Relevant bibliographies by topics / Transformation of banking resources

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Transformation of banking resources'

Author: Grafiati
Published: 28 May 2022
Last updated: 30 July 2025

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Journal articles on the topic "Transformation of banking resources"

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Ortikov, Uygun. "Opportunities For Effective Use Of Digital Banking Services In The Effective Management Of Financial Resources Of Commercial Banks In A Pandemic." American Journal of Management and Economics Innovations 3, no. 06 (2021): 163–69. http://dx.doi.org/10.37547/tajmei/volume03issue06-24.

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This article discusses the introduction of new banking services in the management of financial resources of commercial banks, the effective use of digital bookkeeping services, the rational management of bank resources in a pandemic and modern services. Also, in this article discusses how the COVID-19 pandemic is impacting the digital transformation, how many business owners and organizations are trying to further enhance digital technologies during the pandemic, not only in business, but also on their national government portals. Further intensification of transformations was highlighted and
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Le, Thu Hanh, Van Ha Nguyen, and Pham Thi Hoang Anh. "Human Resource Quality at Commercial Banks in the Context of Digital Transformation." Emerging Science Journal 9, no. 2 (2025): 780–800. https://doi.org/10.28991/esj-2025-09-02-015.

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The Fourth Industrial Revolution has significantly impacted various sectors, including the economy, politics, and education. In particular, it has transformed the way businesses operate. To succeed in the digital transformation era, one of the most critical strategies is to focus on enhancing the quality of human resources in the banking sector, ensuring sustainable development and aligning the growth of the banking industry with broader economic trends in the digital age. This study aims to analyze how commercial banks can improve the quality of their human resources in the face of the digita
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Harjoni, Desky, and Maulina Isra. "Digital Transformation in Islamic Banking." International Journal of Multidisciplinary Research and Analysis 05, no. 12 (2022): 3616–22. https://doi.org/10.5281/zenodo.7494323.

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The purpose of this study is to examine digital transformation in Islamic banks. Data were obtained through a survey questionnaire from three Commercial Sharia Banks in Aceh: BSI, BCA Syariah, and Bank Aceh. A descriptive analysis was carried out to examine. First, the reasons for these Islamic banks using digitization are related to the technology used as well as the status and position in the use of digitization; second, reviewing regulations, challenges, prudential risks, and the stability implications of digitizing Islamic banking. This study found that in most Islamic Banks, in this case,
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ГОРЯЙНОВА, М. А. "DIGITAL TRANSFORMATION OF BANKING BUSINESS." Экономика и предпринимательство, no. 11(160) (December 21, 2023): 226–30. http://dx.doi.org/10.34925/eip.2023.160.11.039.

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В настоящее время банковский сектор проходит процесс трансформации. Сегодня цифровая экономика занимает особое место во всех областях общественной жизни, а также безусловно влияет на финансовый сектор. Благодаря современным цифровым технологиям можно видеть не только появление новых электронных финансовых услуг и продуктов, но и модернизацию форм, в которых они предоставляются. Цифровизация деятельности банков связана с трансформацией научных исследований и разработок, других научно-технологических достижений в новые или улучшенные банковские продукты и услуги, обновленный или усовершенствован
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Denys, Ilnytskyy, Yatsukh Olena, Demchenko Ivan, Tsap Volodymyr, and Shmatkovska Tetiana. "Management of Banking Innovations in the Conditions of Digitalization." Ad Alta: Journal Of Interdisciplinary Research 11 (2 ), Special Issue XXI (2021): 123–28. https://doi.org/10.5281/zenodo.7864249.

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The modern specifics of the introduction of innovations in banking and the formation of the latest digital banking products involve a significant transformation of the entire banking system into digital banking. Therefore, the issues of effective management of innovation activities of banking institutions depend on the technological features of innovative solutions and the number of resources that banks direct to investments in this area. Thus, the digitalization of banking requires an effective management system for innovation in the bank. 
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Melinda Lestari, Nur. "ANALISIS KUANTITAS DAN KUALITAS TENAGA KERJA PERBANKAN SYARIAH YANG TERDAMPAK DISRUPSI DIGITAL." Ekonomi Islam 11, no. 2 (2020): 109–26. http://dx.doi.org/10.22236/jei.v11i2.5894.

