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Journal articles on the topic 'Working day in banks'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

S., DJUMANOV, and MULLOJONOV I. "Improving the Working Day and Document Flow in Banks." International Journal of Academic Research in Business, Arts & Science ( IJARBAS.COM ) 3, no. 5 (2021): 134–40. https://doi.org/10.5281/zenodo.4884249.

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In this paper, it has been studied the issues of improving the working day and document flow in banks in our country. Therefore, this article has been pursued under the importance of improving the working day and document flow in the interbank market. So, during writing this article financial reports of Central Bank and commercial banks in Uzbekistan and other resources are analyzed, and end of the paper has been given some suggestion and recommendations.   <strong>Keywords.</strong> Bank, credit, banking system, working day in banks, banking operations, interbank payments,

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2

Pathak, Resham Raj. "Work Life Balance in Nepalese Commercial Banks." Journal of Business and Social Sciences 1, no. 1 (2018): 116–25. http://dx.doi.org/10.3126/jbss.v1i1.22834.

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Work life balance has always been an important issue in social sciences due to its significant influence on career choice, time management, stress management and other important aspects of day to day life of human beings. Moreover, it is universal phenomena. With this context, the study tries to explore and analyze the link between Working hour, income level and organizational support with work-life balance of employees working in selected commercial banks of Nepal. Moreover, the study seeks the necessity to formulate an apparent and specific organization policy to address work life balance in

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Pathak, Resham Raj. "Work Life Balance in Nepalese Commercial Banks." Journal of Business and Social Sciences 2, no. 1 (2018): 116–25. http://dx.doi.org/10.3126/jbss.v2i1.22834.

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Work life balance has always been an important issue in social sciences due to its significant influence on career choice, time management, stress management and other important aspects of day to day life of human beings. Moreover, it is universal phenomena. With this context, the study tries to explore and analyze the link between Working hour, income level and organizational support with work-life balance of employees working in selected commercial banks of Nepal. Moreover, the study seeks the necessity to formulate an apparent and specific organization policy to address work life balance in

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Maqsood, Hafiza Maryam, Saleh Nawaz Khan, Wajid Alim, and Kashif Nawaz. "The Impact of Economic Policy Uncertainty on Working Capital and Bank Stability: Evidence from Pakistan." iRASD Journal of Economics 6, no. 1 (2024): 164–74. http://dx.doi.org/10.52131/joe.2024.0601.0200.

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The purpose of this research is to examine how uncertain economic policies (EPU) influence the funds available for a company's day-to-day operations (WC) and the stability of banks (BS). This research used a mix of static and dynamic analysis methods on data collected from 2010 to 2022. It was found that EPU negatively impacts the stability of banks, with this result being consistent across three different statistical tests at a 5% significance level. Additionally, the research shows that EPU positively affects how much working capital a bank has. These insights are important for those making

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Hasan, K. A. M. R., and M. S. Islam. "Work-life Balance Among the Women Employees in Banking Sector of Bangladesh." Jagannath University Journal of Business Studies 6, no. 1&2 (2018): 119–31. https://doi.org/10.5281/zenodo.5898020.

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This study was conducted among the women employees of different private commercial banks of Dhaka City to find out the perception and impact of work-life balance. A total number of 91 women employees were selected by using Cochran’s formula from different private commercial banks in Dhaka City on a random sampling basis. A structured questionnaire was sent to them for their responses and suggestions. The study found that the respondents are dissatisfied with their working hours, traveling time to work and reach home, lack of day care center for children to look after, lack of proper impl

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Ahmad, Khoiri Chuzaimah Batubara. "Perbankan Syariah di Indonesia: Manajemen dan Strategi Pemasaran." Madani: Jurnal Ilmiah Multidisiplin 1, no. 6 (2023): 787–94. https://doi.org/10.5281/zenodo.8151515.

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<em>Islamic banks in Indonesia have progressed very rapidly compared to other banks, Islamic banks in Indonesia have issued several products including financing products, these products include the principle of buying and selling with an installment system or Sharia KPR, financing for construction and working capital for SMEs, principles of SME working capital, lease-purchase principles, loan principles, and order principles. Islamic banks are banks that operate without relying on interest. Islamic banks, also known as interest-free banks, Islamic banks are financial or banking institutions wh

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Dr, BHADRAPPA HARALAYYA. "STUDY OF BANKING SERVICES PROVIDED BY BANKS IN INDIA." International Research Journal of Humanities and Interdisciplinary Studies , ISSN Number: 2582-8568 2, no. 6 (2021): 6–12. https://doi.org/10.5281/zenodo.4896858.

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Within the off chance that the monetary base doesn't exist, can you trust you targeted in which you could keep your cash secure? Where do you get an advance from? Who else will you way to deal with accumulate installment in your contributions? Financial institutions are money related foundations that can be crucial for working and essential on a day - to - day reason for monetary boost. You could be astonished to see that banks got been round constantly. There is confirmation of banking profits in memorable situations when vendors across the town borrowed money to ranchers and merchants op

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Dr., Parul Mittal. "PROGRESS OF THE DISTRICT CENTRAL COOPERATIVE BANKS IN HARYANA: AN ANALYSIS OF FINANCIAL PERFORMANCE & PRODUCTIVITY." International Journal of Marketing & Financial Management 6, no. 3 (2018): 23–38. https://doi.org/10.5281/zenodo.10817160.

