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Relevant bibliographies by topics / Lending decisions

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Academic literature on the topic 'Lending decisions'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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Journal articles on the topic "Lending decisions"

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Manap, Abdul, Yusmita Hawari, Andriani Lubis, Eddy Sukandar, and Arko Pujadi. "The Effect of Return Expectation, Motivation, Perceived Value of Risk and Technological Progress on Investment Decision in Sharia Peer to Peer Lending." JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) 9, no. 2 (2023): 232–37. http://dx.doi.org/10.35870/jemsi.v9i2.955.

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The purpose of this research is to test and analyze the effect of perceived risk on investment decisions in Islamic peer to peer lending, test and analyze the effect of expected returns on investment decisions in Islamic peer to peer lending, test and analyze behavioral motivation on investment decisions in peer to peer sharia lending, examines and analyzes the effect of technological advances on investment decisions in sharia peer to peer lending and analyzes the simultaneous influence of perceived risk, expected return, behavioral motivation and technological advances on investment decisions

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Tarasov, A. A. "Managerial decisions in syndicated lending." UPRAVLENIE / MANAGEMENT (Russia) 11, no. 3 (2023): 61–68. http://dx.doi.org/10.26425/2309-3633-2023-11-3-61-68.

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The syndicated lending market is one of the main financing sources for the development of the Russian economy. This article is dedicated to the processes managerial decision-making within the framework of syndicated lending transactions by borrowers, lenders and investors. Thanks to the use of market tools, borrowers get the opportunity to form an optimal structure for solving various tasks of corporate finance. Taking into account the adoption of managerial decisions by borrowers, the analysis of the following options for such decisions is presented: the choice of a bank for the role of a cre

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Arseto, Dedy Dwi. "Analysis Of The Influence Of Attitudes And Perceptions On Decisions To Use Sharia Fintech Peer To Peer Lending In Indonesia With Satisfaction As An Intervening Variable." Reslaj : Religion Education Social Laa Roiba Journal 4, no. 4 (2022): 1000–1010. http://dx.doi.org/10.47467/reslaj.v4i4.1048.

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This study aims to examine the Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer To Peer Lending in Indonesia. With Satisfaction as an Intervening Variable. Data analysis in this research is quantitative analysis using Partial Least Square (PLS) analysis test tool. The object of this research is Peer To Peer Lending Syariah Fintech users in Indonesia. The sample was taken using the proportioned cluster sampling method, where the sample taken was only Sharia peer-to-peer (P2P) fintech users up to 100 samples. From the results of the research conducted, it shows that

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., Purwanto, and Apriyanti . "PENGARUH PENILAIAN PEMBIAYAAN TERHADAP KEPUTUSAN PEMBERIAN PEMBIAYAAN KREDIT MOBIL PADA PT. TRIHAMAS FINANCE CABANG MADIUN." Capital: Jurnal Ekonomi dan Manajemen 1, no. 1 (2018): 16. http://dx.doi.org/10.25273/capital.v1i1.2134.

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<p>This study aimed to obtain findings about the influence eksplanitif tested financing vote against the decision to grant credit. This study uses a quantitative research design causal. The subjects were Pt. TrihamasMadiun branch and its object is the credit assessment and lending decisions are collected using a questionnaire and analyzed using multiple linear regression analysis. The results showed that the assessment of financing postitif 5C and significant influence lending decisions. </p><p><br /><strong>Keywords:</strong> Assessment of financing, lendin

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Fai, Edward Berinyuy. "Working Capital Management Practices and Lending Decisions in Microfinance Institutions. The Case of Buea Municipality in Cameroon." Journal of Tertiary and Industrial Sciences (JTIS) 5, no. 1 (2025): 11–39. https://doi.org/10.5281/zenodo.14868972.

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<strong>Abstract</strong> The study aimed at examining the effect of working capital management practices on lending decisions in Micro finance institutions in Buea municipality. The specific objectives of the study were to establish the effect of cash, account receivable and account payable management practices on lending decisions in MFIs. Primary data was collected using structured questionnaires administered to managerial staff of 31 MFIs selected through purposive sampling technique. The analysis of the results established that cash management practices and account receivable management p

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Priscilla, Felicia, and Mustaruddin Saleh. "EFFECT INFLUENCER, P2P REPUTATION AND RISK PERCEPTION TOWARDS INVESTMENT DECISIONS OF MILLENIAL IN P2P LENDING: FINANCIAL LITERACY AS A MEDIATION VARIABLE." JURNAL DIMENSI 12, no. 2 (2023): 364–87. http://dx.doi.org/10.33373/dms.v12i2.5684.