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The challenge for the industrial era 4.0 towards the industrial era 5.0 which is felt by humans is the loss of many skills that are usually carried out by humans who are transferred to technology. The transformation of banking services due to technological disruptions felt by the banking world, conventional services that have been carried out face-to-face have been replaced by technology, business activities and banking products can be said to be disrupted by the emergence of various finances. technology platforms, especially those engaged in P2P Lending and Payment. This can threaten human re
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Xodjayeva, Jeyrona Ravshonbek qizi. "Diversification of financial resources in commercial banks and their innovative management methods in digital transformation." «Yashil iqtisodiyot va taraqqiyot» jurnali 3, no. 2 (2025): 14–20. https://doi.org/10.5281/zenodo.15031728.

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This paper discusses novel approaches to diversification and management of financial resources in commercialbanks of Uzbekistan in the conditions of digital transformation. Current trends of financial resource management, digitalbanking solutions, and their influence on bank performance are analyzed in the context of developing the banking sector ofUzbekistan. The study is based on generalization of literature review and theoretical analysis of national and internationalbanking practices.
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Alizadeh, Morteza, Hossein Safarzadeh, and Seyed Mahdi Jalali. "Presentation of a Competitive Advantage Model in the Banking Industry (Specialized-Development Banks)." Management, Education and Development in Digital Age 1, no. 3 (2024): 16–29. https://doi.org/10.61838/medda.1.3.2.

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The aim of this study was to design a competitive advantage model in the banking industry (specialized-development banks). Therefore, in terms of purpose, this study is applied research, as it not only has an informative and scientific aspect but also holds practical implications for the banking industry. Given the study's purpose and nature, this research is qualitative in terms of methodology. The findings indicated that the competitive advantage model in the banking industry (specialized-development banks) includes service innovation (designing new banking services, improving banking proces
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Nigmatullina, R. A., and Z. R. Gabitova. "TRANSFORMATION OF BANKING BUSINESS IN CONDITIONS OF EXTERNAL INSTABILITY." Bulletin USPTU Science education economy Series economy 2, no. 40 (2022): 47–52. http://dx.doi.org/10.17122/2541-8904-2022-2-40-47-52.

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In the global economy today, banking innovations are manifested in various forms, such as new financial products (services), new processes in the financial sector, new financial institutions. Banking innovations have a significant impact on the economy, providing an increase in the efficiency of the banking sector. The reasons for banking innovations are increased competition in the banking sector, increased uncertainty and risk in the economy, changes in consumer preferences, high imbalance in the global economy Currently the banking sector of the economy is aimed at timely changes in the con
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Svitlana, Hanziuk, and Kalinichenko Tetiana. "DIGITAL TRANSFORMATION IN THE BANKING BUSINESS." ECONOMIC BULLETIN OF THE DNIPROVSK STATE TECHNICAL UNIVERSITY, no. 2(7) (December 27, 2023): 70–76. http://dx.doi.org/10.31319/2709-2879.2023iss2(7).293754pp70-76.

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In the article examines the theoretical essence of digital transformation and digitalization of banks. The characteristic features of the implementation of digital services in the banking system are considered. The prerequisites for accelerating the development of digitalization of the banking business have been determined. The main positive consequences of the digitalization of the banking system (quick execution of payments and transfers, receiving information about account status and payment history 24/7; saving time visiting bank branches, access to information about credit or deposit acco
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Dissertations / Theses on the topic "Transformation of banking resources"

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Вожжов, А. П. "Природа и механизм трансформации банковских ресурсов". Thesis, Українська академія банківської справи Національного банку України, 2007. http://essuir.sumdu.edu.ua/handle/123456789/51563.