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<strong>ABSTRACT</strong> <strong> </strong> In India, District Central Co-operative Banks (DCCBs) are recognizable institutions among all co-operative credit institutions. DCCBs occupy a place of significance in the cooperative credit delivery system. They act as a spokesperson of the cooperative movement at district level. The founders of the movement envisioned the role of DCCBs beyond the boundaries of mere financing banks. DCCBs are expected to serve as a financing bank for the primaries in a district, guide them in their day to day operations, supply of necessary manpower and techno

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Abdurraafi, Muhammad, Nani Ernawati, Yoyok Prasetyo, and Mochammad Rizaldy Insan Baihaqqy. "RASIO PROFITABILITAS, MANAJEMEN RISIKO DAN MANAJEMEN MODAL KERJA PADA SEKTOR PERBANKAN SYARIAH DAN KONVENSIONAL." Jurnal Maneksi 14, no. 2 (2025): 937–48. https://doi.org/10.31959/jm.v14i2.3149.

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Introduction: This study examines profitability ratios, risk management, and working capital management in Islamic and conventional banking sectors. Using a comparative approach, the analysis focuses on financial performance indicators such as Return on Equity (ROE), Non-Performing Financing (NPF)/Non-Performing Loan (NPL), and Current Ratio to identify differences and similarities between the two banking models. The Mann-Whitney U Test is applied to assess whether there are significant differences in these financial ratios between Islamic and conventional banks.Methods: The findings indicate

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Sobanova, Jelena, and Marina Kudinska. "Management Response to Human Errors and Key Controls in Banks." Marketing and Management of Innovations 15, no. 2 (2024): 89–99. http://dx.doi.org/10.21272/mmi.2024.2-07.

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Given the significant role that banks play in the global economy and the inherent risks they encounter in their day-to-day operations, studying operational risk management in banks is crucial. The purpose of this research is to comprehend the operational risk management challenges in banks, mainly focusing on human errors and management response to them, as human factors often play an important role in operational failures. The aim of this paper is to investigate the governance cultures and operational risk management strategies of banks, to identify the gaps in risk mitigation activities and

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Ditria, Yoda, Jenni Vivian, and Indra Widjaja. "Pengaruh Tingkat Suku Bunga, Nilai Tukar Rupiah dan Jumlah Ekspor Terhadap Tingkat Kredit PERBANKAN." Journal of Applied Finance & Accounting 1, no. 1 (2008): 166–92. http://dx.doi.org/10.21512/jafa.v1i1.121.

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Interest rates level, exchange rates value and the export quantity are the variables of macroeconomy that always change according to the economic condition of a nation. A good knowledge about the effect of these three variables towards the amount of lending by banks, which consists of three kinds: working capital loan, investment loan, and consumption loan, will help banks’ strategic plan to face the economic volatility. Bank is a financial institution that serves as a bridge between parties that have excess funds with parties that need some funds. Banks are expected to provide loans to the pu

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Waldi Nopriansyah, Abdul Mujib та Ali Sodiqin. "Hukum Jaminan dalam Pembiayaan Modal Kerja (Akad Muḍārabah) di Bank Syariah dalam Pendekatan Maqāṣid Syarī’ah". BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam 4, № 1 (2023): 54–74. http://dx.doi.org/10.36701/bustanul.v4i1.870.

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This study aims to determine the law of guarantees in working capital financing (muḍārabah contracts) in Islamic banks from the perspective of maqāṣid syarī’ah. This type of research is qualitative research that is literary. The approach in this study uses the sharia maqāṣid system. The results of the study show that the guarantee applied by Islamic banks to working capital financing contracts (muḍārabah contracts) is a must that must be carried out by the bank in implementing the precautionary principle. While the maqāṣid sharia view, the application of guarantees carried out by Islamic banks

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Anggun Minati, Agnes, Gustati, and Hidayatul Ihsan. "Analisis Perbandingan Prediksi Kebangkrutan Bank Syariah Dan Bank Konvensional Menggunakan Altman’s EM Z- Score Model." Akuntansi dan Manajemen 11, no. 2 (2016): 1–25. http://dx.doi.org/10.30630/jam.v11i2.90.

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The development of Islamic banks in Indonesia increasingly shows that Islamic banks are ready to become competitors for conventional banks. Islamic banks that use margin systems or profit sharing whereas conventional banks use interest systems give rise to different expectations. It is possible to have a difference in terms of bankruptcy prediction using the Altman EM Z-Score Model ratio. The Altman EM Z-Score Model is a modification of the Altman ratio in 2002 that is used for non-manufacturing companies and has not gone public. This final project aims to analyze the comparison of predictions

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Sumaiya, Fathima. "Artificial Intelligence in Banking Sector." Shanlax International Journal of Arts, Science and Humanities 6, S1 (2018): 59–62. https://doi.org/10.5281/zenodo.1403583.

