Academic literature on the topic 'Rate of insurance premiums'

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Journal articles on the topic "Rate of insurance premiums"

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Silalahi, Romaito Br. "PENENTUAN PREMI ASURANSI JIWA BERJANGKA SINGLE LIFE MENGGUNAKAN MODEL COX-INGERSOLL-ROSS (CIR)." STATMAT : JURNAL STATISTIKA DAN MATEMATIKA 4, no. 1 (2022): 1–8. http://dx.doi.org/10.32493/sm.v4i1.8411.

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Premium is an amount of money that must be paid by the customer at a certain time based on an insurance policy. This study aims to determine the value of single life term life insurance premiums using the Cox-Ingresoll-Ross (CIR) interest rate model. There are differences in the value of men's and women's premiums from the calculation of single life term life insurance premiums using the CIR interest rate model. The value of the premium paid by men is more expensive than the value of the premium paid by women. The premium value for men is greater than 1.5 times the premium value for women.Key
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Napitupulu, Normalina, and Julia Kartika Hasibuan. "Implementation of Makeham Mortality Law for Calculation of Term Life Insurance Premium Using Coxx Ingersol Ross (CIR) Model." Journal of Mathematics Technology and Education 3, no. 1 (2024): 43–49. https://doi.org/10.32734/jomte.v3i1.16724.

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Life insurance is an agreement between policyholders and insurance companies,which guarantees to other family members to survive well. There are three types of lifeinsurance that are known in the insurance industry, namely Term Life (term liffe), Whole Life(whole life), and Dual Purpose (dual purpose). Term life insurance is insurance that has theadvantage that term life insurance premiums are generally more affordable than other types of life insurance and the duration of protection can be adjusted to the needs. Customers who take out insurance must pay a premium in accordance with an approve
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Aprijon, Aprijon. "Annual Premium of Life in Insurance with Uniform Assumptions." Science, Technology and Communication Journal 1, no. 2 (2021): 67–73. http://dx.doi.org/10.59190/stc.v1i2.191.

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This Study discusses life insurance for life with a uniform assumption method. The purpose of this study is to calculate the annual premium that must be paid by life insurance participants. This research was conducted at the General Insurance Group company, which is located on the street Arifin Ahmad. To determine the annual life insurance premium, the interest rate and discount factor, initial lifetime annuity, single premium, and the annual premium. After doing the research, the results of the calculation of the annual premium for life insurance for life using uniform assumptions for each pa
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Szymańska, Anna. "THE APPLICATION OF BŰHLMANN-STRAUB MODEL TO THE ESTIMATION OF NET PREMIUM RATES DEPENDING ON THE AGE OF THE INSURED IN THE MOTOR THIRD LIABILITY INSURANCE." Statistics in Transition new series 18, no. 1 (2017): 151–65. http://dx.doi.org/10.59170/stattrans-2017-008.

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One of the basic variables used in the process of tariff calculation of premiums in motor liability insurance is the age of the insured. In this type of insurance offered by insurers operating on the Polish market, this variable is taken into account in the ratemaking by discounts and increases in assigned premium, known as the net premiums rates. The aim of this work is to propose a method of rate estimation of net premiums in the groups of the motor third liability insurance portfolio of individuals created by the age of the insured. For the premium estimation, one of the maximum likelihood
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Purwandari, Titi, Yuyun Hidayat, Sukono, Kalfin, Riza Andrian Ibrahim, and Subiyanto. "Development of the Black–Scholes Model for Determining Insurance Premiums to Mitigate the Risk of Disaster Losses Using the Principles of Mutual Cooperation and Regional Economic Growth." Risks 12, no. 7 (2024): 110. http://dx.doi.org/10.3390/risks12070110.

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The frequency and economic damage of natural disasters have increased globally over the last two decades due to climate change. This increase has an impact on the disaster insurance field, particularly in the calculation of premiums. Many regions have a shortcoming in employing insurance because the premium is too high compared with their budget allocation. As one of the solutions, the premium calculation can be developed by applying the cross-subsidies mechanism based on economic growth. Therefore, this research aims to develop premium models of natural disaster insurance that uniquely involv
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Oktavia handayani and Hendra cipta. "Analysis Of Future Health Insurance Premium Reserve Calculations Using The Commissioners Method With Woolhouse Formula." EduMatSains : Jurnal Pendidikan, Matematika dan Sains 9, no. 1 (2024): 211–22. http://dx.doi.org/10.33541/edumatsains.v9i1.5933.