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Работа посвящена формированию научно-обоснованных концептуальных основ экономической природы и финансового механизма трансформации банковских ресурсов, дальнейшему развитию теории банковского дела с определением закономерностей процессов трансформации на микро- и макроуровне и их влияния на сбалансированность экономического роста.<br>This work is devoted to the formation of science-based framework of economic nature and the financial mechanism of the transformation of banking resources, further development of the theory of banking laws with the definition of the transformation at the micro and
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Mallia, Joseph. "Business Transformation Enablement Program : understanding enterprise architecture adoption in the European National Banking Domain through the Business Transformation Enablement Program." Thesis, University of Aberdeen, 2016. http://digitool.abdn.ac.uk:80/webclient/DeliveryManager?pid=230158.

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This research examines WHY and HOW a new approach to Enterprise Strategy and IT planning can be adopted in the European national financial sector by using Enterprise Architecture (EA). EA has been promoted as a key tool for transformation and modernisation of the enterprise. By following best practices from successful case studies and the European Central Bank (ECB), the claim is that the adoption of EA will ensure that IT resources and business processes are planned, leveraged, and coordinated better in national financial sectors. In our five supporting papers, several qualitative case studie
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Häggqvist, Jacob. "Digital Transformation in the Swedish Banking Sector." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-264176.

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The face of banking has changed dramatically over the last few decades, and in no area does this statement hold more true than in the domain of digitalization. One term that has been relentlessly repeated when discussing the past, present and future of this development is ”Digital Transformation”. Digital Transformation can be tersely defined to mean change driven by digital technologies, with the potential to increase efficiency in existing processes, as well as to allow for new and novel technology-driven problem solutions and business models. Despite the fact that Swedish major banks have
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Chan, Chi-ping Eliza. "Hong Kong competitiveness : human resources in financial industry /." Hong Kong : University of Hong Kong, 1997. http://sunzi.lib.hku.hk/hkuto/record.jsp?B1883100X.

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Ahmed, Eltegani Abdelgader. "Islamic banking : distribution of profit (case study)." Thesis, University of Hull, 1990. http://hydra.hull.ac.uk/resources/hull:3752.

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An economic system based on the principles of the Islamic law is proclaimed feasible. Interest as an equivalent to Riba should be substituted. Profit-sharing financial institutions have been established. The research attempts to show how these institutions work, and what alternatives they rely on to substitute interest as a motivation for mobilising savings. The technique of investment of various deposits which are held in one pool, as practised by some Islamic banks, and the methods of determining each depositor's share in investment and in profit, are discussed. Profit generated from the inv
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Chan, Chi-ping Eliza, and 陳志萍. "Hong Kong competitiveness: human resources infinancial industry." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1997. http://hub.hku.hk/bib/B31267841.

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Röhrs, Nina. "Transformation des Retail und Private Banking : Transformationsmodell - Geschäftsarchitektur - Strategische Entscheidungs- und Handlungsfelder /." [St. Gallen] : [s.n.], 2008. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=016410617&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Tacer, Ozgur Ali. "Socio-economic Transformation Of Financial Capital In Turkey After 1980&#039." Master's thesis, METU, 2004. http://etd.lib.metu.edu.tr/upload/12605567/index.pdf.

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The study of money and banking is largely considered the purview of economics. Nevertheless, money theme cannot be neglected by social analysis for money is a social construct, embedded in social interactions. Financial system, money&rsquo<br>s highest level of institutionalization, also cannot be abstracted from social and political sub-structure. In this thesis we tried to look at the way in which Turkish financial transformation in early 1980&rsquo<br>s has found its reflections on social sphere<br>in terms of changing social relations and institutions. We first presented a short history of
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Sheikh, Abod Sheikh Ghazali. "Mobilisation of Muslim financial resources for investment in the Malaysian capital market : an analysis of the Bumiputera investors." Thesis, Durham University, 1995. http://etheses.dur.ac.uk/1122/.

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Lee, Soon Ho. "Military transformation on the Korean Peninsula : technology versus geography." Thesis, University of Hull, 2011. http://hydra.hull.ac.uk/resources/hull:5360.