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Conversion of   data  in digital format through technology is digitalization .as the banks have embraced digitalization it has resulted in reduction of human errors and has provided convenience to customers reducing time, people have round the clock access to online banking Technology has removed much of the face to face bank-customer interactions like fingerprint readers, card readers and new and emerging and financial technologies ensuring privacy and minimizing or reducing fraud concerns with increasingly innovative technologies.  Banking institutions

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Allen, Daren. "Money laundering: further clarity provided by the Court of Appeal on the operation of the consent regime." Journal of Investment Compliance 18, no. 3 (2017): 72–74. http://dx.doi.org/10.1108/joic-06-2017-0043.

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Purpose To summarise a key development that provides clarity for banks on the operation of the money laundering provisions in the UK Proceeds of Crime Act 2002. Design/methodology/approach The article provides the background leading up to the UK Court of Appeal hearing, the key issues in the appeal, the decision of the court and what this means for banks in the UK. Findings The Court of Appeal held that (i) where a bank suspects that money in its customer’s account is criminal property, freezes the account and seeks consent to deal with the money, the court should not intervene during the cour

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Sailendra, Sailendra, Suratno Suratno, and Monang Tampubolon. "Tatakelola Keuangan dan Akses Permodalan UMKM Terhadap Perbankan dalam Meningkatkan dan Pengembangan Nilai Ekonomi Usaha: UMKM Pujasera Cempaka Putih Jakarta Pusat." CAPACITAREA : Jurnal Pengabdian kepada Masyarakat 1, no. 01 (2020): 24–34. http://dx.doi.org/10.35814/capacitarea.v1i01.1456.

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Abstrak Usaha Mikro Kecil dan Menengah (UMKM) merupakan salah satu pilar ekonomi bangsa dan sebagai katup pengaman perekonomian nasional. Hingga saat ini, UMKM masih termarjinalkan dan belum sepenuhnya memiliki akses terhadap permodalan dari perbankan dan lembaga keuangan. Salah satu sumber masalah yang masih menjadi penghambat bagi pelaku UMKM untuk dapat meng-akses permodalan dari perbankan, dikarenakan masih rendahnya pengetahuan dan keahlian yang dimiliki dalam tatakelola dan penyajian laporan keuangan yang baik dan benar, sebagai salah satu syarat utama untuk dapat mengakses permoda

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Sailendra, Sailendra, Suratno Suratno, and Monang Tampubolon. "Tatakelola Keuangan dan Akses Permodalan UMKM Terhadap Perbankan dalam Meningkatkan dan Pengembangan Nilai Ekonomi Usaha: UMKM Pujasera Cempaka Putih Jakarta Pusat." CAPACITAREA : Jurnal Pengabdian kepada Masyarakat 1, no. 01 (2020): 24–34. http://dx.doi.org/10.35814/capacitarea.2021.001.01.3.

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Abstrak Usaha Mikro Kecil dan Menengah (UMKM) merupakan salah satu pilar ekonomi bangsa dan sebagai katup pengaman perekonomian nasional. Hingga saat ini, UMKM masih termarjinalkan dan belum sepenuhnya memiliki akses terhadap permodalan dari perbankan dan lembaga keuangan. Salah satu sumber masalah yang masih menjadi penghambat bagi pelaku UMKM untuk dapat meng-akses permodalan dari perbankan, dikarenakan masih rendahnya pengetahuan dan keahlian yang dimiliki dalam tatakelola dan penyajian laporan keuangan yang baik dan benar, sebagai salah satu syarat utama untuk dapat mengakses permoda

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Adhikari, Nabin Bahadur. "Employees’ Perception of Green Banking Practices in Nepal." Journal of Interdisciplinary Studies 13, no. 1 (2024): 161–81. https://doi.org/10.3126/jis.v13i1.73351.

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Green banking differs from traditional banking as it focuses on promoting environment-friendly banking. Nowadays, due to the huge deterioration of the environment, not only human beings but also the day-to-day business environment suffers adversely. The objective of this research paper is to assess employee perceptions towards green banking practices in Nepalese commercial banks. Furthermore, the paper aims to assess the mechanisms of green banking practices, to analyze the impact of banking activities on green banking practices, to analyze the relationship between banking activities and green

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Mr. Pandurang Rathod. "What are the Causes of Non-Performing Assets (NPAs) and What Preventative Measures Are in Place?" International Research Journal on Advanced Engineering and Management (IRJAEM) 2, no. 09 (2024): 2866–74. http://dx.doi.org/10.47392/irjaem.2024.04222.