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A premium reserve is the amount of funds that the insurance company needs to prepare for the payment of liability benefits when a claim occurs. One method of calculating premiums is the commissioners method which is an extension of the prospective reserve method.The main factor in the actuarial calculation is the mortality rate that can be determined using the WOOLHOUSE mortality law. This study aims to determine the size of the life insurance premiums reserve using the commisioners method and the WOLHOUSE mortality laws. The calculation of the premium reserve is linked to the determination of
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Widana, I. Nyoman, Ni Luh Putu Suciptawati, and Sulma. "Study and Analysis ofCredit Life Insurance Premiums forLoans withFlatand Effective Interest Rate." International Journal of Advances in Scientific Research and Engineering 11, no. 04 (2025): 42–48. https://doi.org/10.31695/ijasre.2025.4.3.

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Credit life insurance is a type of life insurance designed to pay off a borrower's remaining debt in the event of their death. It is a collaborative product between a bank and an insurance company, offering the benefit of loan repayment to the bank in the event of the death of the borrower (debtor). The repayment includes the outstanding debt and accrued interest. This study aims to analyze credit life insurance premiums for loans with flat and effective interest rates, and explore how the borrower's age and loan term affect these premiums. The bank offers loans with a fixed interest rate of 1
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Marola, Geby, Neva Satyahadewi, and Wirda Andani. "APPLICATION OF THE BLACK SCHOLES METHOD FOR COUNTING AGRICULTURAL INSURANCE PREMIUM PRICE BASED ON RAINFALL INDEX IN KAPUAS HULU REGENCY." BAREKENG: Jurnal Ilmu Matematika dan Terapan 17, no. 2 (2023): 0819–26. http://dx.doi.org/10.30598/barekengvol17iss2pp0819-0826.

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High-intensity rainfall is one of the factors that can interfere with the state of agriculture. Agricultural insurance is an insurance that can be used to reduce risks related to agricultural losses such as rice production. Climate-based agricultural insurance is a management of climate-related risks. This study aims to determine the rainfall index and calculate the value of agricultural insurance premiums based on the climate index (rainfall) in Kapuas Hulu Regency using the Black Scholes method. In calculating the value of agricultural insurance premiums based on the rainfall index, it start
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Indratno, Sapto Wahyu, Yeftanus Antonio, and Suhadi Wido Saputro. "Adjusting cyber insurance premiums based on frequency in a communication network." International Journal of Advances in Intelligent Informatics 7, no. 3 (2021): 237. http://dx.doi.org/10.26555/ijain.v7i3.698.

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This study compares cyber insurance premiums with and without a communication network effect frequency. As a cybersecurity factor, the frequency in a communication network influences the speed of cyberattack transmission. It means that a network or a high activity node is more vulnerable than a network with low activity. Traditionally, cyber insurance pricing considers historical data to set premiums or rates. Conversely, the network security level can evaluate using the Monte Carlo simulation based on the epidemic model. This simulation requires spreading parameters, such as infection rate, r
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Xie, Shengkun, Rebecca Luo, and Yuanshun Li. "Exploring Industry-Level Fairness of Auto Insurance Premiums by Statistical Modeling of Automobile Rate and Classification Data." Risks 10, no. 10 (2022): 194. http://dx.doi.org/10.3390/risks10100194.

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The study of actuarial fairness in auto insurance has been an important issue in the decision making of rate regulation. Risk classification and estimating risk relativities through statistical modeling become essential to help achieve fairness in premium rates. However, because of minor adjustments to risk relativities allowed by regulation rules, the rates charged eventually may not align with the empirical risk relativities calculated from insurance loss data. Therefore, investigating the relationship between the premium rates and loss costs at different risk factor levels becomes important
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Dissertations / Theses on the topic "Rate of insurance premiums"

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Spadafora, Stacy E. "Marine Insurance Liability: An Analysis of Mutuality vs. Fixed Premiums." Thesis, Virginia Tech, 2002. http://hdl.handle.net/10919/35263.

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This paper deals with the pricing differences between a mutual co-operative underwriting system and a fixed-premium underwriting system in providing coverage for marine liability. There has been much debate in recent years within the marine liability underwriting industry over which method fosters more competition, and hence, lower premiums for shipowners who are required to carry such coverage in order to operate. This paper will look at the current mutual marine insurance industry (Protection & Indemnity Associations or P&I Clubs) to compare its pricing both before and after the entry into t
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Geiger, Andrea Lynn. "Private vs. public flood insurance rates is there a national flood insurance subsidy? /." Access to citation, abstract and download form provided by ProQuest Information and Learning Company; downloadable PDF file 1.97 Mb., ? p, 2006. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&res_dat=xri:pqdiss&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&rft_dat=xri:pqdiss:1435926.