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This thesis provides an explanation of one RMA issue: the effectiveness of contemporary military technology against tough geography, based upon case studies in the Korean peninsula. The originality of the thesis is that it will provide a sound insight for potential foes’ approach to the dominant US military power (superior technology and sustenance of war). The North Korean defence strategy – using their edge in geography and skill – tried to protect themselves from the dominant US power, but it may be impossible to deter or defeat them with technological superiority alone. This research also
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Books on the topic "Transformation of banking resources"

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Poletaeva, Vladislava. Economics of sustainable industrial growth: concept, problems and possible mechanisms of formation. INFRA-M Academic Publishing LLC., 2020. http://dx.doi.org/10.12737/1086387.

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The monograph examines the issues of transformation of the Russian economy from raw materials export model to a model of sustainable industrial growth. In the first Chapter of the work the author formulates the definition of sustainable economy growth and the expediency of its formation, analyzes the problems that hinder the transformation of national economic system into a model for sustainable industrial growth, and identified possible mechanisms of such transformation. In the second Chapter, in order to determine the sources of the implementation of the financial mechanism of forming of eco
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Staggers, Verna. Catalog: Curriculum transformation resources. National Center for Curriculum Transformation Resources on Women, 1999.

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Palubinskas, Ginta T. Economic transformation: The full societal transformation thesis. Vilnius University Press, 2005.

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Palubinskas, Ginta T. Economic transformation: The full societal transformation thesis. Vilnius University Press, 2005.

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Institute, Practising Law, ed. Banking law institute 2011: The transformation continues. Practising Law Institute, 2011.

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(Firm), Divine. RivalEye: Banking industry. Divine, 2002.

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Institute, Environmental Law, and U.S. Army Engineer Institute for Water Resources, eds. National Wetland Mitigation Banking Study: Wetland migitation banking : resource document. Institute for Water Resources, Water Resources Support Center, U.S. Army Corps of Engineers, 1994.

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Short, Cathleen. Mitigation banking. U.S. Dept. of the Interior, Fish and Wildlife Service, Research and Development, 1988.

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Short, Cathleen. Mitigation banking. U.S. Dept. of the Interior, Fish and Wildlife Service, Research and Development, 1988.

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R, White William. The coming transformation of continental European banking? Bank for International Settlements, Monetary and Economic Dept., 1998.

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Book chapters on the topic "Transformation of banking resources"

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John, Jeena Ann, Saubhagyalaxmi Misra, Mariam Mirza Al-Salman, Mona Mansoor Ahmed Hammad, Esra Abdulaziz Ahmed, and Mary Benitta Rani. "Evaluating the Significance of Indirect Effect of Human Resource Practices and Business Susta inability: An Integrated Mediated Model OLC, Innovation and Change on Banking Sectors." In Sustainable Innovations in Management in the Digital Transformation Era. Routledge, 2024. http://dx.doi.org/10.4324/9781003450238-21.

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Hafiz, Tirza, Yeni Absah, and Isfenti Sadalia. "The Influence of Transformational Leadership, Workload, and Competence on SME Relationship Manager Performance at Bank BNI Territorial Office 1 North Sumatera." In Proceedings of the 19th International Symposium on Management (INSYMA 2022). Atlantis Press International BV, 2022. http://dx.doi.org/10.2991/978-94-6463-008-4_84.

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AbstractFierce competition in the banking industry requires companies to outperform and innovate to survive and evolve. As a driving force for a company, human resources have to play the most important role and work well to help the company achieve its goals. This research aims to analyze the relationship among cause and effect from the independent variables: transformational leadership, workloads, and competence, and the dependent variable: employee performance from the SME Relationship Manager of Bank BNI Territorial Office 01 North Sumatera. Data collection was conducted by a questionnaire
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Nicoletti, Bernardo. "Bionic Banking Transformation." In Beyond Fintech. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-96217-3_3.

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Muralix, Murali, K. Srinivasan, and Vaishaly Bopaiah. "Sustainable banking transformation." In Sustainable Smart Technology Businesses in Global Economies. Routledge, 2025. https://doi.org/10.4324/9781003616306-3.

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Gvindadze, Dimitri. "Banking." In The Transformation of Georgia from 2004 to 2012. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-18264-8_16.

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Balaji, Raghunathan, and V. Maiya Rajashekara. "Digital Transformation of Banking." In SMACing the Bank. Auerbach Publications, 2017. http://dx.doi.org/10.1201/9781315119632-1.

