented measures similar to universal basic income with the purpose of increasing household consumption and stimulating aggregate demand but also to mitigate the devastating effects that the recent unfavorable economic developments hav
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Karunarathna, K. K. "Assessing the factors affecting the adoption of cashless payments by small-scale traders: a case study on Sri Lanka." In International Conference on Business Research. Business Research Unit (BRU), 2023. http://dx.doi.org/10.31705/icbr.2023.6.

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This study investigates cashless payment adoption among small-scale traders in Sri Lanka, emphasizing those with capital investments below Rs. 4 million and workforces of 50 or fewer. Employing a positivist paradigm and a deductive approach based on the extended Technology Acceptance Model (TAM), the research challenges prevailing assumptions. Findings, derived from multiple regression analysis on an 80-trader sample in the Kurunegala district, reveal that associated costs and past exposure insignificantly impact acceptance. In contrast, trust and customer demand emerge as pivotal factors, off
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Giat, Yahel, and Amichai Mitelman. "The Wisdom of the Crowds and Cost Overruns in Construction Project Tenders [Abstract]." In InSITE 2021: Informing Science + IT Education Conferences. Informing Science Institute, 2021. http://dx.doi.org/10.28945/4783.

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Aim/Purpose: This study’s objective is to demonstrate the wisdom of the crowds phenomenon in construction project tenders and relate it to cost overruns in these projects. Background: The wisdom of the crowd’s phenomenon is an age-old idea that argues that collective opinion is better than any single (even expert) opinion. The first data-based evidence for it is from the beginning of the twentieth century when statistician Francis Galton attended an exhibition in which attendants were asked to estimate the weight of a large ox. He found that while individual estimates varied considerably, the
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Liu, Xiang, Hau Chan, Minming Li, and Weiwei Wu. "Budget Feasible Mechanisms: A Survey." In Thirty-Third International Joint Conference on Artificial Intelligence {IJCAI-24}. International Joint Conferences on Artificial Intelligence Organization, 2024. http://dx.doi.org/10.24963/ijcai.2024/899.

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In recent decades, the design of budget feasible mechanisms for a wide range of procurement auction settings has received significant attention in the Artificial Intelligence (AI) community. These procurement auction settings have practical applications in various domains such as federated learning, crowdsensing, edge computing, and resource allocation. In a basic procurement auction setting of these domains, a buyer with a limited budget is tasked with procuring items (\eg, goods or services) from strategic sellers, who have private information on the true costs of their items and incentives
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Reports on the topic "Future costs and payments"

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Hrozencik, R. Aaron, Gabriela Perez-Quesada, and Kyle Bocinsky. stocking impact and financial-climate risk of the Livestock Forage Disaster Program. Economic Research Service, U.S. Department of Agriculture, 2024. http://dx.doi.org/10.32747/2024.8254668.ers.

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Drought imposes significant costs on the U.S. agricultural sector, particularly livestock producers who rely on precipitation to grow forage. The U.S. Department of Agriculture administers several programs to mitigate the economic costs of drought. One of these programs is the Livestock Forage Disaster Program (LFP), which provides payments to livestock producers impacted by drought. Program evaluation results suggest that producers in drought affected counties that received LFP payments achieved similar herd retention and liquidation outcomes as producers in less drought impacted counties tha
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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1310.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1311.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Rao, Krishna D., Andrés I. Vecino Ortiz, Tim Roberton, Angélica Lopez Hernandez, and Caitlin Noonan. Open configuration options Future Health Spending in Latin America and the Caribbean: Health Expenditure Projections & Scenario Analysis. Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0004185.

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Latin American and Caribbean countries will face significant increases in future health expenditures. A variety of factors are responsible - population growth and aging, the epidemiological transition to noncommunicable diseases (NCDs), and economic growth and technology, among others. Increasing health expenditures are particularly concerning to countries in Latin America and the Caribbean (LAC) given growing levels of debt, insufficient fiscal revenues, and high out-of-pocket payments. The projected average annual per capita CHE growth rate from 2018-2050 is slightly higher in Latin American
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Meltzer, David. Accounting for Future Costs in Medical Cost-Effectiveness Analysis. National Bureau of Economic Research, 1997. http://dx.doi.org/10.3386/w5946.

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Theis, Joel, Peter Balash, Charles Zelek, and Chris Nichols. Modeling Electric Generation Capital Costs with Uncertain Future CO2 Pricing. Office of Scientific and Technical Information (OSTI), 2017. http://dx.doi.org/10.2172/1845128.

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Feldman, David, Paul Schwabe, and Mark Bolinger. Current and Future Costs of Renewable Energy Project Finance Across Technologies. Office of Scientific and Technical Information (OSTI), 2020. http://dx.doi.org/10.2172/1660124.

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Glennerster, Rachel, Christopher Snyder, and Brandon Joel Tan. Calculating the Costs and Benefits of Advance Preparations for Future Pandemics. National Bureau of Economic Research, 2022. http://dx.doi.org/10.3386/w30565.

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Scobell, Andrew. The Costs of Conflict: The Impact on China of a Future War. Defense Technical Information Center, 2001. http://dx.doi.org/10.21236/ada397271.

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Gelfeld, Vicki, Manjushree Majhi, and Yuko Araki. Hispanics in the U.S. Unprepared for Future Health Care Costs During Retirement: Infographic. AARP Research, 2015. http://dx.doi.org/10.26419/res.00111.003.

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