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McGinley, Susan. "Analyzing Crop Insurance Rates: Research Offers New Ways to Set Premiums for Farmers." College of Agriculture and Life Sciences, University of Arizona (Tucson, AZ), 2002. http://hdl.handle.net/10150/622241.

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Zhao, Wei. "Defining farm-safety research priorities and adjusting farm insurance premiums by a risk analysis approach." Diss., Virginia Tech, 1992. http://hdl.handle.net/10919/38620.

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Кобушко, Ігор Миколайович, Игорь Николаевич Кобушко, Ihor Mykolaiovych Kobushko та І. В. Ігнатчик. "Проблеми та перспективи розвитку медичного страхування в Україні". Thesis, Сумський державний університет, 2017. http://essuir.sumdu.edu.ua/handle/123456789/64997.

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На сьогодні Україна активно готується до впровадження системи медичного страхування. Найбільш ефективними системами медичного страхування вважаються ті, що засновані на державно-приватному партнерстві, за яким відбувається поєднання приватних коштів з державною підтримкою у різних формах задля забезпечення широкого доступу до медичного страхування. Україна повинна розробити та впровадити свою власну модель медичного страхування на основі зарубіжного досвіду та з врахуванням тенденцій та особливостей соціально-економічного розвитку нашої країни.
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Ackerman, Michelle Lynn. "The impact of feedback on self-rated driving ability among older adults." Birmingham, Ala. : University of Alabama at Birmingham, 2008. https://www.mhsl.uab.edu/dt/2009r/ackermand.pdf.

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Thesis (Ph. D.)--University of Alabama at Birmingham, 2008.<br>Title from PDF title page (viewed Sept. 21, 2009). Additional advisors: Michael Crowe, Cynthia Crowley, Virginia G. Wadley, David E. Vance. Includes bibliographical references (p. 31-34).
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Dorbor, Sylvia Saygbay Diamond. "Attribution-based parametric insurance: towards affordable premiums." Master's thesis, Faculty of Science, 2021. http://hdl.handle.net/11427/32627.

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To deal with the adverse impacts of climate change, index-based or parametric insurance has been recognized as an adaptation technique to compensate farmers for economic losses from extreme weather events. The insurance can be either private or sovereign. African Risk Capacity Insurance (ARC Ltd) offers the latter to African countries against drought events through contingency planning, risk pooling and transfer facilities. While the ARC insurance initiative seems promising, the current approaches used to estimate risk and determine premiums do not consider the change in risk from anthropogeni
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Deniz, Aykut. "Estimation Of Earthquake Insurance Premium Rates Based On Stochastic Methods." Master's thesis, METU, 2006. http://etd.lib.metu.edu.tr/upload/12607063/index.pdf.

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In this thesis, stochastic methods are utilized to improve a familiar comprehensive probabilistic model to obtain realistic estimates of the earthquake insurance premium rates in different seismic zones of Turkey. The model integrates the information on future earthquake threat with the information on expected earthquake damage to buildings. The quantification of the future earthquake threat is achieved by making use of the seismic hazard analysis techniques. Due to the uncertainties involved, the hazard that may occur at a site during future earthquakes has to be treated in a probabilistic m
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Zimbidis, Alexandros A. "Control theory and insurance systems." Thesis, City University London, 1999. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.287673.

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Posner, George. "Do Seat Belt Laws Drive Up Insurance Premiums?" Scholarship @ Claremont, 2012. http://scholarship.claremont.edu/cmc_theses/423.

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If you have to wear a seat belt when you drive, are you safer? Intuitively, it may seem that the answer is yes. After all, if you are wearing a seat belt and get in an accident, you are half as likely to die, and 62% of fatal accident victims were not wearing seat belts at the time of accident. The Centers for Disease Control and Prevention, the National Highway and Transportation Safety Administration, the Governors' Highway Safety Administration, and many other organizations highly recommend wearing seat belts. The NHTSA claims that in 2010 alone, approximately 12,500 deaths were prevented b
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Books on the topic "Rate of insurance premiums"

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D, Feldman Roger, and National Center for Health Services Research and Health Care Technology Assessment (U.S.), eds. Employer-based health insurance. U.S. Dept. of Health and Human Services, Public Health Service, National Center for Health Services Research and Health Care Technology Assessment, 1989.