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Miklaszewska, Ewa, Krzysztof Kil, and Marcin Idzik. "Digital transformation in banking." In Responsible Finance and Digitalization. Routledge, 2022. http://dx.doi.org/10.4324/9781003144427-9.

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Languetin, Pierre. "Introduction: Transformation of the Banking and Financial Environment." In International Banking. Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-09706-7_2.

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Strietzel, Markus, Sebastian Steger, and Till Bremen. "Digitale Transformation im Banking – ein Überblick." In Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2017. http://dx.doi.org/10.1007/978-3-658-18890-0_2.

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Manz, Stephan. "Digitale Transformation im Banking – lessons learned." In Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2017. http://dx.doi.org/10.1007/978-3-658-18890-0_8.

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Conference papers on the topic "Transformation of banking resources"

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Kautsar, Achmad, Muhammad Madyan, and Rahmat Setiawan. "Literature Review of Digital Transformation on Banking: Corporate Perspective." In 2024 International Conference on Sustainable Islamic Business and Finance (SIBF). IEEE, 2024. https://doi.org/10.1109/sibf63788.2024.10883842.

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Lycaso, Auryns, and Anderes Gui. "Digital Transformation in Banking: Behavioral and Technological Factors in Indonesia." In 2025 29th International Conference on Information Technology (IT). IEEE, 2025. https://doi.org/10.1109/it64745.2025.10930275.

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Kaur, Pavandeep, and Ankit Sharma. "Digital Transformation in Banking and Financial Sector – a Comprehensive Analysis." In 2024 8th International Conference on Computational System and Information Technology for Sustainable Solutions (CSITSS). IEEE, 2024. https://doi.org/10.1109/csitss64042.2024.10816711.

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Sardjono, Wahyu, Dewi Sagita Pranata, and Aditya Agung Dwi Ramdhana. "The Banking Industry is Undergoing a Digital Transformation as Part of Industrial 4.0." In 2024 10th International Conference on Smart Computing and Communication (ICSCC). IEEE, 2024. http://dx.doi.org/10.1109/icscc62041.2024.10690753.

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Burga-Mori, Damaris Elizabeth, Brenda Saby Trujillo-Valladolid, and Jorge Alberto Vargas-Merino. "Perception of Digital Transformation in Users of Banking Entities in the Peruvian Financial Sector." In 2024 IEEE International Conference on Technology Management, Operations and Decisions (ICTMOD). IEEE, 2024. https://doi.org/10.1109/ictmod63116.2024.10959118.

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Klimova, E. Z. "Digital transformation of the banking sector: opportunities and threats." In II All-Russian scientific conference with international participation "Achievements of science and technology". Krasnoyarsk Science and Technology City Hall, 2024. http://dx.doi.org/10.47813/dnit-iii.2024.11.4003.

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The banking sector is the most important engine of economic growth, as it directs financial resources to production activities. Due to the rapid development of the technological space around the world, the financial sector has become the main conductor of radical transformations and business restructuring. This article examines the main directions of digital transformation of banking activities, opportunities and threats of digitalization of the financial sector of the economy.
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Nguyen Thua, Loc, Hieu Nguyen Thi Thanh, Quang Nguyen Dang, Long Nguyen Duc, Trang Nguyen Bao Quynh, and Trang Dam Phuong. "IMPROVE THE QUALITY OF HUMAN RESOURCES IN THE BANKING SECTOR IN THE CONTEXT OF DIGITAL TRANSFORMATION AND CLIMATE CHANGE IN VIETNAM." In International Conference on Political Theory: The International Conference on Human Resources for Sustainable Development. Bach Khoa Publishing House, 2023. http://dx.doi.org/10.51316/icpt.hust.2023.19.