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P2P lending is a fintech innovation that makes it easier to apply for credit than banks. Many investors were tricked and faced other losses for their investment decisions in P2P lending. Therefore, this study examines the impact of Influencer, P2P reputation, and Risk Perception on Investment decisions of Millennials in P2P Lending with Financial Literacy as a mediation variable. The research conducted is focused on millennial investors. With the purposive sampling technique, there are 50 research samples obtained. The research sample is compiled by distributing the questionnaire online throug

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Pillsbury, Ceil Moran. "An Empirical Analysis Of Lending Decisions And Report Purchases Of Privately Held Middle Market Companies." Journal of Applied Business Research (JABR) 3, no. 2 (2011): 47. http://dx.doi.org/10.19030/jabr.v3i2.6531.

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Several experimental studies have found that the auditors report did not significantly influence bank lending decisions. This study employs actual data to test whether the level of reporting service influences lending decisions of Privately Held Middle Market (PHMM) companies. The results indicate that the report type significantly influences at least one critical aspect of the lending decision the amount lent. Further, the report type was found to be strongly related to the amount of collateral and the size of the company. In addition, descriptive evidence is provided on what type of reportin

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Venna Aprilian Dalentang and Is Fadhilah. "INFLUENCE OF SERVICE QUALITY AND EMPLOYEE PERFORMANCE TOWARDS CUSTOMER SATISFACTION IN USING LOAN SERVICES AT THE MANADO PAWNSHOP OFFICE." Pedagogic Research-Applied Literacy Journal 1, no. 4 (2024): 190–98. http://dx.doi.org/10.70574/yax9pd92.

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This research aims to analyze the influence of service quality and employee performance towards customers' decisions in using lending services at the Manado Pawnshop Office. This research is important considering the strategic role of Pawnshop as a financial institution that provides collateral-based lending services. Data was collected through a survey of 150 customers who used lending services at the Manado Pawnshop Office. The analytical method used is multiple linear regression analysis to measure the influence of service quality and employee performance on customer decisions. The research

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Bomprezzi, Pietro, Silvia Marchesi, and Rima Turk-Ariss. "IMF lending and firm investment decisions." Economics Letters 253 (June 2025): 112382. https://doi.org/10.1016/j.econlet.2025.112382.

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An, Byeongchan, Robert Bushman, Anya Kleymenova, and Rimmy E. Tomy. "Bank Supervision and Managerial Control Systems: The Case of Minority Lending." Finance and Economics Discussion Series, no. 2022-036r1 (April 2023): 1–55. http://dx.doi.org/10.17016/feds.2022.036r1.

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This paper investigates how bank supervisors’ enforcement decisions and orders (EDOs) influence the allocation of mortgage lending across demographic groups underlying a banks’ borrower base. Specifically, we investigate how banks’ mortgage lending to minority borrowers relative to white borrowers changes following the resolution of severe EDOs. We hypothesize that improvements in management control systems imposed by EDOs serve as channels through which EDOs affect a bank’s borrower base generally, and minority lending specifically. We empirically examine how changes in loan policies and inte

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Dissertations / Theses on the topic "Lending decisions"

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Basheikh, Abdullatif Mohamed. "Financial reporting in Saudi Arabia and bank lending decisions." Thesis, University of Portsmouth, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.271378.

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Pellegrini, Francesco. "Empirical analysis of the lending decisions of Chinese formal financial institutions in rural areas." Master's thesis, NSBE - UNL, 2012. http://hdl.handle.net/10362/9612.

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A Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and Economics<br>This empirical research is aimed to analyze the development of microfinance principles in the lending decisions of the two Chinese formal rural institutions, namely the commercial banks and credit cooperatives. For this reason, it is tested if loan purposes are oriented towards social goals, and if the guarantee requirements for the farmers are too strict. The regression results show that this implementation is only partial. Farmers have to prov

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Mahmood, Rosli. "An empirical investigation of the lending decisions on small businesses by bank managers in Malaysia." Thesis, University of Glasgow, 2000. http://theses.gla.ac.uk/959/.

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Beardsley, Colin. "Financing the 1980s commercial property boom : a behavioural analysis of lending decisions by British banks." Thesis, University of Reading, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.360144.

