Relevant bibliographies by topics / Digital banking

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Digital banking'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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Journal articles on the topic "Digital banking"

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V., Bharathi Veena, and Dr Janarthananpillai . "Effect of Digital Banking Acceptance on Digital Banking Usage." Webology 19, no. 1 (2022): 1344–57. http://dx.doi.org/10.14704/web/v19i1/web19090.

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Banking is one of the most important ingredients in economic development, because of banks have direct contact with the public as well as the countries economic affairs. Thus, banking institutions are considered as a most influential pillars of Indian economy and interreference of banking sector among the public become digitalized and now the digital banking system has been covered almost entire economy in the state. In this context, study has been analyzed the effect of digital banking acceptance on digital banking usage among elder banking customers, because of previous references indicates
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kizi, Berdiyeva Aziza Qalandar. "Digital Banking Systems." Journal of Management and Economics 5, no. 6 (2025): 33–35. https://doi.org/10.55640/jme-05-06-07.

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This article will tell you about the author's various researches on the further development of the Interbank Settlement System, highlighting the large- scale reforms being implemented, and one of the most important factors for the further development of the rapidly developing economy today - the correct and accurate organization of money circulation.
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Indriasari, Elisa, Harjanto Prabowo, Ford Lumban Gaol, and Betty Purwandari. "Digital Banking." International Journal of E-Business Research 18, no. 1 (2022): 1–20. http://dx.doi.org/10.4018/ijebr.309398.

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Due to the exponential growth of the internet, smartphones, and communication technologies during the last two decades, the digital banking sector has enormously advanced in terms of user-friendly, efficient, and fast financial transactions. Digital banking also plays a significant role as an enabler of cashless transactions in the economic crisis caused by the COVID-19 pandemic. The study investigates the challenges, technology, and future research agenda of digital banking. The paper follows the manifestation of Kitchenham's SLR protocol. Six databases were used to determine articles that ma
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Sanmath, Prof Ashwini. "Fin Tech Banking – The Revolutionized Digital Banking." International Journal of Trend in Scientific Research and Development Special Issue, Special Issue-ICDEBI2018 (2018): 172–80. http://dx.doi.org/10.31142/ijtsrd18699.

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Shermukhamedov, Bobur Abbasovich, and Muyassar Shavkat kizi Tulaganova. "INNOVATIONS IN BANKING: DIGITAL BANKING." Theoretical & Applied Science 102, no. 10 (2021): 880–87. http://dx.doi.org/10.15863/tas.2021.10.102.98.

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Liyana dinie saffa. "Perkembangan Layanan Digital Produk Perbankan Syariah." Al-Hisbah Jurnal Ekonomi Syariah 4, no. 1 (2024): 24–37. http://dx.doi.org/10.57113/his.v4i1.377.

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Perkembangan teknologi informasi menjadi tantangan bagi perbankan syariah untuk terus meningkatkan inovasi dan kreativitas dari produknya. Penelitian ini mencoba menganalisis perkembangan layanan digital dari produk - produk perbankan syariah seperti fintech, aplikasi akad qardh dan murabahah, serta layanan internet banking, phone banking, dan mobile bankin. Tujuan utama pada penelitian ini adalah untuk melihat perkembagan dan inovasi dari produk – produk perbankan syariah secara digital. Metode penelitian yang digunakan dalam penelitian ini menggunakan metode kualitatif dengan mengumpulkan li
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Safa, Liyana Dini. "Perkembangan Layanan Digital Produk Perbankan Syariah." Al-Hisbah Jurnal Ekonomi Syariah 4, no. 1 (2024): 24–37. https://doi.org/10.57113/his.v4i1.349.

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Perkembangan teknologi informasi menjadi tantangan bagi perbankan syariah untuk terus meningkatkan inovasi dan kreativitas dari produknya. Penelitian ini mencoba menganalisis perkembangan layanan digital dari produk - produk perbankan syariah seperti fintech, aplikasi akad qardh dan murabahah, serta layanan internet banking, phone banking, dan mobile bankin. Tujuan utama pada penelitian ini adalah untuk melihat perkembagan dan inovasi dari produk – produk perbankan syariah secara digital. Metode penelitian yang digunakan dalam penelitian ini menggunakan metode kualitatif dengan mengumpulkan li
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Banking A, Digital. "Digital Banking - A Commercial Tool for Banking Industry." International Journal of Science and Research (IJSR) 11, no. 3 (2022): 1144–45. http://dx.doi.org/10.21275/mr22323112721.