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Kreidler, Mike. How insurance companies determine homeowner rates. Washington State Office of the Insurance Commissioner, 2003.

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Sammis, Elizabeth. The cost of automobile insurance. Research Division, Dept. of Legislative Reference, 1988.

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Insurance Services Office (U.S.) and National Association of Independent Insurers (U.S.), eds. Factors affecting urban auto insurance costs. Insurance Services Office, 1988.

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Henry, Cohen. The liability insurance crisis. Congressional Research Service, Library of Congress, Major Issues System, 1987.

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1965-, Allison Dean, ed. Strengthening the employment insurance premium rate-setting process: Report of the Standing Committee on Human Resources, Social Development and the Status of Persons with Disabilities. Standing Committee on Human Resources, Social Development and the Status of Persons with Disabilities, 2008.

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Morrow, Allen. The cost of auto insurance: A study comparing automobile insurance premiums to factors which affect the price we pay. Washington Insurance Dept., 1988.

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Kelley, William B. A death and disability life table for the 1966 birth cohort. U.S. Dept. of Health and Human Services, Social Security Administration, 1986.

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Kelley, William B. A death and disability life table for the 1966 birth cohort. U.S. Dept. of Health and Human Services, Social Security Administration, 1986.

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United States. Internal Revenue Service, ed. Actuarial values, book beta: Unitrust remainder, factors for one life, two lives, and term certains : adjusted payout rates from 2.2 percent to 22.0 percent : for use in income, estate, and gift tax purposes. Dept. of the Treasury, Internal Revenue Service, 1999.

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Book chapters on the topic "Rate of insurance premiums"

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Lee, Po-Chang, Mei-Hsin Chen, Shu-Ching Chiang, and Yu-Pin Chang. "Income Strategy." In Digital Health Care in Taiwan. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-05160-9_2.

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AbstractThe National Health Insurance (NHI) is compulsory and provides universal health coverage to all citizens of Taiwan and those who have had a registered domicile, as well as foreigners holding alien residence certificates in Taiwan for 6 months. The right of the insured to access medical care is protected, whether they suffer from illness, injury or require reproductive care. This chapter introduces the financial structure of the NHI, enrolment eligibility and how the premiums are calculated for different insured groups and their insured units. The collection of supplementary premiums, w
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Liu, Yong, Austin Ford Ramsey, and Ziqin Zhou. "Model and Forecast Combination for Predictive Yield Distributions in Crop Insurance." In Springer Actuarial. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-80574-5_8.

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Abstract Multiple-peril crop insurance policies require statistical modeling of probability distributions of crop yields. Unfortunately, no single parametric distribution is likely to capture the true data generating process. Likewise, non-parametric approaches converge to the true distribution at a slow rate; yield histories are often of modest size. Recognizing these shortcomings, model and forecast combination are now being applied in crop insurance settings. Model and forecast combination avoid the dangers inherent in selecting a single model for the predictive yield distribution. The comp
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Bacinello, Anna Rita, and Fulvio Ortu. "Single and Periodic Premiums for Guaranteed Equity-Linked Life Insurance under Interest-Rate Risk: The “Lognormal + Vasicek” Case." In Financial Modelling. Physica-Verlag HD, 1994. http://dx.doi.org/10.1007/978-3-642-86706-4_1.

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Straub, Erwin. "Premiums." In Non-Life Insurance Mathematics. Springer Berlin Heidelberg, 1988. http://dx.doi.org/10.1007/978-3-662-03364-7_3.

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Gerber, Hans U. "Net Premiums." In Life Insurance Mathematics. Springer Berlin Heidelberg, 1990. http://dx.doi.org/10.1007/978-3-662-02655-7_5.

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Gerber, Hans U. "Net Premiums." In Life Insurance Mathematics. Springer Berlin Heidelberg, 1997. http://dx.doi.org/10.1007/978-3-662-03460-6_5.

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Gerber, Hans U. "Net Premiums." In Life Insurance Mathematics. Springer Berlin Heidelberg, 1995. http://dx.doi.org/10.1007/978-3-662-03153-7_5.

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Assa, Hirbod. "Avocado Production Index Insurance: An Application of Credibility Theory on Heterogeneous Data." In Springer Actuarial. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-80574-5_4.