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Li, Tao [Verfasser], Stephan von [Akademischer Betreuer] Cramon-Taubadel, Oliver [Akademischer Betreuer] Mußhoff, Achim [Akademischer Betreuer] Spiller, and Xiaohua [Akademischer Betreuer] Yu. "Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes: Estimation based on household data from rural Shandong, China / Tao Li. Gutachter: Oliver Mußhoff ; Achim Spiller ; Xiaohua Yu. Betreuer: Stephan von Cramon-Taubadel." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2013. http://d-nb.info/104441409X/34.

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Li, Tao Verfasser], Stephan von [Akademischer Betreuer] Cramon-Taubadel, Oliver [Akademischer Betreuer] [Mußhoff, Achim [Akademischer Betreuer] Spiller, and Xiaohua [Akademischer Betreuer] Yu. "Empirical studies on lending volume decisions, the number of lending approvals, and lending rates attitudes: Estimation based on household data from rural Shandong, China / Tao Li. Gutachter: Oliver Mußhoff ; Achim Spiller ; Xiaohua Yu. Betreuer: Stephan von Cramon-Taubadel." Göttingen : Niedersächsische Staats- und Universitätsbibliothek Göttingen, 2013. http://nbn-resolving.de/urn:nbn:de:gbv:7-11858/00-1735-0000-000F-50B6-9-5.

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Maier, Michael Shane. "The role of financial information, social capital and reputation in lender decisions." Diss., University of Iowa, 2009. https://ir.uiowa.edu/etd/402.

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This Thesis contains three essays on the economic behavior of individuals. The first essay, co-authored with Andreas Blume and Douglas DeJong is an experimental investigation into the contribution of cognition in a strategic setting where the goal is to coordinate by choosing different courses of action. Specifically, we study whether cognitive limits affect the ability of agents to achieve dispersion outcomes and; further, how these limits affect the means by which dispersion outcomes are attained. We find that in the self-play treatment when agents are allowed to play against themselves, dis

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Pantsar, Malin, and Hillström Tova Josefsson. "Swedish Bank Directors' Perceptions of Extended Audit Reports." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-43828.

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Audited financial statements are the most substantial source of information concerning bank loan decisions, and investors mainly base their investment decisions on the financial statements in combination with the audit report. The financial crisis brought attention to the existing expectation gap between auditors and stakeholders. An attempt to narrow the gap has been done by IAASB. The new standards require auditors to provide additional information in the audit report. The purpose of the study is to investigate how the extended audit report is perceived by Swedish bank directors. The study h

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Balachandran, Bala Kanagasabai. "Off balance sheet financing group accounting and the corporate lending decision." Thesis, Lancaster University, 1997. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.266672.

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郭漪玲 and Helen Kwok. "The role of financial statements in the lending decision: a protocol analysis." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1999. http://hub.hku.hk/bib/B31238713.

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Books on the topic "Lending decisions"

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E, Crum R., Waring A, and Chartered Institute of Management Accountants., eds. Corporate performance evaluation in bank lending decisions. CIMA, 1993.

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2

Kantawala, A. S. Management accounting techniques for lending decisions by banks. Dept. of Accounting and Financial Management, Faculty of Commerce, M.S.University of Baroda, 1996.

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Basheikh, Abdullatif Mohamed. Financial reporting in Saudi Arabia and bank lending decisions. University of Portsmouth, 2002.

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Asayehgn, Desta. International political risk assessment for foreign direct investment and international lending decisions. Ginn Press, 1993.

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Khan, M. H. A. Uses of accounting information for bank lending decisions: With special reference to small businesses. UMIST, 1994.

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United States. Small Business Administration. Office of Inspector General. Two economic injury disaster loans defaulted after the SBA made approval decisions totaling $1.4 million without mitigating the reasons for prior dennials. U.S. Small Business Administration, Office of Inspector General, 2013.

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7

Finlay, Paul N. Intelligent decision support for corporate banking lending. Loughborough University Banking Centre, 1987.

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1946-, Wynant Larry, ed. Canadian commercial lending: A guide to credit decision making. 2nd ed. Carswell, 1995.

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Innes, John. A Simulated lending decision with external management audit reports. University of Dundee, 1992.

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1946-, Wynant Larry, ed. Canadian commercial lending: A guide to credit decision making. Methuen, 1986.

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Book chapters on the topic "Lending decisions"

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Leal, Ana Alves. "Algorithms, Creditworthiness, and Lending Decisions." In Legal Aspects of Autonomous Systems. Springer International Publishing, 2024. http://dx.doi.org/10.1007/978-3-031-47946-5_17.