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Arora, Drishti. "Green Banking (Digital Banking for Customers)." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem49312.

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Abstract This paper explores the growing significance of Green Banking and how digital banking platforms play a transformative role in promoting environmental sustainability. With the increasing urgency to combat climate change and reduce environmental degradation, banks are shifting towards paperless, technology-driven processes that reduce their carbon footprint and operational waste. The research focuses on understanding customer perceptions, preferences, and awareness regarding green banking practices delivered through digital platforms. Using both qualitative and quantitative methods, the
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Dolgushina, D. A., and N. L. Poltoradneva. "Digital banking model." St. Petersburg State Polytechnical University Journal. Economics 256, no. 6 (2017): 206–18. http://dx.doi.org/10.5862/je.256.19.

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Dissertations / Theses on the topic "Digital banking"

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Гуменна, Юлiя Григорiвна, Юлия Григорьевна Гуменная, Yuliia Hryhorivna Humenna, and A. Eremenko. "Relationship between digital technologies and banking sector." Thesis, Sumy State University, 2019. https://essuir.sumdu.edu.ua/handle/123456789/77713.

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Nowadays, digital technologies are fully penetrating and being implemented in the financial services industry by offering products and services to consumers and businesses through financial institutions. The rapid development of information and communication technologies has enabled lending institutions to improve their operations and develop remote banking services over the Internet. Internet banking was introduced in the early 1990s. It has since grown rapidly with the spread of the Internet. Digital banking, in the first place, includes the concept of non-cash. Historically, this met
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Gankova-Ivanova, Zwetelina, and Larysa Turova. "Modern digital technologies of the banking system." Thesis, National Aviation University, 2021. https://er.nau.edu.ua/handle/NAU/54574.

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1. Vladyka J. P., Bezuhla L.S. and Turova L.L. Zdobutky ta novi vyklyky u dijal'nosti systemno vazhlyvyh bankiv v Ukrajini. Elektronnyj naukovo-praktychnyj zhurnal «Infrastruktura rynku» (in Ukrainian) 2. Zastrozhnikova I.V. (2021), Vplyv didzhytalizaciji na kadrovu polityku v agrarnomu sektori, Investyciji: praktyka ta dosvid. 2021. № 4. pp. 77–81 (in Ukrainian)<br>The necessity of using digital technologies in banking activity, which consists in the general improvement of customer service, is substantiated; reducing the bank's operating costs, speeding
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Häggqvist, Jacob. "Digital Transformation in the Swedish Banking Sector." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-264176.

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The face of banking has changed dramatically over the last few decades, and in no area does this statement hold more true than in the domain of digitalization. One term that has been relentlessly repeated when discussing the past, present and future of this development is ”Digital Transformation”. Digital Transformation can be tersely defined to mean change driven by digital technologies, with the potential to increase efficiency in existing processes, as well as to allow for new and novel technology-driven problem solutions and business models. Despite the fact that Swedish major banks have
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Friderichs, Michael. "The new banking model - digital revolution of the banking sector : the example of Commerzbank AG." Master's thesis, Instituto Superior de Economia e Gestão, 2017. http://hdl.handle.net/10400.5/14489.

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Mestrado em Finanças<br>Digitalization is one of the most interesting and important topics nowadays in the banking industry. The objective of this internship report is to understand the importance of the Challenges for the banking sector and see the start of the digitalization on the example of the Commerzbank AG. This internship report starts with the description of activities developed during the internship at Commerzbank AG Branch Luxembourg. Going over to a Literature Review which deals with Regulation of the banking sector, current banking business models and further Challenges in the Ban
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Wedberg, Ludvig. "Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?" Thesis, KTH, Skolan för elektroteknik och datavetenskap (EECS), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-254989.

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The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. Customer experience and customer journeys are crucial as customer expectations is one of the major driving forces for the changing industry.Generation Y (1989 2000) is often defined as early adopters and digital natives which makes them an important but challenging customer segment. According to the Millenni
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Sewpaul, Sailesh. "Digital Strategies Senior Bank Executives in Mauritius use to Improve Customer Service." Thesis, Walden University, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=13422561.