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Abstract This chapter focuses on assessing avocado production index insurances and investigates insurance pricing utilizing credibility theory on a heterogeneous data set. The paper presents a methodology for analyzing and designing insurances, specifically addressing the challenges that arise when dealing with a data sets with varying characteristics. To enhance the reliability of the results, the analysis modifies Bühlmann’s credibility theory to refine parameter distributions. Considering data sets from different countries on avocado production, this chapter provides global and local premiu
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Schlesinger, Harris. "Extending Arrow-Pratt Risk Premiums." In Insurance and Risk Theory. Springer Netherlands, 1986. http://dx.doi.org/10.1007/978-94-009-4620-0_29.

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Cummins, J. David. "Risk-Based Premiums for Insurance Guaranty Funds." In Foundations of Insurance Economics. Springer Netherlands, 1992. http://dx.doi.org/10.1007/978-94-015-7957-5_29.

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Conference papers on the topic "Rate of insurance premiums"

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Mahesh, Muppidi, B. Sasi Priyatham, G. SaiKumar, and K. Venkat Varshith Reddy. "Predictive Analytics for Medical Insurance Premiums." In 2025 5th International Conference on Pervasive Computing and Social Networking (ICPCSN). IEEE, 2025. https://doi.org/10.1109/icpcsn65854.2025.11034884.

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Jing, Junwen, Yinuo Du, Weijie Jin, and Qian Xie. "Machine Learning Predictive Analytics for Insurance Premiums." In 2024 International Conference on Interactive Intelligent Systems and Techniques (IIST). IEEE, 2024. http://dx.doi.org/10.1109/iist62526.2024.00142.

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Abdelshafy, Nada, Mohamed Abdelshafy, Mustansar Ali Ghazanfar, and Rahime Belen Saglam. "Machine Learning for Enhanced Underwriting: Predicting Premiums in Health Insurance." In 2024 4th International Conference on Robotics, Automation and Artificial Intelligence (RAAI). IEEE, 2024. https://doi.org/10.1109/raai64504.2024.10949528.

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Bader, Mariam, and Maher Maalouf. "Evaluating Determinants of Health Insurance Premiums Using Advanced Multiple Linear Regression Techniques." In 2024 IEEE International Conference on Industrial Engineering and Engineering Management (IEEM). IEEE, 2024. https://doi.org/10.1109/ieem62345.2024.10857131.

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Negi, Gaurav, Jeevan Nagarkar, and Sushant Malik. "Adoption of Smart Wearables for Health Self-Tracking and Their Influence on Health Insurance Premiums in India." In 2024 International Conference on Emerging Technologies and Innovation for Sustainability (EmergIN). IEEE, 2024. https://doi.org/10.1109/emergin63207.2024.10961208.

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Aamodt, Michael. "High Performance Water-Borne Coatings for Heavy Duty Corrosion Protection." In CORROSION 2004. NACE International, 2004. https://doi.org/10.5006/c2004-04008.

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Abstract Water-borne coatings accounts for less than 3% of the total heavy duty (HD) protective coating market in Europe. There is however an increasing use of water-borne coatings in typical HD protective coating market segments such as infrastructure, oil &amp; gas, power, tankage, marine and chemical industry. The average growth rate (AGR) for water-borne coating technology is surpassing the AGR for conventional solvent-borne coatings, mainly due to an increased focus on health and environmental issues and implementation of environmental legislation in EU and NAFTA. An increasing number of
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Moonoo, Dayanand, and Patrick Hosein. "Predicting Automobile Insurance Claim Rate Versus Through Severity and Frequency Predictions." In 2024 IEEE International Conference on Technology Management, Operations and Decisions (ICTMOD). IEEE, 2024. https://doi.org/10.1109/ictmod63116.2024.10878218.

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Rick, Noles. "“The Weakest Link” & “HRCSA” Coatings Technology the Cost, Cause & Cure for Corrosion." In Coatings+ 2019. SSPC, 2019. https://doi.org/10.5006/s2019-00037.

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The “Weakest Link” on any structure is found at the nut and bolt assemblies. Nuts and bolts are found on every structure. “The fate of any complex steel assembly may be determined by the vulnerability of its smallest and least considered components”. “The bolts or fasteners holding the assembly together are often the areas where corrosion starts first and where the effects of corrosion may have the most serious consequences”. As crevice corrosion, similarly to pit corrosion, is to be taken extremely seriously as it is localized and found at all industrial sites. These localized areas are where
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Cankaya, Mehmet Niyazi, and Ercan Özen. "Risk rating from road traffic accident fatalities for the world insurance sector." In Economic growth in the face of global challenges. Consolidation of national economies and reduction of social inequalities: International Scientific-Practical Conference, XVIIIth edition. National Institute for Economic Research, 2024. https://doi.org/10.36004/nier.cecg.iii.2024.18.04.