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Based on the assessment of opportunities and challenges for human resources in the banking sector today in Vietnam, the authors propose recommendations to improve the quality of human resources in the Vietnamese banking sector, in the context of digital transformation and climate change, for the State Bank, commercial banks and higher education institutions.
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Eesee Abed, Sanaa, Abdul Rahim Khala Rahi, and bdullah N.A.Alkateeb. "Digital Transformation in Developing Competencies and Talents in Human Resources." In The 5th International Scientific Conference on Administrative and Financial Sciences (CIC-ISCAFS'2025). Cihan University-Erbil, 2025. https://doi.org/10.24086/icafs2025/paper.1751.

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Abstract— the current research aims to study the impact of digital transformation on improving human resources in Iraqi commercial banks. As well to determine how Iraqi commercial banks benefit from digital technologies in developing human resources talents. The "Role of Digital Transformation in Enhancing Human Resources Competencies and Talents in Iraqi Commercial Banks" was studied through a case study of Rafidain and Rashid Banks in Baghdad. The questionnaire method was used to collect data from 60 employees, and 51 questionnaires were analyzed using SPSS. By improving the digital competen
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Novićević Čečević, Bojana, Mirjana Jemović, and Jovana Milenović. "TRANSPARENCY OF FINANCIAL STATEMENTS AND COMPARATIVE ANALYSIS OF BANK LIQUIDITY, SOLVENCY AND PROFITABILITY INDICATORS IN THE REPUBLIC OF SERBIA AS AN INDICATOR OF BANK PERFORMANCE MEASUREMENT." In 5th International Scientific Conference – EMAN 2021 – Economics and Management: How to Cope With Disrupted Times. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2021. http://dx.doi.org/10.31410/eman.2021.85.

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The banking sector is an important segment of the economic system. Strengthening the role of the non-banking sector, liberalization and deregulation on the financial market have encouraged faster development and transformation of the banking sector. The analytical significance of banks’ balance sheet information was previously used primarily for statistical and monetary analysis. In modern conditions, the financial statements of banks are a significant information resource for many internal and external users. The paper aims to, through the analysis of liquidity, solvency and profitability ind
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Herath, C. D., and R. Noordeen. "An Investigation of effective community driven material recovery facility (MRF) in urban waste management – a case study of MRF in Wattala." In Empower communities. Faculty of Architecture Research Unit, 2023. http://dx.doi.org/10.31705/faru.2023.3.

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Sri Lanka as a developing country, continues to use the take-make-dispose paradigm of the conventional linear economy. Scarcity of resources and municipal solid waste management problem that linear economies may pinpoint as the underlying cause. By using a Community-driven Material Recovery Facility (CdMRF) as a tool, the Sustainable Circular Economy, a novel developing idea pertinent to the Sri Lankan context, can be a better alternative in this research study's effort to address such difficulties. Waste can be converted into a resource should be a significant fact in this study. Wattala CdMR
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Reports on the topic "Transformation of banking resources"

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Rivera Picado, Carlo Magno, Lucia Latorre, Eduardo Rego, Lorenzo De Leo, and Mariana Gutierrez. Tech Report: RPA. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013018.

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The scalability of RPA allows companies to adjust their robotic workforce according to fluctuating demands, improving not only operational efficiency but also employee satisfaction and strategic focus. With applications ranging from data processing and verification to supply chain management, RPA has become a transformative tool in sectors such as banking, retail, customer support, and human resources management, demonstrating its potential to optimize processes and improve decision-making across a wide range of industries. The adoption of RPA in Latin America, partly driven by the COVID-19 pa
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Drechsler, Itamar, Alexi Savov, and Philipp Schnabl. Banking on Deposits: Maturity Transformation without Interest Rate Risk. National Bureau of Economic Research, 2018. http://dx.doi.org/10.3386/w24582.

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Chen, Qi, Itay Goldstein, Zeqiong Huang, and Rahul Vashishtha. Liquidity Transformation and Fragility in the US Banking Sector. National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w27815.

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Hachem, Kinda, and Martin Kuncl. The Prudential Toolkit with Shadow Banking. Federal Reserve Bank of New York, 2025. https://doi.org/10.59576/sr.1142.