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Yosano, Tadanori, and Takayoshi Nakaoka. "Soft Information’s Role in Lending Decisions." In SpringerBriefs in Economics. Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-13-8472-1_5.

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Donaldson, T. H. "The Organisation of Credit Decisions, Credit Controls and Review." In Lending in International Commercial Banking. Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-19027-0_6.

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Cerqueiro, Geraldo, Hans Degryse, and Steven Ongena. "Distance, Bank Organizational Structure, and Lending Decisions." In The Changing Geography of Banking and Finance. Springer US, 2009. http://dx.doi.org/10.1007/978-0-387-98078-2_4.

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Yosano, Tadanori, and Takayoshi Nakaoka. "Survey Data from Japanese Regional Banks and Using Soft Information in Lending Decisions." In SpringerBriefs in Economics. Springer Singapore, 2019. http://dx.doi.org/10.1007/978-981-13-8472-1_3.

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Sachan, Swati. "Fintech Lending Decisions: An Interpretable Knowledge-Base System for Retail and Commercial Loans." In Information Processing and Management of Uncertainty in Knowledge-Based Systems. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-08974-9_10.

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Ali, Maulana. "Model of Lending Decisions on Small and Medium Enterprises: Case Study in the South of Sumatera." In Proceedings of the International Conference on Managing the Asian Century. Springer Singapore, 2013. http://dx.doi.org/10.1007/978-981-4560-61-0_29.

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Inna, Berzhanir, Berzhanir Anatolii, Yashchuk Tetiana, Gvozdej Nataliia, and Osadchuk Nataliia. "Bank Lending in Ukraine: Current Status and Challenges." In Studies in Systems, Decision and Control. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-65203-5_58.

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Mujabi, Shafic, Victor Mbarika, and Joseph Mpeera Ntayi. "Credit Decision Rationality in the Money Lending Market." In Global Encyclopedia of Public Administration, Public Policy, and Governance. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-66252-3_4327.

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Mujabi, Shafic, Victor Mbarika, and Joseph Mpeera Ntayi. "Credit Decision Rationality in the Money Lending Market." In Global Encyclopedia of Public Administration, Public Policy, and Governance. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-319-31816-5_4327-1.

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Conference papers on the topic "Lending decisions"

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Luo, Chunyu, Hui Xiong, Wenjun Zhou, Yanhong Guo, and Guishi Deng. "Enhancing investment decisions in P2P lending." In the 17th ACM SIGKDD international conference. ACM Press, 2011. http://dx.doi.org/10.1145/2020408.2020458.

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Mehta, Priyansh, Vinita Kale, Dr Santosh Gopalkrishnan, Ashish A. Kulkarni, and Megha Jaiwani. "Unravelling FinTech Lending: Risks, Transparency and Sustainable Growth in Modern India." In 2023 IEEE International Conference on Technology Management, Operations and Decisions (ICTMOD). IEEE, 2023. http://dx.doi.org/10.1109/ictmod59086.2023.10438141.

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Vateha, Marko Dávid. "Balancing Risk and Reward: Unveiling the Credit Conundrum in P2P Lending - A Tale of Default and Profit Scoring." In EDAMBA 2023: 26th International Scientific Conference for Doctoral Students and Post-Doctoral Scholars. University of Economics in Bratislava, 2024. http://dx.doi.org/10.53465/edamba.2023.9788022551274.282-291.

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A credit risk assessment is a vital component of the lending process, particularly in the rapidly growing realm of peer-to-peer (P2P) lending. This empirical study delves into the credit risk assessment methods of default and profit scoring, employing machine learning techniques on a publicly available dataset sourced from P2P lending platform – Lending Club. Our investigation yields insightful findings, emphasizing the paramount importance of accurate credit risk evaluation and their implications for loan portfolio returns. The outcomes of our analysis reveal that profit scoring outperforms d

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Escalante, Cesar, and Minrong Song. "PRE AND POST RECESSION INPUT ALLOCATION DECISIONS OF FARM CREDIT SYSTEM LENDING UNITS." In 8th Economics & Finance Conference, London. International Institute of Social and Economic Sciences, 2017. http://dx.doi.org/10.20472/efc.2017.008.003.

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Kalabeke, Wisdom, and Lan Thi Phuong Nguyen. "Confirmatory factor analysis of individual perception towards peer-to-peer lending platforms." In 2023 IEEE International Conference on Technology Management, Operations and Decisions (ICTMOD). IEEE, 2023. http://dx.doi.org/10.1109/ictmod59086.2023.10438167.