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<p> Customers&rsquo; use of digital banking has reshaped traditional banking, and senior level bank executives must know how to leverage this innovation to improve customer service to increase profitability. Using the technology acceptance model as the conceptual framework, the purpose of this multiple case study was to explore effective digital banking strategies that senior level executives used to improve customer service to increase profitability. The target population for this study included senior-level executives from 3 banks in Mauritius possessing successful development and implementa
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Mbama, Cajetan. "Digital banking services, customer experience and financial performance in UK banks." Thesis, Sheffield Hallam University, 2018. http://shura.shu.ac.uk/23305/.

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Digital banking through telephone, internet and mobile is becoming important for banks’ service marketing, especially with the increase in digital device usage and customer demand for financial services. The changing dynamics of banking means that banks’ performance is no longer solely dependent on branch sales. Capturing and retaining customers are vital for banks, and digital banking is becoming the tool of choice; however research on how it affects customer experience and UK banks’ performance is still limited. This thesis focusses on determining the impact of digital banking services on cu
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Berti, Monica, Julia Jushaninowa, Franziska Naether, Giuseppe G. A. Celano, and Polina Yordanova. "The Digital Rosetta Stone." Universitätsbibliothek Leipzig, 2016. http://nbn-resolving.de/urn:nbn:de:bsz:15-qucosa-201522.

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In cooperation with projects from colleagues in Berlin and powered by the British Museum in London, we present an ongoing project whose aim is to produce a digital edition of the Rosetta Stone (the “Decree of Memphis”). The project has two main goals: 1) textual alignment of the Hieroglyphic, Demotic and Greek versions of the Rosetta Stone; 2) morphosyntactic annotation of the three versions of the inscription. As first results, we present: 1) examples of alignment of the Hieroglyphic version of the text with translations into modern languages (through the Alpheios alignment editor; 2) the com
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LAGERQVIST, SOFIA, and Johanna BERGROTH. "Banking on Generation Y:Implications for traditional Swedish retailbanks in the digital era." Thesis, KTH, Hållbarhet och industriell dynamik, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-189565.

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During recent years, digitalization has had an increasing impact in the society. It has gone frombeing an isolated part of an organization into something that can instead transform the business as awhole. Many businesses have experienced this change, and traditional retail banks are no exception.The digital climate has enabled new digital operators to enter the financial market and these havemanaged to claim market space. At the same time, a new, less loyal and more digital generation ofcustomers, i.e. Generation Y, will have an increasingly important role on the market. However, it iscurrentl
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Duarte, Susana Catarina Alves. "Tendências futuras do setor bancário : o ajustamento da banca tradicional às novas tecnologias e a banca nativa digital." Master's thesis, Instituto Superior de Economia e Gestão, 2019. http://hdl.handle.net/10400.5/19198.

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Mestrado em Gestão e Estratégia Industrial<br>Encontramo-nos em plena quarta revolução industrial e praticamente todas as indústrias estão a adaptar-se a novas realidades e a novas formas de estar no mercado, cada vez mais influenciadas pelas chamadas startup tecnológicas. O setor financeiro não é exceção. Este setor necessita de recuperar a confiança dos consumidores e estar preparado para uma concorrência cada vez maior de plataformas de crédito digitais - Revolut, N26, entre outras plataformas de trading e de investimento, que impuseram uma disrupção na indústria financeira. Salientando, q
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Books on the topic "Digital banking"

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Van Hijfte, Stijn. Digital Banking. Apress, 2023. http://dx.doi.org/10.1007/978-1-4842-9184-9.

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Brühl, Volker, and Joachim Dorschel, eds. Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2018. http://dx.doi.org/10.1007/978-3-658-18890-0.

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Łasak, Piotr, and Jonathan Williams. Digital Transformation and the Economics of Banking. Routledge, 2023. http://dx.doi.org/10.4324/9781003340454.

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Endress, Tobias. Digital Project Practice for Banking and FinTech. Auerbach Publications, 2024. http://dx.doi.org/10.1201/9781003395560.

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Scott, Melissa, editor, book designer, ed. Digital banking tips: Practical ideas for disruptors. Digital Banking Tips, 2015.

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Liermann, Volker, and Claus Stegmann, eds. The Digital Journey of Banking and Insurance, Volume II. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-78829-2.

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Liermann, Volker, and Claus Stegmann, eds. The Digital Journey of Banking and Insurance, Volume III. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-78821-6.

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Liermann, Volker, and Claus Stegmann, eds. The Digital Journey of Banking and Insurance, Volume I. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-78814-8.

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Gąsiorkiewicz, Lech, and Jan Monkiewicz. The Digital Revolution in Banking, Insurance and Capital Markets. Routledge, 2023. http://dx.doi.org/10.4324/9781003310082.