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This paper looks at how Indian banks handle NPAs to help you understand the problems and possible answers for getting rid of NPAs. This paper talks about what banks and other financial companies have done to make sure that non-performing assets don't hurt their day-to-day business. Indian banks must work hard on non-performing assets in order to reach two important goals: stable money supply and steady economic growth. The study's results are useful for politicians, lawmakers, and financial companies that need to deal with assets that aren't making money. This detailed study uses secondary sou

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Singh, Sarvesh, and Alok Singh. "Evolution and Adaptability of HRIS in Indian Banking Sector: A Selected Case of Public and Private Banks of Delhi Region." RESEARCH HUB International Multidisciplinary Research Journal 9, no. 9 (2022): 12–19. http://dx.doi.org/10.53573/rhimrj.2022.v09i09.003.

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The purpose of this study is to trace the evolution of human resource information system as well as bank employees’ adaptability to human resource information system. Evolution is grouped into five phases, which starts from 1945 to present day. The adaptability is traced using primary data collected with the help of a structured questionnaire which is distributed among bank employees working in public and private sector banks in the Delhi region. The result concluded that HRIS plays an important role in making work life balance for employees and make their wok easy.

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Sari, Fara Anjar, and Ferry Prasetyia. "PENILAIAN RGEC PADA PERBANKAN YANG TIDAK MENGALAMI, BERISIKO, DAN MENGALAMI FINANCIAL DISTRESS MENURUT MODEL GROVER." Contemporary Studies in Economic, Finance and Banking 3, no. 2 (2024): 305–18. http://dx.doi.org/10.21776/csefb.2023.03.2.04.

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LPS has liquidated a total of 117 banks by 2021 due to financial distress and the inability to maintain their health. This study aims to analyze the health level of banks through RGEC concerning banks that do not experience, are at risk of, and experience financial distress. Using a descriptive analysis method, banks are categorized based on three levels of potential financial distress according to Grover or G-Score, then evaluated through RGEC assessments in each bank category. The results indicate that, along with the decrease in G-Score, high NPL and low LDR reflect a greater potential for

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Hinge, Deepa. "IMPACT OF ARTIFICIAL INTELLIGENCE IN BANKING SECTOR." International Journal of Advanced Research 10, no. 02 (2022): 301–5. http://dx.doi.org/10.21474/ijar01/14208.

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In every economy, there are different sectors and each sector is responsible for upgrading of economy. Banking Sector is an important sector of any economy. It is the strongest pillar of any economy from ancient time. This Sector is having many dynamics and changes. Application of advance technology according to ever changing world economy is need of an hour. Industrial Revolution 4.0 brings drastic change in the banking sector. It is not limited to use only computer in the banks for transactions but customers are also using net banking , mobile banking for day to day transactions. At the same

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Jolly, Vidhya. "The Influence of Internet Banking on the Efficiency and Cost Savings for Banks’ Customers." International Journal of Social Sciences and Management 3, no. 3 (2016): 163–70. http://dx.doi.org/10.3126/ijssm.v3i3.15257.

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The world is developing; the internet has become one important tool in life. Its proper use can create wonders. This research paper is about how the internet is used by Indian banks and how it has changed the face of banking. The study is limited to Kochi alone. Internet banking has its advantages: primarily it is cost efficient. Using internet banking customers can do most of their bank transactions online; almost all of the transactions are possible. Adding to the advantages these transactions require only an internet connection and a computer. These facilities are not limited to the working

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Chavhan, Swati S., and Seema S. Bansode Gokhe. "An epidemiological study of computer related health problems and stress among bank employees in the vicinity of a tertiary care hospital." International Journal Of Community Medicine And Public Health 7, no. 10 (2020): 3941. http://dx.doi.org/10.18203/2394-6040.ijcmph20204358.

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Background: Due to the upsurge in information technology and daily increase in the number of computer usage in banking sector and increasing use of online banking services in India, there is need for research into computer related health problems. The objectives of the study were to estimate prevalence of computer related health problems and stress among Bank employees and to study its association with their working environmental conditions.Methods: A cross sectional study was conducted, with a pre-tested, pre-designed questionnaire in 19 banks among 255 bank employees aged 25 to 50 years by c

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Haipeter, Thomas. "Banking and finance in France and Germany. New regulations of work and working time - a challenge for the trade unions?" Transfer: European Review of Labour and Research 8, no. 3 (2002): 493–503. http://dx.doi.org/10.1177/102425890200800312.

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In response to the globalisation of financial markets and restructuring of national finance systems, the banks in both countries are pursuing far-reaching strategies for reorganisation in accordance with the ‘lean banking’ model. The organisation of working time, initially neglected, has now moved centre-stage in this process of reorganisation, and flexible working practices have become the order of the day. In spite of these common strategic starting points, however, the models of flexibility adopted in these two countries differ fundamentally from one another. The difference is to some exten

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Ismi Oktavia Kartika Pradana, Hilda Hilda, and M. Junestrada Diem. "Pengaruh Prestise dan Lingkungan Sosial Terhadap Minat Mahasiswa Jurusan Perbankan Syariah UIN Raden Fatah Bekerja di Bank Syariah." Jurnal Pajak dan Analisis Ekonomi Syariah 1, no. 3 (2024): 237–49. http://dx.doi.org/10.61132/jpaes.v1i3.336.