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Lindner, David, Hoda Heidari, and Andreas Krause. "Addressing the Long-term Impact of ML Decisions via Policy Regret." In Thirtieth International Joint Conference on Artificial Intelligence {IJCAI-21}. International Joint Conferences on Artificial Intelligence Organization, 2021. http://dx.doi.org/10.24963/ijcai.2021/75.

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Machine Learning (ML) increasingly informs the allocation of opportunities to individuals and communities in areas such as lending, education, employment, and beyond. Such decisions often impact their subjects' future characteristics and capabilities in an a priori unknown fashion. The decision-maker, therefore, faces exploration-exploitation dilemmas akin to those in multi-armed bandits. Following prior work, we model communities as arms. To capture the long-term effects of ML-based allocation decisions, we study a setting in which the reward from each arm evolves every time the decision-make

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Setiawan, Bernika, Yanuar Andrianto, and Fitri Safira. "Investment Decisions and Investor Experience in Choosing Financial Technology (Fintech) Services: Peer-To-Peer Lending." In 3rd Asia Pacific Management Research Conference (APMRC 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.200812.048.

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Li, Siming, Jiaxian Qiu, Zhangxi Lin, and Junsheng Qiu. "Do borrowers make homogeneous decisions in online P2P lending market? An empirical study of PPDai in China." In 2011 8th International Conference on Service Systems and Service Management (ICSSSM 2011). IEEE, 2011. http://dx.doi.org/10.1109/icsssm.2011.5959504.

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Yang Zou. "The existing problems and recommendations of private lending on small and medium enterprises—Start with the effects of private lending on small and medium-sized enterprises' financial decisions." In 2012 4th Electronic System-Integration Technology Conference (ESTC). IEEE, 2012. http://dx.doi.org/10.1109/estc.2012.6485771.

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Züger, Theresa, Philipp Mahlow, Daniel Pothmann, et al. "Crediting Humans: A Systematic Assessment of Influencing Factors for Human-in-the-Loop Figurations in Consumer Credit Lending Decisions." In FAccT '25: The 2025 ACM Conference on Fairness, Accountability, and Transparency. ACM, 2025. https://doi.org/10.1145/3715275.3732086.

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Reports on the topic "Lending decisions"

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Bhutta, Neil, Aurel Hizmo, and Daniel Ringo. How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions. Federal Reserve Bank of Philadelphia, 2024. http://dx.doi.org/10.21799/frbp.wp.2024.09.

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Botero-Ramírez, Oscar, Andrés Murcia, and Mauricio Villamizar-Villegas. Foreign investment dynamics: The impact of benchmark-driven versus unconstrained investors on local credit conditions. Banco de la República, 2025. https://doi.org/10.32468/be.1309.

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We examine the impact of foreign investor heterogeneity on local lending, focusing on Colombia from 2014 to 2023. Distinguishing between benchmark-driven and unconstrained investors, we highlight their differing responses to global and idiosyncratic shocks. Using bond-level data and the corporate credit registry, we link banks’ exposure to foreign flows with firm-level lending decisions. By decomposing Colombia’s weight in the J.P. Morgan GBI-EM index into valuation and exogenous components, we identify how investor behavior shapes bank balance sheets. Our main findings show that banks with gr

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Menéses-González, María Fernanda, Angélica María Lizarazo-Cuéllar, Diego Cuesta-Mora, and Daniel Esteban Osorio-Ramírez. Financial Development and Monetary Policy Transmission. Banco de la República Colombia, 2022. http://dx.doi.org/10.32468/be.1219.

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This paper estimates the effect of financial development on the transmission of monetary policy. To do so, the paper employs a panel data set containing financial development indicators, policy rates, lending rates, and deposit rates for 43 countries for the period 2000-2019 and applies the empirical strategy of Brandao Marques et al. (2020): firstly, monetary policy shocks are estimated using a Taylor-rule specification that relates changes in the policy rate to inflation, the output gap and other observables that are likely to influencemonetary policy decisions; secondly, the residuals of th

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Monasterolo, Irene, and Ulrich Volz. Addressing climate-related financial risks and overcoming barriers to scaling-up sustainable investment. Vienna University of Economics and Business, 2020. http://dx.doi.org/10.55317/casc007.