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Khang, Alex. Shaping Cutting-Edge Technologies and Applications for Digital Banking and Financial Services. Productivity Press, 2025. https://doi.org/10.4324/9781003501947.

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Book chapters on the topic "Digital banking"

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Geçer, Turgay, and Vedat Akgiray. "Digital Banking." In The Financial Technology Revolution. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-92048-6_5.

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Bhatia, Mohan. "Deliver Digital Experience." In Banking 4.0. Springer Nature Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-6069-6_5.

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Walters, Robert. "Finance and Banking." In Digital Finance Law. Routledge, 2025. https://doi.org/10.4324/9781003511687-2.

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Rashid, Faizur, and Sadaf Rashid. "Digital Banking and Finance." In Digital Freedom. CRC Press, 2023. http://dx.doi.org/10.1201/9781003403784-8.

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Joshi, Vasant Chintaman. "E-Banking." In Digital Finance, Bits and Bytes. Springer Singapore, 2020. http://dx.doi.org/10.1007/978-981-15-3431-7_5.

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Shivakumar, Shailesh Kumar, and Sourabhh Sethii. "Transforming Legacy Banking Applications to Banking Experience Platforms." In Building Digital Experience Platforms. Apress, 2019. http://dx.doi.org/10.1007/978-1-4842-4303-9_10.

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Lera-Lopez, Fernando, Rocío Marco, and Margarita Billon. "Internet banking." In The Digital Disruption of Financial Services. Routledge, 2021. http://dx.doi.org/10.4324/9781003199076-1.

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Brühl, Volker. "Banking 4.0 – Strategische Herausforderungen im digitalen Zeitalter." In Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2017. http://dx.doi.org/10.1007/978-3-658-18890-0_1.

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Kutschera, Helmut. "Gesamtbanksteuerung in der Digitalisierung." In Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2017. http://dx.doi.org/10.1007/978-3-658-18890-0_10.

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Kaupp, Florian, and Ewa Giera. "Zahlungsverkehr: vom Überweisungsträger zu Instant Payments." In Praxishandbuch Digital Banking. Springer Fachmedien Wiesbaden, 2017. http://dx.doi.org/10.1007/978-3-658-18890-0_11.

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Conference papers on the topic "Digital banking"

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Anwar, Shaista, Ghalia Alburaiki, Ali Ibrahimi, and Lulu Qadri. "Digital Banking Issues Experienced by Older People." In 2024 10th International Conference on Optimization and Applications (ICOA). IEEE, 2024. http://dx.doi.org/10.1109/icoa62581.2024.10754510.

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M, Asmitha, and Kavitha C.R. "Decentralized User Wallet: Transforming Digital Banking with Blockchain." In 2024 8th International Conference on I-SMAC (IoT in Social, Mobile, Analytics and Cloud) (I-SMAC). IEEE, 2024. http://dx.doi.org/10.1109/i-smac61858.2024.10714769.

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Sujanto, Sarah Andien, Justin Filbert Surya, Justin Ramaputra, and Anderes Gui. "User Satisfaction in Digital Banking Through Artificial Intelligence." In 2024 International Conference on Intelligent Cybernetics Technology & Applications (ICICyTA). IEEE, 2024. https://doi.org/10.1109/icicyta64807.2024.10913293.

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Pasichnyk, R. M. "Integrated risk management model for digital banking processes." In Сучасний стан та основні пріоритети розвитку економіки. PE Lesiuk T.P., 2025. https://doi.org/10.64076/eecsr250708.01.

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Hayuning Adi, Maria Paramastri, Aliekah Chandra, Agustinus Winoto, and Metya Kartikasary. "Determining Factors of the Intention to Use Digital Banking." In 2024 9th International Conference on Business and Industrial Research (ICBIR). IEEE, 2024. https://doi.org/10.1109/icbir61386.2024.10875979.

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Kautsar, Achmad, Muhammad Madyan, and Rahmat Setiawan. "Literature Review of Digital Transformation on Banking: Corporate Perspective." In 2024 International Conference on Sustainable Islamic Business and Finance (SIBF). IEEE, 2024. https://doi.org/10.1109/sibf63788.2024.10883842.

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Yunanda, Rochania Ayu, and Silvia Dewiyanti. "Digital Governance Strategies for Enhancing Sustainable Banking Ecosystem in Indonesia." In 2024 12th International Conference on Cyber and IT Service Management (CITSM). IEEE, 2024. https://doi.org/10.1109/citsm64103.2024.10775351.