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This research aims to determine the influence of prestige and social environment on the interest of Islamic Banking Department students at UIN Raden Fatah Palembang to work in Islamic banks. Prestige and social environment are two factors that are thought to influence students' interest in working in Islamic banks. This research used a quantitative method with an incidental sampling technique using the Slovin formula to obtain 93 samples. Data was collected through questionnaires and analyzed using the PLS (Partial Least Square) analysis technique via SmartPls. The results of the research show

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S., Girish, and Prasanth A. P. "The Expectation Disconfirmation Theory of Green Banking Practices of State Bank of India with special reference to Kerala - A Structural Equation Modeling Approach." Journal of Advanced Zoology 44, S-5 (2023): 2476–84. http://dx.doi.org/10.17762/jaz.v44is-5.1907.

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In light of Agenda 2030, sustainability awareness is steadily growing worldwide. All institutions, including banks and financial institutions, are working to reduce their carbon footprints. Several indirect problems have arisen for India as a result of the banking process, such as global warming, climate change, irregular monsoon, air pollution, heavy rain, poor air quality, health problems, ozone depletion, fossil fuel use, recurrent destruction of forests for daily use, improper e-waste disposal. These issues can be overcome with sustainable banking practices (Green banking), which benefit t

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Mekpor, Benjamin, and Kwasi Dartey-Baah. "Voluntary workplace behaviors among employees of high and low-performing banks." International Journal of Organizational Analysis 27, no. 1 (2019): 2–18. http://dx.doi.org/10.1108/ijoa-06-2017-1179.

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Purpose The purpose of this study is to determine whether there is a difference with the exhibition of voluntary workplace behaviors (i.e. organizational citizenship behaviors [OCB] and counterproductive workplace behaviors [CWB]) among employees of high and low-performing banks in Ghana. Design/methodology/approach The quantitative approach was adopted to collect data from employees of selected banks from Ghana’s Club 100. The independent t-test was used to categorize the exhibition of employees’ OCB and counterproductive workplace behaviors by the type bank (i.e. high- or low-performing bank

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Nuraeni, Hani, Fifi Afiyanti Tripuspitorini, and Rosma Pakpahan. "Pengaruh Pembiayaan UMKM, CAR, dan NPF Terhadap Return on Assets Bank Umum Syariah di Indonesia." Journal of Applied Islamic Economics and Finance 3, no. 1 (2022): 186–93. http://dx.doi.org/10.35313/jaief.v3i1.3876.

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MSME financing and CAR are expected to increase the profit of Islamic banks. NPF is a factor that is thought to reduce profits. This study was to determine the effect of MSME financing in the working capital and investment categories, the effect of CAR, and the effect of NPF for Islamic Commercial Banks in Indonesia on ROA. This study uses a descriptive-quantitative method that analyzes secondary data, namely the monthly financial ratios, with multiple linear regression data analysis methods. The results showed that partially the MSME financing variable in the working capital and investment ca

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Rustandi, Feri. "Pengaruh Manajemen Modal Kerja Pada BankKonvensional yang Terdaftar di BEI Periode 2013-2017." JURNAL ILMU MANAJEMEN DAN BISNIS 9, no. 2 (2018): 45–55. http://dx.doi.org/10.17509/jimb.v9i2.13983.

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AbstractThe purpose of the study is to find out how the influence of working capital management on conventional banks listed on the Stock Exchange for the period 2013-2017. This study uses a quantitative method with a sample of all national commercial banks in Indonesia that are listed on the Stock Exchange from 2013-2017. From the whole study sample for 5 years, there were 245 observations which were then analyzed using the fixed effect approach after going through the stages of selecting the best model. The results of this study found that working capital management has a positive effect on

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Kasmiati, Kasmiati. "SINERGI BANK SYARIAH DAN UMKM DALAM MENINGKATKAN PEREKONOMIAN MELALUI PEMBIAYAAN." Commodity 3, no. 1 (2024): 43–54. https://doi.org/10.56997/commodity.v3i1.1587.

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Sharia banks and UMKM have been known as one of the businesses that are an important sector in the Indonesian economy. This is reflected in its resilience in facing economic turmoil in the monetary crisis that Indonesia experienced in 1998.. Therefore, this article aims to analyze the synergy of Sharia Banks and UMKM in improving the country's economy through channeled financing. This research is a type of exploratory qualitative research. Meanwhile, conclusions are drawn inductively, where data and facts obtained from the field become the reference source. Secondary data is the main data in r

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SELVI, S. "Government initiatives to develop rural women entrepreneurship." INTERNATIONAL JOURNAL OF EXCLUSIVE MANAGEMENT RESEARCH 8, no. 2 (2018): 226–29. https://doi.org/10.5281/zenodo.4301286.