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Climate change represents a material risk for individual financial institutions and systemic financial stability. Moreover, there is increasing awareness that finance plays a crucial role in achieving the global climate targets. However, to date, climate risks are not sufficiently accounted for, hindering sustainable investments. To align finance with sustainability and safeguard macro-financial stability, it is crucial to adequately assess forward-looking climate risks for lending and investment decisions. The Group of Twenty should support efforts by central banks, financial supervisors, int

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Ruprah, Inder J., Jose Ignacio Sembler, Camilo Pecha, and Patricia Sadeghi. An Evaluation of the Bank's Non-Sovereign Operations with Sub-National Entities: 2007-2010. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0010443.

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This evaluation examines the IDB's non-sovereign operations with sub-national entities during the 2007-2010 period. The delivery of loans to sub-national borrowers in this period was modest, not even near breaching the one-third ceiling. Attention to the sub-national sector is important in Latin America, because effective public service delivery is critical for poverty reduction, low gross capital formation is hindering development in the region, and decentralization has increasingly placed investment decisions for infrastructure services at the sub-national level. This presents an opportunity

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Coli, Pedro, Caroline Pflueger, Tyler Campbell, and L. Javier Garcia. Blockchain Uses for Microfinance Institutions in the Water and Sanitation Sector: Pilot Study. Edited by Mauro Nalesso and Keisuke Sasaki. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003273.

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Microfinance Institutions (MFIs) are organizations that provide small loans to borrowers who typically lack collateral, steady employment, or a verifiable credit history and therefore do not have access to traditional commercial banking. Blockchain technology could be used to create a more holistic view of the financial position of a potential borrower, which could result in better lending decisions. This study explores how blockchain technology has the potential to assist Microfinance Institutions in the water and sanitation sector through a pilot project developed in Peru. The improvements s

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Boyarchenko, Nina, and Leonardo Elias. Corporate Debt Structure over the Global Credit Cycle. Federal Reserve Bank of New York, 2024. https://doi.org/10.59576/sr.1139.

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We study the determinants of active debt management through issuance and refinancing decisions for firms around the world. We leverage instrument-level data to create a comprehensive picture of the maturity, currency, and security type composition of firms' debt for a large cross-section of countries. At the instrument level, we estimate a predictive model of prepayment as a function of interest costs savings and maturity lengthening motives. We document that there is substantial heterogeneity in prepayment across bonds and loans and across firms, depending on their reliance on bank lending. W

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Pires, Jose Claudio Linhares, Simon Lodato, Tulio Cravo, and Saleema Vellani. A Comparative Analysis of IDB Approaches Supporting SMEs: Assessing Results in the Brazilian Manufacturing Sector. Inter-American Development Bank, 2014. http://dx.doi.org/10.18235/0010692.

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The Office of Evaluation and Oversight (OVE) of the Inter-American Development Bank (IDB, or the Bank) conducted an impact evaluation to assess the effectiveness of the main types of programs through which IDB has supported small and medium-sized enterprises (SMEs) in Latin America and the Caribbean. It does not evaluate Bank projects directly or compare executing agencies, models of interventions or financial instruments, but rather examines the effectiveness of Bank-supported approaches implemented by Brazilian institutions. Focusing only on the manufacturing sector, the evaluation examines

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Yam, Eileen, and Tracy McClair. Advancing Integrated Family Planning (FP)/HIV Counseling with Evidence (ADVICE): Review of FP decision support tools and HIV vulnerability assessment tools. Population Council, 2021. http://dx.doi.org/10.31899/sbsr2021.1012.

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This review identified innovative approaches to broadening both the platforms through which FP decision support is offered (digital or otherwise), as well as the timing of lending that support (i.e., during pre-consultation time). In addition, by focusing on the HIV vulnerability domains that are particularly relevant to FP clients, developers of future FP decision support tools can incorporate questions and lines of inquiry that explore whether and how clients’ behaviors and characteristics may place them at increased risk of HIV acquisition and inform their contraceptive choices to optimize

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Frisancho, Verónica. Signaling Creditworthiness in Peruvian Microfinance Markets: The Role of Information Sharing. Inter-American Development Bank, 2012. http://dx.doi.org/10.18235/0011416.

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Using borrower-level data from FINCA, one of Peru's leading microfinance institutions (MFIs), this paper evaluates the effect on borrowers' access to credit of FINCA's decision to share information on individual outstanding debt records (positive information) as well as group default records (negative information). Since all borrowers were simultaneously exposed to the same policy, the paper develops a creative identification strategy that relies on the exogenous variation of the opening and closing dates of loan cycles across lending groups. A credit expansion effect is identified for some bo

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