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Several countries now require banks or money market funds to impose state-contingent costs on short-term creditors to absorb financial stress. We study these requirements as part of the broader prudential toolkit in a model with five key ingredients: banks may face an aggregate stress state with high withdrawals; a fire-sale externality motivates a mix of non-contingent and state-contingent regulation; banks may use shadow technologies to circumvent regulation; parameters of the shadow technologies may be private information; and bailouts may occur. We characterize the optimal policy for vario
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Azoa Balengla, Tania M., Joseph Keneck Massil, Alphonse Noah, and Bernard C. Nomo Belaya. Tax Revenue in Emerging Markets and Developing Countries: Does Digital Finance Matter? Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.043.

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The context of multiple crises in recent times, including the COVID-19 pandemic, the war in Ukraine, and the rising number of severe climate-related events, has once again emphasised the pressing need for emerging markets and developing countries (EMDCs) to expand their fiscal capacities. Identifying new tax revenue drivers is now a key concern for many governments and researchers worldwide. Digital financial services like mobile money services have emerged as a transformative force shaping the financial inclusion landscape in the developing world, allowing people and firms previously excluded
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Cerda, Maikol, David Cervantes, Paul Gertler, et al. Research Insights: How Has the COVID-19 Pandemic Affected Micro, Small, and Medium Enterprises’ Use of Online Banking? Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005256.

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The COVID-19 pandemic has significantly accelerated the digitalization of micro, small, and medium Enterprises (MSMEs) in Latin America. The shift from in-person to online banking transactions has been both significant and permanent, becoming more important not only during the lockdowns but also after the economic recovery. This digital transformation has been observed across all industries, firm sizes, and geographical locations, indicating a broad-based response to the pandemics challenges.
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Pinchuk, Olga P., Oleksandra M. Sokolyuk, Oleksandr Yu Burov, and Mariya P. Shyshkina. Digital transformation of learning environment: aspect of cognitive activity of students. [б. в.], 2019. http://dx.doi.org/10.31812/123456789/3243.

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Peculiar features of digital environment include: integration of ICTs; use of local and global networks and resources; support and development of qualitatively new technologies of information processing; active use of modern means, methods and forms of teaching in the educational process. The organization of activities in terms of digital learning environment provides appropriate changes in the interaction between subjects of the educational process. Today, means and technologies of the information and communication networks (ICNs), in particular the Internet, which custom and operational-proc
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Pinchuk, O. P., O. M. Sokolyuk, O. Yu Burov, and M. P. Shyshkina. Digital transformation of learning environment: aspect of cognitive activity of students. CEUR Workshop Proceedings, 2019. http://dx.doi.org/10.33407/lib.naes.717007.

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Peculiar features of digital environment include: integration of ICTs; use of local and global networks and resources; support and development of qualitatively new technologies of information processing; active use of modern means, methods and forms of teaching in the educational process. The organization of activities in terms of digital learning environment provides appropriate changes in the interaction between subjects of the educational process. Today, means and technologies of the information and communication networks (ICNs), in particular the Internet, which custom and operational-proc
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Williams, Penny, Tyge Kummer, Mazlan Maskor, and Catherine Kennon. The State of AI in Australian Human Resources. Australian Human Resource Institute, 2024. https://doi.org/10.5204/rep.eprints.254106.

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Alongside work of all forms, the human resources profession is undergoing a transformation fuelled by rapid developments in artificial intelligence (AI) and the automation of HR and Management processes. This report presents findings from research undertaken as a collaboration between Queensland University of Technology (QUT) and the Australian Human Resources Institute (AHRI), to understand how these transformations are shaping the experiences of HR professionals in Australia, including their concerns and perspectives on the use of Generative AI in the workplace.
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Martinez, Monica, and Michelle Oliva. In Pursuit of Racial Equity: A Pathway for Action and Transformation in Education. EduDream, 2021. http://dx.doi.org/10.62137/babg2923.

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This report highlights the current state of educational inequities and national efforts to address them through policy, resources, tools, and technical assistance. Based on our review of over sixty equity-centered resources, we find that few toolkits are explicitly designed for K-12 schools and districts. We make a case for practical tools and resources, such as the EET™, to support education leaders in their equity work. Finally, based on our analysis of federal efforts to advance equity and a new administration that is prioritizing racial justice, we outline immediate action steps the Biden-
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