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Traffic insurance is a system that compensates the insured for various damages that may arise due to accidents. Insurance companies finance these damages with the premiums received from the insured. Suitable insurance premium tariff. It keeps the customer demand in optimum balance and at the same time affects the financial success of the insurance company. Therefore, there is a need for optimal pricing. In order for insurance companies to establish the optimal risk-pricing balance, they need to rate the risks. Rating the mortality risks due to traffic accidents also allows insurance companies
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Ying, Josh Jia-Ching, Chi-Kai Chang, and Yen-Ting Chang. "Applying a Genetic Algorithm to Determine Premium Rate of Occupational Accident Insurance." In 2020 International Conference on Machine Learning and Cybernetics (ICMLC). IEEE, 2020. http://dx.doi.org/10.1109/icmlc51923.2020.9469570.

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Reports on the topic "Rate of insurance premiums"

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Ellis, Cameron, and Johannes Jaspersen. The lapse channel for adverse selection in life insurance. Center for Insurance Policy and Research, 2025. https://doi.org/10.52227/26966.2025.

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Most studies of life insurance selection focus exclusively on mortality risk, producing conflicting results. We introduce lapse behavior as a critical second channel for selection. Theoretically, we show that both adverse and advantageous selection can coexist within the same market, depending on the relative strength of opposing effects from income, mortality risk, and lapse probabilities. Empirically, we validate this using administrative data from U.S. life insurance companies' statutory filings (1993-2017). Our results confirm strong adverse selection: a 1% increase in premiums leads to a
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Corlette, Sabrina Corlette, Kevin W. Lucia Lucia, and Justin Giovannelli Giovannelli. State Approaches to Premium Rate Reforms in the Individual Health Insurance Market. Commonwealth Fund, 2014. http://dx.doi.org/10.15868/socialsector.25021.

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Edlin, Aaron. Per-Mile Premiums for Auto Insurance. National Bureau of Economic Research, 1999. http://dx.doi.org/10.3386/w6934.

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Gruber, Jonathan, and Ebonya Washington. Subsidies to Employee Health Insurance Premiums and the Health Insurance Market. National Bureau of Economic Research, 2003. http://dx.doi.org/10.3386/w9567.

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De Donder, Philippe, Marie-Louise Leroux, and François Salanié. Advantageous selection without moral hazard. CIRANO, 2022. http://dx.doi.org/10.54932/nqvt3458.

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Advantageous (or propitious) selection occurs when an increase in the premium of an insurance contract induces high-cost agents to quit, thereby reducing the average cost among remaining buyers. Hemenway (1990) and many subsequent contributions motivate its advent by differences in risk-aversion among agents, implying different prevention efforts. We argue that it may also appear in the absence of moral hazard, when agents only differ in riskiness and not in (risk) preferences. We first show that profit-maximization implies that advantageous selection is more likely when markup rates and the e
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Tirapat, Sunti. Risk-based deposit insurance : an application to Thailand. Chulalongkorn University, 2000. https://doi.org/10.58837/chula.res.2000.19.

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This paper investigates the application of option pricing to calculate the premium of deposit insurance in Thailand during 1992-1996 period. In addition to applying the traditional Black-Scholes model, the barrier model of Boyle and Lee (1994) is examined. The barrier model takes the management (owners) action into account: the management (owners) may have strong incentive to increase the volatility of the bank’s assets since this action in crease the value of their equity. As suggested by the stylized evidence, most financial institutions in Thailand were owned by “family” and there was inade
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Baicker, Katherine, and Amitabh Chandra. The Labor Market Effects of Rising Health Insurance Premiums. National Bureau of Economic Research, 2005. http://dx.doi.org/10.3386/w11160.

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Kaur, Tarunpreet. Factors affecting health insurance premiums: Explorative and predictive analysis. Iowa State University, 2018. http://dx.doi.org/10.31274/cc-20240624-711.

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Huang, Fei. This is why your insurance premiums keep going up. Edited by Grace Jennings-Edquist. Monash University, 2024. http://dx.doi.org/10.54377/7b8d-b6cd.

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Baker, Laurence, and Kenneth Corts. The Effects of HMOs on Conventional Insurance Premiums: Theory and Evidence. National Bureau of Economic Research, 1995. http://dx.doi.org/10.3386/w5356.

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