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Huang, Yi-Ting, Tzu-Hsuan Wang, and Cian-Yu Lin. "Optimization of User-Centric Step Indicator for Digital Banking Interface." In 2024 International Conference on Consumer Electronics - Taiwan (ICCE-Taiwan). IEEE, 2024. http://dx.doi.org/10.1109/icce-taiwan62264.2024.10674275.

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Lycaso, Auryns, and Anderes Gui. "Digital Transformation in Banking: Behavioral and Technological Factors in Indonesia." In 2025 29th International Conference on Information Technology (IT). IEEE, 2025. https://doi.org/10.1109/it64745.2025.10930275.

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Kaur, Pavandeep, and Ankit Sharma. "Digital Transformation in Banking and Financial Sector – a Comprehensive Analysis." In 2024 8th International Conference on Computational System and Information Technology for Sustainable Solutions (CSITSS). IEEE, 2024. https://doi.org/10.1109/csitss64042.2024.10816711.

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Reports on the topic "Digital banking"

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D\'Addario, Josh, and Olivier Thereaux. Unlocking the world of digital corporate banking. Open Data Institute, 2022. http://dx.doi.org/10.61557/luxc4276.

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Fernández-Villaverde, Jesús, Daniel Sanches, Linda Schilling, and Harald Uhlig. Central Bank Digital Currency: Central Banking For All? National Bureau of Economic Research, 2020. http://dx.doi.org/10.3386/w26753.

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Alok, Shashwat, Pulak Ghosh, Nirupama Kulkarni, and Manju Puri. Open Banking and Digital Payments: Implications for Credit Access. National Bureau of Economic Research, 2024. https://doi.org/10.3386/w33259.

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Raskin, Max, and David Yermack. Digital Currencies, Decentralized Ledgers, and the Future of Central Banking. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22238.

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Ketterer, Juan Antonio, and Gabriela Andrade. Digital Central Bank Money and the Unbundling of the Banking Function. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0007008.

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Innovations in digital payment technologies and digital currencies suggest that extending access to central bank money (CBM) to firms and individuals is now feasible. This paper focuses on a recent related debate regarding alternative organizational models for the payment system and their implications for the banking industry. One of the main conclusions is that extended access to CBM will likely create a centrifuge force in the financial system that might result in the unbundling of the banking functions.
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Ketterer, Juan Antonio, and Gabriela Andrade. Digital Central Bank Money and the Unbundling of the Banking Function. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0000300.

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Ali, Abdelrahman. Milestones and Challenges in Egypt’s Digital Financial Technology Adoption. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24041.

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Financial technology (Fintech) denotes the cutting-edge technologies transforming traditional financial services. Fintech involves the automation of financial service delivery, empowering financial service providers, businesses, and consumers to streamline their financial operations through specialized software on computers, smartphones, and various devices. Its scope has expanded beyond traditional financial services to encompass consumer-oriented sectors like education, retail banking, fundraising, digital currencies, and investment management. As with other nations, Egypt must embrace finan
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Ji, Yan, Songyuan Teng, and Robert Townsend. Branch Expansion versus Digital Banking: The Dynamics of Growth and Inequality in a Spatial Equilibrium Model. National Bureau of Economic Research, 2021. http://dx.doi.org/10.3386/w28582.

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Wie, Dr Dainn. Small Tech, Big Impact: Low-Cost ICT and SME Productivity – Microdata Evidence from Nine Economies in Asia. Asian Productivity Organization, 2025. https://doi.org/10.61145/seaj2269.

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Explore how low-cost ICT tools—like mobile banking, websites, and e-payments—boost SME productivity in nine APO economies. Using firm-level data from nine economies, the report demonstrates how digital adoption enables small firms to overcome barriers to growth. It also offers actionable policy insights to bridge the digital divide and promote inclusive economic development.
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Cerda, Maikol, David Cervantes, Paul Gertler, et al. Research Insights: How Has the COVID-19 Pandemic Affected Micro, Small, and Medium Enterprises’ Use of Online Banking? Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005256.

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The COVID-19 pandemic has significantly accelerated the digitalization of micro, small, and medium Enterprises (MSMEs) in Latin America. The shift from in-person to online banking transactions has been both significant and permanent, becoming more important not only during the lockdowns but also after the economic recovery. This digital transformation has been observed across all industries, firm sizes, and geographical locations, indicating a broad-based response to the pandemics challenges.
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