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Entrepreneurs are playing very important role in the Indian economy. They identify the needs of the business, purchase the factors of production, coordinate them for some productive purposes, satisfy the needs of consumers, and result in increase the standard of Indian economy. They are the innovators, researchers and risk takers of the company. Entrepreneurship development is important aspect in women empowerment. They face various <em>problems</em> in day to day work. A women needs encouraged to start a business in order to improve their economic standards as well as to improve their overall

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Haznun, Annisa, and Aswin Akbar. "Pengaruh Profitabilitas, Likuiditas, BOPO dan Struktur Modal Kerja terhadap Nilai Perusahaan Perbankan Syariah." Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) 3, no. 3 (2022): 551–60. http://dx.doi.org/10.47065/ekuitas.v3i3.1291.

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This study aims to determine how the effect of profitability, liquidity, BOPO and working capital structure on the value of Islamic banking companies. The sample of this study amounted to 9 Islamic banks that have been listed on the Indonesia Stock Exchange (IDX) and the Financial Services Authority (OJK) and published their financial statements with a total of 54 observations. Sampling used purposive sampling method with data analysis using regression test and data processing using eviews 10. The results showed that partially profitability, liquidity, BOPO and working capital structure had a

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Hakim, Lukman, and Akmal Riza. "THIRD PARTY FUNDS AND WORKING CAPITAL FINANCING AT ISLAMIC BANKS IN INDONESIA: ARDL-ECM APPROACH." An-Nisbah: Jurnal Ekonomi Syariah 10, no. 2 (2024): 135–48. http://dx.doi.org/10.21274/an.v10i2.8712.

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Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh dana pihak ketiga dan tingkat margin pembiayaan terhadap realisasi pembiayaan modal kerja yang disalurkan bank syariah pada sektor UMKM di Indonesia. Menggunakan data time series selama periode 2014.6-2018.9, model analisis yang digunakan adalah autoregressive distributed lag (ARDL). Penelitian mengungkapkan adanya hubungan kointegrasi jangka panjang antara realisasi pembiayaan dengan dana pihak ketiga dan tingkat margin pembiayaan. Dalam jangka panjang dan jangka pendek, dana pihak ketiga berpengaruh positif dan signifikan terhadap

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Lismawati, Lismawati, Mohd Winario, and Rifqil Khairi. "Peran Murabahah Dalam Mendukung Usaha Mikro Kecil Dan Menengah: Tinjauan Dari Sudut Pandang Bank Syariah." Journal of Economic, Management, Business, Accounting Sustainability 2, no. 1 (2025): 39–46. https://doi.org/10.69693/joembas.v2i1.115.

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This article evaluates the role of Murabahah in supporting Micro, Small and Medium Enterprises (MSMEs) from the perspective of Islamic banks. Through a literature review, this study highlights that Murabahah provides capital solutions in accordance with sharia principles, facilitating MSMEs' access to working capital and investment. Other benefits include certainty in prices and transparent costs as well as flexibility in the financing period and types of goods that can be financed. The study results show that Murabahah not only provides direct financial benefits, but also increases financial

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Surendra, Yadav, Hussain Ashik, and V. Sharma Neha. "Security Issues and Risks for Banking Services under Cloud Computing." International Journal of Innovative Technology and Exploring Engineering (IJITEE) 10, no. 1 (2020): 180–85. https://doi.org/10.35940/ijitee.A8160.1110120.

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In present day time, immense beginnings identified with jumpers working field use the advantages of cloud computing for reducing their operational expense and overseeing data. Notwithstanding, Cloud computing offers different advantages to associations, yet it is an online network system thusly financial organizations like banks consider that this plan relates to the few risk factors. Among different viewpoints data security, protection, legitimate, compliance and regulatory risks are key limitations. Moreover, fast presentation of high expert's aggressors into this field has scaled up suc

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Saputra, I. Made Arya Budhi, I. Nyoman Rudy Hendrawan, and Deviana Deviana. "Implementasi Bank Sampah Pada ST. Kerta Budi Luhur untuk Pengelolaan Sampah Organik dan Anorganik." Journal of Community Development 1, no. 2 (2021): 83–87. http://dx.doi.org/10.47134/comdev.v1i2.17.

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ST. Kertha Budi Luhur is the youth organization of the Kayumas Kelod traditional banjar which was founded around 1995. One of the social activities of the Sekaa Teruna is to focus on environmental and waste issues. Related to the issue of waste ST. Kertha Budi Luhur plans to establish a waste bank. The waste bank is an alternative solution that can be done by the community in terms of waste management or management. Waste banks can increase public participation to care more about the waste they produce daily, besides that, with the existence of waste banks, the community can get economic value

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Nurhadi, Nurhadi. "Konversi Bank Riau Kepri Menjadi Bank Syariah dalam Perekonomian Masyarakat dan Umat Islam di Propinsi Riau." ISLAMIKA 2, no. 2 (2020): 276–97. http://dx.doi.org/10.36088/islamika.v2i2.792.

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Riau public awareness of a usury-free bank has shown the positive conversion of Riau BUMD Bank Riau Riau Islands into Sharia-based Banking. Riau Kepr Bank can be converted into an Islamic bank by not breaking the existing rules, just the process and mechanism that must be followed in accordance with the procedures and rules set by the Financial Services Authority. Bank Riau Kepri if converted will become a Sharia Bank, has the opportunity to become one of the 10 largest Islamic banks in Indonesia if analyzed from the side of Riau Riau Regional BUMD assets, but still survive in conventional ban

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Jasri, Jasri, Saidin Mansyur, Indah Rahayu, and Hesti Astuti. "PERANAN BANK SYARIAH INDONESIA (BSI) DALAM MENDUKUNG PENINGKATAN KESEJAHTERAAN USAHA KECIL DAN MENENGAH." Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis 1, no. 2 (2021): 128–34. http://dx.doi.org/10.55606/jaemb.v1i2.815.

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Small and Medium Enterprises (SMEs) are one of the main drivers of the development of the manufacturing industry. They are able to create jobs faster than others. The regional potential for Small and Medium Enterprises (SMEs) is very large. However, the lack of working capital makes most MSEs unable to continue their creative business. So it requires convenience in obtaining capital injections from various parties, especially Indonesian Islamic Banks. This study aims to analyze the effectiveness of the role of the Indonesian Islamic Bank (BSI) in supporting the growth of MSEs in Bulukumba. Thi

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Jadhav, Tejal, Kshitij Palav, Shubham Dandge, Saurabh Kale, and Jyoti Dange. "Social Distancing and Monitoring Robot for Queue Management." International Journal for Research in Applied Science and Engineering Technology 10, no. 4 (2022): 898–902. http://dx.doi.org/10.22214/ijraset.2022.41371.

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Abstract: Since the COVID-19 pandemic took the world by storm, governments around the world have taken tough but necessary measures to control its spread. During the COVID-19 pandemic, social distancing was widely used as a non-pharmaceutical prevention measure. So we designed social distancing monitoring robot that aims to limit the spread of Covid by measuring the distance between individuals in queues. This system is very essential for banks, government offices, shopping malls, schools, and theatres, among others, where long queues can last for hours every day. Furthermore, this robot also

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Ivanny, Levia Diza Dwi, Edy Kusnadi Hamdun, and Lita Permata Sari. "PENGARUH MODAL KERJA, CASH FLOW DAN TOTAL ASET TERHADAP NILAI PERUSAHAAN DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN BANK KONVENSIONAL YANG TERDAFTAR DI BEI PERIODE 2020-2022." Jurnal Mahasiswa Entrepreneurship (JME) 3, no. 5 (2024): 804. http://dx.doi.org/10.36841/jme.v3i5.4922.

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Banking companies are financial institutions whose job is to collect funds from the public in the form of deposits and then channel them back to the public in the form of credit or other things to advance the community's economy. Conventional banks themselves are banks that carry out their activities according to national and international regulations. This study aimed to determine the effect of working capital, cash flow and total assets on firm value with profitability as an intervening variable. This study uses quantitative and descriptive research. The population used in this study were 41

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Zahara, Rizki Novriyanti, and Hajan Hidayat. "PENGARUH KEPUASAN DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN BANK DI KOTA BATAM." JOURNAL OF APPLIED MANAGERIAL ACCOUNTING 1, no. 2 (2017): 150–56. http://dx.doi.org/10.30871/jama.v1i2.500.

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This study aims to identify and analyze the influence of job satisfaction and work discipline on employee performance. Approach method used for sampling is purposive sampling technique. Respondents were used in this study were 173 employees working in state-owned banks in Batam. This study uses regression analysis to examine how the influence of these two variables on the performance of employees with SPSS 22.0 application. Results of the t test obtained by value t count 3,979> t table 1,973, which means that H1 is accepted and t value 4,623> t table 1973, which means H2 is accepted. The

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Yoewono, Harsono. "PENGARUH KINERJA KEUANGAN DAN INDIKATOR KESULITAN FINANSIL TERHADAP HARGA SAHAM BANK STUDI KASUS BANK BCA." Media Ekonomi 22, no. 1 (2014): 1. http://dx.doi.org/10.25105/me.v22i1.2815.

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<p>The main problem of bank is maintaining 3 financial health indicators, namely on aspects of liquidity, profitability, and solvency. These three bank performance parameters are part of the CAMEL surveillance system, without a single M (management) that can only be taken into account by the Bank Supervisory Team from Bank Indonesia for each bank. The purpose of research to determine the level of financial and financial performance of banks and the level of difficulty of banks that have gone public in Indonesia to the stock price of banks. This study was conducted to determine the impact

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Tolulope Esther Edunjobi. "THE INTEGRATED BANKING-SUPPLY CHAIN (IBSC) MODEL FOR FMCG IN EMERGING MARKETS." Finance & Accounting Research Journal 6, no. 4 (2024): 531–45. http://dx.doi.org/10.51594/farj.v6i4.992.

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The Integrated Banking-Supply Chain (IBSC) model represents a comprehensive framework designed to enhance the efficiency and resilience of Fast-Moving Consumer Goods (FMCG) supply chains in emerging markets. Emerging markets present unique challenges, including infrastructural limitations, economic volatility, and limited access to financing. The IBSC model addresses these challenges by integrating banking services with supply chain management practices, fostering collaboration among stakeholders and leveraging financial instruments to optimize operations. This paper explores the key component

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Scott, Denis, and Tim Broyd. "Investigating hosting project bank accounts (PBAs) on the blockchain and its potential value contribution to the UK construction industry." Journal of Information Technology in Construction 29 (December 19, 2024): 935–75. https://doi.org/10.36680/j.itcon.2024.041.

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The UK Government mandated using project bank accounts (PBAs) in public-sector construction projects to reduce the risk of damages caused by contractor insolvencies and cash farming. Cash farming is a strategy contractors exploit to maintain high levels of capital for maximising investments into future work at the detriment of the supply chain enduring withheld payments. This article explores the cash flow problem from the technology perspective, particularly whether the programmability of smart contracts and the general-purpose protocol layer of the blockchain can be leveraged to reduce syste

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Sharma, Suman. "Emotional Intelligence Management: Key tool for success." TECHNO REVIEW Journal of Technology and Management 2, no. 3 (2022): 14–20. http://dx.doi.org/10.31305/trjtm2022.v02.n03.003.

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The responsibilities that workers of Indian banks are tasked with doing have gotten increasingly difficult in this period of competitiveness, instability, and dynamism in the environment. This is also owing to the fact that with the opening up of the economy through globalisation, liberalisation, and privatisation as well as the natural drift towards information technology, the difficulties get amplified when one is required to function in a varied working environment. In order for businesses to successfully satisfy their clients, they want employees who are not only knowledgeable in their res

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-, Istianah. "Analisis Kendala Implementasi Marketplace Pemerintah dan Digital Payment Dalam Pemberdayaan UMKM." ILTIZAM Journal of Shariah Economics Research 5, no. 2 (2021): 201–10. http://dx.doi.org/10.30631/iltizam.v5i2.870.

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The government has launched the Government Marketplace and digital Payment with the main objective of encouraging efficiency, effectiveness, transparency and accountability of state spending, as well as empowering vendors, most of whom are MSMEs. Here the government integrates the working unit of APBN users, MSMEs as providers of goods/services, and banking in one ecosystem. 3 Government banks have been selected as platform providers with Digital Payment (Digipay) applications. Digipay has been designed in such a way to make it easier for users but users are still reluctant to use it.

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Khairani, Khairani, and Clarrissa Winata. "KORELASI ANTAR VARIABLE MONETER DAN FISKAL YANG MEMPENGARUHI JUMLAH KREDIT PERBANKAN DI INDONESIA." JURNAL LENTERA BISNIS 14, no. 1 (2025): 896–907. https://doi.org/10.34127/jrlab.v14i1.1485.

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This study aims to analyze the determinants of the amount of credit successfully distributed by banks and analyze the correlation between variables. The type of data used is secondary data collected using the documentation method. Data sourced from the Central Statistics Agency and the Financial Services Authority using monthly data from 2019-2024. The data analysis technique used is SEM PLS with the help of SmartPLS 3.8 software. All model criteria have been met in terms of Q square and GoF. The results of the BI rate hypothesis test have a positive and significant effect on banking ROA in In

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Gopalakrishnan, Ragunathan, and Chellapa Swarnalatha. "A Push on Job Anxiety for Employees on Managing Recent Difficult to Understand Computing Equipment in the Modern Issues in Indian Banking Quarter." Scientific World Journal 2015 (2015): 1–10. http://dx.doi.org/10.1155/2015/839216.

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Stress management can be defined as intervention planned to decrease the force of stressors in the administrative center. These can have a human being focus, aimed at raising an individual’s ability to cope with stressors and the implementation of the CRM is essential to establish a better performance of the banking sector. Since managing stress and customer relationship management are becoming crucial in the field of management the work has forecasted them in a wide range of dimensions. This paper organizes few preliminary concepts of stress and critically analyzes the CRM strategy implemente

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Kuswara, Asep. "Pengaruh Independensi, Pengalaman Kerja, Objektifitas dan Integritas Internal Auditor Terhadap Kualitas Audit (Survey Pada Bank Swasta Nasional Di Wilayah Jawa Barat)." Eksis: Jurnal Ilmiah Ekonomi dan Bisnis 11, no. 2 (2020): 65. http://dx.doi.org/10.33087/eksis.v11i2.195.

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Unqualified opinion (WTP) is a statement given oleh independent auditor. Such statement is proclaimed in froud manner and should be known by public. However, a sound statement given by the auditor does not necessarily mean that the organization is free from corruption, fraud or deceit. The purpose of this research is to examine the significance level of independence, working experience, objectivity and integrity to the audit quality, both partially and jointly. Survey with questionnaire was used during this research. collecting data through questionnaireson the interval auditor in national Ban

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